8-K 1 pch04002_sep.txt SEPTEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 27, 2004 PEOPLE'S CHOICE HOME LOAN SECURITIES TRUST Mortgage Pass-Through Certificates, Series 2004-2 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-111811-02 54-6636574 Pooling and Servicing Agreement) (Commission 54-6636575 (State or other File Number) IRS EIN jurisdiction of Incorporation) 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On September 27, 2004 a distribution was made to holders of PEOPLE'S CHOICE HOME LOAN SECURITIES TRUST, Mortgage Pass-Through Certificates, Series 2004-2 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-2 Trust, relating to the September 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. PEOPLE'S CHOICE HOME LOAN SECURITIES TRUST Mortgage Pass-Through Certificates, Series 2004-2 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 9/29/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-2 Trust, relating to the September 27, 2004 distribution. EX-99.1

~~Item~~People's ~~601~~Choice ~~(a)~~Home ofLoan ~~Sequentially~~Securities ~~Exhibit~~Corp ~~Regulation~~Mortgage SPass-KThrough ~~Numbered~~Certificates ~~Number~~Record ~~Exhibit~~Date: ~~No.~~8/31/2004 ~~Description~~Distribution ~~Page~~Date: 9/27/2004 PCHL Series: 2004-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 71085PAQ6 SEN 1.95000% 199,229,000.00 334,538.70 1,418,589.94 A-2 71085PAR4 SEN 2.20000% 22,137,000.00 41,937.32 0.00 A-3 71085PAS2 SEN 1.95000% 151,047,000.00 253,633.09 589,876.41 A-4 71085PAT0 SEN 2.20000% 16,783,000.00 31,794.46 0.00 A-5 71085PAU7 SEN 2.00000% 208,594,000.00 359,245.22 943,983.04 M-1 71085PAV5 MEZ 2.23000% 44,853,000.00 86,130.22 0.00 M-2 71085PAW3 MEZ 2.29000% 15,077,000.00 29,731.01 0.00 M-3 71085PAX1 MEZ 2.78000% 26,384,000.00 63,160.36 0.00 M-4 71085PAY9 MEZ 2.98000% 9,423,000.00 24,180.47 0.00 M---5 71085PAZ6 MEZ 3.43000% 9,423,000.00 27,831.88 0.00 M-~~----------~~6 71085PBA0 MEZ 3.53000% 8,669,000.00 26,351.35 0.00 M-~~---~~7 171085PBB8 MEZ 4.13000% ~~Pooling~~8,292,000.00 ~~and~~29,489.58 ~~Servicing~~0.00 M-8 71085PBC6 MEZ 5.00000% ~~Agreement~~11,308,000.00 47,116.67 0.00 B 71085PBD4 SUB 5.00000% 11,307,000.00 47,112.50 0.00 C PCH04002C SEN-OC 0.00000% 11,308,413.00 2,864,505.67 0.00 P PCH04002P SEN 0.00000% 100.00 24,483.16 0.00 R PCH0402R1 SEN 0.00000% 0.00 0.00 0.00 Totals 753,834,513.00 4,291,241.66 2,952,449.39

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