8-K 1 bam0200l_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2002-L Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-101500-01 54-2089301 Pooling and Servicing Agreement) (Commission 54-2089302 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2002-L Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-L Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2002-L Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/27/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-L Trust, relating to the December 27, 2004 distribution. EX-99.1

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 911/30/2004 Distribution Date: 1012/2527/2004 ~~BAM~~Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series: 2002-L Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 05948JAA0 SEN 4.33300% 1715,~~038~~725,~~524~~216.3844 6156,~~523~~781.2714 ~~562~~918,~~141~~349.8979 1-A2 05948JAB9 SEN 4.33300% 1413,~~547~~426,~~609~~298.8848 5248,~~529~~480.0013 ~~479~~784,~~960~~093.6340 1-A3 05948JAC6 SEN 4.33300% ~~254~~234,~~583~~960.1722 ~~919~~848.2640 813,~~399~~721.3163 1-AR 05948JAD4 SEN 4.33300% 0.00 0.00 0.00 1-ALR 05948JAE2 SEN 4.33300% 0.00 0.00 0.00 2-A1 05948JAF9 SEN 4.12100% 2220,~~898~~670,~~032~~457.0990 7870,~~635~~985.6680 ~~786~~795,~~078~~556.5734 2-A2 05948JAG7 SEN 4.72700% 4440,~~867~~502,~~765~~924.5726 ~~176~~159,~~741~~547.6177 1,~~540~~558,~~289~~860.0840 2-A3 05948JAH5 SEN 4.12100% 2018,~~119~~162,~~943~~628.8156 6962,~~095~~373.2450 ~~690~~699,~~708~~036.1200 2-A4 05948JAJ1 SEN 4.12100% ~~355~~321,~~847~~230.8009 1,~~222~~103.0416 12,~~216~~363.0938 3-A1 05948JAK8 SEN 5.10000% 4845,~~203~~344,~~946~~994.7376 ~~204~~192,~~866~~716.7823 12,~~271~~510,~~913~~227.4839 AP 05948JAL6 PO 0.00000% 1,~~109~~088,~~692~~667.2675 0.00 188,~~416~~514.9467 B1 05948JAM4 SUB 4.~~57906~~58098% 65,~~222~~965,~~784~~605.2768 2322,~~745~~773.4061 ~~100~~142,~~218~~804.9173 B2 05948JAN2 SUB 4.~~57906~~58098% 2,~~871~~752,~~418~~747.7419 10,~~956~~508.9957 4665,~~244~~895.6529 B3 05948JAP7 SUB 4.~~57906~~58098% 1,~~435~~376,~~333~~013.8357 5,~~477~~252.0691 2332,~~116~~939.2803 B4 05948JAU6 SUB 4.~~57906~~58098% ~~957~~918,~~640~~062.3143 3,~~654~~504.2469 1521,~~422~~976.9559 B5 05948JAV4 SUB 4.~~57906~~58098% ~~717~~687,~~291~~646.3776 2,~~737~~625.1008 1116,~~552~~460.0990 B6 05948JAW2 SUB 4.~~57906~~58098% ~~957~~918,~~780~~196.0239 3,~~654~~505.7720 1521,~~425~~979.1778 WIO 05948JAT9 IO 0.~~50678~~49883% 0.00 6962,~~359~~454.4314 0.00 SES 05948JAX0 SEN 0.00000% 0.00 3533,~~621~~434.5867 0.00 Totals ~~182~~168,~~558~~095,~~194~~650.2348 ~~800~~736,~~739~~895.4300 57,~~582~~602,~~104~~779.1632

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 1614,~~476~~806,~~382~~866.5065 ~~623~~975,~~665~~130.1693 0.00 1-A2 0.00 1412,~~067~~642,~~649~~205.2508 ~~532~~832,~~489~~573.6353 0.00 1-A3 0.00 ~~246~~221,~~183~~238.8659 914,~~318~~570.5703 0.00 1-AR 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.00 0.00 2-A1 0.00 2219,~~111~~874,~~953~~901.5256 ~~864~~866,~~714~~542.2314 0.00 2-A2 0.00 4338,~~327~~944,~~476~~063.4987 1,~~717~~718,~~030~~408.6917 0.00 2-A3 0.00 1917,~~429~~463,~~235~~592.7056 ~~759~~761,~~803~~409.3650 0.00 2-A4 0.00 ~~343~~308,~~631~~866.71 13,~~438~~466.1354 0.00 3-A1 0.00 4642,~~932~~834,~~033~~767.2537 12,~~476~~702,~~780~~943.2662 0.00 AP 0.00 1,~~091~~080,~~275~~153.3209 188,~~416~~514.9467 0.00 B1 0.00 65,~~122~~822,~~565~~800.3694 ~~123~~165,~~964~~578.3134 0.00 B2 0.00 2,~~825~~686,~~174~~851.0990 5776,~~201~~403.6486 0.00 B3 0.00 1,~~412~~343,~~217~~074.5554 2838,~~593~~191.3494 0.00 B4 0.00 ~~942~~896,~~217~~085.3684 1925,~~077~~481.1928 0.00 B5 0.00 ~~705~~671,~~739~~185.2887 1419,~~289~~085.1998 0.00 B6 0.0102 ~~942~~896,~~354~~216.8459 1925,~~079~~484.9498 0.0102 WIO 0.00 0.00 6962,~~359~~454.4314 0.00 SES 0.00 0.00 3533,~~621~~434.5867 0.00 Totals 0.0102 ~~176~~160,~~976~~492,~~090~~871.0816 68,~~382~~339,~~843~~674.5932 0.0102 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 93,698,000.00 1715,~~038~~725,~~524~~216.3844 2523,~~215~~754.2887 ~~536~~894,~~926~~594.6192 0.00 0.00 1-A2 80,000,000.00 1413,~~547~~426,~~609~~298.8848 2120,~~528~~282.9807 ~~458~~763,~~431~~811.6532 0.00 0.00 1-A3 1,400,000.00 ~~254~~234,~~583~~960.1722 ~~376~~354.7694 813,~~022~~366.5570 0.00 0.00 1-AR 50.00 0.00 0.00 0.00 0.00 0.00 1-ALR 50.00 0.00 0.00 0.00 0.00 0.00 2-A1 74,000,000.00 2220,~~898~~670,~~032~~457.0990 3431,~~904~~846.2945 ~~751~~763,~~174~~709.2889 0.00 0.00 2-A2 145,000,000.00 4440,~~867~~502,~~765~~924.5726 6862,~~393~~401.5382 1,~~471~~496,~~895~~458.5557 0.00 0.00 2-A3 65,022,000.00 2018,~~119~~162,~~943~~628.8156 3027,~~669~~982.5570 ~~660~~671,~~038~~053.5731 0.00 0.00 2-A4 1,150,000.00 ~~355~~321,~~847~~230.8009 ~~542~~494.4391 11,~~673~~868.6546 0.00 0.00 3-A1 157,726,000.00 4845,~~203~~344,~~946~~994.7376 7270,~~579~~288.1416 12,~~199~~439,~~334~~939.3323 0.00 0.00 AP 1,659,455.55 1,~~109~~088,~~692~~667.2675 2,~~263~~260.3389 166,~~153~~253.6078 0.00 0.00 B1 8,285,000.00 65,~~222~~965,~~784~~605.2768 9,~~381~~157.2883 90133,~~837~~646.6390 0.00 0.00 B2 3,823,000.00 2,~~871~~752,~~418~~747.7419 4,~~328~~225.8676 4161,~~915~~669.7854 0.00 0.00 B3 1,911,000.00 1,~~435~~376,~~333~~013.8357 2,~~163~~112.8733 2030,~~952~~826.4170 0.00 0.00 B4 1,275,000.00 ~~957~~918,~~640~~062.3143 1,~~443~~409.7132 1320,~~979~~567.2427 0.00 0.00 B5 955,000.00 ~~717~~687,~~291~~646.3776 1,~~081~~055.3761 1015,~~470~~405.7229 0.00 0.00 B6 1,275,186.00 ~~957~~918,~~780~~196.0239 1,~~443~~409.9253 1320,~~981~~570.25 0.00 0.0102 WIO 0.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 637,179,741.55 ~~182~~168,~~558~~095,~~194~~650.2348 ~~276~~259,~~316~~037.3019 57,~~305~~343,~~787~~742.8213 0.00 0.0102 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 ~~562~~918,~~141~~349.8979 1614,~~476~~806,~~382~~866.5065 0.~~17584562~~15802756 ~~562~~918,~~141~~349.8979 1-A2 ~~479~~784,~~960~~093.6340 1412,~~067~~642,~~649~~205.2508 0.~~17584562~~15802756 ~~479~~784,~~960~~093.6340 1-A3 813,~~399~~721.3163 ~~246~~221,~~183~~238.8659 0.~~17584561~~15802756 813,~~399~~721.3163 1-AR 0.00 0.00 0.00000000 0.00 1-ALR 0.00 0.00 0.00000000 0.00 2-A1 ~~786~~795,~~078~~556.5734 2219,~~111~~874,~~953~~901.5256 0.~~29881018~~26857975 ~~786~~795,~~078~~556.5734 2-A2 1,~~540~~558,~~289~~860.0840 4338,~~327~~944,~~476~~063.4987 0.~~29881018~~26857975 1,~~540~~558,~~289~~860.0840 2-A3 ~~690~~699,~~708~~036.1200 1917,~~429~~463,~~235~~592.7056 0.~~29881018~~26857975 ~~690~~699,~~708~~036.1200 2-A4 12,~~216~~363.0938 ~~343~~308,~~631~~866.71 0.~~29881018~~26857975 12,~~216~~363.0938 3-A1 12,~~271~~510,~~913~~227.4839 4642,~~932~~834,~~033~~767.2537 0.~~29755420~~27157709 12,~~271~~510,~~913~~227.4839 AP 188,~~416~~514.9467 1,~~091~~080,~~275~~153.3209 0.~~65761046~~65090812 188,~~416~~514.9467 B1 ~~100~~142,~~218~~804.9173 65,~~122~~822,~~565~~800.3694 0.~~73899401~~70281242 ~~100~~142,~~218~~804.9173 B2 4665,~~244~~895.6529 2,~~825~~686,~~174~~851.0990 0.~~73899401~~70281242 4665,~~244~~895.6529 B3 2332,~~116~~939.2803 1,~~412~~343,~~217~~074.5554 0.~~73899401~~70281242 2332,~~116~~939.2803 B4 1521,~~422~~976.9559 ~~942~~896,~~217~~085.3684 0.~~73899401~~70281242 1521,~~422~~976.9559 B5 1116,~~552~~460.0990 ~~705~~671,~~739~~185.2887 0.~~73899401~~70281243 1116,~~552~~460.0990 B6 1521,~~425~~979.1880 ~~942~~896,~~354~~216.8459 0.~~73899403~~70281244 1521,~~425~~979.1778 WIO 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 57,~~582~~602,~~104~~779.1734 ~~176~~160,~~976~~492,~~090~~871.0816 0.~~27774908~~25188006 57,~~582~~602,~~104~~779.1632

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 93,698,000.00 ~~181~~167.~~84512348~~82873103 0.~~26911225~~25352590 59.~~73039563~~54764157 0.00000000 1-A2 80,000,000.00 ~~181~~167.~~84512350~~82873100 0.~~26911225~~25352587 59.~~73039562~~54764150 0.00000000 1-A3 1,400,000.00 ~~181~~167.~~84512143~~82872857 0.~~26911429~~25352857 59.~~73039286~~54764286 0.00000000 1-AR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 74,000,000.00 ~~309~~279.~~43286608~~33051216 0.~~47167959~~43035743 10.~~15100378~~32040392 0.00000000 2-A2 145,000,000.00 ~~309~~279.~~43286600~~33051214 0.~~47167952~~43035738 10.~~15100379~~32040393 0.00000000 2-A3 65,022,000.00 ~~309~~279.~~43286595~~33051213 0.~~47167959~~43035742 10.~~15100381~~32040402 0.00000000 2-A4 1,150,000.00 ~~309~~279.~~43286957~~33051304 0.~~47167826~~43035652 10.~~15100000~~32040000 0.00000000 3-A1 157,726,000.00 ~~305~~287.~~61826668~~49220014 0.~~46015964~~44563458 715.~~60391014~~46948017 0.00000000 AP 1,659,455.55 ~~668~~656.~~70863760~~03911476 1.~~36389914~~36242878 93.~~73427700~~76857337 0.00000000 B1 8,285,000.00 ~~751~~720.~~09043693~~04896560 1.~~13232106~~10535063 1016.~~96410742~~13118890 0.00000000 B2 3,823,000.00 ~~751~~720.~~09043683~~04896416 1.~~13232017~~10535182 1016.~~96410672~~13119016 0.00000000 B3 1,911,000.00 ~~751~~720.~~09043956~~04896389 1.~~13232339~~10535322 1016.~~96410780~~13118786 0.00000000 B4 1,275,000.00 ~~751~~720.~~09043922~~04896471 1.~~13232157~~10534902 1016.~~96410980~~13119216 0.00000000 B5 955,000.00 ~~751~~720.~~09043979~~04896335 1.~~13232461~~10535079 1016.~~96410471~~13119372 0.00000000 B6 1,275,186.00 ~~751~~720.~~09044484~~04898893 1.~~13232109~~10535247 1016.~~96408681~~13117616 0.00000000 WIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 59.~~99950789~~80116747 ~~175~~158.~~84561570~~02756356 0.~~17584562~~15802756 59.~~99950789~~80116747 1-A2 0.00000000 59.~~99950788~~80116750 ~~175~~158.~~84561562~~02756350 0.~~17584562~~15802756 59.~~99950788~~80116750 1-A3 0.00000000 59.~~99950714~~80116429 ~~175~~158.~~84561429~~02756429 0.~~17584561~~15802756 59.~~99950714~~80116429 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 0.00000000 10.~~62268338~~75076135 ~~298~~268.~~81018270~~57975081 0.~~29881018~~26857975 10.~~62268338~~75076135 2-A2 0.00000000 10.~~62268331~~75076138 ~~298~~268.~~81018269~~57975083 0.~~29881018~~26857975 10.~~62268331~~75076138 2-A3 0.00000000 10.~~62268340~~75076128 ~~298~~268.~~81018271~~57975085 0.~~29881018~~26857975 10.~~62268340~~75076128 2-A4 0.00000000 10.~~62268696~~75076522 ~~298~~268.~~81018261~~57974783 0.~~29881018~~26857975 10.~~62268696~~75076522 3-A1 0.00000000 815.~~06406984~~91511476 ~~297~~271.~~55419684~~57708539 0.~~29755420~~27157709 815.~~06406984~~91511476 AP 0.00000000 115.~~09818217~~13100215 ~~657~~650.~~61045543~~90811863 0.~~65761046~~65090812 115.~~09818217~~13100215 B1 0.00000000 1217.~~09642849~~23653953 ~~738~~702.~~99400845~~81242486 0.~~73899401~~70281242 1217.~~09642849~~23653953 B2 0.00000000 1217.~~09642951~~23653937 ~~738~~702.~~99400732~~81242480 0.~~73899401~~70281242 1217.~~09642951~~23653937 B3 0.00000000 1217.~~09643119~~23654108 ~~738~~702.~~99400837~~81242282 0.~~73899401~~70281242 1217.~~09643119~~23654108 B4 0.00000000 1217.~~09643137~~23654118 ~~738~~702.~~99400784~~81242353 0.~~73899401~~70281242 1217.~~09643137~~23654118 B5 0.00000000 1217.~~09642932~~23654450 ~~738~~702.~~99401047~~81242932 0.~~73899401~~70281243 1217.~~09642932~~23654450 B6 0.~~00000784~~00001568 1217.~~09641574~~23654432 ~~738~~702.~~99402911~~81244462 0.~~73899403~~70281244 1217.~~09640790~~23652863 WIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 93,698,000.00 4.33300% 1715,~~038~~725,~~524~~216.3844 6156,~~523~~781.2714 0.00 0.00 1-A2 80,000,000.00 4.33300% 1413,~~547~~426,~~609~~298.8848 5248,~~528~~480.9913 0.00 0.00 1-A3 1,400,000.00 4.33300% ~~254~~234,~~583~~960.1722 ~~919~~848.2640 0.00 0.00 1-AR 50.00 4.33300% 0.00 0.00 0.00 0.00 1-ALR 50.00 4.33300% 0.00 0.00 0.00 0.00 2-A1 74,000,000.00 4.12100% 2220,~~898~~670,~~032~~457.0990 7870,~~635~~985.6680 0.00 0.00 2-A2 145,000,000.00 4.72700% 4440,~~867~~502,~~765~~924.5726 ~~176~~159,~~741~~547.6177 0.00 0.00 2-A3 65,022,000.00 4.12100% 2018,~~119~~162,~~943~~628.8156 6962,~~095~~373.2449 0.00 0.00 2-A4 1,150,000.00 4.12100% ~~355~~321,~~847~~230.8009 1,~~222~~103.0416 0.00 0.00 3-A1 157,726,000.00 5.10000% 4845,~~203~~344,~~946~~994.7376 ~~204~~192,~~866~~716.7723 0.00 0.00 AP 1,659,455.55 0.00000% 1,~~109~~088,~~692~~667.2675 0.00 0.00 0.00 B1 8,285,000.00 4.~~57906~~58098% 65,~~222~~965,~~784~~605.2768 2322,~~745~~773.4061 0.00 0.00 B2 3,823,000.00 4.~~57906~~58098% 2,~~871~~752,~~418~~747.7419 10,~~956~~508.9957 0.00 0.00 B3 1,911,000.00 4.~~57906~~58098% 1,~~435~~376,~~333~~013.8357 5,~~477~~252.0691 0.00 0.00 B4 1,275,000.00 4.~~57906~~58098% ~~957~~918,~~640~~062.3143 3,~~654~~504.2469 0.00 0.00 B5 955,000.00 4.~~57906~~58098% ~~717~~687,~~291~~646.3776 2,~~737~~625.1008 0.00 0.00 B6 1,275,186.00 4.~~57906~~58098% ~~957~~918,~~780~~196.0239 3,~~654~~505.7720 0.00 0.00 WIO 0.00 0.~~50678~~49883% ~~164~~150,~~234~~242,~~885~~041.9122 6962,~~359~~454.4314 0.00 0.00 SES 0.00 0.00000% ~~182~~168,~~558~~095,~~194~~650.2549 0.00 0.00 0.00 Totals 637,179,741.55 ~~765~~703,~~117~~460.8332 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall ~~Loss~~Losses (4) Distribution Shortfall Balance 1-A1 0.00 0.00 6156,~~523~~781.2714 0.00 1614,~~476~~806,~~382~~866.5065 1-A2 0.00 0.00 5248,~~529~~480.0013 0.00 1412,~~067~~642,~~649~~205.2508 1-A3 0.00 0.00 ~~919~~848.2640 0.00 ~~246~~221,~~183~~238.8659 1-AR 0.00 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.00 0.00 0.00 2-A1 0.00 0.00 7870,~~635~~985.6680 0.00 2219,~~111~~874,~~953~~901.5256 2-A2 0.00 0.00 ~~176~~159,~~741~~547.6177 0.00 4338,~~327~~944,~~476~~063.4987 2-A3 0.00 0.00 6962,~~095~~373.2450 0.00 1917,~~429~~463,~~235~~592.7056 2-A4 0.00 0.00 1,~~222~~103.0416 0.00 ~~343~~308,~~631~~866.71 3-A1 0.00 0.00 ~~204~~192,~~866~~716.7823 0.00 4642,~~932~~834,~~033~~767.2537 AP 0.00 0.00 0.00 0.00 1,~~091~~080,~~275~~153.3209 B1 0.00 0.00 2322,~~745~~773.4061 0.00 65,~~122~~822,~~565~~800.3694 B2 0.00 0.00 10,~~956~~508.9957 0.00 2,~~825~~686,~~174~~851.0990 B3 0.00 0.00 5,~~477~~252.0691 0.00 1,~~412~~343,~~217~~074.5554 B4 0.00 0.00 3,~~654~~504.2469 0.00 ~~942~~896,~~217~~085.3684 B5 0.00 0.00 2,~~737~~625.1008 0.00 ~~705~~671,~~739~~185.2887 B6 0.00 0.00 3,~~654~~505.7720 0.00 ~~942~~896,~~354~~216.8459 WIO 0.00 0.00 6962,~~359~~454.4314 0.00 ~~159~~143,~~077~~127,~~559~~834.9621 SES 0.00 0.00 3533,~~621~~434.5867 0.00 ~~176~~160,~~976~~492,~~090~~871.0916 Totals 0.00 0.00 ~~800~~736,~~739~~895.4300 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 93,698,000.00 4.33300% ~~181~~167.~~84512348~~82873103 0.~~65661241~~60600162 0.00000000 0.00000000 1-A2 80,000,000.00 4.33300% ~~181~~167.~~84512350~~82873100 0.~~65661237~~60600163 0.00000000 0.00000000 1-A3 1,400,000.00 4.33300% ~~181~~167.~~84512143~~82872857 0.~~65661429~~60600000 0.00000000 0.00000000 1-AR 50.00 4.33300% 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 4.33300% 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 74,000,000.00 4.12100% ~~309~~279.~~43286608~~33051216 10.~~06264405~~95926757 0.00000000 0.00000000 2-A2 145,000,000.00 4.72700% ~~309~~279.~~43286600~~33051214 1.~~21890766~~10032945 0.00000000 0.00000000 2-A3 65,022,000.00 4.12100% ~~309~~279.~~43286595~~33051213 10.~~06264403~~95926748 0.00000000 0.00000000 2-A4 1,150,000.00 4.12100% ~~309~~279.~~43286957~~33051304 10.~~06264348~~95926957 0.00000000 0.00000000 3-A1 157,726,000.00 5.10000% ~~305~~287.~~61826668~~49220014 1.~~29887761~~22184187 0.00000000 0.00000000 AP 1,659,455.55 0.00000% ~~668~~656.~~70863760~~03911476 0.00000000 0.00000000 0.00000000 B1 8,285,000.00 4.~~57906~~58098% ~~751~~720.~~09043693~~04896560 2.~~86607121~~74877610 0.00000000 0.00000000 B2 3,823,000.00 4.~~57906~~58098% ~~751~~720.~~09043683~~04896416 2.~~86607115~~74877583 0.00000000 0.00000000 B3 1,911,000.00 4.~~57906~~58098% ~~751~~720.~~09043956~~04896389 2.~~86607012~~74877551 0.00000000 0.00000000 B4 1,275,000.00 4.~~57906~~58098% ~~751~~720.~~09043922~~04896471 2.~~86607059~~74877647 0.00000000 0.00000000 B5 955,000.00 4.~~57906~~58098% ~~751~~720.~~09043979~~04896335 2.~~86607330~~74877487 0.00000000 0.00000000 B6 1,275,186.00 4.~~57906~~58098% ~~751~~720.~~09044484~~04898893 2.~~86606817~~74877547 0.00000000 0.00000000 WIO 0.00 0.~~50678~~49883% ~~271~~248.~~74469370~~59199217 0.~~11476281~~10333725 0.00000000 0.00000000 SES 0.00 0.00000% ~~286~~263.~~50972769~~81198196 0.00000000 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall ~~Loss~~Losses (6) Distribution Shortfall Balance 1-A1 0.00000000 0.00000000 0.~~65661241~~60600162 0.00000000 ~~175~~158.~~84561570~~02756356 1-A2 0.00000000 0.00000000 0.~~65661250~~60600163 0.00000000 ~~175~~158.~~84561562~~02756350 1-A3 0.00000000 0.00000000 0.~~65661429~~60600000 0.00000000 ~~175~~158.~~84561429~~02756429 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 0.00000000 0.00000000 10.~~06264405~~95926757 0.00000000 ~~298~~268.~~81018270~~57975081 2-A2 0.00000000 0.00000000 1.~~21890766~~10032945 0.00000000 ~~298~~268.~~81018269~~57975083 2-A3 0.00000000 0.00000000 10.~~06264403~~95926763 0.00000000 ~~298~~268.~~81018271~~57975085 2-A4 0.00000000 0.00000000 10.~~06264348~~95926957 0.00000000 ~~298~~268.~~81018261~~57974783 3-A1 0.00000000 0.00000000 1.~~29887767~~22184187 0.00000000 ~~297~~271.~~55419684~~57708539 AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~657~~650.~~61045543~~90811863 B1 0.00000000 0.00000000 2.~~86607121~~74877610 0.00000000 ~~738~~702.~~99400845~~81242486 B2 0.00000000 0.00000000 2.~~86607115~~74877583 0.00000000 ~~738~~702.~~99400732~~81242480 B3 0.00000000 0.00000000 2.~~86607012~~74877551 0.00000000 ~~738~~702.~~99400837~~81242282 B4 0.00000000 0.00000000 2.~~86607059~~74877647 0.00000000 ~~738~~702.~~99400784~~81242353 B5 0.00000000 0.00000000 2.~~86607330~~74877487 0.00000000 ~~738~~702.~~99401047~~81242932 B6 0.00000000 0.00000000 2.~~86606817~~74877547 0.00000000 ~~738~~702.~~99402911~~81244462 WIO 0.00000000 0.00000000 0.~~11476281~~10333725 0.00000000 ~~263~~236.~~21133032~~82075371 SES 0.00000000 0.00000000 0.~~05590507~~05247290 0.00000000 ~~277~~251.~~74908482~~88005940 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage AP-1 0.00000% 0.00 0.00 113,~~637~~172.5228 ~~113~~112,~~350~~966.2928 34.~~18947975~~07365206% AP-2 0.00000% 0.00 0.00 ~~863~~843,~~325~~561.0163 ~~845~~835,~~589~~659.6664 7675.~~49812592~~59978485% AP-3 0.00000% 0.00 0.00 ~~132~~131,~~729~~933.7385 ~~132~~131,~~335~~527.3817 59.~~46403305~~10086920% WIO-1 0.~~39066~~39881% 3230,~~686~~107,~~562~~108.1136 3128,~~584~~300,~~213~~239.2484 0.00 0.00 1816.~~42703461~~51108087% WIO-2 0.~~63027~~61944% 8375,~~543~~077,~~377~~157.47 80 72,~~798~~363,~~761~~342.6515 0.00 0.00 2926.~~04604111~~01362407% WIO-3 0.~~37094~~36468% 4845,~~004~~057,~~946~~775.3306 4642,~~694~~464,~~585~~252.0722 0.00 0.00 3027.~~16529326~~43244467% SES-1 0.00000% 3532,~~472~~882,~~542~~691.1675 3431,~~364~~070,~~015~~218.2660 0.00 0.00 1917.~~04970901~~22379119% SES-2 0.00000% 9586,~~303~~395,~~354~~125.8321 9283,~~148~~207,~~658~~322.4845 0.00 0.00 3128.~~30335169~~26593595% SES-3 0.00000% 5148,~~782~~817,~~297~~833.2653 5046,~~463~~215,~~416~~330.3511 0.00 0.00 3128.~~07060173~~45503177%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 68,~~390~~347,~~982~~168.6358 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 68,~~390~~347,~~982~~168.6358 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 87,~~139~~494.0426 Payment of Interest and Principal 68,~~382~~339,~~843~~674.5932 Total Withdrawals (Pool Distribution Amount) 68,~~390~~347,~~982~~168.6358 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 7,~~606~~003.5999 Wells Fargo Trustee Fee ~~532~~490.4527 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 87,~~139~~494.0426

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 20 0 0 0 20 ~~1,297,639~~0.9800 0.00 0.00 0.00 ~~1,297,639~~0.9800 60 Days 01 0 0 0 01 0389,054.0065 0.00 0.00 0.00 0389,054.0065 90 Days 10 0 0 0 10 ~~367,055~~0.6200 0.00 0.00 0.00 ~~367,055~~0.6200 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 01 0 01 0.00 0.00 0367,055.0062 0.00 0367,055.0062 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 31 0 01 0 32 1389,~~664,695~~054.6065 0.00 0367,055.0062 0.00 1756,~~664,695~~110.6027 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~510204~~000000% 0.000000% 0.000000% 0.000000% 0.~~510204~~000000% 0.~~732299~~000000% 0.000000% 0.000000% 0.000000% 0.~~732299~~000000% 60 Days 0.~~000000~~278552% 0.000000% 0.000000% 0.000000% 0.~~000000~~278552% 0.~~000000~~242118% 0.000000% 0.000000% 0.000000% 0.~~000000~~242118% 90 Days 0.~~255102~~000000% 0.000000% 0.000000% 0.000000% 0.~~255102~~000000% 0.~~207141~~000000% 0.000000% 0.000000% 0.000000% 0.~~207141~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.~~000000~~278552% 0.000000% 0.~~000000~~278552% 0.000000% 0.000000% 0.~~000000~~228427% 0.000000% 0.~~000000~~228427% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~765306~~278552% 0.000000% 0.~~000000~~278552% 0.000000% 0.~~765306~~557103% 0.~~939440~~242118% 0.000000% 0.~~000000~~228427% 0.000000% 0.~~939440~~470545%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 01 0 0 0 01 0389,054.0065 0.00 0.00 0.00 0389,054.0065 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0389,054.0065 0.00 0.00 0.00 0389,054.0065 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 01.~~000000~~408451% 0.000000% 0.000000% 0.000000% 01.~~000000~~408451% 01.~~000000~~250742% 0.000000% 0.000000% 0.000000% 01.~~000000~~250742% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~000000~~408451% 0.000000% 0.000000% 0.000000% 01.~~000000~~408451% 01.~~000000~~250742% 0.000000% 0.000000% 0.000000% 01.~~000000~~250742% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 20 0 0 0 20 ~~1,297,639~~0.9800 0.00 0.00 0.00 ~~1,297,639~~0.9800 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 10 0 0 0 10 ~~367,055~~0.6200 0.00 0.00 0.00 ~~367,055~~0.6200 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 01 0 01 0.00 0.00 0367,055.0062 0.00 0367,055.0062 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 1 0 3 1~~,664,695.60~~ 0.00 0.00 367,055.62 0.00 1367,~~664,695~~055.6062 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~020408~~000000% 0.000000% 0.000000% 0.000000% 10.~~020408~~000000% 10.~~406433~~000000% 0.000000% 0.000000% 0.000000% 10.~~406433~~000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.~~510204~~000000% 0.000000% 0.000000% 0.000000% 0.~~510204~~000000% 0.~~397829~~000000% 0.000000% 0.000000% 0.000000% 0.~~397829~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.~~000000~~558659% 0.000000% 0.~~000000~~558659% 0.000000% 0.000000% 0.~~000000~~440599% 0.000000% 0.~~000000~~440599% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~530612~~000000% 0.000000% 0.~~000000~~558659% 0.000000% 10.~~530612~~558659% 10.~~804262~~000000% 0.000000% 0.~~000000~~440599% 0.000000% 10.~~804262~~440599% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 94,~~208~~034.6654

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 5.~~307096~~299809% Weighted Average Pass-Through Rate 5.~~029308~~021857% Weighted Average Maturity (Stepdown Calculation) ~~334~~332 Beginning Scheduled Collateral Loan Count ~~405~~376 Number Of Loans Paid In Full 1317 Ending Scheduled Collateral Loan Count ~~392~~359 Beginning Scheduled Collateral Balance ~~182~~168,~~558~~095,~~194~~650.2549 Ending Scheduled Collateral Balance ~~176~~160,~~976~~492,~~090~~871.0916 Ending Actual Collateral Balance at 30-~~Sep~~Nov-2004 ~~177~~160,~~200~~688,~~837~~191.6164 Monthly P &I Constant 1,~~083~~001,~~694~~432.5796 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 67,~~048~~938,~~182~~983.4990 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~176~~160,~~976~~492,~~090~~871.0916 Scheduled Principal ~~276~~259,~~316~~037.2919 Unscheduled Principal 57,~~305~~343,~~787~~742.8714

Miscellaneous Reporting Aggregate Subordinate Percentage 7.~~253986~~555536% Total Senior Percentage 92.~~746019~~444469%

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description 3 Year LIBOR Arm 5 Year LIBOR Arm 7 Year LIBOR Arm Weighted Average Coupon Rate 5.~~057602~~061733 5.~~195004~~177680 5.~~684311~~676312 Weighted Average Net Rate 4.~~682602~~686732 4.~~945004~~927680 5.~~434311~~426312 Weighted Average Maturity ~~334~~332 ~~334~~332 ~~330~~328 Beginning Loan Count 8075 ~~203~~186 ~~122~~115 Loans Paid In Full 34 7 36 Ending Loan Count 7771 ~~196~~179 ~~119~~109 Beginning Scheduled Balance 3532,~~472~~882,~~542~~691.1675 9586,~~303~~395,~~354~~125.8321 5148,~~782~~817,~~297~~833.2653 Ending scheduled Balance 3431,~~364~~070,~~015~~218.2660 9283,~~148~~207,~~658~~322.4845 5046,~~463~~215,~~416~~330.3511 Record Date 0911/30/2004 0911/30/2004 0911/30/2004 Principal And Interest Constant ~~202~~188,~~009~~383.5387 ~~558~~506,~~277~~306.6348 ~~323~~306,~~407~~742.4161 Scheduled Principal 5249,~~504~~681.5404 ~~145~~133,~~693~~534.2458 7875,~~118~~821.5157 Unscheduled Principal 1,~~056~~762,~~022~~792.3611 3,~~009~~054,~~003~~268.1118 12,~~240~~526,~~762~~681.4085 Scheduled Interest ~~149~~138,~~504~~702.9983 ~~412~~372,~~584~~771.3990 ~~245~~230,~~288~~921.9004 Servicing ~~Fee~~Fees 1110,~~085~~275.1785 1917,~~854~~998.8797 10,~~787~~170.9838 Master Servicing ~~Fee~~Fees 0.00 0.00 0.00 Trustee Fee ~~103~~95.4690 ~~277~~251.9698 ~~151~~142.0339 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~138~~128,~~316~~331.3608 ~~392~~354,~~451~~520.5695 ~~234~~220,~~349~~608.8927 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~679102~~683233 4.~~941504~~924180 5.~~430811~~422812

Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 5.~~307096~~299809 Weighted Average Net Rate 5.~~032808~~025357 Weighted Average Maturity ~~334~~332 Beginning Loan Count ~~405~~376 Loans Paid In Full 1317 Ending Loan Count ~~392~~359 Beginning Scheduled Balance ~~182~~168,~~558~~095,~~194~~650.2549 Ending scheduled Balance ~~176~~160,~~976~~492,~~090~~871.0916 Record Date 0911/30/2004 Principal And Interest Constant 1,~~083~~001,~~694~~432.5796 Scheduled Principal ~~276~~259,~~316~~037.2919 Unscheduled Principal 57,~~305~~343,~~787~~742.8714 Scheduled Interest ~~807~~742,~~378~~395.2877 Servicing ~~Fee~~Fees 4138,~~728~~445.0220 Master Servicing ~~Fee~~Fees 0.00 Trustee Fee ~~532~~490.4527 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest ~~765~~703,~~117~~460.8130 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 5.~~029308~~021857

Miscellaneous Reporting Group Group 1 CPR 3048.~~456167~~429279% Subordinate Percentage 910.~~949934~~323762% Senior Prepayment Percentage 9594.~~025033~~838119% Senior Percentage 9089.~~050066~~676238% Subordinate Prepayment Percentage 5290,~~531~~991.2882 Group Group 2 CPR 3135.~~994651~~117284% Subordinate Percentage 6.~~563353~~889777% Senior Prepayment Percentage 96.~~718324~~555111% Senior Percentage 93.~~436647~~110223% Subordinate Prepayment Percentage 98105,~~220~~003.6644 Group Group 3 CPR 2547.~~284269~~205183% Subordinate Percentage 6.~~671149~~862160% Senior Prepayment Percentage 96.~~664426~~568920% Senior Percentage 93.~~328851~~137840% Subordinate Prepayment Percentage 4186,~~385~~690.1270

Filing Compare · BANK OF AMERICA MORT SEC INC MORT PASS-THR CERT SER 2002-L