8-K 1 ace04op1_nov.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 ACE SECURITIES CORP. HOME EQUITY LOAN TRUST Asset Backed Pass-Through Certificates, Series 2004-OP1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-110039-07 54-2151906 Pooling and Servicing Agreement) (Commission 54-2151907 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On November 26, 2004 a distribution was made to holders of ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, Asset Backed Pass-Through Certificates, Series 2004-OP1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Pass-Through Certificates, Series 2004-OP1 Trust, relating to the November 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ACE SECURITIES CORP. HOME EQUITY LOAN TRUST Asset Backed Pass-Through Certificates, Series 2004-OP1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 11/29/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Asset Backed Pass-Through Certificates, Series 2004-OP1 Trust, relating to the November 26, 2004 distribution. EX-99.1

ACE Securities Corporation ~~Home Equity Loan Trust~~ Asset Backed Pass-Through Certificates Record Date: 810/31/2004 Distribution Date: 911/2726/2004 ACE Series: 2004-OP1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 004421ES8 SEN 12.~~82500~~14250% ~~972~~899,~~721~~027,~~158~~083.4584 1,~~627~~712,~~281~~147.4414 3537,~~296~~806,~~564~~525.9563 A-2A 004421ET6 SEN 12.~~72500~~04250% 8776,~~056~~438,~~470~~331.8042 ~~137~~138,~~658~~778.04 65,~~316~~639,~~283~~792.2541 A-2B 004421EU3 SEN 12.~~83500~~15250% 41,704,000.00 7079,~~149~~793.6065 0.00 A-2C 004421EV1 SEN 2.~~06500~~38250% 30,083,000.00 5663,~~944~~709.6111 0.00 M-1 004421EW9 MEZ 2.~~13500~~45250% 103,682,000.00 ~~202~~226,~~914~~026.3176 0.00 M-2 004421EX7 MEZ 2.~~66500~~98250% 82,791,000.00 ~~202~~219,~~251~~488.5114 0.00 M-3 004421EY5 MEZ 23.~~86500~~18250% 22,439,000.00 5863,~~930~~477.4244 0.00 M-4 004421EZ2 MEZ 3.~~61500~~93250% 19,344,000.00 6467,~~101~~618.1803 0.00 M-5 004421FA6 MEZ 34.~~86500~~18250% 21,665,000.00 7680,~~757~~545.2966 0.00 M-6 004421FB4 MEZ 5.~~11500~~43250% 20,117,000.00 9497,~~323~~142.5876 0.00 B 004421FC2 SUB 5.~~11500~~43250% 27,855,000.00 ~~130~~134,~~605~~508.1370 0.00 P ACE04OP1P SEN 0.00000% 100.00 ~~664~~798,~~301~~774.3814 0.00 CE ACE4OP1CE JUN 0.00000% 15,474,950.59 54,~~602~~953,~~276~~882.7073 0.00 Totals 1,~~444~~360,~~932~~620,~~679~~465.8485 8,~~988~~635,~~495~~892.1930 4143,~~612~~446,~~848~~318.2004

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~937~~861,~~424~~220,~~593~~558.5021 3639,~~923~~518,~~846~~672.3977 0.00 A-2A 0.00 8070,~~740~~798,~~187~~539.5501 65,~~453~~778,~~941~~570.2945 0.00 A-2B 0.00 41,704,000.00 7079,~~149~~793.6065 0.00 A-2C 0.00 30,083,000.00 5663,~~944~~709.6111 0.00 M-1 0.00 103,682,000.00 ~~202~~226,~~914~~026.3176 0.00 M-2 0.00 82,791,000.00 ~~202~~219,~~251~~488.5114 0.00 M-3 0.00 22,439,000.00 5863,~~930~~477.4244 0.00 M-4 0.00 19,344,000.00 6467,~~101~~618.1803 0.00 M-5 0.00 21,665,000.00 7680,~~757~~545.2966 0.00 M-6 0.00 20,117,000.00 9497,~~323~~142.5876 0.00 B 0.00 27,855,000.00 ~~130~~134,~~605~~508.1370 0.00 P 0.00 100.00 ~~664~~798,~~301~~774.3814 0.00 CE 0.00 15,474,950.59 54,~~602~~953,~~276~~882.7073 0.00 Totals 0.00 1,~~403~~317,~~319~~174,~~831~~147.6481 5052,~~601~~082,~~343~~210.3934 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 1,057,332,000.00 ~~972~~899,~~721~~027,~~158~~083.4584 0.00 3537,~~296~~806,~~564~~525.9563 0.00 0.00 A-2A 105,009,000.00 8776,~~056~~438,~~470~~331.8042 0.00 65,~~316~~639,~~283~~792.2541 0.00 0.00 A-2B 41,704,000.00 41,704,000.00 0.00 0.00 0.00 0.00 A-2C 30,083,000.00 30,083,000.00 0.00 0.00 0.00 0.00 M-1 103,682,000.00 103,682,000.00 0.00 0.00 0.00 0.00 M-2 82,791,000.00 82,791,000.00 0.00 0.00 0.00 0.00 M-3 22,439,000.00 22,439,000.00 0.00 0.00 0.00 0.00 M-4 19,344,000.00 19,344,000.00 0.00 0.00 0.00 0.00 M-5 21,665,000.00 21,665,000.00 0.00 0.00 0.00 0.00 M-6 20,117,000.00 20,117,000.00 0.00 0.00 0.00 0.00 B 27,855,000.00 27,855,000.00 0.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 0.00 CE 15,473,959.66 15,474,950.59 0.00 0.00 0.00 0.00 Totals 1,547,495,059.66 1,~~444~~360,~~932~~620,~~679~~465.8485 0.00 4143,~~612~~446,~~848~~318.2004 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 3537,~~296~~806,~~564~~525.9563 ~~937~~861,~~424~~220,~~593~~558.5021 0.~~88659437~~81452236 3537,~~296~~806,~~564~~525.9563 A-2A 65,~~316~~639,~~283~~792.2541 8070,~~740~~798,~~187~~539.5501 0.~~76888826~~67421401 65,~~316~~639,~~283~~792.2541 A-2B 0.00 41,704,000.00 1.00000000 0.00 A-2C 0.00 30,083,000.00 1.00000000 0.00 M-1 0.00 103,682,000.00 1.00000000 0.00 M-2 0.00 82,791,000.00 1.00000000 0.00 M-3 0.00 22,439,000.00 1.00000000 0.00 M-4 0.00 19,344,000.00 1.00000000 0.00 M-5 0.00 21,665,000.00 1.00000000 0.00 M-6 0.00 20,117,000.00 1.00000000 0.00 B 0.00 27,855,000.00 1.00000000 0.00 P 0.00 100.00 1.00000000 0.00 CE 0.00 15,474,950.59 1.00006404 0.00 Totals 4143,~~612~~446,~~848~~318.2004 1,~~403~~317,~~319~~174,~~831~~147.6481 0.~~90683316~~85116533 4143,~~612~~446,~~848~~318.2004

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 1,057,332,000.00 ~~919~~850.~~97703508~~27889427 0.00000000 3335.~~38266973~~75653213 0.00000000 A-2A 105,009,000.00 ~~829~~727.~~03818530~~92171547 0.00000000 6053.~~14992286~~70770515 0.00000000 A-2B 41,704,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-2C 30,083,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1 103,682,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 82,791,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 22,439,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-4 19,344,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-5 21,665,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-6 20,117,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B 27,855,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 CE 15,473,959.66 1000.06403855 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 3335.~~38266973~~75653213 ~~886~~814.~~59436535~~52236214 0.~~88659437~~81452236 3335.~~38266973~~75653213 A-2A 0.00000000 6053.~~14992286~~70770515 ~~768~~674.~~88826243~~21401032 0.~~76888826~~67421401 6053.~~14992286~~70770515 A-2B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-2C 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 P 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 CE 0.00000000 0.00000000 1,000.06403855 1.00006404 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 1,057,332,000.00 12.~~82500~~14250% ~~972~~899,~~721~~027,~~158~~083.4584 1,~~627~~712,~~281~~147.4414 0.00 0.00 A-2A 105,009,000.00 12.~~72500~~04250% 8776,~~056~~438,~~470~~331.8042 ~~137~~138,~~658~~778.04 0.00 0.00 A-2B 41,704,000.00 12.~~83500~~15250% 41,704,000.00 7079,~~149~~793.6065 0.00 0.00 A-2C 30,083,000.00 2.~~06500~~38250% 30,083,000.00 5663,~~944~~709.6111 0.00 0.00 M-1 103,682,000.00 2.~~13500~~45250% 103,682,000.00 ~~202~~226,~~914~~026.3176 0.00 0.00 M-2 82,791,000.00 2.~~66500~~98250% 82,791,000.00 ~~202~~219,~~251~~488.5114 0.00 0.00 M-3 22,439,000.00 23.~~86500~~18250% 22,439,000.00 5863,~~930~~477.4244 0.00 0.00 M-4 19,344,000.00 3.~~61500~~93250% 19,344,000.00 6467,~~101~~618.1803 0.00 0.00 M-5 21,665,000.00 34.~~86500~~18250% 21,665,000.00 7680,~~757~~545.2966 0.00 0.00 M-6 20,117,000.00 5.~~11500~~43250% 20,117,000.00 9497,~~323~~142.5876 0.00 0.00 B 27,855,000.00 5.~~11500~~43250% 27,855,000.00 ~~130~~134,~~605~~508.1370 0.00 0.00 P 100.00 0.00000% 100.00 0.00 0.00 0.00 CE 15,473,959.66 0.00000% 15,474,950.59 ~~5,602,276~~0.7000 0.00 0.00 Totals 1,547,495,059.66 82,~~324~~883,~~193~~235.8143 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 1,~~627~~712,~~281~~147.4414 0.00 ~~937~~861,~~424~~220,~~593~~558.5021 A-2A 0.00 0.00 ~~137~~138,~~658~~778.04 0.00 8070,~~740~~798,~~187~~539.5501 A-2B 0.00 0.00 7079,~~149~~793.6065 0.00 41,704,000.00 A-2C 0.00 0.00 5663,~~944~~709.6111 0.00 30,083,000.00 M-1 0.00 0.00 ~~202~~226,~~914~~026.3176 0.00 103,682,000.00 M-2 0.00 0.00 ~~202~~219,~~251~~488.5114 0.00 82,791,000.00 M-3 0.00 0.00 5863,~~930~~477.4244 0.00 22,439,000.00 M-4 0.00 0.00 6467,~~101~~618.1803 0.00 19,344,000.00 M-5 0.00 0.00 7680,~~757~~545.2966 0.00 21,665,000.00 M-6 0.00 0.00 9497,~~323~~142.5876 0.00 20,117,000.00 B 0.00 0.00 ~~130~~134,~~605~~508.1370 0.00 27,855,000.00 P 0.00 0.00 ~~664~~798,~~301~~774.3814 0.00 100.00 CE 0.00 0.00 54,~~602~~953,~~276~~882.7073 0.00 15,474,950.59 Totals 0.00 0.00 8,~~988~~635,~~495~~892.1930 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 1,057,332,000.00 12.~~82500~~14250% ~~919~~850.~~97703508~~27889427 1.~~53904492~~61930892 0.00000000 0.00000000 A-2A 105,009,000.00 12.~~72500~~04250% ~~829~~727.~~03818530~~92171547 1.~~31091659~~32158234 0.00000000 0.00000000 A-2B 41,704,000.00 12.~~83500~~15250% 1000.00000000 1.~~68208325~~91333325 0.00000000 0.00000000 A-2C 30,083,000.00 2.~~06500~~38250% 1000.00000000 12.~~89291660~~11777781 0.00000000 0.00000000 M-1 103,682,000.00 2.~~13500~~45250% 1000.00000000 12.~~95708329~~18000000 0.00000000 0.00000000 M-2 82,791,000.00 2.~~66500~~98250% 1000.00000000 2.~~44291662~~65111111 0.00000000 0.00000000 M-3 22,439,000.00 23.~~86500~~18250% 1000.00000000 2.~~62624983~~82888899 0.00000000 0.00000000 M-4 19,344,000.00 3.~~61500~~93250% 1000.00000000 3.~~31375000~~49555573 0.00000000 0.00000000 M-5 21,665,000.00 34.~~86500~~18250% 1000.00000000 3.~~54291669~~71777798 0.00000000 0.00000000 M-6 20,117,000.00 5.~~11500~~43250% 1000.00000000 4.~~68874981~~82888900 0.00000000 0.00000000 B 27,855,000.00 5.~~11500~~43250% 1000.00000000 4.~~68874996~~82888889 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 CE 15,473,959.66 0.00000% 1000.06403855 ~~362~~0.~~04545075~~00000000 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 1.~~53904492~~61930892 0.00000000 ~~886~~814.~~59436535~~52236214 A-2A 0.00000000 0.00000000 1.~~31091659~~32158234 0.00000000 ~~768~~674.~~88826243~~21401032 A-2B 0.00000000 0.00000000 1.~~68208325~~91333325 0.00000000 1000.00000000 A-2C 0.00000000 0.00000000 12.~~89291660~~11777781 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 12.~~95708329~~18000000 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 2.~~44291662~~65111111 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 2.~~62624983~~82888899 0.00000000 1000.00000000 M-4 0.00000000 0.00000000 3.~~31375000~~49555573 0.00000000 1000.00000000 M-5 0.00000000 0.00000000 3.~~54291669~~71777798 0.00000000 1000.00000000 M-6 0.00000000 0.00000000 4.~~68874981~~82888900 0.00000000 1000.00000000 B 0.00000000 0.00000000 4.~~68874996~~82888889 0.00000000 1000.00000000 P 0.00000000 0.00000000 ~~6643013~~7987741.~~80000000~~40000000 0.00000000 1000.00000000 CE 0.00000000 0.00000000 ~~362~~320.~~04545075~~14318499 0.00000000 1000.06403855 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 5051,~~286~~599,~~637~~152.0537 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~258~~374,~~550~~848.9855 Realized Loss (Gains, Subsequent Expenses & Recoveries) ~~(12,442~~0.~~98)~~00 Prepayment Penalties ~~664~~798,~~301~~774.3814 Total Deposits 5152,~~197~~772,~~046~~775.4306 Withdrawals Reimbursement for Servicer Advances ~~216~~333,~~408~~401.2396 Payment of Service Fee ~~379~~357,~~294~~162.8176 Payment of Interest and Principal 5052,~~601~~082,~~343~~210.3934 Total Withdrawals (Pool Distribution Amount) 5152,~~197~~772,~~046~~775.4306 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~361~~340,~~233~~155.1311 Credit Risk Manager Fee: The Murrayhill Company 1514,~~051~~173.3910 Master Servicing Fee: Wells Fargo 32,~~010~~834.2955 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~379~~357,~~294~~162.8176

OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 1,000.00 01.8009 01.8009 1,000.00

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1825 24 0 2029 23,~~743~~694,~~050~~291.7960 ~~438~~698,~~348~~820.1602 0.00 34,~~181~~393,~~398~~111.9562 30 Days 94117 41 21 0 ~~100~~119 1417,~~676~~242,~~537~~672.1887 ~~599~~102,~~195~~256.7695 ~~459~~179,~~001~~289.7037 0.00 1517,~~734~~524,~~734~~219.6419 60 Days 3545 4 823 0 4772 47,~~891~~044,~~626~~734.8950 ~~640~~394,~~331~~160.7679 ~~984~~3,~~484~~111,298.8701 0.00 610,~~516~~550,~~443~~193.5230 90 Days 2127 64 5724 30 8755 34,~~564~~263,~~218~~497.5406 ~~801~~585,~~842~~175.0769 83,~~232~~262,~~477~~195.5953 ~~335,775~~0.2400 128,~~934~~110,~~313~~868.4428 120 Days 09 1 3 119 5 0~~.00~~ 7231 1,~~152~~154,291.5318 ~~602~~484,~~899~~579.8373 ~~113~~2,~~905~~773,372.78 0.00 ~~788~~4,~~957~~412,243.3669 150 Days 05 09 153 05 172 0887,646.0070 01,431,723.0008 748,~~400~~074,771.0055 0547,937.0044 7410,~~400~~942,078.0077 180+ Days 0 01 03 01 05 0.00 0109,353.0065 0567,946.0018 0113,905.00 0791,204.0083 Totals ~~150~~203 3347 73127 46 ~~260~~383 2330,~~132~~592,~~382~~842.6131 46,~~856~~801,~~572~~541.9149 1018,~~791~~667,~~612~~693.1544 ~~449~~661,~~680~~842.2444 3956,~~230~~723,~~247~~919.9168 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~193050~~283286% 0.~~021450~~045326% 0.000000% 0.~~214500~~328612% 0.~~195399~~280352% 0.~~031225~~053032% 0.000000% 0.~~226624~~333384% 30 Days 1.~~008151~~325779% 0.~~042900~~011331% 0.~~021450~~011331% 0.000000% 1.~~072501~~348442% 1.~~045471~~308510% 0.~~042683~~007760% 0.~~032697~~013606% 0.000000% 1.~~120851~~329876% 60 Days 0.~~375375~~509915% 0.~~042900~~045326% 0.~~085800~~260623% 0.000000% 0.~~504076~~815864% 0.~~348451~~534610% 0.~~045614~~029912% 0.~~070129~~236110% 0.000000% 0.~~464194~~800632% 90 Days 0.~~225225~~305949% 0.~~064350~~045326% 0.~~611326~~271955% 0.~~032175~~000000% 0.~~933076~~623229% 0.~~253894~~323548% 0.~~057119~~044408% 0.~~586434~~247561% 0.~~023919~~000000% 0.~~921365~~615517% 120 Days 0.~~000000~~101983% 0.~~010725~~033994% 0.~~032175~~215297% 0.~~010725~~000000% 0.~~053625~~351275% 0.~~000000~~087597% 0.~~005140~~036774% 0.~~042947~~210465% 0.~~008114~~000000% 0.~~056201~~334836% 150 Days 0.~~000000~~056657% 0.~~000000~~101983% 0.~~010725~~600567% 0.~~000000~~056657% 0.~~010725~~815864% 0.~~000000~~067362% 0.~~000000~~108650% 0.~~005300~~612777% 0.~~000000~~041582% 0.~~005300~~830371% 180+ Days 0.000000% 0.~~000000~~011331% 0.~~000000~~033994% 0.~~000000~~011331% 0.~~000000~~056657% 0.000000% 0.~~000000~~008299% 0.~~000000~~043100% 0.~~000000~~008644% 0.~~000000~~060043% Totals 12.~~608752~~300283% 0.~~353925~~532578% 01.~~782926~~439093% 0.~~042900~~067989% 24.~~788503~~339943% 12.~~647817~~321627% 0.~~345954~~516155% 01.~~768732~~416652% 0.~~032033~~050226% 24.~~794535~~304659%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Grp I, Sub Grp I No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 3 0 0 3 ~~470~~469,~~462~~734.7844 0.00 0.00 ~~470~~469,~~462~~734.7844 30 Days 78 0 0 0 78 1884,~~106,880~~661.2585 0.00 0.00 0.00 1884,~~106,880~~661.2585 60 Days 32 0 24 0 56 ~~488~~301,~~379~~869.7644 0.00 ~~255~~650,~~691~~977.8949 0.00 ~~744~~952,~~071~~846.6593 90 Days 51 1 62 0 124 ~~929~~199,~~710~~444.1400 58,~~253~~202.0333 ~~963~~305,~~162~~886.0506 0.00 1563,~~951,125~~532.2239 120 Days 02 0 02 0 04 0399,768.0098 0.00 0255,691.0089 0.00 0655,460.0087 150 Days 0 01 06 01 08 0.00 0253,300.0027 01,246,116.0082 0125,858.0094 01,625,276.0003 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1513 45 814 01 2733 21,~~524~~785,~~970~~744.1527 ~~528~~781,~~715~~237.8104 12,~~218~~458,~~853~~672.9426 0125,858.0094 45,~~272~~151,~~539~~512.9051 0-29 Days 0.~~127660~~132685% 0.000000% 0.000000% 0.~~127660~~132685% 0.~~149313~~155542% 0.000000% 0.000000% 0.~~149313~~155542% 30 Days 0.~~297872~~353826% 0.000000% 0.000000% 0.000000% 0.~~297872~~353826% 0.~~351295~~292936% 0.000000% 0.000000% 0.000000% 0.~~351295~~292936% 60 Days 0.~~127660~~088456% 0.000000% 0.~~085106~~176913% 0.000000% 0.~~212766~~265369% 0.~~154999~~099957% 0.000000% 0.~~081150~~215556% 0.000000% 0.~~236149~~315514% 90 Days 0.~~212766~~044228% 0.~~042553~~044228% 0.~~255319~~088456% 0.000000% 0.~~510638~~176913% 0.~~295066~~066041% 0.~~018488~~019272% 0.~~305683~~101287% 0.000000% 0.~~619237~~186601% 120 Days 0.~~000000~~088456% 0.000000% 0.~~000000~~088456% 0.000000% 0.~~000000~~176913% 0.~~000000~~132374% 0.000000% 0.~~000000~~084667% 0.000000% 0.~~000000~~217041% 150 Days 0.000000% 0.~~000000~~044228% 0.~~000000~~265369% 0.~~000000~~044228% 0.~~000000~~353826% 0.000000% 0.~~000000~~083875% 0.~~000000~~412623% 0.~~000000~~041675% 0.~~000000~~538173% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~638298~~574967% 0.~~170213~~221141% 0.~~340426~~619195% 0.~~000000~~044228% 1.~~148936~~459531% 0.~~801360~~591309% 0.~~167801~~258689% 0.~~386833~~814134% 0.~~000000~~041675% 1.~~355993~~705807% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Grp I, Sub Grp II No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1420 24 0 1624 2,~~138~~909,~~628~~265.7498 ~~438~~698,~~348~~820.1602 0.00 23,~~576~~608,~~976~~086.9000 30 Days 7090 31 21 0 7592 912,~~971~~848,~~053~~353.6072 ~~417~~102,~~348~~256.4395 ~~459~~179,~~001~~289.7037 0.00 1013,~~847~~129,~~403~~900.7304 60 Days 2639 3 616 0 3558 35,~~539~~680,~~480~~309.0810 ~~541~~295,~~056~~043.7672 ~~728~~2,~~792~~250,645.9813 0.00 48,~~809~~225,~~329~~997.8295 90 Days 1316 3 4418 30 6337 21,~~033~~733,~~943~~069.0465 ~~249~~526,~~207~~973.5636 62,~~613~~384,~~062~~940.5195 ~~335,775~~0.2400 94,~~231~~644,~~988~~983.3596 120 Days 05 1 3 116 5 0~~.00~~ 7224 654,~~152~~740.5359 ~~602~~484,~~899~~579.8373 ~~113~~2,~~905~~368,313.41 0.00 ~~788~~3,~~957~~507,633.3673 150 Days 04 06 038 04 052 0786,331.0027 0684,041.0033 05,673,151.0077 0422,078.0050 07,565,602.0087 180 Days 0 01 02 01 04 0.00 0109,353.0065 0493,546.0018 0113,905.00 0716,804.0083 Totals ~~109~~154 2437 5795 45 ~~194~~291 1521,~~544~~702,~~476~~804.7233 35,~~418~~111,~~394~~514.0272 814,~~842~~048,~~105~~706.1883 ~~449~~535,~~680~~983.2450 2841,~~254~~399,~~656~~009.1638 0-29 Days 0.~~230985~~351556% 0.~~032998~~070311% 0.000000% 0.~~263983~~421867% 0.~~239963~~351291% 0.~~049184~~084382% 0.000000% 0.~~289147~~435673% 30 Days 1.~~154925~~582000% 0.~~049497~~017578% 0.~~032998~~017578% 0.000000% 1.~~237420~~617156% 1.~~118792~~551426% 0.~~046828~~012347% 0.~~051502~~021649% 0.000000% 1.~~217122~~585422% 60 Days 0.~~428972~~685533% 0.~~049497~~052733% 0.~~098994~~281245% 0.000000% 01.~~577462~~019511% 0.~~397144~~685892% 0.~~060709~~035626% 0.~~081773~~271763% 0.000000% 0.~~539626~~993281% 90 Days 0.~~214486~~281245% 0.~~049497~~052733% 0.~~725953~~316400% 0.~~049497~~000000% 10.~~039432~~650378% 0.~~228216~~209266% 0.~~027962~~063632% 0.~~742012~~287979% 0.~~037675~~000000% 10.~~035866~~560877% 120 Days 0.~~000000~~087889% 0.~~016499~~052733% 0.~~049497~~281245% 0.~~016499~~000000% 0.~~082495~~421867% 0.~~000000~~079059% 0.~~008096~~058513% 0.~~067648~~285971% 0.~~012781~~000000% 0.~~088524~~423543% 150 Days 0.~~000000~~070311% 0.~~000000~~105467% 0.~~000000~~667956% 0.~~000000~~070311% 0.~~000000~~914045% 0.~~000000~~094949% 0.~~000000~~082597% 0.~~000000~~685027% 0.~~000000~~050966% 0.~~000000~~913539% 180 Days 0.000000% 0.~~000000~~017578% 0.~~000000~~035156% 0.~~000000~~017578% 0.~~000000~~070311% 0.000000% 0.~~000000~~013204% 0.~~000000~~059595% 0.~~000000~~013754% 0.~~000000~~086553% Totals 12.~~798383~~706978% 0.~~395974~~650378% 01.~~940439~~669889% 0.~~065996~~087889% 35.~~200792~~115134% 12.~~744152~~620592% 0.~~383557~~617210% 01.~~992119~~696367% 0.~~050456~~064719% 34.~~170285~~998889% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Grp II, Sub Grp I No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 02 0 0 0 02 0436,291.0005 0.00 0.00 0.00 0436,291.0005 60 Days 02 0 01 0 03 0613,644.0058 0.00 054,861.0012 0.00 0668,505.0070 90 Days 0 0 20 0 20 0.00 0.00 ~~376,104~~0.4900 0.00 ~~376,104~~0.4900 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 02 0 02 0.00 0.00 0376,104.0049 0.00 0376,104.0049 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 04 0 23 0 27 01,049,935.0063 0.00 ~~376~~430,~~104~~965.4961 0.00 ~~376~~1,~~104~~480,901.4924 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~858369% 0.000000% 0.000000% 0.000000% 0.~~000000~~858369% 0.~~000000~~869167% 0.000000% 0.000000% 0.000000% 0.~~000000~~869167% 60 Days 0.~~000000~~858369% 0.000000% 0.~~000000~~429185% 0.000000% 01.~~000000~~287554% 01.~~000000~~222486% 0.000000% 0.~~000000~~109293% 0.000000% 01.~~000000~~331779% 90 Days 0.000000% 0.000000% 0.~~840336~~000000% 0.000000% 0.~~840336~~000000% 0.000000% 0.000000% 0.~~733362~~000000% 0.000000% 0.~~733362~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.~~000000~~858369% 0.000000% 0.~~000000~~858369% 0.000000% 0.000000% 0.~~000000~~749265% 0.000000% 0.~~000000~~749265% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~000000~~716738% 0.000000% 01.~~840336~~287554% 0.000000% 03.~~840336~~004292% 02.~~000000~~091653% 0.000000% 0.~~733362~~858558% 0.000000% 02.~~733362~~950211% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Grp II, Sub Grp II No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 12 0 0 12 ~~133~~315,~~959~~291.2718 0.00 0.00 ~~133~~315,~~959~~291.2718 30 Days 17 10 0 0 1817 3,~~598~~073,~~603~~366.3325 ~~181,847~~0.3300 0.00 0.00 3,~~780~~073,~~450~~366.6625 60 Days 62 1 02 0 75 ~~863~~448,~~767~~911.0538 99,~~275~~117.0007 0154,814.0027 0.00 ~~963~~702,~~042~~842.0572 90 Days 310 20 54 0 1014 ~~600~~2,~~565~~330,983.3641 ~~494,381~~0.4800 ~~280~~571,~~148~~368.5452 0.00 12,~~375~~902,~~095~~351.3893 120 Days 02 0 01 0 03 099,781.0061 0.00 0149,367.0048 0.00 0249,149.0009 150 Days 01 02 17 0 110 0101,315.0043 0494,381.0048 74779,~~400~~398.0047 0.00 741,~~400~~375,095.0038 180 Days 0 0 01 0 01 0.00 0.00 074,400.00 0.00 074,400.00 Totals 2632 5 615 0 3752 56,~~062~~054,~~935~~358.7408 ~~909~~908,~~463~~789.0873 ~~354~~1,~~548~~729,348.5474 0.00 68,~~326~~692,~~947~~496.3655 0-29 Days 0.~~148148~~311526% 0.000000% 0.000000% 0.~~148148~~311526% 0.~~091618~~229513% 0.000000% 0.000000% 0.~~091618~~229513% 30 Days 2.~~518519~~647975% 0.~~148148~~000000% 0.000000% 0.000000% 2.~~666667~~647975% 2.~~461162~~237228% 0.~~124369~~000000% 0.000000% 0.000000% 2.~~585531~~237228% 60 Days 0.~~888889~~311526% 0.~~148148~~155763% 0.~~000000~~311526% 0.000000% 10.~~037037~~778816% 0.~~590749~~326781% 0.~~067896~~072151% 0.~~000000~~112696% 0.000000% 0.~~658645~~511628% 90 Days 01.~~444444~~557632% 0.~~296296~~000000% 0.~~740741~~623053% 0.000000% 12.~~481481~~180685% 01.~~410740~~696817% 0.~~338118~~000000% 0.~~191600~~415922% 0.000000% 02.~~940457~~112740% 120 Days 0.~~000000~~311526% 0.000000% 0.~~000000~~155763% 0.000000% 0.~~000000~~467290% 0.~~000000~~072635% 0.000000% 0.~~000000~~108731% 0.000000% 0.~~000000~~181366% 150 Days 0.~~000000~~155763% 0.~~000000~~311526% 01.~~148148~~090343% 0.000000% 01.~~148148~~557632% 0.~~000000~~073752% 0.~~000000~~359880% 0.~~050884~~567356% 0.000000% 01.~~050884~~000988% 180 Days 0.000000% 0.000000% 0.~~000000~~155763% 0.000000% 0.~~000000~~155763% 0.000000% 0.000000% 0.~~000000~~054159% 0.000000% 0.~~000000~~054159% Totals 34.~~851852~~984424% 0.~~740741~~778816% 02.~~888889~~336449% 0.000000% 58.~~481481~~099688% 34.~~462650~~407213% 0.~~622001~~661545% 01.~~242483~~258863% 0.000000% 46.~~327135~~327621%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~258~~374,~~550~~848.9855

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 7.~~238480~~226950% Weighted Average Net Coupon 6.~~938480~~926950% Weighted Average Pass-Through Rate 6.~~923480~~911949% Weighted Average Maturity(Stepdown Calculation ) ~~350~~348 Beginning Scheduled Collateral Loan Count 9,~~543~~072 Number Of Loans Paid In Full ~~219~~247 Ending Scheduled Collateral Loan Count 98,~~324~~825 Beginning Scheduled Collateral Balance 1,~~444~~360,~~932~~620,~~679~~465.8485 Ending Scheduled Collateral Balance 1,~~403~~317,~~319~~174,~~831~~147.6481 Ending Actual Collateral Balance at 31-~~Aug~~Oct-2004 1,~~403~~317,~~820~~733,~~155~~067.2794 Monthly P &I Constant 9,~~988~~415,~~742~~567.6835 Special Servicing Fee 0.00 Prepayment Penalties ~~664~~798,~~301~~774.3814 Realized Loss Amount ~~12,442~~0.9800 Cumulative Realized Loss 12,442.98 Ending Scheduled Balance for Premium Loans 1,~~403~~317,~~319~~174,~~831~~147.6481 Scheduled Principal 1,~~272~~220,~~494~~970.5408 Unscheduled Principal 4042,~~340~~225,~~353~~347.6696 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 04,953,881.0064 Overcollateralized reduction Amount 0.00 Specified O/C Amount 15,474,950.59 Overcollateralized Amount 15,474,950.59 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 7,737,475.30 Extra principal distribution Amount ~~12,442~~0.9800 Excess Cash Amount 54,~~602~~953,~~275~~881.9064

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Coupon Rate 7.~~238480~~226950% Weighted Average Net Rate 6.~~938480~~926950% Weighted Average Pass Through Rate 6.~~923480~~911949% Weighted Average Maturity ~~350~~348 Record Date 0810/31/2004 Principal and Interest Constant 9,~~988~~415,~~742~~567.6835 Beginning Loan Count 9,~~543~~072 Loans Paid in Full ~~219~~247 Ending Loan Count 98,~~324~~825 Beginning Scheduled Balance 1,~~444~~360,~~932~~620,~~679~~465.8485 Ending Scheduled Balance 1,~~403~~317,~~319~~174,~~831~~147.6481 Ending Actual Balance at 31-~~Aug~~Oct-2004 1,~~403~~317,~~820~~733,~~155~~067.2794 Scheduled Principal 1,~~272~~220,~~494~~970.5408 Unscheduled Principal 4042,~~340~~225,~~353~~347.6696 Scheduled Interest 8,~~716~~194,~~248~~284.1496 Servicing Fee ~~361~~340,~~233~~155.1311 Master Servicing Fee 32,~~010~~834.2955 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 1514,~~051~~173.3910 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 87,~~336~~837,~~953~~434.3351 Realized Loss Amount ~~12,442~~0.9800 Cumulative Realized Loss 12,442.98 Percentage of Cumulative Losses 0.0008 Special Servicing Fee 0.00 Prepayment Penalties ~~664~~798,~~301~~774.3814 Required Overcollateralized Amount 0.00 Overcollateralized Increase Amount 04,953,881.0064 Overcollateralized Reduction Amount 0.00 Specified O/C Amount 15,474,950.59 Overcollateralized Amount 15,474,950.59 Overcollateralized Deficiency Amount 0.00 Base Overcollateralization Amount 7,737,475.30

Miscellaneous Reporting Required Overcollateralization Amount: 15,474,950.59 Overcollateralization Increase Amount ~~12,442~~0.9800 Overcollateralization Reduction Amount 0.00 Credit Enhancement Percentage: 2223.~~330480~~790935%

Group Level Collateral Statement Group Grp I, Sub Grp I Grp I, Sub Grp II Grp II, Sub Grp I Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 7.~~243228~~231222 7.~~272359~~261859 6.~~834112~~819387 Weighted Average Net Rate 6.~~943228~~931222 6.~~972359~~961859 6.~~534112~~519387 Weighted Average Maturity ~~339~~337 ~~353~~351 ~~346~~344 Beginning Loan Count 2,~~394~~303 65,~~214~~873 ~~241~~235 Loans Paid In Full 4442 ~~153~~184 32 Ending Loan Count 2,~~350~~261 65,~~061~~689 ~~238~~233 Beginning Scheduled Balance ~~322~~308,~~352~~228,~~759~~963.3542 ~~918~~859,~~844~~272,~~911~~744.8347 5150,~~580~~940,~~271~~316.5017 Ending scheduled Balance ~~315~~301,~~005~~911,~~596~~756.3591 ~~890~~827,~~893~~783,~~621~~425.2035 5150,~~272~~182,~~389~~373.2570 Record Date 0810/31/2004 0810/31/2004 0810/31/2004 Principal And Interest Constant 2,~~272~~176,~~982~~940.4796 65,~~333~~928,~~909~~178.7216 ~~344~~340,~~581~~547.1294 Scheduled Principal ~~327~~319,~~253~~547.6553 ~~765~~727,~~434~~934.7058 5051,~~826~~063.6817 Unscheduled Principal 75,~~019~~997,~~909~~658.3598 2730,~~185~~761,~~855~~384.9354 ~~257~~706,~~055~~879.5730 Scheduled Interest 1,~~945~~857,~~728~~393.8243 5,~~568~~199,~~475~~931.0227 ~~293~~289,~~754~~484.4477 Servicing Fees 8077,~~588~~057.1924 ~~229~~214,~~711~~818.2118 12,~~895~~735.0409 Master Servicing Fees ~~671~~642.5612 1,~~914~~790.2813 ~~107~~106.4712 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 3,~~357~~210.8471 98,~~571~~950.3175 ~~537~~530.2861 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,~~861~~776,~~111~~483.2336 54,~~327~~974,~~278~~684.2252 ~~280~~276,~~214~~112.6595 Realized Loss Amount 0.00 ~~12,442~~0.9800 0.00 Cumulative Realized Loss 0.00 12,442.98 0.00 Percentage of Cumulative Losses 0.0000 0.0013 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~928228~~916222 6.~~957359~~946858 6.~~519112~~504387

Group Level Collateral Statement Group Grp II, Sub Grp II Total Collateral Description Fixed 15/30 & ARM Mixed Fixed & Arm Weighted Average Coupon Rate 7.~~163417~~152776 7.~~238480~~226950 Weighted Average Net Rate 6.~~863417~~852776 6.~~938480~~926950 Weighted Average Maturity ~~354~~352 ~~350~~348 Beginning Loan Count ~~694~~661 9,~~543~~072 Loans Paid In Full 19 ~~219~~247 Ending Loan Count ~~675~~642 98,~~324~~825 Beginning Scheduled Balance ~~152~~142,~~154~~178,~~737~~441.1679 1,~~444~~360,~~932~~620,~~679~~465.8485 Ending scheduled Balance ~~146~~137,~~148~~296,~~224~~591.8485 1,~~403~~317,~~319~~174,~~831~~147.6481 Record Date 0810/31/2004 0810/31/2004 Principal And Interest Constant 1969,~~037,269~~900.3729 9,~~988~~415,~~742~~567.6835 Scheduled Principal ~~128~~122,~~979~~424.5180 1,~~272~~220,~~494~~970.5408 Unscheduled Principal 54,~~877~~759,~~532~~425.8114 4042,~~340~~225,~~353~~347.6696 Scheduled Interest ~~908~~847,~~289~~475.8649 8,~~716~~194,~~248~~284.1496 Servicing Fees 3835,~~038~~544.6960 ~~361~~340,~~233~~155.1311 Master Servicing Fees ~~316~~296.9818 32,~~010~~834.2955 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 1,~~584~~481.9603 1514,~~051~~173.3910 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest ~~868~~810,~~349~~153.2368 87,~~336~~837,~~953~~434.3351 Realized Loss Amount 0.00 ~~12,442~~0.9800 Cumulative Realized Loss 0.00 12,442.98 Percentage of Cumulative Losses 0.0000 0.0008 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.~~848417~~837776 6.~~923480~~911949

Filing Compare · ACE SECURITIES CORP HOME EQUITY LOAN TRUST SERIES 2004-OP1