8-K 1 srm05015_10507.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2005 STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-15 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-120575-39 Pooling and Servicing Agreement) (Commission 54-2176800 (State or other File Number) 54-2176810 jurisdiction 54-2176811 of Incorporation) 54-2176812 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On July 25, 2005 a distribution was made to holders of STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2005-15 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-15 Trust, relating to the July 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-15 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 7/25/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-15 Trust, relating to the July 25, 2005 distribution. EX-99.1

~~Delaware~~Structured ~~333~~Adjustable Rate Mortgage Trust Mortgage Pass-~~120575~~Through 74Certificates Record Date: 6/30/2005 Distribution Date: 7/25/2005 Structured Adjustable Rate Mortgage Trust Mortgage Pass-~~2440850~~Through Certificates Series 2005-15 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution 1-A1 863579UL0 SEN 5.06000% 130,200,000.00 549,010.00 1-A2 863579UM8 SEN 5.06000% 7,964,000.00 33,581.53 1-AX 863579UN6 SEN 5.06000% 0.00 46,156.40 1-PAX 863579UP1 SEN 5.06000% 0.00 36,526.35 2-A1 863579UQ9 SEN 5.24176% 149,390,000.00 652,555.41 2-A2 863579UR7 SEN 5.24176% 9,137,000.00 39,911.63 3-A1 863579US5 SEN 5.53907% 166,486,000.00 768,480.60 3-~~---------------------------~~A2 863579UT3 SEN 5.53907% 21,693,000.00 100,132.44 4-~~------------------------------------~~A1 863579UU0 SEN 5.53616% 486,797,000.00 2,245,822.28 4-~~------------------------------------~~A2 ~~(State~~863579UV8 orSEN ~~other~~5.53616% ~~(Commission~~14,446,000.00 ~~(IRS~~66,646.16 ~~Employer~~B1 ~~jurisdiction~~863579UW6 ofSUB ~~File~~5.42267% ~~Number)~~17,729,000.00 ~~Identification~~80,115.43 NoB2 863579UX4 SUB 5.)42267% ~~incorporation)~~11,992,000.00 ~~745~~54,190.55 ~~Seventh~~B3 ~~Avenue~~863579UY2 SUB 5.42267% 3,127,000.00 ~~7th~~14,130.57 ~~Floor~~B4 ~~New~~863579UZ9 ~~York~~SUB 5.42267% 6,255,000.00 ~~New~~28,265.67 ~~York~~B5 ~~10019~~863579VA3 SUB 5.42267% 2,085,000.00 9,421.89 B6 863579VB1 SUB 5.42267% 3,127,000.00 14,130.57 B7 863579VC9 SUB 5.42267% 2,085,000.00 9,421.89 B8 863580VE5 SUB 5.42267% 3,648,000.00 16,484.92 B9 863581VF2 SUB 5.42267% 4,170,000.00 18,843.78 B10 863582VG0 SUB 5.42267% 2,625,380.12 11,863.81 P-~~-----------------------------------------------------------------------------~~I SRM0515P1 SEN 0.00000% 0.00 0.00 P-~~------------------------------------~~II ~~(Address~~SRM0515P2 ofSEN ~~principal~~0.00000% ~~executive~~0.00 ~~offices)~~0.00 ~~Zip~~R ~~Code~~863579VD7 SEN 5.73899% 100.00 0.48 Totals 1,042,956,480.12 4,795,692.36

Delinquency Status By Groups

REO Detail - All Mortgage Loans in REO during Current Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Prepayment - Voluntary Prepayments

Realized Loss Report - Collateral Summary

Filing Compare · STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST SERIES 2005-15