8-K 1 bam05004_10507.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2005 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-4 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-20 Pooling and Servicing Agreement) (Commission 54-2173098 (State or other File Number) 54-2173099 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On July 25, 2005 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2005-4 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-4 Trust, relating to the July 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-4 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 7/25/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-4 Trust, relating to the July 25, 2005 distribution. EX-99.1

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 56/3130/2005 Distribution Date: 67/2725/2005 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series 2005-4 Contact: CTSLink Customer Service Wells Fargo Bank, N.A. Corporate Trust Services 9062 Old Annapolis Road Columbia, MD 21045-1951 @ www.ctslink.com/cmbs Telephone: (301) 815-6600 Fax: (301) 815-6600 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution 1-A-1 05949A5A4 SEN 5.50000% 25,193,000.00 115,467.92 1-A-2 05949A5B2 SEN 3.~~44000~~66438% 58,~~755~~388,~~622~~578.0954 ~~168~~178,~~432~~298.7828 1-A-3 05949A5C0 SEN 1110.~~16500~~54795% 2019,~~083~~957,~~308~~848.0660 ~~186~~175,~~858~~428.4574 1-A-4 05949A5D8 SEN 1110.~~16500~~54795% 1,~~282~~274,~~372~~361.7078 11,~~931~~201.4159 1-A-5 05949A5E6 SEN 5.50000% ~~502~~504,~~291~~593.6784 2,~~302~~312.1772 1-A-6 05949A5F3 SEN 5.50000% ~~123,763~~0.1600 ~~567~~0.2500 1-A-7 05949A5G1 SEN 5.35000% 15,114,000.00 67,383.25 1-A-8 05949A5H9 SEN 5.00000% 47,~~639~~225,~~147~~203.1230 ~~198~~196,~~496~~771.4568 1-A-9 05949A5J5 SEN 5.00000% 18,000,000.00 75,000.00 1-A-10 05949A5K2 SEN 5.25000% 33,352,000.00 145,915.00 1-A-11 05949A5L0 SEN 5.50000% 0.00 34,~~297~~125.9850 1-A-12 05949A5M8 SEN 5.50000% 0.00 881.65 1-A-13 05949A5N6 SEN 5.50000% 21,626,000.00 99,119.17 1-A-R 05949A5P1 SEN 5.50000% 0.00 0.1213 2-A-1 05949A5Q9 SEN 5.50000% 2322,~~032~~978,~~634~~320.0178 105,~~566~~317.2430 A-PO 05949A5S5 SEN 0.00000% 3,~~332~~321,~~914~~254.6897 0.00 A-IO 05949A5R7 SEN 5.50000% 0.00 9,~~547~~535.06 B-1 05949A5T3 SUB 5.50000% 3,~~583~~579,~~770~~504.1388 16,~~425~~406.6106 B-2 05949A5U0 SUB 5.50000% 1,~~239~~238,~~536~~061.9975 5,~~681~~674.2145 B-3 05949A5V8 SUB 5.50000% ~~689~~688,~~186~~366.5632 3,~~158~~155.7701 B-4 05949A5W6 SUB 5.50000% ~~551~~550,~~349~~693.2506 2,~~527~~524.0201 B-5 05949A5X4 SUB 5.50000% 413,~~511~~019.9479 1,~~895~~893.2601 B-6 05949A5Y2 SUB 5.50000% ~~276~~275,~~045~~716.0248 1,~~265~~263.2170 Totals ~~274~~273,~~790~~680,~~453~~524.3809 1,~~252~~247,~~719~~674.9823

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses 1-A-1 0.00 0.00 25,193,000.00 115,467.92 0.00 1-A-2 ~~367~~1,~~043~~255,933.5474 0.00 5857,~~388~~132,~~578~~644.5480 ~~535~~1,~~476~~434,232.3202 0.00 1-A-3 ~~125~~429,~~459~~291.4676 0.00 19,~~957~~528,~~848~~556.6084 ~~312~~604,~~317~~720.9150 0.00 1-A-4 827,~~010~~411.9242 0.00 1,~~274~~246,~~361~~950.7836 1938,~~942~~613.3301 0.00 1-A-5 (2,~~302~~312.1771) 0.00 ~~504~~506,~~593~~906.8456 0.0001 0.00 1-A-6 ~~123,763~~0.1600 0.00 0.00 ~~124,330~~0.4100 0.00 1-A-7 0.00 0.00 15,114,000.00 67,383.25 0.00 1-A-8 ~~413~~466,~~943~~805.8213 0.00 4746,~~225~~758,~~203~~398.3017 ~~612~~663,~~440~~576.2781 0.00 1-A-9 0.00 0.00 18,000,000.00 75,000.00 0.00 1-A-10 0.00 0.00 33,352,000.00 145,915.00 0.00 1-A-11 0.00 0.00 0.00 34,~~297~~125.9850 0.00 1-A-12 0.00 0.00 0.00 881.65 0.00 1-A-13 0.00 0.00 21,626,000.00 99,119.17 0.00 1-A-R 0.00 0.00 0.00 0.1213 0.00 2-A-1 54627,~~313~~980.2493 0.00 22,~~978~~350,~~320~~339.7885 ~~159~~733,~~879~~298.4823 0.00 A-PO 1123,~~659~~962.7011 0.00 3,~~321~~297,~~254~~292.9786 1123,~~659~~962.7011 0.00 A-IO 0.00 0.00 0.00 9,~~547~~535.06 0.00 B-1 4,~~265~~296.2667 0.00 3,~~579~~575,~~504~~208.8821 20,~~690~~702.8773 0.00 B-2 1,~~475~~486.2511 0.00 1,~~238~~236,~~061~~575.7564 7,~~156~~160.4656 0.00 B-3 ~~820~~826.2428 0.00 ~~688~~687,~~366~~540.3204 3,~~979~~981.0129 0.00 B-4 ~~656~~661.1903 0.00 550,~~693~~032.0603 3,~~183~~185.2104 0.00 B-5 ~~492~~495.1477 0.00 ~~413~~412,~~019~~524.7902 2,~~387~~388.4078 0.00 B-6 ~~328~~330.5496 0.00 275,~~716~~385.4852 1,~~593~~594.7566 0.00 Totals 12,~~109~~837,~~929~~169.2920 0.00 ~~273~~270,~~680~~843,~~524~~354.0990 24,~~362~~084,~~649~~843.2743 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 25,193,000.00 25,193,000.00 0.00 0.00 0.00 0.00 1-A-2 58,775,200.00 58,~~755~~388,~~622~~578.0954 92151,~~890~~937.9045 ~~274~~1,~~152~~103,996.6429 0.00 0.00 1-A-3 20,090,000.00 2019,~~083~~957,~~308~~848.0660 3151,~~751~~933.1287 93377,~~708~~357.3489 0.00 0.00 1-A-4 1,282,800.00 1,~~282~~274,~~372~~361.7078 23,~~027~~316.3912 524,~~983~~095.5331 0.00 0.00 1-A-5 500,000.00 ~~502~~504,~~291~~593.6784 0.00 0.00 (2,~~302~~312.1771) 0.00 1-A-6 814,000.00 ~~123,763~~0.1600 ~~31,465~~0.3800 ~~92,865~~0.0300 ~~(567~~0.~~25)~~00 0.00 1-A-7 15,114,000.00 15,114,000.00 0.00 0.00 0.00 0.00 1-A-8 48,000,000.00 47,~~639~~225,~~147~~203.1230 ~~104~~56,~~760~~472.3707 ~~309~~410,~~183~~333.4506 0.00 0.00 1-A-9 18,000,000.00 18,000,000.00 0.00 0.00 0.00 0.00 1-A-10 33,352,000.00 33,352,000.00 0.00 0.00 0.00 0.00 1-A-11 0.00 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 0.00 0.00 0.00 0.00 0.00 1-A-13 21,626,000.00 21,626,000.00 0.00 0.00 0.00 0.00 1-A-R 100.00 0.00 0.00 0.00 0.00 0.00 2-A-1 23,086,000.00 2322,~~032~~978,~~634~~320.0178 5253,~~868~~127.4161 1574,~~444~~853.8232 0.00 0.00 A-PO 3,346,418.00 3,~~332~~321,~~914~~254.6897 4,~~258~~306.5692 719,~~401~~655.1519 0.00 0.00 A-IO 0.00 0.00 0.00 0.00 0.00 0.00 B-1 3,588,000.00 3,~~583~~579,~~770~~504.1388 4,~~265~~296.2667 0.00 0.00 0.00 B-2 1,241,000.00 1,~~239~~238,~~536~~061.9975 1,~~475~~486.2511 0.00 0.00 0.00 B-3 690,000.00 ~~689~~688,~~186~~366.5632 ~~820~~826.2428 0.00 0.00 0.00 B-4 552,000.00 ~~551~~550,~~349~~693.2506 ~~656~~661.1903 0.00 0.00 0.00 B-5 414,000.00 413,~~511~~019.9479 ~~492~~495.1477 0.00 0.00 0.00 B-6 276,370.83 ~~276~~275,~~045~~716.0248 ~~328~~330.5496 0.00 0.00 0.00 Totals 275,940,888.83 ~~274~~273,~~790~~680,~~453~~524.3809 ~~328~~329,~~059~~190.7586 ~~784~~2,~~738~~510,291.9606 (2,~~869~~312.4271) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 0.00 25,193,000.00 1.00000000 0.00 1-A-2 ~~367~~1,~~043~~255,933.5474 5857,~~388~~132,~~578~~644.5480 0.~~99342203~~97205360 ~~367~~1,~~043~~255,933.5474 1-A-3 ~~125~~429,~~459~~291.4676 19,~~957~~528,~~848~~556.6084 0.~~99342203~~97205360 ~~125~~429,~~459~~291.4676 1-A-4 827,~~010~~411.9242 1,~~274~~246,~~361~~950.7836 0.~~99342203~~97205360 827,~~010~~411.9242 1-A-5 (2,~~302~~312.1771) ~~504~~506,~~593~~906.8456 1.~~00918768~~01381312 (2,~~302~~312.1771) 1-A-6 ~~123,763~~0.1600 0.00 0.00000000 ~~123,763~~0.1600 1-A-7 0.00 15,114,000.00 1.00000000 0.00 1-A-8 ~~413~~466,~~943~~805.8213 4746,~~225~~758,~~203~~398.3017 0.~~98385840~~97413330 ~~413~~466,~~943~~805.8213 1-A-9 0.00 18,000,000.00 1.00000000 0.00 1-A-10 0.00 33,352,000.00 1.00000000 0.00 1-A-11 0.00 0.00 0.00000000 0.00 1-A-12 0.00 0.00 0.00000000 0.00 1-A-13 0.00 21,626,000.00 1.00000000 0.00 1-A-R 0.00 0.00 0.00000000 0.00 2-A-1 54627,~~313~~980.2493 22,~~978~~350,~~320~~339.7885 0.~~99533574~~96813393 54627,~~313~~980.2493 A-PO 1123,~~659~~962.7011 3,~~321~~297,~~254~~292.9786 0.~~99248061~~98532008 1123,~~659~~962.7011 A-IO 0.00 0.00 0.00000000 0.00 B-1 4,~~265~~296.2667 3,~~579~~575,~~504~~208.8821 0.~~99763235~~99643484 4,~~265~~296.2667 B-2 1,~~475~~486.2511 1,~~238~~236,~~061~~575.7564 0.~~99763235~~99643484 1,~~475~~486.2511 B-3 ~~820~~826.2428 ~~688~~687,~~366~~540.3204 0.~~99763235~~99643484 ~~820~~826.2428 B-4 ~~656~~661.1903 550,~~693~~032.0603 0.~~99763236~~99643484 ~~656~~661.1903 B-5 ~~492~~495.1477 ~~413~~412,~~019~~524.7902 0.~~99763234~~99643483 ~~492~~495.1477 B-6 ~~328~~330.5496 275,~~716~~385.4852 0.~~99763235~~99643483 ~~328~~330.5496 Totals 12,~~109~~837,~~929~~169.2920 ~~273~~270,~~680~~843,~~524~~354.0990 0.~~99180852~~98152672 12,~~109~~837,~~929~~169.2920

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 25,193,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-2 58,775,200.00 ~~999~~993.~~66690186~~42203072 12.~~58044379~~58506054 418.~~66442717~~78336935 0.00000000 1-A-3 20,090,000.00 ~~999~~993.~~66690194~~42203086 12.~~58044400~~58506073 418.~~66442708~~78336934 0.00000000 1-A-4 1,282,800.00 ~~999~~993.~~66690053~~42202993 12.~~58044122~~58506392 418.~~66442937~~78337231 0.00000000 1-A-5 500,000.00 ~~1004~~1009.~~58334000~~18768000 0.00000000 0.00000000 (4.~~60434000~~62542000) 1-A-6 814,000.00 ~~152~~0.~~04319410~~00000000 380.~~65525799~~00000000 ~~114~~0.~~08480344~~00000000 (0.~~69686732)~~00000000 1-A-7 15,114,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-8 48,000,000.00 ~~992~~983.~~48223167~~85840208 21.~~18250771~~17650146 68.~~44132187~~54860542 0.00000000 1-A-9 18,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-10 33,352,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-11 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-12 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-13 21,626,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 23,086,000.00 ~~997~~995.~~68838300~~33573508 2.~~29006367~~30129126 024.~~06258425~~90051633 0.00000000 A-PO 3,346,418.00 ~~995~~992.~~96484360~~48060762 1.~~27257264~~28702392 25.~~21166334~~87350116 0.00000000 A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 3,588,000.00 ~~998~~997.~~82110647~~63235229 1.~~18875697~~19751115 0.00000000 0.00000000 B-2 1,241,000.00 ~~998~~997.~~82110395~~63235294 1.~~18875907~~19751007 0.00000000 0.00000000 B-3 690,000.00 ~~998~~997.~~82110145~~63234783 1.~~18875362~~19750725 0.00000000 0.00000000 B-4 552,000.00 ~~998~~997.~~82110507~~63235507 1.~~18875000~~19751812 0.00000000 0.00000000 B-5 414,000.00 ~~998~~997.~~82111111~~63234300 1.~~18874396~~19751208 0.00000000 0.00000000 B-6 276,370.83 ~~998~~997.~~82111292~~63234781 1.~~18876511~~19752146 0.00000000 0.00000000 (2) All classes are per $1,000 denomination

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-2 0.00000000 621.~~24487097~~36842988 ~~993~~972.~~42203072~~05360084 0.~~99342203~~97205360 621.~~24487097~~36842988 1-A-3 0.00000000 621.~~24487108~~36843006 ~~993~~972.~~42203086~~05360080 0.~~99342203~~97205360 621.~~24487108~~36843006 1-A-4 0.00000000 621.~~24487060~~36842844 ~~993~~972.~~42202993~~05360150 0.~~99342203~~97205360 621.~~24487060~~36842844 1-A-5 0.00000000 (4.~~60434000~~62542000) 1,~~009~~013.~~18768000~~81312000 1.~~00918768~~01381312 (4.~~60434000~~62542000) 1-A-6 0.00000000 ~~152~~0.~~04319410~~00000000 0.00000000 0.00000000 ~~152~~0.~~04319410~~00000000 1-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-8 0.00000000 89.~~62382958~~72510688 ~~983~~974.~~85840208~~13329521 0.~~98385840~~97413330 89.~~62382958~~72510688 1-A-9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-10 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-11 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-12 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-13 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 227.~~35264836~~20180759 ~~995~~968.~~33573508~~13392749 0.~~99533574~~96813393 227.~~35264836~~20180759 A-PO 0.00000000 37.~~48423299~~16052507 ~~992~~985.~~48060762~~32008255 0.~~99248061~~98532008 37.~~48423299~~16052507 A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 1.~~18875697~~19751115 ~~997~~996.~~63235229~~43484114 0.~~99763235~~99643484 1.~~18875697~~19751115 B-2 0.00000000 1.~~18875907~~19751007 ~~997~~996.~~63235294~~43484287 0.~~99763235~~99643484 1.~~18875907~~19751007 B-3 0.00000000 1.~~18875362~~19750725 ~~997~~996.~~63234783~~43484058 0.~~99763235~~99643484 1.~~18875362~~19750725 B-4 0.00000000 1.~~18875000~~19751812 ~~997~~996.~~63235507~~43483696 0.~~99763236~~99643484 1.~~18875000~~19751812 B-5 0.00000000 1.~~18874396~~19751208 ~~997~~996.~~63234300~~43483092 0.~~99763234~~99643483 1.~~18874396~~19751208 B-6 0.00000000 1.~~18876511~~19752146 ~~997~~996.~~63234781~~43482635 0.~~99763235~~99643483 1.~~18876511~~19752146 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 25,193,000.00 5.50000% 25,193,000.00 115,467.92 0.00 0.00 1-A-2 58,775,200.00 3.~~44000~~66438% 58,~~755~~388,~~622~~578.0954 ~~168~~178,~~432~~298.7828 0.00 0.00 1-A-3 20,090,000.00 1110.~~16500~~54795% 2019,~~083~~957,~~308~~848.0660 ~~186~~175,~~858~~428.4574 0.00 0.00 1-A-4 1,282,800.00 1110.~~16500~~54795% 1,~~282~~274,~~372~~361.7078 11,~~931~~201.4159 0.00 0.00 1-A-5 500,000.00 5.50000% ~~502~~504,~~291~~593.6784 2,~~302~~312.1772 0.00 0.00 1-A-6 814,000.00 5.50000% ~~123,763~~0.1600 ~~567~~0.2500 0.00 0.00 1-A-7 15,114,000.00 5.35000% 15,114,000.00 67,383.25 0.00 0.00 1-A-8 48,000,000.00 5.00000% 47,~~639~~225,~~147~~203.1230 ~~198~~196,~~496~~771.4568 0.00 0.00 1-A-9 18,000,000.00 5.00000% 18,000,000.00 75,000.00 0.00 0.00 1-A-10 33,352,000.00 5.25000% 33,352,000.00 145,915.00 0.00 0.00 1-A-11 0.00 5.50000% 7,~~483~~445,~~195~~563.1994 34,~~297~~125.9850 0.00 0.00 1-A-12 0.00 5.50000% 192,360.00 881.65 0.00 0.00 1-A-13 21,626,000.00 5.50000% 21,626,000.00 99,119.17 0.00 0.00 1-A-R 100.00 5.50000% 0.00 0.00 0.00 0.00 2-A-1 23,086,000.00 5.50000% 2322,~~032~~978,~~634~~320.0178 105,~~566~~317.2430 0.00 0.00 A-PO 3,346,418.00 0.00000% 3,~~332~~321,~~914~~254.6897 0.00 0.00 0.00 A-IO 0.00 5.50000% 2,~~082~~080,~~995~~375.6971 9,~~547~~535.06 0.00 0.00 B-1 3,588,000.00 5.50000% 3,~~583~~579,~~770~~504.1388 16,~~425~~406.6106 0.00 0.00 B-2 1,241,000.00 5.50000% 1,~~239~~238,~~536~~061.9975 5,~~681~~674.2145 0.00 0.00 B-3 690,000.00 5.50000% ~~689~~688,~~186~~366.5632 3,~~158~~155.7701 0.00 0.00 B-4 552,000.00 5.50000% ~~551~~550,~~349~~693.2506 2,~~527~~524.0201 0.00 0.00 B-5 414,000.00 5.50000% 413,~~511~~019.9479 1,~~895~~893.2601 0.00 0.00 B-6 276,370.83 5.50000% ~~276~~275,~~045~~716.0248 1,~~265~~263.2170 0.00 0.00 Totals 275,940,888.83 1,~~252~~247,~~719~~674.8610 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 115,467.92 0.00 25,193,000.00 1-A-2 0.00 0.00 ~~168~~178,~~432~~298.7828 0.00 5857,~~388~~132,~~578~~644.5480 1-A-3 0.00 0.00 ~~186~~175,~~858~~428.4574 0.00 19,~~957~~528,~~848~~556.6084 1-A-4 0.00 0.00 11,~~931~~201.4159 0.00 1,~~274~~246,~~361~~950.7836 1-A-5 0.00 0.00 2,~~302~~312.1772 0.00 ~~504~~506,~~593~~906.8456 1-A-6 0.00 0.00 ~~567~~0.2500 0.00 0.00 1-A-7 0.00 0.00 67,383.25 0.00 15,114,000.00 1-A-8 0.00 0.00 ~~198~~196,~~496~~771.4568 0.00 4746,~~225~~758,~~203~~398.3017 1-A-9 0.00 0.00 75,000.00 0.00 18,000,000.00 1-A-10 0.00 0.00 145,915.00 0.00 33,352,000.00 1-A-11 0.00 0.00 34,~~297~~125.9850 0.00 7,~~445~~403,~~563~~127.9411 1-A-12 0.00 0.00 881.65 0.00 192,360.00 1-A-13 0.00 0.00 99,119.17 0.00 21,626,000.00 1-A-R 0.00 0.00 0.1213 0.00 0.00 2-A-1 0.00 0.00 105,~~566~~317.2430 0.00 22,~~978~~350,~~320~~339.7885 A-PO 0.00 0.00 0.00 0.00 3,~~321~~297,~~254~~292.9786 A-IO 0.00 0.00 9,~~547~~535.06 0.00 2,~~080~~053,~~375~~575.7155 B-1 0.00 0.00 16,~~425~~406.6106 0.00 3,~~579~~575,~~504~~208.8821 B-2 0.00 0.00 5,~~681~~674.2145 0.00 1,~~238~~236,~~061~~575.7564 B-3 0.00 0.00 3,~~158~~155.7701 0.00 ~~688~~687,~~366~~540.3204 B-4 0.00 0.00 2,~~527~~524.0201 0.00 550,~~693~~032.0603 B-5 0.00 0.00 1,~~895~~893.2601 0.00 ~~413~~412,~~019~~524.7902 B-6 0.00 0.00 1,~~265~~263.2170 0.00 275,~~716~~385.4852 Totals 0.00 0.00 1,~~252~~247,~~719~~674.9823 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 25,193,000.00 5.50000% 1000.00000000 4.58333347 0.00000000 0.00000000 1-A-2 58,775,200.00 3.~~44000~~66438% ~~999~~993.~~66690186~~42203072 23.~~86571173~~03356314 0.00000000 0.00000000 1-A-3 20,090,000.00 1110.~~16500~~54795% ~~999~~993.~~66690194~~42203086 98.~~30106770~~73214236 0.00000000 0.00000000 1-A-4 1,282,800.00 1110.~~16500~~54795% ~~999~~993.~~66690053~~42202993 98.~~30106798~~73214063 0.00000000 0.00000000 1-A-5 500,000.00 5.50000% ~~1004~~1009.~~58334000~~18768000 4.~~60434000~~62544000 0.00000000 0.00000000 1-A-6 814,000.00 5.50000% ~~152~~0.~~04319410~~00000000 0.~~69686732~~00000000 0.00000000 0.00000000 1-A-7 15,114,000.00 5.35000% 1000.00000000 4.45833333 0.00000000 0.00000000 1-A-8 48,000,000.00 5.00000% ~~992~~983.~~48223167~~85840208 4.~~13534271~~09941000 0.00000000 0.00000000 1-A-9 18,000,000.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000 1-A-10 33,352,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 1-A-11 0.00 5.50000% ~~995~~990.~~63533662~~62851783 4.~~56332890~~54038052 0.00000000 0.00000000 1-A-12 0.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1-A-13 21,626,000.00 5.50000% 1000.00000000 4.58333349 0.00000000 0.00000000 1-A-R 100.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 23,086,000.00 5.50000% ~~997~~995.~~68838300~~33573508 4.~~57273846~~56195530 0.00000000 0.00000000 A-PO 3,346,418.00 0.00000% ~~995~~992.~~96484360~~48060762 0.00000000 0.00000000 0.00000000 A-IO 0.00 5.50000% ~~996~~995.~~96157741~~70760488 4.~~56940552~~56366209 0.00000000 0.00000000 B-1 3,588,000.00 5.50000% ~~998~~997.~~82110647~~63235229 4.~~57792921~~57248049 0.00000000 0.00000000 B-2 1,241,000.00 5.50000% ~~998~~997.~~82110395~~63235294 4.~~57792909~~57248187 0.00000000 0.00000000 B-3 690,000.00 5.50000% ~~998~~997.~~82110145~~63234783 4.~~57792754~~57247826 0.00000000 0.00000000 B-4 552,000.00 5.50000% ~~998~~997.~~82110507~~63235507 4.~~57793478~~57248188 0.00000000 0.00000000 B-5 414,000.00 5.50000% ~~998~~997.~~82111111~~63234300 4.~~57792271~~57248792 0.00000000 0.00000000 B-6 276,370.83 5.50000% ~~998~~997.~~82111292~~63234781 4.~~57794334~~57247966 0.00000000 0.00000000 (5) All classes are per $1,000 denomination

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 4.58333347 0.00000000 1000.00000000 1-A-2 0.00000000 0.00000000 23.~~86571173~~03356314 0.00000000 ~~993~~972.~~42203072~~05360084 1-A-3 0.00000000 0.00000000 98.~~30106770~~73214236 0.00000000 ~~993~~972.~~42203086~~05360080 1-A-4 0.00000000 0.00000000 98.~~30106798~~73214063 0.00000000 ~~993~~972.~~42202993~~05360150 1-A-5 0.00000000 0.00000000 4.~~60434000~~62544000 0.00000000 ~~1009~~1013.~~18768000~~81312000 1-A-6 0.00000000 0.00000000 0.~~69686732~~00000000 0.00000000 0.00000000 1-A-7 0.00000000 0.00000000 4.45833333 0.00000000 1000.00000000 1-A-8 0.00000000 0.00000000 4.~~13534271~~09941000 0.00000000 ~~983~~974.~~85840208~~13329521 1-A-9 0.00000000 0.00000000 4.16666667 0.00000000 1000.00000000 1-A-10 0.00000000 0.00000000 4.37500000 0.00000000 1000.00000000 1-A-11 0.00000000 0.00000000 4.~~56332890~~54038052 0.00000000 ~~990~~984.~~62851783~~98231905 1-A-12 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-13 0.00000000 0.00000000 4.58333349 0.00000000 1000.00000000 1-A-R 0.00000000 0.00000000 1.~~20000000~~30000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 4.~~57273846~~56195530 0.00000000 ~~995~~968.~~33573508~~13392749 A-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~992~~985.~~48060762~~32008255 A-IO 0.00000000 0.00000000 4.~~56940552~~56366209 0.00000000 ~~995~~982.~~70760488~~88053571 B-1 0.00000000 0.00000000 4.~~57792921~~57248049 0.00000000 ~~997~~996.~~63235229~~43484114 B-2 0.00000000 0.00000000 4.~~57792909~~57248187 0.00000000 ~~997~~996.~~63235294~~43484287 B-3 0.00000000 0.00000000 4.~~57792754~~57247826 0.00000000 ~~997~~996.~~63234783~~43484058 B-4 0.00000000 0.00000000 4.~~57793478~~57248188 0.00000000 ~~997~~996.~~63235507~~43483696 B-5 0.00000000 0.00000000 4.~~57792271~~57248792 0.00000000 ~~997~~996.~~63234300~~43483092 B-6 0.00000000 0.00000000 4.~~57794334~~57247966 0.00000000 ~~997~~996.~~63234781~~43482635 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 1-A-PO 0.00000% 0.00 0.00 2,~~994~~983,~~772~~920.8691 2,~~983~~961,~~920~~459.9109 9998.~~21688108~~47001419% 2-A-PO 0.00000% 0.00 0.00 ~~338,141.82~~ 337,334.06 335,833.77 99.~~52471935~~08208411% 1-A-IO 5.50000% 1,~~858~~856,~~456~~350.7211 1,~~856~~830,~~350~~065.1185 0.00 0.00 9998.~~57383944~~16396278% 2-A-IO 5.50000% 224,~~538~~025.9859 ~~224~~223,~~025~~509.5969 0.00 0.00 99.~~54525015~~31601118%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 24,~~422~~144,~~416~~373.2404 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 24,~~422~~144,~~416~~373.2404 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 59,~~766~~529.9761 Payment of Interest and Principal 24,~~362~~084,~~649~~843.2743 Total Withdrawals (Pool Distribution Amount) 24,~~422~~144,~~416~~373.2404 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 57,~~248~~016.0277 Assured Guaranty Fee 1,007.60 Trustee Fee - Wells Fargo Bank, N.A. 1,~~511~~505.3524 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 59,~~766~~529.9761

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 24 0 0 0 24 ~~832~~1,~~707~~594,455.6907 0.00 0.00 0.00 ~~832~~1,~~707~~594,455.6907 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 24 0 0 0 24 ~~832~~1,~~707~~594,455.6907 0.00 0.00 0.00 ~~832~~1,~~707~~594,455.6907 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~386847~~779727% 0.000000% 0.000000% 0.000000% 0.~~386847~~779727% 0.~~303982~~588141% 0.000000% 0.000000% 0.000000% 0.~~303982~~588141% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~386847~~779727% 0.000000% 0.000000% 0.000000% 0.~~386847~~779727% 0.~~303982~~588141% 0.000000% 0.000000% 0.000000% 0.~~303982~~588141%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 - 30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 13 0 0 0 13 ~~390~~1,~~663~~153,395.0022 0.00 0.00 0.00 ~~390~~1,~~663~~153,395.0022 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 13 0 0 0 13 ~~390~~1,~~663~~153,395.0022 0.00 0.00 0.00 ~~390~~1,~~663~~153,395.0022 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~212766~~642398% 0.000000% 0.000000% 0.000000% 0.~~212766~~642398% 0.~~156275~~465486% 0.000000% 0.000000% 0.000000% 0.~~156275~~465486% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~212766~~642398% 0.000000% 0.000000% 0.000000% 0.~~212766~~642398% 0.~~156275~~465486% 0.000000% 0.000000% 0.000000% 0.~~156275~~465486% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 - 15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 ~~442~~441,~~044~~059.6985 0.00 0.00 0.00 ~~442~~441,~~044~~059.6985 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 ~~442~~441,~~044~~059.6985 0.00 0.00 0.00 ~~442~~441,~~044~~059.6985 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.~~127660~~173913% 0.000000% 0.000000% 0.000000% 2.~~127660~~173913% 1.~~845771~~891546% 0.000000% 0.000000% 0.000000% 1.~~845771~~891546% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.~~127660~~173913% 0.000000% 0.000000% 0.000000% 2.~~127660~~173913% 1.~~845771~~891546% 0.000000% 0.000000% 0.000000% 1.~~845771~~891546%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 59,~~193~~491.9830

REO Detail - All Mortgage Loans in REO during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~REO ~~Mixed~~History* ~~Fixed~~New ~~Weighted~~REO ~~Average~~Loans ~~Gross~~Month ~~Coupon~~REO 5Percentage Loans in REO 0 Aug-04 0.~~731583~~000% ~~Weighted~~Original ~~Average~~Principal ~~Pass-Through~~Balance ~~Rate~~0.00 5Sep-04 0.~~474983~~000% ~~Weighted~~Current ~~Average~~Principal ~~Maturity(Stepdown~~Balance ~~Calculation)~~0.00 ~~296~~Oct-04 ~~Beginning~~0.000% ~~Scheduled~~Nov-04 ~~Collateral~~0.000% ~~Loan~~Current ~~Count~~REO ~~518~~Total ~~Number~~Dec-04 Of0.000% Loans ~~Paid~~in InREO ~~Full~~0 1Jan-05 ~~Ending~~0.000% ~~Scheduled~~Original ~~Collateral~~Principal ~~Loan~~Balance ~~Count~~0.00 ~~517~~Feb-05 ~~Beginning~~0.000% ~~Scheduled~~Current ~~Collateral~~Principal Balance ~~274,790,454~~0.7700 ~~Ending~~Mar-05 ~~Scheduled~~0.000% ~~Collateral~~Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 - 30 Year Fixed 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal Balance ~~273,680,525~~0.4800 ~~Ending~~Sep-04 ~~Actual~~0.000% ~~Collateral~~Current Principal Balance at0.00 31Oct-~~May~~04 0.000% Nov-~~2005~~04 ~~273,933,~~0.000% Current REO Total Dec-04 0.49000% ~~Monthly~~Loans ~~P&I~~in ~~Constant~~REO ~~1,639,820~~0 Jan-05 0.57000% ~~Special~~Original ~~Servicing~~Principal ~~Fee~~Balance 0.00 ~~Prepayment~~Feb-05 ~~Penalties~~0.000% Current Principal Balance 0.00 ~~Realized~~Mar-05 ~~Loss~~0.000% ~~Amount~~Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 - 15 Year Fixed 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal Balance 0.00 ~~Cumulative~~Sep-04 ~~Realized~~0.000% ~~Loss~~Current Principal Balance 0.00 ~~Class~~Oct-04 A0.000% ~~Non~~Nov-PO04 ~~Optimal~~0.000% ~~Amount~~Current ~~2,300,339~~REO Total Dec-04 0.03000% ~~Class~~Loans APin ~~Deferred~~REO ~~Amount~~0 Jan-05 0.00000% ~~Scheduled~~Original Principal ~~327,333~~Balance 0.5600 ~~Unscheduled~~Feb-05 0.000% Current Principal ~~782,595~~Balance 0.7300 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Miscellaneous~~REO ~~Reporting~~Loan ~~Senior~~Detail %- ~~97.512171%~~All ~~Subordinate~~Mortgage %Loans 2in REO during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number REO Date State Origination Balance No REO loans this period.~~487829%~~

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement Group 1~~ - 30All ~~Year~~Mortgage ~~Fixed~~Loans 2in -REO 15during ~~Year~~Current ~~Fixed~~Period ~~Total~~(continued) ~~Collateral~~Current ~~Description~~Paid ~~Fixed~~Current 30Approximate ~~Year Fixed 15 Year Mixed Fixed Weighted Average Coupon Rate 5.731685 5.730523 5.731583 Weighted Average Net Rate 5.481685 5.480523 5.481583 Weighted Average Maturity 356 235 296 Beginning~~ Loan ~~Count~~Principal ~~471~~To 47Months ~~518 Loans Paid In Full 1 0 1 Ending~~ Loan ~~Count~~Delinquent ~~470~~Group 47Number ~~517 Beginning Scheduled~~ Balance ~~250,831,992.17 23,958,462.60 274,790,454.77 Ending Scheduled Balance 249,778,532.83 23,901,992.65 273,680,525.48 Record~~ Date ~~05/31/2005~~Delinquent ~~05/31/2005~~Rate ~~05/31/2005 Principal And~~ Interest ~~Constant~~No ~~1,470,393.24~~REO ~~169,427.33~~loans ~~1,639,820.57~~this ~~Scheduled Principal 272,318~~period.33 55,015.23 327,333.56 Unscheduled Principal 781,141.01 1,454.72 782,595.73 Scheduled Interest 1,198,074.91 114,412.10 1,312,487.01 Servicing Fees 52,256.67 4,991.35 57,248.02 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 1,379.58 131.77 1,511.35 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 1,144,438.66 109,288.98 1,253,727.64 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.475085 5.473923 5.474983

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

~~Miscellaneous~~Summary ~~Reporting~~12 ~~Group~~Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 - 30 Year Fixed ~~CPR~~12 3Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.~~677616~~000% ~~Subordinate~~Original Principal Balance 0.00 Sep-04 0.000% 2Current Principal Balance 0.~~487808~~00 Oct-04 0.000% ~~Subordinate~~Nov-04 ~~Prepayment~~0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.~~000000~~000% ~~Senior~~Original ~~Prepayment~~Principal Balance 0.00 Feb-05 0.000% ~~100~~Current Principal Balance 0.~~000000~~00 Mar-05 0.000% ~~Senior~~Apr-05 0.000% 97May-05 0.~~512192~~000% ~~Group~~Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 - 15 Year Fixed ~~CPR~~12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.~~073005~~000% ~~Subordinate~~Original Principal Balance 0.00 Sep-04 0.000% 2Current Principal Balance 0.~~488053~~00 Oct-04 0.000% ~~Subordinate~~Nov-04 ~~Prepayment~~0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.~~000000~~000% ~~Senior~~Original ~~Prepayment~~Principal Balance 0.00 Feb-05 0.000% ~~100~~Current Principal Balance 0.~~000000~~00 Mar-05 0.000% ~~Senior~~Apr-05 0.000% 97May-05 0.~~511947~~000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Prepayment - Voluntary Prepayments

Realized Loss Report - Collateral Summary

Filing Compare · Banc of America Mortgage Securities Mortgage Pass-Through Certificates Series 2005-4 Trust