8-K 1 bam0500d_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-D (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-19 Pooling and Servicing Agreement) (Commission 54-2173100 (State or other File Number) 54-2173101 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2005-D Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-D Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-D Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/30/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-D Trust, relating to the December 27, 2005 distribution. EX-99.1 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series BOAMS2005-D Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 9/30/2005 Distribution Date: 10/25/2005 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series BOAMS2005-D Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ 1-A-1 05949A4G2 ~~SEN~~ 4.~~45473~~42955% 3129,~~082~~173,~~731~~508.2825 ~~115~~107,~~387~~687.6489 1-A-2 05949A4H0 ~~SEN~~ 4.~~45473~~42955% 1,~~183~~110,~~524~~827.3666 4,~~393~~100.5739 1-A-R 05949A4J6 ~~SEN~~ 4.~~43265~~41056% 0.00 0.00 2-A-1 05949A4K3 ~~SEN~~ 4.~~79668~~79349% 23,~~727~~069,~~197~~066.9826 9492,~~843~~151.1009 2-A-2 05949A4L1 ~~SEN~~ 4.~~79668~~79349% 8271,~~342~~854,~~896~~013.0780 ~~329~~287,~~143~~026.6218 2-A-3 05949A4M9 ~~SEN~~ 4.~~79668~~79349% 41,212,000.00 164,~~733~~624.9038 2-A-4 05949A4N7 ~~SEN~~ 4.~~79668~~79349% 71,406,000.00 285,~~426~~236.3155 2-A-5 05949A4P2 ~~SEN~~ 4.~~79668~~79349% 44,652,000.00 178,~~484~~365.3872 2-A-6 05949A4Q0 ~~SEN~~ 4.~~79668~~79349% 46,315,000.00 185,~~131~~008.7869 2-A-7 05949A4R8 ~~SEN~~ 4.~~79668~~79349% 92,221,000.00 368,~~628~~383.6961 3-A-1 05949A4S6 ~~SEN~~ 5.~~11919~~11932% 26,~~491~~454,~~294~~330.1637 ~~113~~112,~~011~~856.6171 1-IO 05949A4Z0 ~~SEN~~ 0.27100% 0.00 7,~~598~~150.5257 B-1 05949A4T4 ~~SUB~~ 4.~~78975~~78506% 9,~~147~~139,~~902~~968.8102 36,~~513~~446.4506 B-2 05949A4U1 ~~SUB~~ 4.~~78975~~78506% 3,~~304~~301,~~102~~236.3540 13,~~188~~163.1884 B-3 05949A4V9 ~~SUB~~ 4.~~78975~~78506% 2,~~287~~285,~~225~~241.1827 9,~~129~~112.3651 B-4 05949A4W7 ~~SUB~~ 4.~~78975~~78506% 1,~~015~~014,~~879~~998.2508 4,~~054~~047.8435 B-5 05949A4X5 ~~SUB~~ 4.~~78975~~78506% ~~762~~761,~~408~~747.3909 3,~~043~~037.1250 B-6 05949A4Y3 ~~SUB~~ 4.~~78975~~78506% 1,~~271~~270,~~540~~437.5361 5,~~075~~065.3093 Totals ~~478~~465,~~422~~241,~~702~~374.3681 1,~~917~~863,~~787~~464.3797

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses 1-A-1 1,~~561~~979,~~630~~852.8557 0.00 2927,~~521~~193,~~100~~655.4368 12,~~677~~087,~~018~~540.4946 0.00 1-A-2 5975,~~461~~386.5703 0.00 1,~~124~~035,~~062~~441.79 63 79,~~855~~486.1442 0.00 1-A-R 0.00 0.00 0.00 0.00 0.00 2-A-1 ~~225~~295,~~990~~071.9501 0.00 2322,~~501~~773,~~207~~995.0325 ~~320~~387,~~834~~222.0510 0.00 2-A-2 34,~~601~~702,~~699~~652.1485 0.00 7867,~~741~~151,~~196~~360.9395 34,~~930~~989,~~842~~679.7603 0.00 2-A-3 0.00 0.00 41,212,000.00 164,~~733~~624.9038 0.00 2-A-4 0.00 0.00 71,406,000.00 285,~~426~~236.3155 0.00 2-A-5 0.00 0.00 44,652,000.00 178,~~484~~365.3872 0.00 2-A-6 0.00 0.00 46,315,000.00 185,~~131~~008.7869 0.00 2-A-7 0.00 0.00 92,221,000.00 368,~~628~~383.6961 0.00 3-A-1 1591,~~211~~082.8299 0.00 26,~~476~~363,~~082~~247.3537 ~~128~~203,~~223~~939.4370 0.00 1-IO 0.00 0.00 0.00 7,~~598~~150.5257 0.00 B-1 3,~~952~~998.3846 0.00 9,~~143~~135,~~950~~969.4356 40,~~465~~444.8352 0.00 B-2 1,~~427~~444.5519 0.00 3,~~302~~299,~~674~~792.8021 14,~~615~~608.7303 0.00 B-3 ~~988~~999.2072 0.00 2,~~286~~284,~~236~~241.9854 10,~~117~~112.5623 0.00 B-4 ~~438~~444.9103 0.00 1,~~015~~014,~~440~~554.3305 4,~~493~~491.7538 0.00 B-5 ~~329~~333.4024 0.00 ~~762~~761,~~078~~413.9985 3,~~372~~370.5274 0.00 B-6 ~~549~~555.3778 0.00 1,~~270~~269,~~991~~881.1583 5,~~624~~621.6771 0.00 Totals 57,~~471~~151,~~680~~820.1487 0.00 ~~472~~458,~~951~~089,~~022~~553.2192 79,~~389~~015,~~467~~285.5184 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~ This report has been compiled from information provided to Wells Fargo Bank, N.A., by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A., expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (~~1~~) 1~~-A-1 36,768,000.00 3129,~~082~~173,~~731~~508.2825 1817,~~194~~428.7542 1,~~543~~962,~~436~~424.1015 0.00 0.00 1-A-2 1,400,000.00 1,~~183~~110,~~524~~827.3666 ~~692~~663.7961 5874,~~768~~722.7842 0.00 0.00 1-A-R 100.00 0.00 0.00 0.00 0.00 0.00 2-A-1 25,000,000.00 23,~~727~~069,~~197~~066.9826 9,~~779~~617.0543 ~~216~~285,~~211~~453.9057 0.00 0.00 2-A-2 102,628,000.00 8271,~~342~~854,~~896~~013.0780 ~~155~~153,~~852~~276.2850 34,~~445~~549,~~846~~376.8535 0.00 0.00 2-A-3 41,212,000.00 41,212,000.00 0.00 0.00 0.00 0.00 2-A-4 71,406,000.00 71,406,000.00 0.00 0.00 0.00 0.00 2-A-5 44,652,000.00 44,652,000.00 0.00 0.00 0.00 0.00 2-A-6 46,315,000.00 46,315,000.00 0.00 0.00 0.00 0.00 2-A-7 92,221,000.00 92,221,000.00 0.00 0.00 0.00 0.00 3-A-1 29,879,000.00 26,~~491~~454,~~294~~330.1637 13,~~737~~889.2116 177,~~474~~193.6183 0.00 0.00 1-IO 0.00 0.00 0.00 0.00 0.00 0.00 B-1 9,167,000.00 9,~~147~~139,~~902~~968.8102 3,~~952~~998.3846 0.00 0.00 0.00 B-2 3,311,000.00 3,~~304~~301,~~102~~236.3540 1,~~427~~444.5519 0.00 0.00 0.00 B-3 2,292,000.00 2,~~287~~285,~~225~~241.1827 ~~988~~999.2072 0.00 0.00 0.00 B-4 1,018,000.00 1,~~015~~014,~~879~~998.2508 ~~438~~444.9103 0.00 0.00 0.00 B-5 764,000.00 ~~762~~761,~~408~~747.3909 ~~329~~333.4024 0.00 0.00 0.00 B-6 1,274,195.00 1,~~271~~270,~~540~~437.5361 ~~549~~555.3778 0.00 0.00 0.00 Totals 509,307,295.00 ~~478~~465,~~422~~241,~~702~~374.3681 ~~205~~202,~~941~~650.8954 56,~~265~~949,~~738~~170.2432 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution 1-A-1 1,~~561~~979,~~630~~852.8557 2927,~~521~~193,~~100~~655.4368 0.~~80290199~~739601 1,~~561~~979,~~630~~852.8557 1-A-2 5975,~~461~~386.5703 1,~~124~~035,~~062~~441.7963 0.~~80290199~~739601 5975,~~461~~386.5703 1-A-R 0.00 0.00 0.~~00000000~~000000 0.00 2-A-1 ~~225~~295,~~990~~071.9501 2322,~~501~~773,~~207~~995.0325 0.~~94004828~~910960 ~~225~~295,~~990~~071.9501 2-A-2 34,~~601~~702,~~699~~652.1485 7867,~~741~~151,~~196~~360.9395 0.~~76724867~~654318 34,~~601~~702,~~699~~652.1485 2-A-3 0.00 41,212,000.00 1.~~00000000~~000000 0.00 2-A-4 0.00 71,406,000.00 1.~~00000000~~000000 0.00 2-A-5 0.00 44,652,000.00 1.~~00000000~~000000 0.00 2-A-6 0.00 46,315,000.00 1.~~00000000~~000000 0.00 2-A-7 0.00 92,221,000.00 1.~~00000000~~000000 0.00 3-A-1 1591,~~211~~082.8299 26,~~476~~363,~~082~~247.3537 0.~~88611006~~882334 1591,~~211~~082.8299 1-IO 0.00 0.00 0.~~00000000~~000000 0.00 B-1 3,~~952~~998.3846 9,~~143~~135,~~950~~969.4356 0.~~99748559~~996615 3,~~952~~998.3846 B-2 1,~~427~~444.5519 3,~~302~~299,~~674~~792.8021 0.~~99748559~~996615 1,~~427~~444.5519 B-3 ~~988~~999.2072 2,~~286~~284,~~236~~241.9854 0.~~99748559~~996615 ~~988~~999.2072 B-4 ~~438~~444.9103 1,~~015~~014,~~440~~554.3305 0.~~99748559~~996615 ~~438~~444.9103 B-5 ~~329~~333.4024 ~~762~~761,~~078~~413.9985 0.~~99748559~~996615 ~~329~~333.4024 B-6 ~~549~~555.3778 1,~~270~~269,~~991~~881.1583 0.~~99748559~~996615 ~~549~~555.3778 Totals 57,~~471~~151,~~680~~820.1487 ~~472~~458,~~951~~089,~~022~~553.2192 0.~~92861623~~899436 57,~~471~~151,~~680~~820.1487

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ 1-A-1 36,768,000.00 ~~845~~793.~~37454526~~448331 0.~~49485286~~474011 4153.~~97770072~~373155 0.~~00000000~~000000 1-A-2 1,400,000.00 ~~845~~793.~~37454286~~448329 0.~~49485000~~474007 4153.~~97770000~~373157 0.~~00000000~~000000 1-A-R 100.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-1 25,000,000.00 ~~949~~922.~~08791920~~762650 0.~~39116200~~384697 811.~~64847600~~418143 0.~~00000000~~000000 2-A-2 102,628,000.00 ~~802~~700.~~34337676~~140447 1.~~51861363~~493515 3344.~~57608888~~328803 0.~~00000000~~000000 2-A-3 41,212,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-4 71,406,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-5 44,652,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-6 46,315,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-7 92,221,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 3-A-1 29,879,000.00 ~~886~~885.~~61916932~~382053 0.~~45976137~~464847 02.~~04935272~~583548 0.~~00000000~~000000 1-IO 0.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 9,167,000.00 997.~~91674594~~051164 0.~~43115305~~436180 0.~~00000000~~000000 0.~~00000000~~000000 B-2 3,311,000.00 997.~~91674721~~051163 0.~~43115373~~436179 0.~~00000000~~000000 0.~~00000000~~000000 B-3 2,292,000.00 997.~~91674520~~051165 0.~~43115183~~436178 0.~~00000000~~000000 0.~~00000000~~000000 B-4 1,018,000.00 997.~~91674853~~051159 0.~~43114931~~436179 0.~~00000000~~000000 0.~~00000000~~000000 B-5 764,000.00 997.~~91674084~~051165 0.~~43115183~~436178 0.~~00000000~~000000 0.~~00000000~~000000 B-6 1,274,195.00 997.~~91674744~~051166 0.~~43115065~~436181 0.~~00000000~~000000 0.~~00000000 (2) All Classes are per $1,000 denomination.~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution 1-A-1 0.~~00000000~~000000 4253.~~47255358~~847165 ~~802~~739.~~90199168~~601166 0.~~80290199~~739601 4253.~~47255358~~847165 1-A-2 0.~~00000000~~000000 4253.~~47255000~~847164 ~~802~~739.~~90199286~~601164 0.~~80290199~~739601 4253.~~47255000~~847164 1-A-R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-1 0.~~00000000~~000000 911.~~03963800~~802840 ~~940~~910.~~04828120~~959810 0.~~94004828~~910960 911.~~03963800~~802840 2-A-2 0.~~00000000~~000000 3545.~~09470262~~822318 ~~767~~654.~~24867414~~318129 0.~~76724867~~654318 3545.~~09470262~~822318 2-A-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 2-A-4 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 2-A-5 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 2-A-6 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 2-A-7 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 3-A-1 0.~~00000000~~000000 03.~~50911409~~048395 ~~886~~882.~~11005556~~333658 0.~~88611006~~882334 03.~~50911409~~048395 1-IO 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 0.~~00000000~~000000 0.~~43115305~~436180 ~~997~~996.~~48559289~~614984 0.~~99748559~~996615 0.~~43115305~~436180 B-2 0.~~00000000~~000000 0.~~43115373~~436179 ~~997~~996.~~48559348~~614983 0.~~99748559~~996615 0.~~43115373~~436179 B-3 0.~~00000000~~000000 0.~~43115183~~436178 ~~997~~996.~~48559337~~614983 0.~~99748559~~996615 0.~~43115183~~436178 B-4 0.~~00000000~~000000 0.~~43114931~~436179 ~~997~~996.~~48558939~~614980 0.~~99748559~~996615 0.~~43114931~~436179 B-5 0.~~00000000~~000000 0.~~43115183~~436178 ~~997~~996.~~48558901~~614987 0.~~99748559~~996615 0.~~43115183~~436178 B-6 0.~~00000000~~000000 0.~~43115065~~436181 ~~997~~996.~~48558894~~614984 0.~~99748559~~996615 0.~~43115065~~436181 ~~(3)~~All ~~Amount~~Classes ~~Does~~are ~~Not~~per ~~Include Excess Special Hazard~~$1,000 ~~Bankruptcy, or Fraud Losses Unless Otherwise Disclosed~~denomination. ~~Please Refer to the Prospectus Supplement for a Full Description.~~

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ 1-A-1 ~~36,768,000.00~~11/01/05 - 11/30/05 30 4.~~45473~~42955% 3129,~~082~~173,~~731~~508.2825 ~~115~~107,~~387~~687.6489 0.00 ~~0.00~~ 1-A-2 ~~1,400,000.00~~11/01/05 - 11/30/05 30 4.~~45473~~42955% 1,~~183~~110,~~524~~827.3666 4,~~393~~100.5739 0.00 ~~0.00~~ 1-A-R ~~100.00~~N/A N/A 4.~~43265~~41056% 0.00 0.00 0.00 ~~0.00~~ 2-A-1 ~~25,000,000.00~~11/01/05 - 11/30/05 30 4.~~79668~~79349% 23,~~727~~069,~~197~~066.9826 9492,~~843~~151.1009 0.00 ~~0.00~~ 2-A-2 ~~102,628,000.00~~11/01/05 - 11/30/05 30 4.~~79668~~79349% 8271,~~342~~854,~~896~~013.0780 ~~329~~287,~~143~~026.6218 0.00 ~~0.00~~ 2-A-3 ~~41,212,000.00~~11/01/05 - 11/30/05 30 4.~~79668~~79349% 41,212,000.00 164,~~733~~624.9038 0.00 ~~0.00~~ 2-A-4 ~~71,406,000.00~~11/01/05 - 11/30/05 30 4.~~79668~~79349% 71,406,000.00 285,~~426~~236.3155 0.00 ~~0.00~~ 2-A-5 ~~44,652,000.00~~11/01/05 - 11/30/05 30 4.~~79668~~79349% 44,652,000.00 178,~~484~~365.3872 0.00 ~~0.00~~ 2-A-6 ~~46,315,000.00~~11/01/05 - 11/30/05 30 4.~~79668~~79349% 46,315,000.00 185,~~131~~008.7869 0.00 ~~0.00~~ 2-A-7 ~~92,221,000.00~~11/01/05 - 11/30/05 30 4.~~79668~~79349% 92,221,000.00 368,~~628~~383.6961 0.00 ~~0.00~~ 3-A-1 ~~29,879,000.00~~11/01/05 - 11/30/05 30 5.~~11919~~11932% 26,~~491~~454,~~294~~330.1637 ~~113~~112,~~011~~856.6171 0.00 ~~0.00~~ 1-IO ~~0.00~~11/01/05 - 11/30/05 30 0.27100% 3331,~~646~~663,~~569~~029.1697 7,~~598~~150.5257 0.00 ~~0.00~~ B-1 ~~9,167,000.00~~11/01/05 - 11/30/05 30 4.~~78975~~78506% 9,~~147~~139,~~902~~968.8102 36,~~513~~446.4506 0.00 ~~0.00~~ B-2 ~~3,311,000.00~~11/01/05 - 11/30/05 30 4.~~78975~~78506% 3,~~304~~301,~~102~~236.3540 13,~~188~~163.1884 0.00 ~~0.00~~ B-3 ~~2,292,000.00~~11/01/05 - 11/30/05 30 4.~~78975~~78506% 2,~~287~~285,~~225~~241.1827 9,~~129~~112.3651 0.00 ~~0.00~~ B-4 ~~1,018,000.00~~11/01/05 - 11/30/05 30 4.~~78975~~78506% 1,~~015~~014,~~879~~998.2508 4,~~054~~047.8435 0.00 ~~0.00~~ B-5 ~~764,000.00~~11/01/05 - 11/30/05 30 4.~~78975~~78506% ~~762~~761,~~408~~747.3909 3,~~043~~037.1250 0.00 ~~0.00~~ B-6 ~~1,274,195.00~~11/01/05 - 11/30/05 30 4.~~78975~~78506% 1,~~271~~270,~~540~~437.5361 5,~~075~~065.3093 0.00 ~~0.00~~ Totals ~~509,307,295.00~~ 1,~~917~~863,~~787~~464.3797 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance 1-A-1 0.00 0.00 ~~115~~107,~~387~~687.6489 0.00 2927,~~521~~193,~~100~~655.4368 1-A-2 0.00 0.00 4,~~393~~100.5739 0.00 1,~~124~~035,~~062~~441.7963 1-A-R 0.00 0.00 0.00 0.00 0.00 2-A-1 0.00 0.00 9492,~~843~~151.1009 0.00 2322,~~501~~773,~~207~~995.0325 2-A-2 0.00 0.00 ~~329~~287,~~143~~026.6218 0.00 7867,~~741~~151,~~196~~360.9395 2-A-3 0.00 0.00 164,~~733~~624.9038 0.00 41,212,000.00 2-A-4 0.00 0.00 285,~~426~~236.3155 0.00 71,406,000.00 2-A-5 0.00 0.00 178,~~484~~365.3872 0.00 44,652,000.00 2-A-6 0.00 0.00 185,~~131~~008.7869 0.00 46,315,000.00 2-A-7 0.00 0.00 368,~~628~~383.6961 0.00 92,221,000.00 3-A-1 0.00 0.00 ~~113~~112,~~011~~856.6171 0.00 26,~~476~~363,~~082~~247.3537 1-IO 0.00 0.00 7,~~598~~150.5257 0.00 3229,~~024~~606,~~668~~967.7573 B-1 0.00 0.00 36,~~513~~446.4506 0.00 9,~~143~~135,~~950~~969.4356 B-2 0.00 0.00 13,~~188~~163.1884 0.00 3,~~302~~299,~~674~~792.8021 B-3 0.00 0.00 9,~~129~~112.3651 0.00 2,~~286~~284,~~236~~241.9854 B-4 0.00 0.00 4,~~054~~047.8435 0.00 1,~~015~~014,~~440~~554.3305 B-5 0.00 0.00 3,~~043~~037.1250 0.00 ~~762~~761,~~078~~413.9985 B-6 0.00 0.00 5,~~075~~065.3093 0.00 1,~~270~~269,~~991~~881.1583 Totals 0.00 0.00 1,~~917~~863,~~787~~464.3797 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ 1-A-1 11/01/05 - 11/30/05 36,768,000.00 4.~~45473~~42955% ~~845~~793.~~37454526~~448331 32.~~13826262~~928848 0.~~00000000~~000000 ~~0.00000000~~ 1-A-2 11/01/05 - 11/30/05 1,400,000.00 4.~~45473~~42955% ~~845~~793.~~37454286~~448329 32.~~13826429~~928850 0.~~00000000~~000000 ~~0.00000000~~ 1-A-R N/A 100.00 4.~~43265~~41056% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ 2-A-1 11/01/05 - 11/30/05 25,000,000.00 4.~~79668~~79349% ~~949~~922.~~08791920~~762650 3.~~79372400~~686044 0.~~00000000~~000000 ~~0.00000000~~ 2-A-2 11/01/05 - 11/30/05 102,628,000.00 4.~~79668~~79349% ~~802~~700.~~34337676~~140447 32.~~20715224~~796763 0.~~00000000~~000000 ~~0.00000000~~ 2-A-3 11/01/05 - 11/30/05 41,212,000.00 4.~~79668~~79349% 1000.~~00000000~~000000 3.~~99723139~~994574 0.~~00000000~~000000 ~~0.00000000~~ 2-A-4 11/01/05 - 11/30/05 71,406,000.00 4.~~79668~~79349% 1000.~~00000000~~000000 3.~~99723147~~994574 0.~~00000000~~000000 ~~0.00000000~~ 2-A-5 11/01/05 - 11/30/05 44,652,000.00 4.~~79668~~79349% 1000.~~00000000~~000000 3.~~99723148~~994574 0.~~00000000~~000000 ~~0.00000000~~ 2-A-6 11/01/05 - 11/30/05 46,315,000.00 4.~~79668~~79349% 1000.~~00000000~~000000 3.~~99723157~~994574 0.~~00000000~~000000 ~~0.00000000~~ 2-A-7 11/01/05 - 11/30/05 92,221,000.00 4.~~79668~~79349% 1000.~~00000000~~000000 3.~~99723154~~994574 0.~~00000000~~000000 ~~0.00000000~~ 3-A-1 11/01/05 - 11/30/05 29,879,000.00 5.~~11919~~11932% ~~886~~885.~~61916932~~382053 3.~~78230898~~777125 0.~~00000000~~000000 ~~0.00000000~~ 1-IO 11/01/05 - 11/30/05 0.00 0.27100% ~~850~~800.~~68196808~~532397 0.~~19211242~~180787 0.~~00000000~~000000 ~~0.00000000~~ B-1 11/01/05 - 11/30/05 9,167,000.00 4.~~78975~~78506% 997.~~91674594~~051164 3.~~98314061~~975789 0.~~00000000~~000000 ~~0.00000000~~ B-2 11/01/05 - 11/30/05 3,311,000.00 4.~~78975~~78506% 997.~~91674721~~051163 3.~~98314105~~975790 0.~~00000000~~000000 ~~0.00000000~~ B-3 11/01/05 - 11/30/05 2,292,000.00 4.~~78975~~78506% 997.~~91674520~~051165 3.~~98314136~~975790 0.~~00000000~~000000 ~~0.00000000~~ B-4 11/01/05 - 11/30/05 1,018,000.00 4.~~78975~~78506% 997.~~91674853~~051159 3.~~98314342~~975786 0.~~00000000~~000000 ~~0.00000000~~ B-5 11/01/05 - 11/30/05 764,000.00 4.~~78975~~78506% 997.~~91674084~~051165 3.~~98314136~~975785 0.~~00000000~~000000 ~~0.00000000~~ B-6 11/01/05 - 11/30/05 1,274,195.00 4.~~78975~~78506% 997.~~91674744~~051166 3.~~98314230~~975789 0.~~00000000 0.00000000 (5) All Classes are per $1,000 denomination.~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance 1-A-1 0.~~00000000~~000000 0.~~00000000~~000000 32.~~13826262~~928848 0.~~00000000~~000000 ~~802~~739.~~90199168~~601166 1-A-2 0.~~00000000~~000000 0.~~00000000~~000000 32.~~13826429~~928850 0.~~00000000~~000000 ~~802~~739.~~90199286~~601164 1-A-R 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 2-A-1 0.~~00000000~~000000 0.~~00000000~~000000 3.~~79372400~~686044 0.~~00000000~~000000 ~~940~~910.~~04828120~~959810 2-A-2 0.~~00000000~~000000 0.~~00000000~~000000 32.~~20715224~~796763 0.~~00000000~~000000 ~~767~~654.~~24867414~~318129 2-A-3 0.~~00000000~~000000 0.~~00000000~~000000 3.~~99723139~~994574 0.~~00000000~~000000 1000.~~00000000~~000000 2-A-4 0.~~00000000~~000000 0.~~00000000~~000000 3.~~99723147~~994574 0.~~00000000~~000000 1000.~~00000000~~000000 2-A-5 0.~~00000000~~000000 0.~~00000000~~000000 3.~~99723148~~994574 0.~~00000000~~000000 1000.~~00000000~~000000 2-A-6 0.~~00000000~~000000 0.~~00000000~~000000 3.~~99723157~~994574 0.~~00000000~~000000 1000.~~00000000~~000000 2-A-7 0.~~00000000~~000000 0.~~00000000~~000000 3.~~99723154~~994574 0.~~00000000~~000000 1000.~~00000000~~000000 3-A-1 0.~~00000000~~000000 0.~~00000000~~000000 3.~~78230898~~777125 0.~~00000000~~000000 ~~886~~882.~~11005556~~333658 1-IO 0.~~00000000~~000000 0.~~00000000~~000000 0.~~19211242~~180787 0.~~00000000~~000000 ~~809~~748.~~67566440~~549234 B-1 0.~~00000000~~000000 0.~~00000000~~000000 3.~~98314061~~975789 0.~~00000000~~000000 ~~997~~996.~~48559289~~614984 B-2 0.~~00000000~~000000 0.~~00000000~~000000 3.~~98314105~~975790 0.~~00000000~~000000 ~~997~~996.~~48559348~~614983 B-3 0.~~00000000~~000000 0.~~00000000~~000000 3.~~98314136~~975790 0.~~00000000~~000000 ~~997~~996.~~48559337~~614983 B-4 0.~~00000000~~000000 0.~~00000000~~000000 3.~~98314342~~975786 0.~~00000000~~000000 ~~997~~996.~~48558939~~614980 B-5 0.~~00000000~~000000 0.~~00000000~~000000 3.~~98314136~~975785 0.~~00000000~~000000 ~~997~~996.~~48558901~~614987 B-6 0.~~00000000~~000000 0.~~00000000~~000000 3.~~98314230~~975789 0.~~00000000~~000000 ~~997~~996.~~48558894~~614984 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~All ~~Refer~~Classes toare ~~the~~per ~~Prospectus~~$1,000 ~~Supplement for a Full Description~~denomination.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 79,~~492~~115,~~883~~742.54 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Swap/Cap Payments 0.00 Total Deposits 79,~~492~~115,~~883~~742.54 Withdrawals ~~Reimbursement~~Swap ~~for~~Payments ~~Servicer~~0.00 ~~Advances~~Reserve Funds and Credit Enhancements 0.00 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 103~~100,~~416~~456.0370 Payment of Interest and Principal 79,~~389~~015,~~467~~285.5184 Total Withdrawals (Pool Distribution Amount) 79,~~492~~115,~~883~~742.54 Ending Balance 0.00

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* ~~103~~100,~~176~~223.6280 Trustee Fee - Wells Fargo Bank, N.A. ~~239~~232.4190 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees ~~103~~100,~~416~~456.0370 *Servicer Payees include: BANK OF AMERICA (NY)

~~LOAN~~COLLATERAL ~~STATUS STRATIFICATION/CREDIT ENHANCEMENT~~ STATEMENT ~~DELINQUENT~~Collateral ~~BANKRUPTCY~~Description ~~FORECLOSURE~~Mixed ~~REO~~ARM ~~Total~~Weighted NoAverage ofGross ~~Loans~~Coupon No5.065554% ofWeighted ~~Loans~~Average NoNet ofCoupon ~~Loans~~4.807047% NoWeighted ofAverage ~~Loans~~Pass-Through NoRate of4.806447% ~~Loans~~Weighted ~~Principal~~Average ~~Balance~~Remaining ~~Principal~~Term ~~Balance~~352 ~~Principal~~Beginning ~~Balance~~Scheduled ~~Principal~~Collateral ~~Balance~~Loan ~~Principal~~Count ~~Balance~~986 ~~0-29~~Number ~~Days~~Of 0Loans 0Paid 0In 0Full ~~0.00~~16 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 30Loan ~~Days~~Count 5970 0Beginning 0Scheduled 0Collateral 5Balance 1465,~~521~~241,~~421~~375.0478 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 1Balance 458,~~521~~089,~~421~~554.0490 60Ending ~~Days~~Actual 1Collateral 0Balance 0at 030-Nov-2005 ~~1 222~~458,~~418~~253,477.8413 ~~0.00~~Monthly ~~0.00~~P&I ~~0.00~~Constant ~~222~~2,~~418~~166,571.8469 90Special ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived ~~0.00~~Amount ~~120 Days~~ 0 ~~0 0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived ~~0.00~~Count ~~150 Days~~ 0 0Prepayment 0Penalty 0Paid 0Amount 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Paid ~~0.00~~Count ~~180+ Days~~ 0 0Realized 0Loss 0Amount 0 0.00 ~~0.00~~Cumulative ~~0.00~~Realized ~~0.00~~Loss 0.00 ~~Totals~~Scheduled 6Principal ~~0 0 0 6 1~~202,~~743,839~~650.8856 ~~0.00~~Unscheduled ~~0.00~~Principal ~~0.00 1~~6,~~743~~949,~~839~~170.88 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.499002% 0.000000% 0.000000% 0.000000% 0.499002% 0.321580% 0.000000% 0.000000% 0.000000% 0.321580% 60 Days 0.099800% 0.000000% 0.000000% 0.000000% 0.099800% 0.047012% 0.000000% 0.000000% 0.000000% 0.047012% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.598802% 0.000000% 0.000000% 0.000000% 0.598802% 0.368592% 0.000000% 0.000000% 0.000000% 0.368592%32

~~DELINQUENT~~Ancillary ~~BANKRUPTCY~~Fees ~~FORECLOSURE REO Total~~ $1- Three Year ARM No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 256,~~755~~928.00 0.00 0.00 0.00 256,755.00 60 Days 1 0 0 0 1 222,418.84 0.00 0.00 0.00 222,418.84 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 479,173.84 0.00 0.00 0.00 479,173.84 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.162791% 0.000000% 0.000000% 0.000000% 1.162791% 0.801477% 0.000000% 0.000000% 0.000000% 0.801477% 60 Days 1.162791% 0.000000% 0.000000% 0.000000% 1.162791% 0.694295% 0.000000% 0.000000% 0.000000% 0.694295% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.325581% 0.000000% 0.000000% 0.000000% 2.325581% 1.495772% 0.000000% 0.000000% 0.000000% 1.495772% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2- Five Year ARM No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 4 0 0 0 4 1,264,666.04 0.00 0.00 0.00 1,264,666.04 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 4 0 0 0 4 1,264,666.04 0.00 0.00 0.00 1,264,666.04 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.466744% 0.000000% 0.000000% 0.000000% 0.466744% 0.305841% 0.000000% 0.000000% 0.000000% 0.305841% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.466744% 0.000000% 0.000000% 0.000000% 0.466744% 0.305841% 0.000000% 0.000000% 0.000000% 0.305841% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3- Seven Year ARM No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%28

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group A1- ~~Insufficient~~Three ~~Funds~~Year ARM 2- Five Year ARM 3- Seven Year ARM Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.076147 5.044089 5.369915 Weighted Average Net Rate 4.701147 4.794089 5.119915 Weighted Average Remaining Term 349 352 352 Beginning Loan Count 85 842 59 Loans Paid In Full 4 12 0 Ending Loan Count 81 830 59 Beginning Scheduled Balance 31,663,029.97 406,043,958.81 27,534,387.00 ~~Principal~~Ending Scheduled Balance of29,606,967.73 ~~Contaminated~~401,039,850.22 ~~Properties~~27,442,736.95 Record Date 11/30/2005 11/30/2005 11/30/2005 Principal And Interest Constant 152,854.17 1,876,046.86 137,670.66 Scheduled Principal 18,915.67 169,278.67 14,456.22 Unscheduled Principal 2,037,146.57 4,834,829.92 77,193.83 Scheduled Interest 133,938.50 1,706,768.19 123,214.44 Servicing Fee 9,894.70 84,592.49 5,736.33 Master Servicing Fee 0.00 ~~Periodic~~0.00 ~~Advance~~0.00 7Trustee Fee 15.83 203.02 13.77 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 124,~~458~~027.2097 1,621,972.68 117,464.34 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 0.00 Prepayment Penalty Waived Count 0 0 0 Prepayment Penalty Paid Amount 0.00 0.00 0.00 Prepayment Penalty Paid Count 0 0 0 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.700547 4.793489 5.119315

~~Summary~~Group 12Level ~~Month~~Collateral ~~REO~~Statement History*Group ~~New~~Total ~~REO~~Collateral ~~Loans~~Description ~~Month~~Mixed ~~REO~~ARM ~~Percentage~~Weighted ~~Loans~~Average inCoupon ~~REO~~Rate ~~0 Nov-04 0~~5.~~000%~~065554 ~~Original~~Weighted ~~Principal~~Average ~~Balance~~Net ~~0.00~~Rate ~~Dec-04 0~~4.~~000%~~807047 ~~Current~~Weighted ~~Principal~~Average ~~Balance~~Remaining ~~0.00~~Term ~~Jan-05~~352 ~~0.000%~~Beginning ~~Feb-05~~Loan ~~0.000%~~Count ~~Current~~986 ~~REO~~Loans ~~Total~~Paid ~~Mar-05~~In ~~0.000%~~Full ~~Loans~~16 inEnding ~~REO~~Loan 0Count ~~Apr-05~~970 ~~0.000%~~Beginning ~~Original~~Scheduled ~~Principal~~ Balance 0465,241,375.0078 ~~May-05~~Ending ~~0.000%~~scheduled ~~Current Principal~~ Balance 0458,089,554.0090 ~~Jun-05~~Record ~~0.000%~~Date ~~Jul-05~~11/30/2005 ~~0.000%~~Principal ~~Aug-05~~And ~~0.000%~~Interest ~~Sep-05~~Constant 02,166,571.~~000%~~69 ~~Oct-05~~Scheduled ~~0.000%~~Principal *The text reported in the above table is presented graphically on the monthly bond remittance report202,650.56 ~~The~~Unscheduled ~~monthly~~Principal ~~bond remittance report can be viewed online at www~~6,949,170.~~ctslink.com.~~32 1-Scheduled ~~Three~~Interest ~~Year ARM 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Nov-04 0~~1,963,921.~~000%~~13 ~~Original~~Servicing ~~Principal~~Fee ~~Balance 0~~100,223.0052 ~~Dec-04~~Master ~~0.000%~~Servicing ~~Current~~Fee ~~Principal Balance~~ 0.00 ~~Jan-05~~Trustee ~~0.000%~~Fee ~~Feb-05 0~~232.~~000%~~62 ~~Current~~FRY ~~REO~~Amount ~~Total Mar-05~~ 0.~~000%~~00 ~~Loans~~Special inHazard ~~REO~~Fee 0 ~~Apr-05 0~~.~~000%~~00 ~~Original~~Other ~~Principal~~Fee ~~Balance~~ 0.00 ~~May-05~~Pool ~~0.000%~~Insurance ~~Current~~Fee ~~Principal Balance~~ 0.00 ~~Jun-05~~Spread ~~0.000%~~1 ~~Jul-05~~ 0.~~000%~~00 ~~Aug-05~~Spread 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2- ~~Five Year ARM 12 Month REO History* New REO Loans Month REO Percentage Loans in REO~~ 0 ~~Nov-04 0~~.~~000% Original Principal Balance 0.~~00 ~~Dec-04~~Spread ~~0.000%~~3 ~~Current Principal Balance~~ 0.00 ~~Jan-05~~Net ~~0.000%~~Interest ~~Feb-05 0~~1,863,464.~~000%~~99 ~~Current~~Realized ~~REO~~Loss ~~Total~~Amount ~~Mar-05~~ 0.~~000% Loans in REO 0 Apr-05 0.000% Original Principal Balance 0.~~00 ~~May-05~~Cumulative ~~0.000%~~Realized ~~Current~~Loss ~~Principal Balance~~ 0.00 Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3- Seven Year ARM 12 Month REO History* New REO Loans Month REO Percentage ~~Loans~~of inCumulative ~~REO~~Losses 0 ~~Nov-04 0~~.~~000%~~0000 ~~Original~~Prepayment ~~Principal~~Penalty ~~Balance~~Waived ~~0.00~~Amount ~~Dec-04~~ 0.~~000% Current Principal Balance 0.~~00 ~~Jan-05~~Prepayment ~~0.000%~~Penalty ~~Feb-05~~Waived ~~0.000%~~Count ~~Current REO Total Mar-05~~ 0~~.000%~~ ~~Loans~~Prepayment inPenalty ~~REO~~Paid 0Amount ~~Apr-05~~ 0.~~000%~~00 ~~Original~~Prepayment ~~Principal~~Penalty ~~Balance~~Paid ~~0.00~~Count ~~May-05~~ 0~~.000%~~ ~~Current~~Special ~~Principal~~Servicing ~~Balance~~Fee 0.00 ~~Jun~~Pass-05Through ~~0.000%~~Rate ~~Jul-05 0~~4.000% Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.806447

REO Detail - All Mortgage Loans in REO during Current Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 01 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0223,250.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0222,418.0084 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 01 ~~Apr~~Jun-05 0.000% Original Principal Balance 0223,250.00 ~~May~~Jul-05 0.000% Current Principal Balance 0222,418.0084 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.~~000~~049% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1- Three Year ARM 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 01 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0223,250.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0222,418.0084 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 01 ~~Apr~~Jun-05 0.000% Original Principal Balance 0223,250.00 ~~May~~Jul-05 0.000% Current Principal Balance 0222,418.0084 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.~~000~~751% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2- Five Year ARM 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3- Seven Year ARM 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Nov~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Dec~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Jan~~Mar-05 0.000% ~~Feb~~Apr-05 0.000% Current Foreclosure Total ~~Mar~~May-05 0.000% Loans in Foreclosure 0 ~~Apr~~Jun-05 0.000% Original Principal Balance 0.00 ~~May~~Jul-05 0.000% Current Principal Balance 0.00 ~~Jun~~Aug-05 0.000% ~~Jul~~Sep-05 0.000% ~~Aug~~Oct-05 0.000% ~~Sep~~Nov-05 0.000% ~~Oct~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance No1- ~~Foreclosure~~Three ~~loans~~Year ~~this~~ARM ~~period~~6701630847 Dec-2005 01-Jan-2005 AZ 95.00 223,250.00

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No1- ~~Foreclosure~~Three ~~loans~~Year ~~this~~ARM ~~period~~6701630847 222,418.84 01-Jul-2005 4 6.000% 6,255.48

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~Bankruptcy ~~Mixed~~History* ~~ARM~~New ~~Weighted~~Bankruptcy ~~Average~~Loans ~~Gross~~Month ~~Coupon~~Bankruptcy 5Percentage Loans in Bankruptcy 0 Jan-05 0.~~069666~~000% ~~Weighted~~Original ~~Average~~Principal ~~Net~~Balance ~~Coupon~~0.00 4Feb-05 0.~~810875~~000% ~~Weighted~~Current ~~Average~~Principal ~~Pass-Through~~Balance ~~Rate~~0.00 4Mar-05 0.~~810275~~000% ~~Weighted~~Apr-05 ~~Average~~0.000% ~~Maturity(Stepdown~~Current ~~Calculation)~~Bankruptcy ~~353~~Total ~~Beginning~~May-05 ~~Scheduled~~0.000% ~~Collateral~~Loans ~~Loan~~in ~~Count~~Bankruptcy 1 Jun-05 0.000% Original Principal Balance 66,500.00 Jul-05 0.000% Current Principal Balance 66,500.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.014% Dec-05 0.015% ~~Number~~*The Oftext ~~Loans~~reported ~~Paid~~in Inthe ~~Full~~above 13table ~~Ending~~is ~~Scheduled~~presented ~~Collateral~~graphically ~~Loan~~on ~~Count~~the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1~~,002~~- ~~Beginning~~Three ~~Scheduled~~Year ~~Collateral~~ARM 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance ~~478,422,703~~0.3400 ~~Ending~~Feb-05 ~~Scheduled~~0.000% ~~Collateral~~Current Principal Balance ~~472,951,023~~0.1900 ~~Ending~~Mar-05 ~~Actual~~0.000% ~~Collateral~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance at0.00 30Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-~~2005~~05 ~~473,108,007~~0.73000% ~~Monthly~~Oct-05 ~~P&I~~0.000% ~~Constant~~Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2~~,227,144~~- Five Year ARM 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.70000% ~~Special~~Original ~~Servicing~~Principal ~~Fee~~Balance 0.00 ~~Prepayment~~Feb-05 ~~Penalties~~0.000% Current Principal Balance 0.00 ~~Realized~~Mar-05 ~~Loss~~0.000% ~~Amount~~Apr-05 0.00000% ~~Cumulative~~Current ~~Realized~~Bankruptcy ~~Loss~~Total May-05 0.00000% ~~Scheduled~~Loans in Bankruptcy 1 Jun-05 0.000% Original Principal ~~205~~Balance 66,~~941~~500.9100 ~~Unscheduled~~Jul-05 0.000% Current Principal 5Balance 66,~~265,738~~500.2400 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.016% Dec-05 0.017% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 3- Seven Year ARM 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Ancillary~~Bankruptcy ~~Fees~~Detail $1- All Mortgage Loans in Bankruptcy during Current Period Group Loan Month Loan First State LTV at Original Number Entered Payment Origination Principal Bankruptcy Date Balance 2- Five Year ARM 6437888552 Nov-2005 01-Jan-2005 FL 95.00 66,~~919~~500.1900

~~Miscellaneous~~Bankruptcy ~~Reporting~~Detail ~~Total~~- ~~Senior~~All ~~Percentage~~Mortgage ~~96.281728%~~Loans ~~Aggregate~~in ~~Senior~~Bankruptcy ~~Percentage~~during 3Current Period (continued) Group Loan Current Paid To Months Current Approximate Number Principal Date Delinquent Loan Rate Delinquent Balance Interest 2- Five Year ARM 6437888552 66,500.~~718272~~00 01-Nov-2005 0 4.875% 512.62

Group Level Collateral Statement Group 1- Three Year ARM 2- Five Year ARM 3- Seven Year ARM Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.101329 5.047278 5.369788 Weighted Average Net Rate 4.726329 4.797278 5.119788 Weighted Average Maturity 351 353 353 Beginning Loan Count 90 866 59 Loans Paid In Full 4 9 0 Ending Loan Count 86 857 59 Beginning Scheduled Balance 33,646,569.16 417,203,659.53 27,572,474.65 Ending Scheduled Balance 32,024,668.75 413,369,652.26 27,556,702.18 Record Date 09/30/2005 09/30/2005 09/30/2005 Principal And Interest Constant 162,730.70 1,926,734.18 137,679.82 Scheduled Principal 19,695.53 171,948.52 14,297.86 Unscheduled Principal 1,602,204.88 3,662,058.75 1,474.61 Scheduled Interest 143,035.17 1,754,785.66 123,381.96 Servicing Fees 10,514.55 86,917.43 5,744.27 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 16.82 208.60 13.79 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 132,503.80 1,667,659.63 117,623.90 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.725729 4.796678 5.119188

Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 5.069666 Weighted Average Net Rate 4.810875 Weighted Average Maturity 353 Beginning Loan Count 1,015 Loans Paid In Full 13 Ending Loan Count 1,002 Beginning Scheduled Balance 478,422,703.34 Ending scheduled Balance 472,951,023.19 Record Date 09/30/2005 Principal And Interest Constant 2,227,144.70 Scheduled Principal 205,941.91 Unscheduled Principal 5,265,738.24 Scheduled Interest 2,021,202.79 Servicing Fees 103,176.25 Master Servicing Fees 0.00 Trustee Fee 239.21 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 1,917,787.33 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 4.810275

Miscellaneous Reporting Group 1- Three Year ARM CPR 44.335559% Subordinate Percentage 4.102390% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 95.897610% Group 2- Five Year ARM CPR 10.043176% Subordinate Percentage 3.673880% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.326120% Group 3- Seven Year ARM CPR 0.064192% Subordinate Percentage 3.921231% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.078769%

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1- Three Year ARM 4 1,607,148.00 1,601,960.29 0 0.00 0.00 2- Five Year ARM 9 3,900,070.00 3,524,963.58 0 0.00 0.00 3- Seven Year ARM 0 0.00 0.00 0 0.00 0.00 Total 13 5,507,218.00 5,126,923.87 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1- Three Year ARM 0 0.00 0.00 0 0.00 0.00 1,186.12 2- Five Year ARM 0 0.00 0.00 0 0.00 0.00 183,038.20 3- Seven Year ARM 0 0.00 0.00 0 0.00 0.00 1,474.61 Total 0 0.00 0.00 0 0.00 0.00 185,698.93

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1- Three Year ARM 3301607689 CA 48.23 01-Apr-2005 460,650.00 456,788.85 1- Three Year ARM 6255158567 CA 67.21 01-Apr-2005 615,000.00 615,000.00 1- Three Year ARM 6340432803 CA 77.53 01-May-2005 374,498.00 372,232.94 1- Three Year ARM 6461469857 NV 66.80 01-Feb-2005 157,000.00 156,996.97 2- Five Year ARM 3301742486 CA 54.42 01-May-2005 408,160.00 405,320.01 2- Five Year ARM 6037210603 SC 75.00 01-Apr-2005 394,500.00 391,290.54 2- Five Year ARM 6152688625 CA 80.00 01-Apr-2005 728,000.00 728,000.00 2- Five Year ARM 6179715328 CA 75.86 01-May-2005 440,000.00 440,000.00 2- Five Year ARM 6259572235 VA 80.00 01-Apr-2005 544,000.00 544,000.00 2- Five Year ARM 6448923786 OR 70.79 01-Apr-2005 492,000.00 492,000.00 2- Five Year ARM 6554570348 MD 79.91 01-Dec-2004 91,900.00 91,900.00 2- Five Year ARM 6834095165 DC 79.99 01-May-2005 381,510.00 381,510.00 2- Five Year ARM 6874134528 AZ 80.00 01-May-2005 420,000.00 5,000.00

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1- Three Year ARM 3301607689 Loan Paid in Full 0 5.125% 360 6 1- Three Year ARM 6255158567 Loan Paid in Full (1) 5.625% 360 6 1- Three Year ARM 6340432803 Loan Paid in Full 0 6.000% 360 5 1- Three Year ARM 6461469857 Loan Paid in Full 0 5.375% 360 8 2- Five Year ARM 3301742486 Loan Paid in Full 0 5.250% 360 5 2- Five Year ARM 6037210603 Loan Paid in Full 0 5.250% 360 6 2- Five Year ARM 6152688625 Loan Paid in Full 0 5.250% 360 6 2- Five Year ARM 6179715328 Loan Paid in Full 0 4.875% 360 5 2- Five Year ARM 6259572235 Loan Paid in Full 0 4.875% 360 6 2- Five Year ARM 6448923786 Loan Paid in Full 0 5.375% 360 6 2- Five Year ARM 6554570348 Loan Paid in Full 0 4.750% 360 10 2- Five Year ARM 6834095165 Loan Paid in Full 0 4.875% 360 5 2- Five Year ARM 6874134528 Loan Paid in Full (1) 6.500% 360 5

Summary SMM CPR PSA Current Month 1.101% Current Month 12.442% Current Month 1,080.721% 3 Month Average 1.411% 3 Month Average 15.643% 3 Month Average 1,720.765% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 7.745% N/A May-2005 5,142.207% N/A Jun-2005 10.328% N/A Jun-2005 2,943.464% N/A Jul-2005 14.564% N/A Jul-2005 2,644.903% N/A Aug-2005 16.292% N/A Aug-2005 2,169.027% N/A Sep-2005 18.196% N/A Sep-2005 1,912.549% N/A Oct-2005 12.442% N/A Oct-2005 1,080.721% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1- Three Year ARM SMM CPR PSA Current Month 4.765% Current Month 44.336% Current Month 3,280.175% 3 Month Average 4.020% 3 Month Average 38.546% 3 Month Average 3,353.392% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 28.887% N/A May-2005 8,738.111% N/A Jun-2005 32.444% N/A Jun-2005 6,065.621% N/A Jul-2005 24.396% N/A Jul-2005 3,323.084% N/A Aug-2005 28.932% N/A Aug-2005 3,076.616% N/A Sep-2005 42.370% N/A Sep-2005 3,703.384% N/A Oct-2005 44.336% N/A Oct-2005 3,280.175% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2- Five Year ARM SMM CPR PSA Current Month 0.878% Current Month 10.043% Current Month 886.669% 3 Month Average 1.131% 3 Month Average 12.730% 3 Month Average 1,423.936% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 6.117% N/A May-2005 4,633.863% N/A Jun-2005 8.796% N/A Jun-2005 2,646.899% N/A Jul-2005 11.551% N/A Jul-2005 2,169.950% N/A Aug-2005 12.526% N/A Aug-2005 1,710.454% N/A Sep-2005 15.622% N/A Sep-2005 1,674.685% N/A Oct-2005 10.043% N/A Oct-2005 886.669% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 3- Seven Year ARM SMM CPR PSA Current Month 0.005% Current Month 0.064% Current Month 5.363% 3 Month Average 2.338% 3 Month Average 22.479% 3 Month Average 2,643.510% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 0.004% N/A May-2005 2.335% N/A Jun-2005 0.101% N/A Jun-2005 25.933% N/A Jul-2005 39.455% N/A Jul-2005 6,683.527% N/A Aug-2005 46.418% N/A Aug-2005 5,823.244% N/A Sep-2005 20.956% N/A Sep-2005 2,101.924% N/A Oct-2005 0.064% N/A Oct-2005 5.363% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 1- Three Year ARM MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 2- Five Year ARM MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. 3- Seven Year ARM MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Jan-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Feb-~~2004~~2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Jan~~Mar-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Feb~~Apr-2005 N/A N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Mar~~May-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~Apr~~Jun-2005 ~~N/A~~0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~May~~Jul-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jun~~Aug-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Jul~~Sep-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Aug~~Oct-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Sep~~Nov-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A ~~Oct~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · Banc of America Mortgage Securities Mortgage Pass-Through Certificates Series 2005-D