8-K 1 mlm04a01_aug.txt AUGUST 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2004-A01 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106175-15 54-2144772 Pooling and Servicing Agreement) (Commission 54-2144773 (State or other File Number) 54-2144774 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 25, 2004 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Pass-Through Certificates, Series 2004-A01 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A01 Trust, relating to the August 25, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2004-A01 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 8/30/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A01 Trust, relating to the August 25, 2004 distribution. EX-99.1

Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Record Date: 27/2931/04 Distribution Date: 38/25/04 MLM Series: 2004-A01 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 59020UAA3 SEQ 4.~~21612~~17822% ~~109~~90,~~745~~542,~~000~~181.0033 ~~385~~315,~~581~~254.63 1,~~262~~961,~~459~~140.3165 II-A1 59020UAB1 SEQ 4.67000% ~~174~~152,~~750~~036,~~000~~417.0037 ~~680~~591,~~068~~675.7606 2,~~172~~709,~~635~~408.4739 II-A2 59020UAC9 SEQ 4.~~73093~~71023% ~~180~~157,~~563~~093,~~000~~857.0068 ~~711~~616,~~859~~622.3198 2,~~244~~799,~~907~~535.4695 II-AIO 59020UAD7 IO 0.~~06093~~04023% 0.00 85,~~873~~096.1352 0.00 III-A 59020UAE5 SEQ 4.~~94091~~90894% 7057,~~421~~874,~~000~~414.0094 ~~289~~236,~~952~~751.9888 1850,~~468,170~~701.8938 IV-A 59020UAF2 SEQ 5.~~43831~~38931% 4734,~~251~~001,~~000~~036.0045 ~~214~~152,~~138~~701.1471 140,~~736,944~~505.5722 M-1 59020UAG0 SUB 4.~~71671~~68919% 10,~~272~~242,~~000~~695.0072 40,~~375~~024.0199 5,~~815~~916.4072 M-2 59020UAH8 SUB 4.~~71671~~68919% 4,~~229~~216,~~000~~935.0038 16,~~622~~478.4636 2,~~394~~435.2192 M-3 59020UAJ4 SUB 4.~~71671~~68919% 2,~~416~~409,~~000~~107.0056 9,~~496~~413.3098 1,~~367~~391.8063 B-1 MLM04A1B1 SUB 4.~~71671~~68919% 1,~~511~~506,~~000~~689.0037 5,~~939~~887.1263 ~~855~~870.4434 B-2 MLM04A1B2 SUB 4.~~71671~~68919% 1,~~812~~806,~~000~~830.0067 7,~~122~~060.2348 1,~~025~~043.8572 B-3 MLM04A1B3 SUB 4.~~71671~~68919% 1,~~210~~207,~~564~~110.0047 4,~~758~~716.2398 ~~685~~697.3529 R-I MLM04A1R1 SEQ 0.00000% 0.00 0.00 0.00 R-II MLM04A1R2 SEQ 0.00000% 0.00 0.00 0.00 R-III MLM04A1R3 SEQ 0.00000% 0.00 0.00 0.00 Totals ~~604~~512,~~180~~937,~~564~~276.0094 2,~~374~~001,~~787~~685.3020 8,~~897~~373,~~261~~647.7521

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 ~~108~~88,~~482~~581,~~540~~040.6968 12,~~648~~276,~~040~~395.9428 0.00 II-A1 0.00 ~~172~~149,~~577~~327,~~364~~008.5398 23,~~852~~301,~~704~~083.2345 0.00 II-A2 0.00 ~~178~~154,~~318~~294,~~092~~321.5473 23,~~956~~416,~~766~~158.7793 0.00 II-AIO 0.00 0.00 85,~~873~~096.1352 0.00 III-A 0.00 6857,~~952~~023,~~829~~713.1156 1,~~758~~087,~~123~~453.8726 0.00 IV-A 0.00 4533,~~514~~960,~~055~~531.4323 1193,~~951,082~~206.7193 0.00 M-1 0.00 10,~~266~~236,~~184~~779.6000 4645,~~190~~941.4171 0.00 M-2 0.00 4,~~226~~214,~~605~~499.7946 1918,~~016~~914.6728 0.00 M-3 0.00 2,~~414~~407,~~632~~715.2093 10,~~864~~805.1061 0.00 B-1 0.00 1,~~510~~505,~~144~~819.5603 6,~~794~~757.5697 0.00 B-2 0.00 1,~~810~~805,~~974~~786.1595 8,~~148~~104.0820 0.00 B-3 0.00 1,~~209~~206,~~878~~413.6518 5,~~443~~414.5827 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 Totals 0.00 ~~595~~504,~~283~~563,~~302~~629.2573 1110,~~272~~375,~~049~~332.0541 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 109,745,000.00 ~~109~~90,~~745~~542,~~000~~181.0033 9075,~~600~~459.7514 1,~~171~~885,~~858~~681.5651 0.00 0.00 II-A1 174,750,000.00 ~~174~~152,~~750~~036,~~000~~417.0037 6960,~~634~~048.2351 2,~~103~~649,~~001~~359.2488 0.00 0.00 II-A2 180,563,000.00 ~~180~~157,~~563~~093,~~000~~857.0068 7162,~~950~~046.5900 2,~~172~~737,~~956~~489.8795 0.00 0.00 II-AIO 0.00 0.00 0.00 0.00 0.00 0.00 III-A 70,421,000.00 7057,~~421~~874,~~000~~414.0094 7566,~~721~~095.4368 1784,~~392,449~~605.4670 0.00 0.00 IV-A 47,251,000.00 4734,~~251~~001,~~000~~036.0045 2117,~~992~~690.8643 122,~~714,951~~814.7179 0.00 0.00 M-1 10,272,000.00 10,~~272~~242,~~000~~695.0072 5,~~815~~916.4072 0.00 0.00 0.00 M-2 4,229,000.00 4,~~229~~216,~~000~~935.0038 2,~~394~~435.2192 0.00 0.00 0.00 M-3 2,416,000.00 2,~~416~~409,~~000~~107.0056 1,~~367~~391.8063 0.00 0.00 0.00 B-1 1,511,000.00 1,~~511~~506,~~000~~689.0037 ~~855~~870.4434 0.00 0.00 0.00 B-2 1,812,000.00 1,~~812~~806,~~000~~830.0067 1,~~025~~043.8572 0.00 0.00 0.00 B-3 1,210,564.00 1,~~210~~207,~~564~~110.0047 ~~685~~697.3529 0.00 0.00 0.00 R-I 0.00 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 0.00 Totals 604,180,564.00 ~~604~~512,~~180~~937,~~564~~276.0094 ~~342~~293,~~043~~695.9138 8,~~555~~079,~~217~~951.8483 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 1,~~262~~961,~~459~~140.3165 ~~108~~88,~~482~~581,~~540~~040.6968 0.~~98849643~~80715332 1,~~262~~961,~~459~~140.3165 II-A1 2,~~172~~709,~~635~~408.4739 ~~172~~149,~~577~~327,~~364~~008.5398 0.~~98756718~~85451793 2,~~172~~709,~~635~~408.4739 II-A2 2,~~244~~799,~~907~~535.4695 ~~178~~154,~~318~~294,~~092~~321.5473 0.~~98756718~~85451793 2,~~244~~799,~~907~~535.4695 II-AIO 0.00 0.00 0.00000000 0.00 III-A 1850,~~468,170~~701.8938 6857,~~952~~023,~~829~~713.1156 0.~~97915152~~80975439 1850,~~468,170~~701.8938 IV-A 140,~~736,944~~505.5722 4533,~~514~~960,~~055~~531.4323 0.~~96324005~~71872619 140,~~736,944~~505.5722 M-1 5,~~815~~916.4072 10,~~266~~236,~~184~~779.6000 0.~~99943386~~99657116 5,~~815~~916.4072 M-2 2,~~394~~435.2192 4,~~226~~214,~~605~~499.7946 0.~~99943386~~99657117 2,~~394~~435.2192 M-3 1,~~367~~391.8063 2,~~414~~407,~~632~~715.2093 0.~~99943386~~99657116 1,~~367~~391.8063 B-1 ~~855~~870.4434 1,~~510~~505,~~144~~819.5603 0.~~99943386~~99657116 ~~855~~870.4434 B-2 1,~~025~~043.8572 1,~~810~~805,~~974~~786.1595 0.~~99943386~~99657116 1,~~025~~043.8572 B-3 ~~685~~697.3529 1,~~209~~206,~~878~~413.6518 0.~~99943386~~99657117 ~~685~~697.3529 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 R-III 0.00 0.00 0.00000000 0.00 Totals 8,~~897~~373,~~261~~647.7521 ~~595~~504,~~283~~563,~~302~~629.2573 0.~~98527384~~83512059 8,~~897~~373,~~261~~647.7521

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 109,745,000.00 ~~1000~~825.~~00000000~~02329336 0.~~82555697~~68758613 1017.~~67801321~~18239109 0.00000000 II-A1 174,750,000.00 ~~1000~~870.~~00000000~~02241700 0.~~39847914~~34362524 1215.~~03434186~~16085768 0.00000000 II-A2 180,563,000.00 ~~1000~~870.~~00000000~~02241700 0.~~39847915~~34362522 1215.~~03434186~~16085771 0.00000000 II-AIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 III-A 70,421,000.00 ~~1000~~821.~~00000000~~83460814 10.~~07526775~~93857912 1911.~~77321339~~14164383 0.00000000 IV-A 47,251,000.00 ~~1000~~719.~~00000000~~58342575 0.~~46544750~~37439271 360.~~29450615~~48284248 0.00000000 M-1 10,272,000.00 ~~1000~~997.~~00000000~~14716900 0.~~56614097~~57600467 0.00000000 0.00000000 M-2 4,229,000.00 ~~1000~~997.~~00000000~~14716954 0.~~56614093~~57600378 0.00000000 0.00000000 M-3 2,416,000.00 ~~1000~~997.~~00000000~~14716887 0.~~56614238~~57600579 0.00000000 0.00000000 B-1 1,511,000.00 ~~1000~~997.~~00000000~~14716744 0.~~56614163~~57600265 0.00000000 0.00000000 B-2 1,812,000.00 ~~1000~~997.~~00000000~~14716887 0.~~56614238~~57600442 0.00000000 0.00000000 B-3 1,210,564.00 ~~1000~~997.~~00000000~~14717272 0.~~56614107~~57600424 0.00000000 0.00000000 R-I 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 1117.~~50357019~~86997722 ~~988~~807.~~49642981~~15331614 0.~~98849643~~80715332 1117.~~50357019~~86997722 II-A1 0.00000000 1215.~~43282100~~50448292 ~~987~~854.~~56717900~~51793408 0.~~98756718~~85451793 1215.~~43282100~~50448292 II-A2 0.00000000 1215.~~43282101~~50448292 ~~987~~854.~~56717899~~51793407 0.~~98756718~~85451793 1215.~~43282101~~50448292 II-AIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 III-A 0.00000000 2012.~~84848113~~08022294 ~~979~~809.~~15151887~~75438520 0.~~97915152~~80975439 2012.~~84848113~~08022294 IV-A 0.00000000 360.~~75995365~~85723519 ~~963~~718.~~24004635~~72619056 0.~~96324005~~71872619 360.~~75995365~~85723519 M-1 0.00000000 0.~~56614097~~57600467 ~~999~~996.~~43385903~~57116433 0.~~99943386~~99657116 0.~~56614097~~57600467 M-2 0.00000000 0.~~56614093~~57600378 ~~999~~996.~~43385907~~57116576 0.~~99943386~~99657117 0.~~56614093~~57600378 M-3 0.00000000 0.~~56614238~~57600579 ~~999~~996.~~43385762~~57116308 0.~~99943386~~99657116 0.~~56614238~~57600579 B-1 0.00000000 0.~~56614163~~57600265 ~~999~~996.~~43385837~~57116479 0.~~99943386~~99657116 0.~~56614163~~57600265 B-2 0.00000000 0.~~56614238~~57600442 ~~999~~996.~~43385762~~57116446 0.~~99943386~~99657116 0.~~56614238~~57600442 B-3 0.00000000 0.~~56614107~~57600424 ~~999~~996.~~43385893~~57116848 0.~~99943386~~99657117 0.~~56614107~~57600424 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 109,745,000.00 4.~~21612~~17822% ~~109~~90,~~745~~542,~~000~~181.0033 ~~385~~315,~~581~~254.63 0.00 0.00 II-A1 174,750,000.00 4.67000% ~~174~~152,~~750~~036,~~000~~417.0037 ~~680~~591,~~068~~675.7506 0.00 0.00 II-A2 180,563,000.00 4.~~73093~~71023% ~~180~~157,~~563~~093,~~000~~857.0068 ~~711~~616,~~859~~622.3098 0.00 0.00 II-AIO 0.00 0.~~06093~~04023% ~~174~~152,~~750~~036,~~000~~417.0037 85,~~873~~096.1352 0.00 0.00 III-A 70,421,000.00 4.~~94091~~90894% 7057,~~421~~874,~~000~~414.0094 ~~289~~236,~~952~~751.9888 0.00 0.00 IV-A 47,251,000.00 5.~~43831~~38931% 4734,~~251~~001,~~000~~036.0045 ~~214~~152,~~138~~701.1371 0.00 0.00 M-1 10,272,000.00 4.~~71671~~68919% 10,~~272~~242,~~000~~695.0072 40,~~375~~024.0199 0.00 0.00 M-2 4,229,000.00 4.~~71671~~68919% 4,~~229~~216,~~000~~935.0038 16,~~622~~478.4636 0.00 0.00 M-3 2,416,000.00 4.~~71671~~68919% 2,~~416~~409,~~000~~107.0056 9,~~496~~413.3098 0.00 0.00 B-1 1,511,000.00 4.~~71671~~68919% 1,~~511~~506,~~000~~689.0037 5,~~939~~887.1263 0.00 0.00 B-2 1,812,000.00 4.~~71671~~68919% 1,~~812~~806,~~000~~830.0067 7,~~122~~060.2348 0.00 0.00 B-3 1,210,564.00 4.~~71671~~68919% 1,~~210~~207,~~564~~110.0047 4,~~758~~716.2398 0.00 0.00 R-I 0.00 0.00000% 0.00 0.00 0.00 0.00 R-II 0.00 0.00000% 0.00 0.00 0.00 0.00 R-III 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 604,180,564.00 2,~~374~~001,~~787~~685.2720 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A 0.00 0.00 ~~385~~315,~~581~~254.63 0.00 ~~108~~88,~~482~~581,~~540~~040.6968 II-A1 (0.~~01)~~00 0.00 ~~680~~591,~~068~~675.7606 0.00 ~~172~~149,~~577~~327,~~364~~008.5398 II-A2 (0.~~01)~~00 0.00 ~~711~~616,~~859~~622.3198 0.00 ~~178~~154,~~318~~294,~~092~~321.5473 II-AIO 0.00 0.00 85,~~873~~096.1352 0.00 ~~172~~149,~~577~~327,~~364~~008.5398 III-A 0.00 0.00 ~~289~~236,~~952~~751.9888 0.00 6857,~~952~~023,~~829~~713.1156 IV-A 0.00 0.00 ~~214~~152,~~138~~701.1471 0.00 4533,~~514~~960,~~055~~531.4323 M-1 0.00 0.00 40,~~375~~024.0199 0.00 10,~~266~~236,~~184~~779.6000 M-2 0.00 0.00 16,~~622~~478.4636 0.00 4,~~226~~214,~~605~~499.7946 M-3 0.00 0.00 9,~~496~~413.3098 0.00 2,~~414~~407,~~632~~715.2093 B-1 0.00 0.00 5,~~939~~887.1263 0.00 1,~~510~~505,~~144~~819.5603 B-2 0.00 0.00 7,~~122~~060.2348 0.00 1,~~810~~805,~~974~~786.1595 B-3 0.00 0.00 4,~~758~~716.2398 0.00 1,~~209~~206,~~878~~413.6518 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 Totals (0.~~02)~~00 0.00 2,~~374~~001,~~787~~685.3020 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 109,745,000.00 4.~~21612~~17822% ~~1000~~825.~~00000000~~02329336 32.~~51343232~~87261042 0.00000000 0.00000000 II-A1 174,750,000.00 4.67000% ~~1000~~870.~~00000000~~02241700 3.~~89166667~~38583725 0.00000000 0.00000000 II-A2 180,563,000.00 4.~~73093~~71023% ~~1000~~870.~~00000000~~02241700 3.~~94244280~~41500186 0.00000000 0.00000000 II-AIO 0.00 0.~~06093~~04023% ~~1000~~870.~~00000000~~02241700 0.~~05077614~~02916464 0.00000000 0.00000000 III-A 70,421,000.00 4.~~94091~~90894% ~~1000~~821.~~00000000~~83460814 43.~~11742208~~36194999 0.00000000 0.00000000 IV-A 47,251,000.00 5.~~43831~~38931% ~~1000~~719.~~00000000~~58342575 43.~~53192800~~23171383 0.00000000 0.00000000 M-1 10,272,000.00 4.~~71671~~68919% ~~1000~~997.~~00000000~~14716900 3.~~93058898~~89651382 0.00000000 0.00000000 M-2 4,229,000.00 4.~~71671~~68919% ~~1000~~997.~~00000000~~14716954 3.~~93058879~~89651454 0.00000000 0.00000000 M-3 2,416,000.00 4.~~71671~~68919% ~~1000~~997.~~00000000~~14716887 3.~~93058775~~89651490 0.00000000 0.00000000 B-1 1,511,000.00 4.~~71671~~68919% ~~1000~~997.~~00000000~~14716744 3.~~93058901~~89651224 0.00000000 0.00000000 B-2 1,812,000.00 4.~~71671~~68919% ~~1000~~997.~~00000000~~14716887 3.~~93059051~~89651214 0.00000000 0.00000000 B-3 1,210,564.00 4.~~71671~~68919% ~~1000~~997.~~00000000~~14717272 3.~~93058938~~89651435 0.00000000 0.00000000 R-I 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.00000000 0.00000000 32.~~51343232~~87261042 0.00000000 ~~988~~807.~~49642981~~15331614 II-A1 (0.~~00000006)~~00000000 0.00000000 3.~~89166672~~38583725 0.00000000 ~~987~~854.~~56717900~~51793408 II-A2 (0.~~00000006)~~00000000 0.00000000 3.~~94244286~~41500186 0.00000000 ~~987~~854.~~56717899~~51793407 II-AIO 0.00000000 0.00000000 0.~~05077614~~02916464 0.00000000 ~~987~~854.~~56717900~~51793408 III-A 0.00000000 0.00000000 43.~~11742208~~36194999 0.00000000 ~~979~~809.~~15151887~~75438520 IV-A 0.00000000 0.00000000 43.~~53192821~~23171383 0.00000000 ~~963~~718.~~24004635~~72619056 M-1 0.00000000 0.00000000 3.~~93058898~~89651382 0.00000000 ~~999~~996.~~43385903~~57116433 M-2 0.00000000 0.00000000 3.~~93058879~~89651454 0.00000000 ~~999~~996.~~43385907~~57116576 M-3 0.00000000 0.00000000 3.~~93058775~~89651490 0.00000000 ~~999~~996.~~43385762~~57116308 B-1 0.00000000 0.00000000 3.~~93058901~~89651224 0.00000000 ~~999~~996.~~43385837~~57116479 B-2 0.00000000 0.00000000 3.~~93059051~~89651214 0.00000000 ~~999~~996.~~43385762~~57116446 B-3 0.00000000 0.00000000 3.~~93058938~~89651435 0.00000000 ~~999~~996.~~43385893~~57116848 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1110,~~399~~483,~~455~~330.3424 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 1110,~~399~~483,~~455~~330.3424 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~127~~107,~~406~~997.2983 Payment of Interest and Principal 1110,~~272~~375,~~049~~332.0541 Total Withdrawals (Pool Distribution Amount) 1110,~~399~~483,~~455~~330.3424 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~127~~107,~~406~~997.2983 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~127~~107,~~406~~997.2983

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 67 0 0 0 67 2,~~526~~950,~~644~~256.5387 0.00 0.00 0.00 2,~~526~~950,~~644~~256.5387 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 01 0 01 0 02 0647,066.0097 0.00 0616,063.0005 0.00 01,263,130.0002 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 01 0 0 0 01 01,102,400.00 0.00 0.00 0.00 01,102,400.00 Totals 69 0 01 0 610 24,~~526~~699,~~644~~723.5384 0.00 0616,063.0005 0.00 25,~~526~~315,~~644~~786.5389 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~441501~~595238% 0.000000% 0.000000% 0.000000% 0.~~441501~~595238% 0.~~424258~~584477% 0.000000% 0.000000% 0.000000% 0.~~424258~~584477% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.~~000000~~085034% 0.000000% 0.~~000000~~085034% 0.000000% 0.~~000000~~170068% 0.~~000000~~128191% 0.000000% 0.~~000000~~122049% 0.000000% 0.~~000000~~250240% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.~~000000~~085034% 0.000000% 0.000000% 0.000000% 0.~~000000~~085034% 0.~~000000~~218397% 0.000000% 0.000000% 0.000000% 0.~~000000~~218397% Totals 0.~~441501~~765306% 0.000000% 0.~~000000~~085034% 0.000000% 0.~~441501~~850340% 0.~~424258~~931066% 0.000000% 0.~~000000~~122049% 0.000000% 01.~~424258~~053114%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 ~~583~~232,~~655~~000.0400 0.00 0.00 0.00 ~~583~~232,~~655~~000.0400 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 ~~583~~232,~~655~~000.0400 0.00 0.00 0.00 ~~583~~232,~~655~~000.0400 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~347222~~413223% 0.000000% 0.000000% 0.000000% 0.~~347222~~413223% 0.~~518386~~250409% 0.000000% 0.000000% 0.000000% 0.~~518386~~250409% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~347222~~413223% 0.000000% 0.000000% 0.000000% 0.~~347222~~413223% 0.~~518386~~250409% 0.000000% 0.000000% 0.000000% 0.~~518386~~250409% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 45 0 0 0 45 12,~~485~~121,~~989~~494.4928 0.00 0.00 0.00 12,~~485~~121,~~989~~494.4928 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 01 0 0 0 01 0647,066.0097 0.00 0.00 0.00 0647,066.0097 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 01 0 0 0 01 01,102,400.00 0.00 0.00 0.00 01,102,400.00 Totals 47 0 0 0 47 13,~~485~~870,~~989~~961.4925 0.00 0.00 0.00 13,~~485~~870,~~989~~961.4925 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~486027~~683995% 0.000000% 0.000000% 0.000000% 0.~~486027~~683995% 0.~~408147~~669755% 0.000000% 0.000000% 0.000000% 0.~~408147~~669755% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.~~000000~~136799% 0.000000% 0.000000% 0.000000% 0.~~000000~~136799% 0.~~000000~~204279% 0.000000% 0.000000% 0.000000% 0.~~000000~~204279% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.~~000000~~136799% 0.000000% 0.000000% 0.000000% 0.~~000000~~136799% 0.~~000000~~348027% 0.000000% 0.000000% 0.000000% 0.~~000000~~348027% Totals 0.~~486027~~957592% 0.000000% 0.000000% 0.000000% 0.~~486027~~957592% 01.~~408147~~222061% 0.000000% 0.000000% 0.000000% 01.~~408147~~222061% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 01 0 01 0.00 0.00 0616,063.0005 0.00 0616,063.0005 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 01 0 01 0.00 0.00 0616,063.0005 0.00 0616,063.0005 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.~~000000~~740741% 0.000000% 0.~~000000~~740741% 0.000000% 0.000000% 01.~~000000~~032700% 0.000000% 01.~~000000~~032700% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.~~000000~~740741% 0.000000% 0.~~000000~~740741% 0.000000% 0.000000% 01.~~000000~~032700% 0.000000% 01.~~000000~~032700% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 ~~457~~596,~~000~~762.0059 0.00 0.00 0.00 ~~457~~596,~~000~~762.0059 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 ~~457~~596,~~000~~762.0059 0.00 0.00 0.00 ~~457~~596,~~000~~762.0059 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~149425~~470588% 0.000000% 0.000000% 0.000000% 1.~~149425~~470588% 01.~~966827~~671248% 0.000000% 0.000000% 0.000000% 01.~~966827~~671248% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~149425~~470588% 0.000000% 0.000000% 0.000000% 1.~~149425~~470588% 01.~~966827~~671248% 0.000000% 0.000000% 0.000000% 01.~~966827~~671248%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 1227,~~686~~218.6171

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 161,395.00 0.02671304% 161,395.00 0.~~02711230~~03198705% Fraud 6,043,885.00 1.00034416% 6,043,885.00 1.~~01529557~~19784397% Special Hazard 6,043,885.00 1.00034416% 6,043,885.00 1.~~01529557~~19784397% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 4.~~969760~~935534% Weighted Average Net Coupon 4.~~716710~~682877% Weighted Average Pass-Through Rate 4.~~716710~~682877% Weighted Average Maturity(Stepdown Calculation ) ~~355~~350 Beginning Scheduled Collateral Loan Count 1,~~375~~193 Number Of Loans Paid In Full 1617 Ending Scheduled Collateral Loan Count 1,~~359~~176 Beginning Scheduled Collateral Balance ~~604~~512,~~180~~937,~~564~~277.0019 Ending Scheduled Collateral Balance ~~595~~504,~~283~~563,~~302~~629.5097 Ending Actual Collateral Balance at 2931-~~Feb~~Jul-2004 ~~595~~504,~~543~~768,~~983~~305.2715 Monthly P &I Constant 2,~~844~~403,~~237~~378.4740 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~595~~504,~~283~~563,~~302~~629.5097 Scheduled Principal ~~342~~293,~~043~~695.9039 Unscheduled Principal 8,~~555~~079,~~217~~951.8483

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 4.~~466119~~428224 4.~~985933~~964457 5.~~190906~~158944 Weighted Average Net Rate 4.~~216119~~178224 4.~~730931~~710226 4.~~940907~~908944 Weighted Average Maturity ~~355~~350 ~~355~~350 ~~355~~350 Beginning Loan Count ~~290~~247 ~~832~~741 ~~163~~137 Loans Paid In Full 25 910 2 Ending Loan Count ~~288~~242 ~~823~~731 ~~161~~135 Beginning Scheduled Balance ~~113~~94,~~785~~565,~~137~~665.0043 ~~368~~322,~~391~~182,~~592~~905.0068 7360,~~013~~452,~~384~~507.0021 Ending scheduled Balance ~~112~~92,~~519~~601,~~341~~171.8555 ~~363~~316,~~968~~668,~~837~~806.0605 7159,~~542~~598,~~425~~861.8051 Record Date 0207/2931/2004 0207/2931/2004 0207/2931/2004 Principal And Interest Constant ~~517~~427,~~417~~777.7236 1,~~677~~460,~~442~~135.7472 ~~394~~328,~~346~~932.9858 Scheduled Principal 9378,~~936~~812.1137 ~~146~~127,~~796~~249.3780 7869,~~508~~040.9400 Unscheduled Principal 1,~~171~~885,~~858~~681.5651 45,~~275~~386,~~958~~849.1183 1784,~~392,449~~605.4670 Scheduled Interest ~~423~~348,~~481~~964.6199 1,~~530~~332,~~646~~885.3792 ~~315~~259,~~838~~892.0458 Servicing Fees 2319,~~705~~701.2618 7868,~~283~~257.5734 1512,~~211~~594.1127 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~399~~329,~~776~~263.3581 1,~~452~~264,~~362~~628.8058 ~~300~~247,~~626~~298.9331 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~216119~~178224 4.~~730931~~710226 4.~~940906~~908944

Group Level Collateral Statement Group Group 4 Total Collateral Description Fixed 15/30 & ARM Mixed Fixed & Arm Weighted Average Coupon Rate 5.~~688314~~639308 4.~~969760~~935534 Weighted Average Net Rate 5.~~438314~~389308 4.~~716710~~682877 Weighted Average Maturity ~~358~~353 ~~355~~350 Beginning Loan Count 9068 1,~~375~~193 Loans Paid In Full 30 1617 Ending Loan Count 8768 1,~~359~~176 Beginning Scheduled Balance 4835,~~990~~736,~~451~~198.0087 ~~604~~512,~~180~~937,~~564~~277.0019 Ending scheduled Balance 4735,~~252~~694,~~697~~790.7986 ~~595~~504,~~283~~563,~~302~~629.5097 Record Date 0207/2931/2004 0207/2931/2004 Principal And Interest Constant ~~255~~186,~~030~~532.0374 2,~~844~~403,~~237~~378.4740 Scheduled Principal 2218,~~802~~593.4822 ~~342~~293,~~043~~695.9039 Unscheduled Principal 122,~~714,951~~814.7179 8,~~555~~079,~~217~~951.8483 Scheduled Interest ~~232~~167,~~227~~939.5552 2,~~502~~109,~~193~~683.5701 Servicing Fees 107,~~206~~445.3504 ~~127~~107,~~406~~997.2983 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest ~~222~~160,~~021~~494.2048 2,~~374~~001,~~787~~685.2818 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.~~438314~~389308 4.~~716710~~682877

Filing Compare · MERRILL LYNCH INVESTORS TRUST SERIES MLMI 2004-A1