8-K 1 gpm05ar1_10505.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2005 GREENPOINT MTA TRUST Mortgage Pass-Through Certificates, Series 2005-AR1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106323-28 Pooling and Servicing Agreement) (Commission 54-2173140 (State or other File Number) 54-2173141 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On May 25, 2005 a distribution was made to holders of GREENPOINT MTA TRUST, Mortgage Pass-Through Certificates, Series 2005-AR1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-AR1 Trust, relating to the May 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. GREENPOINT MTA TRUST Mortgage Pass-Through Certificates, Series 2005-AR1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 6/1/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-AR1 Trust, relating to the May 25, 2005 distribution. EX-99.1

~~SECURITIES~~GreenPoint ~~AND~~MTA ~~EXCHANGE~~Mortgage ~~COMMISSION~~Pass-Through Certificates Record Date: 4/29/2005 Distribution Date: 5/25/2005 GreenPoint MTA Mortgage Pass-Through Certificates Series GPM 2005-AR1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 39538RAA7 SEN 3.30400% 226,246,000.00 539,873.23 3,230,530.80 A-2 39538RAB5 SEN 3.28400% 659,333,000.00 1,563,791.36 9,414,511.48 A-3 39538RAC3 SEN 3.34400% 329,667,000.00 796,182.43 4,707,262.88 A-4 39538RAD1 SEN 3.36400% 135,027,000.00 328,055.60 1,928,029.15 X-1 39538RAE9 SUB 2.09597% 0.00 2,358,442.54 0.00 M-X 39538RAT6 SUB 1.50278% 0.00 187,885.09 0.00 M-1 39538RAF6 SUB 3.49400% 24,005,000.00 60,575.28 2,621.71 M-2 39538RAG4 SUB 3.54400% 21,004,000.00 53,760.90 2,293.96 M-3 39538RAH2 SUB 3.56400% 13,503,000.00 34,756.72 1,474.73 M-4 39538RAJ8 SUB 3.69400% 12,002,000.00 32,020.00 1,310.80 M-5 39538RAK5 SUB 3.71400% 10,502,000.00 28,169.86 1,146.98 M-6 39538RAL3 SUB 3.78400% 9,752,000.00 26,651.13 1,065.07 M-7A 39538RAM1 SUB 4.21400% 500,000.00 1,521.72 54.61 M-7B 39538RAR0 SUB 4.21400% 7,752,000.00 23,592.78 846.64 B-1A 39538RAN9 SUB 4.36400% 3,751,000.00 11,822.32 409.67 B-1B 39538RAS8 SUB 4.36400% 3,751,000.00 11,822.32 409.67 B-2 39538RAP4 SUB 4.71400% 4,501,000.00 15,323.90 491.58 B-3 39538RAQ2 SUB 4.71400% 4,501,000.00 15,323.90 491.58 B-4 39538RAV1 SUB 4.71400% 14,253,000.00 48,525.13 1,556.64 B-5 39538RAW9 SUB 4.71400% 12,002,000.00 40,861.48 1,310.80 B-6 39538RAX7 SUB 4.71400% 8,250,869.00 28,090.54 901.12 R 39538RAU3 RES 0.00000% 100.00 0.00 100.00 Totals 1,500,302,969.00 6,207,048.23 19,296,819.87

~~Washington~~Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 223,015,469.20 D3,770,404.C03 0.00 ~~20549~~A-2 0.00 649,918,488.52 10,978,302.84 0.00 A-3 0.00 324,959,737.12 5,503,445.31 0.00 A-4 0.00 133,098,970.85 2,256,084.75 0.00 X-1 0.00 0.00 2,358,442.54 0.00 M-X 0.00 0.00 187,885.09 0.00 M-1 0.00 24,002,378.29 63,196.99 0.00 M-2 0.00 21,001,706.04 56,054.86 0.00 M-3 0.00 13,501,525.27 36,231.45 0.00 M-4 0.00 12,000,689.20 33,330.80 0.00 M-5 0.00 10,500,853.02 29,316.84 0.00 M-6 0.00 9,750,934.93 27,716.20 0.00 M-7A 0.00 499,945.39 1,576.33 0.00 M-7B 0.00 7,751,153.36 24,439.42 0.00 B-1A 0.00 3,750,590.33 12,231.99 0.00 B-1B 0.00 3,750,590.33 12,231.99 0.00 B-2 0.00 4,500,508.42 15,815.48 0.00 B-3 0.00 4,500,508.42 15,815.48 0.00 B-4 0.00 14,251,443.36 50,081.77 0.00 B-5 0.00 12,000,689.20 42,172.28 0.00 B-6 0.00 8,249,967.88 28,991.66 0.00 R 0.00 0.00 100.00 0.00 Totals 0.00 1,481,006,149.13 25,503,868.10 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

~~FORM~~Principal 8Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-K1 226,246,000.00 226,246,000.00 24,709.43 3,205,821.37 0.00 0.00 A-2 659,333,000.00 659,333,000.00 72,008.97 9,342,502.51 0.00 0.00 A-3 329,667,000.00 329,667,000.00 36,004.54 4,671,258.34 0.00 0.00 A-4 135,027,000.00 135,027,000.00 14,746.96 1,913,282.19 0.00 0.00 X-1 0.00 0.00 0.00 0.00 0.00 0.00 M-X 0.00 0.00 0.00 0.00 0.00 0.00 M-1 24,005,000.00 24,005,000.00 2,621.71 0.00 0.00 0.00 M-2 21,004,000.00 21,004,000.00 2,293.96 0.00 0.00 0.00 M-3 13,503,000.00 13,503,000.00 1,474.73 0.00 0.00 0.00 M-4 12,002,000.00 12,002,000.00 1,310.80 0.00 0.00 0.00 M-5 10,502,000.00 10,502,000.00 1,146.98 0.00 0.00 0.00 M-6 9,752,000.00 9,752,000.00 1,065.07 0.00 0.00 0.00 M-7A 500,000.00 500,000.00 54.61 0.00 0.00 0.00 M-7B 7,752,000.00 7,752,000.00 846.64 0.00 0.00 0.00 B-1A 3,751,000.00 3,751,000.00 409.67 0.00 0.00 0.00 B-1B 3,751,000.00 3,751,000.00 409.67 0.00 0.00 0.00 B-2 4,501,000.00 4,501,000.00 491.58 0.00 0.00 0.00 B-3 4,501,000.00 4,501,000.00 491.58 0.00 0.00 0.00 B-4 14,253,000.00 14,253,000.00 1,556.64 0.00 0.00 0.00 B-5 12,002,000.00 12,002,000.00 1,310.80 0.00 0.00 0.00 B-6 8,250,869.00 8,250,869.00 901.12 0.00 0.00 0.00 R 100.00 100.00 0.00 100.00 0.00 0.00 Totals 1,500,302,969.00 1,500,302,969.00 163,855.46 19,132,964.41 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~CURRENT~~Principal ~~REPORT~~Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 3,230,530.80 223,015,469.20 0.98572116 3,230,530.80 A-2 9,414,511.48 649,918,488.52 0.98572116 9,414,511.48 A-3 4,707,262.88 324,959,737.12 0.98572116 4,707,262.88 A-4 1,928,029.15 133,098,970.85 0.98572116 1,928,029.15 X-1 0.00 0.00 0.00000000 0.00 M-X 0.00 0.00 0.00000000 0.00 M-1 2,621.71 24,002,378.29 0.99989078 2,621.71 M-2 2,293.96 21,001,706.04 0.99989078 2,293.96 M-3 1,474.73 13,501,525.27 0.99989079 1,474.73 M-4 1,310.80 12,000,689.20 0.99989078 1,310.80 M-5 1,146.98 10,500,853.02 0.99989078 1,146.98 M-6 1,065.07 9,750,934.93 0.99989078 1,065.07 M-7A 54.61 499,945.39 0.99989078 54.61 M-7B 846.64 7,751,153.36 0.99989078 846.64 B-1A 409.67 3,750,590.33 0.99989078 409.67 B-1B 409.67 3,750,590.33 0.99989078 409.67 B-2 491.58 4,500,508.42 0.99989078 491.58 B-3 491.58 4,500,508.42 0.99989078 491.58 B-4 1,556.64 14,251,443.36 0.99989079 1,556.64 B-5 1,310.80 12,000,689.20 0.99989078 1,310.80 B-6 901.12 8,249,967.88 0.99989078 901.12 R 100.00 0.00 0.00000000 100.00 Totals 19,296,819.87 1,481,006,149.13 0.98713805 19,296,819.87

~~Pursuant~~Principal toDistribution ~~Section~~Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 226,246,000.00 1000.00000000 0.10921488 14.16962673 0.00000000 A-2 659,333,000.00 1000.00000000 0.10921487 14.16962674 0.00000000 A-3 329,667,000.00 1000.00000000 0.10921487 14.16962674 0.00000000 A-4 135,027,000.00 1000.00000000 0.10921490 14.16962674 0.00000000 X-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-1 24,005,000.00 1000.00000000 0.10921516 0.00000000 0.00000000 M-2 21,004,000.00 1000.00000000 0.10921539 0.00000000 0.00000000 M-3 13,503,000.00 or1000.00000000 150.10921499 0.00000000 0.00000000 M-4 12,002,000.00 1000.00000000 0.10921513 0.00000000 0.00000000 M-5 10,502,000.00 1000.00000000 0.10921539 0.00000000 0.00000000 M-6 9,752,000.00 1000.00000000 0.10921555 0.00000000 0.00000000 M-7A 500,000.00 1000.00000000 0.10922000 0.00000000 0.00000000 M-7B 7,752,000.00 1000.00000000 0.10921569 0.00000000 0.00000000 B-1A 3,751,000.00 1000.00000000 0.10921621 0.00000000 0.00000000 B-1B 3,751,000.00 1000.00000000 0.10921621 0.00000000 0.00000000 B-2 4,501,000.00 1000.00000000 0.10921573 0.00000000 0.00000000 B-3 4,501,000.00 1000.00000000 0.10921573 0.00000000 0.00000000 B-4 14,253,000.00 1000.00000000 0.10921490 0.00000000 0.00000000 B-5 12,002,000.00 1000.00000000 0.10921513 0.00000000 0.00000000 B-6 8,250,869.00 1000.00000000 0.10921516 0.00000000 0.00000000 R 100.00 1000.00000000 0.00000000 1000.00000000 0.00000000 (d2) ofAll ~~the~~classes are per $1000 denomination

~~Securities~~Principal ~~Exchange~~Distribution ~~Act~~Factors ofStatement ~~1934~~(continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 14.27884161 985.72115839 0.98572116 14.27884161 A-2 0.00000000 14.27884162 985.72115838 0.98572116 14.27884162 A-3 0.00000000 14.27884162 985.72115838 0.98572116 14.27884162 A-4 0.00000000 14.27884164 985.72115836 0.98572116 14.27884164 X-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.10921516 999.89078484 0.99989078 0.10921516 M-2 0.00000000 0.10921539 999.89078461 0.99989078 0.10921539 M-3 0.00000000 0.10921499 999.89078501 0.99989079 0.10921499 M-4 0.00000000 0.10921513 999.89078487 0.99989078 0.10921513 M-5 0.00000000 0.10921539 999.89078461 0.99989078 0.10921539 M-6 0.00000000 0.10921555 999.89078445 0.99989078 0.10921555 M-7A 0.00000000 0.10922000 999.89078000 0.99989078 0.10922000 M-7B 0.00000000 0.10921569 999.89078431 0.99989078 0.10921569 B-1A 0.00000000 0.10921621 999.89078379 0.99989078 0.10921621 B-1B 0.00000000 0.10921621 999.89078379 0.99989078 0.10921621 B-2 0.00000000 0.10921573 999.89078427 0.99989078 0.10921573 B-3 0.00000000 0.10921573 999.89078427 0.99989078 0.10921573 B-4 0.00000000 0.10921490 999.89078510 0.99989079 0.10921490 B-5 0.00000000 0.10921513 999.89078487 0.99989078 0.10921513 B-6 0.00000000 0.10921516 999.89078484 0.99989078 0.10921516 R 0.00000000 1,000.00000000 0.00000000 0.00000000 1,000.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~Date~~Interest ofDistribution ~~Report~~Statement ~~(Date~~Beginning Payment of ~~earliest~~Original ~~event~~Current ~~reported)~~Certificate/ ~~April~~Current 29Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 226,246,000.00 ~~2005~~3.30400% 226,246,000.00 539,873.23 0.00 0.00 A-2 659,333,000.00 3.28400% 659,333,000.00 1,563,791.36 0.00 0.00 A-3 329,667,000.00 3.34400% 329,667,000.00 796,182.43 0.00 0.00 A-4 135,027,000.00 3.36400% 135,027,000.00 328,055.60 0.00 0.00 X-1 0.00 2.09597% 1,350,273,000.00 2,358,442.54 0.00 0.00 M-X 0.00 1.50278% 150,029,868.63 187,885.09 0.00 0.00 M-1 24,005,000.00 3.49400% 24,005,000.00 60,575.28 0.00 0.00 M-2 21,004,000.00 3.54400% 21,004,000.00 53,760.90 0.00 0.00 M-3 13,503,000.00 3.56400% 13,503,000.00 34,756.72 0.00 0.00 M-4 12,002,000.00 3.69400% 12,002,000.00 32,020.00 0.00 0.00 M-5 10,502,000.00 3.71400% 10,502,000.00 28,169.86 0.00 0.00 M-6 9,752,000.00 3.78400% 9,752,000.00 26,651.13 0.00 0.00 M-7A 500,000.00 4.21400% 500,000.00 1,521.72 0.00 0.00 M-7B 7,752,000.00 4.21400% 7,752,000.00 23,592.78 0.00 0.00 B-1A 3,751,000.00 4.36400% 3,751,000.00 11,822.32 0.00 0.00 B-1B 3,751,000.00 4.36400% 3,751,000.00 11,822.32 0.00 0.00 B-2 4,501,000.00 4.71400% 4,501,000.00 15,323.90 0.00 0.00 B-3 4,501,000.00 4.71400% 4,501,000.00 15,323.90 0.00 0.00 B-4 14,253,000.00 4.71400% 14,253,000.00 48,525.13 0.00 0.00 B-5 12,002,000.00 4.71400% 12,002,000.00 40,861.48 0.00 0.00 B-6 8,250,869.00 4.71400% 8,250,869.00 28,090.54 0.00 0.00 R 100.00 0.00000% 100.00 0.00 0.00 0.00 Totals 1,500,302,969.00 6,207,048.23 0.00 0.00

~~STRUCTURED~~Interest ~~ASSET~~Distribution ~~MORTGAGE~~Statement ~~INVESTMENTS~~(continued) IIRemaining ~~INC~~Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 539,873.23 0.00 223,015,469.20 A-2 0.00 0.00 1,563,791.36 0.00 649,918,488.52 A-3 0.00 0.00 796,182.43 0.00 324,959,737.12 A-4 0.00 0.00 328,055.60 0.00 133,098,970.85 X-1 0.00 0.00 2,358,442.54 0.00 1,330,992,665.68 M-X 0.00 0.00 187,885.09 0.00 150,013,483.09 M-1 0.00 0.00 60,575.28 0.00 24,002,378.29 M-2 0.00 0.00 53,760.90 0.00 21,001,706.04 M-3 0.00 0.00 34,756.72 0.00 13,501,525.27 M-4 0.00 0.00 32,020.00 0.00 12,000,689.20 M-5 0.00 0.00 28,169.86 0.00 10,500,853.02 M-6 0.00 0.00 26,651.13 0.00 9,750,934.93 M-7A 0.00 0.00 1,521.72 0.00 499,945.39 M-7B 0.00 0.00 23,592.78 0.00 7,751,153.36 B-1A 0.00 0.00 11,822.32 0.00 3,750,590.33 B-1B 0.00 0.00 11,822.32 0.00 3,750,590.33 B-2 0.00 0.00 15,323.90 0.00 4,500,508.42 B-3 0.00 0.00 15,323.90 0.00 4,500,508.42 B-4 0.00 0.00 48,525.13 0.00 14,251,443.36 B-5 0.00 0.00 40,861.48 0.00 12,000,689.20 B-6 0.00 0.00 28,090.54 0.00 8,249,967.88 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 6,207,048.23 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~(Exact~~Interest ~~name~~Distribution Factors Statement Beginning Payment of ~~registrant~~Original asCurrent ~~specified~~Certificate/ inCurrent ~~its~~Unpaid ~~charter~~Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 226,246,000.00 3.30400% 1000.00000000 2.38622221 0.00000000 0.00000000 A-2 659,333,000.00 3.28400% 1000.00000000 2.37177778 0.00000000 0.00000000 A-3 329,667,000.00 3.34400% 1000.00000000 2.41511110 0.00000000 0.00000000 A-4 135,027,000.00 3.36400% 1000.00000000 2.42955557 0.00000000 0.00000000 X-1 0.00 2.09597% 0.00000000 0.00000000 0.00000000 0.00000000 M-X 0.00 1.50278% 0.00000000 0.00000000 0.00000000 0.00000000 M-1 24,005,000.00 3.49400% 1000.00000000 2.52344428 0.00000000 0.00000000 M-2 21,004,000.00 3.54400% 1000.00000000 2.55955532 0.00000000 0.00000000 M-3 13,503,000.00 3.56400% 1000.00000000 2.57399985 0.00000000 0.00000000 M-4 12,002,000.00 3.69400% 1000.00000000 2.66788869 0.00000000 0.00000000 M-5 10,502,000.00 3.71400% 1000.00000000 2.68233289 0.00000000 0.00000000 M-6 9,752,000.00 3.78400% 1000.00000000 2.73288864 0.00000000 0.00000000 M-7A 500,000.00 4.21400% 1000.00000000 3.04344000 0.00000000 0.00000000 M-7B 7,752,000.00 4.21400% 1000.00000000 3.04344427 0.00000000 0.00000000 B-1A 3,751,000.00 4.36400% 1000.00000000 3.15177819 0.00000000 0.00000000 B-1B 3,751,000.00 4.36400% 1000.00000000 3.15177819 0.00000000 0.00000000 B-2 4,501,000.00 4.71400% 1000.00000000 3.40455454 0.00000000 0.00000000 B-3 4,501,000.00 4.71400% 1000.00000000 3.40455454 0.00000000 0.00000000 B-4 14,253,000.00 4.71400% 1000.00000000 3.40455553 0.00000000 0.00000000 B-5 12,002,000.00 4.71400% 1000.00000000 3.40455591 0.00000000 0.00000000 B-6 8,250,869.00 4.71400% 1000.00000000 3.40455533 0.00000000 0.00000000 R 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination

Delaware	333-120916	30-0183252
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)
383 Madison Avenue New York, New York		10l79
(Address of Principal Executive Offices)		(Zip Code)

~~Registrants~~CERTIFICATEHOLDER ~~telephone~~ACCOUNT ~~number~~STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 25,928,276.17 ~~including~~Liquidations, ~~area~~Insurance ~~code~~Proceeds, isReserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (~~212~~Servicer Advances) ~~272-2000~~0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 25,928,276.17 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 424,408.07 Payment of Interest and Principal 25,503,868.10 Total Withdrawals (Pool Distribution Amount) 25,928,276.17 Ending Balance 0.00

~~Items~~PREPAYMENT/CURTAILMENT 1INTEREST ~~through~~SHORTFALL 7Total ~~are~~Prepayment/Curtailment ~~not~~Interest ~~included~~Shortfall ~~because~~0.00 ~~they~~Servicing ~~are~~Fee ~~not~~Support ~~applicable~~0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00

~~Item~~SERVICING 8FEES Gross Servicing Fee 397,814.0110 Additional Servicing Fee 22,669.47 ~~Other~~Master ~~Events~~Servicing Fee 3,924.50 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 424,408.07

OnOTHER ~~April~~ACCOUNTS ~~29,~~Beginning ~~2005,~~Current ~~Structured~~Current ~~Asset~~Ending ~~Mortgage~~Account ~~Investments~~Type IIBalance ~~Inc.~~Withdrawals ~~caused~~Deposits ~~the~~Balance ~~issuance~~Class ~~and~~A ~~sale~~Reserve ofFund ~~the GreenPoint MTA Trust~~300,000.00 ~~Mortgage~~0.00 ~~Pass-Through Certificates, Series 2005-AR1, pursuant to a Pooling and Servicing Agreement, dated as of April 1, 2005, among Structured Asset Mortgage Investments II Inc~~0.,00 ~~as seller~~300, ~~Wells Fargo Bank, National Association as master servicer and securities administrator, EMC Mortgage Corporation and JPMorgan Chase Bank, N~~000.~~A., as trustee.~~00

Item 9.01.	Financial Statements and Exhibits.
		(a)	Not applicable
		(b)	Not applicable
		(c)	Exhibits (executed copies): The following execution copies of Exhibits to the Form S-3 Registration Statement of the Registrant are hereby filed:
					Sequentially
Exhibit						Numbered
Number				Exhibit Page

~~10.1 Pooling~~OTHER ~~and~~INFORMATION ~~Servicing~~Current ~~Agreement,~~Period ~~dated~~Class asA ofInsufficient ~~April~~Funds 1,0.00 ~~2005~~Principal ~~among~~Balance ~~Structured~~of ~~Asset~~Contaminated ~~Mortgage~~Properties ~~Investments II Inc~~0.,00 asPeriodic ~~seller,~~Advance ~~Wells Fargo Bank, National Association as master servicer and securities administrator, EMC Mortgage Corporation and JPMorgan Chase Bank, N~~0.~~A., as trustee.~~00

~~Pursuant~~COLLATERAL toSTATEMENT ~~the~~Collateral ~~requirements~~Description ofMixed ~~the~~ARM ~~Securities~~Weighted ~~Exchange~~Average ~~Act~~Gross ofCoupon ~~1934~~5.304094% Weighted Average Net Coupon 4.985907% Weighted Average Pass-Through Rate 4.964636% Weighted Average Maturity(Stepdown Calculation ) 359 Beginning Scheduled Collateral Loan Count 3,874 ~~the~~Number ~~Registrant~~Of ~~has~~Loans ~~duly~~Paid ~~caused~~In ~~this~~Full ~~report~~47 toEnding beScheduled ~~signed~~Collateral onLoan ~~behalf~~Count of3,827 ~~the~~Beginning ~~Registrant~~Scheduled byCollateral ~~the~~Balance ~~undersigned~~1,500,302,968.63 ~~thereunto~~Ending ~~duly~~Scheduled ~~authorized~~Collateral Balance 1,481,006,148.36 Ending Actual Collateral Balance at 29-Apr-2005 1,324,180,403.95 Monthly P &I Constant 4,752,169.79 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 1,481,006,148.36 Scheduled Principal 163,855.44 Unscheduled Principal 19,132,864.42

~~STRUCTURED~~Miscellaneous ~~ASSET~~Reporting ~~MORTGAGE~~Average ~~INVESTMENTS~~Loss IISeverity ~~INC~~Percentage 0.000000% ~~By:~~Senior ~~/s/~~Percentage ~~Baron~~90.000000% ~~Silverstein~~Senior ~~Name:~~Prepayment ~~Baron~~Percentage ~~Silverstein~~100.000000% ~~Title:~~Subordinate ~~Vice~~Percentage ~~President~~10.000000% Subordinate Prepayment Percentage 0.000000% ______PREFUNDING REPORTING_______ Amt Remaining in Interest Coverage Acc 1,008,042.69 Amt Withdrawn from Interest Coverage Acc 642,997.15 Amt Remaining in Prefunding Acc 154,755,532.52 Amt Withdrawn from Prefunding Acc 20,773.14 Amt Remaining in Prefunding Res Acc 0.00 Amt Withdrawn from Prefunding Res Acc 0.00 Amt Withdrawn to buy Subsequent Loans 0.00

Dated: May 9, 2005

[8-K – PSA]

EXHIBIT INDEX

Exhibit Number	Item 601 (a) of Regulation S-K Exhibit No.	Sequentially Numbered Description	Page
1	4	Pooling and Servicing Agreement	5

EXHIBIT 1

Filing Compare · GreenPoint MTA Trust, Mortgage Pass-Through Certificates, Series 2005-AR1