8-K 1 fom0400a_jul.txt JULY 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2004 FREMONT HOME LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-A Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-100818-23 Pooling and Servicing Agreement) (Commission 54-2147304 (State or other File Number) 54-2147303 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On July 26, 2004 a distribution was made to holders of FREMONT HOME LOAN TRUST , Mortgage Pass-Through Certificates, Series 2004-A Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A Trust, relating to the July 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FREMONT HOME LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-A Trust By: Wells Fargo Bank, N.A. as Trust Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 8/3/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A Trust, relating to the July 26, 2004 distribution. EX-99.1

Fremont Home Loan Trust Mortgage Pass-~~Backed~~Through Certificates Record Date: 26/2930/2004 Distribution Date: 37/2526/2004 FREMONT Series: 2004-A Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1A 35729PCR9 SEN 1.~~37125~~58000% ~~212~~196,~~726~~238,~~000~~897.0022 ~~275~~266,~~494~~993.9492 17,~~737~~021,~~002~~519.1666 A-1B 35729PCG3 SEN 1.~~46125~~67000% 2321,~~637~~805,~~000~~039.0041 3231,~~620~~356.7086 ~~193~~780,~~006~~194.5952 A-2 35729PCH1 SEN 1.~~39125~~60000% ~~237~~218,~~239~~445,~~000~~958.0097 ~~311~~300,~~722~~969.1699 28,~~162~~354,~~487~~392.4975 A-3 35729PCJ7 SEN 1.~~39125~~60000% ~~189~~171,~~451~~806,~~000~~378.0043 ~~248~~236,~~930~~711.7201 47,~~934~~577,~~665~~761.8964 M-1 35729PCK4 MEZ 1.~~64125~~85000% 58,419,000.00 9093,~~553~~064.5171 0.00 M-2 35729PCL2 MEZ 2.~~24125~~45000% 47,987,000.00 101,~~575~~239.8224 0.00 M-3 35729PCM0 MEZ 2.~~49125~~70000% 14,604,000.00 3433,~~360~~954.9830 0.00 B-1 35729PCN8 JUN 2.~~78125~~99000% 14,605,000.00 3837,~~363~~603.4882 0.00 B-2 35729PCP3 JUN 23.~~84125~~05000% 10,432,000.00 27,~~993~~398.2649 0.00 B-3 35729PCQ1 JUN 34.~~94125~~15000% 10,432,000.00 3837,~~830~~279.9591 0.00 X 35729PCS7 OC 0.00000% 15,~~022~~021,~~301~~979.1022 3,~~752~~448,~~913~~226.8563 0.00 P 35729PCT5 PrePay 0.00000% 100.00 ~~107~~505,~~989~~098.9586 0.00 R-1 35729PCU2 RES 0.00000% 0.00 0.00 0.00 R-2 FOM040AR2 RES 0.00000% 0.00 0.00 0.00 Totals ~~834~~779,~~554~~797,~~401~~353.1025 5,~~061~~119,~~350~~897.3274 923,~~027~~733,~~162~~868.1357

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1A 0.00 ~~210~~189,~~988~~217,~~997~~377.8456 27,~~012~~288,~~497~~513.1058 0.00 A-1B 0.00 2321,~~443~~024,~~993~~844.4189 ~~225~~811,~~627~~551.2938 0.00 A-2 0.00 ~~235~~210,~~076~~091,~~512~~566.5122 28,~~474~~655,~~209~~362.6574 0.00 A-3 0.00 ~~184~~164,~~516~~228,~~334~~616.1179 57,~~183~~814,~~596~~472.6165 0.00 M-1 0.00 58,419,000.00 9093,~~553~~064.5171 0.00 M-2 0.00 47,987,000.00 101,~~575~~239.8224 0.00 M-3 0.00 14,604,000.00 3433,~~360~~954.9830 0.00 B-1 0.00 14,605,000.00 3837,~~363~~603.4882 0.00 B-2 0.00 10,432,000.00 27,~~993~~398.2649 0.00 B-3 0.00 10,432,000.00 3837,~~830~~279.9591 0.00 X 0.00 15,021,979.22 3,~~752~~448,~~913~~226.8563 0.00 P 0.00 100.00 ~~107~~505,~~989~~098.9586 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 Totals 0.00 ~~825~~756,~~526~~063,~~917~~484.0968 1428,~~088~~853,~~512~~766.4531 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1A 212,726,000.00 ~~212~~196,~~726~~238,~~000~~897.0022 0.00 17,~~737~~021,~~002~~519.1666 0.00 0.00 A-1B 23,637,000.00 2321,~~637~~805,~~000~~039.0041 0.00 ~~193~~780,~~006~~194.5952 0.00 0.00 A-2 237,239,000.00 ~~237~~218,~~239~~445,~~000~~958.0097 0.00 28,~~162~~354,~~487~~392.4975 0.00 0.00 A-3 189,451,000.00 ~~189~~171,~~451~~806,~~000~~378.0043 0.00 47,~~934~~577,~~665~~761.8964 0.00 0.00 M-1 58,419,000.00 58,419,000.00 0.00 0.00 0.00 0.00 M-2 47,987,000.00 47,987,000.00 0.00 0.00 0.00 0.00 M-3 14,604,000.00 14,604,000.00 0.00 0.00 0.00 0.00 B-1 14,605,000.00 14,605,000.00 0.00 0.00 0.00 0.00 B-2 10,432,000.00 10,432,000.00 0.00 0.00 0.00 0.00 B-3 10,432,000.00 10,432,000.00 0.00 0.00 0.00 0.00 X 15,022,301.10 15,~~022~~021,~~301~~979.1022 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 0.00 Totals 834,554,401.10 ~~834~~779,~~554~~797,~~401~~353.1025 0.00 923,~~027~~733,~~162~~868.1357 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1A 17,~~737~~021,~~002~~519.1666 ~~210~~189,~~988~~217,~~997~~377.8456 0.~~99183456~~88948872 17,~~737~~021,~~002~~519.1666 A-1B ~~193~~780,~~006~~194.5952 2321,~~443~~024,~~993~~844.4189 0.~~99183456~~88948872 ~~193~~780,~~006~~194.5952 A-2 28,~~162~~354,~~487~~392.4975 ~~235~~210,~~076~~091,~~512~~566.5122 0.~~99088477~~88556926 28,~~162~~354,~~487~~392.4975 A-3 47,~~934~~577,~~665~~761.8964 ~~184~~164,~~516~~228,~~334~~616.1179 0.~~97395281~~86686593 47,~~934~~577,~~665~~761.8964 M-1 0.00 58,419,000.00 1.00000000 0.00 M-2 0.00 47,987,000.00 1.00000000 0.00 M-3 0.00 14,604,000.00 1.00000000 0.00 B-1 0.00 14,605,000.00 1.00000000 0.00 B-2 0.00 10,432,000.00 1.00000000 0.00 B-3 0.00 10,432,000.00 1.00000000 0.00 X 0.00 15,021,979.22 0.99997857 0.00 P 0.00 100.00 1.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 Totals 923,~~027~~733,~~162~~868.1357 ~~825~~756,~~526~~063,~~917~~484.0968 0.~~98918287~~90594871 923,~~027~~733,~~162~~868.1357

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1A 212,726,000.00 ~~1000~~922.~~00000000~~49606169 0.00000000 833.~~16544362~~00734118 0.00000000 A-1B 23,637,000.00 ~~1000~~922.~~00000000~~49606168 0.00000000 833.~~16544358~~00734103 0.00000000 A-2 237,239,000.00 ~~1000~~920.~~00000000~~78435236 0.00000000 935.~~11522764~~21509006 0.00000000 A-3 189,451,000.00 ~~1000~~906.~~00000000~~86445799 0.00000000 2639.~~04718840~~99853070 0.00000000 M-1 58,419,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 47,987,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 14,604,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-1 14,605,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 10,432,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-3 10,432,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 X 15,022,301.10 ~~1000~~999.~~00000000~~97857319 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1A 0.00000000 833.~~16544362~~00734118 ~~991~~889.~~83455638~~48872051 0.~~99183456~~88948872 833.~~16544362~~00734118 A-1B 0.00000000 833.~~16544358~~00734103 ~~991~~889.~~83455642~~48872065 0.~~99183456~~88948872 833.~~16544358~~00734103 A-2 0.00000000 935.~~11522764~~21509006 ~~990~~885.~~88477236~~56926231 0.~~99088477~~88556926 935.~~11522764~~21509006 A-3 0.00000000 2639.~~04718840~~99853070 ~~973~~866.~~95281160~~86592728 0.~~97395281~~86686593 2639.~~04718840~~99853070 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 X 0.00000000 0.00000000 999.97857319 0.99997857 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1A 212,726,000.00 1.~~37125~~58000% ~~212~~196,~~726~~238,~~000~~897.0022 ~~275~~266,~~494~~993.9492 0.00 0.00 A-1B 23,637,000.00 1.~~46125~~67000% 2321,~~637~~805,~~000~~039.0041 3231,~~620~~356.7086 0.00 0.00 A-2 237,239,000.00 1.~~39125~~60000% ~~237~~218,~~239~~445,~~000~~958.0097 ~~311~~300,~~722~~969.1699 0.00 0.00 A-3 189,451,000.00 1.~~39125~~60000% ~~189~~171,~~451~~806,~~000~~378.0043 ~~248~~236,~~930~~711.7201 0.00 0.00 M-1 58,419,000.00 1.~~64125~~85000% 58,419,000.00 9093,~~553~~064.5171 0.00 0.00 M-2 47,987,000.00 2.~~24125~~45000% 47,987,000.00 101,~~575~~239.8224 0.00 0.00 M-3 14,604,000.00 2.~~49125~~70000% 14,604,000.00 3433,~~360~~954.9830 0.00 0.00 B-1 14,605,000.00 2.~~78125~~99000% 14,605,000.00 3837,~~363~~603.4882 0.00 0.00 B-2 10,432,000.00 23.~~84125~~05000% 10,432,000.00 27,~~993~~398.2649 0.00 0.00 B-3 10,432,000.00 34.~~94125~~15000% 10,432,000.00 3837,~~830~~279.9591 0.00 0.00 X 15,022,301.10 0.00000% 15,~~022~~021,~~301~~979.1022 0.00 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 R-1 0.00 0.00000% 0.00 0.00 0.00 0.00 R-2 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 834,554,401.10 1,~~200~~166,~~446~~572.5225 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1A 0.00 0.00 ~~275~~266,~~494~~993.9492 0.00 ~~210~~189,~~988~~217,~~997~~377.8456 A-1B 0.00 0.00 3231,~~620~~356.7086 0.00 2321,~~443~~024,~~993~~844.4189 A-2 0.00 0.00 ~~311~~300,~~722~~969.1699 0.00 ~~235~~210,~~076~~091,~~512~~566.5122 A-3 0.00 0.00 ~~248~~236,~~930~~711.7201 0.00 ~~184~~164,~~516~~228,~~334~~616.1179 M-1 0.00 0.00 9093,~~553~~064.5171 0.00 58,419,000.00 M-2 0.00 0.00 101,~~575~~239.8224 0.00 47,987,000.00 M-3 0.00 0.00 3433,~~360~~954.9830 0.00 14,604,000.00 B-1 0.00 0.00 3837,~~363~~603.4882 0.00 14,605,000.00 B-2 0.00 0.00 27,~~993~~398.2649 0.00 10,432,000.00 B-3 0.00 0.00 3837,~~830~~279.9591 0.00 10,432,000.00 X 0.00 0.00 3,~~752~~448,~~913~~226.8563 0.00 15,021,979.22 P 0.00 0.00 ~~107~~505,~~989~~098.9586 0.00 100.00 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 5,~~061~~119,~~350~~897.3274 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1A 212,726,000.00 1.~~37125~~58000% ~~1000~~922.~~00000000~~49606169 1.~~29506943~~25510713 0.00000000 0.00000000 A-1B 23,637,000.00 1.~~46125~~67000% ~~1000~~922.~~00000000~~49606168 1.~~38006938~~32660067 0.00000000 0.00000000 A-2 237,239,000.00 1.~~39125~~60000% ~~1000~~920.~~00000000~~78435236 1.~~31395833~~26863623 0.00000000 0.00000000 A-3 189,451,000.00 1.~~39125~~60000% ~~1000~~906.~~00000000~~86445799 1.~~31395833~~24945770 0.00000000 0.00000000 M-1 58,419,000.00 1.~~64125~~85000% 1000.00000000 1.~~55006950~~59305551 0.00000000 0.00000000 M-2 47,987,000.00 2.~~24125~~45000% 1000.00000000 2.~~11673620~~10972222 0.00000000 0.00000000 M-3 14,604,000.00 2.~~49125~~70000% 1000.00000000 2.~~35284717~~32500000 0.00000000 0.00000000 B-1 14,605,000.00 2.~~78125~~99000% 1000.00000000 2.~~62673605~~57472236 0.00000000 0.00000000 B-2 10,432,000.00 23.~~84125~~05000% 1000.00000000 2.~~68340299~~62638900 0.00000000 0.00000000 B-3 10,432,000.00 34.~~94125~~15000% 1000.00000000 3.~~72229199~~57361100 0.00000000 0.00000000 X 15,022,301.10 0.00000% ~~1000~~999.~~00000000~~97857319 0.00000000 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1A 0.00000000 0.00000000 1.~~29506943~~25510713 0.00000000 ~~991~~889.~~83455638~~48872051 A-1B 0.00000000 0.00000000 1.~~38006938~~32660067 0.00000000 ~~991~~889.~~83455642~~48872065 A-2 0.00000000 0.00000000 1.~~31395833~~26863623 0.00000000 ~~990~~885.~~88477236~~56926231 A-3 0.00000000 0.00000000 1.~~31395833~~24945770 0.00000000 ~~973~~866.~~95281160~~86592728 M-1 0.00000000 0.00000000 1.~~55006950~~59305551 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 2.~~11673620~~10972222 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 2.~~35284717~~32500000 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 2.~~62673605~~57472236 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 2.~~68340299~~62638900 0.00000000 1000.00000000 B-3 0.00000000 0.00000000 3.~~72229199~~57361100 0.00000000 1000.00000000 X 0.00000000 0.00000000 ~~249~~229.~~82283506~~54050828 0.00000000 999.97857319 P 0.00000000 0.00000000 ~~1079899~~5050988.~~50000000~~60000000 0.00000000 1000.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1428,~~099~~631,~~206~~756.5437 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~237~~494,~~740~~401.1118 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties ~~107~~505,~~989~~098.9586 Total Deposits 1429,~~444~~631,~~936~~256.6041 Withdrawals Reimbursement for Servicer Advances 0444,451.0065 Payment of Service Fee ~~356~~333,~~424~~038.1545 Payment of Interest and Principal 1428,~~088~~853,~~512~~766.4531 Total Withdrawals (Pool Distribution Amount) 1429,~~444~~631,~~936~~256.6041 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~347~~324,~~731~~915.0356 Master Servicing 1,~~738~~624.3260 Trust Administration 6,~~954~~498.8029 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~356~~333,~~424~~038.1545

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 02 0 0 02 0550,907.0093 0.00 0.00 0550,907.0093 30 Days 1349 02 1 0 1452 210,~~183~~291,~~872~~327.7078 0406,538.0049 ~~150~~398,~~000~~226.0027 0.00 211,~~333~~096,~~872~~092.7054 60 Days 04 02 015 0 021 0476,715.0022 0144,936.0060 02,107,003.0080 0.00 02,728,655.0062 90 Days 02 01 015 0 018 0893,952.0020 0199,593.0089 02,556,339.0082 0.00 03,649,885.0091 120 Days 0 0 06 0 06 0.00 0.00 01,601,106.0072 0.00 01,601,106.0072 150 Days 0 0 06 01 07 0.00 0.00 01,025,844.0022 0265,500.00 01,291,344.0022 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1355 07 43 1 0106 ~~14 2~~11,~~183~~661,~~872~~995.7020 01,301,976.0091 ~~150~~7,~~000~~688,520.0083 0265,500.00 220,~~333~~917,~~872~~992.7094 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~000000~~051007% 0.000000% 0.000000% 0.~~000000~~051007% 0.~~000000~~072813% 0.000000% 0.000000% 0.~~000000~~072813% 30 Days 01.~~307474~~249681% 0.~~000000~~051007% 0.~~023652~~025504% 0.000000% 01.~~331126~~326192% 01.~~264375~~360194% 0.~~000000~~053732% 0.~~018159~~052633% 0.000000% 01.~~282533~~466559% 60 Days 0.~~000000~~102015% 0.~~000000~~051007% 0.~~000000~~382555% 0.000000% 0.~~000000~~535578% 0.~~000000~~063007% 0.~~000000~~019156% 0.~~000000~~278480% 0.000000% 0.~~000000~~360644% 90 Days 0.~~000000~~051007% 0.~~000000~~025504% 0.~~000000~~382555% 0.000000% 0.~~000000~~459067% 0.~~000000~~118153% 0.~~000000~~026380% 0.~~000000~~337869% 0.000000% 0.~~000000~~482402% 120 Days 0.000000% 0.000000% 0.~~000000~~153022% 0.000000% 0.~~000000~~153022% 0.000000% 0.000000% 0.~~000000~~211617% 0.000000% 0.~~000000~~211617% 150 Days 0.000000% 0.000000% 0.~~000000~~153022% 0.~~000000~~025504% 0.~~000000~~178526% 0.000000% 0.000000% 0.~~000000~~135585% 0.~~000000~~035091% 0.~~000000~~170676% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~307474~~402703% 0.~~000000~~178526% 01.~~023652~~096659% 0.~~000000~~025504% 02.~~331126~~703392% 01.~~264375~~541354% 0.~~000000~~172081% 01.~~018159~~016184% 0.~~000000~~035091% 02.~~282533~~764709%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~237~~494,~~740~~401.1118

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 7.~~634440~~613967% Weighted Average Net Coupon 7.~~134439~~113967% Weighted Average Pass-Through Rate 7.~~121940~~101467% Weighted Average Maturity(Stepdown Calculation ) ~~356~~352 Beginning Scheduled Collateral Loan Count 4,~~261~~024 Number Of Loans Paid In Full 33103 Ending Scheduled Collateral Loan Count 43,~~228~~921 Beginning Scheduled Collateral Balance ~~834~~779,~~553~~797,~~979~~353.2225 Ending Scheduled Collateral Balance ~~825~~756,~~526~~063,~~917~~484.0968 Ending Actual Collateral Balance at 2930-~~Feb~~Jun-2004 ~~826~~756,~~052~~607,~~238~~403.9786 Monthly P &I Constant 5,~~867~~486,~~881~~247.0963 Special Servicing Fee 0.00 Prepayment Penalties ~~107~~505,~~989~~098.9586 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~825~~756,~~526~~063,~~917~~484.0968 Scheduled Principal ~~558~~538,~~418~~454.3299 Unscheduled Principal 823,~~469~~195,~~065~~413.6958

Other Income 044.0068

Miscellaneous Reporting Excess Cash Amount 3,~~752~~448,~~591~~226.9750 Overcollateralization Deficiency 0.00 Extra Principal Amount 0.00 Overcollateralization Release ~~321~~0.8800 Overcollateralization Amount 15,021,979.22 Target Overcollateralization Amount 15,021,979.22 ~~Group 1 Credit Enhancement 0.207748% Group 2 Credit Enhancement 0.205500%~~ Step Down NO Trigger Event NO Yield Maintenance Payment 0~~.00~~

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 7.~~642880~~635590 7.~~549702~~543871 7.~~759374~~734705 Weighted Average Net Rate 7.~~142880~~135590 7.~~049702~~043872 7.~~259374~~234705 Weighted Average Maturity ~~358~~354 ~~347~~343 ~~358~~354 Beginning Loan Count 1,~~356~~275 ~~324~~314 1,~~619~~533 Loans Paid In Full 930 15 1041 Ending Loan Count 1,~~347~~245 ~~323~~309 1,~~609~~492 Beginning Scheduled Balance ~~241~~225,~~608~~566,~~262~~527.1730 5553,~~891~~613,~~153~~756.9967 ~~257~~240,~~383~~526,~~563~~501.2441 Ending scheduled Balance ~~239~~218,~~863~~891,~~391~~947.3240 5552,~~705~~486,~~947~~622.2739 ~~255~~233,~~257~~370,~~576~~783.2250 Record Date 0206/2930/2004 0206/2930/2004 0206/2930/2004 Principal And Interest Constant 1,~~698~~588,~~420~~626.5879 ~~400~~385,~~724~~894.2785 1,~~828~~707,~~225~~667.6859 Scheduled Principal ~~159~~153,~~601~~348.5377 4948,~~089~~848.6278 ~~163~~157,~~946~~333.2903 Unscheduled Principal 16,~~585~~521,~~269~~231.3213 ~~136~~1,~~117~~078,285.1050 16,~~962~~998,~~040~~384.7388 Scheduled Interest 1,~~538~~435,~~819~~278.0502 ~~351~~337,~~634~~046.6507 1,~~664~~550,~~279~~334.3956 Servicing Fees ~~100~~93,~~670~~986.1005 2322,~~287~~339.9805 ~~107~~100,~~243~~219.1740 Master Servicing Fees ~~503~~469.1694 ~~116~~111.4970 ~~536~~501.0108 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 21,~~013~~879.3773 ~~465~~446.7379 2,~~145~~004.0338 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,~~438~~341,~~148~~291.8478 ~~328~~314,~~346~~706.6394 1,~~557~~450,~~036~~115.3616 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties ~~25,820~~0.8800 0.00 ~~16,816~~0.1400 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.~~130380~~123090 7.~~037202~~031371 7.~~246874~~222205

Group Level Collateral Statement Group Group 4 Group 5 Group 6 Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 7.~~729466~~717680 7.~~521692~~489418 7.~~343525~~299993 Weighted Average Net Rate 7.~~229466~~217680 76.~~021692~~989418 6.~~843524~~799993 Weighted Average Maturity ~~347~~343 ~~358~~354 ~~352~~348 Beginning Loan Count ~~270~~260 ~~592~~545 ~~100~~97 Loans Paid In Full 07 1218 12 Ending Loan Count ~~270~~253 ~~580~~527 9995 Beginning Scheduled Balance 4139,~~219~~283,~~220~~163.1382 ~~202~~185,~~019~~263,~~857~~043.8542 3635,~~432~~544,~~343~~360.7263 Ending scheduled Balance 4138,~~182~~084,~~642~~488.5598 ~~197~~178,~~487~~480,~~978~~146.4478 3634,~~029~~749,~~381~~495.2963 Record Date 0206/2930/2004 0206/2930/2004 0206/2930/2004 Principal And Interest Constant ~~301~~287,~~095~~480.8902 1,~~385~~268,~~114~~659.7586 ~~254~~247,~~299~~918.9252 Scheduled Principal 3534,~~593~~834.7527 ~~118~~112,~~838~~399.7262 31,~~348~~690.4152 Unscheduled Principal ~~983~~1,163,840.8357 46,~~413~~670,~~040~~497.6902 ~~371~~763,~~614~~174.0248 Scheduled Interest ~~265~~252,~~502~~645.1475 1,~~266~~156,~~276~~260.0324 ~~222~~216,~~951~~228.5100 Servicing Fees 1716,~~174~~367.6898 8477,~~174~~192.9593 1514,~~180~~810.15 Master Servicing Fees 8581.9084 ~~420~~385.9098 7574.8606 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee ~~343~~327.4934 1,~~683~~543.5886 ~~303~~296.6019 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~248~~236,~~327~~277.4175 1,~~182~~079,~~100~~067.9127 ~~207~~201,~~771~~417.4188 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 ~~65,352~~0.9300 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.~~216966~~205180 76.~~009192~~976918 6.~~831025~~787493

Group Level Collateral Statement Group Total Collateral Description Mixed Fixed & Arm Weighted Average Coupon Rate 7.~~634440~~613967 Weighted Average Net Rate 7.~~134439~~113967 Weighted Average Maturity ~~356~~352.00 Record Date 0206/2930/2004 Principal And Interest Constant 5,~~867~~486,~~881~~247.0963 Beginning Loan Count 4,~~261~~024 Loans Paid In Full 33103 Ending Loan Count 43,~~228~~921 Beginning Scheduled Balance ~~834~~779,~~554~~797,~~401~~353.1025 Ending Scheduled Balance ~~825~~756,~~526~~063,~~917~~484.0968 Scheduled Principal ~~558~~538,~~418~~454.3299 Unscheduled Principal 823,~~469~~195,~~065~~413.6958 Scheduled Interest 54,~~309~~947,~~462~~792.7764 Servicing Fee ~~347~~324,~~731~~915.0356 Master Servicing Fee 1,~~738~~624.3260 Trustee Fee 0.00 Fry Amount 0.00 Special Hazard Fee 0.00 Other Fee 6,~~954~~498.8029 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 4,~~961~~622,~~731~~876.5678 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties ~~107,989~~0.9500 Special Servicing Fee 0.00 Pass-Through Rate 7.~~121940~~101467

Filing Compare · GS MORTGAGE SECURITIES CORP FREMONT HOME LOAN TRUST 2004-A