8-K 1 mlm04a02_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2004-A02 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-112231-19 54-6636561 Pooling and Servicing Agreement) (Commission 54-6636562 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Pass-Through Certificates, Series 2004-A02 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A02 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2004-A02 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 1/5/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-A02 Trust, relating to the December 27, 2004 distribution. EX-99.1

Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Record Date: 1011/3130/2004 Distribution Date: 1112/2627/2004 ~~MLM~~Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Series: 2004-A02 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution I-A 59020UGT6 SEQ 3.~~83821~~83057% ~~352~~339,~~487~~550,~~443~~083.9702 1,~~127~~083,~~433~~890.5081 1210,~~937~~347,~~360~~976.9565 II-A1 59020UGU3 SEQ 4.~~69796~~70009% 2221,~~022~~855,~~212~~023.4362 8685,~~216~~600.2453 ~~167~~139,~~188~~929.8112 II-A2 59020UGV1 SEQ 4.~~69796~~70009% 29,~~356~~133,~~426~~557.2536 114,~~929~~108.4568 ~~222~~186,~~868~~530.8971 II-A3 59020UGW9 SEQ 4.~~69796~~70009% 2,~~054~~039,~~949~~349.8402 87,~~045~~987.0661 1513,~~600~~057.8215 M-1 59020UGX7 SUB 3.~~94968~~94328% 7,~~627~~622,~~540~~750.4089 25,~~105~~048.3185 4,~~789~~801.5149 M-2 59020UGY5 SUB 3.~~94968~~94328% 2,~~832~~830,~~487~~708.1859 9,~~322~~301.8689 1,~~778~~783.5803 M-3 59020UGZ2 SUB 3.~~94968~~94328% 1,~~526~~525,~~107~~149.3406 5,~~023~~011.0474 ~~958~~960.2867 B-1 MLM04A2B1 SUB 3.~~94968~~94328% 1,~~525~~524,~~108~~150.5792 5,~~019~~008.7546 ~~957~~960.6505 B-2 MLM04A2B2 SUB 3.~~94968~~94328% 1,~~088~~087,~~649~~966.8728 3,~~583~~575.1913 ~~683~~685.5930 B-3 MLM04A2B3 SUB 3.~~94968~~94328% 654,~~889~~477.1290 2,~~155~~150.5066 ~~411~~412.2225 R-I MLM04A2RI SEQ 0.00000% 0.00 0.00 0.00 R-II MLM4A2RII SEQ 0.00000% 0.00 0.3822 0.00 Totals ~~421~~407,~~175~~823,~~814~~216.9766 1,~~386~~341,~~834~~684.2858 1310,~~352~~697,~~598~~096.3042

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses I-A 0.00 ~~339~~329,~~550~~202,~~083~~106.0237 1411,~~064~~431,~~794~~867.4546 0.00 II-A1 0.00 21,~~855~~715,~~023~~094.6250 ~~253~~225,~~405~~529.0565 0.00 II-A2 0.00 2928,~~133~~947,~~557~~026.3666 ~~337~~300,~~798~~639.3439 0.00 II-A3 0.00 2,~~039~~026,~~349~~291.0287 2321,~~645~~044.8876 0.00 M-1 0.00 7,~~622~~617,~~750~~949.8940 29,~~894~~850.8234 0.00 M-2 0.00 2,~~830~~828,~~708~~925.5956 11,~~101~~084.4492 0.00 M-3 0.00 1,~~525~~524,~~149~~188.0638 5,~~981~~972.3241 0.00 B-1 0.00 1,~~524~~523,~~150~~190.9288 5,~~977~~968.4051 0.00 B-2 0.00 1,087,~~966~~280.2898 4,~~266~~260.7843 0.00 B-3 0.00 654,~~477~~065.9065 2,~~566~~562.7291 0.00 R-I 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.3822 0.00 Totals 0.00 ~~407~~397,~~823~~126,~~216~~120.6625 1412,~~739~~038,~~432~~781.5800 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) I-A 366,467,000.00 ~~352~~339,~~487~~550,~~443~~083.9702 ~~206~~199,~~732~~754.1514 1210,~~730~~148,~~628~~222.8051 0.00 0.00 II-A1 22,505,000.00 2221,~~022~~855,~~212~~023.4362 19,~~952~~870.2968 ~~147~~120,~~236~~058.5344 0.00 0.00 II-A2 30,000,000.00 29,~~356~~133,~~426~~557.2536 26,~~597~~488.1436 ~~196~~160,~~271~~042.7535 0.00 0.00 II-A3 2,100,000.00 2,~~054~~039,~~949~~349.8402 1,~~861~~854.8018 1311,~~739~~202.0296 0.00 0.00 M-1 7,637,000.00 7,~~627~~622,~~540~~750.4089 4,~~789~~801.5149 0.00 0.00 0.00 M-2 2,836,000.00 2,~~832~~830,~~487~~708.1859 1,~~778~~783.5803 0.00 0.00 0.00 M-3 1,528,000.00 1,~~526~~525,~~107~~149.3406 ~~958~~960.2867 0.00 0.00 0.00 B-1 1,527,000.00 1,~~525~~524,~~108~~150.5792 ~~957~~960.6505 0.00 0.00 0.00 B-2 1,090,000.00 1,~~088~~087,~~649~~966.8728 ~~683~~685.5930 0.00 0.00 0.00 B-3 655,701.31 654,~~889~~477.1290 ~~411~~412.2225 0.00 0.00 0.00 R-I 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Totals 436,345,701.31 ~~421~~407,~~175~~823,~~814~~216.9766 ~~264~~257,~~722~~570.2115 1310,~~087~~439,~~876~~526.1026 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution I-A 1210,~~937~~347,~~360~~976.9565 ~~339~~329,~~550~~202,~~083~~106.0237 0.~~92655023~~89831310 1210,~~937~~347,~~360~~976.9565 II-A1 ~~167~~139,~~188~~929.8112 21,~~855~~715,~~023~~094.6250 0.~~97111858~~96490089 ~~167~~139,~~188~~929.8112 II-A2 ~~222~~186,~~868~~530.8971 2928,~~133~~947,~~557~~026.3666 0.~~97111858~~96490089 ~~222~~186,~~868~~530.8971 II-A3 1513,~~600~~057.8215 2,~~039~~026,~~349~~291.0287 0.~~97111858~~96490089 1513,~~600~~057.8215 M-1 4,~~789~~801.5149 7,~~622~~617,~~750~~949.8940 0.~~99813420~~99750549 4,~~789~~801.5149 M-2 1,~~778~~783.5803 2,~~830~~828,~~708~~925.5956 0.~~99813420~~99750549 1,~~778~~783.5803 M-3 ~~958~~960.2867 1,~~525~~524,~~149~~188.0638 0.~~99813420~~99750548 ~~958~~960.2867 B-1 ~~957~~960.6505 1,~~524~~523,~~150~~190.9288 0.~~99813420~~99750549 ~~957~~960.6505 B-2 ~~683~~685.5930 1,087,~~966~~280.2898 0.~~99813420~~99750549 ~~683~~685.5930 B-3 ~~411~~412.2225 654,~~477~~065.9065 0.~~99813420~~99750548 ~~411~~412.2225 R-I 0.00 0.00 0.00000000 0.00 R-I 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 R-II 0.00 0.00 0.00000000 0.00 Totals 1310,~~352~~697,~~598~~096.3042 ~~407~~397,~~823~~126,~~216~~120.6625 0.~~93463329~~91011810 1310,~~352~~697,~~598~~096.3042

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion I-A 366,467,000.00 ~~961~~926.~~85316541~~55022968 0.~~56412214~~54508084 3427.~~73881359~~69205006 0.00000000 II-A1 22,505,000.00 ~~978~~971.~~54754188~~11857898 0.~~88657143~~88294512 65.~~54239191~~33474517 0.00000000 II-A2 30,000,000.00 ~~978~~971.~~54754167~~11857867 0.~~88657133~~88294533 65.~~54239167~~33474500 0.00000000 II-A3 2,100,000.00 ~~978~~971.~~54754286~~11858095 0.~~88657143~~88294286 65.~~54239048~~33474286 0.00000000 M-1 7,637,000.00 998.~~76134608~~13420060 0.~~62714548~~62871415 0.00000000 0.00000000 M-2 2,836,000.00 998.~~76134697~~13419958 0.~~62714386~~62871298 0.00000000 0.00000000 M-3 1,528,000.00 998.~~76134817~~13420157 0.~~62714660~~62871073 0.00000000 0.00000000 B-1 1,527,000.00 998.~~76134250~~13419777 0.~~62714473~~62871644 0.00000000 0.00000000 B-2 1,090,000.00 998.~~76134862~~13420183 0.~~62714679~~62871560 0.00000000 0.00000000 B-3 655,701.31 998.~~76134150~~13419619 0.~~62714531~~62871615 0.00000000 0.00000000 R-I 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution I-A 0.00000000 3528.~~30293574~~23713090 ~~926~~898.~~55022968~~31309878 0.~~92655023~~89831310 3528.~~30293574~~23713090 II-A1 0.00000000 76.~~42896290~~21769029 ~~971~~964.~~11857898~~90088869 0.~~97111858~~96490089 76.~~42896290~~21769029 II-A2 0.00000000 76.~~42896300~~21769033 ~~971~~964.~~11857867~~90088867 0.~~97111858~~96490089 76.~~42896300~~21769033 II-A3 0.00000000 76.~~42896190~~21769048 ~~971~~964.~~11858095~~90089048 0.~~97111858~~96490089 76.~~42896190~~21769048 M-1 0.00000000 0.~~62714548~~62871415 ~~998~~997.~~13420060~~50548645 0.~~99813420~~99750549 0.~~62714548~~62871415 M-2 0.00000000 0.~~62714386~~62871298 ~~998~~997.~~13419958~~50548660 0.~~99813420~~99750549 0.~~62714386~~62871298 M-3 0.00000000 0.~~62714660~~62871073 ~~998~~997.~~13420157~~50548429 0.~~99813420~~99750548 0.~~62714660~~62871073 B-1 0.00000000 0.~~62714473~~62871644 ~~998~~997.~~13419777~~50548788 0.~~99813420~~99750549 0.~~62714473~~62871644 B-2 0.00000000 0.~~62714679~~62871560 ~~998~~997.~~13420183~~50548624 0.~~99813420~~99750549 0.~~62714679~~62871560 B-3 0.00000000 0.~~62714531~~62871615 ~~998~~997.~~13419619~~50548005 0.~~99813420~~99750548 0.~~62714531~~62871615 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall I-A 366,467,000.00 3.~~83821~~83057% ~~352~~339,~~487~~550,~~443~~083.9702 1,~~127~~083,~~433~~890.5081 0.00 0.00 II-A1 22,505,000.00 4.~~69796~~70009% 2221,~~022~~855,~~212~~023.4362 8685,~~216~~600.2453 0.00 0.00 II-A2 30,000,000.00 4.~~69796~~70009% 29,~~356~~133,~~426~~557.2536 114,~~929~~108.4568 0.00 0.00 II-A3 2,100,000.00 4.~~69796~~70009% 2,~~054~~039,~~949~~349.8402 87,~~045~~987.0661 0.00 0.00 M-1 7,637,000.00 3.~~94968~~94328% 7,~~627~~622,~~540~~750.4089 25,~~105~~048.3185 0.00 0.00 M-2 2,836,000.00 3.~~94968~~94328% 2,~~832~~830,~~487~~708.1859 9,~~322~~301.8689 0.00 0.00 M-3 1,528,000.00 3.~~94968~~94328% 1,~~526~~525,~~107~~149.3406 5,~~023~~011.0474 0.00 0.00 B-1 1,527,000.00 3.~~94968~~94328% 1,~~525~~524,~~108~~150.5792 5,~~019~~008.7546 0.00 0.00 B-2 1,090,000.00 3.~~94968~~94328% 1,~~088~~087,~~649~~966.8728 3,~~583~~575.1913 0.00 0.00 B-3 655,701.31 3.~~94968~~94328% 654,~~889~~477.1290 2,~~155~~150.5066 0.00 0.00 R-I 0.00 0.00000% 0.00 0.00 0.00 0.00 R-II 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 436,345,701.31 1,~~386~~341,~~833~~684.9036 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance I-A 0.00 0.00 1,~~127~~083,~~433~~890.5081 0.00 ~~339~~329,~~550~~202,~~083~~106.0237 II-A1 0.00 0.00 8685,~~216~~600.2453 0.00 21,~~855~~715,~~023~~094.6250 II-A2 0.00 0.00 114,~~929~~108.4568 0.00 2928,~~133~~947,~~557~~026.3666 II-A3 0.00 0.00 87,~~045~~987.0661 0.00 2,~~039~~026,~~349~~291.0287 M-1 0.00 0.00 25,~~105~~048.3185 0.00 7,~~622~~617,~~750~~949.8940 M-2 0.00 0.00 9,~~322~~301.8689 0.00 2,~~830~~828,~~708~~925.5956 M-3 0.00 0.00 5,~~023~~011.0474 0.00 1,~~525~~524,~~149~~188.0638 B-1 0.00 0.00 5,~~019~~008.7546 0.00 1,~~524~~523,~~150~~190.9288 B-2 0.00 0.00 3,~~583~~575.1913 0.00 1,087,~~966~~280.2898 B-3 0.00 0.00 2,~~155~~150.5066 0.00 654,~~477~~065.9065 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.3822 0.00 0.00 Totals 0.00 0.00 1,~~386~~341,~~834~~684.2858 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall I-A 366,467,000.00 3.~~83821~~83057% ~~961~~926.~~85316541~~55022968 32.~~07649393~~95767643 0.00000000 0.00000000 II-A1 22,505,000.00 4.~~69796~~70009% ~~978~~971.~~54754188~~11857898 3.~~83098156~~80362275 0.00000000 0.00000000 II-A2 30,000,000.00 4.~~69796~~70009% ~~978~~971.~~54754167~~11857867 3.~~83098167~~80362267 0.00000000 0.00000000 II-A3 2,100,000.00 4.~~69796~~70009% ~~978~~971.~~54754286~~11858095 3.~~83098095~~80362381 0.00000000 0.00000000 M-1 7,637,000.00 3.~~94968~~94328% 998.~~76134608~~13420060 3.~~28732618~~27993322 0.00000000 0.00000000 M-2 2,836,000.00 3.~~94968~~94328% 998.~~76134697~~13419958 3.~~28732722~~27993300 0.00000000 0.00000000 M-3 1,528,000.00 3.~~94968~~94328% 998.~~76134817~~13420157 3.~~28732984~~27993455 0.00000000 0.00000000 B-1 1,527,000.00 3.~~94968~~94328% 998.~~76134250~~13419777 3.~~28732809~~27993451 0.00000000 0.00000000 B-2 1,090,000.00 3.~~94968~~94328% 998.~~76134862~~13420183 3.~~28733028~~27993578 0.00000000 0.00000000 B-3 655,701.31 3.~~94968~~94328% 998.~~76134150~~13419619 3.~~28731995~~27993854 0.00000000 0.00000000 R-I 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance I-A 0.00000000 0.00000000 32.~~07649393~~95767643 0.00000000 ~~926~~898.~~55022968~~31309878 II-A1 0.00000000 0.00000000 3.~~83098156~~80362275 0.00000000 ~~971~~964.~~11857898~~90088869 II-A2 0.00000000 0.00000000 3.~~83098167~~80362267 0.00000000 ~~971~~964.~~11857867~~90088867 II-A3 0.00000000 0.00000000 3.~~83098095~~80362381 0.00000000 ~~971~~964.~~11858095~~90089048 M-1 0.00000000 0.00000000 3.~~28732618~~27993322 0.00000000 ~~998~~997.~~13420060~~50548645 M-2 0.00000000 0.00000000 3.~~28732722~~27993300 0.00000000 ~~998~~997.~~13419958~~50548660 M-3 0.00000000 0.00000000 3.~~28732984~~27993455 0.00000000 ~~998~~997.~~13420157~~50548429 B-1 0.00000000 0.00000000 3.~~28732809~~27993451 0.00000000 ~~998~~997.~~13419777~~50548788 B-2 0.00000000 0.00000000 3.~~28733028~~27993578 0.00000000 ~~998~~997.~~13420183~~50548624 B-3 0.00000000 0.00000000 3.~~28731995~~27993854 0.00000000 ~~998~~997.~~13419619~~50548005 R-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1412,~~827~~123,~~177~~744.5515 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 1412,~~827~~123,~~177~~744.5515 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 8784,~~744~~963.9617 Payment of Interest and Principal 1412,~~739~~038,~~432~~780.5998 Total Withdrawals (Pool Distribution Amount) 1412,~~827~~123,~~177~~744.5515 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 8784,~~744~~963.9617 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 8784,~~744~~963.9617

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 64 0 0 0 64 1,~~935~~041,~~805~~875.9741 0.00 0.00 0.00 1,~~935~~041,~~805~~875.9741 60 Days 01 0 0 0 01 0401,893.0043 0.00 0.00 0.00 0401,893.0043 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 65 0 0 0 65 1,~~935~~443,~~805~~768.9784 0.00 0.00 0.00 1,~~935~~443,~~805~~768.9784 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~546448~~373134% 0.000000% 0.000000% 0.000000% 0.~~546448~~373134% 0.~~474434~~262227% 0.000000% 0.000000% 0.000000% 0.~~474434~~262227% 60 Days 0.~~000000~~093284% 0.000000% 0.000000% 0.000000% 0.~~000000~~093284% 0.~~000000~~101151% 0.000000% 0.000000% 0.000000% 0.~~000000~~101151% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~546448~~466418% 0.000000% 0.000000% 0.000000% 0.~~546448~~466418% 0.~~474434~~363378% 0.000000% 0.000000% 0.000000% 0.~~474434~~363378%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 43 0 0 0 43 1918,~~641,670~~899.7425 0.00 0.00 0.00 1918,~~641,670~~899.7425 60 Days 01 0 0 0 01 0401,893.0043 0.00 0.00 0.00 0401,893.0043 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 4 0 0 0 4 1,~~641~~320,~~670~~792.7468 0.00 0.00 0.00 1,~~641~~320,~~670~~792.7468 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~418410~~322234% 0.000000% 0.000000% 0.000000% 0.~~418410~~322234% 0.~~465088~~268203% 0.000000% 0.000000% 0.000000% 0.~~465088~~268203% 60 Days 0.~~000000~~107411% 0.000000% 0.000000% 0.000000% 0.~~000000~~107411% 0.~~000000~~117302% 0.000000% 0.000000% 0.000000% 0.~~000000~~117302% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~418410~~429646% 0.000000% 0.000000% 0.000000% 0.~~418410~~429646% 0.~~465088~~385505% 0.000000% 0.000000% 0.000000% 0.~~465088~~385505% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 21 0 0 0 21 ~~294~~122,~~135~~976.2316 0.00 0.00 0.00 ~~294~~122,~~135~~976.2316 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 21 0 0 0 21 ~~294~~122,~~135~~976.2316 0.00 0.00 0.00 ~~294~~122,~~135~~976.2316 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~408451~~709220% 0.000000% 0.000000% 0.000000% 10.~~408451~~709220% 0.~~534361~~224799% 0.000000% 0.000000% 0.000000% 0.~~534361~~224799% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~408451~~709220% 0.000000% 0.000000% 0.000000% 10.~~408451~~709220% 0.~~534361~~224799% 0.000000% 0.000000% 0.000000% 0.~~534361~~224799%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 85,~~186~~410.6540

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 104,376.00 0.02392048% 104,376.00 0.~~02559344~~02628283% Fraud 4,363,457.00 1.00000000% 4,363,457.00 1.~~06993835~~09875850% Special Hazard 4,363,457.00 1.00000000% 4,363,457.00 1.~~06993835~~09875850% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 4.~~201322~~197841% Weighted Average Net Coupon 3.~~951322~~947841% Weighted Average Pass-Through Rate 3.~~951322~~947841% Weighted Average Maturity (Stepdown Calculation) ~~356~~355 Beginning Scheduled Collateral Loan Count 1,~~127~~098 Number Of Loans Paid In Full 2926 Ending Scheduled Collateral Loan Count 1,~~098~~072 Beginning Scheduled Collateral Balance ~~421~~407,~~175~~823,~~814~~216.9766 Ending Scheduled Collateral Balance ~~407~~397,~~823~~126,~~216~~120.6625 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2004 ~~408~~397,~~024~~318,~~595~~419.0840 Monthly P &I Constant 1,~~739~~684,~~301~~217.3978 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal ~~264~~257,~~722~~570.2115 Unscheduled Principal 1310,~~087~~439,~~876~~526.1026

Group Level Collateral Statement Group Group 1 Group 2 Total Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Mixed Fixed & Arm Weighted Average Coupon Rate 4.~~088209~~080566 4.~~947962~~950094 4.~~201322~~197841 Weighted Average Net Rate 3.~~838209~~830566 4.~~697962~~700094 3.~~951322~~947841 Weighted Average Maturity ~~357~~356 354 355 ~~356~~ Beginning Loan Count ~~984~~956 ~~143~~142 1,~~127~~098 Loans Paid In Full 2825 1 2926 Ending Loan Count ~~956~~931 ~~142~~141 1,~~098~~072 Beginning Scheduled Balance ~~365~~352,~~764~~819,~~281~~133.5075 55,~~411~~004,~~533~~082.4791 ~~421~~407,~~175~~823,~~814~~216.9766 Ending scheduled Balance ~~352~~342,~~819~~463,~~133~~351.7504 5554,~~004~~662,~~082~~769.9121 ~~407~~397,~~823~~126,~~216~~120.6625 Record Date 1011/3130/2004 1011/3130/2004 1011/3130/2004 Principal And Interest Constant 1,~~460~~407,~~619~~311.6770 ~~278~~276,~~681~~906.7208 1,~~739~~684,~~301~~217.3978 Scheduled Principal ~~214~~207,~~518~~560.9520 50,~~203~~009.2695 ~~264~~257,~~722~~570.2115 Unscheduled Principal 1210,~~730~~148,~~628~~222.8051 ~~357~~291,~~247~~303.3075 1310,~~087~~439,~~876~~526.1026 Scheduled Interest 1,~~246~~199,~~100~~751.7250 ~~228~~226,~~478~~896.4613 1,~~474~~426,~~579~~647.1863 Servicing Fees 7673,~~200~~503.8999 11,~~544~~459.0718 8784,~~744~~963.9617 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,~~169~~126,~~899~~247.8351 ~~216~~215,~~934~~436.3995 1,~~386~~341,~~834~~684.2246 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 3.~~838209~~830566 4.~~697962~~700094 3.~~951322~~947841

Filing Compare · MERRILL LYNCH MORT INV INC MLMI Series 2004-A2