8-K 1 bam0300j_sep.txt SEPTEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 27, 2004 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-J Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-105940-14 54-2132818 Pooling and Servicing Agreement) (Commission 54-2132819 (State or other File Number) 54-2132820 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On September 27, 2004 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2003-J Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-J Trust, relating to the September 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-J Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 9/28/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-J Trust, relating to the September 27, 2004 distribution. EX-99.1

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 78/31/042004 Distribution Date: 89/2527/042004 BAM Series: 2003-J Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 05948XXW6 SEN 3.~~40398~~40270% ~~142~~138,~~630~~345,~~511~~552.3053 ~~404~~392,~~592~~290.4929 46,~~284~~410,~~958~~733.7735 1-A-2 05948XXX4 SEN 3.~~91998~~91870% 4544,~~382~~018,~~375~~980.1194 ~~148~~143,~~248~~747.2263 12,~~363~~039,~~394~~776.1608 1-A-3 05948XXY2 SEN 3.~~91998~~91870% 1,~~283~~245,~~674~~109.6097 4,~~193~~066.3101 3857,~~564~~696.6360 1-A-R 05948XXZ9 SEN 3.~~52991~~52415% 0.00 0.00 0.00 1-A-MR 05948XYA3 SEN 3.~~52991~~52415% 0.00 0.00 0.00 1-A-LR 05948XYB1 SEN 3.~~52991~~52415% 0.00 0.6563 0.00 2-A-1 05948XYC9 SEN 4.~~16677~~16280% ~~195~~191,~~436~~808,~~856~~054.0283 ~~678~~665,~~617~~381.6949 34,~~628~~138,~~801~~812.1994 2-A-2 05948XYD7 SEN 4.~~48077~~47680% ~~171~~167,~~007~~832,~~249~~047.0298 ~~638~~626,~~537~~124.3785 3,~~175~~621,~~201~~461.0432 2-A-3 05948XYE5 SEN 1.65600% 1580,~~817,082~~728.2191 ~~2,507~~801.5741 1580,~~236,353~~728.3091 2-A-4 05948XYF2 SEN 2.70700% 21,440,000.00 48,365.07 02,322,092.0011 2-A-5 05948XYG0 SEN 3.60600% 35,360,000.00 106,256.80 0.00 2-A-6 05948XYH8 SEN 4.05500% 26,971,000.00 91,139.50 0.00 2-A-7 05948XYJ4 SEN 4.~~26977~~26580% 27,165,000.00 96,~~657~~566.0195 0.00 2-A-8 05948XYK1 SEN 4.~~26977~~26580% 70,403,000.00 250,~~504~~270.0969 0.00 2-A-9 05948XYL9 SEN 3.41400% 31,~~270~~045,~~320~~175.4340 92,~~304~~973.0652 21,~~225~~045,~~145~~175.0440 2-A-IO 05948XYM7 IO 0.~~79135~~75930% 0.00 5854,~~598~~035.0817 0.00 3-A-1 05948XYN5 SEN 4.~~11034~~11036% 46,~~150~~145,~~656~~216.0679 158,~~079~~061.0715 5579,~~439~~595.2757 3-A-2 05948XYP0 SEN 4.~~70934~~70936% 28,~~032~~029,~~831~~527.5058 110,~~013~~000.4491 3352,~~303~~057.9294 4-A-1 05948XYQ8 SEN 4.~~63347~~62910% ~~187~~183,~~767~~762,~~797~~522.3196 ~~725~~708,~~013~~878.8193 41,~~005~~728,~~274~~497.3542 B-1 05948XYR6 SUB 4.~~18372~~18060% 15,~~988~~969,~~513~~493.1593 55,~~742~~635.8706 19,~~019~~178.2208 B-2 05948XYS4 SUB 4.~~18372~~18060% 7,~~674~~665,~~525~~396.9163 26,~~756~~704.7297 9,~~129~~205.2752 B-3 05948XYT2 SUB 4.~~18372~~18060% 5,~~115~~109,~~690~~605.6929 17,~~835~~801.5102 6,~~085~~136.4022 B-4 05948XYY1 SUB 4.~~18372~~18060% 1,~~918~~916,~~384~~101.0198 6,~~688~~675.3238 2,~~282~~301.0208 B-5 05948XYZ8 SUB 4.~~18372~~18060% 1,~~918~~916,~~384~~101.0198 6,~~688~~675.3238 2,~~282~~301.0208 B-6 05948XZA2 SUB 4.~~18372~~18060% 2,~~558~~555,~~459~~415.0764 8,~~919~~902.8964 3,~~043~~068.4385 1-IO 05948XYV7 IO 0.30479% 0.00 5048,~~102~~654.5493 0.00 2-IO 05948XYW5 IO 0.00115% 0.00 ~~545~~535.6886 0.00 3-IO 05948XYX3 IO 0.01565% 0.00 996.8775 0.00 SES 05948XYU9 SEN 0.00000% 0.00 ~~199~~209,~~333~~262.8048 0.00 Totals 1,~~039~~019,~~292~~284,~~310~~033.4034 3,~~904~~840,~~238~~805.7547 2022,~~008~~918,~~277~~818.0347

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 ~~138~~131,~~345~~934,~~552~~819.5318 46,~~689~~803,~~551~~023.2664 0.00 1-A-2 0.00 4441,~~018~~979,~~980~~204.9486 12,~~511~~183,~~642~~523.3871 0.00 1-A-3 0.00 1,~~245~~187,~~109~~413.9737 4261,~~757~~762.9461 0.00 1-A-R 0.00 0.00 0.00 0.00 1-A-MR 0.00 0.00 0.00 0.00 1-A-LR 0.00 0.00 0.6563 0.00 2-A-1 0.00 ~~191~~187,~~808~~669,~~054~~241.8389 4,~~307~~804,~~418~~194.8843 0.00 2-A-2 0.00 ~~167~~164,~~832~~210,~~047~~586.9866 34,~~813~~247,~~738~~586.4117 0.00 2-A-3 0.00 ~~580,728~~0.9100 1581,~~238,860~~530.8732 0.00 2-A-4 0.00 2119,~~440~~117,~~000~~907.0089 482,~~365~~370,457.0718 0.00 2-A-5 0.00 35,360,000.00 106,256.80 0.00 2-A-6 0.00 26,971,000.00 91,139.50 0.00 2-A-7 0.00 27,165,000.00 96,~~657~~566.0195 0.00 2-A-8 0.00 70,403,000.00 250,~~504~~270.0969 0.00 2-A-9 0.00 ~~1,045,175~~0.4000 21,~~234~~048,~~449~~148.1092 0.00 2-A-IO 0.00 0.00 5854,~~598~~035.0817 0.00 3-A-1 0.00 4645,~~145~~565,~~216~~621.7922 ~~163~~737,~~518~~656.3472 0.00 3-A-2 0.00 2827,~~029~~677,~~527~~469.5864 ~~113~~462,~~317~~058.3685 0.00 4-A-1 0.00 ~~183~~182,~~762~~034,~~522~~025.9654 42,~~730~~437,~~288~~376.1635 0.00 B-1 0.00 15,~~969~~950,~~493~~315.9385 74,~~762~~813.0914 0.00 B-2 0.00 7,~~665~~656,~~396~~191.6311 35,~~885~~910.9949 0.00 B-3 0.00 5,~~109~~103,~~605~~469.2906 23,~~920~~937.9124 0.00 B-4 0.00 1,~~916~~913,~~101~~800.9890 8,~~970~~976.3446 0.00 B-5 0.00 1,~~916~~913,~~101~~800.9890 8,~~970~~976.3446 0.00 B-6 0.00 2,~~555~~552,~~415~~346.6479 11,~~963~~971.3249 0.00 1-IO 0.00 0.00 5048,~~102~~654.5493 0.00 2-IO 0.00 0.00 ~~545~~535.6886 0.00 3-IO 0.00 0.00 996.8775 0.00 SES 0.00 0.00 ~~199~~209,~~333~~262.8048 0.00 Totals 0.00 1996,~~019~~365,~~284,033~~214.3486 2326,~~912~~759,~~515~~623.7894 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 215,000,000.00 ~~142~~138,~~630~~345,~~511~~552.3053 ~~223~~218,~~543~~694.4590 46,~~061~~192,~~415~~038.3345 0.00 0.00 1-A-2 68,409,000.00 4544,~~382~~018,~~375~~980.1194 7169,~~127~~584.3765 1,~~292~~970,~~266~~191.8043 0.00 0.00 1-A-3 1,935,000.00 1,~~283~~245,~~674~~109.6097 21,~~011~~968.8925 3655,~~552~~728.7435 0.00 0.00 1-A-R 50.00 0.00 0.00 0.00 0.00 0.00 1-A-MR 25.00 0.00 0.00 0.00 0.00 0.00 1-A-LR 25.00 0.00 0.00 0.00 0.00 0.00 2-A-1 240,000,000.00 ~~195~~191,~~436~~808,~~856~~054.0283 ~~215~~214,~~975~~361.9635 3,~~412~~924,~~825~~451.2359 0.00 0.00 2-A-2 210,000,000.00 ~~171~~167,~~007~~832,~~249~~047.0298 ~~188~~187,~~978~~566.9718 23,~~986~~433,~~222~~895.0814 0.00 0.00 2-A-3 17,000,000.00 1580,~~817,082~~728.2191 7330,~~584~~077.2467 1550,~~162,769~~651.0624 0.00 0.00 2-A-4 21,440,000.00 21,440,000.00 0120,268.0001 02,201,824.0010 0.00 0.00 2-A-5 35,360,000.00 35,360,000.00 0.00 0.00 0.00 0.00 2-A-6 26,971,000.00 26,971,000.00 0.00 0.00 0.00 0.00 2-A-7 27,165,000.00 27,165,000.00 0.00 0.00 0.00 0.00 2-A-8 70,403,000.00 70,403,000.00 0.00 0.00 0.00 0.00 2-A-9 30,596,000.00 31,~~270~~045,~~320~~175.4340 ~~132~~54,~~434~~132.3372 2991,~~092,710~~042.7167 0.00 0.00 2-A-IO 0.00 0.00 0.00 0.00 0.00 0.00 3-A-1 50,000,000.00 46,~~150~~145,~~656~~216.0679 ~~461~~466.5082 4579,~~977~~128.7774 0.00 0.00 3-A-2 30,371,000.00 28,~~032~~029,~~831~~527.5058 ~~280~~283.3256 3351,~~023~~774.6038 0.00 0.00 4-A-1 211,868,000.00 ~~187~~183,~~767~~762,~~797~~522.3196 ~~263~~260,~~969~~177.9420 31,~~741~~468,~~304~~320.4122 0.00 0.00 B-1 16,152,000.00 15,~~988~~969,~~513~~493.1593 19,~~019~~178.2208 0.00 0.00 0.00 B-2 7,753,000.00 7,~~674~~665,~~525~~396.9163 9,~~129~~205.2752 0.00 0.00 0.00 B-3 5,168,000.00 5,~~115~~109,~~690~~605.6929 6,~~085~~136.4022 0.00 0.00 0.00 B-4 1,938,000.00 1,~~918~~916,~~384~~101.0198 2,~~282~~301.0208 0.00 0.00 0.00 B-5 1,938,000.00 1,~~918~~916,~~384~~101.0198 2,~~282~~301.0208 0.00 0.00 0.00 B-6 2,584,620.00 2,~~558~~555,~~459~~415.0764 3,~~043~~068.4385 0.00 0.00 0.00 1-IO 0.00 0.00 0.00 0.00 0.00 0.00 2-IO 0.00 0.00 0.00 0.00 0.00 0.00 3-IO 0.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,292,051,720.00 1,~~039~~019,~~292~~284,~~310~~033.4034 1,~~214~~199,~~209~~772.3314 1821,~~794~~719,~~067~~046.7331 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 46,~~284~~410,~~958~~733.7735 ~~138~~131,~~345~~934,~~552~~819.5318 0.~~64346769~~61365032 46,~~284~~410,~~958~~733.7735 1-A-2 12,~~363~~039,~~394~~776.1608 4441,~~018~~979,~~980~~204.9486 0.~~64346769~~61365032 12,~~363~~039,~~394~~776.1608 1-A-3 3857,~~564~~696.6360 1,~~245~~187,~~109~~413.9737 0.~~64346768~~61365032 3857,~~564~~696.6360 1-A-R 0.00 0.00 0.00000000 0.00 1-A-MR 0.00 0.00 0.00000000 0.00 1-A-LR 0.00 0.00 0.00000000 0.00 2-A-1 34,~~628~~138,~~801~~812.1994 ~~191~~187,~~808~~669,~~054~~241.8389 0.~~79920023~~78195517 34,~~628~~138,~~801~~812.1994 2-A-2 3,~~175~~621,~~201~~461.0432 ~~167~~164,~~832~~210,~~047~~586.9866 0.~~79920023~~78195517 3,~~175~~621,~~201~~461.0432 2-A-3 ~~1,236,353.30~~ 580,728.91 0.~~03416052~~00 10.00000000 580,~~236,353~~728.3091 2-A-4 02,322,092.0011 2119,~~440~~117,~~000~~907.0089 10.~~00000000~~89169347 02,322,092.0011 2-A-5 0.00 35,360,000.00 1.00000000 0.00 2-A-6 0.00 26,971,000.00 1.00000000 0.00 2-A-7 0.00 27,165,000.00 1.00000000 0.00 2-A-8 0.00 70,403,000.00 1.00000000 0.00 2-A-9 ~~2,225,145.04~~ 1,045,175.40 0.~~03416052~~00 20.00000000 1,~~225~~045,~~145~~175.0440 2-A-IO 0.00 0.00 0.00000000 0.00 3-A-1 5579,~~439~~595.2757 4645,~~145~~565,~~216~~621.7922 0.~~92290434~~91131242 5579,~~439~~595.2757 3-A-2 3352,~~303~~057.9294 2827,~~029~~677,~~527~~469.5864 0.~~92290434~~91131242 3352,~~303~~057.9294 4-A-1 41,~~005~~728,~~274~~497.3542 ~~183~~182,~~762~~034,~~522~~025.9654 0.~~86734440~~85918603 41,~~005~~728,~~274~~497.3542 B-1 19,~~019~~178.2208 15,~~969~~950,~~493~~315.9385 0.~~98870071~~98751336 19,~~019~~178.2208 B-2 9,~~129~~205.2752 7,~~665~~656,~~396~~191.6311 0.~~98870071~~98751336 9,~~129~~205.2752 B-3 6,~~085~~136.4022 5,~~109~~103,~~605~~469.2906 0.~~98870071~~98751336 6,~~085~~136.4022 B-4 2,~~282~~301.0208 1,~~916~~913,~~101~~800.9890 0.~~98870071~~98751336 2,~~282~~301.0208 B-5 2,~~282~~301.0208 1,~~916~~913,~~101~~800.9890 0.~~98870071~~98751336 2,~~282~~301.0208 B-6 3,~~043~~068.4385 2,~~555~~552,~~415~~346.6479 0.~~98870071~~98751336 3,~~043~~068.4385 1-IO 0.00 0.00 0.00000000 0.00 2-IO 0.00 0.00 0.00000000 0.00 3-IO 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 2022,~~008~~918,~~277~~818.0347 1996,~~019~~365,~~284,033~~214.3486 0.~~78888795~~77114964 2022,~~008~~918,~~277~~818.0347

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 215,000,000.00 ~~663~~643.~~39772698~~46768619 1.~~03973698~~01718558 1828.~~89030386~~80017884 0.00000000 1-A-2 68,409,000.00 ~~663~~643.~~39772705~~46768612 1.~~03973702~~01718560 1828.~~89030391~~80017878 0.00000000 1-A-3 1,935,000.00 ~~663~~643.~~39772610~~46768475 1.~~03973643~~01718346 1828.~~89030491~~80018088 0.00000000 1-A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-MR 25.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 25.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 240,000,000.00 ~~814~~799.~~32023342~~20022846 0.~~89989983~~89317229 1416.~~22010513~~35188163 0.00000000 2-A-2 210,000,000.00 ~~814~~799.~~32023343~~20022848 0.~~89989986~~89317229 1416.~~22010514~~35188162 0.00000000 2-A-3 17,000,000.00 ~~106~~34.~~88718882~~16052412 41.~~32848471~~76927471 6832.~~39818000~~39124941 0.00000000 2-A-4 21,440,000.00 1000.00000000 05.~~00000000~~60951539 0102.~~00000000~~69701959 0.00000000 2-A-5 35,360,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-6 26,971,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-7 27,165,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-8 70,403,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-9 30,596,000.00 ~~106~~34.~~88718885~~16052425 41.~~32848510~~76927441 6832.~~39817983~~39124951 0.00000000 2-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 50,000,000.00 ~~923~~922.~~01312120~~90433580 0.~~00923000~~00933640 011.~~09955540~~58257480 0.00000000 3-A-2 30,371,000.00 ~~923~~922.~~01312107~~90433571 0.~~00922986~~00933654 011.~~09955550~~58257482 0.00000000 4-A-1 211,868,000.00 ~~886~~867.~~24897252~~34439821 1.~~24591699~~22801556 176.~~65865732~~93035390 0.00000000 B-1 16,152,000.00 ~~989~~988.~~87822870~~70071384 1.~~17751486~~18735017 0.00000000 0.00000000 B-2 7,753,000.00 ~~989~~988.~~87822907~~70071327 1.~~17751451~~18734941 0.00000000 0.00000000 B-3 5,168,000.00 ~~989~~988.~~87822949~~70071401 1.~~17751548~~18734907 0.00000000 0.00000000 B-4 1,938,000.00 ~~989~~988.~~87823013~~70071207 1.~~17751290~~18734778 0.00000000 0.00000000 B-5 1,938,000.00 ~~989~~988.~~87823013~~70071207 1.~~17751290~~18734778 0.00000000 0.00000000 B-6 2,584,620.00 ~~989~~988.~~87822968~~70071422 1.~~17751546~~18735056 0.00000000 0.00000000 1-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 1929.~~93004079~~81736442 ~~643~~613.~~46768619~~65032177 0.~~64346769~~61365032 1929.~~93004079~~81736442 1-A-2 0.00000000 1929.~~93004078~~81736438 ~~643~~613.~~46768612~~65032174 0.~~64346769~~61365032 1929.~~93004078~~81736438 1-A-3 0.00000000 1929.~~93004134~~81736434 ~~643~~613.~~46768475~~65032041 0.~~64346768~~61365032 1929.~~93004134~~81736434 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 1517.~~12000496~~24505392 ~~799~~781.~~20022846~~95517454 0.~~79920023~~78195517 1517.~~12000496~~24505392 2-A-2 0.00000000 1517.~~12000495~~24505390 ~~799~~781.~~20022848~~95517457 0.~~79920023~~78195517 1517.~~12000495~~24505390 2-A-3 0.00000000 ~~72.72666471~~ 34.16052412 0.~~03416052~~00000000 720.~~72666471~~00000000 34.16052412 2-A-4 0.00000000 0108.~~00000000~~30653498 ~~1,000~~891.~~00000000~~69346502 10.~~00000000~~89169347 0108.~~00000000~~30653498 2-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-9 0.00000000 ~~72.72666492~~ 34.16052425 0.~~03416052~~00000000 720.~~72666492~~00000000 34.16052425 2-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 0.00000000 011.~~10878540~~59191140 ~~922~~911.~~90433580~~31242440 0.~~92290434~~91131242 011.~~10878540~~59191140 3-A-2 0.00000000 011.~~10878535~~59191136 ~~922~~911.~~90433571~~31242435 0.~~92290434~~91131242 011.~~10878535~~59191136 4-A-1 0.00000000 188.~~90457431~~15836946 ~~867~~859.~~34439821~~18602875 0.~~86734440~~85918603 188.~~90457431~~15836946 B-1 0.00000000 1.~~17751486~~18735017 ~~988~~987.~~70071384~~51336367 0.~~98870071~~98751336 1.~~17751486~~18735017 B-2 0.00000000 1.~~17751451~~18734941 ~~988~~987.~~70071327~~51336386 0.~~98870071~~98751336 1.~~17751451~~18734941 B-3 0.00000000 1.~~17751548~~18734907 ~~988~~987.~~70071401~~51336300 0.~~98870071~~98751336 1.~~17751548~~18734907 B-4 0.00000000 1.~~17751290~~18734778 ~~988~~987.~~70071207~~51336429 0.~~98870071~~98751336 1.~~17751290~~18734778 B-5 0.00000000 1.~~17751290~~18734778 ~~988~~987.~~70071207~~51336429 0.~~98870071~~98751336 1.~~17751290~~18734778 B-6 0.00000000 1.~~17751546~~18735056 ~~988~~987.~~70071422~~51336367 0.~~98870071~~98751336 1.~~17751546~~18735056 1-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 215,000,000.00 3.~~40398~~40270% ~~142~~138,~~630~~345,~~511~~552.3053 ~~404~~392,~~592~~290.4929 0.00 0.00 1-A-2 68,409,000.00 3.~~91998~~91870% 4544,~~382~~018,~~375~~980.1194 ~~148~~143,~~248~~747.2264 0.00 0.00 1-A-3 1,935,000.00 3.~~91998~~91870% 1,~~283~~245,~~674~~109.6097 4,~~193~~066.3101 0.00 0.00 1-A-R 50.00 3.~~52991~~52415% 0.00 0.00 0.00 0.00 1-A-MR 25.00 3.~~52991~~52415% 0.00 0.00 0.00 0.00 1-A-LR 25.00 3.~~52991~~52415% 0.00 0.00 0.00 0.00 2-A-1 240,000,000.00 4.~~16677~~16280% ~~195~~191,~~436~~808,~~856~~054.0283 ~~678~~665,~~617~~381.6949 0.00 0.00 2-A-2 210,000,000.00 4.~~48077~~47680% ~~171~~167,~~007~~832,~~249~~047.0298 ~~638~~626,~~537~~124.3886 0.00 0.00 2-A-3 17,000,000.00 1.65600% 1580,~~817,082~~728.2191 ~~2,507~~801.5741 0.00 0.00 2-A-4 21,440,000.00 2.70700% 21,440,000.00 48,365.07 0.00 0.00 2-A-5 35,360,000.00 3.60600% 35,360,000.00 106,256.80 0.00 0.00 2-A-6 26,971,000.00 4.05500% 26,971,000.00 91,139.50 0.00 0.00 2-A-7 27,165,000.00 4.~~26977~~26580% 27,165,000.00 96,~~657~~566.0196 0.00 0.00 2-A-8 70,403,000.00 4.~~26977~~26580% 70,403,000.00 250,~~504~~270.0969 0.00 0.00 2-A-9 30,596,000.00 3.41400% 31,~~270~~045,~~320~~175.4340 92,~~304~~973.0652 0.00 0.00 2-A-IO 0.00 0.~~79135~~75930% 8885,~~858~~396,~~402~~904.6431 5854,~~598~~035.0817 0.00 0.00 3-A-1 50,000,000.00 4.~~11034~~11036% 46,~~150~~145,~~656~~216.0679 158,~~079~~061.0715 0.00 0.00 3-A-2 30,371,000.00 4.~~70934~~70936% 28,~~032~~029,~~831~~527.5058 110,~~013~~000.4591 0.00 0.00 4-A-1 211,868,000.00 4.~~63347~~62910% ~~187~~183,~~767~~762,~~797~~522.3196 ~~725~~708,~~013~~878.8294 0.00 0.00 B-1 16,152,000.00 4.~~18372~~18060% 15,~~988~~969,~~513~~493.1593 55,~~742~~635.8706 0.00 0.00 B-2 7,753,000.00 4.~~18372~~18060% 7,~~674~~665,~~525~~396.9163 26,~~756~~704.7297 0.00 0.00 B-3 5,168,000.00 4.~~18372~~18060% 5,~~115~~109,~~690~~605.6929 17,~~835~~801.5102 0.00 0.00 B-4 1,938,000.00 4.~~18372~~18060% 1,~~918~~916,~~384~~101.0198 6,~~688~~675.3238 0.00 0.00 B-5 1,938,000.00 4.~~18372~~18060% 1,~~918~~916,~~384~~101.0198 6,~~688~~675.3238 0.00 0.00 B-6 2,584,620.00 4.~~18372~~18060% 2,~~558~~555,~~459~~415.0764 8,~~919~~902.9064 0.00 0.00 1-IO 0.00 0.30479% ~~197~~191,~~258~~559,~~631~~235.94 50 48,~~102~~654.5493 0.00 0.00 2-IO 0.00 0.00115% ~~571~~561,~~889~~603,~~708~~189.2165 ~~545~~535.6886 0.00 0.00 3-IO 0.00 0.01565% 76,~~456~~447,~~711~~946.9301 996.8775 0.00 0.00 SES 0.00 0.00000% 1,~~039~~019,~~292~~284,~~311~~034.1208 0.00 0.00 0.00 Totals 1,292,051,720.00 3,~~704~~631,~~904~~542.3440 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 ~~404~~392,~~592~~290.4929 0.00 ~~138~~131,~~345~~934,~~552~~819.5318 1-A-2 0.00 0.00 ~~148~~143,~~248~~747.2263 0.00 4441,~~018~~979,~~980~~204.9486 1-A-3 0.00 0.00 4,~~193~~066.3101 0.00 1,~~245~~187,~~109~~413.9737 1-A-R 0.00 0.00 0.00 0.00 0.00 1-A-MR 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 0.00 0.6563 0.00 0.00 2-A-1 0.0100 0.00 ~~678~~665,~~617~~381.6949 0.00 ~~191~~187,~~808~~669,~~054~~241.8389 2-A-2 0.0100 0.00 ~~638~~626,~~537~~124.3785 0.00 ~~167~~164,~~832~~210,~~047~~586.9866 2-A-3 0.00 0.00 ~~2,507~~801.5741 0.00 ~~580,728~~0.9100 2-A-4 0.00 0.00 48,365.07 0.00 2119,~~440~~117,~~000~~907.0089 2-A-5 0.00 0.00 106,256.80 0.00 35,360,000.00 2-A-6 0.00 0.00 91,139.50 0.00 26,971,000.00 2-A-7 0.00 0.00 96,~~657~~566.0195 0.00 27,165,000.00 2-A-8 0.00 0.00 250,~~504~~270.0969 0.00 70,403,000.00 2-A-9 0.00 0.00 92,~~304~~973.0652 0.00 ~~1,045,175~~0.4000 2-A-IO 0.00 0.00 5854,~~598~~035.0817 0.00 8581,~~396~~448,~~904~~907.3189 3-A-1 0.00 0.00 158,~~079~~061.0715 0.00 4645,~~145~~565,~~216~~621.7922 3-A-2 0.00 0.00 110,~~013~~000.4491 0.00 2827,~~029~~677,~~527~~469.5864 4-A-1 0.0100 0.00 ~~725~~708,~~013~~878.8193 0.00 ~~183~~182,~~762~~034,~~522~~025.9654 B-1 0.00 0.00 55,~~742~~635.8706 0.00 15,~~969~~950,~~493~~315.9385 B-2 0.00 0.00 26,~~756~~704.7297 0.00 7,~~665~~656,~~396~~191.6311 B-3 0.00 0.00 17,~~835~~801.5102 0.00 5,~~109~~103,~~605~~469.2906 B-4 0.00 0.00 6,~~688~~675.3238 0.00 1,~~916~~913,~~101~~800.9890 B-5 0.00 0.00 6,~~688~~675.3238 0.00 1,~~916~~913,~~101~~800.9890 B-6 0.00 0.00 8,~~919~~902.8964 0.00 2,~~555~~552,~~415~~346.6479 1-IO 0.00 0.00 5048,~~102~~654.5493 0.00 ~~191~~183,~~559~~038,~~235~~462.5085 2-IO 0.00 0.00 ~~545~~535.6886 0.00 ~~561~~549,~~603~~873,~~189~~686.6593 3-IO 0.00 0.00 996.8775 0.00 7675,~~447~~516,~~946~~269.0151 SES 0.00 0.00 ~~199~~209,~~333~~262.8048 0.00 1996,~~019~~365,~~284,034~~215.0860 Totals 0.0300 0.00 3,~~904~~840,~~238~~805.7547 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 215,000,000.00 3.~~40398~~40270% ~~663~~643.~~39772698~~46768619 1.~~88182553~~82460600 0.00000000 0.00000000 1-A-2 68,409,000.00 3.~~91998~~91870% ~~663~~643.~~39772705~~46768612 2.~~16708649~~10129720 0.00000000 0.00000000 1-A-3 1,935,000.00 3.~~91998~~91870% ~~663~~643.~~39772610~~46768475 2.~~16708527~~10129716 0.00000000 0.00000000 1-A-R 50.00 3.~~52991~~52415% 0.00000000 0.00000000 0.00000000 0.00000000 1-A-MR 25.00 3.~~52991~~52415% 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 25.00 3.~~52991~~52415% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 240,000,000.00 4.~~16677~~16280% ~~814~~799.~~32023342~~20022846 2.~~82757371~~77242287 0.00000000 0.00000000 2-A-2 210,000,000.00 4.~~48077~~47680% ~~814~~799.~~32023343~~20022848 32.~~04065419~~98154695 0.00000000 0.00000000 2-A-3 17,000,000.00 1.65600% ~~106~~34.~~88718882~~16052412 0.~~14750412~~04714176 0.00000000 0.00000000 2-A-4 21,440,000.00 2.70700% 1000.00000000 2.25583349 0.00000000 0.00000000 2-A-5 35,360,000.00 3.60600% 1000.00000000 3.00500000 0.00000000 0.00000000 2-A-6 26,971,000.00 4.05500% 1000.00000000 3.37916651 0.00000000 0.00000000 2-A-7 27,165,000.00 4.~~26977~~26580% 1000.00000000 3.~~55814504~~55483011 0.00000000 0.00000000 2-A-8 70,403,000.00 4.~~26977~~26580% 1000.00000000 3.~~55814511~~55482991 0.00000000 0.00000000 2-A-9 30,596,000.00 3.41400% ~~106~~34.~~88718885~~16052425 0.~~30409400~~09718656 0.00000000 0.00000000 2-A-IO 0.00 0.~~79135~~75930% ~~676~~650.~~41342681~~06359520 0.~~44606393~~41132986 0.00000000 0.00000000 3-A-1 50,000,000.00 4.~~11034~~11036% ~~923~~922.~~01312120~~90433580 3.~~16158140~~16122300 0.00000000 0.00000000 3-A-2 30,371,000.00 4.~~70934~~70936% ~~923~~922.~~01312107~~90433571 3.~~62231899~~62190609 0.00000000 0.00000000 4-A-1 211,868,000.00 4.~~63347~~62910% ~~886~~867.~~24897252~~34439821 3.~~42200719~~34585185 0.00000000 0.00000000 B-1 16,152,000.00 4.~~18372~~18060% ~~989~~988.~~87822870~~70071384 3.~~45114351~~44446880 0.00000000 0.00000000 B-2 7,753,000.00 4.~~18372~~18060% ~~989~~988.~~87822907~~70071327 3.~~45114407~~44446924 0.00000000 0.00000000 B-3 5,168,000.00 4.~~18372~~18060% ~~989~~988.~~87822949~~70071401 3.~~45114358~~44446981 0.00000000 0.00000000 B-4 1,938,000.00 4.~~18372~~18060% ~~989~~988.~~87823013~~70071207 3.~~45114551~~44446852 0.00000000 0.00000000 B-5 1,938,000.00 4.~~18372~~18060% ~~989~~988.~~87823013~~70071207 3.~~45114551~~44446852 0.00000000 0.00000000 B-6 2,584,620.00 4.~~18372~~18060% ~~989~~988.~~87822968~~70071422 3.~~45114562~~44446766 0.00000000 0.00000000 1-IO 0.00 0.30479% ~~672~~652.~~28909716~~86463878 0.~~17075750~~16582382 0.00000000 0.00000000 2-IO 0.00 0.00115% ~~819~~804.~~16864911~~43435088 0.~~00078163~~00076756 0.00000000 0.00000000 3-IO 0.00 0.01565% 925.~~12857058~~02250268 0.~~01206216~~01206071 0.00000000 0.00000000 SES 0.00 0.00000% ~~804~~788.~~37361326~~88795063 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 1.~~88182553~~82460600 0.00000000 ~~643~~613.~~46768619~~65032177 1-A-2 0.00000000 0.00000000 2.~~16708649~~10129705 0.00000000 ~~643~~613.~~46768612~~65032174 1-A-3 0.00000000 0.00000000 2.~~16708527~~10129716 0.00000000 ~~643~~613.~~46768475~~65032041 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-MR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-LR 0.00000000 0.00000000 2625.~~00000000~~20000000 0.00000000 0.00000000 2-A-1 0.~~00000004~~00000000 0.00000000 2.~~82757371~~77242287 0.00000000 ~~799~~781.~~20022846~~95517454 2-A-2 0.~~00000005~~00000000 0.00000000 32.~~04065414~~98154690 0.00000000 ~~799~~781.~~20022848~~95517457 2-A-3 0.00000000 0.00000000 0.~~14750412~~04714176 0.00000000 340.~~16052412~~00000000 2-A-4 0.00000000 0.00000000 2.25583349 0.00000000 ~~1000~~891.~~00000000~~69346502 2-A-5 0.00000000 0.00000000 3.00500000 0.00000000 1000.00000000 2-A-6 0.00000000 0.00000000 3.37916651 0.00000000 1000.00000000 2-A-7 0.00000000 0.00000000 3.~~55814504~~55482974 0.00000000 1000.00000000 2-A-8 0.00000000 0.00000000 3.~~55814511~~55482991 0.00000000 1000.00000000 2-A-9 0.00000000 0.00000000 0.~~30409400~~09718656 0.00000000 340.~~16052425~~00000000 2-A-IO 0.00000000 0.00000000 0.~~44606393~~41132986 0.00000000 ~~650~~620.~~06359520~~01041274 3-A-1 0.00000000 0.00000000 3.~~16158140~~16122300 0.00000000 ~~922~~911.~~90433580~~31242440 3-A-2 0.00000000 0.00000000 3.~~62231866~~62190609 0.00000000 ~~922~~911.~~90433571~~31242435 4-A-1 0.~~00000005~~00000000 0.00000000 3.~~42200715~~34585180 0.00000000 ~~867~~859.~~34439821~~18602875 B-1 0.00000000 0.00000000 3.~~45114351~~44446880 0.00000000 ~~988~~987.~~70071384~~51336367 B-2 0.00000000 0.00000000 3.~~45114407~~44446924 0.00000000 ~~988~~987.~~70071327~~51336386 B-3 0.00000000 0.00000000 3.~~45114358~~44446981 0.00000000 ~~988~~987.~~70071401~~51336300 B-4 0.00000000 0.00000000 3.~~45114551~~44446852 0.00000000 ~~988~~987.~~70071207~~51336429 B-5 0.00000000 0.00000000 3.~~45114551~~44446852 0.00000000 ~~988~~987.~~70071207~~51336429 B-6 0.00000000 0.00000000 3.~~45114175~~44446766 0.00000000 ~~988~~987.~~70071422~~51336367 1-IO 0.00000000 0.00000000 0.~~17075750~~16582382 0.00000000 ~~652~~623.~~86463878~~82447716 2-IO 0.00000000 0.00000000 0.~~00078163~~00076756 0.00000000 ~~804~~787.~~43435088~~63313771 3-IO 0.00000000 0.00000000 0.~~01206216~~01206071 0.00000000 ~~925~~913.~~02250268~~74918832 SES 0.00000000 0.00000000 0.~~15427695~~16196138 0.00000000 ~~788~~771.~~88795063~~14963713 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 1-SES 0.00000% ~~197,258,631.94~~ 191,559,235.50 183,038,462.85 0.00 0.00 6562.~~28646388~~38244772% 2-SES 0.00000% ~~571,889,708.21~~ 561,603,189.65 549,873,686.93 0.00 0.00 8078.~~44343509~~76331377% 3-SES 0.00000% 76,~~456~~447,~~711~~946.9301 7675,~~447~~516,~~946~~269.0151 0.00 0.00 9291.~~50225027~~37491883% 4-SES 0.00000% ~~193,687,259.04~~ 189,673,662.92 187,936,796.31 0.00 0.00 8786.~~06232745~~26508629%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 2326,~~957~~803,~~551~~793.8200 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 2326,~~957~~803,~~551~~793.8200 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 4544,~~036~~169.0406 Payment of Interest and Principal 2326,~~912~~759,~~515~~623.7894 Total Withdrawals (Pool Distribution Amount) 2326,~~957~~803,~~551~~793.8200 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 4342,~~303~~470.8517 Trustee Fee - Wells Fargo Bank, N.A. 1,~~732~~698.1989 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 4544,~~036~~169.0406

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 108 0 0 0 108 43,~~492~~656,~~350~~342.4802 0.00 0.00 0.00 43,~~492~~656,~~350~~342.4802 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 10 0 0 0 10 ~~881,250~~0.00 0.00 0.00 0.00 ~~881,250~~0.00 150 Days 0 0 01 0 01 0.00 0.00 0881,250.00 0.00 0881,250.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 118 0 01 0 119 53,~~373~~656,~~600~~342.4802 0.00 0881,250.00 0.00 54,~~373~~537,~~600~~592.4802 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~500751~~409626% 0.000000% 0.000000% 0.000000% 0.~~500751~~409626% 0.~~440301~~366601% 0.000000% 0.000000% 0.000000% 0.~~440301~~366601% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.~~050075~~000000% 0.000000% 0.000000% 0.000000% 0.~~050075~~000000% 0.~~086373~~000000% 0.000000% 0.000000% 0.000000% 0.~~086373~~000000% 150 Days 0.000000% 0.000000% 0.~~000000~~051203% 0.000000% 0.~~000000~~051203% 0.000000% 0.000000% 0.~~000000~~088358% 0.000000% 0.~~000000~~088358% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~550826~~409626% 0.000000% 0.~~000000~~051203% 0.000000% 0.~~550826~~460829% 0.~~526674~~366601% 0.000000% 0.~~000000~~088358% 0.000000% 0.~~526674~~454959%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 51 0 0 0 51 2420,~~591,283~~688.4644 0.00 0.00 0.00 2420,~~591,283~~688.4644 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 51 0 0 0 51 2420,~~591,283~~688.4644 0.00 0.00 0.00 2420,~~591,283~~688.4644 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~312336~~275482% 0.000000% 0.000000% 0.000000% 10.~~312336~~275482% 10.~~351052~~229543% 0.000000% 0.000000% 0.000000% 10.~~351052~~229543% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~312336~~275482% 0.000000% 0.000000% 0.000000% 10.~~312336~~275482% 10.~~351052~~229543% 0.000000% 0.000000% 0.000000% 10.~~351052~~229543% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 45 0 0 0 45 12,~~346~~230,~~815~~358.4566 0.00 0.00 0.00 12,~~346~~230,~~815~~358.4566 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 10 0 0 0 10 ~~881,250~~0.00 0.00 0.00 0.00 ~~881,250~~0.00 150 Days 0 0 01 0 01 0.00 0.00 0881,250.00 0.00 0881,250.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 5 0 01 0 56 2,~~228~~230,~~065~~358.4566 0.00 0881,250.00 0.00 23,~~228~~111,~~065~~608.4566 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~361664~~460829% 0.000000% 0.000000% 0.000000% 0.~~361664~~460829% 0.~~239590~~405227% 0.000000% 0.000000% 0.000000% 0.~~239590~~405227% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.~~090416~~000000% 0.000000% 0.000000% 0.000000% 0.~~090416~~000000% 0.~~156769~~000000% 0.000000% 0.000000% 0.000000% 0.~~156769~~000000% 150 Days 0.000000% 0.000000% 0.~~000000~~092166% 0.000000% 0.~~000000~~092166% 0.000000% 0.000000% 0.~~000000~~160112% 0.000000% 0.~~000000~~160112% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~452080~~460829% 0.000000% 0.~~000000~~092166% 0.000000% 0.~~452080~~552995% 0.~~396359~~405227% 0.000000% 0.~~000000~~160112% 0.000000% 0.~~396359~~565339% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 12 0 0 0 12 ~~554~~1,~~251~~005,294.5792 0.00 0.00 0.00 ~~554~~1,~~251~~005,294.5792 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 ~~554~~1,~~251~~005,294.5792 0.00 0.00 0.00 ~~554~~1,~~251~~005,294.5792 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~267380~~539084% 0.000000% 0.000000% 0.000000% 0.~~267380~~539084% 0.~~291848~~534229% 0.000000% 0.000000% 0.000000% 0.~~291848~~534229% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~267380~~539084% 0.000000% 0.000000% 0.000000% 0.~~267380~~539084% 0.~~291848~~534229% 0.000000% 0.000000% 0.000000% 0.~~291848~~534229%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 2421,~~898~~522.1181

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 4.~~553526~~550896% Weighted Average Net Coupon 4.~~279801~~277404% Weighted Average Pass-Through Rate 4.~~277801~~275405% Weighted Average Maturity(Stepdown Calculation ) ~~346~~345 Beginning Scheduled Collateral Loan Count 21,~~037~~997 Number Of Loans Paid In Full 4044 Ending Scheduled Collateral Loan Count 1,~~997~~953 Beginning Scheduled Collateral Balance 1,~~039~~019,~~292~~284,~~311~~034.1208 Ending Scheduled Collateral Balance 1996,~~019~~365,~~284,034~~215.0860 Ending Actual Collateral Balance at 31-~~Jul~~Aug-2004 1997,~~020~~362,~~289,719~~598.3319 Monthly P &I Constant 5,~~157~~065,~~913~~318.4893 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 1996,~~019~~365,~~284,034~~215.0860 Scheduled Principal 1,~~214~~199,~~209~~772.3316 Unscheduled Principal 1821,~~794~~719,~~067~~046.7132

Miscellaneous Reporting Total Senior % 96.~~615586~~553256% Aggregate Subordinate % 3.~~384414~~446744%

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description 3 Year LIBOR Arm 5 Year LIBOR Arm 5 Year LIBOR Arm Weighted Average Coupon Rate 4.~~212977~~211700 4.~~551774~~547796 4.~~604340~~604358 Weighted Average Net Rate 3.~~962977~~961699 4.~~301774~~297796 4.~~354340~~354359 Weighted Average Maturity ~~346~~345 ~~347~~ 346 345 Beginning Loan Count ~~392~~381 1,~~127~~106 136 Loans Paid In Full 1118 21 02 Ending Loan Count ~~381~~363 1,~~106~~085 ~~136~~134 Beginning Scheduled Balance ~~197~~191,~~258~~559,~~631~~235.9450 ~~571~~561,~~889~~603,~~708~~189.2165 76,~~456~~447,~~711~~946.9301 Ending scheduled Balance ~~191~~183,~~559~~038,~~235~~462.5085 ~~561~~549,~~603~~873,~~189~~686.6593 7675,~~447~~516,~~946~~269.0151 Record Date 0708/31/2004 0708/31/2004 0708/31/2004 Principal And Interest Constant 1975,~~001,699~~139.9938 2,~~801~~756,~~252~~018.1355 294,~~125~~101.1350 Scheduled Principal ~~309~~302,~~161~~814.5842 ~~631~~627,~~991~~637.4997 ~~764~~773.5538 Unscheduled Principal 58,~~390~~217,~~234~~958.8623 911,~~654~~101,~~527~~864.0775 8930,~~001~~903.3712 Scheduled Interest ~~692~~672,~~538~~324.4196 2,~~169~~128,~~260~~380.6458 293,~~360~~328.5812 Servicing Fees 4139,~~095~~908.5719 ~~119~~117,~~143~~000.70 15,~~928~~926.4963 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~328~~319.7729 ~~953~~936.1800 127.4645 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 2019,~~547~~954.7607 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~630~~612,~~566~~143.3141 2,~~049~~010,~~163~~443.7688 277,~~304~~274.6304 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 3.~~835977~~834700 4.~~299774~~295796 4.~~352340~~352358

Group Level Collateral Statement Group Group 4 Total Collateral Description 7 Year LIBOR Arm Mixed ARM Weighted Average Coupon Rate 4.~~885471~~881098 4.~~553526~~550896 Weighted Average Net Rate 4.~~635471~~631098 4.~~279801~~277404 Weighted Average Maturity ~~344~~343 ~~346~~345 Beginning Loan Count ~~382~~374 21,~~037~~997 Loans Paid In Full 83 4044 Ending Loan Count ~~374~~371 1,~~997~~953 Beginning Scheduled Balance ~~193~~189,~~687~~673,~~259~~662.0492 1,~~039~~019,~~292~~284,~~311~~034.1208 Ending scheduled Balance ~~189~~187,~~673~~936,~~662~~796.9231 1996,~~019~~365,~~284,034~~215.0860 Record Date 0708/31/2004 0708/31/2004 Principal And Interest Constant 1,~~060~~040,~~836~~059.2350 5,~~157~~065,~~913~~318.4893 Scheduled Principal ~~272~~268,~~291~~546.7139 1,~~214~~199,~~209~~772.3316 Unscheduled Principal 31,~~741~~468,~~304~~320.4122 1821,~~794~~719,~~067~~046.7132 Scheduled Interest ~~788~~771,~~544~~513.5211 3,~~943~~865,~~704~~546.1577 Servicing Fees 4039,~~351~~515.5037 ~~216~~212,~~519~~350.2689 Master Servicing Fees 0.00 0.00 Trustee Fee ~~322~~316.7815 1,~~732~~698.1989 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 2019,~~547~~954.7607 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest ~~747~~731,~~870~~681.2459 3,~~704~~631,~~904~~542.9492 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 4.~~633471~~629098 4.~~277801~~275405

Miscellaneous Reporting Group Group 1 CPR 2840.~~323080~~964123% Senior % 95.~~963639~~850061% Senior Prepayment % 100.000000% Subordinate % 4.~~036361~~149939% Subordinate Prepayment % 0.000000% Group Group 2 CPR 1821.~~497706~~326578% Senior % 96.~~674324~~617152% Senior Prepayment % 100.000000% Subordinate % 3.~~325676~~382848% Subordinate Prepayment % 0.000000% Group Group 3 CPR 013.~~125512~~672493% Senior % 97.~~026782~~026471% Senior Prepayment % 100.000000% Subordinate % 2.~~973218~~973529% Subordinate Prepayment % 0.000000%

Miscellaneous Reporting Group Group 4 CPR 208.~~895092~~916156% Senior % 96.~~943804~~883521% Senior Prepayment % 100.000000% Subordinate % 3.~~056196~~116479% Subordinate Prepayment % 0.000000%

Filing Compare · BANC OF AMERICA MORTGAGE SECURITIES INC SERIES 2003-J