8-K 1 bam0500a_10508.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2005 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-A Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-10 Pooling and Servicing Agreement) (Commission 54-2165626 (State or other File Number) 54-2165627 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 25, 2005 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2005-A Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-A Trust, relating to the August 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-A Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 8/25/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-A Trust, relating to the August 25, 2005 distribution. EX-99.1

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 67/3029/2005 Distribution Date: 78/25/2005 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series 2005-A Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution 1A1 05949AH52 SEN 4.~~07651~~07104% 9089,~~829~~067,~~358~~440.2223 ~~308~~302,~~555~~163.4699 1AR 05949AH60 SEN 4.~~07103~~06132% 0.00 0.00 1ALR 05949AH78 SEN 4.~~07103~~06132% 0.00 0.00 2A1 05949AH86 SEN 4.~~47930~~47876% ~~230~~228,~~492~~198,~~891~~230.0076 ~~860~~851,~~373~~704.0310 2A2 05949AH94 SEN 4.~~47930~~47876% ~~134~~133,~~973~~629,~~659~~936.5112 ~~503~~498,~~823~~746.3392 2A3 05949AJ27 SEN 4.~~47930~~47876% 4,~~750~~703,~~881~~584.3621 17,~~733~~555.8718 3A1 05949AJ35 SEN 5.~~05844~~05776% 36,~~997~~517,~~568~~593.1513 ~~155~~153,~~958~~914.4449 4A1 05949AJ43 SEN 5.~~22134~~22515% 4240,~~051~~563,~~796~~794.5533 ~~182~~176,~~972~~626.1955 1IO 05949AJ84 SEN 0.31700% 0.00 24,~~913~~447.1419 2IO 05949AJ92 SEN 0.17100% 0.00 54,~~690~~164.8866 4IO 05949AK25 SEN 0.03230% 0.00 1,~~173~~133.0700 B1 05949AJ50 SUB 4.~~50518~~50411% 10,~~555~~550,~~788~~275.9839 39,~~629~~599.7866 B2 05949AJ68 SUB 4.~~50518~~50411% 3,~~811~~809,~~175~~184.4475 14,~~308~~297.3649 B3 05949AJ76 SUB 4.~~50518~~50411% 2,~~051~~050,~~711~~639.0437 7,~~702~~696.7792 B4 05949AK33 SUB 4.~~50518~~50411% 1,~~466~~465,~~220~~454.3349 5,~~504~~500.6647 B5 05949AK41 SUB 4.~~50518~~50411% 879,~~732~~272.2069 3,~~302~~300.7928 B6 05949AK58 SUB 4.~~50518~~50411% 1,172,~~882~~269.5087 4,~~403~~400.3703 Totals ~~560~~552,~~033~~607,~~665~~675.2834 2,~~185~~155,~~045~~250.1493

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses 1A1 14,~~761~~646,~~917~~861.9935 0.00 8984,~~067~~420,~~440~~578.2388 24,~~070~~949,~~473~~025.4534 0.00 1AR 0.00 0.00 0.00 0.00 0.00 1ALR 0.00 0.00 0.00 0.00 0.00 2A1 24,~~294~~196,~~660~~601.2344 0.00 ~~228~~224,~~198~~001,~~230~~629.7632 35,~~155~~048,~~033~~305.2654 0.00 2A2 12,~~343~~457,~~723~~475.3959 0.00 ~~133~~131,~~629~~172,~~936~~460.1252 12,~~847~~956,~~546~~222.7251 0.00 2A3 4786,~~297~~499.1666 0.00 4,~~703~~617,~~584~~084.2155 65104,~~031~~054.0384 0.00 3A1 ~~479~~21,~~975~~826.0266 0.00 36,~~517~~495,~~593~~766.1347 ~~635~~175,~~933~~741.4615 0.00 4A1 123,~~488,002~~780.2294 0.00 40,~~563~~540,~~794~~013.3338 1200,~~670,974~~407.4149 0.00 1IO 0.00 0.00 0.00 24,~~913~~447.1419 0.00 2IO 0.00 0.00 0.00 54,~~690~~164.8866 0.00 4IO 0.00 0.00 0.00 1,~~173~~133.0700 0.00 B1 5,~~513~~496.5920 0.00 10,~~550~~544,~~275~~779.3918 45,~~143~~095.3786 0.00 B2 1,~~990~~984.6941 0.00 3,~~809~~807,~~184~~200.7535 16,~~299~~281.0590 0.00 B3 1,~~071~~068.6729 0.00 2,~~050~~049,~~639~~571.3708 8,~~774~~765.4421 0.00 B4 ~~765~~763.8543 0.00 1,~~465~~464,~~454~~691.4905 6,~~270~~263.5190 0.00 B5 ~~459~~458.5106 0.00 ~~879~~878,~~272~~814.6963 3,~~762~~758.3034 0.00 B6 ~~612~~610.6370 0.00 1,~~172~~171,~~269~~659.8717 5,~~016~~010.0073 0.00 Totals 711,~~425~~443,~~989~~426.9573 0.00 ~~552~~541,~~607~~164,~~675~~248.3458 913,~~611~~598,~~035~~677.0966 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1A1 99,118,000.00 9089,~~829~~067,~~358~~440.2223 5149,~~142~~303.1354 14,~~710~~597,~~775~~557.8681 0.00 0.00 1AR 50.00 0.00 0.00 0.00 0.00 0.00 1ALR 50.00 0.00 0.00 0.00 0.00 0.00 2A1 240,784,000.00 ~~230~~228,~~492~~198,~~891~~230.0076 ~~119~~118,~~894~~885.9143 24,~~174~~077,~~765~~716.3301 0.00 0.00 2A2 141,000,000.00 ~~134~~133,~~973~~629,~~659~~936.5112 7069,~~208~~617.9177 12,~~273~~387,~~514~~857.4882 0.00 0.00 2A3 4,963,000.00 4,~~750~~703,~~881~~584.3621 2,~~471~~450.2545 4484,~~825~~049.9021 0.00 0.00 3A1 38,460,000.00 36,~~997~~517,~~568~~593.1513 2019,~~267~~838.5027 ~~459~~1,~~707~~988.5239 0.00 0.00 4A1 43,554,000.00 4240,~~051~~563,~~796~~794.5533 17,~~930~~319.8841 16,~~470,071~~461.3453 0.00 0.00 1IO 0.00 0.00 0.00 0.00 0.00 0.00 2IO 0.00 0.00 0.00 0.00 0.00 0.00 4IO 0.00 0.00 0.00 0.00 0.00 0.00 B1 10,583,000.00 10,~~555~~550,~~788~~275.9839 5,~~513~~496.5920 0.00 0.00 0.00 B2 3,821,000.00 3,~~811~~809,~~175~~184.4475 1,~~990~~984.6941 0.00 0.00 0.00 B3 2,057,000.00 2,~~051~~050,~~711~~639.0437 1,~~071~~068.6729 0.00 0.00 0.00 B4 1,470,000.00 1,~~466~~465,~~220~~454.3349 ~~765~~763.8543 0.00 0.00 0.00 B5 882,000.00 879,~~732~~272.2069 ~~459~~458.5106 0.00 0.00 0.00 B6 1,175,905.98 1,172,~~882~~269.5087 ~~612~~610.6370 0.00 0.00 0.00 Totals 587,868,005.98 ~~560~~552,~~033~~607,~~665~~675.2834 ~~292~~287,~~329~~795.5296 711,~~133~~155,~~660~~630.4377 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1A1 14,~~761~~646,~~917~~861.9935 8984,~~067~~420,~~440~~578.2388 0.~~89860005~~85171794 14,~~761~~646,~~917~~861.9935 1AR 0.00 0.00 0.00000000 0.00 1ALR 0.00 0.00 0.00000000 0.00 2A1 24,~~294~~196,~~660~~601.2344 ~~228~~224,~~198~~001,~~230~~629.7632 0.~~94773004~~93030114 24,~~294~~196,~~660~~601.2344 2A2 12,~~343~~457,~~723~~475.3959 ~~133~~131,~~629~~172,~~936~~460.1252 0.~~94773004~~93030114 12,~~343~~457,~~723~~475.3959 2A3 4786,~~297~~499.1666 4,~~703~~617,~~584~~084.2155 0.~~94773004~~93030114 4786,~~297~~499.1666 3A1 ~~479~~21,~~975~~826.0266 36,~~517~~495,~~593~~766.1347 0.~~94949540~~94892789 ~~479~~21,~~975~~826.0266 4A1 123,~~488,002~~780.2294 40,~~563~~540,~~794~~013.3338 0.~~93134487~~93079886 123,~~488,002~~780.2294 1IO 0.00 0.00 0.00000000 0.00 2IO 0.00 0.00 0.00000000 0.00 4IO 0.00 0.00 0.00000000 0.00 B1 5,~~513~~496.5920 10,~~550~~544,~~275~~779.3918 0.~~99690781~~99638847 5,~~513~~496.5920 B2 1,~~990~~984.6941 3,~~809~~807,~~184~~200.7535 0.~~99690781~~99638847 1,~~990~~984.6941 B3 1,~~071~~068.6729 2,~~050~~049,~~639~~571.3708 0.~~99690781~~99638847 1,~~071~~068.6729 B4 ~~765~~763.8543 1,~~465~~464,~~454~~691.4905 0.~~99690782~~99638847 ~~765~~763.8543 B5 ~~459~~458.5106 ~~879~~878,~~272~~814.6963 0.~~99690781~~99638847 ~~459~~458.5106 B6 ~~612~~610.6370 1,~~172~~171,~~269~~659.8717 0.~~99690782~~99638848 ~~612~~610.6370 Totals 711,~~425~~443,~~989~~426.9573 ~~552~~541,~~607~~164,~~675~~248.3458 0.~~94001999~~92055401 711,~~425~~443,~~989~~426.9573

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1A1 99,118,000.00 ~~916~~898.~~37601868~~60005478 0.~~51597217~~49742267 1746.~~25999173~~38469108 0.00000000 1AR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1ALR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2A1 240,784,000.00 ~~957~~947.~~25999651~~73004336 0.~~49793554~~49374306 916.~~03201762~~93516185 0.00000000 2A2 141,000,000.00 ~~957~~947.~~25999652~~73004340 0.~~49793553~~49374305 916.~~03201759~~93516184 0.00000000 2A3 4,963,000.00 ~~957~~947.~~25999597~~73004433 0.~~49793472~~49374370 916.~~03201693~~93516220 0.00000000 3A1 38,460,000.00 ~~961~~949.~~97525091~~49540120 0.~~52697608~~51581565 110.~~95287363~~05170021 0.00000000 4A1 43,554,000.00 ~~965~~931.~~50940327~~34486683 0.~~41169307~~39765372 330.~~75284337~~14835675 0.00000000 1IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 4IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B1 10,583,000.00 ~~997~~996.~~42879902~~90781347 0.~~52098554~~51934234 0.00000000 0.00000000 B2 3,821,000.00 ~~997~~996.~~42879874~~90781209 0.~~52098665~~51934310 0.00000000 0.00000000 B3 2,057,000.00 ~~997~~996.~~42879922~~90781235 0.~~52098687~~51934370 0.00000000 0.00000000 B4 1,470,000.00 ~~997~~996.~~42879592~~90781633 0.~~52098639~~51934014 0.00000000 0.00000000 B5 882,000.00 ~~997~~996.~~42879819~~90781179 0.~~52098639~~51934240 0.00000000 0.00000000 B6 1,175,905.98 ~~997~~996.~~42880804~~90782251 0.~~52098553~~51934424 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1A1 0.00000000 1746.~~77596390~~88211374 ~~898~~851.~~60005478~~71794104 0.~~89860005~~85171794 1746.~~77596390~~88211374 1AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2A1 0.00000000 917.~~52995311~~42890491 ~~947~~930.~~73004336~~30113845 0.~~94773004~~93030114 917.~~52995311~~42890491 2A2 0.00000000 917.~~52995312~~42890489 ~~947~~930.~~73004340~~30113844 0.~~94773004~~93030114 917.~~52995312~~42890489 2A3 0.00000000 917.~~52995366~~42890590 ~~947~~930.~~73004433~~30113842 0.~~94773004~~93030114 917.~~52995366~~42890590 3A1 0.00000000 120.~~47984971~~56751586 ~~949~~948.~~49540120~~92788534 0.~~94949540~~94892789 120.~~47984971~~56751586 4A1 0.00000000 340.~~16453644~~54601047 ~~931~~930.~~34486683~~79885613 0.~~93134487~~93079886 340.~~16453644~~54601047 1IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 4IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B1 0.00000000 0.~~52098554~~51934234 996.~~90781347~~38847019 0.~~99690781~~99638847 0.~~52098554~~51934234 B2 0.00000000 0.~~52098665~~51934310 996.~~90781209~~38847160 0.~~99690781~~99638847 0.~~52098665~~51934310 B3 0.00000000 0.~~52098687~~51934370 996.~~90781235~~38846864 0.~~99690781~~99638847 0.~~52098687~~51934370 B4 0.00000000 0.~~52098639~~51934014 996.~~90781633~~38846939 0.~~99690782~~99638847 0.~~52098639~~51934014 B5 0.00000000 0.~~52098639~~51934240 996.~~90781179~~38846939 0.~~99690781~~99638847 0.~~52098639~~51934240 B6 0.00000000 0.~~52098553~~51934424 996.~~90782251~~38847827 0.~~99690782~~99638848 0.~~52098553~~51934424 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1A1 99,118,000.00 4.~~07651~~07104% 9089,~~829~~067,~~358~~440.2223 ~~308~~302,~~555~~163.4699 0.00 0.00 1AR 50.00 4.~~07103~~06132% 0.00 0.00 0.00 0.00 1ALR 50.00 4.~~07103~~06132% 0.00 0.00 0.00 0.00 2A1 240,784,000.00 4.~~47930~~47876% ~~230~~228,~~492~~198,~~891~~230.0076 ~~860~~851,~~373~~704.0310 0.00 0.00 2A2 141,000,000.00 4.~~47930~~47876% ~~134~~133,~~973~~629,~~659~~936.5112 ~~503~~498,~~823~~746.3392 0.00 0.00 2A3 4,963,000.00 4.~~47930~~47876% 4,~~750~~703,~~881~~584.3621 17,~~733~~555.8718 0.00 0.00 3A1 38,460,000.00 5.~~05844~~05776% 36,~~997~~517,~~568~~593.1513 ~~155~~153,~~958~~914.4449 0.00 0.00 4A1 43,554,000.00 5.~~22134~~22515% 4240,~~051~~563,~~796~~794.5533 ~~182~~176,~~972~~626.1955 0.00 0.00 1IO 0.00 0.31700% 9492,~~308~~544,~~430~~553.3039 24,~~913~~447.1419 0.00 0.00 2IO 0.00 0.17100% ~~383~~380,~~795~~102,~~614~~871.9827 54,~~690~~164.8866 0.00 0.00 4IO 0.00 0.03230% 4342,~~581~~093,~~692~~037.3982 1,~~173~~133.0700 0.00 0.00 B1 10,583,000.00 4.~~50518~~50411% 10,~~555~~550,~~788~~275.9839 39,~~629~~599.7866 0.00 0.00 B2 3,821,000.00 4.~~50518~~50411% 3,~~811~~809,~~175~~184.4475 14,~~308~~297.3649 0.00 0.00 B3 2,057,000.00 4.~~50518~~50411% 2,~~051~~050,~~711~~639.0437 7,~~702~~696.7792 0.00 0.00 B4 1,470,000.00 4.~~50518~~50411% 1,~~466~~465,~~220~~454.3349 5,~~504~~500.6647 0.00 0.00 B5 882,000.00 4.~~50518~~50411% 879,~~732~~272.2069 3,~~302~~300.7928 0.00 0.00 B6 1,175,905.98 4.~~50518~~50411% 1,172,~~882~~269.5087 4,~~403~~400.3703 0.00 0.00 Totals 587,868,005.98 2,~~185~~155,~~045~~250.1493 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1A1 0.00 0.00 ~~308~~302,~~555~~163.4699 0.00 8984,~~067~~420,~~440~~578.2388 1AR 0.00 0.00 0.00 0.00 0.00 1ALR 0.00 0.00 0.00 0.00 0.00 2A1 0.00 0.00 ~~860~~851,~~373~~704.0310 0.00 ~~228~~224,~~198~~001,~~230~~629.7632 2A2 0.00 0.00 ~~503~~498,~~823~~746.3392 0.00 ~~133~~131,~~629~~172,~~936~~460.1252 2A3 0.00 0.00 17,~~733~~555.8718 0.00 4,~~703~~617,~~584~~084.2155 3A1 0.00 0.00 ~~155~~153,~~958~~914.4449 0.00 36,~~517~~495,~~593~~766.1347 4A1 0.00 0.00 ~~182~~176,~~972~~626.1955 0.00 40,~~563~~540,~~794~~013.3338 1IO 0.00 0.00 24,~~913~~447.1419 0.00 9287,~~544~~895,~~553~~767.3927 2IO 0.00 0.00 54,~~690~~164.8866 0.00 ~~380~~373,~~102~~355,~~871~~224.2738 4IO 0.00 0.00 1,~~173~~133.0700 0.00 42,~~093~~068,~~037~~603.8294 B1 0.00 0.00 39,~~629~~599.7866 0.00 10,~~550~~544,~~275~~779.3918 B2 0.00 0.00 14,~~308~~297.3649 0.00 3,~~809~~807,~~184~~200.7535 B3 0.00 0.00 7,~~702~~696.7792 0.00 2,~~050~~049,~~639~~571.3708 B4 0.00 0.00 5,~~504~~500.6647 0.00 1,~~465~~464,~~454~~691.4905 B5 0.00 0.00 3,~~302~~300.7928 0.00 ~~879~~878,~~272~~814.6963 B6 0.00 0.00 4,~~403~~400.3703 0.00 1,~~172~~171,~~269~~659.8717 Totals 0.00 0.00 2,~~185~~155,~~045~~250.1493 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1A1 99,118,000.00 4.~~07651~~07104% ~~916~~898.~~37601868~~60005478 3.~~11301136~~04852792 0.00000000 0.00000000 1AR 50.00 4.~~07103~~06132% 0.00000000 0.00000000 0.00000000 0.00000000 1ALR 50.00 4.~~07103~~06132% 0.00000000 0.00000000 0.00000000 0.00000000 2A1 240,784,000.00 4.~~47930~~47876% ~~957~~947.~~25999651~~73004336 3.~~57321512~~53721219 0.00000000 0.00000000 2A2 141,000,000.00 4.~~47930~~47876% ~~957~~947.~~25999652~~73004340 3.~~57321511~~53721220 0.00000000 0.00000000 2A3 4,963,000.00 4.~~47930~~47876% ~~957~~947.~~25999597~~73004433 3.~~57321580~~53721136 0.00000000 0.00000000 3A1 38,460,000.00 5.~~05844~~05776% ~~961~~949.~~97525091~~49540120 4.~~05508164~~00193682 0.00000000 0.00000000 4A1 43,554,000.00 5.~~22134~~22515% ~~965~~931.~~50940327~~34486683 4.~~20104215~~05534624 0.00000000 0.00000000 1IO 0.00 0.31700% ~~919~~901.~~12447214~~93383045 0.~~24280201~~23826089 0.00000000 0.00000000 2IO 0.00 0.17100% ~~958~~949.~~62613723~~40258047 0.~~13660424~~13528987 0.00000000 0.00000000 4IO 0.00 0.03230% ~~966~~933.~~61145717~~59413994 0.~~02601787~~02512915 0.00000000 0.00000000 B1 10,583,000.00 4.~~50518~~50411% ~~997~~996.~~42879902~~90781347 3.~~74466408~~74181801 0.00000000 0.00000000 B2 3,821,000.00 4.~~50518~~50411% ~~997~~996.~~42879874~~90781209 3.~~74466370~~74181890 0.00000000 0.00000000 B3 2,057,000.00 4.~~50518~~50411% ~~997~~996.~~42879922~~90781235 3.~~74466213~~74181818 0.00000000 0.00000000 B4 1,470,000.00 4.~~50518~~50411% ~~997~~996.~~42879592~~90781633 3.~~74466667~~74181633 0.00000000 0.00000000 B5 882,000.00 4.~~50518~~50411% ~~997~~996.~~42879819~~90781179 3.~~74465986~~74181406 0.00000000 0.00000000 B6 1,175,905.98 4.~~50518~~50411% ~~997~~996.~~42880804~~90782251 3.~~74466163~~74182126 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1A1 0.00000000 0.00000000 3.~~11301136~~04852792 0.00000000 ~~898~~851.~~60005478~~71794104 1AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2A1 0.00000000 0.00000000 3.~~57321512~~53721219 0.00000000 ~~947~~930.~~73004336~~30113845 2A2 0.00000000 0.00000000 3.~~57321511~~53721220 0.00000000 ~~947~~930.~~73004340~~30113844 2A3 0.00000000 0.00000000 3.~~57321580~~53721136 0.00000000 ~~947~~930.~~73004433~~30113842 3A1 0.00000000 0.00000000 4.~~05508164~~00193682 0.00000000 ~~949~~948.~~49540120~~92788534 4A1 0.00000000 0.00000000 4.~~20104215~~05534624 0.00000000 ~~931~~930.~~34486683~~79885613 1IO 0.00000000 0.00000000 0.~~24280201~~23826089 0.00000000 ~~901~~856.~~93383045~~62703152 2IO 0.00000000 0.00000000 0.~~13660424~~13528987 0.00000000 ~~949~~932.~~40258047~~54863420 4IO 0.00000000 0.00000000 0.~~02601787~~02512915 0.00000000 933.~~59413994~~05221357 B1 0.00000000 0.00000000 3.~~74466408~~74181801 0.00000000 996.~~90781347~~38847019 B2 0.00000000 0.00000000 3.~~74466370~~74181890 0.00000000 996.~~90781209~~38847160 B3 0.00000000 0.00000000 3.~~74466213~~74181818 0.00000000 996.~~90781235~~38846864 B4 0.00000000 0.00000000 3.~~74466667~~74181633 0.00000000 996.~~90781633~~38846939 B5 0.00000000 0.00000000 3.~~74465986~~74181406 0.00000000 996.~~90781179~~38846939 B6 0.00000000 0.00000000 3.~~74466163~~74182126 0.00000000 996.~~90782251~~38847827 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 913,~~739~~725,~~632~~516.6859 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 913,~~739~~725,~~632~~516.6859 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~128~~126,~~597~~838.5993 Payment of Interest and Principal 913,~~611~~598,~~035~~677.0966 Total Withdrawals (Pool Distribution Amount) 913,~~739~~725,~~632~~516.6859 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~126~~124,~~497~~766.4765 Trustee Fee - Wells Fargo Bank, N.A. 2,~~100~~072.1228 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~128~~126,~~597~~838.5993

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 58 0 0 0 58 34,~~159~~276,~~627~~180.2191 0.00 0.00 0.00 34,~~159~~276,~~627~~180.2191 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 58 0 0 0 58 34,~~159~~276,~~627~~180.2191 0.00 0.00 0.00 34,~~159~~276,~~627~~180.2191 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~478011~~779727% 0.000000% 0.000000% 0.000000% 0.~~478011~~779727% 0.~~571517~~789831% 0.000000% 0.000000% 0.000000% 0.~~571517~~789831% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~478011~~779727% 0.000000% 0.000000% 0.000000% 0.~~478011~~779727% 0.~~571517~~789831% 0.000000% 0.000000% 0.000000% 0.~~571517~~789831%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 35 0 0 0 35 12,~~719~~365,~~643~~397.8858 0.00 0.00 0.00 12,~~719~~365,~~643~~397.8858 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 35 0 0 0 35 12,~~719~~365,~~643~~397.8858 0.00 0.00 0.00 12,~~719~~365,~~643~~397.8858 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 13.~~724138~~012048% 0.000000% 0.000000% 0.000000% 13.~~724138~~012048% 12.~~857353~~689866% 0.000000% 0.000000% 0.000000% 12.~~857353~~689866% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 13.~~724138~~012048% 0.000000% 0.000000% 0.000000% 13.~~724138~~012048% 12.~~857353~~689866% 0.000000% 0.000000% 0.000000% 12.~~857353~~689866% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 12 0 0 0 12 ~~440~~910,~~000~~800.00 0.00 0.00 0.00 ~~440~~910,~~000~~800.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 ~~440~~910,~~000~~800.00 0.00 0.00 0.00 ~~440~~910,~~000~~800.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~138504~~281690% 0.000000% 0.000000% 0.000000% 0.~~138504~~281690% 0.~~115707~~243841% 0.000000% 0.000000% 0.000000% 0.~~115707~~243841% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~138504~~281690% 0.000000% 0.000000% 0.000000% 0.~~138504~~281690% 0.~~115707~~243841% 0.000000% 0.000000% 0.000000% 0.~~115707~~243841% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 999,983.33 0.00 0.00 0.00 999,983.33 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 999,983.33 0.00 0.00 0.00 999,983.33 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.265823% 0.000000% 0.000000% 0.000000% 1.265823% 2.~~374756~~376165% 0.000000% 0.000000% 0.000000% 2.~~374756~~376165% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.265823% 0.000000% 0.000000% 0.000000% 1.265823% 2.~~374756~~376165% 0.000000% 0.000000% 0.000000% 2.~~374756~~376165%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 1218,~~509~~710.1083

REO Detail - All Mortgage Loans in REO during Current Period

Summary 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current REO Total ~~Dec~~Jan-0405 0.000% Loans in REO 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Aug~~Sep-04 0.000% Original Principal Balance 0.00 ~~Sep~~Oct-04 0.000% Current Principal Balance 0.00 ~~Oct~~Nov-04 0.000% ~~Nov~~Dec-04 0.000% Current Foreclosure Total ~~Dec~~Jan-0405 0.000% Loans in Foreclosure 0 ~~Jan~~Feb-05 0.000% Original Principal Balance 0.00 ~~Feb~~Mar-05 0.000% Current Principal Balance 0.00 ~~Mar~~Apr-05 0.000% ~~Apr~~May-05 0.000% ~~May~~Jun-05 0.000% ~~Jun~~Jul-05 0.000% ~~Jul~~Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 4.~~957508~~955609% Weighted Average Net Coupon 4.~~686458~~684675% Weighted Average Pass-Through Rate 4.~~681958~~680175% Weighted Average Maturity(Stepdown Calculation) ~~353~~352 Beginning Scheduled Collateral Loan Count 1,~~058~~046 Number Of Loans Paid In Full 1220 Ending Scheduled Collateral Loan Count 1,~~046~~026 Beginning Scheduled Collateral Balance ~~560~~552,~~033~~607,~~665~~675.2833 Ending Scheduled Collateral Balance ~~552~~541,~~607~~164,~~675~~248.3360 Ending Actual Collateral Balance at 3029-~~Jun~~Jul-2005 ~~552~~541,~~849~~404,~~590~~593.8025 Monthly P&I Constant 2,~~605~~569,~~972~~885.1660 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal ~~292~~287,~~329~~795.5296 Unscheduled Principal 711,~~133~~155,~~660~~630.4377

Miscellaneous Reporting Total Senior Percentage 96.~~439945~~393989% Aggregate Senior Percentage 3.~~560055~~606011%

Group Level Collateral Statement Group 1 2 3 Collateral Description 3 Year LIBOR Arm 5 Year LIBOR Arm 7 Year LIBOR Arm Weighted Average Coupon Rate 4.~~773007~~767535 4.~~904803~~904259 5.~~312943~~312264 Weighted Average Net Rate 4.~~398007~~392535 4.~~654803~~654259 5.~~062943~~062264 Weighted Average Maturity ~~353~~ 352 ~~353~~351 352 Beginning Loan Count ~~178~~174 ~~728~~722 7271 Loans Paid In Full 48 612 10 Ending Loan Count ~~174~~166 ~~722~~710 71 Beginning Scheduled Balance 9492,~~308~~544,~~430~~553.3039 ~~383~~380,~~795~~102,~~614~~871.9827 3837,~~347~~867,~~927~~212.6185 Ending Scheduled Balance 9287,~~544~~895,~~553~~767.3927 ~~380~~373,~~102~~355,~~871~~224.2738 37,~~867~~844,~~212~~653.8501 Record Date 0607/3029/2005 0607/3029/2005 0607/3029/2005 Principal And Interest Constant ~~428~~418,~~213~~902.3677 1,~~768~~751,~~339~~459.7164 ~~190~~188,~~790~~205.8831 Scheduled Principal 5351,~~101~~228.0531 ~~199~~198,~~638~~023.0085 2120,~~007~~571.2445 Unscheduled Principal 14,~~710~~597,~~775~~557.8681 36,~~493~~549,~~105~~623.7104 ~~459~~1,~~707~~988.5239 Scheduled Interest ~~375~~367,~~112~~674.3146 1,~~568~~553,~~701~~435.7179 ~~169~~167,~~783~~633.6486 Servicing Fees 2928,~~471~~920.3817 79,~~957~~188.4210 7,~~989~~889.1500 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~353~~347.6604 1,~~439~~425.2339 ~~143~~142.8000 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest ~~345~~338,~~287~~407.2725 1,~~487~~472,~~305~~822.0630 ~~161~~159,~~650~~602.6986 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.~~393507~~388035 4.~~650303~~649759 5.~~058443~~057764

Group Level Collateral Statement Group 4 Total Collateral Description 7 Year LIBOR Arm Mixed ARM Weighted Average Coupon Rate 5.~~508138~~511948 4.~~957508~~955609 Weighted Average Net Rate 5.~~258138~~261948 4.~~686458~~684675 Weighted Average Maturity ~~353~~352 ~~353~~352 Beginning Loan Count 8079 1,~~058~~046 Loans Paid In Full 10 1220 Ending Loan Count 79 1,~~046~~026 Beginning Scheduled Balance 4342,~~581~~093,~~692~~037.3982 ~~560~~552,~~033~~607,~~665~~675.2833 Ending scheduled Balance 42,~~093~~068,~~037~~603.8294 ~~552~~541,~~607~~164,~~675~~248.3360 Record Date 0607/3029/2005 0607/3029/2005 Principal And Interest Constant ~~218~~211,~~628~~317.2188 2,~~605~~569,~~972~~885.1660 Scheduled Principal 1817,~~583~~972.2335 ~~292~~287,~~329~~795.5296 Unscheduled Principal 16,~~470,071~~461.3453 711,~~133~~155,~~660~~630.4377 Scheduled Interest ~~200~~193,~~044~~345.9853 2,~~313~~282,~~642~~089.64 Servicing Fees 98,~~079~~769.5238 ~~126~~124,~~497~~766.4765 Master Servicing Fees 0.00 0.00 Trustee Fee ~~163~~157.4385 2,~~100~~072.1228 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest ~~190~~184,~~802~~418.0330 2,~~185~~155,~~045~~250.0571 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.~~253638~~257448 4.~~681958~~680175

Miscellaneous Reporting Group 1 CPR 1945.~~732564~~763603% Subordinate Percentage 3.~~689036~~757231% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.~~310964~~242769% Group 2 CPR 1018.~~396437~~835004% Subordinate Percentage 3.~~537868~~570380% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.~~462132~~429620% Group 3 CPR 130.~~480700~~063027% Subordinate Percentage 3.~~521336~~564085% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.~~478664~~435915%

Miscellaneous Reporting Group 4 CPR 330.~~763586~~184130% Subordinate Percentage 3.~~510409~~633008% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.~~489591~~366992%

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1 48 14,~~644~~637,~~700~~220.00 14,~~606~~590,~~312~~457.4225 0 0.00 0.00 2 612 26,~~649,~~000,950.00 25,~~631~~983,~~411~~500.6415 0 0.00 0.00 3 10 ~~460,000~~0.00 ~~457,399~~0.5500 0 0.00 0.00 4 10 ~~1,162,000~~0.00 ~~1,162,000~~0.00 0 0.00 0.00 Total 1220 510,~~915~~638,~~700~~170.00 510,~~857~~573,~~123~~957.6140 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 ~~106~~8,~~554~~549.2452 2 0 0.00 0.00 0 0.00 0.00 ~~864~~568,~~751~~763.6708 3 0 0.00 0.00 0 0.00 0.00 21,~~835~~988.0739 4 0 0.00 0.00 0 0.00 0.00 ~~308~~6,~~071~~461.3453 Total 0 0.00 0.00 0 0.00 0.00 1585,~~282,212~~762.3252

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 ~~6583753618~~6251984701 NVCO 9061.01 01-Dec-2004 360,000.00 323,646.46 1 6383145999 CA 80.00 01-~~Jan~~Feb-2005 ~~373~~743,~~500~~920.00 ~~341~~743,~~819~~920.4000 1 ~~6632911522~~6507127261 CA 7935.9708 01-Feb-2005 ~~473~~999,~~600~~900.00 ~~470~~999,~~227~~900.9800 1 ~~6758379439~~6606129499 CA 80.00 01-Jan-2005 544,000.00 538,062.36 1 6725757576 VA 42.39 01-Feb-2005 ~~404~~566,000.00 ~~401~~561,~~188~~179.9547 1 ~~6860051900~~6766695453 AZ 70.00 01-Jan-2005 539,000.00 539,000.00 1 6859751304 IL 80.00 01-Feb-2005 ~~393~~484,~~600~~400.00 ~~390~~483,~~985~~300.2900 21 ~~3301136432~~6937977228 FLCA 7175.4247 01-Jan-2005 ~~500~~400,000.00 ~~486~~400,~~195~~000.6900 2 ~~6213353326~~3300982976 WICA 4974.0183 01-~~Feb~~Jan-2005 ~~371~~580,~~500~~000.00 ~~371~~574,~~500~~342.0079 2 ~~6317654710~~3301075465 CA 80.00 01-~~Feb~~Jan-2005 ~~524~~360,000.00 ~~520~~356,~~354~~471.0326 2 ~~6417614051~~6365077772 FLCA 9080.00 01-Jan-2005 ~~364~~372,~~500~~000.00 ~~361~~372,~~395~~000.6200 2 ~~6552854843~~6505170651 CA 6780.9600 01-Jan-2005 ~~505~~624,000.00 ~~504~~618,~~908~~185.46 2 6510165324 CA 70.00 01-Jan-2005 695,100.00 695,098.54 2 ~~6612209764~~6539892908 CA 7379.1499 01-Feb-2005 ~~384~~422,600.00 422,600.00 2 6616133382 CO 75.00 01-Jan-2005 599,250.00 599,250.00 2 6846549928 TN 78.57 01-Feb-2005 374,000.00 ~~384~~374,000.00 32 ~~6289002112~~6915741778 AZCA 80.00 01-~~Feb~~Jan-2005 ~~460~~400,000.00 ~~456~~400,~~872~~000.4500 42 ~~6801826014~~6937014337 ILCA 6471.5551 01-Feb-2005 1472,~~162~~000.00 472,000.00 12 6964301110 CA 69.97 01-Feb-2005 655,~~162~~000.00 649,911.91 2 6986000153 CA 20.31 01-Feb-2005 447,000.00 447,000.00

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 ~~6583753618~~6251984701 Loan Paid in Full 0(1) 4.500% 360 8 1 6383145999 Loan Paid in Full (1) 5.000% 360 6 1 ~~6632911522~~6507127261 Loan Paid in Full 0 54.~~125~~875% 360 56 1 ~~6758379439~~6606129499 Loan Paid in Full 0 54.~~250~~375% 360 7 1 6725757576 Loan Paid in Full 0 5.000% 360 6 1 ~~6860051900~~6766695453 Loan Paid in Full (0 5.500% 360 7 1) 6859751304 Loan Paid in Full 0 5.500% 360 6 1 6937977228 Loan Paid in Full 0 4.750% 360 7 2 3300982976 Loan Paid in Full 0 5.000% 360 7 2 ~~3301136432~~3301075465 Loan Paid in Full 0 45.~~500~~000% ~~180~~360 67 2 ~~6213353326~~6365077772 Loan Paid in Full (1) 54.~~250~~875% 360 57 2 ~~6317654710~~6505170651 Loan Paid in Full 0 5.250% 360 7 2 6510165324 Loan Paid in Full 0 5.375% 360 7 2 ~~6417614051~~6539892908 Loan Paid in Full 0 5.000% 360 6 2 ~~6552854843~~6616133382 Loan Paid in Full 0 5.~~125~~250% 360 7 2 6846549928 Loan Paid in Full 0 5.000% 360 6 2 ~~6612209764~~6915741778 Loan Paid in Full 0 5.250% 360 57 32 ~~6289002112~~6937014337 Loan Paid in Full 0 5.~~375~~625% 360 56 42 ~~6801826014~~6964301110 Loan Paid in Full 0 5.~~375~~500% 360 6 2 6986000153 Loan Paid in Full 0 5.750% 360 6

Prepayment - Voluntary Prepayments

Summary SMM CPR PSA Current Month 12.~~274~~020% Current Month 1421.~~266~~718% Current Month 1,~~292~~665.~~281~~671% 3 Month Average 1.~~248~~404% 3 Month Average 1315.~~955~~488% 3 Month Average 1,~~628~~372.~~348~~609% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 5.553% N/A Feb-2005 5,450.015% N/A Mar-2005 6.072% N/A Mar-2005 2,021.908% N/A Apr-2005 12.449% N/A Apr-2005 2,473.211% N/A May-2005 17.118% N/A May-2005 2,432.888% N/A Jun-2005 10.480% N/A Jun-2005 1,159.876% N/A Jul-2005 14.266% N/A Jul-2005 1,292.281% N/A Aug-2005 21.718% N/A Aug-2005 1,665.671% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 14.~~815~~971% Current Month 1945.~~733~~764% Current Month 13,~~744~~432.~~211~~284% 3 Month Average 13.~~883~~031% 3 Month Average 2029.~~342~~975% 3 Month Average 2,~~226~~601.~~955~~171% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 21.440% N/A Feb-2005 16,941.494% N/A Mar-2005 10.580% N/A Mar-2005 3,252.710% N/A Apr-2005 14.860% N/A Apr-2005 2,807.397% N/A May-2005 16.865% N/A May-2005 2,309.636% N/A Jun-2005 24.428% N/A Jun-2005 2,627.018% N/A Jul-2005 19.733% N/A Jul-2005 1,744.211% N/A Aug-2005 45.764% N/A Aug-2005 3,432.284% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 01.~~911~~724% Current Month 1018.~~396~~835% Current Month ~~951~~1,457.~~085~~010% 3 Month Average 1.~~130~~128% 3 Month Average 12.~~636~~618% 3 Month Average 1,~~546~~124.~~793~~357% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 1.767% N/A Feb-2005 1,912.452% N/A Mar-2005 6.042% N/A Mar-2005 2,073.906% N/A Apr-2005 9.208% N/A Apr-2005 1,866.008% N/A May-2005 18.890% N/A May-2005 2,724.320% N/A Jun-2005 8.621% N/A Jun-2005 964.975% N/A Jul-2005 10.396% N/A Jul-2005 951.085% N/A Aug-2005 18.835% N/A Aug-2005 1,457.010% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 SMM CPR PSA Current Month 10.~~199~~005% Current Month 130.~~481~~063% Current Month ~~1,206~~4.~~239~~784% 3 Month Average 0.~~918~~403% 3 Month Average 104.~~210~~531% 3 Month Average ~~1,199~~405.~~806~~438% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 3.765% N/A Feb-2005 3,323.072% N/A Mar-2005 1.168% N/A Mar-2005 375.939% N/A Apr-2005 16.412% N/A Apr-2005 3,190.507% N/A May-2005 17.102% N/A May-2005 2,387.888% N/A Jun-2005 0.048% N/A Jun-2005 5.292% N/A Jul-2005 13.481% N/A Jul-2005 1,206.239% N/A Aug-2005 0.063% N/A Aug-2005 4.784% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 4 SMM CPR PSA Current Month 30.~~375~~015% Current Month 330.~~764~~184% Current Month ~~2,990~~13.~~665~~855% 3 Month Average 1.~~181~~182% 3 Month Average 11.~~922~~930% 3 Month Average 1,~~070~~067.~~698~~899% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.736% N/A Feb-2005 609.024% N/A Mar-2005 0.101% N/A Mar-2005 32.086% N/A Apr-2005 29.807% N/A Apr-2005 5,683.339% N/A May-2005 0.161% N/A May-2005 22.252% N/A Jun-2005 1.842% N/A Jun-2005 199.177% N/A Jul-2005 33.764% N/A Jul-2005 2,990.665% N/A Aug-2005 0.184% N/A Aug-2005 13.855% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary

MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 4 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Aug-2004 N/A N/A Aug-2004 N/A N/A~~ Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Filing Compare · Banc of America Mortgage Securities Mortgage Pass-Through Certificates Series 2005-A