8-K 1 bam0300h_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-H Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-105940-08 Pooling and Servicing Agreement) (Commission 54-2123762 (State or other File Number) 54-2123763 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2003-H Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-H Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-H Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/27/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-H Trust, relating to the December 27, 2004 distribution. EX-99.1

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 811/3130/2004 Distribution Date: 912/27/2004 ~~BAM~~Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series: 2003-H Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 05948XTD3 SEN 3.~~34170~~33557% 8876,~~199~~153,~~045~~372.8854 ~~245~~211,~~612~~679.3006 25,~~819~~620,~~349~~467.8209 1-AR 05948XTE1 SEN 3.~~34988~~32769% 0.00 0.00 0.00 1-ALR 05948XTF8 SEN 3.~~34988~~32769% 0.00 0.9387 0.00 2-A-1 05948XTG6 SEN 3.~~95753~~95339% 3533,~~285~~046,~~871~~301.2483 ~~116~~108,~~370~~870.9083 ~~589~~942,~~926~~728.1811 2-A-2 05948XTH4 SEN 4.~~27553~~27139% 6763,~~732~~433,~~400~~472.2550 ~~241~~225,~~326~~791.8904 1,~~132~~809,~~382~~597.88 2-A-3 05948XTJ0 SEN 4.~~37454~~37039% ~~203~~190,~~197~~300,~~200~~417.7649 ~~740~~693,~~744~~072.4390 35,~~397~~428,~~148~~793.6463 2-A-4 05948XTK7 SEN 4.~~37454~~37039% 32,~~123~~924,~~140~~917.9842 1110,~~385~~652.2453 5283,~~214~~440.1756 3-A-1 05948XTL5 SEN 4.~~60167~~59373% 8178,~~816~~045,~~863~~591.8783 ~~313~~298,~~744~~766.9795 12,~~038~~303,~~812~~237.5946 B-1 05948XTN1 SUB 4.~~11617~~11127% 9,~~282~~248,~~300~~530.9981 31,~~839~~685.6498 11,~~191~~372.8571 B-2 05948XTP6 SUB 4.~~11617~~11127% 4,~~455~~439,~~228~~019.3162 15,~~282~~208.0833 5,~~371~~458.7556 B-3 05948XTQ4 SUB 4.~~11617~~11127% 2,~~969~~959,~~823~~018.4384 10,~~186~~137.9276 3,~~580~~638.7764 B-4 05948XTR2 SUB 4.~~11617~~11127% 1,~~113~~109,~~560~~509.5022 3,~~819~~801.6724 1,~~342~~364.6434 B-5 05948XTS0 SUB 4.~~11617~~11127% 1,~~113~~109,~~560~~509.5022 3,~~819~~801.6724 1,~~342~~364.6434 B-6 05948XTT8 SUB 4.~~11617~~11127% 1,~~485~~480,~~901~~495.0010 5,~~096~~072.8626 1,~~791~~820.5853 IO 05948XTM3 SEN 0.~~16288~~15749% 0.00 5650,~~354~~321.1715 0.00 SES 05948XTU5 SEN 0.00000% 0.00 9588,~~721~~288.2612 0.00 Totals ~~499~~464,~~774~~250,~~897~~156.7142 1,~~891~~757,~~305~~150.9326 916,~~054~~213,~~455~~283.5185

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 8570,~~379~~532,~~696~~905.0545 35,~~064~~832,~~962~~146.1215 0.00 1-AR 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.9387 0.00 2-A-1 0.00 3432,~~695~~103,~~945~~573.0572 ~~706~~1,~~297~~051,598.0894 0.00 2-A-2 0.00 6661,~~600~~623,~~017~~874.3862 12,~~373~~035,~~709~~388.7792 0.00 2-A-3 0.00 ~~199~~184,~~800~~871,~~052~~623.1386 46,~~137~~121,~~893~~866.0753 0.00 2-A-4 0.00 32,~~070~~841,~~926~~476.8086 6394,~~599~~093.4109 0.00 3-A-1 0.00 8075,~~778~~742,~~051~~354.2738 12,~~352~~602,~~557~~004.5641 0.00 B-1 0.00 9,~~271~~237,~~109~~158.1510 43,~~031~~058.4969 0.00 B-2 0.00 4,~~449~~433,~~856~~561.5506 20,~~653~~666.8389 0.00 B-3 0.00 2,~~966~~955,~~242~~380.6620 13,~~767~~776.6940 0.00 B-4 0.00 1,~~112~~108,~~217~~144.8588 5,~~162~~165.3158 0.00 B-5 0.00 1,~~112~~108,~~217~~144.8588 5,~~162~~165.3158 0.00 B-6 0.00 1,~~484~~478,~~109~~674.4257 6,~~888~~892.4479 0.00 IO 0.00 0.00 5650,~~354~~321.1715 0.00 SES 0.00 0.00 9588,~~721~~288.2612 0.00 Totals 0.00 ~~490~~448,~~720~~036,~~442~~872.1658 1017,~~945~~970,~~761~~434.4411 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 175,144,000.00 8876,~~199~~153,~~045~~372.8854 ~~139~~120,~~135~~984.0523 25,~~680~~499,~~214~~482.7786 0.00 0.00 1-AR 50.00 0.00 0.00 0.00 0.00 0.00 1-ALR 50.00 0.00 0.00 0.00 0.00 0.00 2-A-1 52,096,000.00 3533,~~285~~046,~~871~~301.2483 3534,~~950~~372.9497 ~~553~~908,~~975~~355.2514 0.00 0.00 2-A-2 100,000,000.00 6763,~~732~~433,~~400~~472.2550 6965,~~009~~980.0206 1,~~063~~743,~~373~~617.8681 0.00 0.00 2-A-3 300,000,000.00 ~~203~~190,~~197~~300,~~200~~417.7649 ~~207~~197,~~027~~940.0519 35,~~190~~230,~~121~~853.5944 0.00 0.00 2-A-4 4,611,000.00 32,~~123~~924,~~140~~917.9842 3,~~182~~042.0134 4980,~~032~~398.1722 0.00 0.00 3-A-1 100,276,000.00 8178,~~816~~045,~~863~~591.8783 ~~115~~114,~~564~~903.5314 ~~923~~2,~~248~~188,334.0632 0.00 0.00 B-1 9,411,000.00 9,~~282~~248,~~300~~530.9981 11,~~191~~372.8571 0.00 0.00 0.00 B-2 4,517,000.00 4,~~455~~439,~~228~~019.3162 5,~~371~~458.7556 0.00 0.00 0.00 B-3 3,011,000.00 2,~~969~~959,~~823~~018.4384 3,~~580~~638.7764 0.00 0.00 0.00 B-4 1,129,000.00 1,~~113~~109,~~560~~509.5022 1,~~342~~364.6434 0.00 0.00 0.00 B-5 1,129,000.00 1,~~113~~109,~~560~~509.5022 1,~~342~~364.6434 0.00 0.00 0.00 B-6 1,506,503.00 1,~~485~~480,~~901~~495.0010 1,~~791~~820.5853 0.00 0.00 0.00 IO 0.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 752,830,603.00 ~~499~~464,~~774~~250,~~897~~156.7142 ~~594~~562,~~489~~242.8305 815,~~459~~651,~~965~~041.7079 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 25,~~819~~620,~~349~~467.8209 8570,~~379~~532,~~696~~905.0545 0.~~48748285~~40271380 25,~~819~~620,~~349~~467.8209 1-AR 0.00 0.00 0.00000000 0.00 1-ALR 0.00 0.00 0.00000000 0.00 2-A-1 ~~589~~942,~~926~~728.1811 3432,~~695~~103,~~945~~573.0572 0.~~66600017~~61623875 ~~589~~942,~~926~~728.1811 2-A-2 1,~~132~~809,~~382~~597.88 6661,~~600~~623,~~017~~874.3862 0.~~66600017~~61623875 1,~~132~~809,~~382~~597.88 2-A-3 35,~~397~~428,~~148~~793.6463 ~~199~~184,~~800~~871,~~052~~623.1386 0.~~66600017~~61623875 35,~~397~~428,~~148~~793.6463 2-A-4 5283,~~214~~440.1756 32,~~070~~841,~~926~~476.8086 0.~~66600017~~61623875 5283,~~214~~440.1756 3-A-1 12,~~038~~303,~~812~~237.5946 8075,~~778~~742,~~051~~354.2738 0.~~80555717~~75533881 12,~~038~~303,~~812~~237.5946 B-1 11,~~191~~372.8571 9,~~271~~237,~~109~~158.1510 0.~~98513539~~98152780 11,~~191~~372.8571 B-2 5,~~371~~458.7556 4,~~449~~433,~~856~~561.5506 0.~~98513539~~98152780 5,~~371~~458.7556 B-3 3,~~580~~638.7764 2,~~966~~955,~~242~~380.6620 0.~~98513539~~98152780 3,~~580~~638.7764 B-4 1,~~342~~364.6434 1,~~112~~108,~~217~~144.8588 0.~~98513539~~98152779 1,~~342~~364.6434 B-5 1,~~342~~364.6434 1,~~112~~108,~~217~~144.8588 0.~~98513539~~98152779 1,~~342~~364.6434 B-6 1,~~791~~820.5853 1,~~484~~478,~~109~~674.4257 0.~~98513539~~98152780 1,~~791~~820.5853 IO 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 916,~~054~~213,~~455~~283.5185 ~~490~~448,~~720~~036,~~442~~872.1658 0.~~65183381~~59513637 916,~~054~~213,~~455~~283.5185

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 175,144,000.00 ~~503~~434.~~58017334~~80434694 0.~~79440375~~69077005 1531.~~30292085~~39977881 0.00000000 1-AR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 52,096,000.00 ~~677~~634.~~32400261~~33472493 0.~~69009022~~65980056 1017.~~63373867~~43617821 0.00000000 2-A-2 100,000,000.00 ~~677~~634.~~32400250~~33472500 0.~~69009020~~65980060 1017.~~63373860~~43617810 0.00000000 2-A-3 300,000,000.00 ~~677~~634.~~32400253~~33472497 0.~~69009017~~65980063 1017.~~63373863~~43617813 0.00000000 2-A-4 4,611,000.00 ~~677~~634.~~32400347~~33472566 0.~~69009109~~65980048 1017.~~63373889~~43617870 0.00000000 3-A-1 100,276,000.00 ~~815~~778.~~91670858~~30778880 1.~~15246450~~14586880 921.~~20706909~~82311141 0.00000000 B-1 9,411,000.00 ~~986~~982.~~32461906~~73624588 1.~~18923069~~20844862 0.00000000 0.00000000 B-2 4,517,000.00 ~~986~~982.~~32462032~~73624530 1.~~18922958~~20844809 0.00000000 0.00000000 B-3 3,011,000.00 ~~986~~982.~~32461973~~73624709 1.~~18922949~~20844902 0.00000000 0.00000000 B-4 1,129,000.00 ~~986~~982.~~32462356~~73624446 1.~~18922941~~20844996 0.00000000 0.00000000 B-5 1,129,000.00 ~~986~~982.~~32462356~~73624446 1.~~18922941~~20844996 0.00000000 0.00000000 B-6 1,506,503.00 ~~986~~982.~~32462066~~73624414 1.~~18923095~~20844764 0.00000000 0.00000000 IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 1632.~~09732460~~09054886 ~~487~~402.~~48284868~~71379807 0.~~48748285~~40271380 1632.~~09732460~~09054886 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 1118.~~32382870~~09597877 ~~666~~616.~~00017372~~23874616 0.~~66600017~~61623875 1118.~~32382870~~09597877 2-A-2 0.00000000 1118.~~32382880~~09597880 ~~666~~616.~~00017380~~23874620 0.~~66600017~~61623875 1118.~~32382880~~09597880 2-A-3 0.00000000 1118.~~32382880~~09597877 ~~666~~616.~~00017377~~23874620 0.~~66600017~~61623875 1118.~~32382880~~09597877 2-A-4 0.00000000 1118.~~32382780~~09597918 ~~666~~616.~~00017350~~23874648 0.~~66600017~~61623875 1118.~~32382780~~09597918 3-A-1 0.00000000 1022.~~35953359~~96898021 ~~805~~755.~~55717490~~33880869 0.~~80555717~~75533881 1022.~~35953359~~96898021 B-1 0.00000000 1.~~18923069~~20844862 ~~985~~981.~~13538944~~52779726 0.~~98513539~~98152780 1.~~18923069~~20844862 B-2 0.00000000 1.~~18922958~~20844809 ~~985~~981.~~13538853~~52779721 0.~~98513539~~98152780 1.~~18922958~~20844809 B-3 0.00000000 1.~~18922949~~20844902 ~~985~~981.~~13539024~~52779807 0.~~98513539~~98152780 1.~~18922949~~20844902 B-4 0.00000000 1.~~18922941~~20844996 ~~985~~981.~~13538530~~52779451 0.~~98513539~~98152779 1.~~18922941~~20844996 B-5 0.00000000 1.~~18922941~~20844996 ~~985~~981.~~13538530~~52779451 0.~~98513539~~98152779 1.~~18922941~~20844996 B-6 0.00000000 1.~~18923095~~20844764 ~~985~~981.~~13538971~~52779649 0.~~98513539~~98152780 1.~~18923095~~20844764 IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 175,144,000.00 3.~~34170~~33557% 8876,~~199~~153,~~045~~372.8854 ~~245~~211,~~612~~679.3006 0.00 0.00 1-AR 50.00 3.~~34988~~32769% 0.00 0.00 0.00 0.00 1-ALR 50.00 3.~~34988~~32769% 0.00 0.00 0.00 0.00 2-A-1 52,096,000.00 3.~~95753~~95339% 3533,~~285~~046,~~871~~301.2483 ~~116~~108,~~370~~870.9083 0.00 0.00 2-A-2 100,000,000.00 4.~~27553~~27139% 6763,~~732~~433,~~400~~472.2550 ~~241~~225,~~326~~791.8904 0.00 0.00 2-A-3 300,000,000.00 4.~~37454~~37039% ~~203~~190,~~197~~300,~~200~~417.7649 ~~740~~693,~~744~~072.4391 0.00 0.00 2-A-4 4,611,000.00 4.~~37454~~37039% 32,~~123~~924,~~140~~917.9842 1110,~~385~~652.2453 0.00 0.00 3-A-1 100,276,000.00 4.~~60167~~59373% 8178,~~816~~045,~~863~~591.8783 ~~313~~298,~~744~~766.9795 0.00 0.00 B-1 9,411,000.00 4.~~11617~~11127% 9,~~282~~248,~~300~~530.9981 31,~~839~~685.6499 0.00 0.00 B-2 4,517,000.00 4.~~11617~~11127% 4,~~455~~439,~~228~~019.3162 15,~~282~~208.0833 0.00 0.00 B-3 3,011,000.00 4.~~11617~~11127% 2,~~969~~959,~~823~~018.4384 10,~~186~~137.9276 0.00 0.00 B-4 1,129,000.00 4.~~11617~~11127% 1,~~113~~109,~~560~~509.5022 3,~~819~~801.6724 0.00 0.00 B-5 1,129,000.00 4.~~11617~~11127% 1,~~113~~109,~~560~~509.5022 3,~~819~~801.6724 0.00 0.00 B-6 1,506,503.00 4.~~11617~~11127% 1,~~485~~480,~~901~~495.0010 5,~~096~~072.8626 0.00 0.00 IO 0.00 0.~~16288~~15749% ~~415~~383,~~169~~427,~~243~~751.8539 5650,~~354~~321.1715 0.00 0.00 SES 0.00 0.00000% ~~499~~464,~~774~~250,~~898~~156.2093 0.00 0.00 0.00 Totals 752,830,603.00 1,~~795~~668,~~583~~861.7429 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 ~~245~~211,~~612~~679.3006 0.00 8570,~~379~~532,~~696~~905.0545 1-AR 0.00 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.9387 0.00 0.00 2-A-1 0.00 0.00 ~~116~~108,~~370~~870.9083 0.00 3432,~~695~~103,~~945~~573.0572 2-A-2 0.00 0.00 ~~241~~225,~~326~~791.8904 0.00 6661,~~600~~623,~~017~~874.3862 2-A-3 0.0001 0.00 ~~740~~693,~~744~~072.4390 0.00 ~~199~~184,~~800~~871,~~052~~623.1386 2-A-4 0.00 0.00 1110,~~385~~652.2453 0.00 32,~~070~~841,~~926~~476.8086 3-A-1 0.0001 0.00 ~~313~~298,~~744~~766.9795 0.00 8075,~~778~~742,~~051~~354.2738 B-1 0.00 0.00 31,~~839~~685.6498 0.00 9,~~271~~237,~~109~~158.1510 B-2 0.00 0.00 15,~~282~~208.0833 0.00 4,~~449~~433,~~856~~561.5506 B-3 0.00 0.00 10,~~186~~137.9276 0.00 2,~~966~~955,~~242~~380.6620 B-4 0.00 0.00 3,~~819~~801.6724 0.00 1,~~112~~108,~~217~~144.8588 B-5 0.00 0.00 3,~~819~~801.6724 0.00 1,~~112~~108,~~217~~144.8588 B-6 0.00 0.00 5,~~096~~072.8626 0.00 1,~~484~~478,~~109~~674.4257 IO 0.00 0.00 5650,~~354~~321.1715 0.00 ~~407~~369,~~157~~521,~~540~~793.0219 SES 0.00 0.00 9588,~~721~~288.2612 0.00 ~~490~~448,~~720~~036,~~442~~873.6709 Totals 0.0002 0.00 1,~~891~~757,~~305~~150.9326 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 175,144,000.00 3.~~34170~~33557% ~~503~~434.~~58017334~~80434694 1.~~40234493~~20860012 0.00000000 0.00000000 1-AR 50.00 3.~~34988~~32769% 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 3.~~34988~~32769% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 52,096,000.00 3.~~95753~~95339% ~~677~~634.~~32400261~~33472493 2.~~23377803~~08981169 0.00000000 0.00000000 2-A-2 100,000,000.00 4.~~27553~~27139% ~~677~~634.~~32400250~~33472500 2.~~41326890~~25791040 0.00000000 0.00000000 2-A-3 300,000,000.00 4.~~37454~~37039% ~~677~~634.~~32400253~~33472497 2.~~46914810~~31024303 0.00000000 0.00000000 2-A-4 4,611,000.00 4.~~37454~~37039% ~~677~~634.~~32400347~~33472566 2.~~46914769~~31024290 0.00000000 0.00000000 3-A-1 100,276,000.00 4.~~60167~~59373% ~~815~~778.~~91670858~~30778880 32.~~12881417~~97944623 0.00000000 0.00000000 B-1 9,411,000.00 4.~~11617~~11127% ~~986~~982.~~32461906~~73624588 3.~~38323664~~36691000 0.00000000 0.00000000 B-2 4,517,000.00 4.~~11617~~11127% ~~986~~982.~~32462032~~73624530 3.~~38323666~~36690945 0.00000000 0.00000000 B-3 3,011,000.00 4.~~11617~~11127% ~~986~~982.~~32461973~~73624709 3.~~38323481~~36690800 0.00000000 0.00000000 B-4 1,129,000.00 4.~~11617~~11127% ~~986~~982.~~32462356~~73624446 3.~~38323295~~36690877 0.00000000 0.00000000 B-5 1,129,000.00 4.~~11617~~11127% ~~986~~982.~~32462356~~73624446 3.~~38323295~~36690877 0.00000000 0.00000000 B-6 1,506,503.00 4.~~11617~~11127% ~~986~~982.~~32462066~~73624414 3.~~38323920~~36690999 0.00000000 0.00000000 IO 0.00 0.~~16288~~15749% ~~638~~590.~~99826603~~14407237 0.~~08673623~~07745065 0.00000000 0.00000000 SES 0.00 0.00000% ~~663~~616.~~86102780~~67280099 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 1.~~40234493~~20860012 0.00000000 ~~487~~402.~~48284868~~71379807 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 1817.~~60000000~~40000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 2.~~23377803~~08981169 0.00000000 ~~666~~616.~~00017372~~23874616 2-A-2 0.00000000 0.00000000 2.~~41326890~~25791040 0.00000000 ~~666~~616.~~00017380~~23874620 2-A-3 0.~~00000000~~00000003 0.00000000 2.~~46914810~~31024300 0.00000000 ~~666~~616.~~00017377~~23874620 2-A-4 0.00000000 0.00000000 2.~~46914769~~31024290 0.00000000 ~~666~~616.~~00017350~~23874648 3-A-1 0.~~00000000~~00000010 0.00000000 32.~~12881417~~97944623 0.00000000 ~~805~~755.~~55717490~~33880869 B-1 0.00000000 0.00000000 3.~~38323664~~36690894 0.00000000 ~~985~~981.~~13538944~~52779726 B-2 0.00000000 0.00000000 3.~~38323666~~36690945 0.00000000 ~~985~~981.~~13538853~~52779721 B-3 0.00000000 0.00000000 3.~~38323481~~36690800 0.00000000 ~~985~~981.~~13539024~~52779807 B-4 0.00000000 0.00000000 3.~~38323295~~36690877 0.00000000 ~~985~~981.~~13538530~~52779451 B-5 0.00000000 0.00000000 3.~~38323295~~36690877 0.00000000 ~~985~~981.~~13538530~~52779451 B-6 0.00000000 0.00000000 3.~~38323920~~36690999 0.00000000 ~~985~~981.~~13538971~~52779649 IO 0.00000000 0.00000000 0.~~08673623~~07745065 0.00000000 ~~626~~568.~~66723494~~74103419 SES 0.00000000 0.00000000 0.~~12714847~~11727488 0.00000000 ~~651~~595.~~83381280~~13637066 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage IO-1 0.48700% 9380,~~064~~995,~~629~~887.6968 9075,~~237~~367,~~604~~727.3533 0.00 0.00 5041.~~10503095~~84843267% IO-2 0.06924% ~~322~~302,~~104~~431,~~614~~863.1671 ~~316~~294,~~919~~154,~~935~~065.6786 0.00 0.00 6762.~~48404855~~63634763% SES-1 0.00000% 9380,~~064~~995,~~629~~887.6968 9075,~~237~~367,~~604~~727.3533 0.00 0.00 5041.~~10503095~~84843267% SES-2 0.00000% ~~322~~302,~~104~~431,~~614~~863.1671 ~~316~~294,~~919~~154,~~935~~065.6786 0.00 0.00 6762.~~48404855~~63634763% SES-3 0.00000% 8480,~~605~~822,~~654~~405.3554 8378,~~562~~515,~~902~~079.6590 0.00 0.00 8176.~~04113439~~14564526%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1017,~~968~~991,~~043~~131.0795 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 1017,~~968~~991,~~043~~131.0795 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 2220,~~281~~697.6384 Payment of Interest and Principal 1017,~~945~~970,~~761~~434.4411 Total Withdrawals (Pool Distribution Amount) 1017,~~968~~991,~~043~~131.0795 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 2019,~~823~~343.9576 Trustee Fee - Wells Fargo Bank, N.A. 1,~~457~~354.6808 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 2220,~~281~~697.6384

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 75 0 0 0 75 32,~~619~~541,~~784~~330.3418 0.00 0.00 0.00 32,~~619~~541,~~784~~330.3418 60 Days 10 0 0 0 10 ~~434,094~~0.0400 0.00 0.00 0.00 ~~434,094~~0.0400 90 Days 01 0 0 0 01 0432,997.0021 0.00 0.00 0.00 0432,997.0021 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 86 0 0 0 86 42,~~053~~974,~~878~~327.3839 0.00 0.00 0.00 42,~~053~~974,~~878~~327.3839 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~731452~~569476% 0.000000% 0.000000% 0.000000% 0.~~731452~~569476% 0.~~736923~~566629% 0.000000% 0.000000% 0.000000% 0.~~736923~~566629% 60 Days 0.~~104493~~000000% 0.000000% 0.000000% 0.000000% 0.~~104493~~000000% 0.~~088374~~000000% 0.000000% 0.000000% 0.000000% 0.~~088374~~000000% 90 Days 0.~~000000~~113895% 0.000000% 0.000000% 0.000000% 0.~~000000~~113895% 0.~~000000~~096543% 0.000000% 0.000000% 0.000000% 0.~~000000~~096543% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~835946~~683371% 0.000000% 0.000000% 0.000000% 0.~~835946~~683371% 0.~~825297~~663173% 0.000000% 0.000000% 0.000000% 0.~~825297~~663173%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group One No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 10 0 0 0 10 ~~434,094~~0.0400 0.00 0.00 0.00 ~~434,094~~0.0400 90 Days 01 0 0 0 01 0432,997.0021 0.00 0.00 0.00 0432,997.0021 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 ~~434~~432,~~094~~997.0421 0.00 0.00 0.00 ~~434~~432,~~094~~997.0421 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.~~564972~~000000% 0.000000% 0.000000% 0.000000% 0.~~564972~~000000% 0.~~480445~~000000% 0.000000% 0.000000% 0.000000% 0.~~480445~~000000% 90 Days 0.~~000000~~666667% 0.000000% 0.000000% 0.000000% 0.~~000000~~666667% 0.~~000000~~573719% 0.000000% 0.000000% 0.000000% 0.~~000000~~573719% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~564972~~666667% 0.000000% 0.000000% 0.000000% 0.~~564972~~666667% 0.~~480445~~573719% 0.000000% 0.000000% 0.000000% 0.~~480445~~573719% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group Two No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 5 0 0 0 5 2,~~330~~541,~~393~~330.6118 0.00 0.00 0.00 2,~~330~~541,~~393~~330.6118 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 5 0 0 0 5 2,~~330~~541,~~393~~330.6118 0.00 0.00 0.00 2,~~330~~541,~~393~~330.6118 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~813008~~874126% 0.000000% 0.000000% 0.000000% 0.~~813008~~874126% 0.~~734703~~863184% 0.000000% 0.000000% 0.000000% 0.~~734703~~863184% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~813008~~874126% 0.000000% 0.000000% 0.000000% 0.~~813008~~874126% 0.~~734703~~863184% 0.000000% 0.000000% 0.000000% 0.~~734703~~863184% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group Three No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 20 0 0 0 20 ~~1,289,390~~0.7300 0.00 0.00 0.00 ~~1,289,390~~0.7300 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 20 0 0 0 20 ~~1,289,390~~0.7300 0.00 0.00 0.00 ~~1,289,390~~0.7300 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~212121~~000000% 0.000000% 0.000000% 0.000000% 10.~~212121~~000000% 10.~~541198~~000000% 0.000000% 0.000000% 0.000000% 10.~~541198~~000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~212121~~000000% 0.000000% 0.000000% 0.000000% 10.~~212121~~000000% 10.~~541198~~000000% 0.000000% 0.000000% 0.000000% 10.~~541198~~000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 2015,~~790~~343.0891

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 4.~~588121~~589005% Weighted Average Net Coupon 4.~~314844~~317197% Weighted Average Pass-Through Rate 4.~~311344~~313697% Weighted Average Maturity (Stepdown Calculation) ~~344~~341 Beginning Scheduled Collateral Loan Count ~~973~~909 Number Of Loans Paid In Full 1631 Ending Scheduled Collateral Loan Count ~~957~~878 Beginning Scheduled Collateral Balance ~~499~~464,~~774~~250,~~898~~156.2093 Ending Scheduled Collateral Balance ~~490~~448,~~720~~036,~~442~~873.6709 Ending Actual Collateral Balance at 3130-~~Aug~~Nov-2004 ~~491~~448,~~202~~499,~~645~~684.1156 Monthly P &I Constant 2,~~505~~337,~~346~~614.1715 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~490~~448,~~720~~036,~~442~~873.6709 Scheduled Principal ~~594~~562,~~489~~242.8306 Unscheduled Principal 815,~~459~~651,~~965~~041.7078

Miscellaneous Reporting Total Senior Percentage 95.~~914085~~617431% Aggregate Subordinate Percentage 4.~~085914~~382569%

Group Level Collateral Statement Group Group One Group Two Group Three Collateral Description 3 Year LIBOR Arm 5 Year LIBOR Arm 7 Year LIBOR Arm Weighted Average Coupon Rate 4.~~207200~~201070 4.~~628035~~623892 4.~~855167~~847230 Weighted Average Net Rate 3.~~957200~~951069 4.~~378035~~373892 4.~~605167~~597229 Weighted Average Maturity ~~346~~343 ~~344~~341 ~~342~~339 Beginning Loan Count ~~182~~160 ~~625~~588 ~~166~~161 Loans Paid In Full 5 10 116 5 Ending Loan Count ~~177~~150 ~~615~~572 ~~165~~156 Beginning Scheduled Balance 9380,~~064~~995,~~629~~887.6968 ~~322~~302,~~104~~431,~~614~~863.1671 8480,~~605~~822,~~654~~405.3554 Ending scheduled Balance 9075,~~237~~367,~~604~~727.3533 ~~316~~294,~~919~~154,~~935~~065.6786 8378,~~562~~515,~~902~~079.6590 Record Date 0811/3130/2004 0811/3130/2004 0811/3130/2004 Principal And Interest Constant ~~473~~412,~~095~~235.1729 1,~~570~~479,~~435~~916.2191 ~~461~~445,~~815~~461.7995 Scheduled Principal ~~146~~128,~~810~~677.5749 ~~328~~314,~~175~~573.6225 ~~119~~118,~~503~~991.6432 Unscheduled Principal 25,~~680~~499,~~214~~482.7786 47,~~856~~963,~~502~~224.8760 ~~923~~2,~~248~~188,334.0632 Scheduled Interest ~~326~~283,~~284~~557.6080 1,~~242~~165,~~259~~343.5966 ~~342~~326,~~312~~470.1563 Servicing Fees 1916,~~388~~874.4715 6763,~~105~~006.1062 1716,~~626~~838.1901 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~271~~236.4424 ~~939~~882.4912 ~~246~~235.7572 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 98,~~694~~437.2304 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~296~~258,~~930~~010.4637 1,~~174~~101,~~215~~454.0092 ~~324~~309,~~439~~396.2190 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 3.~~828700~~822570 4.~~374535~~370392 4.~~601667~~593730

Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 4.~~588121~~589005 Weighted Average Net Rate 4.~~314844~~317197 Weighted Average Maturity ~~344~~341 Beginning Loan Count ~~973~~909 Loans Paid In Full 1631 Ending Loan Count ~~957~~878 Beginning Scheduled Balance ~~499~~464,~~774~~250,~~898~~156.2093 Ending scheduled Balance ~~490~~448,~~720~~036,~~442~~873.6709 Record Date 0811/3130/2004 Principal And Interest Constant 2,~~505~~337,~~346~~614.1715 Scheduled Principal ~~594~~562,~~489~~242.8306 Unscheduled Principal 815,~~459~~651,~~965~~041.7078 Scheduled Interest 1,~~910~~775,~~856~~372.3409 Servicing Fees ~~104~~96,~~119~~718.7678 Master Servicing Fees 0.00 Trustee Fee 1,~~457~~354.6808 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 98,~~694~~437.2304 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 1,~~795~~668,~~584~~862.6719 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 4.~~311344~~313697

> Miscellaneous Reporting Group Group One Group 1 Senior Percentage 94.~~771823~~021283% Group 1 Subordinate Percentage 5.~~228177~~978717% Group 1 Senior Prepayment Percentage 100.000000% Group 1 Subordinate Prepayment % 0.000000% Group 1 CPR % 2957.~~617840~~050758% Group Group Two Group 2 Senior Percentage 9695.~~036691~~791861% Group 2 Subordinate Percentage 34.~~963309~~208139% Group 2 Senior Prepayment Percentage 100.000000% Group 2 Subordinate Prepayment % 0.000000% Group 2 CPR % 1627.~~681043~~424290% Group Group Three Group 3 Senior Percentage 96.~~703778~~564302% Group 3 Subordinate Percentage 3.~~296222~~435698% Group 3 Senior Prepayment Percentage 100.000000% Group 3 Subordinate Prepayment % 0.000000% Group 3 CPR % 1228.~~353228~~099150%

Filing Compare · BANC OF AMERICA MORT SEC INC MORT PASS THR CERTS SER 2003-H