8-K 1 bam0300f_aug.txt AUGUST 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-F Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-105940-01 54-2116904 Pooling and Servicing Agreement) (Commission 54-2116905 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 25, 2004 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2003-F Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-F Trust, relating to the August 25, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-F Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 9/3/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-F Trust, relating to the August 25, 2004 distribution. EX-99.1

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 47/3031/04 Distribution Date: 58/25/04 BAM Series: 2003-F Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 05948XKL4 SEN 2.96900% ~~120~~84,~~717~~395,~~119~~052.3298 ~~298~~208,~~674~~807.2743 114,~~824~~697,~~563~~861.6677 1-A2 05948XKM2 SEN 2.96900% 32,~~413~~386,~~603~~498.7688 85,~~445~~904.8260 ~~334~~132,~~371~~844.5978 1-AR 05948XKN0 SEN 2.96900% 0.00 0.00 0.00 1-ALR 05948XKP5 SEN 2.96900% 0.00 0.02 0.00 2-A1 05948XKQ3 SEN 3.73400% ~~157~~122,~~192~~655,~~100~~074.1830 ~~489~~381,~~129~~661.4271 193,~~293~~465,~~691~~355.3523 2-A2 05948XKR1 SEN 4.23700% 3527,~~142~~421,~~432~~210.4144 ~~124~~96,~~082~~819.0772 4774,~~313,367~~727.1730 2-A3 05948XKS9 SEN 3.41900% ~~203~~159,~~955~~143,~~432~~930.1561 ~~581~~453,~~103~~427.0258 254,~~033~~496,~~402~~269.7736 2-A4 05948XKT7 SEN 3.41900% 2116,~~085~~452,~~459~~726.4526 6046,~~075~~876.9956 2464,~~588,020~~836.3038 2-A5 05948XKU4 SEN 3.82800% 7054,~~284~~842,~~864~~420.8388 ~~224~~174,~~208~~947.7232 81,~~626~~549,~~734~~454.3461 2-A6 05948XKV2 SEN 3.41900% ~~596~~465,~~718~~612.5015 1,~~700~~326.1561 7313,~~240~~154.9787 2-A7 05948XKW0 SEN 3.82800% 1,~~987~~550,~~655~~943.9866 64,~~340~~947.6251 ~~243~~43,~~964~~818.0558 3-A1 05948XKX8 SEN 3.99400% 7959,~~921~~192,~~965~~338.2146 ~~266~~197,~~006~~011.9483 12429,~~015,298~~497.4373 AP 05948XKY6 PO 0.00000% ~~394~~376,~~748~~947.7553 0.00 162,~~517~~128.6253 B-1 05948XKZ3 SUB 3.~~51135~~51149% 13,~~753~~705,~~839~~683.2086 40,~~245~~106.4216 1516,~~888~~337.7270 B-2 05948XLA7 SUB 3.~~51135~~51149% 6,~~316~~294,~~578~~462.0022 18,~~483~~419.0812 7,~~297~~503.0424 B-3 05948XLB5 SUB 3.~~51135~~51149% 3,~~684~~671,~~505~~605.6535 10,~~781~~744.3201 4,~~256~~376.4269 B-4 05948XLE9 SUB 3.~~51135~~51149% 1,~~578~~573,~~649~~122.9472 4,~~619~~603.3234 1,~~823~~875.6922 B-5 05948XLF6 SUB 3.~~51135~~51149% 1,~~579~~574,~~639~~108.0739 4,~~622~~606.22 1,~~824~~876.8340 B-6 05948XLG4 SUB 3.~~51135~~51149% 2,~~105~~098,~~879~~506.4528 6,~~162~~140.0674 2,~~432~~501.7650 W-IO 05948XLD1 SEN 1.~~02658~~01328% 0.00 ~~614~~466,~~025~~417.4551 0.00 SES 05948XLC3 SEN 0.00000% 0.00 ~~146~~106,~~558~~275.7364 0.00 Totals ~~723~~557,~~711~~800,~~191~~244.8597 2,~~905~~229,~~264~~043.6463 8416,~~396~~104,~~695~~419.7189

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 ~~108~~79,~~892~~697,~~555~~191.6721 124,~~123~~906,~~237~~669.9320 0.00 1-A2 0.00 32,~~079~~253,~~232~~654.1711 ~~342~~138,~~817~~749.4138 0.00 1-AR 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.02 0.00 2-A1 0.00 ~~137~~119,~~898~~189,~~408~~719.8407 193,~~782~~847,~~820~~016.7794 0.00 2-A2 0.00 3026,~~829~~646,~~065~~483.2414 4871,~~437,449~~547.2402 0.00 2-A3 0.00 ~~178~~154,~~922~~647,~~029~~661.38 25 4,~~614~~949,~~505~~696.7994 0.00 2-A4 0.00 1815,~~497~~987,~~439~~889.1588 2511,~~648,096~~712.2994 0.00 2-A5 0.00 6153,~~658~~292,~~130~~966.4927 81,~~850~~724,~~943~~401.0693 0.00 2-A6 0.00 ~~523~~452,~~477~~457.5328 7414,~~941~~481.1248 0.00 2-A7 0.00 1,~~743~~507,~~691~~125.9309 ~~250~~48,~~304~~766.6709 0.00 3-A1 0.00 6758,~~906~~762,~~666~~840.7873 12626,~~281,305~~509.3756 0.00 AP 0.00 ~~378~~374,~~231~~819.1200 162,~~517~~128.6253 0.00 B-1 0.00 13,~~737~~689,~~950~~346.4816 56,~~134~~443.1486 0.00 B-2 0.00 6,~~309~~286,~~280~~958.9698 25,~~780~~922.1236 0.00 B-3 0.00 3,~~680~~667,~~249~~228.2365 15,~~037~~120.7470 0.00 B-4 0.00 1,~~576~~571,~~826~~247.2550 6,~~443~~478.0156 0.00 B-5 0.00 1,~~577~~572,~~814~~231.2399 6,~~447~~482.0562 0.00 B-6 0.00 2,~~103~~096,~~446~~004.6978 8,~~594~~642.8224 0.00 W-IO 0.00 0.00 ~~614~~466,~~025~~417.4551 0.00 SES 0.00 0.00 ~~146~~106,~~558~~275.7364 0.00 Totals 0.00 ~~639~~541,~~314~~695,~~496~~825.1409 8718,~~301~~333,~~960~~463.3552 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 238,032,000.00 ~~120~~84,~~717~~395,~~119~~052.3298 ~~177~~128,~~977~~160.5202 114,~~646~~569,~~586~~701.1475 0.00 0.00 1-A2 6,731,000.00 32,~~413~~386,~~603~~498.7688 53,~~032~~624.8007 ~~329~~129,~~338~~220.7970 0.00 0.00 1-AR 50.00 0.00 0.00 0.00 0.00 0.00 1-ALR 50.00 0.00 0.00 0.00 0.00 0.00 2-A1 223,650,000.00 ~~157~~122,~~192~~655,~~100~~074.1830 ~~161~~130,~~751~~398.2047 193,~~131~~334,~~940~~956.1576 0.00 0.00 2-A2 50,000,000.00 3527,~~142~~421,~~432~~210.4144 3629,~~161~~152.6835 4745,~~277,205~~574.4995 0.00 0.00 2-A3 290,184,000.00 ~~203~~159,~~955~~143,~~432~~930.1561 ~~209~~169,~~870~~190.8292 244,~~823~~327,~~531~~078.9544 0.00 0.00 2-A4 30,000,000.00 2116,~~085~~452,~~459~~726.4526 2117,~~697~~491.0141 2447,~~566,323~~344.2997 0.00 0.00 2-A5 100,000,000.00 7054,~~284~~842,~~864~~420.8388 7258,~~323~~304.3670 81,~~554~~491,~~410~~149.9890 0.00 0.00 2-A6 849,000.00 ~~596~~465,~~718~~612.5015 ~~614~~495.0301 7212,~~626~~659.9586 0.00 0.00 2-A7 2,828,000.00 1,~~987~~550,~~655~~943.9866 21,~~045~~648.3086 ~~241~~42,~~918~~169.7472 0.00 0.00 3-A1 92,324,000.00 7959,~~921~~192,~~965~~338.2146 ~~100~~76,~~596~~790.2516 11352,~~914,702~~707.1857 0.00 0.00 AP 401,285.95 ~~394~~376,~~748~~947.7553 ~~646~~625.8721 151,~~870~~503.7631 0.00 0.00 B-1 13,905,000.00 13,~~753~~705,~~839~~683.2086 1516,~~888~~337.7270 0.00 0.00 0.00 B-2 6,386,000.00 6,~~316~~294,~~578~~462.0022 7,~~297~~503.0424 0.00 0.00 0.00 B-3 3,725,000.00 3,~~684~~671,~~505~~605.6535 4,~~256~~376.4269 0.00 0.00 0.00 B-4 1,596,000.00 1,~~578~~573,~~649~~122.9472 1,~~823~~875.6922 0.00 0.00 0.00 B-5 1,597,000.00 1,~~579~~574,~~639~~108.0739 1,~~824~~876.8340 0.00 0.00 0.00 B-6 2,129,024.00 2,~~105~~098,~~879~~506.4528 2,~~432~~501.7650 0.00 0.00 0.00 W-IO 0.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,064,337,409.95 ~~723~~557,~~711~~800,~~191~~244.8597 ~~822~~650,~~240~~351.3093 8315,~~574~~454,~~455~~067.4293 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 114,~~824~~697,~~563~~861.6677 ~~108~~79,~~892~~697,~~555~~191.6721 0.~~45747024~~33481713 114,~~824~~697,~~563~~861.6677 1-A2 ~~334~~132,~~371~~844.5978 32,~~079~~253,~~232~~654.1711 0.~~45747024~~33481713 ~~334~~132,~~371~~844.5978 1-AR 0.00 0.00 0.00000000 0.00 1-ALR 0.00 0.00 0.00000000 0.00 2-A1 193,~~293~~465,~~691~~355.3523 ~~137~~119,~~898~~189,~~408~~719.8407 0.~~61658130~~53292966 193,~~293~~465,~~691~~355.3523 2-A2 4774,~~313,367~~727.17 30 26,~~829~~646,~~065~~483.2414 0.~~61658130~~53292966 4774,~~313,367~~727.1730 2-A3 254,~~033~~496,~~402~~269.7736 ~~178~~154,~~922~~647,~~029~~661.3825 0.~~61658130~~53292966 254,~~033~~496,~~402~~269.7736 2-A4 2464,~~588,020~~836.3038 1815,~~497~~987,~~439~~889.1588 0.~~61658130~~53292966 2464,~~588,020~~836.3038 2-A5 81,~~626~~549,~~734~~454.34 61 53,~~658~~292,~~130~~966.4927 0.~~61658130~~53292966 81,~~626~~549,~~734~~454.3461 2-A6 7313,~~240~~154.9787 ~~523~~452,~~477~~457.5328 0.~~61658131~~53292966 7313,~~240~~154.9787 2-A7 ~~243~~43,~~964~~818.0558 1,~~743~~507,~~691~~125.9309 0.~~61658130~~53292966 ~~243~~43,~~964~~818.0558 3-A1 12429,~~015,298~~497.4373 6758,~~906~~762,~~666~~840.7873 0.~~73552561~~63648500 12429,~~015,298~~497.4373 AP 162,~~517~~128.6253 ~~378~~374,~~231~~819.1200 0.~~94254763~~93404466 162,~~517~~128.6253 B-1 1516,~~888~~337.7270 13,~~737~~689,~~950~~346.4816 0.~~98798637~~98449091 1516,~~888~~337.7270 B-2 7,~~297~~503.0424 6,~~309~~286,~~280~~958.9698 0.~~98798637~~98449091 7,~~297~~503.0424 B-3 4,~~256~~376.4269 3,~~680~~667,~~249~~228.2365 0.~~98798637~~98449091 4,~~256~~376.4269 B-4 1,~~823~~875.6922 1,~~576~~571,~~826~~247.2550 0.~~98798637~~98449091 1,~~823~~875.6922 B-5 1,~~824~~876.8340 1,~~577~~572,~~814~~231.2399 0.~~98798637~~98449091 1,~~824~~876.8340 B-6 2,~~432~~501.7650 2,~~103~~096,~~446~~004.6978 0.~~98798637~~98449091 2,~~432~~501.7650 W-IO 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 8416,~~396~~104,~~695~~419.7189 ~~639~~541,~~314~~695,~~496~~825.1409 0.~~60066901~~50895122 8416,~~396~~104,~~695~~419.7189

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 238,032,000.00 ~~507~~354.~~14659928~~55339190 0.~~74770417~~53841509 4819.~~92865724~~19784630 0.00000000 1-A2 6,731,000.00 ~~507~~354.~~14659932~~55339177 0.~~74770465~~53841480 4819.~~92865696~~19784579 0.00000000 1-AR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 223,650,000.00 ~~702~~548.~~84864825~~42420881 0.~~72323362~~58304704 8514.~~54410977~~91149904 0.00000000 2-A2 50,000,000.00 ~~702~~548.~~84864820~~42420880 0.~~72323360~~58304700 8514.~~54410980~~91149900 0.00000000 2-A3 290,184,000.00 ~~702~~548.~~84864827~~42420881 0.~~72323360~~58304703 8514.~~54410977~~91149905 0.00000000 2-A4 30,000,000.00 ~~702~~548.~~84864833~~42420867 0.~~72323367~~58304700 8514.~~54410967~~91149900 0.00000000 2-A5 100,000,000.00 ~~702~~548.~~84864830~~42420880 0.~~72323360~~58304700 8514.~~54410980~~91149900 0.00000000 2-A6 849,000.00 ~~702~~548.~~84864547~~42420495 0.~~72323910~~58305065 8514.~~54411072~~91149588 0.00000000 2-A7 2,828,000.00 ~~702~~548.~~84864922~~42420792 0.~~72323197~~58304809 8514.~~54410891~~91149929 0.00000000 3-A1 92,324,000.00 ~~865~~641.~~66835503~~13706577 10.~~08960021~~83174646 ~~129~~3.~~05314090~~82032375 0.00000000 AP 401,285.95 ~~983~~939.~~70937233~~34893559 1.~~61199265~~55801617 393.~~54975249~~74623133 0.00000000 B-1 13,905,000.00 ~~989~~985.~~12903272~~66586552 1.~~14266235~~17495146 0.00000000 0.00000000 B-2 6,386,000.00 ~~989~~985.~~12903226~~66586596 1.~~14266207~~17495146 0.00000000 0.00000000 B-3 3,725,000.00 ~~989~~985.~~12903356~~66586577 1.~~14266309~~17495034 0.00000000 0.00000000 B-4 1,596,000.00 ~~989~~985.~~12903509~~66586466 1.~~14266291~~17494987 0.00000000 0.00000000 B-5 1,597,000.00 ~~989~~985.~~12903569~~66586725 1.~~14266124~~17495304 0.00000000 0.00000000 B-6 2,129,024.00 ~~989~~985.~~12903283~~66586379 1.~~14266443~~17495153 0.00000000 0.00000000 W-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 4919.~~67636141~~73626139 ~~457~~334.~~47023791~~81713051 0.~~45747024~~33481713 4919.~~67636141~~73626139 1-A2 0.00000000 4919.~~67636161~~73626207 ~~457~~334.~~47023771~~81713118 0.~~45747024~~33481713 4919.~~67636161~~73626207 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 0.00000000 8615.~~26734339~~49454608 ~~616~~532.~~58130490~~92966273 0.~~61658130~~53292966 8615.~~26734339~~49454608 2-A2 0.00000000 8615.~~26734340~~49454600 ~~616~~532.~~58130480~~92966280 0.~~61658130~~53292966 8615.~~26734340~~49454600 2-A3 0.00000000 8615.~~26734338~~49454608 ~~616~~532.~~58130490~~92966273 0.~~61658130~~53292966 8615.~~26734338~~49454608 2-A4 0.00000000 8615.~~26734333~~49454600 ~~616~~532.~~58130500~~92966267 0.~~61658130~~53292966 8615.~~26734333~~49454600 2-A5 0.00000000 8615.~~26734340~~49454610 ~~616~~532.~~58130490~~92966270 0.~~61658130~~53292966 8615.~~26734340~~49454610 2-A6 0.00000000 8615.~~26733804~~49454653 ~~616~~532.~~58130742~~92965842 0.~~61658131~~53292966 8615.~~26733804~~49454653 2-A7 0.00000000 8615.~~26734441~~49454738 ~~616~~532.~~58130481~~92966407 0.~~61658130~~53292966 8615.~~26734441~~49454738 3-A1 0.00000000 ~~130~~4.~~14274111~~65207021 ~~735~~636.~~52561392~~48499556 0.~~73552561~~63648500 ~~130~~4.~~14274111~~65207021 AP 0.00000000 415.~~16172021~~30427243 ~~942~~934.~~54762720~~04466316 0.~~94254763~~93404466 415.~~16172021~~30427243 B-1 0.00000000 1.~~14266235~~17495146 ~~987~~984.~~98637037~~49091406 0.~~98798637~~98449091 1.~~14266235~~17495146 B-2 0.00000000 1.~~14266207~~17495146 ~~987~~984.~~98637018~~49091450 0.~~98798637~~98449091 1.~~14266207~~17495146 B-3 0.00000000 1.~~14266309~~17495034 ~~987~~984.~~98637047~~49091275 0.~~98798637~~98449091 1.~~14266309~~17495034 B-4 0.00000000 1.~~14266291~~17494987 ~~987~~984.~~98637218~~49091479 0.~~98798637~~98449091 1.~~14266291~~17494987 B-5 0.00000000 1.~~14266124~~17495304 ~~987~~984.~~98636819~~49091421 0.~~98798637~~98449091 1.~~14266124~~17495304 B-6 0.00000000 1.~~14266443~~17495153 ~~987~~984.~~98636840~~49091227 0.~~98798637~~98449091 1.~~14266443~~17495153 W-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 238,032,000.00 2.96900% ~~120~~84,~~717~~395,~~119~~052.3298 ~~298~~208,~~674~~807.2743 0.00 0.00 1-A2 6,731,000.00 2.96900% 32,~~413~~386,~~603~~498.7688 85,~~445~~904.8260 0.00 0.00 1-AR 50.00 2.96900% 0.00 0.00 0.00 0.00 1-ALR 50.00 2.96900% 0.00 0.00 0.00 0.00 2-A1 223,650,000.00 3.73400% ~~157~~122,~~192~~655,~~100~~074.1830 ~~489~~381,~~129~~661.4271 0.00 0.00 2-A2 50,000,000.00 4.23700% 3527,~~142~~421,~~432~~210.4144 ~~124~~96,~~082~~819.0772 0.00 0.00 2-A3 290,184,000.00 3.41900% ~~203~~159,~~955~~143,~~432~~930.1561 ~~581~~453,~~103~~427.0258 0.00 0.00 2-A4 30,000,000.00 3.41900% 2116,~~085~~452,~~459~~726.4526 6046,~~075~~876.9956 0.00 0.00 2-A5 100,000,000.00 3.82800% 7054,~~284~~842,~~864~~420.8388 ~~224~~174,~~208~~947.7232 0.00 0.00 2-A6 849,000.00 3.41900% ~~596~~465,~~718~~612.5015 1,~~700~~326.1561 0.00 0.00 2-A7 2,828,000.00 3.82800% 1,~~987~~550,~~655~~943.9866 64,~~340~~947.6251 0.00 0.00 3-A1 92,324,000.00 3.99400% 7959,~~921~~192,~~965~~338.2146 ~~266~~197,~~006~~011.9483 0.00 0.00 AP 401,285.95 0.00000% ~~394~~376,~~748~~947.7553 0.00 0.00 0.00 B-1 13,905,000.00 3.~~51135~~51149% 13,~~753~~705,~~839~~683.2086 40,~~245~~106.4216 0.00 0.00 B-2 6,386,000.00 3.~~51135~~51149% 6,~~316~~294,~~578~~462.0022 18,~~483~~419.0812 0.00 0.00 B-3 3,725,000.00 3.~~51135~~51149% 3,~~684~~671,~~505~~605.6535 10,~~781~~744.3201 0.00 0.00 B-4 1,596,000.00 3.~~51135~~51149% 1,~~578~~573,~~649~~122.9472 4,~~619~~603.3234 0.00 0.00 B-5 1,597,000.00 3.~~51135~~51149% 1,~~579~~574,~~639~~108.0739 4,~~622~~606.22 0.00 0.00 B-6 2,129,024.00 3.~~51135~~51149% 2,~~105~~098,~~879~~506.4528 6,~~162~~140.0674 0.00 0.00 W-IO 0.00 1.~~02658~~01328% ~~717~~552,~~756~~364,~~376~~581.0161 ~~614~~466,~~025~~417.4551 0.00 0.00 SES 0.00 0.00000% ~~723~~557,~~711~~800,~~192~~245.2034 0.00 0.00 0.00 Totals 1,064,337,409.95 2,~~758~~122,~~705~~767.8997 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A1 0.00 0.00 ~~298~~208,~~674~~807.2743 0.00 ~~108~~79,~~892~~697,~~555~~191.6721 1-A2 0.00 0.00 85,~~445~~904.8260 0.00 32,~~079~~253,~~232~~654.1711 1-AR 0.00 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.02 0.00 0.00 2-A1 0.00 0.00 ~~489~~381,~~129~~661.4271 0.00 ~~137~~119,~~898~~189,~~408~~719.8407 2-A2 0.00 0.00 ~~124~~96,~~082~~819.0772 0.00 3026,~~829~~646,~~065~~483.2414 2-A3 0.00 0.00 ~~581~~453,~~103~~427.0258 0.00 ~~178~~154,~~922~~647,~~029~~661.3825 2-A4 0.00 0.00 6046,~~075~~876.9956 0.00 1815,~~497~~987,~~439~~889.1588 2-A5 0.00 0.00 ~~224~~174,~~208~~947.7232 0.00 6153,~~658~~292,~~130~~966.4927 2-A6 0.00 0.00 1,~~700~~326.1561 0.00 ~~523~~452,~~477~~457.5328 2-A7 0.00 0.00 64,~~340~~947.6251 0.00 1,~~743~~507,~~691~~125.9309 3-A1 0.00 0.00 ~~266~~197,~~006~~011.9483 0.00 6758,~~906~~762,~~666~~840.7873 AP 0.00 0.00 0.00 0.00 ~~378~~374,~~231~~819.1200 B-1 0.00 0.00 40,~~245~~106.4216 0.00 13,~~737~~689,~~950~~346.4816 B-2 0.00 0.00 18,~~483~~419.0812 0.00 6,~~309~~286,~~280~~958.9698 B-3 0.00 0.00 10,~~781~~744.3201 0.00 3,~~680~~667,~~249~~228.2365 B-4 0.00 0.00 4,~~619~~603.3234 0.00 1,~~576~~571,~~826~~247.2550 B-5 0.00 0.00 4,~~622~~606.22 0.00 1,~~577~~572,~~814~~231.2399 B-6 0.00 0.00 6,~~162~~140.0674 0.00 2,~~103~~096,~~446~~004.6978 W-IO 0.00 0.00 ~~614~~466,~~025~~417.4551 0.00 ~~633~~536,~~860~~612,~~155~~373.8415 SES 0.00 0.00 ~~146~~106,~~558~~275.7364 0.00 ~~639~~541,~~314~~695,~~496~~825.5146 Totals 0.00 0.00 2,~~905~~229,~~264~~043.6463 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 238,032,000.00 2.96900% ~~507~~354.~~14659928~~55339190 10.~~25476520~~87722420 0.00000000 0.00000000 1-A2 6,731,000.00 2.96900% ~~507~~354.~~14659932~~55339177 10.~~25476452~~87722478 0.00000000 0.00000000 1-AR 50.00 2.96900% 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 2.96900% 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 223,650,000.00 3.73400% ~~702~~548.~~84864825~~42420881 21.~~18703072~~70651335 0.00000000 0.00000000 2-A2 50,000,000.00 4.23700% ~~702~~548.~~84864820~~42420880 21.~~48164140~~93639440 0.00000000 0.00000000 2-A3 290,184,000.00 3.41900% ~~702~~548.~~84864827~~42420881 21.~~00253294~~56255197 0.00000000 0.00000000 2-A4 30,000,000.00 3.41900% ~~702~~548.~~84864833~~42420867 21.~~00253300~~56255200 0.00000000 0.00000000 2-A5 100,000,000.00 3.82800% ~~702~~548.~~84864830~~42420880 21.~~24208720~~74947320 0.00000000 0.00000000 2-A6 849,000.00 3.41900% ~~702~~548.~~84864547~~42420495 21.~~00253239~~56255595 0.00000000 0.00000000 2-A7 2,828,000.00 3.82800% ~~702~~548.~~84864922~~42420792 21.~~24208628~~74947313 0.00000000 0.00000000 3-A1 92,324,000.00 3.99400% ~~865~~641.~~66835503~~13706577 2.~~88123283~~13391783 0.00000000 0.00000000 AP 401,285.95 0.00000% ~~983~~939.~~70937233~~34893559 0.00000000 0.00000000 0.00000000 B-1 13,905,000.00 3.~~51135~~51149% ~~989~~985.~~12903272~~66586552 2.~~89431284~~88429773 0.00000000 0.00000000 B-2 6,386,000.00 3.~~51135~~51149% ~~989~~985.~~12903226~~66586596 2.~~89431256~~88429690 0.00000000 0.00000000 B-3 3,725,000.00 3.~~51135~~51149% ~~989~~985.~~12903356~~66586577 2.~~89431409~~88429799 0.00000000 0.00000000 B-4 1,596,000.00 3.~~51135~~51149% ~~989~~985.~~12903509~~66586466 2.~~89431078~~88429825 0.00000000 0.00000000 B-5 1,597,000.00 3.~~51135~~51149% ~~989~~985.~~12903569~~66586725 2.~~89431434~~88429555 0.00000000 0.00000000 B-6 2,129,024.00 3.~~51135~~51149% ~~989~~985.~~12903283~~66586379 2.~~89431214~~88429816 0.00000000 0.00000000 W-IO 0.00 1.~~02658~~01328% ~~678~~521.~~22655730~~94357456 0.~~58020852~~44072996 0.00000000 0.00000000 SES 0.00 0.00000% ~~679~~524.~~96406438~~08215601 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A1 0.00000000 0.00000000 10.~~25476520~~87722420 0.00000000 ~~457~~334.~~47023791~~81713051 1-A2 0.00000000 0.00000000 10.~~25476452~~87722478 0.00000000 ~~457~~334.~~47023771~~81713118 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 0.40000000 0.00000000 0.00000000 2-A1 0.00000000 0.00000000 21.~~18703072~~70651335 0.00000000 ~~616~~532.~~58130490~~92966273 2-A2 0.00000000 0.00000000 21.~~48164140~~93639440 0.00000000 ~~616~~532.~~58130480~~92966280 2-A3 0.00000000 0.00000000 21.~~00253294~~56255197 0.00000000 ~~616~~532.~~58130490~~92966273 2-A4 0.00000000 0.00000000 21.~~00253300~~56255200 0.00000000 ~~616~~532.~~58130500~~92966267 2-A5 0.00000000 0.00000000 21.~~24208720~~74947320 0.00000000 ~~616~~532.~~58130490~~92966270 2-A6 0.00000000 0.00000000 21.~~00253239~~56255595 0.00000000 ~~616~~532.~~58130742~~92965842 2-A7 0.00000000 0.00000000 21.~~24208628~~74947313 0.00000000 ~~616~~532.~~58130481~~92966407 3-A1 0.00000000 0.00000000 2.~~88123283~~13391783 0.00000000 ~~735~~636.~~52561392~~48499556 AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~942~~934.~~54762720~~04466316 B-1 0.00000000 0.00000000 2.~~89431284~~88429773 0.00000000 ~~987~~984.~~98637037~~49091406 B-2 0.00000000 0.00000000 2.~~89431256~~88429690 0.00000000 ~~987~~984.~~98637018~~49091450 B-3 0.00000000 0.00000000 2.~~89431409~~88429799 0.00000000 ~~987~~984.~~98637047~~49091275 B-4 0.00000000 0.00000000 2.~~89431078~~88429825 0.00000000 ~~987~~984.~~98637218~~49091479 B-5 0.00000000 0.00000000 2.~~89431434~~88429555 0.00000000 ~~987~~984.~~98636819~~49091421 B-6 0.00000000 0.00000000 2.~~89431214~~88429816 0.00000000 ~~987~~984.~~98636840~~49091227 W-IO 0.00000000 0.00000000 0.~~58020852~~44072996 0.00000000 ~~598~~507.~~95084972~~05890552 SES 0.00000000 0.00000000 0.~~13769950~~09985146 0.00000000 ~~600~~508.~~66900741~~95122130 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage A-~~PO1 0.00000% 0.00 0.00 15,898.06 0.00 0.00000000% A-~~PO2 0.00000% 0.00 0.00 ~~358~~356,~~515~~705.5273 ~~357~~354,~~926~~608.9854 9897.~~20918527~~29866076% A-PO3 0.00000% 0.00 0.00 20,~~335~~241.1680 20,~~304~~210.1447 9897.~~25271640~~79944274% WIO-1 1.~~12838~~12072% ~~130~~93,~~548~~644,~~971~~791.1656 ~~118~~88,~~855~~803,~~652~~662.3769 0.00 0.00 4735.~~30183748~~34183134% WIO-2 10.~~00515~~99416% ~~505~~397,~~015~~265,~~190~~636.4770 ~~444~~386,~~830~~786,~~362~~911.4286 0.00 0.00 6254.~~44172594~~29405092% WIO-3 0.~~99655~~97320% 8261,~~192~~454,~~214~~153.3835 7061,~~174~~021,~~141~~798.0560 0.00 0.00 7464.~~16370370~~49102936% SES-1 0.00000% ~~131~~93,~~040~~644,~~651~~791.5456 ~~118~~88,~~855~~803,~~652~~662.3769 0.00 0.00 4735.~~20789896~~27164465% SES-2 0.00000% ~~510~~402,~~148~~372,~~169~~659.1615 ~~449~~391,~~955~~542,~~049~~231.5754 0.00 0.00 6254.~~70183928~~56193479% SES-3 0.00000% 8261,~~522~~782,~~371~~794.5063 7061,~~503~~349,~~794~~931.5723 0.00 0.00 7464.~~24881926~~60872047%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 8718,~~333~~357,~~321~~634.1587 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 8718,~~333~~357,~~321~~634.1587 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 3124,~~360~~171.8035 Payment of Interest and Principal 8718,~~301~~333,~~960~~463.3552 Total Withdrawals (Pool Distribution Amount) 8718,~~333~~357,~~321~~634.1587 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 3023,~~154~~241.6367 Trustee Fee - Wells Fargo Bank, N.A. ~~1,206~~929.1768 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 3124,~~360~~171.8035

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 114 0 0 0 114 61,~~428~~905,~~169~~206.0841 0.00 0.00 0.00 61,~~428~~905,~~169~~206.0841 60 Days 10 0 0 0 10 ~~449,983~~0.5500 0.00 0.00 0.00 ~~449,983~~0.5500 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 10 0 10 0.00 0.00 ~~643,500~~0.00 0.00 ~~643,500~~0.00 180+ Days 0 0 01 0 01 0.00 0.00 0643,500.00 0.00 0643,500.00 Totals 124 0 1 0 135 61,~~878~~905,~~152~~206.6341 0.00 643,500.00 0.00 72,~~521~~548,~~652~~706.6341 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~882117~~372439% 0.000000% 0.000000% 0.000000% 0.~~882117~~372439% 10.~~005478~~351711% 0.000000% 0.000000% 0.000000% 10.~~005478~~351711% 60 Days 0.~~080192~~000000% 0.000000% 0.000000% 0.000000% 0.~~080192~~000000% 0.~~070385~~000000% 0.000000% 0.000000% 0.000000% 0.~~070385~~000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.~~080192~~000000% 0.000000% 0.~~080192~~000000% 0.000000% 0.000000% 0.~~100655~~000000% 0.000000% 0.~~100655~~000000% 180+ Days 0.000000% 0.000000% 0.~~000000~~093110% 0.000000% 0.~~000000~~093110% 0.000000% 0.000000% 0.~~000000~~118794% 0.000000% 0.~~000000~~118794% Totals 0.~~962310~~372439% 0.000000% 0.~~080192~~093110% 0.000000% 10.~~042502~~465549% 10.~~075864~~351711% 0.000000% 0.~~100655~~118794% 0.000000% 10.~~176518~~470505%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 21 0 0 0 21 ~~714~~480,~~214~~960.8911 0.00 0.00 0.00 ~~714~~480,~~214~~960.8911 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 21 0 0 0 21 ~~714~~480,~~214~~960.8911 0.00 0.00 0.00 ~~714~~480,~~214~~960.8911 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~829876~~546448% 0.000000% 0.000000% 0.000000% 0.~~829876~~546448% 0.~~600909~~541599% 0.000000% 0.000000% 0.000000% 0.~~600909~~541599% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~829876~~546448% 0.000000% 0.000000% 0.000000% 0.~~829876~~546448% 0.~~600909~~541599% 0.000000% 0.000000% 0.000000% 0.~~600909~~541599% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 92 0 0 0 92 5809,~~713,954~~497.1968 0.00 0.00 0.00 5809,~~713,954~~497.1968 60 Days 10 0 0 0 10 ~~449,983~~0.5500 0.00 0.00 0.00 ~~449,983~~0.5500 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 10 0 10 0.00 0.00 ~~643,500~~0.00 0.00 ~~643,500~~0.00 180 Days 0 0 01 0 01 0.00 0.00 0643,500.00 0.00 0643,500.00 Totals 102 0 1 0 113 6809,~~163,937~~497.7468 0.00 643,500.00 0.00 61,~~807~~452,~~437~~997.7468 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~041667~~261780% 0.000000% 0.000000% 0.000000% 10.~~041667~~261780% 10.~~269894~~206746% 0.000000% 0.000000% 0.000000% 10.~~269894~~206746% 60 Days 0.~~115741~~000000% 0.000000% 0.000000% 0.000000% 0.~~115741~~000000% 0.~~100006~~000000% 0.000000% 0.000000% 0.000000% 0.~~100006~~000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.~~115741~~000000% 0.000000% 0.~~115741~~000000% 0.000000% 0.000000% 0.~~143014~~000000% 0.000000% 0.~~143014~~000000% 180 Days 0.000000% 0.000000% 0.~~000000~~130890% 0.000000% 0.~~000000~~130890% 0.000000% 0.000000% 0.~~000000~~164350% 0.000000% 0.~~000000~~164350% Totals 10.~~157407~~261780% 0.000000% 0.~~115741~~130890% 0.000000% 10.~~273148~~392670% 10.~~369901~~206746% 0.000000% 0.~~143014~~164350% 0.000000% 10.~~512915~~371096% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0614,748.0062 0.00 0.00 0.00 0614,748.0062 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0614,748.0062 0.00 0.00 0.00 0614,748.0062 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~787402% 0.000000% 0.000000% 0.000000% 0.~~000000~~787402% 01.~~000000~~002036% 0.000000% 0.000000% 0.000000% 01.~~000000~~002036% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~787402% 0.000000% 0.000000% 0.000000% 0.~~000000~~787402% 01.~~000000~~002036% 0.000000% 0.000000% 0.000000% 01.~~000000~~002036%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 3712,~~069~~441.6675

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 4.~~848899~~839713% Weighted Average Pass-Through Rate 4.~~574265~~566727% Weighted Average Maturity(Stepdown Calculation ) ~~347~~344 Beginning Scheduled Collateral Loan Count 1,~~394~~102 Number Of Loans Paid In Full ~~147~~28 Ending Scheduled Collateral Loan Count 1,~~247~~074 Beginning Scheduled Collateral Balance ~~723~~557,~~711~~800,~~192~~245.2034 Ending Scheduled Collateral Balance ~~639~~541,~~314~~695,~~496~~825.5146 Ending Actual Collateral Balance at 3031-~~Apr~~Jul-2004 ~~639~~541,~~314~~695,~~496~~825.5146 Monthly P &I Constant 32,~~746~~900,~~575~~012.6265 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 8718,~~003~~103,~~929~~840.4745 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~639~~541,~~314~~695,~~496~~825.5146 Scheduled Principal ~~822~~650,~~240~~351.2894 Unscheduled Principal 8315,~~574~~454,~~455~~067.4194

Miscellaneous Reporting Senior % 9594.~~988051~~812293% Subordinate % 45.~~011950~~187707%

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description ~~Mixed~~3 ~~ARM~~Year ~~Mixed~~LIBOR ~~ARM~~Arm ~~Mixed~~5 ~~ARM~~Year LIBOR Arm 7 Year LIBOR Arm Weighted Average Coupon Rate 4.~~469782~~466715 4.~~883409~~869247 5.~~237576~~212718 Weighted Average Net Rate 4.~~219782~~091715 4.~~633409~~619247 4.~~987576~~962718 Weighted Average Maturity ~~347~~344 ~~347~~344 ~~347~~344 Beginning Loan Count ~~264~~193 ~~967~~781 ~~163~~128 Loans Paid In Full 2310 ~~103~~17 211 Ending Loan Count ~~241~~183 ~~864~~764 ~~142~~127 Beginning Scheduled Balance ~~131~~93,~~040~~644,~~651~~791.5456 ~~510~~402,~~148~~372,~~169~~659.1615 8261,~~522~~782,~~371~~794.5063 Ending scheduled Balance ~~118~~88,~~855~~803,~~652~~662.3769 ~~449~~391,~~955~~542,~~049~~231.5754 7061,~~503~~349,~~794~~931.5723 Record Date 0407/3031/2004 0407/3031/2004 0407/3031/2004 Principal And Interest Constant ~~681~~490,~~304~~776.3092 2,~~601~~060,~~215~~699.6164 ~~464~~348,~~055~~536.7109 Scheduled Principal ~~193~~142,~~201~~206.7342 ~~525~~427,~~163~~989.8069 ~~103~~80,~~874~~155.7583 Unscheduled Principal 114,~~991~~698,~~797~~922.4445 5910,~~667~~402,~~955~~437.7992 11352,~~914,702~~707.1857 Scheduled Interest ~~488~~348,~~102~~570.5750 21,~~076~~632,~~051~~709.8195 ~~360~~268,~~180~~380.9626 Servicing Fees 2719,~~300~~509.1333 ~~106~~83,~~280~~827.8764 1712,~~192~~871.1641 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~218~~156.4007 ~~850~~670.2363 ~~137~~102.5498 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 139,~~650~~754.0865 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~446~~319,~~933~~150.9645 1,~~968~~548,~~920~~211.7168 ~~342~~255,~~851~~405.2687 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~092782~~089715 4.~~631409~~617247 4.~~985576~~960718

Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 4.~~848899~~839713 Weighted Average Net Rate 4.~~598899~~568727 Weighted Average Maturity ~~347~~344 Beginning Loan Count 1,~~394~~102 Loans Paid In Full ~~147~~28 Ending Loan Count 1,~~247~~074 Beginning Scheduled Balance ~~723~~557,~~711~~800,~~192~~245.2034 Ending scheduled Balance ~~639~~541,~~314~~695,~~496~~825.5146 Record Date 0407/3031/2004 Principal And Interest Constant 32,~~746~~900,~~575~~012.6265 Scheduled Principal ~~822~~650,~~240~~351.2894 Unscheduled Principal 8315,~~574~~454,~~455~~067.4194 Scheduled Interest 2,~~924~~249,~~335~~660.3471 Servicing Fees ~~150~~116,~~773~~208.1638 Master Servicing Fees 0.00 Trustee Fee ~~1,206~~929.1768 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 139,~~650~~754.0865 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 2,~~758~~122,~~705~~768.9300 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 4.~~574265~~566727

Miscellaneous Reporting Group Group 1 CPR 6846.~~445963~~137424% Subordinate % 57.~~261623~~329014% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 9492.~~738377~~670986% Group Group 2 CPR 7726.~~559049~~995764% Subordinate % 34.~~833932~~846583% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 9695.~~166068~~153417% Group Group 3 CPR 846.~~644865~~647896% Subordinate % 34.~~127280~~161444% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 9695.~~872720~~838556%

Filing Compare · BANC OF AMERICA MORT SEC INC MORT PASTHR CERTS SER 2003 F