8-K 1 baa05003_10510.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-3 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-18 Pooling and Servicing Agreement) (Commission 54-2169430 (State or other File Number) 54-2169431 jurisdiction 54-6658761 of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On October 25, 2005 a distribution was made to holders of BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2005-3 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-3 Trust, relating to the October 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-3 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 10/27/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-3 Trust, relating to the October 25, 2005 distribution. EX-99.1

Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 79/2930/2005 Distribution Date: 810/25/2005 Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-3 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution 1-CB-3 05948KYM5 SEN 5.50000% 1,~~391~~336,~~824~~743.8665 6,~~379~~126.2074 1-CB-1 05948KYK9 SEN 34.~~96000~~33000% ~~172~~165,~~544~~715,~~222~~816.2312 ~~569~~597,~~395~~957.9390 1-CB-2 05948KYL7 SEN 1.~~54000~~17000% 0.00 ~~221~~161,~~431~~572.7592 1-CB-4 05948KYN3 SEN 5.50000% 21,~~073~~991,~~398~~344.4407 9,~~503~~126.0899 1-CB-R 05948KYP8 SEN 5.50000% 0.00 0.5000 1-CB-LR 05948KYQ6 SEN 5.50000% 0.00 0.00 2-A-1 05948KYR4 SEN 5.50000% 4139,~~084~~972,~~658~~742.5160 ~~188~~183,~~304~~208.6840 A-IO 05948KYS2 SEN 5.50000% 0.00 5654,~~681~~471.2207 A-PO 05948KYT0 PO 0.00000% 1,~~824~~765,~~596~~196.6934 0.00 B1 05948KYU7 SUB 5.50000% 4,~~631~~617,~~973~~697.4590 21,~~229~~164.8845 B2 05948KYV5 SUB 5.50000% 1,~~781~~775,~~222~~732.4176 8,~~163~~138.9478 B3 05948KYW3 SUB 5.50000% 1,~~068~~065,~~534~~241.6547 4,~~897~~882.4536 B4 05948KYX1 SUB 5.50000% ~~950~~947,~~250~~321.3572 4,~~355~~341.3189 B5 05948KYY9 SUB 5.50000% ~~593~~591,~~409~~580.4761 2,~~719~~711.7941 B6 05948KYZ6 SUB 5.50000% ~~950~~947,~~900~~969.0036 4,~~358~~344.2986 Totals ~~228~~220,~~894~~727,~~991~~386.0660 1,~~097~~058,~~421~~047.0277

Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses 1-CB-3 3424,~~750~~146.9036 0.00 1,~~357~~312,~~073~~597.9629 4130,~~130~~273.10 0.00 1-CB-1 42,~~308~~993,~~061~~419.1112 0.00 ~~168~~162,~~236~~722,~~161~~397.1200 43,~~877~~591,~~457~~377.0402 0.00 1-CB-2 0.00 0.00 0.00 ~~221~~161,~~431~~572.7592 0.00 1-CB-4 5135,~~768~~970.3478 0.00 21,~~021~~955,~~630~~373.1029 6145,~~271~~097.4277 0.00 1-CB-R 0.00 0.00 0.00 0.5000 0.00 1-CB-LR 0.00 0.00 0.00 0.00 0.00 2-A-1 ~~552~~482,~~186~~623.7495 0.00 4039,~~532~~490,~~471~~118.7865 ~~740~~665,~~491~~832.4235 0.00 A-IO 0.00 0.00 0.00 5654,~~681~~471.2207 0.00 A-PO 2415,~~381~~325.7480 0.00 1,~~800~~749,~~214~~870.9554 2415,~~381~~325.7480 0.00 B1 7,~~115~~193.7988 0.00 4,~~624~~610,~~857~~504.6603 28,~~345~~358.6733 0.00 B2 2,~~736~~766.3740 0.00 1,~~778~~772,~~486~~966.0436 10,~~900~~905.3118 0.00 B3 1,~~641~~659.5253 0.00 1,~~066~~063,~~893~~581.1394 6,~~538~~541.9789 0.00 B4 1,~~459~~475.8183 0.00 ~~948~~945,~~790~~845.5489 5,~~815~~817.1272 0.00 B5 ~~911~~921.62 0.00 ~~592~~590,~~497~~658.8699 3,~~631~~633.4103 0.00 B6 1,~~460~~476.8072 0.00 ~~949~~946,~~439~~492.1953 5,~~819~~821.0958 0.00 Totals 43,~~986~~566,~~474~~979.7499 0.00 ~~223~~217,~~908~~160,~~516~~406.3351 64,~~083~~625,~~895~~027.76 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-CB-3 1,456,000.00 1,~~391~~336,~~824~~743.8665 1,~~417~~377.0944 3322,~~333~~768.8192 0.00 0.00 1-CB-1 180,500,000.00 ~~172~~165,~~544~~715,~~222~~816.2312 ~~175~~170,~~675~~761.7320 42,~~132~~822,~~385~~657.3891 0.00 0.00 1-CB-2 0.00 0.00 0.00 0.00 0.00 0.00 1-CB-4 2,169,000.00 21,~~073~~991,~~398~~344.4407 2,~~111~~051.0397 4933,~~657~~918.3181 0.00 0.00 1-CB-R 50.00 0.00 0.00 0.00 0.00 0.00 1-CB-LR 50.00 0.00 0.00 0.00 0.00 0.00 2-A-1 42,893,000.00 4139,~~084~~972,~~658~~742.5160 ~~152~~151,~~524~~316.1409 ~~399~~331,~~662~~307.5986 0.00 0.00 A-IO 0.00 0.00 0.00 0.00 0.00 0.00 A-PO 1,905,663.00 1,~~824~~765,~~596~~196.6934 5,~~854~~799.2829 189,~~527~~526.4651 0.00 0.00 B1 4,660,000.00 4,~~631~~617,~~973~~697.4590 7,~~115~~193.7988 0.00 0.00 0.00 B2 1,792,000.00 1,~~781~~775,~~222~~732.4176 2,~~736~~766.3740 0.00 0.00 0.00 B3 1,075,000.00 1,~~068~~065,~~534~~241.6547 1,~~641~~659.5253 0.00 0.00 0.00 B4 956,000.00 ~~950~~947,~~250~~321.3572 1,~~459~~475.8183 0.00 0.00 0.00 B5 597,000.00 ~~593~~591,~~409~~580.4761 ~~911~~921.62 0.00 0.00 0.00 B6 956,653.00 ~~950~~947,~~900~~969.0036 1,~~460~~476.8072 0.00 0.00 0.00 Totals 238,960,416.00 ~~228~~220,~~894~~727,~~991~~386.0660 ~~352~~346,~~908~~799.1897 43,~~633~~220,~~566~~180.5501 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-CB-3 3424,~~750~~146.9036 1,~~357~~312,~~073~~597.9629 0.~~93205629~~90150913 3424,~~750~~146.9036 1-CB-1 42,~~308~~993,~~061~~419.1112 ~~168~~162,~~236~~722,~~161~~397.1200 0.~~93205629~~90150912 42,~~308~~993,~~061~~419.1112 1-CB-2 0.00 0.00 0.00000000 0.00 1-CB-4 5135,~~768~~970.3478 21,~~021~~955,~~630~~373.1029 0.~~93205629~~90150912 5135,~~768~~970.3478 1-CB-R 0.00 0.00 0.00000000 0.00 1-CB-LR 0.00 0.00 0.00000000 0.00 2-A-1 ~~552~~482,~~186~~623.7495 4039,~~532~~490,~~471~~118.7865 0.~~94496705~~92066581 ~~552~~482,~~186~~623.7495 A-IO 0.00 0.00 0.00000000 0.00 A-PO 2415,~~381~~325.7480 1,~~800~~749,~~214~~870.9554 0.~~94466595~~91824763 2415,~~381~~325.7480 B1 7,~~115~~193.7988 4,~~624~~610,~~857~~504.6603 0.~~99245873~~98937855 7,~~115~~193.7988 B2 2,~~736~~766.3740 1,~~778~~772,~~486~~966.0436 0.~~99245873~~98937855 2,~~736~~766.3740 B3 1,~~641~~659.5253 1,~~066~~063,~~893~~581.1394 0.~~99245873~~98937855 1,~~641~~659.5253 B4 1,~~459~~475.8183 ~~948~~945,~~790~~845.5489 0.~~99245872~~98937855 1,~~459~~475.8183 B5 ~~911~~921.62 ~~592~~590,~~497~~658.8699 0.~~99245873~~98937854 ~~911~~921.62 B6 1,~~460~~476.8072 ~~949~~946,~~439~~492.1953 0.~~99245932~~98937915 1,~~460~~476.8072 Totals 43,~~986~~566,~~474~~979.7499 ~~223~~217,~~908~~160,~~516~~406.3351 0.~~93701091~~90877146 43,~~986~~566,~~474~~979.7499

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-CB-3 1,456,000.00 ~~955~~918.~~92366758~~09316621 0.~~97327610~~94604396 2215.~~89410027~~63799451 0.00000000 1-CB-1 180,500,000.00 ~~955~~918.~~92366886~~09316410 0.~~97327274~~94604543 2215.~~89410183~~63799396 0.00000000 1-CB-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-CB-4 2,169,000.00 ~~955~~918.~~92366989~~09316275 0.~~97327340~~94604426 2215.~~89410327~~63799447 0.00000000 1-CB-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-CB-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 42,893,000.00 ~~957~~931.~~84063857~~91762292 3.~~55592148~~52775721 97.~~31766465~~72405427 0.00000000 A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-PO 1,905,663.00 ~~957~~926.~~46031171~~28987392 3.~~07204369~~04318759 94.~~72231711~~99905282 0.00000000 B1 4,660,000.00 ~~993~~990.~~98571888~~92229614 1.~~52699356~~54375107 0.00000000 0.00000000 B2 1,792,000.00 ~~993~~990.~~98571987~~92229911 1.~~52699219~~54375000 0.00000000 0.00000000 B3 1,075,000.00 ~~993~~990.~~98572093~~92229767 1.~~52699535~~54374884 0.00000000 0.00000000 B4 956,000.00 ~~993~~990.~~98572176~~92230126 1.~~52699791~~54375523 0.00000000 0.00000000 B5 597,000.00 ~~993~~990.~~98571189~~92229481 1.~~52700168~~54375209 0.00000000 0.00000000 B6 956,653.00 ~~993~~990.~~98632524~~92289472 1.~~52699046~~54363181 0.00000000 0.00000000 (2) All classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-CB-3 0.00000000 2316.~~86737637~~58403846 ~~932~~901.~~05629121~~50912775 0.~~93205629~~90150913 2316.~~86737637~~58403846 1-CB-1 0.00000000 2316.~~86737457~~58403945 ~~932~~901.~~05629429~~50912465 0.~~93205629~~90150912 2316.~~86737457~~58403945 1-CB-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-CB-4 0.00000000 2316.~~86737667~~58403873 ~~932~~901.~~05629322~~50912402 0.~~93205629~~90150912 2316.~~86737667~~58403873 1-CB-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-CB-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 1211.~~87358637~~25181148 ~~944~~920.~~96705243~~66581144 0.~~94496705~~92066581 1211.~~87358637~~25181148 A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-PO 0.00000000 128.~~79436081~~04224042 ~~944~~918.~~66595091~~24763350 0.~~94466595~~91824763 128.~~79436081~~04224042 B1 0.00000000 1.~~52699356~~54375107 ~~992~~989.~~45872532~~37854721 0.~~99245873~~98937855 1.~~52699356~~54375107 B2 0.00000000 1.~~52699219~~54375000 ~~992~~989.~~45872768~~37854911 0.~~99245873~~98937855 1.~~52699219~~54375000 B3 0.00000000 1.~~52699535~~54374884 ~~992~~989.~~45872558~~37854884 0.~~99245873~~98937855 1.~~52699535~~54374884 B4 0.00000000 1.~~52699791~~54375523 ~~992~~989.~~45872385~~37854603 0.~~99245872~~98937855 1.~~52699791~~54375523 B5 0.00000000 1.~~52700168~~54375209 ~~992~~989.~~45872697~~37854271 0.~~99245873~~98937854 1.~~52700168~~54375209 B6 0.00000000 1.~~52699046~~54363181 ~~992~~989.~~45932433~~37914793 0.~~99245932~~98937915 1.~~52699046~~54363181 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-CB-3 1,456,000.00 5.50000% 1,~~391~~336,~~824~~743.8665 6,~~379~~126.2074 0.00 0.00 1-CB-1 180,500,000.00 34.~~96000~~33000% ~~172~~165,~~544~~715,~~222~~816.2312 ~~569~~597,~~395~~957.9390 0.00 0.00 1-CB-2 0.00 1.~~54000~~17000% ~~172~~165,~~544~~715,~~222~~816.2312 ~~221~~161,~~431~~572.7592 0.00 0.00 1-CB-4 2,169,000.00 5.50000% 21,~~073~~991,~~398~~344.4407 9,~~503~~126.0899 0.00 0.00 1-CB-R 50.00 5.50000% 0.00 0.00 0.00 0.00 1-CB-LR 50.00 5.50000% 0.00 0.00 0.00 0.00 2-A-1 42,893,000.00 5.50000% 4139,~~084~~972,~~658~~742.5160 ~~188~~183,~~304~~208.6840 0.00 0.00 A-IO 0.00 5.50000% 1211,~~366~~884,~~810~~596.8041 5654,~~681~~471.2207 0.00 0.00 A-PO 1,905,663.00 0.00000% 1,~~824~~765,~~596~~196.6934 0.00 0.00 0.00 B1 4,660,000.00 5.50000% 4,~~631~~617,~~973~~697.4590 21,~~229~~164.8845 0.00 0.00 B2 1,792,000.00 5.50000% 1,~~781~~775,~~222~~732.4176 8,~~163~~138.9478 0.00 0.00 B3 1,075,000.00 5.50000% 1,~~068~~065,~~534~~241.6547 4,~~897~~882.4536 0.00 0.00 B4 956,000.00 5.50000% ~~950~~947,~~250~~321.3572 4,~~355~~341.3189 0.00 0.00 B5 597,000.00 5.50000% ~~593~~591,~~409~~580.4761 2,~~719~~711.7941 0.00 0.00 B6 956,653.00 5.50000% ~~950~~947,~~900~~969.0036 4,~~358~~344.2986 0.00 0.00 Totals 238,960,416.00 1,~~097~~058,~~420~~047.5277 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-CB-3 0.00 0.00 6,~~379~~126.2074 0.00 1,~~357~~312,~~073~~597.9629 1-CB-1 0.00 0.00 ~~569~~597,~~395~~957.9390 0.00 ~~168~~162,~~236~~722,~~161~~397.1200 1-CB-2 0.00 0.00 ~~221~~161,~~431~~572.7592 0.00 ~~168~~162,~~236~~722,~~161~~397.1200 1-CB-4 0.00 0.00 9,~~503~~126.0899 0.00 21,~~021~~955,~~630~~373.1029 1-CB-R 0.00 0.00 0.5000 0.00 0.00 1-CB-LR 0.00 0.00 0.00 0.00 0.00 2-A-1 0.00 0.00 ~~188~~183,~~304~~208.6840 0.00 4039,~~532~~490,~~471~~118.7865 A-IO 0.00 0.00 5654,~~681~~471.2207 0.00 1211,~~012~~647,~~784~~567.5937 A-PO 0.00 0.00 0.00 0.00 1,~~800~~749,~~214~~870.9554 B1 0.00 0.00 21,~~229~~164.8845 0.00 4,~~624~~610,~~857~~504.6603 B2 0.00 0.00 8,~~163~~138.9478 0.00 1,~~778~~772,~~486~~966.0436 B3 0.00 0.00 4,~~897~~882.4536 0.00 1,~~066~~063,~~893~~581.1394 B4 0.00 0.00 4,~~355~~341.3189 0.00 ~~948~~945,~~790~~845.5489 B5 0.00 0.00 2,~~719~~711.7941 0.00 ~~592~~590,~~497~~658.8699 B6 0.00 0.00 4,~~358~~344.2986 0.00 ~~949~~946,~~439~~492.1953 Totals 0.00 0.00 1,~~097~~058,~~421~~047.0277 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-CB-3 1,456,000.00 5.50000% ~~955~~918.~~92366758~~09316621 4.~~38131868~~20792582 0.00000000 0.00000000 1-CB-1 180,500,000.00 34.~~96000~~33000% ~~955~~918.~~92366886~~09316410 3.~~15454809~~31278615 0.00000000 0.00000000 1-CB-2 0.00 1.~~54000~~17000% ~~955~~918.~~92366886~~09316410 10.~~22676870~~89514083 0.00000000 0.00000000 1-CB-4 2,169,000.00 5.50000% ~~955~~918.~~92366989~~09316275 4.~~38131858~~20792531 0.00000000 0.00000000 1-CB-R 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 1-CB-LR 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 42,893,000.00 5.50000% ~~957~~931.~~84063857~~91762292 4.~~39010281~~27128902 0.00000000 0.00000000 A-IO 0.00 5.50000% ~~949~~912.~~74680455~~71368555 4.~~35300648~~18327130 0.00000000 0.00000000 A-PO 1,905,663.00 0.00000% ~~957~~926.~~46031171~~28987392 0.00000000 0.00000000 0.00000000 B1 4,660,000.00 5.50000% ~~993~~990.~~98571888~~92229614 4.~~55576824~~54172747 0.00000000 0.00000000 B2 1,792,000.00 5.50000% ~~993~~990.~~98571987~~92229911 4.~~55577009~~54172991 0.00000000 0.00000000 B3 1,075,000.00 5.50000% ~~993~~990.~~98572093~~92229767 4.~~55576744~~54173023 0.00000000 0.00000000 B4 956,000.00 5.50000% ~~993~~990.~~98572176~~92230126 4.~~55576360~~54172594 0.00000000 0.00000000 B5 597,000.00 5.50000% ~~993~~990.~~98571189~~92229481 4.~~55576214~~54172529 0.00000000 0.00000000 B6 956,653.00 5.50000% ~~993~~990.~~98632524~~92289472 4.~~55576892~~54173039 0.00000000 0.00000000 (5) All classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-CB-3 0.00000000 0.00000000 4.~~38131868~~20792582 0.00000000 ~~932~~901.~~05629121~~50912775 1-CB-1 0.00000000 0.00000000 3.~~15454809~~31278615 0.00000000 ~~932~~901.~~05629429~~50912465 1-CB-2 0.00000000 0.00000000 10.~~22676870~~89514083 0.00000000 ~~932~~901.~~05629429~~50912465 1-CB-4 0.00000000 0.00000000 4.~~38131858~~20792531 0.00000000 ~~932~~901.~~05629322~~50912402 1-CB-R 0.00000000 0.00000000 100.00000000 0.00000000 0.00000000 1-CB-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 4.~~39010281~~27128902 0.00000000 ~~944~~920.~~96705243~~66581144 A-IO 0.00000000 0.00000000 4.~~35300648~~18327130 0.00000000 ~~922~~894.~~55828625~~51032035 A-PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~944~~918.~~66595091~~24763350 B1 0.00000000 0.00000000 4.~~55576824~~54172747 0.00000000 ~~992~~989.~~45872532~~37854721 B2 0.00000000 0.00000000 4.~~55577009~~54172991 0.00000000 ~~992~~989.~~45872768~~37854911 B3 0.00000000 0.00000000 4.~~55576744~~54173023 0.00000000 ~~992~~989.~~45872558~~37854884 B4 0.00000000 0.00000000 4.~~55576360~~54172594 0.00000000 ~~992~~989.~~45872385~~37854603 B5 0.00000000 0.00000000 4.~~55576214~~54172529 0.00000000 ~~992~~989.~~45872697~~37854271 B6 0.00000000 0.00000000 4.~~55576892~~54173039 0.00000000 ~~992~~989.~~45932433~~37914793 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 1-A-IO 5.50000% 11,~~968~~503,~~000~~008.3793 11,~~629~~267,~~324~~735.1893 0.00 0.00 9289.~~18299623~~31676877% 2-A-IO 5.50000% ~~398~~381,~~810~~587.4448 ~~383~~379,~~460~~831.4144 0.00 0.00 9493.~~52065255~~62613358% 1-A-PO 0.00000% 0.00 0.00 ~~399~~372,~~736~~439.3608 ~~380~~371,~~971~~727.2779 9492.~~57934341~~28457123% 2-A-PO 0.00000% 0.00 0.00 1,~~424~~392,~~860~~757.3327 1,~~419~~378,~~243~~142.6975 9491.~~43637618~~70152250%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 64,~~133~~672,~~585~~944.0300 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 64,~~133~~672,~~585~~944.0300 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 4947,~~689~~916.2824 Payment of Interest and Principal 64,~~083~~625,~~895~~027.7576 Total Withdrawals (Pool Distribution Amount) 64,~~133~~672,~~585~~944.0300 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 4745,~~686~~984.4587 Wells Fargo Bank, N.A. 21,~~002~~931.8337 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 4947,~~689~~916.2824

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 75 0 0 0 75 1726,~~480,732~~990.2472 0.00 0.00 0.00 1726,~~480,732~~990.2472 60 Days 01 0 0 0 01 0100,343.0033 0.00 0.00 0.00 0100,343.0033 90 Days 1 0 0 1 0 1 220,863.14 0.00 0.00 ~~17,439.18~~ 0.00 17220,~~439~~863.1814 120 Days 10 0 10 0 20 ~~66,764~~0.8500 0.00 ~~87,325~~0.3400 0.00 ~~154,090~~0.1900 150 Days 0 0 01 0 01 0.00 0.00 017,439.0018 0.00 017,439.0018 180+ Days 0 0 01 0 01 0.00 0.00 087,325.0034 0.00 087,325.0034 Totals 87 0 2 0 109 1,~~547~~048,~~497~~197.0919 0.00 104,764.52 0.00 1,~~652~~152,~~261~~961.6171 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~432366~~316656% 0.000000% 0.000000% 0.000000% 0.~~432366~~316656% 0.~~660482~~334347% 0.000000% 0.000000% 0.000000% 0.~~660482~~334347% 60 Days 0.~~000000~~063331% 0.000000% 0.000000% 0.000000% 0.~~000000~~063331% 0.~~000000~~046148% 0.000000% 0.000000% 0.000000% 0.~~000000~~046148% 90 Days 0.~~000000~~063331% 0.000000% 0.~~061767~~000000% 0.000000% 0.~~061767~~063331% 0.~~000000~~101576% 0.000000% 0.~~007779~~000000% 0.000000% 0.~~007779~~101576% 120 Days 0.~~061767~~000000% 0.000000% 0.~~061767~~000000% 0.000000% 0.~~123533~~000000% 0.~~029781~~000000% 0.000000% 0.~~038952~~000000% 0.000000% 0.~~068732~~000000% 150 Days 0.000000% 0.000000% 0.~~000000~~063331% 0.000000% 0.~~000000~~063331% 0.000000% 0.000000% 0.~~000000~~008020% 0.000000% 0.~~000000~~008020% 180+ Days 0.000000% 0.000000% 0.~~000000~~063331% 0.000000% 0.~~000000~~063331% 0.000000% 0.000000% 0.~~000000~~040161% 0.000000% 0.~~000000~~040161% Totals 0.~~494132~~443319% 0.000000% 0.~~123533~~126662% 0.000000% 0.~~617665~~569981% 0.~~690263~~482071% 0.000000% 0.~~046730~~048182% 0.000000% 0.~~736993~~530253%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 45 0 0 0 45 ~~930~~726,~~471~~990.9172 0.00 0.00 0.00 ~~930~~726,~~471~~990.9172 60 Days 01 0 0 0 01 0100,343.0033 0.00 0.00 0.00 0100,343.0033 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 10 0 10 0 20 ~~66,764~~0.8500 0.00 ~~87,325~~0.3400 0.00 ~~154,090~~0.1900 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 01 0 01 0.00 0.00 087,325.0034 0.00 087,325.0034 Totals 56 0 1 0 67 ~~997~~827,~~236~~334.7605 0.00 87,325.34 0.00 1914,~~084,562~~659.1039 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~313480~~402901% 0.000000% 0.000000% 0.000000% 0.~~313480~~402901% 0.~~516380~~416521% 0.000000% 0.000000% 0.000000% 0.~~516380~~416521% 60 Days 0.~~000000~~080580% 0.000000% 0.000000% 0.000000% 0.~~000000~~080580% 0.~~000000~~057491% 0.000000% 0.000000% 0.000000% 0.~~000000~~057491% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.~~078370~~000000% 0.000000% 0.~~078370~~000000% 0.000000% 0.~~156740~~000000% 0.~~037052~~000000% 0.000000% 0.~~048463~~000000% 0.000000% 0.~~085515~~000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.~~000000~~080580% 0.000000% 0.~~000000~~080580% 0.000000% 0.000000% 0.~~000000~~050032% 0.000000% 0.~~000000~~050032% Totals 0.~~391850~~483481% 0.000000% 0.~~078370~~080580% 0.000000% 0.~~470219~~564061% 0.~~553432~~474012% 0.000000% 0.~~048463~~050032% 0.000000% 0.~~601895~~524044% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 30 0 0 0 30 ~~550,260~~0.3300 0.00 0.00 0.00 ~~550,260~~0.3300 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 1 0 0 1 0 1 220,863.14 0.00 0.00 ~~17,439.18~~ 0.00 17220,~~439~~863.1814 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 01 0 01 0.00 0.00 017,439.0018 0.00 017,439.0018 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 31 0 1 0 42 ~~550~~220,~~260~~863.3314 0.00 17,439.18 0.00 ~~567~~238,~~699~~302.5132 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~874636~~000000% 0.000000% 0.000000% 0.000000% 0.~~874636~~000000% 10.~~250642~~000000% 0.000000% 0.000000% 0.000000% 10.~~250642~~000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.~~000000~~295858% 0.000000% 0.~~291545~~000000% 0.000000% 0.~~291545~~295858% 0.~~000000~~514862% 0.000000% 0.~~039636~~000000% 0.000000% 0.~~039636~~514862% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.~~000000~~295858% 0.000000% 0.~~000000~~295858% 0.000000% 0.000000% 0.~~000000~~040653% 0.000000% 0.~~000000~~040653% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~874636~~295858% 0.000000% 0.~~291545~~295858% 0.000000% 10.~~166181~~591716% 10.~~250642~~514862% 0.000000% 0.~~039636~~040653% 0.000000% 10.~~290278~~555515%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 117,~~078~~428.7660

REO Detail - All Mortgage Loans in REO during Current Period

Summary 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Sep~~Nov-04 0.000% Original Principal Balance 0.00 ~~Oct~~Dec-04 0.000% Current Principal Balance 0.00 ~~Nov~~Jan-0405 0.000% ~~Dec~~Feb-0405 0.000% Current REO Total ~~Jan~~Mar-05 0.000% Loans in REO 0 ~~Feb~~Apr-05 0.000% Original Principal Balance 0.00 ~~Mar~~May-05 0.000% Current Principal Balance 0.00 ~~Apr~~Jun-05 0.000% ~~May~~Jul-05 0.000% ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Sep~~Nov-04 0.000% Original Principal Balance 0.00 ~~Oct~~Dec-04 0.000% Current Principal Balance 0.00 ~~Nov~~Jan-0405 0.000% ~~Dec~~Feb-0405 0.000% Current REO Total ~~Jan~~Mar-05 0.000% Loans in REO 0 ~~Feb~~Apr-05 0.000% Original Principal Balance 0.00 ~~Mar~~May-05 0.000% Current Principal Balance 0.00 ~~Apr~~Jun-05 0.000% ~~May~~Jul-05 0.000% ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 ~~Sep~~Nov-04 0.000% Original Principal Balance 0.00 ~~Oct~~Dec-04 0.000% Current Principal Balance 0.00 ~~Nov~~Jan-0405 0.000% ~~Dec~~Feb-0405 0.000% Current REO Total ~~Jan~~Mar-05 0.000% Loans in REO 0 ~~Feb~~Apr-05 0.000% Original Principal Balance 0.00 ~~Mar~~May-05 0.000% Current Principal Balance 0.00 ~~Apr~~Jun-05 0.000% ~~May~~Jul-05 0.000% ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 20 ~~Sep~~Nov-04 0.000% Original Principal Balance ~~105,000~~0.00 ~~Oct~~Dec-04 0.000% Current Principal Balance ~~104,764~~0.5200 ~~Nov~~Jan-0405 0.000% ~~Dec~~Feb-0405 0.000% Current Foreclosure Total ~~Jan~~Mar-05 0.000% Loans in Foreclosure 2 ~~Feb~~Apr-05 0.000% Original Principal Balance 105,000.00 ~~Mar~~May-05 0.000% Current Principal Balance 104,764.52 ~~Apr~~Jun-05 0.000% ~~May~~Jul-05 0.000% ~~Jun~~Aug-05 0.~~000~~047% ~~Jul~~Sep-05 0.~~000~~047% ~~Aug~~Oct-05 0.~~047~~048% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 10 ~~Sep~~Nov-04 0.000% Original Principal Balance ~~87,500~~0.00 ~~Oct~~Dec-04 0.000% Current Principal Balance ~~87,325~~0.3400 ~~Nov~~Jan-0405 0.000% ~~Dec~~Feb-0405 0.000% Current Foreclosure Total ~~Jan~~Mar-05 0.000% Loans in Foreclosure 1 ~~Feb~~Apr-05 0.000% Original Principal Balance 87,500.00 ~~Mar~~May-05 0.000% Current Principal Balance 87,325.34 ~~Apr~~Jun-05 0.000% ~~May~~Jul-05 0.000% ~~Jun~~Aug-05 0.~~000~~048% ~~Jul~~Sep-05 0.~~000~~049% ~~Aug~~Oct-05 0.~~048~~050% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 10 ~~Sep~~Nov-04 0.000% Original Principal Balance ~~17,500~~0.00 ~~Oct~~Dec-04 0.000% Current Principal Balance ~~17,439~~0.1800 ~~Nov~~Jan-0405 0.000% ~~Dec~~Feb-0405 0.000% Current Foreclosure Total ~~Jan~~Mar-05 0.000% Loans in Foreclosure 1 ~~Feb~~Apr-05 0.000% Original Principal Balance 17,500.00 ~~Mar~~May-05 0.000% Current Principal Balance 17,439.18 ~~Apr~~Jun-05 0.000% ~~May~~Jul-05 0.000% ~~Jun~~Aug-05 0.~~000~~040% ~~Jul~~Sep-05 0.~~000~~040% ~~Aug~~Oct-05 0.~~040~~041% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest 1 6366927017 87,325.34 01-Mar-2005 46 6.000% 23,~~506~~338.3755 2 6209709820 17,439.18 01-Apr-2005 35 5.875% ~~407~~568.3019

COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 6.~~013815~~012651% Weighted Average Pass-Through Rate 5.~~753315~~752151% Weighted Average Maturity(Stepdown Calculation) ~~320~~318 Beginning Scheduled Collateral Loan Count 1,~~647~~599 Number Of Loans Paid In Full 2820 Ending Scheduled Collateral Loan Count 1,~~619~~579 Beginning Scheduled Collateral Balance ~~228~~220,~~894~~727,~~991~~386.0661 Ending Scheduled Collateral Balance ~~223~~217,~~908~~160,~~516~~406.3351 Ending Actual Collateral Balance at 2930-~~Jul~~Sep-2005 ~~224~~217,~~189~~436,~~525~~191.5241 Monthly P&I Constant 1,~~500~~452,~~018~~764.2800 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 54,~~974~~533,~~081~~298.2041 Class AP Deferred Amount 0.00 Scheduled Principal ~~352~~346,~~908~~800.1808 Unscheduled Principal 43,~~633~~220,~~566~~180.5502

Miscellaneous Reporting Senior % 94.~~844411~~694478% Subordinate % 5.~~155589~~305522%

Group Level Collateral Statement Group 1 2 Total Collateral Description Fixed 15 & 30 Year Fixed 15 & 30 Year Mixed Fixed Weighted Average Coupon Rate 6.~~105416~~105472 5.~~633482~~631971 6.~~013815~~012651 Weighted Average Net Rate 5.~~855416~~855472 5.~~383482~~381971 5.~~763815~~762651 Weighted Average Maturity ~~355~~353 ~~175~~173 ~~320~~318 Beginning Loan Count 1,~~299~~259 ~~348~~340 1,~~647~~599 Loans Paid In Full 2318 52 2820 Ending Loan Count 1,~~276~~241 ~~343~~338 1,~~619~~579 Beginning Scheduled Balance ~~184~~177,~~467~~457,~~130~~830.5240 4443,~~427~~269,~~860~~556.5421 ~~228~~220,~~894~~727,~~991~~386.0661 Ending Scheduled Balance ~~180~~174,~~045~~395,~~580~~296.8954 4342,~~862~~765,~~935~~109.4497 ~~223~~217,~~908~~160,~~516~~406.3351 Record Date 0709/2930/2005 0709/2930/2005 0709/2930/2005 Principal And Interest Constant 1,~~126~~085,~~398~~787.6548 ~~373~~366,~~619~~976.6352 1,~~500~~452,~~018~~764.2800 Scheduled Principal ~~187~~182,~~858~~900.1696 ~~165~~163,~~050~~899.0212 ~~352~~346,~~908~~800.1808 Unscheduled Principal 42,~~233~~879,~~691~~632.4790 ~~399~~340,~~875~~547.0812 43,~~633~~220,~~566~~180.5502 Scheduled Interest ~~938~~902,~~540~~886.4952 ~~208~~203,~~569~~077.6140 1,~~147~~105,~~110~~963.1092 Servicing Fees 3836,~~430~~970.6538 9,~~255~~014.8049 4745,~~686~~984.4587 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 1,~~614~~552.0976 ~~388~~378.7461 21,~~002~~931.8337 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest ~~898~~864,~~495~~363.7538 ~~198~~193,~~925~~684.0730 1,~~097~~058,~~420~~047.8268 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.~~844916~~844972 5.~~372982~~371471 5.~~753315~~752151

Miscellaneous Reporting Group 1 CPR 2417.~~339060~~842094% Subordinate % 4.~~377716~~541022% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.~~622284~~458978% Group 2 CPR 109.~~318168~~079068% Subordinate % 4.~~460948~~546804% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.~~539052~~453196%

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1 2318 42,~~233~~878,~~429~~506.00 42,~~213~~859,~~975~~196.6139 0 0.00 0.00 2 52 ~~390~~327,~~945~~950.00 ~~384~~318,~~004~~136.0112 0 0.00 0.00 Total 2820 43,~~624~~206,~~374~~456.00 43,~~597~~177,~~979~~332.6251 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 23,~~909~~302.2681 2 0 0.00 0.00 0 0.00 0.00 1723,~~340~~623.5907 Total 0 0.00 0.00 0 0.00 0.00 4146,~~249~~925.8588

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 ~~3301380816~~3301345116 MAAZ 1790.8900 01-Mar-2005 ~~103~~78,~~242~~300.00 ~~102~~77,~~632~~579.1952 1 ~~3301463687~~3301405258 FLCA 8079.0068 01-Mar-2005 ~~100~~200,000.00 99198,~~410~~339.4473 1 ~~3301475442~~3301414458 CA 4434.6087 01-~~Apr~~Mar-2005 ~~361~~203,~~774.00 360,080.72 1 3301567388 TX 80.00 01-Apr-2005 64,~~000.00 63201,~~714~~383.5370 1 ~~6071867979~~3301448241 WIWA 7811.3520 01-Mar-2005 ~~141~~34,~~041~~745.00 ~~140~~34,~~146~~475.8029 1 ~~6075891926~~3301567602 PATX 8079.0099 01-~~Mar~~Apr-2005 ~~239~~75,~~200~~484.00 ~~237~~75,~~753~~009.2498 1 ~~6143323712~~6076024212 FL 90.00 01-~~Apr~~Mar-2005 ~~252~~103,~~000~~500.00 ~~250~~102,~~875~~755.9615 1 ~~6144838676~~6132263184 NCKS 7880.3500 01-Mar-2005 ~~181~~110,000.00 ~~179~~109,~~879~~108.0942 1 ~~6154031873~~6155468074 GAPA ~~100~~80.00 01-Mar-2005 81144,~~500~~800.00 80143,~~995~~570.2502 1 ~~6310220212~~6245044679 PACT 90.00 01-Apr-2005 31321,~~500~~300.00 31319,~~348~~132.9434 1 ~~6382298641~~6259901004 ILCA 7958.7860 01-~~Apr~~Mar-2005 ~~194~~190,~~157~~464.00 ~~193~~189,~~226~~026.2218 1 ~~6383911861~~6284038459 CAMD 7080.00 01-Mar-2005 ~~135~~296,~~100~~000.00 ~~134~~293,~~339~~684.1716 1 ~~6409489926~~6395093401 FLNC 9086.0035 01-Mar-2005 5053,~~391~~793.00 5053,~~120~~391.5391 1 ~~6410519224~~6397961654 MECA 8052.0030 01-Apr-2005 ~~112~~68,000.00 ~~111~~67,~~450~~512.1032 1 ~~6588733623~~6424469523 FLAZ 80.00 01-Mar-2005 94217,~~400~~600.00 93215,~~892~~794.7345 1 ~~6608179583~~6441556799 ~~OR 80.00 01-Mar-2005 244,800.00 243,135.60 1 6612522299~~ FL ~~89.99 01-Apr-2005 203,624.00 202,715.73 1 6720614137 NY~~ 80.00 01-Apr-2005 ~~299~~85,~~200~~600.00 ~~297~~84,~~587~~980.5803 1 ~~6744762243~~6468935728 ILFL 7034.0083 01-~~Apr~~Mar-2005 ~~217~~270,000.00 ~~216~~267,~~032~~912.0773 1 ~~6870461800~~6477229840 CAVA 7555.0098 01-Mar-2005 ~~247~~290,~~500~~000.00 ~~246~~287,~~003~~649.0758 1 ~~6900867745~~6506907556 CASC ~~69.98 01-Jan-2005 349,900.00 347,195.04 1 6967417632 NJ~~ 80.00 01-Apr-2005 ~~328~~135,~~600~~920.00 ~~327~~135,024.7158 ~~1 6980589573 AZ 65.00 01-Mar-2005 201,500.00 200,222.50~~ 2 ~~3301499624~~3301402693 IDVA 7151.2437 01-~~Apr-2005 63,412.00 62,299.23 2 6093991013 MO 90.00 01-~~Mar-2005 61202,~~200~~950.00 59195,~~798~~606.2795 2 ~~6110962617~~6892207538 FLCA 7647.7616 01-Mar-2005 ~~152~~125,000.00 ~~148~~121,~~791~~317.~~38 2 6218147194 MD 90.00 01-Apr-2005 33,075.00 32,500.61 2 6227578009 FL 58.27 01-Mar-2005 81,258.00 79,145.00~~10

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 ~~3301380816~~3301345116 Loan Paid in Full 0(1) 6.125% 360 57 1 ~~3301463687~~3301405258 Loan Paid in Full 0 6.~~375~~250% 360 57 1 ~~3301475442~~3301414458 Loan Paid in Full 0 6.~~375~~125% 360 47 1 ~~3301567388~~3301448241 Loan Paid in Full 0 6.~~625~~250% 360 47 1 ~~6071867979~~3301567602 Loan Paid in Full (1) 56.~~750~~625% 360 56 1 ~~6075891926~~6076024212 Loan Paid in Full 0 6.~~000~~625% 360 57 1 ~~6143323712~~6132263184 Loan Paid in Full 0 6.~~625~~000% 360 47 1 ~~6144838676~~6155468074 Loan Paid in Full 0(1) 5.~~875~~750% 360 57 1 ~~6154031873~~6245044679 Loan Paid in Full 01 56.~~875~~250% 360 56 1 ~~6310220212~~6259901004 Loan Paid in Full 0 6.~~250~~375% 360 47 1 ~~6382298641~~6284038459 Loan Paid in Full 0 6.250% 360 47 1 ~~6383911861~~6395093401 Loan Paid in Full 0 6.~~375~~500% 360 57 1 ~~6409489926~~6397961654 Loan Paid in Full 0 6.~~625~~500% 360 ~~5 1 6410519224 Loan Paid in Full (1)~~ 6~~.125%~~ ~~360 4~~ 1 ~~6588733623~~6424469523 Loan Paid in Full (1) ~~6.625% 360~~ 5 ~~1 6608179583 Loan Paid in Full 0 5~~.~~375~~875% 360 57 1 ~~6612522299~~6441556799 Loan Paid in Full ~~0 6.625% 360 4 1 6720614137 Loan Paid in Full~~ (1) 5.~~750~~875% 360 46 1 ~~6744762243~~6468935728 Loan Paid in Full 0 6.~~625~~250% 360 47 1 ~~6870461800~~6477229840 Loan Paid in Full 0 6.000% 360 57 1 ~~6900867745~~6506907556 Loan Paid in Full 0 6.~~250~~375% 360 ~~7 1 6967417632 Loan Paid in Full 0~~ 6~~.250%~~ ~~360~~2 43301402693 ~~1 6980589573~~ Loan Paid in Full 0 5.750% ~~360 5 2 3301499624 Loan Paid in Full 0 5.875%~~ 180 47 2 ~~6093991013~~6892207538 Loan Paid in Full 0 ~~6.000% 180~~ 5 ~~2 6110962617 Loan Paid in Full 0 5~~.~~875~~375% 180 ~~5 2 6218147194 Loan Paid in Full 0 6.000% 180 4 2 6227578009 Loan Paid in Full 0 6.125% 180 5~~7

Prepayment - Voluntary Prepayments

Summary SMM CPR PSA Current Month 21.~~027~~461% Current Month 2116.~~792~~192% Current Month 21,~~385~~234.~~664~~107% 3 Month Average 1.~~554~~585% 3 Month Average 17.~~069~~389% 3 Month Average 21,~~442~~631.~~477~~551% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A~~ Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 8.249% N/A Apr-2005 7,207.437% N/A May-2005 3.899% N/A May-2005 1,240.774% N/A Jun-2005 15.101% N/A Jun-2005 2,936.809% N/A Jul-2005 14.314% N/A Jul-2005 2,004.958% N/A Aug-2005 21.792% N/A Aug-2005 2,385.664% N/A Sep-2005 14.185% N/A Sep-2005 1,274.881% N/A Oct-2005 16.192% N/A Oct-2005 1,234.107% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 21.~~297~~624% Current Month 2417.~~339~~842% Current Month 21,~~667~~361.~~705~~037% 3 Month Average 1.~~752~~753% 3 Month Average 19.~~023~~029% 3 Month Average 21,~~731~~789.~~251~~883% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A~~ Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 6.356% N/A Apr-2005 5,609.661% N/A May-2005 4.676% N/A May-2005 1,493.586% N/A Jun-2005 17.114% N/A Jun-2005 3,335.372% N/A Jul-2005 15.617% N/A Jul-2005 2,190.676% N/A Aug-2005 24.339% N/A Aug-2005 2,667.705% N/A Sep-2005 14.905% N/A Sep-2005 1,340.906% N/A Oct-2005 17.842% N/A Oct-2005 1,361.037% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 0.~~903~~790% Current Month 109.~~318~~079% Current Month ~~1,124~~689.~~129~~667% 3 Month Average 0.~~727~~892% 3 Month Average 810.~~368~~186% 3 Month Average ~~1,170~~937.~~220~~658% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A~~ Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 15.763% N/A Apr-2005 13,221.490% N/A May-2005 0.560% N/A May-2005 175.559% N/A Jun-2005 6.122% N/A Jun-2005 1,180.142% N/A Jul-2005 8.664% N/A Jul-2005 1,206.387% N/A Aug-2005 10.318% N/A Aug-2005 1,124.129% N/A Sep-2005 11.162% N/A Sep-2005 999.177% N/A Oct-2005 9.079% N/A Oct-2005 689.667% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary

MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Nov-2004 N/A N/A ~~Sep~~Nov-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Nov-2004 N/A N/A ~~Sep~~Nov-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Nov-2004 N/A N/A ~~Sep~~Nov-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Nov-2004 N/A N/A ~~Sep~~Nov-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Nov-2004 N/A N/A ~~Sep~~Nov-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Sep~~Nov-2004 N/A N/A ~~Sep~~Nov-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Oct~~Dec-2004 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Filing Compare · Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-3