8-K 1 bam0300f_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-F Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-105940-01 Pooling and Servicing Agreement) (Commission 54-2116904 (State or other File Number) 54-2116905 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2003-F Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-F Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-F Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/27/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-F Trust, relating to the December 27, 2004 distribution. EX-99.1

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 811/3130/2004 Distribution Date: 912/27/2004 ~~BAM~~Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series: 2003-F Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 05948XKL4 SEN 2.96900% 7970,~~697~~063,~~191~~711.2192 ~~197~~173,~~184~~349.1330 51,~~446~~181,~~585~~271.9124 1-A2 05948XKM2 SEN 2.96900% 21,~~253~~981,~~654~~241.1137 54,~~575~~901.92 ~~154~~33,~~016~~403.9865 1-AR 05948XKN0 SEN 2.96900% 0.00 0.00 0.00 1-ALR 05948XKP5 SEN 2.96900% 0.00 10.5301 0.00 2-A1 05948XKQ3 SEN 3.73400% ~~119~~109,~~189~~742,~~719~~245.0711 ~~370~~341,~~878~~481.6728 34,~~525~~692,~~798~~385.1454 2-A2 05948XKR1 SEN 4.23700% 2624,~~646~~534,~~483~~371.1481 9486,~~084~~626.2978 ~~788~~1,~~240~~049,046.1462 2-A3 05948XKS9 SEN 3.41900% ~~154~~142,~~647~~389,~~661~~642.2599 ~~440~~405,~~616~~691.9682 46,~~574~~088,~~693~~330.5289 2-A4 05948XKT7 SEN 3.41900% 1514,~~987~~720,~~889~~623.8809 4541,~~552~~941.1651 ~~472~~629,~~944~~427.0897 2-A5 05948XKU4 SEN 3.82800% 5349,~~292~~068,~~966~~743.2762 ~~170~~156,~~004~~529.5629 12,~~576~~098,~~480~~093.2824 2-A6 05948XKV2 SEN 3.41900% ~~452~~416,~~457~~593.2863 1,~~289~~186.1394 1317,~~384~~812.3281 2-A7 05948XKW0 SEN 3.82800% 1,~~507~~387,~~125~~664.0907 4,~~807~~426.7365 4459,~~582~~334.8608 3-A1 05948XKX8 SEN 3.99400% 5852,~~762~~575,~~840~~510.7386 ~~195~~174,~~582~~988.3282 12,~~984~~725,~~274~~150.5159 AP 05948XKY6 PO 0.00000% ~~374~~372,~~819~~939.0033 0.00 ~~624~~630.7067 B-1 05948XKZ3 SUB 3.~~51154~~51141% 13,~~689~~292,~~346~~077.1687 4038,~~058~~894.9196 16250,~~545~~176.4876 B-2 05948XLA7 SUB 3.~~51154~~51141% 6,~~286~~104,~~958~~509.9883 1817,~~397~~862.4287 7114,~~598~~895.6699 B-3 05948XLB5 SUB 3.~~51154~~51141% 3,~~667~~560,~~228~~804.6575 10,~~731~~419.3554 467,~~432~~019.3666 B-4 05948XLE9 SUB 3.~~51154~~51141% 1,~~571~~525,~~247~~649.50 4,~~597~~464.9232 128,~~899~~715.0700 B-5 05948XLF6 SUB 3.~~51154~~51141% 1,~~572~~526,~~231~~605.9942 4,~~600~~467.8012 128,~~900~~732.2699 B-6 05948XLG4 SUB 3.~~51154~~51141% 2,~~096~~035,~~004~~178.7819 65,~~133~~955.5029 238,~~533~~305.3109 W-IO 05948XLD1 SEN 10.~~01030~~99961% 0.00 ~~451~~408,~~781~~374.3008 0.00 SES 05948XLC3 SEN 0.00000% 0.00 ~~103~~93,~~084~~639.3674 0.00 Totals ~~541~~495,~~695~~298,~~825~~113.0936 21,~~164~~975,~~962~~202.9624 1819,~~616~~102,~~534~~732.5879

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 7468,~~250~~882,~~605~~440.3068 51,~~643~~354,~~770~~620.0454 0.00 1-A2 0.00 21,~~099~~947,~~637~~837.1372 ~~159~~38,~~592~~305.9057 0.00 1-AR 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 10.5301 0.00 2-A1 0.00 ~~115~~105,~~663~~049,~~920~~859.9358 35,~~896~~033,~~676~~866.8182 0.00 2-A2 0.00 2523,~~858~~485,~~243~~325.0019 ~~882~~1,~~324~~135,673.4340 0.00 2-A3 0.00 ~~150~~136,~~072~~301,~~967~~312.7310 56,~~015~~494,~~310~~022.4871 0.00 2-A4 0.00 1514,~~514~~091,~~945~~195.8011 ~~518~~671,~~496~~369.2448 0.00 2-A5 0.00 5146,~~716~~970,~~486~~650.0038 12,~~746~~254,~~484~~622.8453 0.00 2-A6 0.00 ~~439~~398,~~072~~780.9782 1418,~~673~~999.4575 0.00 2-A7 0.00 1,~~462~~328,~~542~~329.2299 4963,~~390~~760.5973 0.00 3-A1 0.00 5649,~~778~~850,~~566~~360.2227 2,~~179~~900,~~856~~139.8341 0.00 AP 0.00 ~~374~~372,~~194~~308.3066 ~~624~~630.7067 0.00 B-1 0.00 13,~~672~~041,~~800~~901.6810 56289,~~604~~071.3972 0.00 B-2 0.00 65,~~279~~989,~~360~~613.3184 25132,~~996~~758.0886 0.00 B-3 0.00 3,~~662~~493,~~796~~785.3009 1577,~~163~~439.7120 0.00 B-4 0.00 1,~~569~~496,~~348~~934.4350 633,~~496~~179.9932 0.00 B-5 0.00 1,~~570~~497,~~331~~872.7342 633,~~501~~200.0611 0.00 B-6 0.00 21,~~093~~996,~~471~~873.4710 844,~~666~~260.8138 0.00 W-IO 0.00 0.00 ~~451~~408,~~781~~374.3008 0.00 SES 0.00 0.00 ~~103~~93,~~084~~639.3674 0.00 Totals 0.00 ~~523~~476,~~079~~195,~~290~~380.5255 2021,~~781~~077,~~497~~935.5403 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 238,032,000.00 7970,~~697~~063,~~191~~711.2192 ~~122~~109,~~129~~117.0935 51,~~324~~072,~~456~~153.8289 0.00 0.00 1-A2 6,731,000.00 21,~~253~~981,~~654~~241.1137 3,~~453~~085.5359 ~~150~~30,~~563~~318.4506 0.00 0.00 1-AR 50.00 0.00 0.00 0.00 0.00 0.00 1-ALR 50.00 0.00 0.00 0.00 0.00 0.00 2-A1 223,650,000.00 ~~119~~109,~~189~~742,~~719~~245.0711 ~~128~~122,~~910~~922.7324 34,~~396~~569,~~887~~463.4030 0.00 0.00 2-A2 50,000,000.00 2624,~~646~~534,~~483~~371.1481 2827,~~819~~480.7594 ~~759~~1,~~420~~021,565.3968 0.00 0.00 2-A3 290,184,000.00 ~~154~~142,~~647~~389,~~661~~642.2599 ~~167~~159,~~260~~490.6057 45,~~407~~928,~~432~~840.9332 0.00 0.00 2-A4 30,000,000.00 1514,~~987~~720,~~889~~623.8809 1716,~~291~~488.8556 ~~455~~612,~~652~~939.2341 0.00 0.00 2-A5 100,000,000.00 5349,~~292~~068,~~966~~743.2762 5754,~~639~~961.5088 12,~~518~~043,~~840~~131.7837 0.00 0.00 2-A6 849,000.00 ~~452~~416,~~457~~593.2863 ~~489~~466.3663 1217,~~894~~346.9619 0.00 0.00 2-A7 2,828,000.00 1,~~507~~387,~~125~~664.0907 1,~~630~~554.0432 4257,~~952~~779.8276 0.00 0.00 3-A1 92,324,000.00 5852,~~762~~575,~~840~~510.7386 7669,~~852~~701.0327 12,~~907~~655,~~422~~449.4832 0.00 0.00 AP 401,285.95 ~~374~~372,~~819~~939.0033 ~~624~~630.7029 0.0038 0.00 0.00 B-1 13,905,000.00 13,~~689~~292,~~346~~077.1687 16,~~545~~506.4823 0233,670.0054 0.00 0.00 B-2 6,386,000.00 6,~~286~~104,~~958~~509.9883 7,~~598~~580.6664 0107,315.0036 0.00 0.00 B-3 3,725,000.00 3,~~667~~560,~~228~~804.6575 4,~~432~~421.3684 062,597.0082 0.00 0.00 B-4 1,596,000.00 1,~~571~~525,~~247~~649.50 1,~~899~~894.0757 026,820.0044 0.00 0.00 B-5 1,597,000.00 1,~~572~~526,~~231~~605.9942 1,~~900~~895.2675 026,837.0024 0.00 0.00 B-6 2,129,024.00 2,~~096~~035,~~004~~178.7819 2,~~533~~527.3130 035,777.0079 0.00 0.00 W-IO 0.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 1,064,337,409.95 ~~541~~495,~~695~~298,~~825~~113.0936 ~~640~~600,~~010~~725.3297 1718,~~976~~502,~~524~~006.2687 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 51,~~446~~181,~~585~~271.9124 7468,~~250~~882,~~605~~440.3068 0.~~31193539~~28938311 51,~~446~~181,~~585~~271.9124 1-A2 ~~154~~33,~~016~~403.9865 21,~~099~~947,~~637~~837.1372 0.~~31193539~~28938311 ~~154~~33,~~016~~403.9865 1-AR 0.00 0.00 0.00000000 0.00 1-ALR 0.00 0.00 0.00000000 0.00 2-A1 34,~~525~~692,~~798~~385.1454 ~~115~~105,~~663~~049,~~920~~859.9358 0.~~51716486~~46970650 34,~~525~~692,~~798~~385.1454 2-A2 ~~788~~1,~~240~~049,046.1462 2523,~~858~~485,~~243~~325.0019 0.~~51716486~~46970650 ~~788~~1,~~240~~049,046.1462 2-A3 46,~~574~~088,~~693~~330.5289 ~~150~~136,~~072~~301,~~967~~312.7310 0.~~51716486~~46970650 46,~~574~~088,~~693~~330.5289 2-A4 ~~472~~629,~~944~~427.0897 1514,~~514~~091,~~945~~195.8011 0.~~51716486~~46970650 ~~472~~629,~~944~~427.0897 2-A5 12,~~576~~098,~~480~~093.2824 5146,~~716~~970,~~486~~650.0038 0.~~51716486~~46970650 12,~~576~~098,~~480~~093.2824 2-A6 1317,~~384~~812.3281 ~~439~~398,~~072~~780.9782 0.~~51716486~~46970650 1317,~~384~~812.3281 2-A7 4459,~~582~~334.8608 1,~~462~~328,~~542~~329.2299 0.~~51716486~~46970650 4459,~~582~~334.8608 3-A1 12,~~984~~725,~~274~~150.5159 5649,~~778~~850,~~566~~360.2227 0.~~61499249~~53995018 12,~~984~~725,~~274~~150.5159 AP ~~624~~630.7067 ~~374~~372,~~194~~308.3066 0.~~93248792~~92778892 ~~624~~630.7067 B-1 16250,~~545~~176.4876 13,~~672~~041,~~800~~901.6810 0.~~98330102~~93792888 16250,~~545~~176.4876 B-2 7114,~~598~~895.6699 65,~~279~~989,~~360~~613.3184 0.~~98330102~~93792888 7114,~~598~~895.6699 B-3 467,~~432~~019.3666 3,~~662~~493,~~796~~785.3009 0.~~98330102~~93792888 467,~~432~~019.3666 B-4 128,~~899~~715.0700 1,~~569~~496,~~348~~934.4350 0.~~98330102~~93792888 128,~~899~~715.0700 B-5 128,~~900~~732.2699 1,~~570~~497,~~331~~872.7342 0.~~98330102~~93792888 128,~~900~~732.2699 B-6 238,~~533~~305.3109 21,~~093~~996,~~471~~873.4710 0.~~98330102~~93792888 238,~~533~~305.3109 W-IO 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 1819,~~616~~102,~~534~~732.5879 ~~523~~476,~~079~~195,~~290~~380.5255 0.~~49146003~~44741017 1819,~~616~~102,~~534~~732.5879

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 238,032,000.00 ~~334~~294.~~81713051~~34576830 0.~~51307845~~45841462 224.~~36865976~~50424266 0.00000000 1-A2 6,731,000.00 ~~334~~294.~~81713118~~34576883 0.~~51307829~~45841480 224.~~36865993~~50424305 0.00000000 1-AR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 223,650,000.00 ~~532~~490.~~92966273~~68743622 0.~~57639495~~54961878 1520.~~18840778~~43131366 0.00000000 2-A2 50,000,000.00 ~~532~~490.~~92966280~~68743620 0.~~57639500~~54961880 1520.~~18840780~~43131360 0.00000000 2-A3 290,184,000.00 ~~532~~490.~~92966273~~68743621 0.~~57639498~~54961876 1520.~~18840780~~43131365 0.00000000 2-A4 30,000,000.00 ~~532~~490.~~92966267~~68743633 0.~~57639500~~54961867 1520.~~18840767~~43131367 0.00000000 2-A5 100,000,000.00 ~~532~~490.~~92966270~~68743620 0.~~57639500~~54961880 1520.~~18840780~~43131370 0.00000000 2-A6 849,000.00 ~~532~~490.~~92965842~~68743227 0.~~57639576~~54962309 1520.~~18840989~~43131920 0.00000000 2-A7 2,828,000.00 ~~532~~490.~~92966407~~68743635 0.~~57639321~~54961810 1520.~~18840877~~43131542 0.00000000 3-A1 92,324,000.00 ~~636~~569.~~48499556~~46742840 0.~~83241660~~75496371 2028.~~66009358~~76228630 0.00000000 AP 401,285.95 ~~934~~929.~~04466316~~36054701 1.~~55674526~~57067547 0.~~00000000~~00094696 0.00000000 B-1 13,905,000.00 ~~984~~955.~~49091406~~92073858 1.~~18989428~~18707156 016.~~00000000~~80478533 0.00000000 B-2 6,386,000.00 ~~984~~955.~~49091450~~92073755 1.~~18989352~~18707172 016.~~00000000~~80478547 0.00000000 B-3 3,725,000.00 ~~984~~955.~~49091275~~92073826 1.~~18989530~~18707114 016.~~00000000~~80478389 0.00000000 B-4 1,596,000.00 ~~984~~955.~~49091479~~92073935 1.~~18989348~~18707393 016.~~00000000~~80478697 0.00000000 B-5 1,597,000.00 ~~984~~955.~~49091421~~92073889 1.~~18989355~~18706951 016.~~00000000~~80478397 0.00000000 B-6 2,129,024.00 ~~984~~955.~~49091227~~92073645 1.~~18989265~~18706976 016.~~00000000~~80478473 0.00000000 W-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 224.~~88173821~~96265729 ~~311~~289.~~93539230~~38311101 0.~~31193539~~28938311 224.~~88173821~~96265729 1-A2 0.00000000 224.~~88173823~~96265785 ~~311~~289.~~93539296~~38311098 0.~~31193539~~28938311 224.~~88173823~~96265785 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 0.00000000 1520.~~76480277~~98093244 ~~517~~469.~~16485996~~70650382 0.~~51716486~~46970650 1520.~~76480277~~98093244 2-A2 0.00000000 1520.~~76480280~~98093240 ~~517~~469.~~16486000~~70650380 0.~~51716486~~46970650 1520.~~76480280~~98093240 2-A3 0.00000000 1520.~~76480275~~98093241 ~~517~~469.~~16485999~~70650380 0.~~51716486~~46970650 1520.~~76480275~~98093241 2-A4 0.00000000 1520.~~76480267~~98093233 ~~517~~469.~~16486000~~70650367 0.~~51716486~~46970650 1520.~~76480267~~98093233 2-A5 0.00000000 1520.~~76480280~~98093240 ~~517~~469.~~16486000~~70650380 0.~~51716486~~46970650 1520.~~76480280~~98093240 2-A6 0.00000000 1520.~~76480565~~98093051 ~~517~~469.~~16486455~~70650177 0.~~51716486~~46970650 1520.~~76480565~~98093051 2-A7 0.00000000 1520.~~76480198~~98093352 ~~517~~469.~~16485856~~70650283 0.~~51716486~~46970650 1520.~~76480198~~98093352 3-A1 0.00000000 2129.~~49251018~~51725001 ~~614~~539.~~99248538~~95017839 0.~~61499249~~53995018 2129.~~49251018~~51725001 AP 0.00000000 1.~~55674526~~57162243 ~~932~~927.~~48791790~~78892458 0.~~93248792~~92778892 1.~~55674526~~57162243 B-1 0.00000000 117.~~18989428~~99185617 ~~983~~937.~~30101978~~92888170 0.~~98330102~~93792888 117.~~18989428~~99185617 B-2 0.00000000 117.~~18989352~~99185562 ~~983~~937.~~30101942~~92888193 0.~~98330102~~93792888 117.~~18989352~~99185562 B-3 0.00000000 117.~~18989530~~99185503 ~~983~~937.~~30102013~~92888322 0.~~98330102~~93792888 117.~~18989530~~99185503 B-4 0.00000000 117.~~18989348~~99185464 ~~983~~937.~~30102130~~92888471 0.~~98330102~~93792888 117.~~18989348~~99185464 B-5 0.00000000 117.~~18989355~~99185348 ~~983~~937.~~30102066~~92887915 0.~~98330102~~93792888 117.~~18989355~~99185348 B-6 0.00000000 117.~~18989265~~99185448 ~~983~~937.~~30101962~~92888197 0.~~98330102~~93792888 117.~~18989265~~99185448 W-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 238,032,000.00 2.96900% 7970,~~697~~063,~~191~~711.2192 ~~197~~173,~~184~~349.1330 0.00 0.00 1-A2 6,731,000.00 2.96900% 21,~~253~~981,~~654~~241.1137 54,~~575~~901.92 0.00 0.00 1-AR 50.00 2.96900% 0.00 0.00 0.00 0.00 1-ALR 50.00 2.96900% 0.00 0.00 0.00 0.00 2-A1 223,650,000.00 3.73400% ~~119~~109,~~189~~742,~~719~~245.0711 ~~370~~341,~~878~~481.6829 0.00 0.00 2-A2 50,000,000.00 4.23700% 2624,~~646~~534,~~483~~371.1481 9486,~~084~~626.2978 0.00 0.00 2-A3 290,184,000.00 3.41900% ~~154~~142,~~647~~389,~~661~~642.2599 ~~440~~405,~~616~~691.9682 0.00 0.00 2-A4 30,000,000.00 3.41900% 1514,~~987~~720,~~889~~623.8809 4541,~~552~~941.1651 0.00 0.00 2-A5 100,000,000.00 3.82800% 5349,~~292~~068,~~966~~743.2762 ~~170~~156,~~004~~529.5629 0.00 0.00 2-A6 849,000.00 3.41900% ~~452~~416,~~457~~593.2863 1,~~289~~186.1394 0.00 0.00 2-A7 2,828,000.00 3.82800% 1,~~507~~387,~~125~~664.0907 4,~~807~~426.7365 0.00 0.00 3-A1 92,324,000.00 3.99400% 5852,~~762~~575,~~840~~510.7386 ~~195~~174,~~582~~988.3283 0.00 0.00 AP 401,285.95 0.00000% ~~374~~372,~~819~~939.0033 0.00 0.00 0.00 B-1 13,905,000.00 3.~~51154~~51141% 13,~~689~~292,~~346~~077.1687 4038,~~058~~894.9196 0.00 0.00 B-2 6,386,000.00 3.~~51154~~51141% 6,~~286~~104,~~958~~509.9883 1817,~~397~~862.4287 0.00 0.00 B-3 3,725,000.00 3.~~51154~~51141% 3,~~667~~560,~~228~~804.6575 10,~~731~~419.3554 0.00 0.00 B-4 1,596,000.00 3.~~51154~~51141% 1,~~571~~525,~~247~~649.50 4,~~597~~464.9232 0.00 0.00 B-5 1,597,000.00 3.~~51154~~51141% 1,~~572~~526,~~231~~605.9942 4,~~600~~467.8012 0.00 0.00 B-6 2,129,024.00 3.~~51154~~51141% 2,~~096~~035,~~004~~178.7819 65,~~133~~955.5029 0.00 0.00 W-IO 0.00 10.~~01030~~99961% ~~536~~490,~~612~~239,~~373~~833.1567 ~~451~~408,~~781~~374.3008 0.00 0.00 SES 0.00 0.00000% ~~541~~495,~~695~~298,~~825~~113.4673 0.00 0.00 0.00 Totals 1,064,337,409.95 21,~~061~~881,~~877~~562.0851 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A1 0.00 0.00 ~~197~~173,~~184~~349.1330 0.00 7468,~~250~~882,~~605~~440.3068 1-A2 0.00 0.00 54,~~575~~901.92 0.00 21,~~099~~947,~~637~~837.1372 1-AR 0.00 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 10.5301 0.00 0.00 2-A1 0.0001 0.00 ~~370~~341,~~878~~481.6728 0.00 ~~115~~105,~~663~~049,~~920~~859.9358 2-A2 0.00 0.00 9486,~~084~~626.2978 0.00 2523,~~858~~485,~~243~~325.0019 2-A3 0.0001 0.00 ~~440~~405,~~616~~691.9682 0.00 ~~150~~136,~~072~~301,~~967~~312.7310 2-A4 0.00 0.00 4541,~~552~~941.1651 0.00 1514,~~514~~091,~~945~~195.8011 2-A5 0.00 0.00 ~~170~~156,~~004~~529.5629 0.00 5146,~~716~~970,~~486~~650.0038 2-A6 0.00 0.00 1,~~289~~186.1394 0.00 ~~439~~398,~~072~~780.9782 2-A7 0.00 0.00 4,~~807~~426.7365 0.00 1,~~462~~328,~~542~~329.2299 3-A1 0.00 0.00 ~~195~~174,~~582~~988.3282 0.00 5649,~~778~~850,~~566~~360.2227 AP 0.00 0.00 0.00 0.00 ~~374~~372,~~194~~308.3066 B-1 0.00 0.00 4038,~~058~~894.9196 0.00 13,~~672~~041,~~800~~901.6810 B-2 0.00 0.00 1817,~~397~~862.4287 0.00 65,~~279~~989,~~360~~613.3184 B-3 0.00 0.00 10,~~731~~419.3554 0.00 3,~~662~~493,~~796~~785.3009 B-4 0.00 0.00 4,~~597~~464.9232 0.00 1,~~569~~496,~~348~~934.4350 B-5 0.00 0.00 4,~~600~~467.8012 0.00 1,~~570~~497,~~331~~872.7342 B-6 0.00 0.00 65,~~133~~955.5029 0.00 21,~~093~~996,~~471~~873.4710 W-IO 0.00 0.00 ~~451~~408,~~781~~374.3008 0.00 ~~518~~471,~~004~~145,~~203~~629.9373 SES 0.00 0.00 ~~103~~93,~~084~~639.3674 0.00 ~~523~~476,~~079~~195,~~290~~380.8992 Totals 0.0002 0.00 21,~~164~~975,~~962~~202.9624 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 238,032,000.00 2.96900% ~~334~~294.~~81713051~~34576830 0.~~82839337~~72826049 0.00000000 0.00000000 1-A2 6,731,000.00 2.96900% ~~334~~294.~~81713118~~34576883 0.~~82839400~~72826029 0.00000000 0.00000000 1-AR 50.00 2.96900% 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 2.96900% 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 223,650,000.00 3.73400% ~~532~~490.~~92966273~~68743622 1.~~65829949~~52685576 0.00000000 0.00000000 2-A2 50,000,000.00 4.23700% ~~532~~490.~~92966280~~68743620 1.~~88168580~~73253560 0.00000000 0.00000000 2-A3 290,184,000.00 3.41900% ~~532~~490.~~92966273~~68743621 1.~~51840543~~39805027 0.00000000 0.00000000 2-A4 30,000,000.00 3.41900% ~~532~~490.~~92966267~~68743633 1.~~51840533~~39805033 0.00000000 0.00000000 2-A5 100,000,000.00 3.82800% ~~532~~490.~~92966270~~68743620 1.~~70004560~~56529290 0.00000000 0.00000000 2-A6 849,000.00 3.41900% ~~532~~490.~~92965842~~68743227 1.~~51840989~~39804476 0.00000000 0.00000000 2-A7 2,828,000.00 3.82800% ~~532~~490.~~92966407~~68743635 1.~~70004597~~56529349 0.00000000 0.00000000 3-A1 92,324,000.00 3.99400% ~~636~~569.~~48499556~~46742840 21.~~11843421~~89537747 0.00000000 0.00000000 AP 401,285.95 0.00000% ~~934~~929.~~04466316~~36054701 0.00000000 0.00000000 0.00000000 B-1 13,905,000.00 3.~~51154~~51141% ~~984~~955.~~49091406~~92073858 2.~~88089968~~79719238 0.00000000 0.00000000 B-2 6,386,000.00 3.~~51154~~51141% ~~984~~955.~~49091450~~92073755 2.~~88089884~~79719230 0.00000000 0.00000000 B-3 3,725,000.00 3.~~51154~~51141% ~~984~~955.~~49091275~~92073826 2.~~88089933~~79719195 0.00000000 0.00000000 B-4 1,596,000.00 3.~~51154~~51141% ~~984~~955.~~49091479~~92073935 2.~~88090226~~79719298 0.00000000 0.00000000 B-5 1,597,000.00 3.~~51154~~51141% ~~984~~955.~~49091421~~92073889 2.~~88090169~~79719474 0.00000000 0.00000000 B-6 2,129,024.00 3.~~51154~~51141% ~~984~~955.~~49091227~~92073645 2.~~88089754~~79719252 0.00000000 0.00000000 W-IO 0.00 10.~~01030~~99961% ~~507~~463.~~05890552~~24029400 0.~~42689983~~38588323 0.00000000 0.00000000 SES 0.00 0.00000% ~~508~~465.~~95122130~~35817343 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A1 0.00000000 0.00000000 0.~~82839337~~72826049 0.00000000 ~~311~~289.~~93539230~~38311101 1-A2 0.00000000 0.00000000 0.~~82839400~~72826029 0.00000000 ~~311~~289.~~93539296~~38311098 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 300.~~60000000~~20000000 0.00000000 0.00000000 2-A1 0.~~00000000~~00000004 0.00000000 1.~~65829944~~52685571 0.00000000 ~~517~~469.~~16485996~~70650382 2-A2 0.00000000 0.00000000 1.~~88168580~~73253560 0.00000000 ~~517~~469.~~16486000~~70650380 2-A3 0.~~00000000~~00000003 0.00000000 1.~~51840543~~39805027 0.00000000 ~~517~~469.~~16485999~~70650380 2-A4 0.00000000 0.00000000 1.~~51840533~~39805033 0.00000000 ~~517~~469.~~16486000~~70650367 2-A5 0.00000000 0.00000000 1.~~70004560~~56529290 0.00000000 ~~517~~469.~~16486000~~70650380 2-A6 0.00000000 0.00000000 1.~~51840989~~39804476 0.00000000 ~~517~~469.~~16486455~~70650177 2-A7 0.00000000 0.00000000 1.~~70004597~~56529349 0.00000000 ~~517~~469.~~16485856~~70650283 3-A1 0.00000000 0.00000000 21.~~11843421~~89537737 0.00000000 ~~614~~539.~~99248538~~95017839 AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~932~~927.~~48791790~~78892458 B-1 0.00000000 0.00000000 2.~~88089968~~79719238 0.00000000 ~~983~~937.~~30101978~~92888170 B-2 0.00000000 0.00000000 2.~~88089884~~79719230 0.00000000 ~~983~~937.~~30101942~~92888193 B-3 0.00000000 0.00000000 2.~~88089933~~79719195 0.00000000 ~~983~~937.~~30102013~~92888322 B-4 0.00000000 0.00000000 2.~~88090226~~79719298 0.00000000 ~~983~~937.~~30102130~~92888471 B-5 0.00000000 0.00000000 2.~~88090169~~79719474 0.00000000 ~~983~~937.~~30102066~~92887915 B-6 0.00000000 0.00000000 2.~~88089754~~79719252 0.00000000 ~~983~~937.~~30101962~~92888197 W-IO 0.00000000 0.00000000 0.~~42689983~~38588323 0.00000000 ~~489~~445.~~47556530~~19768701 SES 0.00000000 0.00000000 0.~~09685308~~08797937 0.00000000 ~~491~~447.~~46002502~~41016878 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage A-PO1 0.00000% 0.00 0.00 0.00 0.00 0.00000000% A-PO2 0.00000% 0.00 0.00 ~~354~~352,~~608~~823.5448 ~~354~~352,~~015~~224.2756 9796.~~13587738~~64453646% A-PO3 0.00000% 0.00 0.00 20,~~210~~115.4785 20,~~179~~084.0410 97.~~64735144~~18793219% WIO-1 1.~~12264~~11249% 8878,~~803~~690,~~662~~558.6902 8377,~~192~~416,~~558~~927.4564 0.00 0.00 3330.~~10873990~~81017063% WIO-2 0.~~99056~~98275% ~~386~~356,~~786~~813,~~911~~780.8607 ~~375~~341,~~776~~782,~~999~~002.5398 0.00 0.00 5247.~~74856755~~97662202% WIO-3 0.~~97193~~94724% 6154,~~021~~735,~~798~~495.6058 5951,~~034~~946,~~645~~699.9511 0.00 0.00 6254.~~39090247~~89998942% SES-1 0.00000% 8878,~~803~~690,~~662~~558.6902 8377,~~192~~416,~~558~~927.4564 0.00 0.00 3330.~~04298799~~74898354% SES-2 0.00000% ~~391~~361,~~542~~545,~~231~~463.5464 ~~380~~346,~~524~~505,~~464~~673.2015 0.00 0.00 5348.~~02659414~~28603001% SES-3 0.00000% 6155,~~349~~062,~~931~~092.2307 5952,~~362~~272,~~268~~780.2413 0.00 0.00 6255.~~51547668~~04940872%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 2021,~~804~~099,~~971~~397.0297 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 2021,~~804~~099,~~971~~397.0297 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 2321,~~473~~462.4894 Payment of Interest and Principal 2021,~~781~~077,~~497~~935.5403 Total Withdrawals (Pool Distribution Amount) 2021,~~804~~099,~~971~~397.0297 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 2220,~~570~~637.6642 Trustee Fee - Wells Fargo Bank, N.A. ~~902~~825.8252 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 2321,~~473~~462.4894

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 24 0 0 0 24 ~~708~~2,~~083~~075,613.0362 0.00 0.00 0.00 ~~708~~2,~~083~~075,613.0362 60 Days 10 0 0 0 10 ~~480,274~~0.6100 0.00 0.00 0.00 ~~480,274~~0.6100 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 1 0 1 0.00 0.00 643,500.00 0.00 643,500.00 Totals 34 0 1 0 45 12,~~188~~075,~~357~~613.6462 0.00 643,500.00 0.00 12,~~831~~719,~~857~~113.6462 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~192864~~419727% 0.000000% 0.000000% 0.000000% 0.~~192864~~419727% 0.~~135368~~435874% 0.000000% 0.000000% 0.000000% 0.~~135368~~435874% 60 Days 0.~~096432~~000000% 0.000000% 0.000000% 0.000000% 0.~~096432~~000000% 0.~~091817~~000000% 0.000000% 0.000000% 0.000000% 0.~~091817~~000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.~~096432~~104932% 0.000000% 0.~~096432~~104932% 0.000000% 0.000000% 0.~~123022~~135134% 0.000000% 0.~~123022~~135134% Totals 0.~~289296~~419727% 0.000000% 0.~~096432~~104932% 0.000000% 0.~~385728~~524659% 0.~~227185~~435874% 0.000000% 0.~~123022~~135134% 0.000000% 0.~~350206~~571008%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0454,522.0092 0.00 0.00 0.00 0454,522.0092 60 Days 10 0 0 0 10 ~~480,274~~0.6100 0.00 0.00 0.00 ~~480,274~~0.6100 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 ~~480~~454,~~274~~522.6192 0.00 0.00 0.00 ~~480~~454,~~274~~522.6192 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~628931% 0.000000% 0.000000% 0.000000% 0.~~000000~~628931% 0.~~000000~~587111% 0.000000% 0.000000% 0.000000% 0.~~000000~~587111% 60 Days 0.~~584795~~000000% 0.000000% 0.000000% 0.000000% 0.~~584795~~000000% 0.~~577305~~000000% 0.000000% 0.000000% 0.000000% 0.~~577305~~000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~584795~~628931% 0.000000% 0.000000% 0.000000% 0.~~584795~~628931% 0.~~577305~~587111% 0.000000% 0.000000% 0.000000% 0.~~577305~~587111% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 23 0 0 0 23 ~~708~~1,~~083~~621,090.0370 0.00 0.00 0.00 ~~708~~1,~~083~~621,090.0370 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 1 0 1 0.00 0.00 643,500.00 0.00 643,500.00 Totals 23 0 1 0 34 ~~708~~1,~~083~~621,090.0370 0.00 643,500.00 0.00 12,~~351~~264,~~583~~590.0370 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~269179~~439239% 0.000000% 0.000000% 0.000000% 0.~~269179~~439239% 0.~~186081~~467840% 0.000000% 0.000000% 0.000000% 0.~~186081~~467840% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.~~134590~~146413% 0.000000% 0.~~134590~~146413% 0.000000% 0.000000% 0.~~169109~~185711% 0.000000% 0.~~169109~~185711% Totals 0.~~269179~~439239% 0.000000% 0.~~134590~~146413% 0.000000% 0.~~403769~~585652% 0.~~186081~~467840% 0.000000% 0.~~169109~~185711% 0.000000% 0.~~355190~~653551% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~9,312~~0.0800

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 4.~~840096~~830477% Weighted Average Pass-Through Rate 4.~~567604~~558618% Weighted Average Maturity (Stepdown Calculation) ~~343~~340 Beginning Scheduled Collateral Loan Count ~~1,074~~988 Number Of Loans Paid In Full 3735 Ending Scheduled Collateral Loan Count ~~1,037~~953 Beginning Scheduled Collateral Balance ~~541~~495,~~695~~298,~~825~~113.4673 Ending Scheduled Collateral Balance ~~523~~476,~~079~~195,~~290~~380.8992 Ending Actual Collateral Balance at 3130-~~Aug~~Nov-2004 ~~523~~476,~~079~~195,~~290~~380.8992 Monthly P &I Constant 2,~~824~~594,~~893~~498.9200 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 20,~~557~~373,~~733~~124.2240 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~523~~476,~~079~~195,~~290~~380.8992 Scheduled Principal ~~640~~600,~~010~~725.3195 Unscheduled Principal 1718,~~976~~502,~~524~~006.2686

Miscellaneous Reporting Senior % 94.~~664345~~333523% Subordinate % 5.~~335654~~666478%

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description 3 Year LIBOR Arm 5 Year LIBOR Arm 7 Year LIBOR Arm Weighted Average Coupon Rate 4.~~468644~~458493 4.~~866164~~857271 5.~~211414~~186163 Weighted Average Net Rate 4.~~218644~~208493 4.~~616164~~607271 4.~~961414~~936162 Weighted Average Maturity ~~343~~340 ~~343~~340 ~~343~~340 Beginning Loan Count ~~183~~162 ~~764~~710 ~~127~~116 Loans Paid In Full 123 2127 45 Ending Loan Count ~~171~~159 ~~743~~683 ~~123~~111 Beginning Scheduled Balance 8878,~~803~~690,~~662~~558.6902 ~~391~~361,~~542~~545,~~231~~463.5464 6155,~~349~~062,~~931~~092.2307 Ending scheduled Balance 8377,~~192~~416,~~558~~927.4564 ~~380~~346,~~524~~505,~~464~~673.2015 5952,~~362~~272,~~268~~780.2413 Record Date 0811/3130/2004 0811/3130/2004 0811/3130/2004 Principal And Interest Constant ~~466~~414,~~777~~920.2356 21,~~011~~868,~~442~~607.9407 ~~346~~310,~~673~~970.7537 Scheduled Principal ~~136~~122,~~083~~552.9781 ~~423~~405,~~685~~170.8324 8073,~~240~~002.5190 Unscheduled Principal 51,~~475~~151,~~020~~077.2757 1014,~~594~~634,~~081~~620.5125 12,~~907~~716,~~422~~309.4804 Scheduled Interest ~~330~~292,~~693~~367.2675 1,~~587~~463,~~757~~436.1183 ~~266~~237,~~433~~967.2447 Servicing Fees 1816,~~500~~393.7689 8175,~~571~~321.2996 1211,~~781~~471.2328 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~148~~131.0016 ~~652~~602.5758 ~~102~~91.2578 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 98,~~250~~196.3993 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~302~~267,~~794~~645.1177 1,~~505~~387,~~533~~512.2529 ~~253~~226,~~549~~404.7641 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~091644~~081493 4.~~614164~~605271 4.~~959414~~934163

Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 4.~~840096~~830477 Weighted Average Net Rate 4.~~590097~~560618 Weighted Average Maturity ~~343~~340 Beginning Loan Count ~~1,074~~988 Loans Paid In Full 3735 Ending Loan Count ~~1,037~~953 Beginning Scheduled Balance ~~541~~495,~~695~~298,~~825~~113.4673 Ending scheduled Balance ~~523~~476,~~079~~195,~~290~~380.8992 Record Date 0811/3130/2004 Principal And Interest Constant 2,~~824~~594,~~893~~498.9200 Scheduled Principal ~~640~~600,~~010~~725.3195 Unscheduled Principal 1718,~~976~~502,~~524~~006.2686 Scheduled Interest 21,~~184~~993,~~883~~772.6105 Servicing Fees ~~112~~103,~~853~~187.2813 Master Servicing Fees 0.00 Trustee Fee ~~902~~825.8252 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 98,~~250~~196.3993 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 21,~~061~~881,~~877~~562.1247 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 4.~~567604~~558618

Miscellaneous Reporting Group Group 1 CPR 5316.~~459014~~231168% Subordinate % 78.~~716818~~445238% Subordinate Prepayment % 04.~~000000~~222619% Senior Prepayment % ~~100~~95.~~000000~~777381% Senior % 9291.~~283182~~554762% Group Group 2 CPR 2839.~~073308~~128664% Subordinate % 45.~~975444~~241733% Subordinate Prepayment % 02.~~000000~~620867% Senior Prepayment % ~~100~~97.~~000000~~379133% Senior % 9594.~~024556~~758267% Group Group 3 CPR 3145.~~580864~~551130% Subordinate % 4.~~185379~~481060% Subordinate Prepayment % 02.~~000000~~240530% Senior Prepayment % ~~100~~97.~~000000~~759470% Senior % 95.~~814621~~518940%

Filing Compare · BANC OF AMERICA MORT SEC INC MORT PASTHR CERTS SER 2003 F