8-K 1 baa05002_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-2 (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-13 Pooling and Servicing Agreement) (Commission 54-2168071 (State or other File Number) 54-2168072 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of BANC OF AMERICA ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2005-2 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-2 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2005-2 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/30/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-2 Trust, relating to the December 27, 2005 distribution. EX-99.1 Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 9/30/2005 Distribution Date: 10/25/2005 Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ 1-CB-1 05948KXQ7 ~~SEN~~ 5.50000% 17,960,000.00 82,316.67 1-CB-2 05948KXR5 ~~SEN~~ 5.50000% ~~119~~113,~~954~~955,~~259~~486.2552 ~~549~~522,~~790~~295.3598 1-CB-3 05948KXS3 ~~SEN~~ 5.50000% 19,~~124~~054,~~594~~774.9206 87,~~654~~334.3938 1-CB-4 05948KXT1 ~~SEN~~ 5.50000% 7,~~599~~669,~~405~~225.0894 3435,~~830~~150.6162 1-CB-5 05948KXU8 ~~SEN~~ 5.50000% 367,000.00 1,682.08 1-CB-R 05948KXV6 ~~SEN~~ 5.50000% 0.00 0.00 1-CB-LR 05948KXW4 ~~SEN~~ 5.50000% 0.00 0.00 2-CB-1 05948KXX2 ~~SEN~~ 6.00000% 2119,~~012~~899,~~143~~731.4066 ~~105~~99,~~060~~498.7266 CB-IO 05948KXY0 ~~SEN~~ 5.50000% 0.00 5048,~~561~~610.9057 3-A-1 05948KXZ7 ~~SEN~~ 5.00000% 2524,~~036~~529,~~408~~897.6485 ~~104~~102,~~318~~207.3791 A-PO 05948KYC7 PO 0.00000% ~~636~~627,~~798~~465.0031 0.00 4-A-1 05948KYA1 ~~SEN~~ 5.50000% 2524,~~016~~375,~~786~~843.8983 ~~114~~111,~~660~~722.2762 15-IO 05948KYB9 ~~SEN~~ 5.50000% 0.00 4,~~568~~502.6277 B-1 05948KYD5 ~~SUB~~ 5.~~49917~~49947% 5,~~144~~128,~~992~~207.0683 23,~~577~~502.6704 B-2 05948KYE3 ~~SUB~~ 5.~~49917~~49947% 2,~~110~~103,~~613~~728.8147 9,~~672~~641.1917 B-3 05948KYF0 ~~SUB~~ 5.~~49917~~49947% 1,~~186~~182,~~849~~977.3859 5,~~438~~421.9146 B-4 05948KYG8 ~~SUB~~ 5.~~49917~~49947% 1,~~055~~051,~~306~~864.9124 4,~~836~~820.1058 B-5 05948KYH6 ~~SUB~~ 5.~~49917~~49947% ~~791~~788,~~232~~651.9272 3,~~625~~614.9431 B-6 05948KYJ2 ~~SUB~~ 5.~~49917~~49947% ~~924~~921,~~137~~122.7296 4,~~234~~221.9941 Totals ~~247~~239,~~920~~615,~~528~~977.98 1,~~186~~146,~~829~~543.7823

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses 1-CB-1 0.00 0.00 17,960,000.00 82,316.67 0.00 1-CB-2 23,~~501~~329,~~451~~211.2926 0.00 ~~117~~110,~~452~~626,~~807~~275.9626 3,~~051~~851,~~241~~507.6424 0.00 1-CB-3 3435,~~830~~150.6162 0.00 19,~~089~~019,~~764~~623.3144 122,485.00 0.00 1-CB-4 (3435,~~830~~150.6162) 0.00 7,~~634~~704,~~235~~376.6956 0.00 0.00 1-CB-5 0.00 0.00 367,000.00 1,682.08 0.00 1-CB-R 0.00 0.00 0.00 0.00 0.00 1-CB-LR 0.00 0.00 0.00 0.00 0.00 2-CB-1 ~~893~~108,~~223~~901.2353 0.00 2019,~~118~~790,~~920~~830.1714 ~~998~~208,~~283~~400.9519 0.00 CB-IO 0.00 0.00 0.00 5048,~~561~~610.9057 0.00 3-A-1 ~~188~~162,~~809~~460.0145 0.00 24,~~847~~367,~~599~~437.6440 ~~293~~264,~~127~~668.3836 0.00 A-PO 38,~~914~~397.1772 0.00 ~~632~~619,~~883~~067.8359 38,~~914~~397.1772 0.00 4-A-1 ~~221~~315,~~587~~539.46 0.00 24,~~795~~060,~~199~~304.4337 ~~336~~427,~~247~~262.7308 0.00 15-IO 0.00 0.00 0.00 4,~~568~~502.6277 0.00 B-1 8,~~366~~467.7282 0.00 5,~~136~~119,~~625~~740.3401 31,~~944~~969.3986 0.00 B-2 3,~~432~~473.2573 0.00 2,~~107~~100,~~181~~254.5674 13,~~104~~114.4490 0.00 B-3 1,~~930~~953.0436 0.00 1,~~184~~181,~~919~~024.3422 7,~~368~~374.9582 0.00 B-4 1,~~716~~736.1386 0.00 1,~~053~~050,~~590~~127.7837 6,~~552~~557.2344 0.00 B-5 1,~~286~~302.6924 0.00 ~~789~~787,~~946~~349.2348 4,~~912~~916.6355 0.00 B-6 1,~~502~~520.7674 0.00 ~~922~~919,~~634~~601.9098 5,~~737~~742.7515 0.00 Totals 3,~~827~~942,~~219~~965.7517 0.00 ~~244~~235,~~093~~673,~~309~~012.1856 5,~~014~~089,~~049~~508.5340 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~ This report has been compiled from information provided to Wells Fargo Bank, N.A., by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A., expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (~~1~~) 1~~-CB-1 17,960,000.00 17,960,000.00 0.00 0.00 0.00 0.00 1-CB-2 130,230,000.00 ~~119~~113,~~954~~955,~~259~~486.2552 ~~172~~169,~~968~~212.9158 23,~~328~~159,~~482~~998.3868 0.00 0.00 1-CB-3 19,364,000.00 19,~~124~~054,~~594~~774.9206 21,~~408~~786.4559 3233,~~422~~364.1603 0.00 0.00 1-CB-4 7,360,000.00 7,~~599~~669,~~405~~225.0894 0.00 0.00 (3435,~~830~~150.6162) 0.00 1-CB-5 367,000.00 367,000.00 0.00 0.00 0.00 0.00 1-CB-R 50.00 0.00 0.00 0.00 0.00 0.00 1-CB-LR 50.00 0.00 0.00 0.00 0.00 0.00 2-CB-1 25,309,000.00 2119,~~012~~899,~~143~~731.4066 19,~~881~~099.0536 ~~873~~89,~~342~~802.1817 0.00 0.00 CB-IO 0.00 0.00 0.00 0.00 0.00 0.00 3-A-1 25,974,000.00 2524,~~036~~529,~~408~~897.6485 98,~~335~~087.6266 9064,~~473~~372.3879 0.00 0.00 A-PO 672,363.00 ~~636~~627,~~798~~465.0031 1,~~942~~946.1753 16,~~972~~451.0119 0.00 0.00 4-A-1 28,143,000.00 2524,~~016~~375,~~786~~843.8983 9493,~~041~~459.4128 ~~127~~222,~~546~~080.0518 0.00 0.00 15-IO 0.00 0.00 0.00 0.00 0.00 0.00 B-1 5,202,000.00 5,~~144~~128,~~992~~207.0683 8,~~366~~467.7282 0.00 0.00 0.00 B-2 2,134,000.00 2,~~110~~103,~~613~~728.8147 3,~~432~~473.2573 0.00 0.00 0.00 B-3 1,200,000.00 1,~~186~~182,~~849~~977.3859 1,~~930~~953.0436 0.00 0.00 0.00 B-4 1,067,000.00 1,~~055~~051,~~306~~864.9124 1,~~716~~736.1386 0.00 0.00 0.00 B-5 800,000.00 ~~791~~788,~~232~~651.9272 1,~~286~~302.6924 0.00 0.00 0.00 B-6 934,376.00 ~~924~~921,~~137~~122.7296 1,~~502~~520.7674 0.00 0.00 0.00 Totals 266,716,839.00 ~~247~~239,~~920~~615,~~528~~977.98 ~~407~~402,~~812~~046.2075 3,~~454~~576,~~238~~069.1604 (3435,~~830~~150.6162) 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution 1-CB-1 0.00 17,960,000.00 1.~~00000000~~000000 0.00 1-CB-2 23,~~501~~329,~~451~~211.2926 ~~117~~110,~~452~~626,~~807~~275.9626 0.~~90188749~~849468 23,~~501~~329,~~451~~211.2926 1-CB-3 3435,~~830~~150.6162 19,~~089~~019,~~764~~623.3144 0.~~98583786~~982216 3435,~~830~~150.6162 1-CB-4 (3435,~~830~~150.6162) 7,~~634~~704,~~235~~376.6956 1.~~03726028~~046790 (3435,~~830~~150.6162) 1-CB-5 0.00 367,000.00 1.~~00000000~~000000 0.00 1-CB-R 0.00 0.00 0.~~00000000~~000000 0.00 1-CB-LR 0.00 0.00 0.~~00000000~~000000 0.00 2-CB-1 ~~893~~108,~~223~~901.2353 2019,~~118~~790,~~920~~830.1714 0.~~79493145~~781968 ~~893~~108,~~223~~901.2353 CB-IO 0.00 0.00 0.~~00000000~~000000 0.00 3-A-1 ~~188~~162,~~809~~460.0145 24,~~847~~367,~~599~~437.6440 0.~~95663354~~938147 ~~188~~162,~~809~~460.0145 A-PO 38,~~914~~397.1772 ~~632~~619,~~883~~067.8359 0.~~94128295~~920734 38,~~914~~397.1772 4-A-1 ~~221~~315,~~587~~539.46 24,~~795~~060,~~199~~304.4337 0.~~88104322~~854930 ~~221~~315,~~587~~539.46 15-IO 0.00 0.00 0.~~00000000~~000000 0.00 B-1 8,~~366~~467.7282 5,~~136~~119,~~625~~740.3401 0.~~98743278~~984187 8,~~366~~467.7282 B-2 3,~~432~~473.2573 2,~~107~~100,~~181~~254.5674 0.~~98743278~~984187 3,~~432~~473.2573 B-3 1,~~930~~953.0436 1,~~184~~181,~~919~~024.3422 0.~~98743278~~984187 1,~~930~~953.0436 B-4 1,~~716~~736.1386 1,~~053~~050,~~590~~127.7837 0.~~98743278~~984187 1,~~716~~736.1386 B-5 1,~~286~~302.6924 ~~789~~787,~~946~~349.2348 0.~~98743279~~984187 1,~~286~~302.6924 B-6 1,~~502~~520.7674 ~~922~~919,~~634~~601.9098 0.~~98743429~~984188 1,~~502~~520.7674 Totals 3,~~827~~942,~~219~~965.7517 ~~244~~235,~~093~~673,~~309~~012.1856 0.~~91517772~~883608 3,~~827~~942,~~219~~965.7517

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ 1-CB-1 17,960,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 1-CB-2 130,230,000.00 ~~921~~875.~~09544076~~032531 1.~~32818022~~299336 1724.~~87976948~~264752 0.~~00000000~~000000 1-CB-3 19,364,000.00 ~~987~~984.~~63658955~~030885 0.~~12437771~~092263 1.~~67435241~~722993 0.~~00000000~~000000 1-CB-4 7,360,000.00 ~~1032~~1042.~~52786413~~014394 0.~~00000000~~000000 0.~~00000000~~000000 (4.~~73241984~~775899) 1-CB-5 367,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 1-CB-R 50.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 1-CB-LR 50.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-CB-1 25,309,000.00 ~~830~~786.~~22416532~~270957 0.~~78553281~~754647 343.~~50717847~~548231 0.~~00000000~~000000 CB-IO 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 3-A-1 25,974,000.00 ~~963~~944.~~90269654~~402012 3.~~78592516~~776379 32.~~48322861~~478355 0.~~00000000~~000000 A-PO 672,363.00 ~~947~~933.~~10446589~~224032 2.~~88857358~~895058 29.~~93295437~~594802 0.~~00000000~~000000 4-A-1 28,143,000.00 ~~888~~866.~~91684931~~142338 3.~~34155598~~320871 47.~~53207014~~891134 0.~~00000000~~000000 15-IO 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 5,202,000.00 ~~989~~985.~~04114956~~814654 1.~~60836601~~627801 0.~~00000000~~000000 0.~~00000000~~000000 B-2 2,134,000.00 ~~989~~985.~~04114808~~814653 1.~~60836457~~627802 0.~~00000000~~000000 0.~~00000000~~000000 B-3 1,200,000.00 ~~989~~985.~~04115000~~814658 1.~~60836667~~627800 0.~~00000000~~000000 0.~~00000000~~000000 B-4 1,067,000.00 ~~989~~985.~~04115276~~814658 1.~~60836926~~627798 0.~~00000000~~000000 0.~~00000000~~000000 B-5 800,000.00 ~~989~~985.~~04115000~~814650 1.~~60836250~~627800 0.~~00000000~~000000 0.~~00000000~~000000 B-6 934,376.00 ~~989~~985.~~04265521~~816160 1.~~60830330~~627546 0.~~00000000~~000000 0.~~00000000 (2) All amounts per 1,000 dollar denomination.~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution 1-CB-1 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 1-CB-2 0.~~00000000~~000000 1925.~~20794970~~564089 ~~901~~849.~~88749105~~468442 0.~~90188749~~849468 1925.~~20794970~~564089 1-CB-3 0.~~00000000~~000000 1.~~79873012~~815256 ~~985~~982.~~83785943~~215629 0.~~98583786~~982216 1.~~79873012~~815256 1-CB-4 0.~~00000000~~000000 (4.~~73241984~~775899) 1,~~037~~046.~~26028397~~790293 1.~~03726028~~046790 (4.~~73241984~~775899) 1-CB-5 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 1-CB-R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 1-CB-LR 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-CB-1 0.~~00000000~~000000 354.~~29271129~~302878 ~~794~~781.~~93145403~~968080 0.~~79493145~~781968 354.~~29271129~~302878 CB-IO 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 3-A-1 0.~~00000000~~000000 76.~~26915415~~254734 ~~956~~938.~~63354277~~147278 0.~~95663354~~938147 76.~~26915415~~254734 A-PO 0.~~00000000~~000000 512.~~82151308~~489860 ~~941~~920.~~28295281~~734172 0.~~94128295~~920734 512.~~82151308~~489860 4-A-1 0.~~00000000~~000000 711.~~87362612~~212005 ~~881~~854.~~04322318~~930333 0.~~88104322~~854930 711.~~87362612~~212005 15-IO 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 0.~~00000000~~000000 1.~~60836601~~627801 ~~987~~984.~~43278354~~186853 0.~~98743278~~984187 1.~~60836601~~627801 B-2 0.~~00000000~~000000 1.~~60836457~~627802 ~~987~~984.~~43278351~~186851 0.~~98743278~~984187 1.~~60836457~~627802 B-3 0.~~00000000~~000000 1.~~60836667~~627800 ~~987~~984.~~43278333~~186850 0.~~98743278~~984187 1.~~60836667~~627800 B-4 0.~~00000000~~000000 1.~~60836926~~627798 ~~987~~984.~~43278351~~186851 0.~~98743278~~984187 1.~~60836926~~627798 B-5 0.~~00000000~~000000 1.~~60836250~~627800 ~~987~~984.~~43278750~~186850 0.~~98743279~~984187 1.~~60836250~~627800 B-6 0.~~00000000~~000000 1.~~60830330~~627546 ~~987~~984.~~43428770~~188357 0.~~98743429~~984188 1.~~60830330~~627546 ~~(3)~~All ~~Amount~~amounts ~~Does~~per ~~Not Include Excess Special Hazard~~1,000 ~~Bankruptcy,~~dollar ~~or Fraud Losses Unless Otherwise Disclosed~~denomination. ~~Please Refer to the Prospectus Supplement for a Full Description.~~

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ 1-CB-1 ~~17,960,000.00~~11/25/05 - 12/24/05 30 5.50000% 17,960,000.00 82,316.67 0.00 ~~0.00~~ 1-CB-2 ~~130,230,000.00~~11/25/05 - 12/24/05 30 5.50000% ~~119~~113,~~954~~955,~~259~~486.2552 ~~549~~522,~~790~~295.3598 0.00 ~~0.00~~ 1-CB-3 ~~19,364,000.00~~11/25/05 - 12/24/05 30 5.50000% 19,~~124~~054,~~594~~774.9206 87,~~654~~334.3938 0.00 ~~0.00~~ 1-CB-4 ~~7,360,000.00~~11/25/05 - 12/24/05 30 5.50000% 7,~~599~~669,~~405~~225.0894 3435,~~830~~150.6162 0.00 ~~0.00~~ 1-CB-5 ~~367,000.00~~11/25/05 - 12/24/05 30 5.50000% 367,000.00 1,682.08 0.00 ~~0.00~~ 1-CB-R ~~50.00~~N/A N/A 5.50000% 0.00 0.00 0.00 ~~0.00~~ 1-CB-LR ~~50.00~~N/A N/A 5.50000% 0.00 0.00 0.00 ~~0.00~~ 2-CB-1 11/25~~,309,000.00~~/05 - 12/24/05 30 6.00000% 2119,~~012~~899,~~143~~731.4066 ~~105~~99,~~060~~498.7266 0.00 ~~0.00~~ CB-IO ~~0.00~~11/25/05 - 12/24/05 30 5.50000% 1110,~~031~~605,~~687~~943.1758 5048,~~561~~610.9057 0.00 ~~0.00~~ 3-A-1 11/25~~,974,000.00~~/05 - 12/24/05 30 5.00000% 2524,~~036~~529,~~408~~897.6485 ~~104~~102,~~318~~207.3791 0.00 ~~0.00~~ A-PO ~~672,363.00~~N/A N/A 0.00000% ~~636~~627,~~798~~465.0031 0.00 0.00 ~~0.00~~ 4-A-1 ~~28,143,000.00~~11/25/05 - 12/24/05 30 5.50000% 2524,~~016~~375,~~786~~843.8983 ~~114~~111,~~660~~722.2762 0.00 ~~0.00~~ 15-IO ~~0.00~~11/25/05 - 12/24/05 30 5.50000% ~~996~~982,~~790~~421.6673 4,~~568~~502.6277 0.00 ~~0.00~~ B-1 ~~5,202,000.00~~11/25/05 - 12/24/05 30 5.~~49917~~49947% 5,~~144~~128,~~992~~207.0683 23,~~577~~502.6704 0.00 ~~0.00~~ B-2 ~~2,134,000.00~~11/25/05 - 12/24/05 30 5.~~49917~~49947% 2,~~110~~103,~~613~~728.8147 9,~~672~~641.1917 0.00 ~~0.00~~ B-3 ~~1,200,000.00~~11/25/05 - 12/24/05 30 5.~~49917~~49947% 1,~~186~~182,~~849~~977.3859 5,~~438~~421.9146 0.00 ~~0.00~~ B-4 ~~1,067,000.00~~11/25/05 - 12/24/05 30 5.~~49917~~49947% 1,~~055~~051,~~306~~864.9124 4,~~836~~820.1058 0.00 ~~0.00~~ B-5 ~~800,000.00~~11/25/05 - 12/24/05 30 5.~~49917~~49947% ~~791~~788,~~232~~651.9272 3,~~625~~614.9431 0.00 ~~0.00~~ B-6 ~~934,376.00~~11/25/05 - 12/24/05 30 5.~~49917~~49947% ~~924~~921,~~137~~122.7296 4,~~234~~221.9941 0.00 ~~0.00~~ Totals ~~266,716,839.00~~ 1,~~186~~146,~~829~~543.7823 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance 1-CB-1 0.00 0.00 82,316.67 0.00 17,960,000.00 1-CB-2 0.00 0.00 ~~549~~522,~~790~~295.3598 0.00 ~~117~~110,~~452~~626,~~807~~275.9626 1-CB-3 0.00 0.00 87,~~654~~334.3938 0.00 19,~~089~~019,~~764~~623.3144 1-CB-4 0.00 0.00 3435,~~830~~150.6162 0.00 7,~~634~~704,~~235~~376.6956 1-CB-5 0.00 0.00 1,682.08 0.00 367,000.00 1-CB-R 0.00 0.00 0.00 0.00 0.00 1-CB-LR 0.00 0.00 0.00 0.00 0.00 2-CB-1 0.00 0.00 ~~105~~99,~~060~~498.7266 0.00 2019,~~118~~790,~~920~~830.1714 CB-IO 0.00 0.00 5048,~~561~~610.9057 0.00 10,~~858~~407,~~655~~802.7865 3-A-1 0.00 0.00 ~~104~~102,~~318~~207.3791 0.00 24,~~847~~367,~~599~~437.6440 A-PO 0.00 0.00 0.00 0.00 ~~632~~619,~~883~~067.8359 4-A-1 0.00 0.00 ~~114~~111,~~660~~722.2762 0.00 24,~~795~~060,~~199~~304.4337 15-IO 0.00 0.00 4,~~568~~502.6277 0.00 ~~989~~977,~~938~~100.6336 B-1 0.00 0.00 23,~~577~~502.6704 0.00 5,~~136~~119,~~625~~740.3401 B-2 0.00 0.00 9,~~672~~641.1917 0.00 2,~~107~~100,~~181~~254.5674 B-3 0.00 0.00 5,~~438~~421.9146 0.00 1,~~184~~181,~~919~~024.3422 B-4 0.00 0.00 4,~~836~~820.1058 0.00 1,~~053~~050,~~590~~127.7837 B-5 0.00 0.00 3,~~625~~614.9431 0.00 ~~789~~787,~~946~~349.2348 B-6 0.00 0.00 4,~~234~~221.9941 0.00 ~~922~~919,~~634~~601.9098 Totals 0.00 0.00 1,~~186~~146,~~829~~543.7823 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ 1-CB-1 11/25/05 - 12/24/05 17,960,000.00 5.50000% 1000.~~00000000~~000000 4.~~58333352~~583334 0.~~00000000~~000000 ~~0.00000000~~ 1-CB-2 11/25/05 - 12/24/05 130,230,000.00 5.50000% ~~921~~875.~~09544076~~032531 4.~~22168740~~010566 0.~~00000000~~000000 ~~0.00000000~~ 1-CB-3 11/25/05 - 12/24/05 19,364,000.00 5.50000% ~~987~~984.~~63658955~~030885 4.~~52666753~~510141 0.~~00000000~~000000 ~~0.00000000~~ 1-CB-4 11/25/05 - 12/24/05 7,360,000.00 5.50000% ~~1032~~1042.~~52786413~~014394 4.~~73241984~~775899 0.~~00000000~~000000 ~~0.00000000~~ 1-CB-5 11/25/05 - 12/24/05 367,000.00 5.50000% 1000.~~00000000~~000000 4.~~58332425~~583324 0.~~00000000~~000000 ~~0.00000000~~ 1-CB-R N/A 50.00 5.50000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ 1-CB-LR N/A 50.00 5.50000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ 2-CB-1 11/25/05 - 12/24/05 25,309,000.00 6.00000% ~~830~~786.~~22416532~~270957 43.~~15112095~~931355 0.~~00000000~~000000 ~~0.00000000~~ CB-IO 11/25/05 - 12/24/05 0.00 5.50000% ~~923~~888.~~91707140~~260534 4.~~23461995~~071194 0.~~00000000~~000000 ~~0.00000000~~ 3-A-1 11/25/05 - 12/24/05 25,974,000.00 5.00000% ~~963~~944.~~90269654~~402012 43.~~01626126~~935008 0.~~00000000~~000000 ~~0.00000000~~ A-PO N/A 672,363.00 0.00000% ~~947~~933.~~10446589~~224032 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ 4-A-1 11/25/05 - 12/24/05 28,143,000.00 5.50000% ~~888~~866.~~91684931~~142338 43.~~07420211~~969819 0.~~00000000~~000000 ~~0.00000000~~ 15-IO 11/25/05 - 12/24/05 0.00 5.50000% ~~921~~908.~~45524365~~172288 4.~~22333297~~162460 0.~~00000000~~000000 ~~0.00000000~~ B-1 11/25/05 - 12/24/05 5,202,000.00 5.~~49917~~49947% ~~989~~985.~~04114956~~814654 4.~~53242407~~517885 0.~~00000000~~000000 ~~0.00000000~~ B-2 11/25/05 - 12/24/05 2,134,000.00 5.~~49917~~49947% ~~989~~985.~~04114808~~814653 4.~~53242268~~517887 0.~~00000000~~000000 ~~0.00000000~~ B-3 11/25/05 - 12/24/05 1,200,000.00 5.~~49917~~49947% ~~989~~985.~~04115000~~814658 4.~~53242500~~517883 0.~~00000000~~000000 ~~0.00000000~~ B-4 11/25/05 - 12/24/05 1,067,000.00 5.~~49917~~49947% ~~989~~985.~~04115276~~814658 4.~~53242737~~517882 0.~~00000000~~000000 ~~0.00000000~~ B-5 11/25/05 - 12/24/05 800,000.00 5.~~49917~~49947% ~~989~~985.~~04115000~~814650 4.~~53242500~~517887 0.~~00000000~~000000 ~~0.00000000~~ B-6 11/25/05 - 12/24/05 934,376.00 5.~~49917~~49947% ~~989~~985.~~04265521~~816160 4.~~53242592~~517892 0.~~00000000 0.00000000 (5) All amounts per 1,000 dollar denomination.~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance 1-CB-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~58333352~~583334 0.~~00000000~~000000 1000.~~00000000~~000000 1-CB-2 0.~~00000000~~000000 0.~~00000000~~000000 4.~~22168740~~010566 0.~~00000000~~000000 ~~901~~849.~~88749105~~468442 1-CB-3 0.~~00000000~~000000 0.~~00000000~~000000 4.~~52666753~~510141 0.~~00000000~~000000 ~~985~~982.~~83785943~~215629 1-CB-4 0.~~00000000~~000000 0.~~00000000~~000000 4.~~73241984~~775899 0.~~00000000~~000000 ~~1037~~1046.~~26028397~~790293 1-CB-5 0.~~00000000~~000000 0.~~00000000~~000000 4.~~58332425~~583324 0.~~00000000~~000000 1000.~~00000000~~000000 1-CB-R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 1-CB-LR 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-CB-1 0.~~00000000~~000000 0.~~00000000~~000000 43.~~15112095~~931355 0.~~00000000~~000000 ~~794~~781.~~93145403~~968080 CB-IO 0.~~00000000~~000000 0.~~00000000~~000000 4.~~23461995~~071194 0.~~00000000~~000000 ~~909~~871.~~42548434~~665992 3-A-1 0.~~00000000~~000000 0.~~00000000~~000000 43.~~01626126~~935008 0.~~00000000~~000000 ~~956~~938.~~63354277~~147278 A-PO 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~941~~920.~~28295281~~734172 4-A-1 0.~~00000000~~000000 0.~~00000000~~000000 43.~~07420211~~969819 0.~~00000000~~000000 ~~881~~854.~~04322318~~930333 15-IO 0.~~00000000~~000000 0.~~00000000~~000000 4.~~22333297~~162460 0.~~00000000~~000000 ~~915~~903.~~12107618~~253097 B-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53242407~~517885 0.~~00000000~~000000 ~~987~~984.~~43278354~~186853 B-2 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53242268~~517887 0.~~00000000~~000000 ~~987~~984.~~43278351~~186851 B-3 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53242500~~517883 0.~~00000000~~000000 ~~987~~984.~~43278333~~186850 B-4 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53242737~~517882 0.~~00000000~~000000 ~~987~~984.~~43278351~~186851 B-5 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53242500~~517887 0.~~00000000~~000000 ~~987~~984.~~43278750~~186850 B-6 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53242592~~517892 0.~~00000000~~000000 ~~987~~984.~~43428770~~188357 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~amounts toper ~~the~~1,000 ~~Prospectus~~dollar ~~Supplement for a Full Description~~denomination.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 1-CB-IO 5.50000% 9,~~739~~377,~~421~~302.6823 9,~~615~~184,~~605~~304.7759 0.00 0.00 9388.~~01237881~~84037450% 2-CB-IO 5.50000% 1,~~292~~228,~~265~~641.4935 1,~~243~~223,~~050~~498.0105 0.00 0.00 7776.~~58675635~~36639262% 1-A-PO 0.00000% 0.00 0.00 ~~199~~196,~~977~~717.2185 ~~199~~195,~~555~~496.7672 9896.~~28323766~~28411926% 2-A-PO 0.00000% 0.00 0.00 ~~252~~250,~~602~~112.8055 ~~251~~249,~~577~~081.7351 9493.~~01313161~~08030875% 3-A-PO 0.00000% 0.00 0.00 ~~184~~180,~~218~~634.0090 ~~181~~174,~~750~~489.3436 9086.~~09896740~~49948692% 1-15-IO 5.50000% ~~618~~611,~~546~~540.3069 ~~614~~607,~~228~~750.3776 0.00 0.00 9695.~~09750896~~08407127% 2-15-IO 5.50000% ~~378~~370,~~244~~881.3604 ~~375~~369,~~710~~349.2660 0.00 0.00 8483.~~88996690~~45280568%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 5,~~067~~141,~~868~~525.9302 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Swap/Cap Payments 0.00 Total Deposits 5,~~067~~141,~~868~~525.9302 Withdrawals ~~Reimbursement~~Swap ~~for~~Payments ~~Servicer~~0.00 ~~Advances~~Reserve Funds and Credit Enhancements 0.00 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 53~~52,~~819~~016.4062 Payment of Interest and Principal 5,~~014~~089,~~049~~508.5340 Total Withdrawals (Pool Distribution Amount) 5,~~067~~141,~~868~~525.9302 Ending Balance 0.00

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* 5149,~~650~~919.1199 Trustee Fee: Wells Fargo Bank, N.A. 2,~~169~~096.2963 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees 5352,~~819~~016.4062 *Servicer Payees include: BANK OF AMERICA (NY)

~~LOAN~~COLLATERAL ~~STATUS~~STATEMENT ~~STRATIFICATION/CREDIT~~Collateral ~~ENHANCEMENT~~Description ~~STATEMENT~~Mixed ~~DELINQUENT~~Fixed ~~BANKRUPTCY~~Weighted ~~FORECLOSURE~~Average ~~REO~~Gross ~~Total~~Coupon No6.002403% ofWeighted ~~Loans~~Average NoPass-Through ofRate ~~Loans~~5.741903% NoWeighted ofAverage ~~Loans~~Remaining NoTerm of311 ~~Loans~~Beginning NoScheduled ofCollateral ~~Loans~~Loan ~~Principal~~Count ~~Balance~~1,683 ~~Principal~~Number ~~Balance~~Of ~~Principal~~Loans ~~Balance~~Paid ~~Principal~~In ~~Balance~~Full ~~Principal~~22 ~~Balance~~Ending ~~0-29~~Scheduled ~~Days~~Collateral 1Loan 0Count 0 1 ~~182~~,~~610.92~~661 ~~0.00~~Beginning ~~0.00~~Scheduled ~~182,610.92~~Collateral 30Balance ~~Days 11 0 0 0 11 1~~239,~~574~~615,~~893~~977.6498 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 1Balance 235,~~574~~673,~~893~~012.6457 60Ending ~~Days~~Actual 2Collateral 0Balance 0at 030-Nov-2005 ~~2 372~~236,~~114~~017,249.9953 ~~0.00~~Monthly ~~0.00~~P&I ~~0.00~~Constant ~~372~~1,~~114~~598,820.9904 90Special ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived Amount 0.00 ~~120~~Prepayment ~~Days~~Penalty 0Waived 0Count 0 0Prepayment 0Penalty ~~0.00~~Paid ~~0.00~~Amount 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~150~~Paid ~~Days~~Count 0 0Realized 0Loss 0Amount 0 0.00 ~~0.00~~Cumulative ~~0.00~~Realized ~~0.00~~Loss 0.00 ~~180+~~Class ~~Days~~A 0Non-PO 0Optimal 1Amount ~~0 1 0.00 0.00 29~~5,~~940.11 0.00 29~~003,~~940~~037.1123 ~~Totals~~Class 13AP 1Deferred 1Amount 0.00 15Scheduled ~~1,947,008.63~~Principal ~~182~~400,~~610~~260.9240 ~~29,940.11~~Unscheduled ~~0.00~~Principal 23,~~159~~542,~~559~~705.66 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.058617% 0.000000% 0.000000% 0.058617% 0.074708% 0.000000% 0.000000% 0.074708% 30 Days 0.644783% 0.000000% 0.000000% 0.000000% 0.644783% 0.644303% 0.000000% 0.000000% 0.000000% 0.644303% 60 Days 0.117233% 0.000000% 0.000000% 0.000000% 0.117233% 0.152236% 0.000000% 0.000000% 0.000000% 0.152236% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.058617% 0.000000% 0.058617% 0.000000% 0.000000% 0.012249% 0.000000% 0.012249% Totals 0.762016% 0.058617% 0.058617% 0.000000% 0.879250% 0.796539% 0.074708% 0.012249% 0.000000% 0.883495%01

~~DELINQUENT~~Group ~~BANKRUPTCY~~Level ~~FORECLOSURE~~Collateral ~~REO~~Statement ~~Total~~Group 1 No2 of3 ~~Loans~~Collateral NoDescription ofFixed ~~Loans~~15 No& of30 ~~Loans~~Year NoFixed of15 ~~Loans~~& No30 ofYear ~~Loans~~Fixed ~~Principal~~15 ~~Balance~~& ~~Principal~~30 ~~Balance~~Year ~~Principal~~Weighted ~~Balance~~Average ~~Principal~~Coupon ~~Balance~~Rate ~~Principal Balance 0-29 Days 1 0 0 1 182,610~~6.92062995 06.00582072 05.00342060 ~~182,610.92~~Weighted 30Average ~~Days~~Net 5Rate ~~0 0 0~~ 5 ~~786,384~~.38812995 06.00332073 05.00092060 ~~0.00~~Weighted ~~786,384.38~~Average 60Remaining ~~Days~~Term 1350 0350 0170 0Beginning 1Loan ~~264,677.33~~Count ~~0.00 0.00 0.00 264~~1,~~677.33~~137 90165 ~~Days~~141 0Loans 0Paid 0In 0Full 017 ~~0.00~~1 ~~0.00~~2 ~~0.00~~Ending ~~0.00~~Loan ~~0.00~~Count 1,120 ~~Days~~164 0139 0Beginning 0Scheduled 0Balance ~~0 0~~166,921,676.0063 ~~0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 1 0 1 0.00 0.00 29~~21,~~940~~014,033.1114 ~~0.00 29~~25,~~940~~906,050.1182 ~~Totals~~Ending 6Scheduled 1Balance ~~1 0 8 1~~163,~~051~~583,~~061~~030.7135 ~~182~~20,~~610.92 29~~904,~~940~~062.1113 ~~0.00 1~~25,~~263~~738,~~612~~056.7463 ~~0-29~~Record ~~Days~~Date ~~0.086730%~~11/30/2005 ~~0.000000%~~11/30/2005 ~~0.000000% 0.086730% 0.107054% 0.000000% 0.000000% 0.107054%~~ 11/30/2005 ~~Days~~Principal ~~0.433651%~~And ~~0.000000%~~Interest ~~0.000000%~~Constant 01,021,023.~~000000%~~55 0135,432.~~433651%~~08 0218,939.~~461009%~~07 ~~0.000000%~~Scheduled ~~0.000000%~~Principal 0177,652.~~000000%~~48 020,168.~~461009%~~84 ~~60 Days 0~~103,612.~~086730%~~67 ~~0.000000%~~Unscheduled 0.000000% 0.000000% 0.086730% 0.155164% 0.000000% 0.000000% 0.000000% 0.155164% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.086730% 0.000000% 0.086730% 0.000000% 0.000000% 0.017552% 0.000000% 0.017552% Totals 0.520382% 0.086730% 0.086730% 0.000000% 0.693842% 0.616174% 0.107054% 0.017552% 0.000000% 0.740779% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal ~~Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days~~ 3 ~~0 0 0 3 513~~,~~871~~160,993.5680 089,802.0017 ~~0.00 0.00 513~~64,~~871~~381.5652 60Scheduled ~~Days~~Interest ~~1 0 0 0 1 107~~843,~~437~~371.6607 0115,263.0024 ~~0.00 0.00 107~~115,~~437~~326.6640 90Servicing ~~Days~~Fee ~~0 0 0 0 0 0~~34,775.0035 ~~0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals~~ 4 ~~0 0 0 4 621~~,~~309~~377.2292 ~~0.00 0.00 0.00 621~~5,~~309~~397.2209 ~~0-29~~Master ~~Days~~Servicing ~~0.000000%~~Fee 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.796407% 0.000000% 0.000000% 0.000000% 1.796407% 2.418118% 0.000000% 0.000000% 0.000000% 2.418118% 60 Days 0.598802% 0.000000% 0.000000% 0.000000% 0.598802% 0.505568% 0.000000% 0.000000% 0.000000% 0.505568% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.395210% 0.000000% 0.000000% 0.000000% 2.395210% 2.923685% 0.000000% 0.000000% 0.000000% 2.923685% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 ~~0.00~~Trustee 30Fee ~~Days 2 0 0 0 2 171~~1,~~518~~460.8756 0183.0087 0226.0068 ~~0.00~~FRY ~~171,518.87~~Amount ~~60 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Special ~~0.00~~Hazard 90Fee ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Other ~~0.00~~Fee ~~120 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Pool ~~0.00~~Insurance ~~150~~Fee ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Spread ~~0.00~~1 ~~180+ Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Spread ~~0.00 Totals~~ 2 0 ~~0 0 2 171,518~~.~~87 0.~~00 0.00 0.00 ~~171,518.87~~Spread ~~0-29~~3 ~~Days~~ 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.408451% 0.000000% 0.000000% 0.000000% 1.408451% 0.651813% 0.000000% 0.000000% 0.000000% 0.651813% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.408451% 0.000000% 0.000000% 0.000000% 1.408451% 0.651813% 0.000000% 0.000000% 0.000000% 0.651813% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 ~~0.00~~Net 30Interest ~~Days 1 0 0 0 1 103~~807,~~118~~135.8316 0110,701.0045 ~~0.00 0.00 103~~109,~~118~~702.8363 60Realized ~~Days~~Loss 0Amount 0 ~~0 0 0 0~~.00 0.00 0.00 ~~0.00~~Cumulative ~~0.00~~Realized 90Loss ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Percentage ~~0.00~~of ~~120~~Cumulative ~~Days~~Losses 0 ~~0 0 0 0 0~~.000000 0.000000 0.000000 ~~0.00~~Prepayment ~~0.00~~Penalty ~~150~~Waived ~~Days~~Amount 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~180+~~Waived ~~Days~~Count 0 0 0 0Prepayment 0Penalty ~~0.00~~Paid ~~0.00~~Amount 0.00 0.00 0.00 ~~Totals~~Prepayment 1Penalty Paid Count 0 0 0 1Special ~~103,118.83~~Servicing Fee 0.00 0.00 0.00 ~~103,118.83 0~~Pass-29Through ~~Days~~Rate 05.~~000000%~~802495 06.~~000000%~~321572 05.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.409836% 0.000000% 0.000000% 0.000000% 0.409836% 0.392238% 0.000000% 0.000000% 0.000000% 0.392238% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.409836% 0.000000% 0.000000% 0.000000% 0.409836% 0.392238% 0.000000% 0.000000% 0.000000% 0.392238%081560

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group A4 ~~Insufficient~~Total ~~Funds~~Collateral Description Fixed 15 & 30 Year Mixed Fixed Weighted Average Coupon Rate 5.801096 6.002403 Weighted Average Net Rate 5.551096 5.752403 Weighted Average Remaining Term 170 311 Beginning Loan Count 240 1,683 Loans Paid In Full 2 22 Ending Loan Count 238 1,661 Beginning Scheduled Balance 25,774,217.39 239,615,977.98 Ending scheduled Balance 25,447,863.46 235,673,012.57 Record Date 11/30/2005 11/30/2005 Principal And Interest Constant 223,425.34 1,598,820.04 Scheduled Principal 98,826.41 400,260.40 Unscheduled Principal 227,527.52 3,542,705.01 Scheduled Interest 124,598.93 1,198,559.64 Servicing Fee 5,369.63 49,919.99 Master Servicing Fee 0.00 ~~Principal~~0.00 ~~Balance~~Trustee ofFee ~~Contaminated~~225.52 ~~Properties~~2,096.63 FRY Amount 0.00 ~~Periodic~~0.00 ~~Advance~~Special 12Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 119,~~343~~003.8578 1,146,543.02 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 Prepayment Penalty Waived Count 0 0 Prepayment Penalty Paid Amount 0.00 0.00 Prepayment Penalty Paid Count 0 0 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.540596 5.741903

~~Summary~~Additional 12Reporting ~~Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov~~-04 ~~0.000%~~Deal ~~Original~~Level ~~Principal~~Miscellaneous ~~Balance~~Reporting ~~0.00~~Senior ~~Dec-04 0.000~~% ~~Current Principal Balance 0~~95.~~00 Jan-05 0.000~~073777% ~~Feb-05~~Subordinate ~~0.000~~% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0.000% Original Principal Balance 0.00 Dec-04 0.000% Current Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0.000% Original Principal Balance 0.00 Dec-04 0.000% Current Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0.000% Original Principal Balance 0.00 Dec-04 0.000% Current Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 ~~12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0~~.~~000~~926223% Original Principal Balance 0.00 Dec-04 0.000% Current Principal Balance 0.00 Jan-05 0.000% Feb-05 0.000% Current REO Total Mar-05 0.000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.00 May-05 0.000% Current Principal Balance 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

REO Detail - All Mortgage Loans in REO during Current Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 1 ~~Apr~~Jun-05 0.000% Original Principal Balance 30,000.00 ~~May~~Jul-05 0.000% Current Principal Balance 29,940.11 ~~Jun~~Aug-05 0.~~000~~012% ~~Jul~~Sep-05 0.~~000~~012% ~~Aug~~Oct-05 0.012% ~~Sep~~Nov-05 0.012% ~~Oct~~Dec-05 0.~~012~~013% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 1 ~~Apr~~Jun-05 0.000% Original Principal Balance 30,000.00 ~~May~~Jul-05 0.000% Current Principal Balance 29,940.11 ~~Jun~~Aug-05 0.~~000~~017% ~~Jul~~Sep-05 0.~~000~~017% ~~Aug~~Oct-05 0.~~017~~018% ~~Sep~~Nov-05 0.~~017~~018% ~~Oct~~Dec-05 0.018% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest 1 6080999805 29,940.11 01-Mar-2005 68 6.000% 1,~~144~~429.6739

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~Bankruptcy ~~Mixed~~History* ~~Fixed~~New ~~Weighted~~Bankruptcy ~~Average~~Loans ~~Gross~~Month ~~Coupon~~Bankruptcy 6Percentage Loans in Bankruptcy 0 Jan-05 0.~~005066~~000% ~~Weighted~~Original ~~Average~~Principal ~~Pass~~Balance 0.00 Feb-~~Through~~05 ~~Rate~~0.000% 5Current Principal Balance 0.~~744566~~00 Mar-05 0.000% ~~Weighted~~Apr-05 ~~Average~~0.000% ~~Maturity(Stepdown~~Current ~~Calculation)~~Bankruptcy ~~313~~Total ~~Beginning~~May-05 ~~Scheduled~~0.000% ~~Collateral~~Loans ~~Loan~~in ~~Count~~Bankruptcy 12 Jun-05 0.000% Original Principal Balance 386,~~728~~000.00 ~~Number~~Jul-05 Of0.000% ~~Loans~~Current ~~Paid~~Principal InBalance ~~Full~~382,407.83 22Aug-05 ~~Ending~~0.000% ~~Scheduled~~Sep-05 ~~Collateral~~0.000% ~~Loan~~Oct-05 ~~Count~~0.075% Nov-05 0.160% Dec-05 0.162% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1~~,706~~ ~~Beginning~~12 ~~Scheduled~~Month ~~Collateral~~Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance ~~247,920,528~~0.9900 ~~Ending~~Feb-05 ~~Scheduled~~0.000% ~~Collateral~~Current Principal Balance ~~244~~0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 2 Jun-05 0.000% Original Principal Balance 386,~~093,309~~000.1800 ~~Ending~~Jul-05 ~~Actual~~0.000% ~~Collateral~~Current Principal Balance 382,407.83 Aug-05 0.000% Sep-05 0.000% Oct-05 0.107% Nov-05 0.229% Dec-05 0.234% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at 30www.ctslink.com. 2 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-~~2005~~05 ~~244,433,649~~0.24000% ~~Monthly~~Oct-05 ~~P&I~~0.000% ~~Constant~~Nov-05 ~~1,646,053~~0.000% Dec-05 ~~Special~~0.000% ~~Servicing~~*The ~~Fee~~text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 ~~Prepayment~~Feb-05 ~~Penalties~~0.000% Current Principal Balance 0.00 ~~Realized~~Mar-05 ~~Loss~~0.000% ~~Amount~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 ~~Cumulative~~Jul-05 ~~Realized~~0.000% ~~Loss~~Current Principal Balance 0.00 ~~Class~~Aug-05 A0.000% ~~Non~~Sep-PO05 ~~Optimal~~0.000% ~~Amount~~Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 4~~,936,600~~ 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.77000% ~~Class~~Original APPrincipal ~~Deferred~~Balance ~~Amount~~0.00 Feb-05 0.000% Current Principal Balance 0.00 ~~Scheduled~~Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal ~~405,403~~Balance 0.8000 ~~Unscheduled~~Jul-05 0.000% Current Principal ~~3,421,816~~Balance 0.0100 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Miscellaneous~~Bankruptcy ~~Reporting~~Detail ~~Senior~~- %All 95Mortgage Loans in Bankruptcy during Current Period Group Loan Month Loan First State LTV at Original Number Entered Payment Origination Principal Bankruptcy Date Balance 1 6105515800 Nov-2005 01-Mar-2005 WV 80.~~220270%~~00 ~~Subordinate~~202,000.00 %1 46323253986 Oct-2005 01-Mar-2005 TX 80.~~779730%~~00 184,000.00

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage 1Loans 2in 3Bankruptcy ~~Collateral~~during ~~Description~~Current ~~Fixed~~Period 15(continued) &Group 30 Year Fixed 15 & 30 Year Fixed 15 & 30 Year Weighted Average Coupon Rate 6.063882 6.581691 5.341450 Weighted Average Net Rate 5.813882 6.331691 5.091450 Weighted Average Maturity 351 352 172 Beginning Loan ~~Count~~Current ~~1,166~~Paid ~~173~~To ~~143~~Months ~~Loans~~Current ~~Paid~~Approximate InNumber ~~Full~~Principal 13Date 6Delinquent ~~1 Ending~~ Loan ~~Count~~Rate ~~1,153~~Delinquent ~~167 142 Beginning Scheduled~~ Balance ~~172,939,979.64 22,128,563.71 26,423,988.69 Ending Scheduled Balance 170,429,998.86 21,234,284.16 26,229,696.76 Record Date 09/30/2005 09/30/2005 09/30/2005 Principal And~~ Interest ~~Constant~~ 1~~,055,210.49~~ ~~142,306.85~~6105515800 ~~221~~200,~~427~~153.9047 ~~Scheduled~~01-Nov-2005 Principal 181,304.09 20,937.37 103,809.22 Unscheduled Principal 2,328,676.69 873,342.18 90,482.71 Scheduled Interest 873,906.40 121,369.48 117,618.68 Servicing Fees 36,029.16 4,610.12 5,505.00 Master Servicing Fees 0~~.00~~ 06.00000% ~~0.00 Trustee Fee~~ 1,~~513~~919.2214 ~~193.62 231.21 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread~~ 1 ~~0.00~~6323253986 ~~0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 836~~182,~~364~~254.0236 116,565.74 111,882.47 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass01-~~Through~~Dec-2005 ~~Rate~~(1) ~~5.803382~~ 6.~~321191~~375% 5931.~~080950~~17

Group Level Collateral Statement Group 4 Total Collateral Description Fixed 15 & 30 Year Mixed Fixed Weighted Average Coupon Rate 5.800880 6.005066 Weighted Average Net Rate 5.550880 5.755066 Weighted Average Maturity 172 313 Beginning Loan Count 246 1,728 Loans Paid In Full 2 22 Ending Loan Count 244 1,706 Beginning Scheduled Balance 26,427,996.95 247,920,528.99 Ending scheduled Balance 26,199,329.40 244,093,309.18 Record Date 09/30/2005 09/30/2005 Principal And Interest Constant 227,107.81 1,646,053.05 Scheduled Principal 99,353.12 405,403.80 Unscheduled Principal 129,314.43 3,421,816.01 Scheduled Interest 127,754.69 1,240,649.25 Servicing Fees 5,505.83 51,650.11 Master Servicing Fees 0.00 0.00 Trustee Fee 231.24 2,169.29 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 122,017.62 1,186,829.85 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.540380 5.744566

Miscellaneous Reporting Group 1 CPR 15.028340% Subordinate % 4.477679% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.522321% Group 2 CPR 38.348150% Subordinate % 5.045155% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 94.954845% Group 3 CPR 4.048210% Subordinate % 4.336712% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.663288%

Miscellaneous Reporting Group 4 CPR 5.737223% Subordinate % 4.675362% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 95.324639%

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1 13 2,303,750.00 2,285,841.88 0 0.00 0.00 2 6 991,000.00 873,738.18 0 0.00 0.00 3 1 90,640.00 88,308.53 0 0.00 0.00 4 2 117,561.00 114,621.57 0 0.00 0.00 Total 22 3,502,951.00 3,362,510.16 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 45,308.80 2 0 0.00 0.00 0 0.00 0.00 426.04 3 0 0.00 0.00 0 0.00 0.00 2,513.24 4 0 0.00 0.00 0 0.00 0.00 15,120.83 Total 0 0.00 0.00 0 0.00 0.00 63,368.91

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 3301101758 FL 70.00 01-Feb-2005 98,000.00 97,061.21 1 3301210153 FL 80.00 01-Mar-2005 96,000.00 95,203.42 1 3301294553 WA 80.00 01-Mar-2005 172,000.00 170,670.30 1 6008314467 CA 70.00 01-Feb-2005 427,000.00 423,004.24 1 6045289938 FL 90.00 01-Mar-2005 184,500.00 182,969.08 1 6050522967 CA 77.08 01-Mar-2005 185,000.00 183,464.94 1 6159733861 AZ 33.02 01-Mar-2005 36,000.00 35,710.26 1 6285659550 CO 37.31 01-Feb-2005 100,000.00 99,128.01 1 6307938586 CA 78.90 01-Feb-2005 288,000.00 285,428.66 1 6311808874 MO 80.00 01-Mar-2005 136,000.00 134,948.61 1 6806389703 SC 38.88 01-Mar-2005 359,650.00 356,802.99 1 6904092837 FL 78.74 01-Mar-2005 100,000.00 98,475.30 1 6999245670 NM 80.00 01-Mar-2005 121,600.00 120,500.87 2 6025007565 CA 80.00 01-Feb-2005 220,000.00 107,776.92 2 6218014691 FL 103.00 01-Feb-2005 154,500.00 153,189.93 2 6282527263 CA 69.15 01-Mar-2005 176,000.00 174,763.36 2 6565986707 MO 90.00 01-Feb-2005 90,000.00 89,269.38 2 6736840312 FL 54.20 01-Mar-2005 58,000.00 57,572.50 2 6831467987 FL 90.00 01-Mar-2005 292,500.00 290,344.05 3 6204221045 MO 80.00 01-Mar-2005 90,640.00 87,969.47 4 3301375212 TX 72.10 01-Mar-2005 72,100.00 70,018.48 4 3301391839 CA 29.32 01-Mar-2005 45,461.00 44,175.12

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 3301101758 Loan Paid in Full 0 5.750% 360 8 1 3301210153 Loan Paid in Full 1 5.875% 360 7 1 3301294553 Loan Paid in Full 0 6.250% 360 7 1 6008314467 Loan Paid in Full (1) 5.875% 360 8 1 6045289938 Loan Paid in Full 0 5.875% 360 7 1 6050522967 Loan Paid in Full (1) 5.875% 360 7 1 6159733861 Loan Paid in Full 0 6.250% 360 7 1 6285659550 Loan Paid in Full (1) 6.250% 360 8 1 6307938586 Loan Paid in Full 0 6.125% 360 8 1 6311808874 Loan Paid in Full 0 6.250% 360 7 1 6806389703 Loan Paid in Full 0 6.125% 360 7 1 6904092837 Loan Paid in Full 0 6.000% 360 7 1 6999245670 Loan Paid in Full 0 6.000% 360 7 2 6025007565 Loan Paid in Full 0 6.500% 360 8 2 6218014691 Loan Paid in Full 0 6.500% 360 8 2 6282527263 Loan Paid in Full 1 6.750% 360 7 2 6565986707 Loan Paid in Full 0 6.625% 360 8 2 6736840312 Loan Paid in Full (1) 6.500% 360 7 2 6831467987 Loan Paid in Full 0 6.500% 360 7 3 6204221045 Loan Paid in Full 0 5.375% 180 7 4 3301375212 Loan Paid in Full 0 5.625% 180 7 4 3301391839 Loan Paid in Full 0 5.875% 180 7

Summary SMM CPR PSA Current Month 1.382% Current Month 15.385% Current Month 1,015.356% 3 Month Average 1.208% 3 Month Average 13.501% 3 Month Average 1,012.877% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.437% N/A Mar-2005 385.788% N/A Apr-2005 7.984% N/A Apr-2005 2,542.845% N/A May-2005 7.212% N/A May-2005 1,403.741% N/A Jun-2005 8.908% N/A Jun-2005 1,247.333% N/A Jul-2005 19.579% N/A Jul-2005 2,140.755% N/A Aug-2005 8.249% N/A Aug-2005 740.039% N/A Sep-2005 16.870% N/A Sep-2005 1,283.238% N/A Oct-2005 15.385% N/A Oct-2005 1,015.356% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 1.348% Current Month 15.028% Current Month 993.077% 3 Month Average 1.253% 3 Month Average 13.936% 3 Month Average 1,047.932% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.392% N/A Mar-2005 350.227% N/A Apr-2005 4.199% N/A Apr-2005 1,343.822% N/A May-2005 2.622% N/A May-2005 511.877% N/A Jun-2005 5.930% N/A Jun-2005 832.296% N/A Jul-2005 16.910% N/A Jul-2005 1,852.426% N/A Aug-2005 8.098% N/A Aug-2005 727.668% N/A Sep-2005 18.683% N/A Sep-2005 1,423.053% N/A Oct-2005 15.028% N/A Oct-2005 993.077% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 3.950% Current Month 38.348% Current Month 2,529.610% 3 Month Average 2.657% 3 Month Average 27.201% 3 Month Average 2,036.279% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.022% N/A Mar-2005 20.291% N/A Apr-2005 40.653% N/A Apr-2005 12,938.762% N/A May-2005 33.184% N/A May-2005 6,488.693% N/A Jun-2005 37.113% N/A Jun-2005 5,198.593% N/A Jul-2005 16.448% N/A Jul-2005 1,796.394% N/A Aug-2005 21.250% N/A Aug-2005 1,905.201% N/A Sep-2005 22.006% N/A Sep-2005 1,674.026% N/A Oct-2005 38.348% N/A Oct-2005 2,529.610% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3 SMM CPR PSA Current Month 0.344% Current Month 4.048% Current Month 264.331% 3 Month Average 0.268% 3 Month Average 3.160% 3 Month Average 227.543% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 1.146% N/A Mar-2005 881.765% N/A Apr-2005 0.132% N/A Apr-2005 40.056% N/A May-2005 0.552% N/A May-2005 104.229% N/A Jun-2005 4.560% N/A Jun-2005 624.303% N/A Jul-2005 0.120% N/A Jul-2005 12.950% N/A Aug-2005 0.762% N/A Aug-2005 67.396% N/A Sep-2005 4.671% N/A Sep-2005 350.902% N/A Oct-2005 4.048% N/A Oct-2005 264.331% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 4 SMM CPR PSA Current Month 0.491% Current Month 5.737% Current Month 379.834% 3 Month Average 0.627% 3 Month Average 7.222% 3 Month Average 552.065% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 0.423% N/A Mar-2005 390.946% N/A Apr-2005 2.365% N/A Apr-2005 766.749% N/A May-2005 14.884% N/A May-2005 2,919.080% N/A Jun-2005 3.059% N/A Jun-2005 430.947% N/A Jul-2005 48.784% N/A Jul-2005 5,364.682% N/A Aug-2005 4.376% N/A Aug-2005 394.296% N/A Sep-2005 11.554% N/A Sep-2005 882.065% N/A Oct-2005 5.737% N/A Oct-2005 379.834% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 4 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Jan~~Mar-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Feb~~Apr-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Mar~~May-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~Apr~~Jun-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · Banc of America Alternative Loan Trust Mortgage Pass-Through Certificates Series 2005-2