8-K 1 pch05001_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 PEOPLE'S CHOICE HOME LOAN SECURITIES CORP. Mortgage-Backed Notes, Series 2005-1 (Exact name of registrant as specified in its charter) New York (governing law of 333-119899-01 Pooling and Servicing Agreement) (Commission N/A (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of PEOPLE'S CHOICE HOME LOAN SECURITIES CORP., Mortgage-Backed Notes, Series 2005-1 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage-Backed Notes, Series 2005-1 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. PEOPLE'S CHOICE HOME LOAN SECURITIES CORP. Mortgage-Backed Notes, Series 2005-1 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/31/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage-Backed Notes, Series 2005-1 Trust, relating to the December 27, 2005 distribution. EX-99.1 People's Choice Home Loan Securities Corp Mortgage-Backed Notes Record Date: 11/30/2005 Distribution Date: 12/27/2005 People's Choice Home Loan Securities Corp Mortgage-Backed Notes Series 2005-1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

People's Choice Home Loan Securities Corp Mortgage-Backed Notes Record Date: 7/29/2005 Distribution Date: 8/25/2005 People's Choice Home Loan Securities Corp Mortgage-Backed Notes Series 2005-1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ I-A-1 71085PBE2 ~~SEN 3~~4.~~62000~~35375% ~~190~~110,~~012~~035,~~638~~262.7326 ~~592~~425,~~311~~836.6246 I-A-2 71085PBF9 ~~SEN 3~~4.~~73000~~46375% 91,603,000.00 ~~294~~363,~~223~~460.7535 I-A-3 71085PBG7 ~~SEN 3~~4.~~83000~~56375% 74,641,000.00 ~~246~~302,~~170~~793.1666 II-A-1 71085PBH5 ~~SEN 3~~4.~~74500~~47875% ~~306~~242,~~550~~970,~~144~~916.7443 ~~988~~967,~~581~~294.6422 II-A-2 71085PBJ1 ~~SEN 3~~4.~~79000~~52375% 7660,~~637~~742,~~750~~899.8525 ~~250~~244,~~115~~253.8295 M-1 71085PBK8 ~~MEZ 3~~4.~~99000~~72375% 40,700,000.00 ~~139~~170,~~838~~894.4278 M-2 71085PBL6 ~~MEZ~~ 4.~~01000~~74375% 35,200,000.00 ~~121~~148,~~547~~426.5667 M-3 71085PBM4 ~~MEZ~~ 4.~~04000~~77375% 22,000,000.00 7693,~~535~~353.5633 M-4 71085PBN2 ~~MEZ 4~~5.~~36000~~09375% 38,500,000.00 ~~144~~174,~~546~~319.1144 M-5 71085PBP7 ~~MEZ 4~~5.~~46000~~19375% 17,600,000.00 6781,~~593~~253.7833 B-1 71085PBQ5 ~~SUB~~ 5.~~01000~~74375% 14,300,000.00 6173,~~692~~009.5844 B-2 71085PBR3 ~~SUB~~ 5.~~11000~~84375% 11,000,000.00 4857,~~403~~138.0689 B-3 71085PBS1 ~~SUB~~ 6.~~06000~~79375% 11,000,000.00 5766,~~401~~427.6778 B-4-A 71085PBT9 ~~SUB~~ 7.~~21000~~94375% 15,050,000.00 93106,~~439~~269.6072 B-4-B 71085PBU6 ~~SUB~~ 6.50000% 2,000,000.00 10,833.33 OWNER TRUST PCH05001T ~~SEN~~ 0.00000% 0.00 21,~~454~~490,~~845~~051.4879 Totals ~~946~~787,~~794~~343,~~534~~077.3294 54,~~648~~775,~~080~~617.14

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses I-A-1 2024,~~669~~977,~~211~~279.8329 0.00 ~~169~~85,~~343~~057,~~426~~982.9097 2125,~~261~~403,~~523~~115.4575 0.00 I-A-2 0.00 0.00 91,603,000.00 ~~294~~363,~~223~~460.7535 0.00 I-A-3 0.00 0.00 74,641,000.00 ~~246~~302,~~170~~793.1666 0.00 II-A-1 1216,~~686~~181,~~556~~569.3669 0.00 ~~293~~226,~~863~~789,~~588~~346.3774 1317,~~675~~148,~~138~~863.0091 0.00 II-A-2 34,~~171~~045,~~647~~403.9875 0.00 7356,~~466~~697,~~102~~495.8850 34,~~421~~289,~~763~~657.8070 0.00 M-1 0.00 0.00 40,700,000.00 ~~139~~170,~~838~~894.4278 0.00 M-2 0.00 0.00 35,200,000.00 ~~121~~148,~~547~~426.5667 0.00 M-3 0.00 0.00 22,000,000.00 7693,~~535~~353.5633 0.00 M-4 0.00 0.00 38,500,000.00 ~~144~~174,~~546~~319.1144 0.00 M-5 0.00 0.00 17,600,000.00 6781,~~593~~253.7833 0.00 B-1 0.00 0.00 14,300,000.00 6173,~~692~~009.5844 0.00 B-2 0.00 0.00 11,000,000.00 4857,~~403~~138.0689 0.00 B-3 0.00 0.00 11,000,000.00 5766,~~401~~427.6778 0.00 B-4-A 0.00 0.00 15,050,000.00 93106,~~439~~269.6072 0.00 B-4-B 0.00 0.00 2,000,000.00 10,833.33 0.00 OWNER TRUST 0.00 0.00 0.00 21,~~454~~490,~~845~~051.4879 0.00 Totals 3645,~~527~~204,~~416~~252.1773 0.00 ~~910~~742,~~267~~138,~~118~~825.1521 4249,~~175~~979,~~496~~869.3187 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (1)~~ I-A-1 254,852,000.00 ~~190~~110,~~012~~035,~~638~~262.7326 0.00 2024,~~669~~977,~~211~~279.8329 0.00 0.00 I-A-2 91,603,000.00 91,603,000.00 0.00 0.00 0.00 0.00 I-A-3 74,641,000.00 74,641,000.00 0.00 0.00 0.00 0.00 II-A-1 357,003,000.00 ~~306~~242,~~550~~970,~~144~~916.7443 0.00 1216,~~686~~181,~~556~~569.3669 0.00 0.00 II-A-2 89,251,000.00 7660,~~637~~742,~~750~~899.8525 0.00 34,~~171~~045,~~647~~403.9875 0.00 0.00 M-1 40,700,000.00 40,700,000.00 0.00 0.00 0.00 0.00 M-2 35,200,000.00 35,200,000.00 0.00 0.00 0.00 0.00 M-3 22,000,000.00 22,000,000.00 0.00 0.00 0.00 0.00 M-4 38,500,000.00 38,500,000.00 0.00 0.00 0.00 0.00 M-5 17,600,000.00 17,600,000.00 0.00 0.00 0.00 0.00 B-1 14,300,000.00 14,300,000.00 0.00 0.00 0.00 0.00 B-2 11,000,000.00 11,000,000.00 0.00 0.00 0.00 0.00 B-3 11,000,000.00 11,000,000.00 0.00 0.00 0.00 0.00 B-4-A 15,050,000.00 15,050,000.00 0.00 0.00 0.00 0.00 B-4-B 2,000,000.00 2,000,000.00 0.00 0.00 0.00 0.00 Totals 1,074,700,000.00 ~~946~~787,~~794~~343,~~534~~077.3294 0.00 3645,~~527~~204,~~416~~252.1773 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution I-A-1 2024,~~669~~977,~~211~~279.8329 ~~169~~85,~~343~~057,~~426~~982.9097 0.~~66447753~~333754 2024,~~669~~977,~~211~~279.8329 I-A-2 0.00 91,603,000.00 1.~~00000000~~000000 0.00 I-A-3 0.00 74,641,000.00 1.~~00000000~~000000 0.00 II-A-1 1216,~~686~~181,~~556~~569.3669 ~~293~~226,~~863~~789,~~588~~346.3774 0.~~82314039~~635259 1216,~~686~~181,~~556~~569.3669 II-A-2 34,~~171~~045,~~647~~403.9875 7356,~~466~~697,~~102~~495.8850 0.~~82314039~~635259 34,~~171~~045,~~647~~403.9875 M-1 0.00 40,700,000.00 1.~~00000000~~000000 0.00 M-2 0.00 35,200,000.00 1.~~00000000~~000000 0.00 M-3 0.00 22,000,000.00 1.~~00000000~~000000 0.00 M-4 0.00 38,500,000.00 1.~~00000000~~000000 0.00 M-5 0.00 17,600,000.00 1.~~00000000~~000000 0.00 B-1 0.00 14,300,000.00 1.~~00000000~~000000 0.00 B-2 0.00 11,000,000.00 1.~~00000000~~000000 0.00 B-3 0.00 11,000,000.00 1.~~00000000~~000000 0.00 B-4-A 0.00 15,050,000.00 1.~~00000000~~000000 0.00 B-4-B 0.00 2,000,000.00 1.~~00000000~~000000 0.00 Totals 3645,~~527~~204,~~416~~252.1773 ~~910~~742,~~267~~138,~~118~~825.1521 0.~~84699648~~690554 3645,~~527~~204,~~416~~252.1773

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ I-A-1 254,852,000.00 ~~745~~431.~~58033184~~761423 0.~~00000000~~000000 8198.~~10280410~~006997 0.~~00000000~~000000 I-A-2 91,603,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 I-A-3 74,641,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 II-A-1 357,003,000.00 ~~858~~680.~~67666305~~585083 0.~~00000000~~000000 3545.~~53627381~~326145 0.~~00000000~~000000 II-A-2 89,251,000.00 ~~858~~680.~~67666301~~585083 0.~~00000000~~000000 3545.~~53627388~~326145 0.~~00000000~~000000 M-1 40,700,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-2 35,200,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-3 22,000,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-4 38,500,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 M-5 17,600,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 14,300,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-2 11,000,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-3 11,000,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-4-A 15,050,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-4-B 2,000,000.00 1000.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 OWNER TRUST 25,301,539.67 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution I-A-1 0.~~00000000~~000000 8198.~~10280410~~006997 ~~664~~333.~~47752774~~754426 0.~~66447753~~333754 8198.~~10280410~~006997 I-A-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 I-A-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 II-A-1 0.~~00000000~~000000 3545.~~53627381~~326145 ~~823~~635.~~14038921~~258938 0.~~82314039~~635259 3545.~~53627381~~326145 II-A-2 0.~~00000000~~000000 3545.~~53627388~~326145 ~~823~~635.~~14038924~~258938 0.~~82314039~~635259 3545.~~53627388~~326145 M-1 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 B-1 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 B-2 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 B-3 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 B-4-A 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 B-4-B 0.~~00000000~~000000 0.~~00000000~~000000 1,000.~~00000000~~000000 1.~~00000000~~000000 0.~~00000000~~000000 OWNER TRUST 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~000000

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ I-A-1 ~~254,852,000.00~~11/25/05 3- 12/26/05 32 4.~~62000~~35375% ~~190~~110,~~012~~035,~~638~~262.7326 ~~592~~425,~~311~~836.6246 0.00 ~~0.00~~ I-A-2 ~~91,603,000.00~~11/25/05 3- 12/26/05 32 4.~~73000~~46375% 91,603,000.00 ~~294~~363,~~223~~460.7535 0.00 ~~0.00~~ I-A-3 ~~74,641,000.00~~11/25/05 3- 12/26/05 32 4.~~83000~~56375% 74,641,000.00 ~~246~~302,~~170~~793.1666 0.00 ~~0.00~~ II-A-1 ~~357,003,000.00~~11/25/05 3- 12/26/05 32 4.~~74500~~47875% ~~306~~242,~~550~~970,~~144~~916.7443 ~~988~~967,~~581~~294.6422 0.00 ~~0.00~~ II-A-2 ~~89,251,000.00~~11/25/05 3- 12/26/05 32 4.~~79000~~52375% 7660,~~637~~742,~~750~~899.8525 ~~250~~244,~~115~~253.8295 0.00 ~~0.00~~ M-1 ~~40,700,000.00~~11/25/05 3- 12/26/05 32 4.~~99000~~72375% 40,700,000.00 ~~139~~170,~~838~~894.4278 0.00 ~~0.00~~ M-2 ~~35,200,000.00~~11/25/05 - 12/26/05 32 4.~~01000~~74375% 35,200,000.00 ~~121~~148,~~547~~426.5667 0.00 ~~0.00~~ M-3 ~~22,000,000.00~~11/25/05 - 12/26/05 32 4.~~04000~~77375% 22,000,000.00 7693,~~535~~353.5633 0.00 ~~0.00~~ M-4 ~~38,500,000.00~~11/25/05 4- 12/26/05 32 5.~~36000~~09375% 38,500,000.00 ~~144~~174,~~546~~319.1144 0.00 ~~0.00~~ M-5 ~~17,600,000.00~~11/25/05 4- 12/26/05 32 5.~~46000~~19375% 17,600,000.00 6781,~~593~~253.7833 0.00 ~~0.00~~ B-1 ~~14,300,000.00~~11/25/05 - 12/26/05 32 5.~~01000~~74375% 14,300,000.00 6173,~~692~~009.5844 0.00 ~~0.00~~ B-2 11~~,000,000.00~~/25/05 - 12/26/05 32 5.~~11000~~84375% 11,000,000.00 4857,~~403~~138.0689 0.00 ~~0.00~~ B-3 11~~,000,000.00~~/25/05 - 12/26/05 32 6.~~06000~~79375% 11,000,000.00 5766,~~401~~427.6778 0.00 ~~0.00~~ B-4-A ~~15,050,000.00~~11/25/05 - 12/26/05 32 7.~~21000~~94375% 15,050,000.00 93106,~~439~~269.6072 0.00 ~~0.00~~ B-4-B ~~2,000,000.00~~11/01/05 - 11/30/05 30 6.50000% 2,000,000.00 10,833.33 0.00 ~~0.00~~ OWNER TRUST ~~25,301,539.67~~N/A N/A 0.00000% 0.00 0.00 0.00 ~~0.00~~ Totals ~~1,100,001,539.67~~ 3,~~193~~285,~~234~~565.6635 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance I-A-1 0.00 0.00 ~~592~~425,~~311~~836.6246 0.00 ~~169~~85,~~343~~057,~~426~~982.9097 I-A-2 0.00 0.00 ~~294~~363,~~223~~460.7535 0.00 91,603,000.00 I-A-3 0.00 0.00 ~~246~~302,~~170~~793.1666 0.00 74,641,000.00 II-A-1 0.00 0.00 ~~988~~967,~~581~~294.6422 0.00 ~~293~~226,~~863~~789,~~588~~346.3774 II-A-2 0.00 0.00 ~~250~~244,~~115~~253.8295 0.00 7356,~~466~~697,~~102~~495.8850 M-1 0.00 0.00 ~~139~~170,~~838~~894.4278 0.00 40,700,000.00 M-2 0.00 0.00 ~~121~~148,~~547~~426.5667 0.00 35,200,000.00 M-3 0.00 0.00 7693,~~535~~353.5633 0.00 22,000,000.00 M-4 0.00 0.00 ~~144~~174,~~546~~319.1144 0.00 38,500,000.00 M-5 0.00 0.00 6781,~~593~~253.7833 0.00 17,600,000.00 B-1 0.00 0.00 6173,~~692~~009.5844 0.00 14,300,000.00 B-2 0.00 0.00 4857,~~403~~138.0689 0.00 11,000,000.00 B-3 0.00 0.00 5766,~~401~~427.6778 0.00 11,000,000.00 B-4-A 0.00 0.00 93106,~~439~~269.6072 0.00 15,050,000.00 B-4-B 0.00 0.00 10,833.33 0.00 2,000,000.00 OWNER TRUST 0.00 0.00 21,~~454~~490,~~845~~051.4879 0.00 0.00 Totals 0.00 0.00 54,~~648~~775,~~080~~617.14 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ I-A-1 11/25/05 - 12/26/05 254,852,000.00 34.~~62000~~35375% ~~745~~431.~~58033184~~761423 21.~~32413958~~670917 0.~~00000000~~000000 ~~0.00000000~~ I-A-2 11/25/05 - 12/26/05 91,603,000.00 34.~~73000~~46375% 1000.~~00000000~~000000 3.~~21194448~~967778 0.~~00000000~~000000 ~~0.00000000~~ I-A-3 11/25/05 - 12/26/05 74,641,000.00 34.~~83000~~56375% 1000.~~00000000~~000000 34.~~29805549~~056667 0.~~00000000~~000000 ~~0.00000000~~ II-A-1 11/25/05 - 12/26/05 357,003,000.00 34.~~74500~~47875% ~~858~~680.~~67666305~~585083 2.~~76911298~~709485 0.~~00000000~~000000 ~~0.00000000~~ II-A-2 11/25/05 - 12/26/05 89,251,000.00 34.~~79000~~52375% ~~858~~680.~~67666301~~585083 2.~~80238675~~736708 0.~~00000000~~000000 ~~0.00000000~~ M-1 11/25/05 - 12/26/05 40,700,000.00 34.~~99000~~72375% 1000.~~00000000~~000000 34.~~43583342~~198889 0.~~00000000~~000000 ~~0.00000000~~ M-2 11/25/05 - 12/26/05 35,200,000.00 4.~~01000~~74375% 1000.~~00000000~~000000 34.~~45305568~~216667 0.~~00000000~~000000 ~~0.00000000~~ M-3 11/25/05 - 12/26/05 22,000,000.00 4.~~04000~~77375% 1000.~~00000000~~000000 34.~~47888909~~243333 0.~~00000000~~000000 ~~0.00000000~~ M-4 11/25/05 - 12/26/05 38,500,000.00 45.~~36000~~09375% 1000.~~00000000~~000000 34.~~75444442~~527778 0.~~00000000~~000000 ~~0.00000000~~ M-5 11/25/05 - 12/26/05 17,600,000.00 45.~~46000~~19375% 1000.~~00000000~~000000 34.~~84055568~~616666 0.~~00000000~~000000 ~~0.00000000~~ B-1 11/25/05 - 12/26/05 14,300,000.00 5.~~01000~~74375% 1000.~~00000000~~000000 45.~~31416643~~105555 0.~~00000000~~000000 ~~0.00000000~~ B-2 11/25/05 - 12/26/05 11,000,000.00 5.~~11000~~84375% 1000.~~00000000~~000000 45.~~40027818~~194445 0.~~00000000~~000000 ~~0.00000000~~ B-3 11/25/05 - 12/26/05 11,000,000.00 6.~~06000~~79375% 1000.~~00000000~~000000 56.~~21833364~~038889 0.~~00000000~~000000 ~~0.00000000~~ B-4-A 11/25/05 - 12/26/05 15,050,000.00 7.~~21000~~94375% 1000.~~00000000~~000000 67.~~20861130~~061111 0.~~00000000~~000000 ~~0.00000000~~ B-4-B 11/01/05 - 11/30/05 2,000,000.00 6.50000% 1000.~~00000000~~000000 5.~~41666500~~416665 0.~~00000000~~000000 ~~0.00000000~~ OWNER ~~TRUST~~TRUSTN/A 25,301,539.67 0.00000% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000 0.00000000 (5) Per $1 denomination.~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance I-A-1 0.~~00000000~~000000 0.~~00000000~~000000 21.~~32413958~~670917 0.~~00000000~~000000 ~~664~~333.~~47752774~~754426 I-A-2 0.~~00000000~~000000 0.~~00000000~~000000 3.~~21194448~~967778 0.~~00000000~~000000 1000.~~00000000~~000000 I-A-3 0.~~00000000~~000000 0.~~00000000~~000000 34.~~29805549~~056667 0.~~00000000~~000000 1000.~~00000000~~000000 II-A-1 0.~~00000000~~000000 0.~~00000000~~000000 2.~~76911298~~709485 0.~~00000000~~000000 ~~823~~635.~~14038921~~258938 II-A-2 0.~~00000000~~000000 0.~~00000000~~000000 2.~~80238675~~736708 0.~~00000000~~000000 ~~823~~635.~~14038924~~258938 M-1 0.~~00000000~~000000 0.~~00000000~~000000 34.~~43583342~~198889 0.~~00000000~~000000 1000.~~00000000~~000000 M-2 0.~~00000000~~000000 0.~~00000000~~000000 34.~~45305568~~216667 0.~~00000000~~000000 1000.~~00000000~~000000 M-3 0.~~00000000~~000000 0.~~00000000~~000000 34.~~47888909~~243333 0.~~00000000~~000000 1000.~~00000000~~000000 M-4 0.~~00000000~~000000 0.~~00000000~~000000 34.~~75444442~~527778 0.~~00000000~~000000 1000.~~00000000~~000000 M-5 0.~~00000000~~000000 0.~~00000000~~000000 34.~~84055568~~616666 0.~~00000000~~000000 1000.~~00000000~~000000 B-1 0.~~00000000~~000000 0.~~00000000~~000000 45.~~31416643~~105555 0.~~00000000~~000000 1000.~~00000000~~000000 B-2 0.~~00000000~~000000 0.~~00000000~~000000 45.~~40027818~~194445 0.~~00000000~~000000 1000.~~00000000~~000000 B-3 0.~~00000000~~000000 0.~~00000000~~000000 56.~~21833364~~038889 0.~~00000000~~000000 1000.~~00000000~~000000 B-4-A 0.~~00000000~~000000 0.~~00000000~~000000 67.~~20861130~~061111 0.~~00000000~~000000 1000.~~00000000~~000000 B-4-B 0.~~00000000~~000000 0.~~00000000~~000000 5.~~41666500~~416665 0.~~00000000~~000000 1000.~~00000000~~000000 OWNER TRUST 0.~~00000000~~000000 0.~~00000000~~000000 9758.~~02356110~~891744 0.~~00000000~~000000 0.~~00000000~~000000 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~Per ~~Refer~~$1 ~~to the Prospectus Supplement for a Full Description~~denomination.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 4250,~~431~~131,~~332~~291.1133 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0(352,440.0055) Prepayment Penalties 0.00 Swap/Cap Payments 0.00 Total Deposits 4249,~~431~~778,~~332~~850.1178 Withdrawals ~~Reimbursement~~Swap ~~for~~Payments ~~Servicer~~0.00 ~~Advances~~Reserve Funds and Credit Enhancements 0.00 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 255~~(201,~~835~~019.8009) Payment of Interest and Principal 4249,~~175~~979,~~496~~869.3187 Total Withdrawals (Pool Distribution Amount) 4249,~~431~~778,~~332~~850.1178 Ending Balance 0.00

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* ~~405~~338,~~040~~601.0393 Swap Agreement (~~149~~539,~~204~~621.2302) Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees ~~255~~(201,~~835~~019.8009) *Servicer Payees include: PEOPLE'S CHOICE HOME LOANS

~~OTHER~~Reserve ~~ACCOUNTS~~Accounts Account Name Beginning Current Withdrawals Current Deposits Ending ~~Account Type~~ Balance ~~Withdrawals Deposits~~ Balance Reserve Fund 0.00 611,~~555~~864.3319 611,~~555~~864.3319 0.00

~~LOAN~~COLLATERAL ~~STATUS STRATIFICATION/CREDIT ENHANCEMENT~~ STATEMENT ~~DELINQUENT~~Collateral ~~BANKRUPTCY~~Description ~~FORECLOSURE~~Mixed ~~REO~~Fixed ~~Total~~& NoArm ofWeighted ~~Loans~~Average NoGross ofCoupon ~~Loans~~7.290301% NoWeighted ofAverage ~~Loans~~Net NoCoupon of6.790301% ~~Loans~~Weighted NoAverage ofPass-Through ~~Loans~~Rate ~~Principal~~6.790301% ~~Balance~~Weighted ~~Principal~~Average ~~Balance~~Remaining ~~Principal~~Term ~~Balance~~347 ~~Principal~~Beginning ~~Balance~~Scheduled ~~Principal~~Collateral ~~Balance~~Loan ~~0-29~~Count ~~Days 25 0 0 25 3~~4,~~064,177.08~~673 ~~0.00~~Number ~~0.00~~Of ~~3,064,177.08~~Loans 30Paid ~~Days~~In ~~108~~Full 2207 0Ending 0Scheduled ~~110~~Collateral ~~16,769,318.69~~Loan ~~586,410.15~~Count ~~0.00 0.00 17~~4,~~355,728.84~~466 60Beginning ~~Days~~Scheduled 65Collateral 3Balance ~~0 0 68 9~~812,~~561~~644,~~563~~617.9961 ~~285,002.65~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 9Balance 767,~~846~~440,~~566~~364.6488 90Ending ~~Days~~Actual 58Collateral 0Balance 3at 030-Nov-2005 ~~61 9~~768,~~102~~264,~~392~~940.5747 ~~0.00~~Monthly ~~308,887.97~~P&I ~~0.00~~Constant 95,~~411~~557,~~280~~611.5415 ~~120~~Special ~~Days~~Servicing 5Fee ~~1 26~~ 0 ~~32 543,042~~.~~53 66,227.29 5,655,857.59 0.~~00 ~~6,265,127.41~~Prepayment ~~150~~Penalty ~~Days~~Waived 1Amount ~~1 13 2 17 227,659~~0.~~84 65,300.~~00 ~~2,739,019.69~~Prepayment ~~153,801.11~~Penalty ~~3,185,780.64~~Waived ~~180+~~Count ~~Days~~ 0 0Prepayment 1Penalty 0Paid 1Amount 0.00 ~~0.00~~Prepayment ~~117,531.63~~Penalty ~~0.00~~Paid ~~117,531.63~~Count ~~Totals~~0 ~~237~~Realized 32Loss 43Amount ~~2 314 36~~352,~~203,977~~440.6255 ~~4,067,117.17~~Cumulative ~~8,821,296.88~~Realized ~~153,801.11~~Loss 49905,~~246,192~~805.7834 NoScheduled ~~of Loans No of Loans No of Loans No of Loans No of Loans~~ Principal ~~Balance~~620,591.13 ~~Principal~~Unscheduled ~~Balance~~ Principal ~~Balance Principal Balance Principal Balance 0-29 Days 0~~44,583,661.~~474563% 0.000000% 0.000000% 0.474563% 0.327252% 0.000000% 0.000000% 0.327252% 30 Days 2.050114% 0.037965% 0.000000% 0.000000% 2.088079% 1.790952% 0.062628% 0.000000% 0.000000% 1.853581%~~ 60 ~~Days~~Required ~~1.233865%~~Overcollateralized ~~0.056948%~~Amount 0.~~000000%~~00 ~~0.000000%~~Overcollateralized ~~1.290812%~~Increase ~~1.021169%~~Amount 0.~~030438%~~00 ~~0.000000%~~Overcollateralized ~~0.000000%~~Reduction ~~1.051607%~~Amount ~~90 Days 1.100987%~~ 0.~~000000%~~00 ~~0.056948%~~Specified ~~0.000000%~~O/C ~~1.157935%~~Amount 025,301,539.~~972130%~~67 ~~0.000000%~~Overcollateralized ~~0.032989%~~Amount 025,301,539.~~000000%~~67 ~~1.005119%~~Overcollateralized ~~120~~Deficiency ~~Days~~Amount 0.~~094913%~~00 ~~0.018983%~~Base ~~0.493546%~~Overcollateralization ~~0.000000%~~Amount 0.~~607441%~~00 ~~0.057997%~~Extra ~~0.007073%~~principal ~~0.604042%~~distribution ~~0.000000%~~Amount 0343,272.~~669112%~~08 ~~150~~Excess ~~Days~~Cash ~~0.018983%~~Amount 01,994,395.018983% 0.246773% 0.037965% 0.322703% 0.024314% 0.006974% 0.292526% 0.016426% 0.340239% 180+ Days 0.000000% 0.000000% 0.018983% 0.000000% 0.018983% 0.000000% 0.000000% 0.012552% 0.000000% 0.012552% Totals 4.498861% 0.607441% 0.816249% 0.037965% 5.960516% 3.866561% 0.434365% 0.942109% 0.016426% 5.259461%03

~~DELINQUENT~~Group ~~BANKRUPTCY~~Level ~~FORECLOSURE~~Collateral ~~REO~~Statement ~~Total~~Group Group 1 NoGroup of2 ~~Loans~~Group No3 ofCollateral ~~Loans~~Description NoMixed ofFixed ~~Loans~~Mixed NoARM ofMixed ~~Loans~~Fixed NoWeighted ofAverage ~~Loans~~Coupon ~~Principal~~Rate ~~Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 4 0 0 4 211,557~~7.89900553 07.00104041 07.00525649 ~~211,557.89~~Weighted 30Average ~~Days~~Net 15Rate ~~1 0 0 16 1,051,087~~7.61400553 ~~473,267~~6.68604041 ~~0.00 0.00 1,524,355.29 60 Days~~ 7 ~~0 0 0 7 398,532~~.56025649 ~~0.00~~Weighted ~~0.00~~Average ~~0.00~~Remaining ~~398,532.56~~Term 90338 ~~Days~~349 9339 0Beginning 0Loan 0Count 9730 ~~492~~1,~~028.50~~591 ~~0.00~~523 ~~0.00~~Loans ~~0.00~~Paid ~~492,028.50~~In ~~120~~Full ~~Days~~27 076 018 0Ending 0Loan 0Count ~~0.00~~703 ~~0.00 0.00 0.00 0.00 150 Days 0 0~~ 1,515 1505 2Beginning ~~0.00~~Scheduled ~~0.00~~Balance 5076,~~000~~653,126.0036 50314,~~370~~305,654.7031 ~~100~~81,~~370~~587,197.7045 ~~180+~~Ending ~~Days~~Scheduled 0Balance ~~0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 31 5 1 1 38 1~~73,~~941~~340,~~648~~319.6791 ~~684~~292,~~825.57 50~~729,~~000~~555.0031 5079,~~370.70 2~~003,~~726,844~~648.9404 ~~0-29~~Record ~~Days~~Date ~~0.500626%~~11/30/2005 ~~0.000000%~~11/30/2005 ~~0.000000% 0.500626% 0.246853% 0.000000% 0.000000% 0.246853%~~ 11/30/2005 Days 1.877347% 0.125156% 0.000000% 0.000000% 2.002503% 1.226447% 0.552226% 0.000000% 0.000000% 1.778673% 60 Days 0.876095% 0.000000% 0.000000% 0.000000% 0.876095% 0.465022% 0.000000% 0.000000% 0.000000% 0.465022% 90 Days 1.126408% 0.000000% 0.000000% 0.000000% 1.126408% 0.574117% 0.000000% 0.000000% 0.000000% 0.574117% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.125156% 0.125156% 0.250313% 0.000000% 0.000000% 0.058342% 0.058774% 0.117116% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 3.879850% 0.625782% 0.125156% 0.125156% 4.755945% 2.265586% 0.799079% 0.058342% 0.058774% 3.181781% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal ~~Balance~~And ~~Principal~~Interest ~~Balance~~Constant ~~Principal Balance Principal Balance Principal Balance 0-29 Days 5 0 0 5 542~~575,~~426~~874.0861 ~~0.00 0.00 542~~2,~~426~~071,316.0825 ~~30 Days 39 0 0 0 39 7~~589,~~034,562~~882.5324 ~~0.00~~Scheduled ~~0.00~~Principal ~~0.00 7~~71,~~034,562~~206.~~53 60 Days~~ 21 ~~1 0 0 22 3~~210,~~216,027~~615.2097 4778,~~820~~218.4641 ~~0.00~~Unscheduled ~~0.00~~Principal 3,~~263~~241,~~847~~600.6624 ~~90 Days 22 0 1 0 23 3~~21,~~362~~365,~~998~~483.0203 02,505,331.00 ~~43,069.11~~Scheduled ~~0.00~~Interest 3504,~~406,067~~668.1340 ~~120 Days~~ 1 ~~1 15 0 17 51~~,~~951.78 66~~860,~~227~~700.2928 3511,~~449,732~~663.7283 ~~0.00~~Servicing ~~3,567,911.79~~Fee ~~150 Days 0 1 5 0 6 0.00 65~~31,~~300~~938.0080 1130,~~444,229~~960.9169 ~~0.00 1~~33,~~509,529~~994.9167 ~~180+~~Master ~~Days~~Servicing 0Fee 0 ~~1 0 1 0~~.00 0.00 ~~117,531.63~~ 0.00 ~~117,531.63~~Trustee ~~Totals~~Fee ~~83 8 22~~ 0 ~~113 13,665,539~~.5300 ~~721,773.83 5,054,563.37~~ 0.00 ~~19,441,876.73~~ 0~~-29 Days 0~~.~~279330%~~00 ~~0.000000%~~FRY ~~0.000000%~~Amount 0.~~279330%~~00 0.~~148662%~~00 0.~~000000%~~00 ~~0.000000%~~Special ~~0.148662%~~Hazard 30Fee ~~Days 2.178771%~~ 0.~~000000%~~00 0.000000% 0.000000% 2.178771% 1.927953% 0.000000% 0.000000% 0.000000% 1.927953% 60 Days 1.173184% 0.055866% 0.000000% 0.000000% 1.229050% 0.881412% 0.013106% 0.000000% 0.000000% 0.894518% 90 Days 1.229050% 0.000000% 0.055866% 0.000000% 1.284916% 0.921692% 0.000000% 0.011804% 0.000000% 0.933496% 120 Days 0.055866% 0.055866% 0.837989% 0.000000% 0.949721% 0.014238% 0.018151% 0.945463% 0.000000% 0.977853% 150 Days 0.000000% 0.055866% 0.279330% 0.000000% 0.335196% 0.000000% 0.017897% 0.395818% 0.000000% 0.413715% 180+ Days 0.000000% 0.000000% 0.055866% 0.000000% 0.055866% 0.000000% 0.000000% 0.032212% 0.000000% 0.032212% Totals 4.636872% 0.446927% 1.229050% 0.000000% 6.312849% 3.745295% 0.197816% 1.385297% 0.000000% 5.328408% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 4 0 0 4 724,060.22 0.00 0.00 ~~724,060.22~~Other 30Fee ~~Days 12~~ 0 ~~0 0 12 1,357,288~~.~~99 0.~~00 0.00 0.00 ~~1,357,288.99~~Pool 60Insurance ~~Days~~Fee 3 0 ~~0 0 3 347,078~~.~~09 0.~~00 0.00 0.00 ~~347,078.09~~Spread ~~90 Days 4 0~~ 1 0 ~~5 452,369~~.3500 0.00 ~~117,546.69~~ 0.00 ~~569,916.04~~Spread ~~120 Days 1 0 1 0~~ 2 ~~93,873.91~~ 0.00 ~~112,459.79~~ 0.00 ~~206,333.70 150 Days~~ 0 ~~0 4 1 5 0~~.00 ~~0.00~~Spread ~~509,434.56~~3 ~~103,430.41 612,864.97 180+ Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Net ~~0.00~~Interest ~~Totals 20 4 6 1 31 2~~472,~~250,610~~729.34 724,060.22 739,441.04 103,430.41 3,817,542.01 0-29 Days 0.676819% 0.000000% 0.000000% 0.676819% 0.780298% 0.000000% 0.000000% 0.780298% 30 Days 2.030457% 0.000000% 0.000000% 0.000000% 2.030457% 1.462709% 0.000000% 0.000000% 0.000000% 1.462709% 60 Days 0.507614% 0.000000% 0.000000% 0.000000% 0.507614% 0.374036% 0.000000% 0.000000% 0.000000% 0.374036% 90 Days 0.676819% 0.000000% 0.169205% 0.000000% 0.846024% 0.487505% 0.000000% 0.126677% 0.000000% 0.614181% 120 Days 0.169205% 0.000000% 0.169205% 0.000000% 0.338409% 0.101165% 0.000000% 0.121195% 0.000000% 0.222360% 150 Days 0.000000% 0.000000% 0.676819% 0.169205% 0.846024% 0.000000% 0.000000% 0.549002% 0.111464% 0.660466% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 3.384095% 0.676819% 1.015228% 0.169205% 5.245347% 2.425415% 0.780298% 0.796873% 0.111464% 4.114050% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 12 0 0 12 1,~~586~~729,~~132~~739.8959 ~~0.00 0.00 1~~477,~~586,132~~669.8916 30Realized ~~Days~~Loss 42Amount ~~1 0 0 43 7~~59,~~326,379~~275.5661 ~~113~~46,~~142~~042.4797 ~~0.00 0.00 7~~120,~~439,522~~297.0359 60Cumulative ~~Days~~Realized 34Loss ~~2 0 0 36 5~~148,~~599,926~~610.1498 ~~237~~172,~~182~~774.1922 ~~0.00 0.00 5~~329,~~837,108~~263.3306 90Percentage ~~Days~~of 23Cumulative 0Losses 1 0 ~~24 4,794,996~~.701565 0.000392 ~~148,272.17~~ 0.003147 ~~4,943,268.87~~Prepayment ~~120~~Penalty ~~Days~~Waived 3Amount 0 ~~10 0 13 397,216~~.~~84 0.~~00 ~~2,093,665.08~~ 0.00 ~~2,490,881.92 150 Days 1~~ 0 ~~3 0 4 227,659~~.~~84 0.~~00 ~~735,355.22~~Prepayment ~~0.00~~Penalty ~~963,015.06~~Waived ~~180+~~Count ~~Days~~ 0 0 0 0Prepayment 0Penalty ~~0.00~~Paid ~~0.00~~Amount 0.00 0.00 0.00 ~~Totals~~Prepayment ~~103~~Penalty 15Paid 14Count 0 ~~132 18,346,179.08 1,936,457.55 2,977,292.47~~ 0~~.00~~ ~~23,259,929.10~~ 0~~-29~~ ~~Days~~Special ~~0.574713%~~Servicing ~~0.000000%~~Fee 0.~~000000%~~00 0.~~574713%~~00 0.~~403629%~~00 ~~0.000000%~~Pass-Through ~~0.000000%~~Rate 07.~~403629%~~400553 30 Days 2.011494% 0.047893% 0.000000% 0.000000% 2.059387% 1.864368% 0.028792% 0.000000% 0.000000% 1.893160% 60 Days 1.628352% 0.095785% 0.000000% 0.000000% 1.724138% 1.425032% 0.060357% 0.000000% 0.000000% 1.485388% 90 Days 1.101533% 0.000000% 0.047893% 0.000000% 1.149425% 1.220199% 0.000000% 0.037731% 0.000000% 1.257930% 120 Days 0.143678% 0.000000% 0.478927% 0.000000% 0.622605% 0.101081% 0.000000% 0.532782% 0.000000% 0.633863% 150 Days 0.047893% 0.000000% 0.143678% 0.000000% 0.191571% 0.057933% 0.000000% 0.187128% 0.000000% 0.245062% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 4.932950% 0.718391% 0.670498% 0.000000% 6.~~321839%~~604041 47.~~668613% 0.492777% 0.757642% 0.000000% 5.919032%~~025649

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group AGroup ~~Insufficient~~4 ~~Funds~~Total Collateral Description Mixed ARM Mixed Fixed & Arm Weighted Average Coupon Rate 7.268435 7.290301 Weighted Average Net Rate 6.768435 6.790301 Weighted Average Remaining Term 349 347 Beginning Loan Count 1,829 4,673 Loans Paid In Full 86 207 Ending Loan Count 1,743 4,466 Beginning Scheduled Balance 340,098,639.49 812,644,617.61 Ending scheduled Balance 322,366,841.62 767,440,364.88 Record Date 11/30/2005 11/30/2005 Principal And Interest Constant 2,320,538.05 5,557,611.15 Scheduled Principal 260,550.54 620,591.13 Unscheduled Principal 17,471,247.33 44,583,661.60 Scheduled Interest 2,059,987.51 4,937,020.02 Servicing Fee 141,707.77 338,601.93 Master Servicing Fee 0.00 ~~Principal~~0.00 ~~Balance~~Trustee ofFee ~~Contaminated~~0.00 ~~Properties~~0.00 FRY Amount 0.00 ~~Periodic~~0.00 ~~Advance~~Special ~~314~~Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 1,~~423~~918,279.6274 4,598,418.09 Realized Loss Amount 126,824.38 352,440.55 Cumulative Realized Loss 255,157.08 905,805.34 Percentage of Cumulative Losses 0.0555 0.0823 Prepayment Penalty Waived Amount 0.00 0.00 Prepayment Penalty Waived Count 0 0 Prepayment Penalty Paid Amount 0.00 0.00 Prepayment Penalty Paid Count 0 0 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.768435 6.790301

~~Summary~~LOAN 12STATUS ~~Month~~STRATIFICATION/CREDIT ~~REO~~ENHANCEMENT History*STATEMENT ~~New~~DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL No of Loans ~~Month~~No ~~REO~~of ~~Percentage~~Loans No of Loans inNo ~~REO~~of 0Loans ~~Sep-04~~No ~~0.000%~~of ~~Original~~Loans Principal Balance ~~0.00~~Principal ~~Oct-04~~Balance ~~0.000%~~Principal ~~Current~~Balance Principal Balance ~~0.00~~Principal ~~Nov-04~~Balance 0~~.000% Dec~~-0429 ~~0.000%~~Days ~~Current~~56 ~~REO~~0 ~~Total~~0 ~~Jan-05~~56 08,276,157.~~000%~~70 ~~Loans in REO 2 Feb-05~~ 0.~~000%~~00 ~~Original Principal Balance 153,900~~0.00 ~~Mar-05 0~~8,276,157.~~000%~~70 ~~Current~~30 ~~Principal~~Days ~~Balance~~154 ~~153,801.11~~4 ~~Apr-05~~2 0~~.000%~~ ~~May-05~~160 026,256,644.~~000%~~64 ~~Jun-05~~501,464.97 0246,765.~~000%~~25 ~~Jul-05~~ 0.~~000%~~00 ~~Aug-05 0~~27,004,874.~~016%~~86 *The60 ~~text~~Days ~~reported~~64 in7 ~~the~~13 ~~above~~0 ~~table~~84 is8,919,656.96 ~~presented~~954,880.05 ~~graphically~~2,668,431.15 on0.00 ~~the monthly bond remittance report~~12,542,968.16 ~~The~~90 ~~monthly~~Days ~~bond~~12 ~~remittance~~12 ~~report~~41 ~~can~~1 be66 ~~viewed online at www~~1,387,744.~~ctslink.com.~~43 ~~Group~~ 1,155,376.89 127,394,097.71 ~~Month~~167,310.86 ~~REO~~10,104,529.89 History*120 ~~New~~Days ~~REO~~8 ~~Loans~~4 ~~Month~~32 ~~REO Percentage Loans in REO~~ 0 ~~Sep-04~~44 01,515,644.~~000%~~75 ~~Original Principal Balance 0~~262,024.0021 ~~Oct-04 0~~5,586,650.~~000%~~23 ~~Current Principal Balance~~ 0.00 ~~Nov-04 0~~7,364,319.~~000%~~19 ~~Dec-04~~150 ~~0.000%~~Days ~~Current~~4 ~~REO~~8 ~~Total~~25 ~~Jan-05~~6 043 165,228.~~000%~~04 ~~Loans in REO~~ 1,318,795.84 ~~Feb-05~~5,028,960.09 0543,636.~~000%~~07 ~~Original Principal Balance 50~~7,~~400~~056,620.0004 ~~Mar-05~~180+ Days 0~~.000%~~ ~~Current~~15 ~~Principal~~62 ~~Balance~~17 ~~50,370.70~~94 ~~Apr-05~~ 0.~~000%~~00 ~~May-05 0~~1,686,211.~~000%~~09 ~~Jun-05 0~~9,111,247.~~000%~~17 ~~Jul-05 0~~2,591,093.~~000%~~71 ~~Aug-05 0~~13,388,551.~~059%~~97 *TheTotals ~~text~~242 ~~reported~~106 in175 ~~the~~24 ~~above~~547 ~~table~~38,244,918.82 is14,154,910.75 ~~presented~~30,036,151.60 ~~graphically~~3,302,040.64 ~~on the monthly bond remittance report~~85,738,021.81 ~~The~~No ~~monthly~~of ~~bond~~Loans ~~remittance~~No ~~report~~of ~~can~~Loans beNo ~~viewed~~of ~~online~~Loans atNo ~~www.ctslink.com.~~of ~~Group~~Loans 2No 12of ~~Month~~Loans ~~REO~~Principal History*Balance ~~New~~Principal ~~REO~~Balance ~~Loans~~Principal ~~Month~~Balance ~~REO~~Principal ~~Percentage~~Balance ~~Loans~~Principal inBalance ~~REO~~ 0 ~~Sep~~-0429 0Days 1.~~000~~253918% ~~Original Principal Balance~~ 0.00000000% ~~Oct-04~~ 0.~~000~~000000% ~~Current~~1.253918% ~~Principal~~1.077253% ~~Balance~~ 0.00000000% ~~Nov-04~~ 0.~~000~~000000% ~~Dec-04 0~~1.~~000~~077253% ~~Current~~30 ~~REO~~Days ~~Total~~3.448276% ~~Jan-05~~ 0.~~000~~089566% ~~Loans in REO~~ 0.044783% ~~Feb-05~~ 0.~~000~~000000% ~~Original~~3.582624% ~~Principal~~3.417655% ~~Balance~~ 0.00065272% ~~Mar-05~~ 0.~~000~~032120% ~~Current Principal Balance~~ 0.00000000% ~~Apr-05 0~~3.~~000~~515047% ~~May-05~~60 0Days 1.~~000~~433050% ~~Jun-05~~ 0.~~000~~156740% ~~Jul-05~~ 0.~~000~~291088% ~~Aug-05~~ 0.~~000~~000000% *The text reported in the above table is presented graphically on the monthly bond remittance report1.880878% ~~The monthly bond remittance report can be viewed online at www~~1.~~ctslink.com.~~161013% ~~Group 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO~~ 0.124290% ~~Sep-04~~ 0.~~000~~347332% ~~Original Principal Balance~~ 0.00000000% ~~Oct-04 0~~1.~~000~~632636% ~~Current~~90 ~~Principal~~Days ~~Balance~~ 0.00268697% ~~Nov-04~~ 0.~~000~~268697% ~~Dec-04~~ 0.~~000~~918047% ~~Current REO Total Jan-05~~ 0.~~000~~022391% ~~Loans in REO~~ 1.477833% ~~Feb-05~~0.180634% 0.~~000~~150388% ~~Original Principal Balance 103,500~~0.00962441% ~~Mar-05~~ 0.~~000~~021778% ~~Current~~1.315240% ~~Principal~~120 ~~Balance~~Days ~~103,430~~0.41179131% ~~Apr-05~~ 0.~~000~~089566% ~~May-05~~ 0.~~000~~716525% ~~Jun-05~~ 0.~~000~~000000% ~~Jul-05~~ 0.~~000~~985222% ~~Aug-05~~ 0.~~111~~197282% *The text reported in the above table is presented graphically on the monthly bond remittance report0.034106% ~~The monthly bond remittance report can be viewed online at www~~0.~~ctslink.com.~~727178% ~~Group 4 12 Month REO History* New REO Loans Month REO Percentage Loans in REO~~ 0.000000% ~~Sep-04~~ 0.~~000~~958565% ~~Original~~150 ~~Principal~~Days ~~Balance~~ 0.00089566% ~~Oct-04~~ 0.~~000~~179131% ~~Current Principal Balance~~ 0.00559785% ~~Nov-04~~ 0.~~000~~134348% ~~Dec-04~~ 0.~~000~~962830% ~~Current REO Total Jan-05~~ 0.~~000~~021507% ~~Loans in REO~~ 0.171659% ~~Feb-05~~ 0.~~000~~654587% ~~Original Principal Balance~~ 0.00070762% ~~Mar-05~~ 0.~~000~~918514% ~~Current~~180+ ~~Principal~~Days ~~Balance~~ 0.00000000% ~~Apr-05~~ 0.~~000~~335871% ~~May-05~~1.388267% 0.~~000~~380654% ~~Jun-05~~2.104792% 0.~~000~~000000% ~~Jul-05~~ 0.~~000~~219483% ~~Aug-05~~1.185951% 0.~~000~~337266% *The1.742700% ~~text~~Totals ~~reported~~5.418719% in2.373489% ~~the~~3.918495% ~~above~~0.537394% ~~table~~12.248097% is4.978090% ~~presented~~1.842452% ~~graphically~~3.909609% ~~on the monthly bond remittance report~~0.429805% ~~The monthly bond remittance report can be viewed online at www~~11.~~ctslink.com.~~159955%

~~REO~~OTHER ~~Loan~~INFORMATION ~~Detail - All Mortgage Loans in REO during~~ Current Period ~~Month~~Class ~~Loan~~A ~~First~~Insufficient ~~Original~~Funds ~~Loan~~0.00 ~~Entered Payment LTV at~~ Principal ~~Group Number REO Date State Origination~~ Balance ~~Group~~of 1Contaminated ~~0010153139~~Properties ~~Jul-2005 01-Jan-2005 MI 79~~0.~~37 50,400.~~00 ~~Group~~Periodic 3Advance ~~0010160319 Jul-2005 01-Jan-2005 MI 90.00 103~~1,~~500~~054,395.0039

Delinquency Status By Group DELINQUENT BANKRUPTCY FORECLOSURE REO ~~Loan~~TOTAL ~~Detail~~Group -1 ~~All~~No ~~Mortgage~~of Loans inNo ~~REO~~of ~~during~~Loans ~~Current~~No ~~Period~~of ~~(continued)~~Loans ~~Current~~No ~~Paid~~of ~~Current~~Loans ~~Approximate~~No ~~Loan~~of Loans Principal ToBalance ~~Months~~Principal ~~Loan~~Balance ~~Delinquent~~Principal ~~Group~~Balance ~~Number~~Principal Balance ~~Date~~Principal ~~Delinquent~~Balance ~~Rate~~0-29 ~~Interest~~Days ~~Group~~8 0 0 8 839,868.29 0.00 0.00 839,868.29 30 Days 22 1 ~~0010153139~~0 500 23 2,128,097.61 35,776.52 0.00 0.00 2,163,874.13 60 Days 8 1 2 0 11 324,911.54 63,741.85 128,948.10 0.00 517,601.49 90 Days 2 4 4 0 10 133,504.66 211,626.07 274,358.71 0.00 619,489.44 120 Days 2 1 3 0 6 169,540.25 58,647.20 369,115.23 0.00 597,302.68 150 Days 2 1 3 0 6 82,370.7059 01473,267.68 417,305.76 0.00 972,944.03 180+ Days 0 1 8 0 9 0.00 51,657.87 487,224.11 0.00 538,881.98 Totals 36 17 20 0 73 2,838,424.65 1,734,585.48 1,676,951.91 0.00 6,249,962.04 0-~~Jan-2005~~29 Days 1.137980% 0.000000% 0.000000% 1.137980% 1.143941% 0.000000% 0.000000% 1.143941% 30 Days 3.129445% 0.142248% 0.000000% 0.000000% 3.271693% 2.898572% 0.048729% 0.000000% 0.000000% 2.947301% 60 Days 1.137980% 0.142248% 0.284495% 0.000000% 1.564723% 0.442545% 0.086819% 0.175634% 0.000000% 0.704998% 90 Days 0.284495% 0.568990% 0.568990% 0.000000% 1.422475% 0.181840% 0.288245% 0.373690% 0.000000% 0.843775% 120 Days 0.284495% 0.142248% 0.426743% 0.000000% 0.853485% 0.230922% 0.079880% 0.502753% 0.000000% 0.813555% 150 Days 0.284495% 0.142248% 0.426743% 0.000000% 0.853485% 0.112193% 0.644613% 0.568391% 0.000000% 1.325197% 180+ Days 0.000000% 0.142248% 1.137980% 0.000000% 1.280228% 0.000000% 0.070361% 0.663623% 0.000000% 0.733983% Totals 5.120910% 2.418208% 2.844950% 0.000000% 10.384068% 3.866072% 2.362589% 2.284090% 0.000000% 8.~~700~~512751% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 13 0 0 13 1,~~405~~891,543.97 0.00 0.00 1,891,543.97 30 Days 49 1 0 0 50 9,197,565.23 160,403.01 0.00 0.00 9,357,968.24 60 Days 17 2 4 0 23 2,287,817.31 87,727.07 988,779.01 0.00 3,364,323.39 90 Days 4 2 17 0 23 286,719.72 133,171.26 3,861,398.13 0.00 4,281,289.11 120 Days 3 2 15 0 20 980,032.72 97,864.16 2,427,751.70 0.00 3,505,648.58 150 Days 2 1 8 4 15 82,857.45 47,795.10 2,425,687.28 225,449.07 2,781,788.90 180+ Days 0 5 32 7 44 0.00 264,484.48 4,852,209.33 904,288.83 6,020,982.64 Totals 75 26 76 11 188 12,834,992.43 2,682,989.05 14,555,825.45 1,129,737.90 31,203,544.83 0-29 Days 0.858086% 0.000000% 0.000000% 0.858086% 0.645530% 0.000000% 0.000000% 0.645530% 30 Days 3.234323% 0.066007% 0.000000% 0.000000% 3.300330% 3.138866% 0.054741% 0.000000% 0.000000% 3.193607% 60 Days 1.122112% 0.132013% 0.264026% 0.000000% 1.518152% 0.780767% 0.029939% 0.337442% 0.000000% 1.148147% 90 Days 0.264026% 0.132013% 1.122112% 0.000000% 1.518152% 0.097849% 0.045448% 1.317785% 0.000000% 1.461081% 120 Days 0.198020% 0.132013% 0.990099% 0.000000% 1.320132% 0.334457% 0.033398% 0.828522% 0.000000% 1.196377% 150 Days 0.132013% 0.066007% 0.528053% 0.264026% 0.990099% 0.028277% 0.016311% 0.827818% 0.076939% 0.949345% 180+ Days 0.000000% 0.330033% 2.112211% 0.462046% 2.904290% 0.000000% 0.090261% 1.655920% 0.308608% 2.054789% Totals 4.950495% 1.716172% 5.016502% 0.726073% 12.409241% 4.380215% 0.915627% 4.967486% 0.385547% 10.648876% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL Group 3 ~~0010160319~~No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 9 0 0 9 1,487,653.58 0.00 0.00 1,487,653.58 30 Days 16 1 0 0 17 2,153,438.89 102,452.80 0.00 0.00 2,255,891.69 60 Days 6 0 2 0 8 796,084.27 0.00 429,085.99 0.00 1,225,170.26 90 Days 1 1 6 0 8 91,618.13 158,841.56 728,111.23 0.00 978,570.92 120 Days 0 1 1 0 2 0.00 105,512.85 144,432.22 0.00 249,945.07 150 Days 0 0 3 0 3 0.00 0.00 293,736.75 0.00 293,736.75 180+ Days 0 1 3 1 5 0.00 103,~~430~~189.4185 01312,205.36 110,211.59 525,606.80 Totals 23 13 15 1 52 3,041,141.29 1,957,650.64 1,907,571.55 110,211.59 7,016,575.07 0-~~Jan~~29 Days 1.782178% 0.000000% 0.000000% 1.782178% 1.880942% 0.000000% 0.000000% 1.880942% 30 Days 3.168317% 0.198020% 0.000000% 0.000000% 3.366337% 2.722740% 0.129538% 0.000000% 0.000000% 2.852278% 60 Days 1.188119% 0.000000% 0.396040% 0.000000% 1.584158% 1.006544% 0.000000% 0.542523% 0.000000% 1.549067% 90 Days 0.198020% 0.198020% 1.188119% 0.000000% 1.584158% 0.115839% 0.200834% 0.920601% 0.000000% 1.237274% 120 Days 0.000000% 0.198020% 0.198020% 0.000000% 0.396040% 0.000000% 0.133407% 0.182616% 0.000000% 0.316023% 150 Days 0.000000% 0.000000% 0.594059% 0.000000% 0.594059% 0.000000% 0.000000% 0.371391% 0.000000% 0.371391% 180+ Days 0.000000% 0.198020% 0.594059% 0.198020% 0.990099% 0.000000% 0.130470% 0.394743% 0.139348% 0.664561% Totals 4.554455% 2.574257% 2.970297% 0.198020% 10.297030% 3.845123% 2.475192% 2.411873% 0.139348% 8.871536% DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-~~2005~~29 Days 26 0 0 26 4,057,091.86 0.00 0.00 4,057,091.86 30 Days 67 1 2 0 70 12,777,542.91 202,832.64 246,765.25 0.00 13,227,140.80 60 Days 33 4 5 0 42 5,510,843.84 803,411.13 1,121,618.05 0.00 7,435,873.~~990%~~02 90 Days 5 5 14 1 25 875,901.92 651,738.00 2,530,229.64 167,310.86 4,~~509~~225,180.7542 120 Days 3 0 13 0 16 366,071.78 0.00 2,645,351.08 0.00 3,011,422.86 150 Days 0 6 11 2 19 0.00 797,733.06 1,892,230.30 318,187.00 3,008,150.36 180+ Days 0 8 19 9 36 0.00 1,266,878.89 3,459,608.37 1,576,593.29 6,303,080.55 Totals 108 50 64 12 234 19,530,360.45 7,779,685.58 11,895,802.69 2,062,091.15 41,267,939.87 0-29 Days 1.491681% 0.000000% 0.000000% 1.491681% 1.257104% 0.000000% 0.000000% 1.257104% 30 Days 3.843947% 0.057372% 0.114745% 0.000000% 4.016064% 3.959165% 0.062848% 0.076461% 0.000000% 4.098474% 60 Days 1.893287% 0.229489% 0.286862% 0.000000% 2.409639% 1.707554% 0.248940% 0.347537% 0.000000% 2.304030% 90 Days 0.286862% 0.286862% 0.803213% 0.057372% 1.434309% 0.271401% 0.201943% 0.784000% 0.051842% 1.309186% 120 Days 0.172117% 0.000000% 0.745841% 0.000000% 0.917958% 0.113429% 0.000000% 0.819671% 0.000000% 0.933100% 150 Days 0.000000% 0.344234% 0.631096% 0.114745% 1.090075% 0.000000% 0.247180% 0.586314% 0.098591% 0.932086% 180+ Days 0.000000% 0.458979% 1.090075% 0.516351% 2.065404% 0.000000% 0.392547% 1.071971% 0.488513% 1.953031% Totals 6.196213% 2.868617% 3.671830% 0.688468% 13.425129% 6.051548% 2.410562% 3.685955% 0.638946% 12.787011%

~~Summary~~180+ 12Delinquency ~~Month~~Summary ~~Foreclosure~~Summary History*Group ~~New~~1 ~~Foreclosure~~Days ~~Loans~~Number ~~Month~~of ~~Foreclosure~~Aggregate Percentage ~~Loans~~of inNumber ~~Foreclosure~~of 0Aggregate ~~Sep-04~~Percentage ~~0.000%~~of ~~Original~~Delinquent ~~Principal~~Loans ~~Balance~~Outstanding ~~0.00 Oct-04 0.000% Current Principal~~ Balance ~~0.00 Nov-04 0.000~~(%) ~~Dec-04 0.000% Current Foreclosure Total Jan-05 0.000%~~ Loans inOustanding ~~Foreclosure 43 Feb-05 0.000% Original Principal~~ Balance ~~8,830,850.00 Mar-05 0.000~~(%) ~~Current Principal~~ Balance($) 8,821,296.88 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.942% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance($) ~~0.00~~180 ~~Oct~~-04 ~~0.000%~~209 ~~Current~~43 ~~Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 1 Feb-05 0.000% Original Principal Balance 50~~5,~~000~~831,852.0097 ~~Mar-05~~ 0.~~000%~~759 ~~Current~~3 ~~Principal Balance 50~~180,~~000~~714.0002 ~~Apr-05~~ 0.~~000%~~246 ~~May-05~~210 ~~0.000% Jun~~-05 ~~0.000%~~239 ~~Jul-05~~36 0.000% Aug-05 0.058% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 22 Feb-05 0.000% Original Principal Balance 5,~~059~~239,~~700~~878.0024 ~~Mar-05~~ 0.~~000%~~682 ~~Current~~6 ~~Principal Balance 5~~358,~~054,563~~167.3796 ~~Apr-05~~ 0.~~000%~~488 ~~May-05~~240 ~~0.000% Jun~~-05 ~~0.000%~~269 ~~Jul-05~~14 ~~0.000% Aug-05~~ 1,918,015.~~385%~~35 *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Sep-04 0~~.~~000%~~250 ~~Original Principal Balance~~ 0~~.00~~ ~~Oct-04~~ 0.~~000% Current Principal Balance 0.~~00 ~~Nov-04~~ 0.000% ~~Dec-04~~270 ~~0.000% Current Foreclosure Total Jan~~-05 ~~0.000%~~299 ~~Loans~~1 ~~in Foreclosure 6 Feb-05 0.000% Original Principal Balance 740~~398,~~300~~805.0041 ~~Mar-05~~ 0.~~000%~~052 ~~Current Principal Balance 739,441.04 Apr-05~~ 0~~.000%~~ ~~May-05~~ 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.797% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 ~~Oct-04~~ 0.000% ~~Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure~~ Total ~~Jan-05~~94 ~~0.000% Loans in Foreclosure 14 Feb-05 0.000% Original Principal Balance 2~~13,~~980~~388,~~850~~551.0097 ~~Mar-05 0~~1.~~000%~~743 ~~Current~~9 ~~Principal Balance 2~~538,~~977,292~~881.4798 ~~Apr-05~~ 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.758% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.734

~~Foreclosure~~180+ ~~Loan~~Delinquency ~~Detail~~Summary -(continued) ~~All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal~~ Group ~~Number FC Date State Origination Balance Group 1 0010170277 Jul-2005 01-Feb-2005 OH 62.50 50,000.00 Group~~ 2 ~~0010146644 Jul-2005 01-Nov-2004 CA 85.00 399,500.00~~ Group 23 ~~0010148442~~Days ~~Jul-2005~~Number ~~01-Dec-2004~~of OHAggregate ~~80.00~~Percentage ~~61,600.00~~of ~~Group~~Number 2of ~~0010151732~~Aggregate ~~Jul-2005~~Percentage ~~01-Dec-2004~~of ILDelinquent ~~80.00~~Loans ~~478,200.00~~Outstanding ~~Group~~Balance(%) 2Loans ~~0010151847~~Oustanding ~~Jul-2005~~Balance(%) ~~01-Dec-2004~~Balance($) CABalance($) ~~80.00~~180 ~~440,800.00 Group 2 0010153453 Jul~~-~~2005~~ ~~01-Dec-2004~~209 NV21 ~~80.00 117,600.00 Group~~ 2 ~~0010154413 Jul-2005 01-Jan-2005 PA 80.00 40~~,~~800.00 Group 2 0010154445 Jul-2005 01-Dec-2004 OH 80.00 68~~635,~~000~~617.0020 ~~Group 2 0010155023 Jul-2005 01-Dec-2004 OH 90~~0.00899 ~~43,200.00 Group~~ 2 ~~0010155923 Jul-2005 01-Jan-2005 OH 80.00 60~~213,~~000~~401.0044 ~~Group 2 0010156571 Jul-2005 01-Dec-2004 CA 90~~0.00270 ~~607,500.00~~210 ~~Group 2 0010156954 Jul~~-~~2005~~ ~~01-Dec-2004~~239 IL14 ~~80.00 376,000.00 Group~~ 2 ~~0010158209 Jul-2005 01-Jan-2005 TN 85.00 42~~,~~500.00 Group 2 0010160539 Jul-2005 01-Jan-2005 OH 90.00 45~~055,~~000~~258.0099 ~~Group 2 0010160568 Jul-2005 01-Jan-2005 OH 90~~0.00701 45,000.00 Group 2 0010160586 Jul-2005 01-Jan-2005 OH 90.00 45,000.00 Group 2 0010161447 Jul-2005 01-Jan-2005 FL 80.00 322,400.00 Group 2 0010162222 Jul-2005 01-Jan-2005 CA 80.00 158,400.00 Group 2 0010162449 Jul-2005 01-Jan-2005 OH 90.00 45,000.00 Group 2 0010163000 Jul-2005 01-Feb-2005 CA 80.00 600,000.00 Group 2 0010163088 Jul-2005 01-Jan-2005 MO 80.00 63,200.00 Group 2 0010167469 Jul-2005 01-Feb-2005 TX 80.00 512,000.00 Group 2 0010170176 Jul-2005 01-Feb-2005 TX 80.00 488,000.00 Group 3 ~~0010149087 Jul-2005 01-Nov-2004 CA 20.00 106~~312,~~000~~205.0036 ~~Group 3 0010149249 Jul-2005 01-Dec-2004 IL 90~~0.00395 ~~117,900.00~~240 ~~Group 3 0010151867 Jul~~-~~2005~~ ~~01-Dec-2004~~269 CA8 ~~20.00 110~~931,200.00 Group 3 0010152772 Jul-2005 01-Jan-2005 OH 90.00 137,700.00 Group 3 0010158333 Jul-2005 01-Jan-2005 MI 80.00 156,000.00 Group 3 0010163007 Jul-2005 01-Feb-2005 CA 15.00 112,500.00 Group 4 0010143560 Jul-2005 01-Jan-2005 CA 80.00 301~~,600~~.0004 ~~Group 4 0010151254 Jul-2005 01-Dec-2004 NM 85~~0.00318 ~~178,500.00~~0 ~~Group 4 0010151998 Jul-2005 01-Dec-2004 GA 90~~0.00 ~~207,000~~0.~~00 Group 4 0010152266 Jul-2005 01-Dec-2004 OR 80.00 160,~~000~~.00~~ ~~Group~~270 ~~4 0010153713 Jul~~-~~2005~~ ~~01-Jan-2005~~299 IL1 ~~90.00 252~~398,~~000~~805.0041 ~~Group 4 0010154011 Jul-2005 01-Jan-2005 CA 70~~0.00136 ~~262,500.00~~0 ~~Group 4 0010159156 Jul-2005 01-Jan-2005 CA 80~~0.00 ~~264,000~~0.~~00 Group 4 0010159322 Jul-2005 01-Feb-2005 CA 80.00 228,~~000~~.00~~ ~~Group~~Total 444 ~~0010160927 Jul-2005 01-Jan-2005 NV 80.00 324~~6,~~000.00 Group 4 0010163453 Jul-2005 01-Feb-2005 WI 60.80 94~~020,~~250~~982.0064 ~~Group 4 0010164163 Jul-2005 01-Feb-2005 TX 80~~2.00054 ~~272,000.00~~5 ~~Group 4 0010164838 Jul-2005 01-Feb-2005 TN 78.94 112~~525,~~500~~606.~~00 Group 4 0010164856 Jul-2005 01-Feb-2005 IL~~ 80~~.00~~ ~~176,000~~0.~~00 Group 4 0010169011 Jul-2005 01-Feb-2005 IL 90.00 148,500.00~~665

~~Foreclosure~~180+ ~~Loan~~Delinquency ~~Detail~~Summary ~~- All Mortgage Loans in Foreclosure during Current Period~~ (continued) ~~Current~~Group ~~Paid~~4 ~~Current~~Days ~~Approximate~~Number ~~Loan~~of ~~Principal~~Aggregate ToPercentage ~~Months~~of ~~Loan~~ Delinquent ~~Group~~Loans ~~Number~~Outstanding Balance ~~Date Delinquent Rate Interest Group 1 0010170277 50,000.00 01-Jan-2005 5 8.500~~(%) ~~2,329.05~~Balance($) ~~Group~~180 ~~2 0010146644 398,805.41 01~~-~~Jan-2005~~ 5209 ~~8.750%~~17 ~~19,158.20 Group~~ 2 ~~0010148442 61~~,~~513.08 01-Feb-2005 4 9.750% 2~~802,~~841~~120.5231 ~~Group 2 0010151732 477,485~~0.33868 ~~01-Jan-2005~~210 ~~5 7.490% 19,424.98 Group 2 0010151847 440,073.81 01~~-~~Jan-2005~~ 5239 ~~6.990%~~13 ~~16,618.47 Group~~ 2 ~~0010153453 117~~,~~531.63 01-Dec-2004 6 8.700% 5~~514,~~608~~245.5693 ~~Group 2 0010154413 40,748~~0.80779 ~~01-Feb-2005~~240 ~~4 9.250% 1,780.41 Group 2 0010154445 67,905.62 01~~-~~Jan-2005~~ 5269 ~~7.850% 2,905.28 Group 2 0010155023 43,069.11 01-Mar-2005 3 9.000% 1,523.61 Group 2 0010155923 59,959.74 01-Jan-2005 5 8.000% 2,617.85 Group 2 0010156571 607,500.00 01-Feb-2005 4~~ 6~~.500%~~ 18986,~~225~~714.0031 ~~Group 2 0010156954 374,929~~0.03306 ~~01-Feb-2005~~270 ~~4 7.050% 12,253.63 Group 2 0010158209 42,452.32 01~~-~~Feb-2005~~ 4299 ~~8.900%~~0 ~~1,780~~0.44 Group 2 0010160539 44,958.72 01-Feb-2005 4 9.850% 2,099.34 Group 2 0010160568 44,958.72 01-Feb-2005 4 9.850% 2,099.34 Group 2 0010160586 44,958.72 01-Feb-2005 4 9.850% 2,099.34 Group 2 0010161447 322,400.00 ~~01-Feb-2005 4 6~~0.~~990%~~000 ~~10,461.90~~Total ~~Group~~36 ~~2 0010162222 158,400.00 01-Feb-2005 4~~ 6~~.990% 5~~,~~140.08 Group 2 0010162449 44~~303,~~958~~080.72 01-Feb-2005 4 9.850% 2,099.34 Group 2 0010163000 599,531.94 01-Feb-2005 4 7.250% 20,194.17 Group 2 0010163088 63,102.06 01-Feb-2005 4 7.300% 2,141.24 Group 2 0010167469 511,648.71 01-Feb-2005 4 7.890% 18,872.48 Group 2 0010170176 487,671.90 01-Feb-2005 4 7.990% 18,232.11 Group 3 0010149087 105,855.08 01-Jan-2005 5 9.900% 5,796.19 Group 3 0010149249 117,546.69 01-Mar-2005 3 7.500% 3,423.18 Group 3 0010151867 110,104.68 01-Jan-2005 5 10.750% 6,299.82 Group 3 0010152772 137,579.69 01-Jan-2005 5 6.675% 4,942.55 ~~Group 3 0010158333 155,895~~1.11953 ~~01-Jan-2005~~This 5report ~~7.990%~~includes ~~6,797.32~~all ~~Group~~loans 3greater ~~0010163007~~than ~~112,459.79~~180 ~~01-Feb-2005~~days 4delinquent ~~10.990%~~regardless ~~5,893.13~~of ~~Group~~status ~~4 0010143560 301~~(REO,~~193.07~~ ~~01-Feb-2005 4 7.990% 11~~Foreclosure,~~260.27~~ ~~Group 4 0010151254 178,119~~Bankruptcy).59 01-Feb-2005 4 7.750% 6,445.10 Group 4 0010151998 206,601.17 01-Feb-2005 4 8.250% 7,992.62 Group 4 0010152266 159,784.13 01-Jan-2005 5 7.990% 6,966.78 Group 4 0010153713 251,847.33 01-Jan-2005 5 8.500% 11,731.10 Group 4 0010154011 262,151.32 01-Feb-2005 4 8.990% 11,112.86 Group 4 0010159156 263,555.13 01-Feb-2005 4 6.875% 8,382.81 Group 4 0010159322 228,000.00 01-Feb-2005 4 6.699% 7,066.86 Group 4 0010160927 323,723.76 01-Jan-2005 5 6.800% 11,865.92 Group 4 0010163453 94,216.31 01-Feb-2005 4 10.990% 4,937.13 Group 4 0010164163 271,660.72 01-Feb-2005 4 7.300% 9,218.28 Group 4 0010164838 112,429.71 01-Feb-2005 4 8.350% 4,405.84 Group 4 0010164856 175,738.06 01-Feb-2005 4 6.250% 5,040.76 Group 4 0010169011 148,272.17 01-Mar-2005 3 7.350% 4,225.32

REO Detail - All Mortgage Loans in REO during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~REO ~~Mixed~~History* ~~Fixed~~New &REO ~~Arm~~Loans ~~Weighted~~Month ~~Average~~REO ~~Gross~~Percentage ~~Coupon~~Loans 7in REO 8 Jan-05 0.~~290927~~000% ~~Weighted~~Original ~~Average~~Principal ~~Net~~Balance ~~Coupon~~826,350.00 6Feb-05 0.~~790927~~000% ~~Weighted~~Current ~~Average~~Principal ~~Pass~~Balance 823,801.28 Mar-~~Through~~05 ~~Rate~~0.000% 6Apr-05 0.~~790927~~000% ~~Weighted~~Current ~~Average~~REO ~~Maturity(Stepdown~~Total ~~Calculation)~~May-05 ~~350~~0.000% ~~Beginning~~Loans ~~Scheduled~~in ~~Collateral~~REO ~~Loan~~24 ~~Count~~Jun-05 50.000% Original Principal Balance 3,~~427~~309,200.00 ~~Number~~Jul-05 Of0.000% Current Principal Balance 3,302,040.64 Aug-05 0.016% Sep-05 0.205% Oct-05 0.339% Nov-05 0.327% Dec-05 0.430% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 12 Month REO History* New REO Loans ~~Paid~~Month InREO ~~Full~~Percentage ~~159~~Loans ~~Ending~~in ~~Scheduled~~REO ~~Collateral~~0 ~~Loan~~Jan-05 ~~Count~~0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.059% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 5~~,268~~ ~~Beginning~~Jan-05 ~~Scheduled~~0.000% ~~Collateral~~Original Principal Balance ~~972~~334,~~096,073~~850.9900 ~~Ending~~Feb-05 ~~Scheduled~~0.000% ~~Collateral~~Current Principal Balance ~~935~~333,~~568,657~~946.8293 ~~Ending~~Mar-05 ~~Actual~~0.000% ~~Collateral~~Apr-05 ~~Balance~~0.000% atCurrent 29REO Total May-~~Jul~~05 0.000% Loans in REO 11 Jun-~~2005~~05 ~~936~~0.000% Original Principal Balance 1,~~335~~131,~~296~~700.6700 ~~Monthly~~Jul-05 ~~P&I~~0.000% ~~Constant~~Current 6Principal Balance 1,~~626~~129,~~278~~737.5990 ~~Special~~Aug-05 ~~Servicing~~0.000% ~~Fee~~Sep-05 0.00172% ~~Prepayment~~Oct-05 ~~Penalties~~0.355% Nov-05 0.00253% ~~Realized~~Dec-05 ~~Loss~~0.386% ~~Amount~~*The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 ~~Cumulative~~Feb-05 ~~Realized~~0.000% ~~Loss~~Current Principal Balance 0.00 ~~Scheduled~~Mar-05 0.000% Apr-05 0.000% Current REO Total May-05 0.000% Loans in REO 1 Jun-05 0.000% Original Principal ~~720~~Balance 110,~~044~~500.3600 ~~Unscheduled~~Jul-05 0.000% Current Principal 35Balance 110,~~807,371~~211.8159 ~~Required~~Aug-05 ~~Overcollateralization~~0.111% ~~Amount~~Sep-05 0.00000% ~~Overcollateralized~~Oct-05 ~~Increase~~0.130% ~~Amount~~Nov-05 0.00135% ~~Overcollateralized~~Dec-05 ~~reduction~~0.139% ~~Amount~~*The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 3 Jan-05 0.00000% ~~Specified~~Original ~~O/C~~Principal ~~Amount~~Balance 25491,~~301,539~~500.6700 ~~Overcollateralized~~Feb-05 ~~Amount~~0.000% 25Current Principal Balance 489,~~301,539~~854.6735 ~~Overcollateralized~~Mar-05 ~~Deficiency~~0.000% ~~Amount~~Apr-05 0.00000% ~~Base~~Current ~~Overcollateralized~~REO ~~Amount~~Total May-05 0.00000% ~~Extra~~Loans ~~principal~~in ~~distribution~~REO ~~Amount~~12 Jun-05 0.000% Original Principal Balance 2,067,000.00 ~~Excess~~Jul-05 ~~Cash~~0.000% ~~Amount~~Current Principal Balance 2,~~461~~062,~~400~~091.8115 Aug-05 0.000% Sep-05 0.330% Oct-05 0.448% Nov-05 0.515% Dec-05 0.639% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All ~~Group~~Mortgage 1Loans ~~Group~~in 2REO ~~Group~~during 3Current ~~Collateral~~Period ~~Description~~Month ~~Mixed~~Loan ~~Fixed~~First ~~Mixed~~Original ~~ARM~~Loan ~~Mixed~~Entered ~~Fixed~~Payment ~~Weighted~~LTV ~~Average~~at ~~Coupon~~Principal ~~Rate~~Group ~~7.914016~~Number ~~7.098717~~REO ~~7.559484~~Date ~~Weighted~~State ~~Average~~Origination ~~Net~~Balance ~~Rate~~Group ~~7.414016~~2 ~~6.598717~~0010135590 ~~7.059484~~Oct-2005 ~~Weighted~~01-Dec-2004 ~~Average~~MI ~~Maturity~~80.00 ~~342~~60,800.00 ~~352~~Group ~~342~~2 ~~Beginning~~0010147591 ~~Loan~~Nov-2005 ~~Count~~01-Nov-2004 ~~816~~GA 180.00 84,~~848~~000.00 ~~603~~Group ~~Loans~~2 ~~Paid~~0010150359 InDec-2005 ~~Full~~01-Jan-2005 17MI 5880.00 1272,800.00 ~~Ending~~Group ~~Loan~~2 ~~Count~~0010151234 ~~799~~Nov-2005 ~~1,790~~01-Dec-2004 ~~591~~MI ~~Beginning Scheduled Balance 87,311,276~~90.7800 ~~383~~47,~~587,643~~250.9200 ~~94,753,672.38~~Group ~~Ending~~2 ~~Scheduled~~0010151887 ~~Balance~~Dec-2005 ~~85,628,838.16~~01-Jan-2005 ~~364,600,870~~MI 80.7100 9264,~~708,060~~000.1500 ~~Record~~Group ~~Date~~2 ~~07/29/2005~~0010153712 ~~07/29/~~Dec-2005 ~~07/29/~~01-Jan-2005 ~~Principal~~MI ~~And~~85.00 ~~Interest Constant 653~~68,~~614~~000.9400 Group 2~~,521,721.02~~ ~~683,738.92~~0010157214 ~~Scheduled~~Sep-2005 ~~Principal~~01-Jan-2005 ~~77,795.89~~MI ~~252,570~~66.9666 8640,~~831~~000.5300 ~~Unscheduled~~Group ~~Principal~~2 ~~1,604,642.73~~0010159904 ~~18,734,202.25~~Dec-2005 ~~1,958,780.70~~01-Jan-2005 ~~Scheduled~~MO ~~Interest~~85.00 ~~575~~62,~~819~~050.0500 Group 2~~,269,150.06~~ ~~596,907.39~~0010163382 ~~Servicing~~Dec-2005 ~~Fees~~01-Jan-2005 ~~36,379.70~~MI ~~159,828~~85.1800 3968,~~480~~000.7000 ~~Master~~Group ~~Servicing~~2 ~~Fees~~0010167367 ~~0.00~~Nov-2005 001-Feb-2005 MI 80.00 052,800.00 ~~Trustee~~Group ~~Fee~~2 ~~0.00~~0010167469 0Oct-2005 01-Feb-2005 TX 80.00 0512,000.00 ~~FRY~~Group ~~Amount~~3 ~~0.00~~0010159530 0Oct-2005 01-Feb-2005 MI 85.00 0110,500.00 ~~Special~~Group ~~Hazard~~4 ~~Fee~~0010138688 ~~0.00~~Sep-2005 001-Oct-2004 MI 78.0012 0100,000.00 ~~Other~~Group ~~Fee~~4 ~~0.00~~0010141200 0Dec-2005 01-Nov-2004 MI 95.00 0123,500.00 ~~Pool~~Group ~~Insurance~~4 ~~Fee~~0010146111 ~~0.00~~Dec-2005 001-Feb-2005 MI 80.00 0168,000.00 ~~Spread~~Group 14 ~~0.00~~0010151375 0Nov-2005 01-Dec-2004 MI 80.00 0196,000.00 ~~Spread~~Group 24 ~~0.00~~0010154327 0Dec-2005 01-Feb-2005 TX 80.00 0200,000.00 ~~Spread~~Group 34 ~~0.00~~0010154921 0Sep-2005 01-Dec-2004 MI 90.00 0108,000.00 ~~Net~~Group ~~Interest~~4 ~~539,439.35~~0010155625 ~~2,109,321~~Oct-2005 01-Dec-2004 MO 94.8897 ~~557~~213,~~426~~700.6900 ~~Realized~~Group ~~Loss~~4 ~~Amount~~0010156568 ~~0.00~~Oct-2005 001-Dec-2004 MO 90.00 0145,800.00 ~~Cumulative~~Group ~~Realized~~4 ~~Loss~~0010164163 ~~0.00~~Sep-2005 001-Feb-2005 TX 80.00 0272,000.00 ~~Percentage~~Group of4 ~~Cumulative~~0010164838 ~~Losses~~Aug-2005 ~~0.0000~~01-Feb-2005 ~~0.0000~~TN 078.~~0000~~94 ~~Prepayment Penalties 0~~112,500.00 ~~0.00~~Group ~~0.00~~4 ~~Special~~0010169019 ~~Servicing~~Nov-2005 ~~Fee~~01-Feb-2005 ~~0.00~~IL 090.00 0171,000.00 ~~Pass~~Group 4 0010169767 Sep-~~Through~~2005 ~~Rate~~01-Feb-2005 ~~7.414016~~MO 695.~~598717~~00 7256,500.~~059484~~00

~~Group~~REO ~~Level~~Loan ~~Collateral~~Detail ~~Statement~~- ~~Group~~All ~~Group~~Mortgage 4Loans ~~Total~~in ~~Collateral~~REO ~~Description~~during ~~Mixed~~Current ~~ARM~~Period ~~Mixed~~(continued) ~~Fixed~~Current &Paid ~~Arm~~Current ~~Weighted~~Approximate ~~Average~~Loan ~~Coupon~~Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate 7Interest Group 2 0010135590 60,646.~~275868~~43 701-Apr-2005 6 9.~~290927~~450% ~~Weighted~~3,611.89 ~~Average~~Group ~~Net~~2 ~~Rate~~0010147591 683,762.~~775868~~51 01-Apr-2005 6 9.~~790927~~800% ~~Weighted~~5,184.28 ~~Average~~Group ~~Maturity~~2 ~~352~~0010150359 ~~350~~72,621.32 ~~Beginning~~01-Apr-2005 ~~Loan~~6 ~~Count~~8.490% 3,859.71 Group 2 0010151234 47,~~160~~146.31 01-May-2005 5 10.990% 2,~~427~~881.64 ~~Loans~~Group ~~Paid~~2 In0010151887 ~~Full~~63,803.34 7201-May-2005 ~~159~~5 ~~Ending~~8.500% ~~Loan~~2,971.81 ~~Count~~Group 2 0010153712 67,~~088~~849.40 501-Apr-2005 6 8.990% 3,~~268~~832.58 ~~Beginning~~Group ~~Scheduled~~2 ~~Balance~~0010157214 ~~406~~39,~~443~~930.43 01-Mar-2005 7 8.750% 2,~~480~~464.9176 ~~972~~Group 2 0010159904 61,~~096~~842.84 01-May-2005 5 8.100% 2,~~073~~736.9903 ~~Ending~~Group ~~scheduled~~2 ~~Balance~~0010163382 ~~392~~67,~~630,888~~830.8003 ~~935~~01-Apr-2005 6 8.400% 3,~~568,657~~564.8232 ~~Record~~Group ~~Date~~2 ~~07/29/2005~~0010167367 ~~07/29/~~52,656.58 01-May-2005 ~~Principal~~5 ~~And~~7.990% ~~Interest~~2,295.82 ~~Constant~~Group 2 0010167469 511,~~767,203~~648.71 601-Feb-2005 8 7.890% 31,~~626~~409.31 Group 3 0010159530 110,~~278~~211.59 ~~Scheduled~~01-Apr-2005 ~~Principal~~6 ~~302,845~~9.98650% ~~720~~6,~~044~~710.3695 ~~Unscheduled~~Group ~~Principal~~4 130010138688 99,~~509,746~~728.13 35 01-Mar-2005 7 9.990% 7,~~807,371~~084.8167 ~~Scheduled~~Group ~~Interest~~4 20010141200 122,~~464,357~~991.7357 01-May-2005 5 8.750% 5,~~906,234~~908.2304 ~~Servicing~~Group ~~Fees~~4 ~~169,351.45~~0010146111 ~~405~~167,~~040~~310.0386 ~~Master~~01-Jul-2005 ~~Servicing~~3 ~~Fees 0~~7.00990% 05,214.0013 ~~Trustee~~Group ~~Fee~~4 ~~0.00~~0010151375 0195,195.0043 ~~FRY~~01-May-2005 ~~Amount~~5 07.00990% 08,510.0025 ~~Special~~Group ~~Hazard~~4 ~~Fee~~0010154327 0199,551.0092 ~~0.00~~01-Apr-2005 ~~Other~~6 ~~Fee 0~~7.00500% 09,287.0040 ~~Pool~~Group ~~Insurance~~4 ~~Fee~~0010154921 0107,769.0038 ~~0.00~~01-Feb-2005 ~~Spread~~8 ~~1 0~~7.00740% 06,480.0057 ~~Spread~~Group 24 ~~0.00~~0010155625 0213,063.0029 ~~Spread~~01-Apr-2005 36 08.00650% 011,551.0032 ~~Net~~Group ~~Interest~~4 20010156568 145,~~295,006~~355.2870 501-Apr-2005 6 8.600% 7,~~501,194~~832.2001 ~~Realized~~Group ~~Loss~~4 ~~Amount~~0010164163 0271,660.0072 001-Feb-2005 8 7.00300% ~~Cumulative~~15,339.12 ~~Realized~~Group ~~Loss~~4 00010164838 112,429.0071 001-Feb-2005 8 8.00350% ~~Percentage~~7,333.55 ofGroup ~~Cumulative~~4 ~~Losses~~0010169019 0170,869.~~0000~~23 ~~0.0000~~01-Feb-2005 ~~Prepayment~~8 ~~Penalties 0~~7.00350% 09,719.0042 ~~Special~~Group ~~Servicing~~4 ~~Fee~~0010169767 0256,164.0099 ~~0.00 Pass~~01-~~Through~~Mar-2005 ~~Rate~~7 68.~~775868~~150% 614,658.~~790927~~01

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

~~Prepayment~~Summary ~~Detail~~12 -Month ~~Prepayments~~Foreclosure ~~during~~History* ~~Current~~New ~~Period~~Foreclosure ~~Summary~~Loans Month Foreclosure Percentage Loans ~~Paid~~in InForeclosure ~~Full~~46 ~~Repurchased~~Jan-05 ~~Loans~~0.000% Original ~~Current~~Principal ~~Original~~Balance 7,231,119.20 Feb-05 0.000% Current Principal ~~Principal~~Balance 7,192,549.70 Mar-05 0.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 175 Jun-05 0.000% Original Principal Balance 30,158,968.20 Jul-05 0.000% Current Principal Balance 30,036,151.60 Aug-05 0.942% Sep-05 2.035% Oct-05 2.697% Nov-05 3.409% Dec-05 3.910% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group ~~Count~~1 ~~Balance~~12 ~~Balance~~Month ~~Count~~Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 6 Jan-05 0.000% Original Principal Balance 364,410.00 Feb-05 0.000% Current Principal Balance ~~Group~~361,687.61 1Mar-05 170.000% Apr-05 0.000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 20 Jun-05 0.000% Original Principal Balance 1,~~612~~683,~~685~~610.3900 Jul-05 0.000% Current Principal Balance 1,~~602~~676,~~611~~951.7091 0Aug-05 0.00058% Sep-05 0.00971% Oct-05 1.527% Nov-05 1.842% Dec-05 2.284% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 5812 18Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 21 Jan-05 0.000% Original Principal Balance 3,~~835~~605,~~355~~609.0020 18Feb-05 0.000% Current Principal Balance 3,~~739~~585,~~523~~973.5608 Mar-05 0.000% Apr-05 0.00000% Current Foreclosure Total May-05 0.00000% Loans in Foreclosure 76 Jun-05 0.000% Original Principal Balance 14,612,189.20 Jul-05 0.000% Current Principal Balance 14,555,825.45 Aug-05 1.385% Sep-05 2.576% Oct-05 3.534% Nov-05 4.530% Dec-05 4.967% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 7 Jan-05 0.000% Original Principal Balance 1,~~965~~040,~~580~~150.00 Feb-05 0.000% Current Principal Balance 1,~~951~~034,~~719~~886.6663 Mar-05 0.000% Apr-05 0.00000% Current Foreclosure Total May-05 0.00000% ~~Group~~Loans 4in 72Foreclosure 1315 Jun-05 0.000% Original Principal Balance 1,~~583~~915,~~599~~900.1500 13Jul-05 0.000% Current Principal Balance 1,~~509~~907,~~368~~571.6355 Aug-05 0.797% Sep-05 0.00946% Oct-05 1.114% Nov-05 1.226% Dec-05 2.412% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 12 Jan-05 0.00000% ~~Total~~Original ~~159~~Principal 35Balance 2,~~997~~220,~~219~~950.5400 35Feb-05 0.000% Current Principal Balance 2,~~803~~210,~~223~~002.5538 Mar-05 0.000% Apr-05 0.00000% Current Foreclosure Total May-05 0.000% Loans in Foreclosure 64 Jun-05 0.000% Original Principal Balance 11,947,269.00 Jul-05 0.000% Current Principal Balance 11,895,802.69 Aug-05 0.758% Sep-05 2.032% Oct-05 2.559% Nov-05 3.249% Dec-05 3.686% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Prepayment~~Foreclosure Loan Detail - ~~Prepayments~~All Mortgage Loans in Foreclosure during Current Period ~~(continued)~~Month ~~Summary~~Loan ~~Substitution~~First ~~Loans~~Original ~~Liquidated~~Loan ~~Loans~~Entered ~~Curtailments~~Payment ~~Original~~LTV ~~Current~~at ~~Original~~Principal ~~Current~~Group ~~Principal~~Number ~~Principal~~FC ~~Principal~~Date ~~Principal~~State ~~Curtailment~~Origination Balance Group ~~Count~~1 ~~Balance~~0010139790 ~~Balance~~Aug-2005 ~~Count~~01-Nov-2004 ~~Balance~~IL ~~Balance~~20.00 ~~Amount~~63,000.00 Group 1 00010140886 0Aug-2005 01-Nov-2004 CA 20.00 083,000.00 0Group 01 0010145165 Oct-2005 01-Nov-2004 CA 15.00 039,000.00 3Group 1 0010147636 Aug-2005 01-Dec-2004 IL 15.00 78,~~354~~750.00 Group 1 0010147977 Dec-2005 01-Dec-2004 IL 20.00 37,000.00 Group 1 0010150797 Dec-2005 01-Dec-2004 IN 90.00 36,000.00 Group 1 0010151795 Sep-2005 01-Dec-2004 IL 20.00 95,000.00 Group 1 0010152170 Dec-2005 01-Dec-2004 GA 20.00 84,000.00 Group 1 0010154146 Dec-2005 01-Dec-2004 CA 20.00 50,000.00 Group 1 0010158586 Aug-2005 01-Jan-2005 OH 85.00 68,850.00 Group 1 0010159635 Dec-2005 01-Jan-2005 GA 90.00 80,910.00 Group 1 0010160032 Sep-2005 01-Feb-2005 MS 70.00 80,500.00 Group 1 0010160506 Aug-2005 01-Jan-2005 OH 64.93 50,000.00 Group 1 0010160839 Sep-2005 01-Feb-2005 OH 75.00 48,750.00 Group 1 0010161529 Nov-2005 01-Jan-2005 OH 90.00 238,500.00 Group 1 0010162171 Oct-2005 01-Jan-2005 NV 80.00 296,000.00 Group 1 0010162265 Sep-2005 01-Feb-2005 LA 65.00 83,850.00 Group 1 0010162589 Aug-2005 01-Feb-2005 PA 75.00 37,500.00 Group 1 0010164166 Aug-2005 01-Jan-2005 OH 64.94 56,500.00 Group 1 0010167296 Dec-2005 01-Feb-2005 MI 90.00 76,500.00 Group 2 00010137085 0Sep-2005 01-Dec-2004 OH 85.00 063,750.00 0Group 02 0010140011 Sep-2005 01-Dec-2004 IL 80.00 0420,000.00 8Group 2 0010141078 Aug-2005 01-Oct-2004 IL 85.00 436,~~189~~900.5300 Group 2 0010143588 Aug-2005 01-Nov-2004 MS 90.00 47,700.00 Group 2 0010143888 Dec-2005 01-Dec-2004 IL 80.00 32,800.00 Group 2 0010146644 Jul-2005 01-Nov-2004 CA 85.00 399,500.00 Group 2 0010148202 Dec-2005 01-Dec-2004 OH 75.00 52,875.00 Group 2 0010149031 Dec-2005 01-Dec-2004 CA 80.00 424,000.00 Group 2 0010150147 Sep-2005 01-Jan-2005 OH 90.00 81,000.00 Group 2 0010150436 Aug-2005 01-Dec-2004 OH 90.00 72,900.00 Group 2 0010150574 Nov-2005 01-Dec-2004 OH 90.00 81,000.00 Group 2 0010151657 Dec-2005 01-Jan-2005 CA 89.16 382,500.00 Group 2 0010151675 Aug-2005 01-Dec-2004 HI 75.00 75,000.00 Group 2 0010152378 Dec-2005 01-Dec-2004 AR 85.00 46,750.00 Group 2 0010152444 Sep-2005 01-Dec-2004 IL 90.00 63,000.00 Group 2 0010153115 Sep-2005 01-Dec-2004 CA 95.00 475,000.00 Group 2 0010153332 Dec-2005 01-Dec-2004 CA 80.00 648,000.00 Group 2 0010153359 Oct-2005 01-Jan-2005 KY 75.00 37,500.00 Group 2 0010153580 Dec-2005 01-Dec-2004 NV 80.00 167,999.20 Group 2 0010154117 Oct-2005 01-Jan-2005 CA 90.00 360,000.00 Group 2 0010154413 Jul-2005 01-Jan-2005 PA 80.00 40,800.00 Group 2 0010155044 Dec-2005 01-Jan-2005 IL 80.00 391,920.00 Group 2 0010156061 Nov-2005 01-Dec-2004 MI 80.00 68,800.00 Group 2 0010156480 Dec-2005 01-Dec-2004 OH 90.00 81,900.00 Group 2 0010156838 Nov-2005 01-Dec-2004 OH 80.00 39,920.00 Group 2 0010156885 Aug-2005 01-Jan-2005 CA 80.00 384,000.00 Group 2 0010156953 Oct-2005 01-Dec-2004 CA 80.00 376,000.00 Group 2 0010157045 Nov-2005 01-Dec-2004 CA 80.00 493,600.00 Group 2 0010157975 Sep-2005 01-Jan-2005 OH 85.00 62,900.00 Group 2 0010158105 Sep-2005 01-Jan-2005 CA 80.00 520,000.00 Group 2 0010158160 Nov-2005 01-Jan-2005 CA 80.00 421,600.00 Group 2 0010158224 Nov-2005 01-Jan-2005 CA 81.25 650,000.00 Group 2 0010158366 Nov-2005 01-Jan-2005 CA 85.00 425,000.00 Group 2 0010158601 Aug-2005 01-Feb-2005 HI 95.00 147,250.00 Group 2 0010159087 Aug-2005 01-Jan-2005 FL 85.00 99,450.00 Group 2 0010159429 Nov-2005 01-Jan-2005 OH 80.00 38,400.00 Group 2 0010159795 Nov-2005 01-Jan-2005 MO 90.00 37,530.00 Group 2 0010159863 Dec-2005 01-Jan-2005 IN 85.00 68,000.00 Group 2 0010159865 Nov-2005 01-Jan-2005 CA 80.00 319,960.00 Group 2 0010160101 Aug-2005 01-Jan-2005 OH 80.00 52,000.00 Group 2 0010160182 Aug-2005 01-Jan-2005 IN 90.00 50,400.00 Group 2 0010160199 Aug-2005 01-Jan-2005 IN 90.00 58,500.00 Group 2 0010160209 Sep-2005 01-Feb-2005 OH 75.00 82,500.00 Group 2 0010160256 Sep-2005 01-Jan-2005 OH 90.00 40,500.00 Group 2 0010160539 Dec-2005 01-Jan-2005 OH 90.00 45,000.00 Group 2 0010160568 Dec-2005 01-Jan-2005 OH 90.00 45,000.00 Group 2 0010160586 Dec-2005 01-Jan-2005 OH 90.00 45,000.00 Group 2 0010160829 Sep-2005 01-Jan-2005 CA 70.00 178,500.00 Group 2 0010161111 Dec-2005 01-Jan-2005 GA 85.00 50,915.00 Group 2 0010161162 Aug-2005 01-Jan-2005 IN 90.00 50,400.00 Group 2 0010161178 Aug-2005 01-Jan-2005 IN 90.00 46,800.00 Group 2 0010161314 Dec-2005 01-Jan-2005 GA 85.00 51,000.00 Group 2 0010161708 Dec-2005 01-Jan-2005 CA 80.00 420,000.00 Group 2 0010161801 Nov-2005 01-Jan-2005 FL 90.00 78,750.00 Group 2 0010161808 Nov-2005 01-Jan-2005 FL 90.00 70,650.00 Group 2 0010161818 Dec-2005 01-Feb-2005 FL 50.00 85,000.00 Group 2 0010161916 Oct-2005 01-Jan-2005 CA 77.44 278,800.00 Group 2 0010162449 Dec-2005 01-Jan-2005 OH 90.00 45,000.00 Group 2 0010162803 Aug-2005 01-Jan-2005 NV 80.00 312,000.00 Group 2 0010163478 Oct-2005 01-Feb-2005 CA 79.12 455,000.00 Group 2 0010163641 Oct-2005 01-Feb-2005 FL 80.00 120,000.00 Group 2 0010164339 Nov-2005 01-Feb-2005 CA 80.00 392,000.00 Group 2 0010164392 Sep-2005 01-Jan-2005 OH 90.00 65,700.00 Group 2 0010164607 Dec-2005 01-Feb-2005 MI 90.00 45,000.00 Group 2 0010165476 Oct-2005 01-Feb-2005 GA 80.00 399,120.00 Group 2 0010165945 Nov-2005 01-Feb-2005 IL 65.00 39,000.00 Group 2 0010166221 Aug-2005 01-Feb-2005 TX 80.00 333,600.00 Group 2 0010166613 Oct-2005 01-Feb-2005 TX 80.00 368,000.00 Group 2 0010166786 Nov-2005 01-Feb-2005 FL 90.00 110,700.00 Group 2 0010167898 Aug-2005 01-Feb-2005 OH 90.00 82,800.00 Group 2 0010167915 Nov-2005 01-Feb-2005 MI 75.00 37,500.00 Group 2 0010168504 Dec-2005 01-Feb-2005 FL 80.00 415,200.00 Group 2 0010169106 Dec-2005 01-Feb-2005 AR 95.00 61,750.00 Group 2 0010169173 Nov-2005 01-Feb-2005 FL 80.00 432,000.00 Group 2 0010169512 Nov-2005 01-Feb-2005 TX 80.00 74,400.00 Group 2 0010170737 Sep-2005 01-Feb-2005 PA 90.00 58,500.00 Group 3 00010126172 0Oct-2005 01-Nov-2004 OH 90.00 098,100.00 0Group 03 0010141195 Dec-2005 01-Oct-2004 CA 20.00 0135,000.00 8Group 3 0010148224 Aug-2005 01-Nov-2004 CA 20.00 108,~~941~~000.5900 Group 3 0010149033 Dec-2005 01-Dec-2004 CA 20.00 106,000.00 Group 3 0010149249 Jul-2005 01-Dec-2004 IL 90.00 117,900.00 Group 3 0010150912 Sep-2005 01-Dec-2004 OH 84.91 102,750.00 Group 3 0010152783 Aug-2005 01-Jan-2005 IL 20.00 87,000.00 Group 3 0010157049 Dec-2005 01-Dec-2004 CA 20.00 123,400.00 Group 3 0010157550 Oct-2005 01-Dec-2004 CA 20.00 94,000.00 Group 3 0010157770 Dec-2005 01-Jan-2005 IN 54.25 102,000.00 Group 3 0010158233 Dec-2005 01-Jan-2005 CA 18.75 150,000.00 Group 3 0010160331 Dec-2005 01-Feb-2005 WA 72.67 93,750.00 Group 3 0010161736 Dec-2005 01-Jan-2005 CA 75.00 330,000.00 Group 3 0010163587 Nov-2005 01-Jan-2005 WI 75.52 145,000.00 Group 3 0010169108 Nov-2005 01-Feb-2005 IL 87.85 123,000.00 Group 4 00010135367 0Nov-2005 01-Nov-2004 TX 95.00 0175,750.00 0Group 04 0010140881 Sep-2005 01-Nov-2004 CA 80.00 0332,000.00 10Group 4 0010146020 Dec-2005 01-Dec-2004 OH 95.00 136,~~641~~800.6600 ~~Total~~Group 04 00010148163 Aug-2005 01-Feb-2005 MS 85.00 0115,600.00 0Group 04 0010148190 Sep-2005 01-Dec-2004 OH 95.00 0152,000.00 31Group 4 0010149680 Nov-2005 01-Jan-2005 WA 85.00 159,800.00 Group 4 0010150376 Nov-2005 01-Dec-2004 IL 80.00 184,000.00 Group 4 0010151104 Oct-2005 01-Dec-2004 MN 85.97 239,000.00 Group 4 0010151192 Aug-2005 01-Jan-2005 IL 90.00 283,500.00 Group 4 0010152274 Oct-2005 01-Jan-2005 PA 75.00 234,750.00 Group 4 0010152403 Nov-2005 01-Dec-2004 CA 85.00 174,250.00 Group 4 0010152732 Nov-2005 01-Dec-2004 MI 94.95 119,500.00 Group 4 0010152982 Oct-2005 01-Dec-2004 CA 80.00 315,200.00 Group 4 0010153314 Nov-2005 01-Dec-2004 MA 72.85 127,500.4200 Group 4 0010153948 Oct-2005 01-Dec-2004 TX 80.00 134,344.00 Group 4 0010154690 Nov-2005 01-Jan-2005 CA 81.63 200,000.00 Group 4 0010155099 Oct-2005 01-Jan-2005 ME 53.14 186,000.00 Group 4 0010155113 Sep-2005 01-Jan-2005 IL 80.00 232,000.00 Group 4 0010155286 Dec-2005 01-Dec-2004 CA 80.00 266,400.00 Group 4 0010155666 Sep-2005 01-Jan-2005 IL 90.00 135,000.00 Group 4 0010155735 Sep-2005 01-Jan-2005 IL 82.50 132,000.00 Group 4 0010156027 Nov-2005 01-Dec-2004 GA 80.00 92,000.00 Group 4 0010156500 Nov-2005 01-Dec-2004 IL 78.12 250,000.00 Group 4 0010156759 Oct-2005 01-Jan-2005 OH 84.86 129,000.00 Group 4 0010156985 Nov-2005 01-Feb-2005 OH 75.00 117,750.00 Group 4 0010157041 Oct-2005 01-Dec-2004 IL 95.00 101,650.00 Group 4 0010157848 Oct-2005 01-Jan-2005 TX 80.00 344,000.00 Group 4 0010158299 Nov-2005 01-Jan-2005 MI 80.00 108,000.00 Group 4 0010158932 Nov-2005 01-Jan-2005 CA 80.00 320,000.00 Group 4 0010159395 Aug-2005 01-Feb-2005 MO 80.00 176,000.00 Group 4 0010159409 Sep-2005 01-Jan-2005 IL 88.94 161,000.00 Group 4 0010159534 Dec-2005 01-Jan-2005 MI 80.00 88,000.00 Group 4 0010159584 Nov-2005 01-Feb-2005 OH 75.00 106,500.00 Group 4 0010159679 Sep-2005 01-Jan-2005 CA 72.15 277,800.00 Group 4 0010159738 Nov-2005 01-Jan-2005 CO 95.00 189,905.00 Group 4 0010160151 Dec-2005 01-Jan-2005 CA 80.00 244,000.00 Group 4 0010160354 Nov-2005 01-Jan-2005 WY 70.00 91,000.00 Group 4 0010160644 Dec-2005 01-Jan-2005 FL 75.00 182,250.00 Group 4 0010160747 Dec-2005 01-Feb-2005 NM 95.00 190,000.00 Group 4 0010161332 Nov-2005 01-Jan-2005 IL 80.00 166,400.00 Group 4 0010161654 Oct-2005 01-Jan-2005 OH 90.00 117,000.00 Group 4 0010162535 Aug-2005 01-Feb-2005 LA 85.00 97,750.00 Group 4 0010162757 Nov-2005 01-Jan-2005 AZ 80.00 191,200.00 Group 4 0010162877 Sep-2005 01-Jan-2005 GA 70.00 208,600.00 Group 4 0010163010 Nov-2005 01-Feb-2005 TX 80.00 252,000.00 Group 4 0010163290 Dec-2005 01-Feb-2005 GA 95.00 114,000.00 Group 4 0010164662 Oct-2005 01-Jan-2005 IL 80.00 196,000.00 Group 4 0010164856 Jul-2005 01-Feb-2005 IL 80.00 176,000.00 Group 4 0010165107 Dec-2005 01-Feb-2005 CA 80.00 192,000.00 Group 4 0010165169 Nov-2005 01-Feb-2005 CA 80.00 264,000.00 Group 4 0010165173 Nov-2005 01-Feb-2005 CA 75.00 237,000.00 Group 4 0010165517 Nov-2005 01-Feb-2005 GA 95.00 280,250.00 Group 4 0010165685 Aug-2005 01-Feb-2005 MA 80.00 196,000.00 Group 4 0010166305 Aug-2005 01-Feb-2005 IL 90.00 85,500.00 Group 4 0010166956 Sep-2005 01-Feb-2005 CA 78.19 147,000.00 Group 4 0010167551 Nov-2005 01-Feb-2005 GA 80.00 296,000.00 Group 4 0010167996 Dec-2005 01-Feb-2005 IL 90.00 238,500.00 Group 4 0010168758 Oct-2005 01-Feb-2005 IL 80.00 188,000.00 Group 4 0010169011 Jul-2005 01-Feb-2005 IL 90.00 148,500.00 Group 4 0010169751 Dec-2005 01-Feb-2005 IL 94.44 170,000.00 Group 4 0010169773 Dec-2005 01-Feb-2005 FL 80.00 264,000.00 Group 4 0010170380 Aug-2005 01-Feb-2005 FL 80.00 224,000.00 Group 4 0010170849 Dec-2005 01-Feb-2005 MI 90.00 135,000.00 Group 4 0010170916 Sep-2005 01-Feb-2005 GA 80.00 158,320.00

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount Group 1 0010140016 FL 90.00 01-Nov-2004 126,900.00 126,182.94 Group 1 0010144783 CA 20.00 01-Nov-2004 72,000.00 71,731.82 Group 1 0010148129 HI 84.85 01-Dec-2004 218,500.00 216,749.69 Group 1 0010150385 CA 20.00 01-Jan-2005 142,000.00 141,508.76 Group 1 0010150616 OH 74.44 01-Jan-2005 67,000.00 66,667.06 Group 1 0010151677 CA 20.00 01-Dec-2004 54,000.00 53,792.41 Group 1 0010151718 NV 20.00 01-Dec-2004 54,295.39 54,157.62 Group 1 0010153630 HI 80.00 01-Dec-2004 117,600.00 114,654.40 Group 1 0010153640 HI 20.00 01-Dec-2004 29,400.00 28,809.73 Group 1 0010153728 CA 20.00 01-Dec-2004 69,000.00 68,782.22 Group 1 0010154175 CA 20.00 01-Dec-2004 38,790.00 38,680.09 Group 1 0010155014 FL 20.00 01-Jan-2005 40,000.00 39,888.31 Group 1 0010155264 AZ 52.86 01-Jan-2005 60,000.00 59,414.34 Group 1 0010155749 OH 75.00 01-Jan-2005 84,000.00 83,368.86 Group 1 0010158191 OH 75.47 01-Jan-2005 80,000.00 79,557.89 Group 1 0010161472 CA 95.00 01-Feb-2005 319,200.00 317,509.95 Group 1 0010171674 OH 58.82 01-Feb-2005 40,000.00 39,832.00 Group 2 0010130159 HI 80.00 01-Jan-2005 272,000.00 270,332.98 Group 2 0010143323 CA 80.00 01-Nov-2004 496,000.00 491,644.17 Group 2 0010143553 FL 95.00 01-Nov-2004 114,000.00 113,325.79 Group 2 0010146600 CA 90.00 01-Dec-2004 540,000.00 535,510.07 Group 2 0010147015 CA 65.81 01-Dec-2004 385,000.00 382,310.82 Group 2 0010147198 CA 90.00 01-Nov-2004 528,300.00 528,299.99 Group 2 0010148186 CA 80.00 01-Dec-2004 392,000.00 389,563.77 Group 2 0010150089 NV 85.00 01-Jan-2005 162,350.00 161,209.48 Group 2 0010150373 CA 80.00 01-Jan-2005 568,000.00 564,552.98 Group 2 0010150431 CA 85.00 01-Dec-2004 561,000.00 555,363.65 Group 2 0010150863 LA 70.00 01-Dec-2004 42,000.00 41,751.14 Group 2 0010151190 CA 90.00 01-Jan-2005 535,500.00 531,627.92 Group 2 0010151285 OH 95.00 01-Jan-2005 61,750.00 61,443.16 Group 2 0010152151 HI 95.00 01-Jan-2005 285,000.00 283,449.51 Group 2 0010153499 FL 80.00 01-Feb-2005 449,600.00 447,441.21 Group 2 0010153586 FL 85.00 01-Dec-2004 140,250.00 139,353.70 Group 2 0010153773 FL 95.00 01-Jan-2005 55,100.00 54,695.44 Group 2 0010153913 CA 89.25 01-Jan-2005 446,250.00 442,633.18 Group 2 0010154182 CA 80.00 01-Dec-2004 364,000.00 361,086.76 Group 2 0010155861 CA 80.00 01-Dec-2004 384,400.00 381,203.84 Group 2 0010156405 PA 80.00 01-Jan-2005 32,800.00 32,703.13 Group 2 0010156623 IL 95.00 01-Dec-2004 370,500.00 368,206.53 Group 2 0010156841 CA 90.00 01-Jan-2005 441,000.00 440,996.98 Group 2 0010156997 CA 80.00 01-Jan-2005 440,000.00 436,756.86 Group 2 0010158234 CA 67.76 01-Jan-2005 515,000.00 511,541.96 Group 2 0010158745 CA 89.43 01-Jan-2005 271,885.00 269,681.40 Group 2 0010158926 CA 90.00 01-Jan-2005 180,000.00 178,852.60 Group 2 0010159300 CA 75.76 01-Jan-2005 372,000.00 371,896.90 Group 2 0010159367 CA 79.38 01-Jan-2005 312,000.00 310,106.10 Group 2 0010159390 FL 80.00 01-Jan-2005 218,018.00 216,628.24 Group 2 0010159756 MI 75.00 01-Jan-2005 56,250.00 55,873.87 Group 2 0010160061 CA 95.00 01-Jan-2005 597,550.00 597,550.00 Group 2 0010160130 CA 80.00 01-Jan-2005 319,992.00 319,992.00 Group 2 0010160190 CA 80.00 01-Jan-2005 360,000.00 356,762.76 Group 2 0010160350 CT 90.00 01-Jan-2005 79,200.00 78,622.77 Group 2 0010160822 NV 80.00 01-Jan-2005 205,600.00 205,600.00 Group 2 0010160929 CA 95.00 01-Feb-2005 456,000.00 453,067.00 Group 2 0010161030 CA 90.00 01-Jan-2005 315,000.00 314,995.63 Group 2 0010161333 CA 90.00 01-Jan-2005 378,000.00 375,160.05 Group 2 0010161359 NV 30.20 01-Jan-2005 75,500.00 75,113.81 Group 2 0010161515 NV 80.00 01-Jan-2005 150,400.00 149,531.29 Group 2 0010161648 PA 80.00 01-Feb-2005 30,080.00 29,957.40 Group 2 0010161730 CA 80.00 01-Jan-2005 304,000.00 302,232.66 Group 2 0010162201 NV 90.00 01-Jan-2005 522,630.00 519,361.94 Group 2 0010163159 CA 90.00 01-Jan-2005 558,000.00 553,926.32 Group 2 0010163321 CA 90.00 01-Jan-2005 481,500.00 478,691.25 Group 2 0010163733 CA 84.23 01-Jan-2005 467,500.00 464,364.85 Group 2 0010163957 FL 40.66 01-Feb-2005 122,000.00 121,287.09 Group 2 0010165513 CA 80.00 01-Feb-2005 543,200.00 539,535.23 Group 2 0010165580 MI 80.00 01-Feb-2005 144,000.00 144,000.00 Group 2 0010165825 CA 89.74 01-Feb-2005 700,000.00 695,864.40 Group 2 0010166283 FL 33.84 01-Feb-2005 110,000.00 109,291.08 Group 2 0010166921 CA 80.00 01-Feb-2005 456,000.00 452,985.78 Group 2 0010167327 FL 79.44 01-Feb-2005 93,750.00 93,201.36 Group 2 0010167479 CA 80.00 01-Feb-2005 440,000.00 437,328.91 Group 2 0010168119 FL 80.00 01-Feb-2005 140,000.00 138,634.15 Group 2 0010169329 FL 80.00 01-Feb-2005 384,000.00 381,920.91 Group 2 0010170286 CA 75.00 01-Feb-2005 409,500.00 406,989.95 Group 3 0010148604 CA 80.00 01-Dec-2004 186,400.00 184,567.34 Group 3 0010151251 CA 60.83 01-Dec-2004 146,000.00 145,017.63 Group 3 0010152216 TX 76.79 01-Jan-2005 91,000.00 90,667.68 Group 3 0010152292 CA 80.00 01-Dec-2004 215,200.00 213,797.16 Group 3 0010156138 CA 80.00 01-Dec-2004 208,000.00 206,571.55 Group 3 0010156651 CA 20.00 01-Dec-2004 103,980.00 103,554.61 Group 3 0010157010 CA 20.00 01-Jan-2005 110,000.00 109,598.28 Group 3 0010160521 CA 70.73 01-Jan-2005 203,000.00 201,573.88 Group 3 0010162186 CA 66.36 01-Jan-2005 292,000.00 289,539.21 Group 3 0010162776 CA 64.28 01-Jan-2005 135,000.00 131,297.80 Group 3 0010165771 UT 84.73 01-Feb-2005 161,000.00 160,109.94 Group 3 0010166930 CA 20.00 01-Feb-2005 114,000.00 113,544.03 Group 4 0010132411 MI 85.00 01-Oct-2004 182,750.00 181,352.40 Group 4 0010140177 CA 66.04 01-Nov-2004 151,250.00 150,265.00 Group 4 0010141411 IL 80.00 01-Jan-2005 228,000.00 226,771.53 Group 4 0010144607 CA 95.00 01-Nov-2004 351,500.00 348,391.55 Group 4 0010144973 IL 90.00 01-Nov-2004 114,300.00 113,686.44 Group 4 0010145411 MA 80.00 01-Dec-2004 148,000.00 146,964.38 Group 4 0010147082 PA 70.00 01-Jan-2005 280,000.00 278,741.27 Group 4 0010148133 IL 72.35 01-Dec-2004 123,000.00 122,039.96 Group 4 0010148379 GA 90.00 01-Dec-2004 248,400.00 246,698.74 Group 4 0010148916 CA 75.00 01-Dec-2004 129,375.00 128,462.43 Group 4 0010149154 CA 95.00 01-Dec-2004 294,500.00 292,483.01 Group 4 0010151176 CA 94.98 01-Dec-2004 234,600.00 232,451.52 Group 4 0010151291 CA 63.23 01-Dec-2004 215,000.00 213,493.18 Group 4 0010151517 CA 90.00 01-Dec-2004 234,000.00 232,229.43 Group 4 0010151670 CA 80.00 01-Dec-2004 216,000.00 214,215.17 Group 4 0010151692 CA 65.00 01-Dec-2004 176,800.00 175,647.47 Group 4 0010151714 NV 80.00 01-Dec-2004 217,181.59 215,831.86 Group 4 0010151937 CA 80.00 01-Dec-2004 128,792.00 127,909.87 Group 4 0010152129 OH 85.00 01-Dec-2004 106,250.00 105,623.11 Group 4 0010152345 FL 80.00 01-Dec-2004 153,600.00 152,720.77 Group 4 0010152690 IL 80.00 01-Dec-2004 88,000.00 87,506.31 Group 4 0010152936 MI 95.00 01-Dec-2004 95,000.00 93,825.70 Group 4 0010153554 CA 80.00 01-Dec-2004 276,000.00 275,907.19 Group 4 0010153850 CA 59.07 01-Jan-2005 140,000.00 139,260.97 Group 4 0010154164 CA 80.00 01-Dec-2004 142,800.00 141,986.69 Group 4 0010154171 CA 80.00 01-Dec-2004 155,160.00 153,965.30 Group 4 0010154457 FL 80.00 01-Jan-2005 160,000.00 158,865.08 Group 4 0010154650 TN 80.00 01-Jan-2005 236,000.00 234,122.99 Group 4 0010154685 RI 84.91 01-Dec-2004 242,000.00 240,080.82 Group 4 0010154742 CA 68.42 01-Dec-2004 325,000.00 322,166.02 Group 4 0010154861 NM 85.00 01-Dec-2004 109,650.00 108,960.11 Group 4 0010155729 IL 79.98 01-Dec-2004 240,600.00 239,107.68 Group 4 0010155844 CA 70.00 01-Dec-2004 210,000.00 208,664.60 Group 4 0010155998 CA 64.58 01-Jan-2005 155,000.00 153,693.29 Group 4 0010156886 MN 92.02 01-Jan-2005 150,000.00 149,089.63 Group 4 0010157025 FL 80.00 01-Jan-2005 228,000.00 225,911.45 Group 4 0010157414 MO 80.00 01-Jan-2005 88,000.00 87,678.60 Group 4 0010157701 CA 80.00 01-Jan-2005 133,600.00 132,864.41 Group 4 0010157773 CA 74.85 01-Jan-2005 256,000.00 254,415.45 Group 4 0010157910 CA 85.00 01-Jan-2005 123,250.00 122,341.49 Group 4 0010157977 IL 95.00 01-Jan-2005 90,250.00 89,724.57 Group 4 0010158217 IL 76.08 01-Jan-2005 280,000.00 278,300.69 Group 4 0010158883 CA 87.03 01-Jan-2005 235,000.00 233,266.68 Group 4 0010158888 CA 70.00 01-Jan-2005 268,100.00 266,488.90 Group 4 0010159048 CA 85.00 01-Jan-2005 180,200.00 180,143.15 Group 4 0010159533 CA 90.00 01-Jan-2005 243,000.00 241,466.11 Group 4 0010160126 CA 80.00 01-Feb-2005 197,992.00 197,992.00 Group 4 0010160158 MI 76.32 01-Jan-2005 135,787.56 134,904.90 Group 4 0010160295 AZ 80.00 01-Jan-2005 162,211.00 162,211.00 Group 4 0010160352 MD 85.00 01-Feb-2005 157,250.00 156,488.88 Group 4 0010160512 CA 90.00 01-Jan-2005 249,300.00 247,710.83 Group 4 0010160855 FL 74.29 01-Jan-2005 157,500.00 156,515.47 Group 4 0010160978 FL 90.00 01-Feb-2005 198,000.00 196,596.60 Group 4 0010161252 CA 94.62 01-Jan-2005 337,800.00 334,726.73 Group 4 0010161315 CA 82.66 01-Feb-2005 248,000.00 246,435.20 Group 4 0010161674 IL 94.93 01-Jan-2005 150,000.00 149,142.20 Group 4 0010161841 IL 94.88 01-Feb-2005 90,500.00 89,970.46 Group 4 0010162489 MA 90.00 01-Feb-2005 203,400.00 202,165.24 Group 4 0010162538 CA 90.00 01-Jan-2005 265,500.00 264,112.50 Group 4 0010162701 MO 80.00 01-Jan-2005 200,000.00 198,873.25 Group 4 0010162775 CA 75.00 01-Feb-2005 225,000.00 223,569.67 Group 4 0010163024 RI 79.12 01-Feb-2005 149,550.00 148,686.00 Group 4 0010163479 CA 95.00 01-Jan-2005 288,800.00 286,578.52 Group 4 0010164352 CA 22.22 01-Feb-2005 200,000.00 198,774.07 Group 4 0010164447 TX 80.00 01-Feb-2005 88,000.00 87,486.11 Group 4 0010166729 CT 80.00 01-Feb-2005 136,000.00 135,410.81 Group 4 0010166929 CA 36.41 01-Feb-2005 142,000.00 141,169.18 Group 4 0010167055 CA 64.80 01-Feb-2005 151,000.00 150,131.87 Group 4 0010167787 CA 80.00 01-Feb-2005 204,000.00 204,000.00 Group 4 0010167973 MI 90.00 01-Feb-2005 98,100.00 97,623.04 Group 4 0010168602 CA 80.00 01-Feb-2005 224,000.00 222,864.50 Group 4 0010170337 CA 80.00 01-Feb-2005 140,000.00 139,182.47

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~Prepayment~~Summary ~~Loan~~12 ~~Detail~~Month -Bankruptcy ~~Prepayments~~History* ~~during~~New ~~Current~~Bankruptcy ~~Period~~Loans ~~(continued)~~Month ~~Current~~Bankruptcy ~~Loan~~Percentage ~~PIF~~Loans ~~Months~~in ~~Loan~~Bankruptcy ~~Original~~6 ~~Group~~Jan-05 ~~Number Type Delinquent Rate Term Seasoning Group 1 0010140016 Loan Paid in Full~~ 0 9.000% ~~360~~Original 9Principal ~~Group~~Balance ~~1 0010144783 Loan Paid in Full 0 10~~788,800.~~990%~~00 ~~360~~Feb-05 ~~9 Group 1 0010148129 Loan Paid in Full~~ 0 7.000% ~~360~~Current 8Principal ~~Group~~Balance ~~1 0010150385 Loan Paid in Full 1 10~~784,708.~~990%~~46 ~~360~~Mar-05 ~~7 Group 1 0010150616 Loan Paid in Full~~ 0 8.~~500~~000% ~~360~~Apr-05 ~~7 Group 1 0010151677 Loan Paid in Full~~ 0 10.~~990~~000% ~~360~~Current 8Bankruptcy ~~Group~~Total 1May-05 ~~0010151718 Loan Paid in Full~~ 0 12.~~250~~213% ~~360~~Loans ~~8 Group 1 0010153630 Loan Paid~~ in ~~Full~~Bankruptcy ~~(1)~~106 8Jun-05 0.~~750~~221% ~~180~~Original 8Principal ~~Group~~Balance ~~1 0010153640 Loan Paid in Full (1) 11~~14,245,515.~~250%~~00 ~~180~~Jul-05 ~~8 Group 1 0010153728 Loan Paid in Full~~ 0 11.~~250~~230% ~~360~~Current 8Principal ~~Group~~Balance ~~1 0010154175 Loan Paid in Full 0 11~~14,154,910.~~750%~~75 ~~360~~Aug-05 ~~8 Group 1 0010155014 Loan Paid in Full~~ 0 11.~~250~~434% ~~360~~Sep-05 ~~7 Group 1 0010155264 Loan Paid in Full~~ 0 8.~~950~~728% ~~360~~Oct-05 ~~7 Group 1 0010155749 Loan Paid in Full~~ 0 6.~~400~~984% ~~360~~Nov-05 ~~7 Group~~ 1 ~~0010158191 Loan Paid in Full 2 7~~.~~990~~707% ~~360~~Dec-05 ~~7 Group~~ 1 ~~0010161472 Loan Paid in Full 0 7~~.~~499~~842% ~~360~~*The 6text ~~Group~~reported ~~1 0010171674 Loan Paid~~ in ~~Full~~the 0above ~~9.240%~~table ~~360~~is 6presented ~~Group~~graphically 2on ~~0010130159~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 7~~report.~~450%~~ ~~360~~The 7monthly ~~Group~~bond 2remittance ~~0010143323~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 6www.~~990% 360 9 Group 2 0010143553 Loan Paid in Full 0 8~~ctslink.~~990% 360 9 Group 2 0010146600 Loan Paid in Full 0 6~~com.~~500%~~ ~~360 8~~ Group ~~2 0010147015 Loan Paid in Full~~ 1 ~~7.400%~~12 ~~360~~Month 8Bankruptcy ~~Group~~History* 2New ~~0010147198~~Bankruptcy ~~Loan~~Loans ~~Paid~~Month inBankruptcy ~~Full~~Percentage 0Loans ~~6.490% 360 9 Group 2 0010148186 Loan Paid~~ in ~~Full~~Bankruptcy ~~0 7.990% 360 8 Group~~ 2 ~~0010150089~~Jan-05 ~~Loan Paid in Full~~ 0 6.~~750~~000% ~~360~~Original 7Principal ~~Group~~Balance ~~2 0010150373 Loan Paid in Full 1 7.500% 360 7 Group 2 0010150431 Loan Paid in Full 0 6.~~127,800~~% 360 8 Group 2 0010150863 Loan Paid in Full 0 10~~.~~990%~~00 ~~360~~Feb-05 ~~8 Group 2 0010151190 Loan Paid in Full~~ 0 6.~~600~~000% ~~360~~Current 7Principal ~~Group~~Balance ~~2 0010151285 Loan Paid in Full 1 8~~127,223.~~500%~~54 ~~360~~Mar-05 ~~7 Group 2 0010152151 Loan Paid in Full~~ 0 8.~~050~~000% ~~360~~Apr-05 ~~7 Group 2 0010153499 Loan Paid in Full 2 7.990% 360 6 Group 2 0010153586 Loan Paid in Full~~ 0 7.~~850% 360 8 Group 2 0010153773 Loan Paid in Full (1) 6.990% 360 7 Group 2 0010153913 Loan Paid in Full 0 6.~~000% ~~360~~Current 7Bankruptcy ~~Group~~Total 2May-05 ~~0010154182 Loan Paid in Full~~ 0 6.~~750~~645% ~~360~~Loans ~~8 Group 2 0010155861 Loan Paid~~ in ~~Full~~Bankruptcy 017 ~~6.500%~~Jun-05 ~~360 8 Group 2 0010156405 Loan Paid in Full~~ 0 10.~~990~~664% ~~360~~Original 7Principal ~~Group~~Balance ~~2 0010156623 Loan Paid in Full 0 8~~1,745,640.~~010%~~00 ~~360~~Jul-05 ~~8 Group 2 0010156841 Loan Paid in Full~~ 0 7.~~500~~677% ~~360~~Current 7Principal ~~Group~~Balance 2 0010156997 Loan Paid in Full 0 6.500% 360 7 Group 2 0010158234 Loan Paid in Full 0 6.990% 360 7 Group 2 0010158745 Loan Paid in Full 0 6.000% 360 7 Group 2 0010158926 Loan Paid in Full 0 7.250% 360 7 Group 2 0010159300 Loan Paid in Full (1~~) 6~~,734,585.~~000%~~48 ~~360~~Aug-05 ~~7 Group 2 0010159367 Loan Paid in Full~~ 0 7.~~500~~799% ~~360~~Sep-05 ~~7 Group 2 0010159390 Loan Paid in Full~~ 0 7.~~250~~968% ~~360~~Oct-05 ~~7 Group 2 0010159756 Loan Paid in Full 0 8.300% 360 7 Group 2 0010160061 Loan Paid in Full~~ 1 6.~~750~~247% ~~360~~Nov-05 ~~7 Group~~ 2 ~~0010160130 Loan Paid in Full 0 7~~.~~650~~096% ~~360~~Dec-05 ~~7 Group~~ 2 ~~0010160190 Loan Paid in Full (1) 5~~.~~990~~363% ~~360~~*The 7text ~~Group~~reported ~~2 0010160350 Loan Paid~~ in ~~Full~~the 0above ~~9.000%~~table ~~360~~is 7presented ~~Group~~graphically 2on ~~0010160822~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 2 7~~report.~~700%~~ ~~360~~The 7monthly ~~Group~~bond 2remittance ~~0010160929~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 6www.~~500% 360 6 Group 2 0010161030 Loan Paid in Full 0 6~~ctslink.~~750% 360 7 Group 2 0010161333 Loan Paid in Full 0 6~~com.~~400%~~ ~~360 7~~ Group 2 ~~0010161359~~12 ~~Loan~~Month ~~Paid~~Bankruptcy inHistory* ~~Full~~New 0Bankruptcy ~~8.350%~~Loans ~~360~~Month 7Bankruptcy ~~Group~~Percentage 2Loans ~~0010161515 Loan Paid~~ in ~~Full~~Bankruptcy ~~(1) 7.750% 360 7 Group 2 0010161648 Loan Paid in Full 1 8.800% 360 6 Group 2 0010161730 Loan Paid in Full~~ 0 ~~8.050%~~Jan-05 ~~360 7 Group 2 0010162201 Loan Paid in Full~~ 0 7.~~350~~000% ~~360~~Original 7Principal ~~Group~~Balance ~~2 0010163159 Loan Paid in Full~~ 0 6.~~550%~~00 ~~360~~Feb-05 ~~7 Group 2 0010163321 Loan Paid in Full~~ 0 7.~~700~~000% ~~360~~Current 7Principal ~~Group~~Balance ~~2 0010163733 Loan Paid in Full~~ 0 6.~~990%~~00 ~~360~~Mar-05 ~~7 Group 2 0010163957 Loan Paid in Full~~ 0 6.~~990~~000% ~~360~~Apr-05 ~~6 Group 2 0010165513 Loan Paid in Full~~ 0 6.~~250~~000% ~~360~~Current 6Bankruptcy ~~Group~~Total 2May-05 ~~0010165580 Loan Paid in Full~~ 0 6.~~150~~016% ~~360~~Loans ~~6 Group 2 0010165825 Loan Paid~~ in ~~Full~~Bankruptcy 026 ~~7.250%~~Jun-05 ~~360 6 Group 2 0010166283 Loan Paid in Full~~ 0 6.~~490~~016% ~~360~~Original 6Principal ~~Group~~Balance 2 ~~0010166921 Loan Paid in Full 3 6~~,702,540.~~625%~~00 ~~360~~Jul-05 ~~6 Group 2 0010167327 Loan Paid in Full~~ 0 6.~~990~~017% ~~360~~Current 6Principal ~~Group~~Balance 2 ~~0010167479 Loan Paid in Full 0 6~~,682,989.~~800%~~05 ~~360~~Aug-05 ~~6 Group 2 0010168119 Loan Paid in Full (1) 8.500% 360 6 Group 2 0010169329 Loan Paid in Full~~ 0 7.~~500~~198% ~~360~~Sep-05 ~~6 Group 2 0010170286 Loan Paid in Full~~ 0 6.~~750~~352% ~~360~~Oct-05 ~~6 Group 3 0010148604 Loan Paid in Full~~ 0 6.~~500~~369% ~~360~~Nov-05 ~~8 Group 3 0010151251 Loan Paid in Full~~ 0 7.~~590~~911% ~~360~~Dec-05 ~~8 Group 3 0010152216 Loan Paid in Full~~ 0 9.~~990~~916% ~~360~~*The 7text ~~Group~~reported ~~3 0010152292 Loan Paid~~ in ~~Full~~the 0above ~~7.750%~~table ~~360~~is 8presented ~~Group~~graphically 3on ~~0010156138~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 7~~report.~~500%~~ ~~360~~The 8monthly ~~Group~~bond 3remittance ~~0010156651~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 11www.~~250% 360 8 Group 3 0010157010 Loan Paid in Full 0 9~~ctslink.~~990% 360 7 Group 3 0010160521 Loan Paid in Full 0 6~~com.~~750%~~ ~~360 7~~ Group 3 ~~0010162186~~12 ~~Loan~~Month ~~Paid~~Bankruptcy inHistory* ~~Full~~New 0Bankruptcy ~~5.990%~~Loans ~~360~~Month 7Bankruptcy ~~Group~~Percentage 3Loans ~~0010162776 Loan Paid~~ in ~~Full~~Bankruptcy ~~0 6.250% 180 7 Group 3 0010165771 Loan Paid in Full 0 7.280% 360 6 Group 3 0010166930 Loan Paid in Full~~ 1 ~~10.250%~~Jan-05 ~~360 6 Group 4 0010132411 Loan Paid in Full~~ 0 7.~~990~~000% ~~360~~Original 10Principal ~~Group~~Balance ~~4 0010140177 Loan Paid in Full 0 8~~103,000.~~300%~~00 ~~360~~Feb-05 ~~9 Group 4 0010141411 Loan Paid in Full~~ 0 8.~~100~~000% ~~360~~Current 7Principal ~~Group~~Balance ~~4 0010144607 Loan Paid in Full 2 6~~102,452.~~990%~~80 ~~360~~Mar-05 ~~9 Group 4 0010144973 Loan Paid in Full~~ 0 9.~~250~~000% ~~360~~Apr-05 ~~9 Group 4 0010145411 Loan Paid in Full 1 7.400% 360 8 Group 4 0010147082 Loan Paid in Full~~ 0 8.990% 360 7 Group 4 0010148133 Loan Paid in Full 0 7.790% 360 8 Group 4 0010148379 Loan Paid in Full 0 7.500% 360 8 Group 4 0010148916 Loan Paid in Full 0 7.350% 360 8 Group 4 0010149154 Loan Paid in Full 0 7.500% 360 8 Group 4 0010151176 Loan Paid in Full 0 5.990% 360 8 Group 4 0010151291 Loan Paid in Full 0 7.750% 360 8 Group 4 0010151517 Loan Paid in Full 0 6.990% 360 8 Group 4 0010151670 Loan Paid in Full 0 6.750% 360 8 Group 4 0010151692 Loan Paid in Full 0 7.750% 360 8 Group 4 0010151714 Loan Paid in Full 0 7.990% 360 8 Group 4 0010151937 Loan Paid in Full 0 7.500% 360 8 Group 4 0010152129 Loan Paid in Full 0 8.250% 360 8 Group 4 0010152345 Loan Paid in Full 0 8.400% 360 8 Group 4 0010152690 Loan Paid in Full 0 8.500% 360 8 Group 4 0010152936 Loan Paid in Full 0 7.000% ~~360~~Current 8Bankruptcy ~~Group~~Total 4May-05 ~~0010153554 Loan Paid in Full~~ 0 8.~~070~~726% ~~360~~Loans ~~8 Group 4 0010153850 Loan Paid~~ in ~~Full~~Bankruptcy 013 ~~8.200%~~Jun-05 ~~360 7 Group 4 0010154164 Loan Paid in Full~~ 0 8.~~500~~746% ~~360~~Original 8Principal ~~Group~~Balance ~~4 0010154171 Loan Paid in Full 0 6~~1,972,975.~~900%~~00 ~~360~~Jul-05 ~~8 Group 4 0010154457 Loan Paid in Full~~ 0 6.~~700~~764% ~~360~~Current 7Principal ~~Group~~Balance ~~4 0010154650 Loan Paid in Full 0 6.100% 360 7 Group 4 0010154685 Loan Paid in Full (~~1~~) 6~~,957,650.~~750%~~64 ~~360~~Aug-05 ~~8 Group 4 0010154742 Loan Paid in Full~~ 0 6.~~250~~780% ~~360~~Sep-05 ~~8 Group 4 0010154861 Loan Paid in Full~~ 0 7.~~990~~921% ~~360~~Oct-05 ~~8 Group 4 0010155729 Loan Paid in Full 0 8~~1.~~000~~229% ~~360~~Nov-05 ~~8 Group 4 0010155844 Loan Paid in Full 0 7~~2.~~875~~273% ~~360~~Dec-05 ~~8 Group 4 0010155998 Loan Paid in Full 0 5~~2.~~990~~475% ~~360~~*The 7text ~~Group~~reported ~~4 0010156886 Loan Paid~~ in ~~Full~~the 0above ~~7.500%~~table ~~360~~is 7presented ~~Group~~graphically 4on ~~0010157025~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 5~~report.~~350%~~ ~~360~~The 7monthly ~~Group~~bond 4remittance ~~0010157414~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 9www.~~990% 360 7 Group 4 0010157701 Loan Paid in Full 0 7~~ctslink.~~990% 360 7 Group 4 0010157773 Loan Paid in Full 0 7~~com.~~400%~~ ~~360 7~~ Group 4 ~~0010157910~~12 ~~Loan~~Month ~~Paid~~Bankruptcy inHistory* ~~Full~~New 0Bankruptcy ~~6.500%~~Loans ~~360~~Month 7Bankruptcy ~~Group~~Percentage 4Loans ~~0010157977 Loan Paid~~ in ~~Full~~Bankruptcy 03 ~~8.050%~~Jan-05 ~~360 7 Group 4 0010158217 Loan Paid in Full~~ 0 7.~~500~~000% ~~360~~Original 7Principal ~~Group~~Balance ~~4 0010158883 Loan Paid in Full 0 6~~558,000.~~500%~~00 ~~360~~Feb-05 ~~7 Group 4 0010158888 Loan Paid in Full~~ 0 7.~~550~~000% ~~360~~Current 7Principal ~~Group~~Balance ~~4 0010159048 Loan Paid in Full 0 7~~555,032.~~250%~~12 ~~360~~Mar-05 ~~7 Group 4 0010159533 Loan Paid in Full~~ 0 7.~~300~~000% ~~360~~Apr-05 ~~7 Group 4 0010160126 Loan Paid in Full~~ 0 7.~~700~~000% ~~360~~Current 6Bankruptcy ~~Group~~Total 4May-05 ~~0010160158 Loan Paid in Full~~ 0 7.~~150~~195% ~~360~~Loans ~~7 Group 4 0010160295 Loan Paid~~ in ~~Full~~Bankruptcy 050 ~~8.000%~~Jun-05 ~~360 7 Group 4 0010160352 Loan Paid in Full~~ 0 7.~~950~~202% ~~360~~Original 6Principal ~~Group~~Balance ~~4 0010160512 Loan Paid in Full 0~~ 7~~.250%~~ ,824,360 ~~7 Group 4 0010160855 Loan Paid in Full (1) 7~~.~~350%~~00 ~~360~~Jul-05 ~~7 Group 4 0010160978 Loan Paid in Full~~ 0 6.~~000~~211% ~~360~~Current 6Principal ~~Group~~Balance ~~4 0010161252 Loan Paid in Full 0 5.380% 360~~ 7 ~~Group 4 0010161315 Loan Paid in Full 0 6~~,779,685.~~600%~~58 ~~360~~Aug-05 ~~6 Group 4 0010161674 Loan Paid in Full~~ 0 7.~~800~~493% ~~360~~Sep-05 ~~7 Group 4 0010161841 Loan Paid in Full~~ 0 6.~~990~~976% ~~360~~Oct-05 ~~6 Group 4 0010162489 Loan Paid in Full 0 6.800% 360 6 Group 4 0010162538 Loan Paid in Full (~~1~~) 8~~.~~250~~436% ~~360~~Nov-05 ~~7 Group 4 0010162701 Loan Paid in Full 0 7~~2.~~875~~219% ~~360~~Dec-05 ~~7 Group 4 0010162775 Loan Paid in Full 0 6~~2.~~990~~411% ~~360~~*The 6text ~~Group~~reported ~~4 0010163024 Loan Paid~~ in ~~Full~~the 0above ~~7.750%~~table ~~360~~is 6presented ~~Group~~graphically 4on ~~0010163479~~the ~~Loan~~monthly ~~Paid~~bond inremittance ~~Full 0 6~~report.~~500%~~ ~~360~~The 7monthly ~~Group~~bond 4remittance ~~0010164352~~report ~~Loan~~can ~~Paid~~be inviewed ~~Full~~online 0at 6www.~~750% 360 6 Group 4 0010164447 Loan Paid in Full 0 7~~ctslink.~~000% 360 6 Group 4 0010166729 Loan Paid in Full 0 8~~com.500% 360 6 Group 4 0010166929 Loan Paid in Full 0 6.990% 360 6 Group 4 0010167055 Loan Paid in Full 0 7.080% 360 6 Group 4 0010167787 Loan Paid in Full 0 5.990% 360 6 Group 4 0010167973 Loan Paid in Full 0 8.490% 360 6 Group 4 0010168602 Loan Paid in Full 0 7.750% 360 6 Group 4 0010170337 Loan Paid in Full 0 7.000% 360 6

Summary SMM CPR PSA Current Month 3.686% Current Month 36.282% Current Month 2,539.846% 3 Month Average 3.682% 3 Month Average 36.241% 3 Month Average 2,995.564% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 4.377% N/A Feb-2005 1,881.940% N/A Mar-2005 7.605% N/A Mar-2005 1,759.050% N/A Apr-2005 19.352% N/A Apr-2005 3,067.084% N/A May-2005 17.582% N/A May-2005 2,116.760% N/A Jun-2005 34.920% N/A Jun-2005 3,392.876% N/A Jul-2005 37.522% N/A Jul-2005 3,053.970% N/A Aug-2005 36.282% N/A Aug-2005 2,539.846% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 1 SMM CPR PSA Current Month 1.839% Current Month 19.972% Current Month 1,374.117% 3 Month Average 2.200% 3 Month Average 23.340% 3 Month Average 1,932.886% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 3.837% N/A Feb-2005 1,486.555% N/A Mar-2005 6.991% N/A Mar-2005 1,528.743% N/A Apr-2005 14.839% N/A Apr-2005 2,260.441% N/A May-2005 9.091% N/A May-2005 1,061.349% N/A Jun-2005 28.772% N/A Jun-2005 2,727.678% N/A Jul-2005 21.276% N/A Jul-2005 1,696.864% N/A Aug-2005 19.972% N/A Aug-2005 1,374.117% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 2 SMM CPR PSA Current Month 4.887% Current Month 45.189% Current Month 3,196.336% 3 Month Average 4.424% 3 Month Average 41.846% 3 Month Average 3,481.292% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 3.412% N/A Feb-2005 1,570.777% N/A Mar-2005 6.145% N/A Mar-2005 1,473.132% N/A Apr-2005 24.767% N/A Apr-2005 4,020.076% N/A May-2005 19.057% N/A May-2005 2,334.821% N/A Jun-2005 38.684% N/A Jun-2005 3,814.379% N/A Jul-2005 41.665% N/A Jul-2005 3,433.161% N/A Aug-2005 45.189% N/A Aug-2005 3,196.336% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 3 SMM CPR PSA Current Month 2.069% Current Month 22.190% Current Month 1,526.902% 3 Month Average 2.370% 3 Month Average 24.982% 3 Month Average 2,051.205% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 4.321% N/A Feb-2005 1,660.760% N/A Mar-2005 5.099% N/A Mar-2005 1,107.897% N/A Apr-2005 14.680% N/A Apr-2005 2,235.281% N/A May-2005 22.719% N/A May-2005 2,653.810% N/A Jun-2005 27.736% N/A Jun-2005 2,630.511% N/A Jul-2005 25.020% N/A Jul-2005 1,996.204% N/A Aug-2005 22.190% N/A Aug-2005 1,526.902% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 4 SMM CPR PSA Current Month 3.326% Current Month 33.366% Current Month 2,331.718% 3 Month Average 3.596% 3 Month Average 35.511% 3 Month Average 2,935.258% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 5.417% N/A Feb-2005 2,297.626% N/A Mar-2005 9.667% N/A Mar-2005 2,220.082% N/A Apr-2005 15.849% N/A Apr-2005 2,500.076% N/A May-2005 16.629% N/A May-2005 1,996.035% N/A Jun-2005 34.018% N/A Jun-2005 3,295.281% N/A Jul-2005 39.150% N/A Jul-2005 3,178.775% N/A Aug-2005 33.366% N/A Aug-2005 2,331.718% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

~~Realized~~Bankruptcy ~~Loss~~ Detail ~~Report~~ - All Mortgage Loans ~~with~~in ~~Losses~~Bankruptcy during Current Period ~~Summary~~(continued) #Group ~~Loans~~Loan ~~Prior~~Current ~~Realized~~Paid To Months Current ~~with~~Approximate Number Principal ~~Loss/~~Date Delinquent Loan Rate Delinquent Balance Interest Group 1 0010134111 35,776.52 01-Sep-2005 1 11.150% 952.18 Group 1 0010143253 55,748.79 01-Oct-2005 0 8.990% 788.61 Group 1 0010149096 77,737.12 01-Nov-2005 0 8.300% 1,010.93 Group 1 0010151676 46,175.69 01-Oct-2005 0 10.750% 788.67 Group 1 0010154037 37,163.30 01-Oct-2005 0 9.700% 569.05 Group 1 0010155971 473,267.68 01-May-2005 5 7.650% 19,694.54 Group 1 0010156727 60,963.06 01-Jul-2005 3 9.050% 2,169.31 Group 1 0010160096 69,880.12 01-Jul-2005 3 8.250% 2,253.48 Group 1 0010160336 42,836.53 01-Oct-2005 0 11.500% 785.20 Group 1 0010161122 30,513.86 01-Jul-2005 3 8.250% 983.83 Group 1 0010162153 63,741.85 01-Aug-2005 2 8.850% 1,772.56 Group 1 0010164920 58,647.20 01-Jun-2005 4 10.200% 2,841.18 Group 1 0010165896 66,260.48 01-Nov-2005 0 9.500% 994.17 Group 1 0010166653 71,840.82 01-Nov-2005 0 8.990% 1,016.85 Group 1 0010166674 442,105.56 01-Nov-2005 0 6.250% 4,238.97 Group 1 0010167534 50,269.03 01-Jul-2005 3 10.200% 2,029.86 Group 1 0010168271 51,657.87 01-Apr-2005 6 9.990% 3,263.09 Group 2 0010140131 36,530.82 01-Mar-2005 7 10.100% 2,625.42 Group 2 0010144994 118,303.11 01-Nov-2005 0 9.750% 1,824.31 Group 2 0010148171 46,257.44 01-Apr-2005 6 8.500% 2,461.55 Group 2 0010148432 69,387.43 01-Dec-2005 (~~Gain~~1) ~~Loss~~7.250% 390.63 Group ~~Losses~~2 ~~Balance~~0010149052 ~~Amount~~43,632.26 ~~Percentage~~01-Dec-2005 (1) 8.559% 294.62 Group 2 0010149665 63,155.14 01-Jul-2005 3 8.000% 1,970.64 Group 2 0010151941 70,016.12 01-Jul-2005 3 7.350% 1,995.15 Group 2 0010151993 78,488.85 01-Apr-2005 6 8.350% 4,098.11 Group 2 0010152866 34,986.33 01-Aug-2005 2 7.500% 815.38 Group 2 0010155960 182,159.26 01-Nov-2005 0 7.150% 2,020.07 Group 2 0010156082 75,998.09 01-Nov-2005 0 7.00490% 885.38 Group 2 0010157043 66,153.48 01-Apr-2005 6 9.000% 3,741.19 Group 2 0010157376 216,310.97 01-Nov-2005 0 6.00850% 2,290.33 Group 2 0010157690 52,740.74 01-Aug-2005 2 8.550% 1,413.82 Group 2 0010158466 201,686.56 01-Nov-2005 0 7.~~000~~500% 2,353.95 Group 2 0010159132 160,403.01 01-Sep-2005 1 7.100% 2,644.39 Group 2 0010159307 34,320.27 01-Jun-2005 4 8.500% 1,370.65 Group 2 0010159671 400,261.25 01-Nov-2005 0 6.490% 3,997.99 Group 2 0010159736 139,407.50 01-Oct-2005 0 8.00700% 1,904.63 Group 2 0010159790 67,544.45 01-Nov-2005 0 8.00650% 917.77 Group 2 0010160206 63,543.89 01-Jun-2005 4 8.250% 2,458.20 Group 2 0010160955 47,795.10 01-May-2005 5 9.300% 2,449.50 Group 2 0010165102 37,053.89 01-Apr-2005 6 10.350% 2,429.53 Group 2 0010165578 141,749.99 01-Oct-2005 0 6.~~000~~500% 1,417.50 Group 2 0010167532 154,073.11 01-Nov-2005 0 6.550% 1,554.30 Group 2 0010169228 81,029.99 01-Nov-2005 0 7.950% 1,006.48 Group 3 0010126082 102,452.80 01-Sep-2005 1 10.990% 2,685.73 Group 3 0010145915 105,512.85 01-Jun-2005 4 11.500% 5,798.10 Group 3 0010149166 155,676.07 01-Dec-2005 (1) 7.100% 857.01 Group 3 0010153235 297,595.03 01-Nov-2005 0 7.250% 3,349.33 Group 3 0010155358 164,110.62 01-Nov-2005 0 7.00800% 1,997.42 Group 3 0010160975 86,367.79 01-Nov-2005 0 7.750% 1,044.00 Group 3 0010161145 95,210.26 01-Oct-2005 0 7.~~000~~450% 1,102.41 Group 3 0010161171 103,189.85 01-Apr-2005 6 7.500% 4,802.50 Group 3 0010163375 243,855.06 01-Nov-2005 0 7.625% 2,898.69 Group 3 0010164087 116,529.20 01-Oct-2005 0 7.00710% 1,399.76 Group 3 0010165976 224,378.28 01-Dec-2005 (1) 5.900% 1,010.79 Group 3 0010169289 103,931.27 01-Jan-2006 (2) 6.990% 0.00 Group 3 0010169759 158,841.56 01-Jul-2005 3 7.250% 4,460.11 Group 4 0010142447 107,413.95 01-Nov-2005 0 8.~~000~~200% ~~Total~~1,378.96 Group 4 0010144181 258,911.44 01-Nov-2005 0 7.650% 3,086.57 Group 4 0010146474 126,687.75 01-Nov-2005 0 9.750% 1,953.61 Group 4 0010146901 150,367.52 01-Jul-2005 3 7.990% 4,685.98 Group 4 0010148449 103,589.28 01-May-2005 5 9.990% 5,726.29 Group 4 0010148694 152,939.90 01-Apr-2005 6 7.250% 6,862.56 Group 4 0010149835 115,671.67 01-Apr-2005 6 8.900% 6,464.24 Group 4 0010150671 243,999.95 01-Dec-2005 (1) 6.250% 1,169.16 Group 4 0010150935 129,600.00 01-Nov-2005 0 7.450% 1,501.20 Group 4 0010151672 183,922.39 01-Oct-2005 0 7.350% 2,098.91 Group 4 0010153189 148,247.21 01-Feb-2005 8 8.999% 10,472.83 Group 4 0010153582 123,112.78 01-Apr-2005 6 8.400% 6,467.04 Group 4 0010154011 261,709.12 01-May-2005 5 8.990% 12,938.65 Group 4 0010154185 129,670.86 01-Nov-2005 0 5.800% 1,146.05 Group 4 0010154498 129,513.34 01-Nov-2005 0 8.500% 1,727.42 Group 4 0010155605 94,194.52 01-Apr-2005 6 8.250% 4,855.27 Group 4 0010155647 92,791.65 01-Nov-2005 0 8.490% 1,236.08 Group 4 0010155686 133,735.71 01-May-2005 5 7.990% 5,830.87 Group 4 0010156216 158,949.57 01-Nov-2005 0 8.750% 2,186.24 Group 4 0010156417 125,706.81 01-Mar-2005 7 8.750% 7,759.32 Group 4 0010156670 309,907.02 01-Apr-2005 6 6.990% 13,368.31 Group 4 0010157056 97,663.42 01-May-2005 5 7.950% 4,235.25 Group 4 0010158764 100,772.82 01-Jul-2005 3 7.990% 3,140.47 Group 4 0010159128 108,842.55 01-Nov-2005 0 8.100% 1,379.17 Group 4 0010159466 343,721.92 01-Nov-2005 0 7.250% 3,868.47 Group 4 0010159838 118,418.00 01-Nov-2005 0 9.~~000~~700% 1,816.20 Group 4 0010159843 118,683.86 01-Dec-2005 (1) 6.600% 603.88 Group 4 0010160297 170,670.68 01-Oct-2005 0 7.750% 2,061.49 Group 4 0010160544 135,978.24 01-Nov-2005 0 8.700% 1,858.95 Group 4 0010161190 106,511.08 01-Jul-2005 3 7.250% 2,990.67 Group 4 0010161494 332,776.83 01-Nov-2005 0 7.350% 3,800.76 Group 4 0010161955 117,886.89 01-Oct-2005 0 7.500% 1,374.80 Group 4 0010162180 182,958.13 01-Aug-2005 2 7.850% 4,477.52 Group 4 0010162420 97,604.72 01-Jul-2005 3 8.850% 3,391.75 Group 4 0010162598 278,382.78 01-Aug-2005 2 7.750% 6,720.05 Group 4 0010163118 111,938.86 01-Oct-2005 0 7.500% 1,305.44 Group 4 0010163185 112,766.54 01-Nov-2005 0 7.750% 1,363.10 Group 4 0010163412 197,098.98 01-Mar-2005 7 7.990% 11,041.13 Group 4 0010163598 254,536.06 01-Aug-2005 2 7.800% 6,186.80 Group 4 0010163936 87,534.16 01-Aug-2005 2 7.500% 2,040.06 Group 4 0010164102 212,825.68 01-Nov-2005 0 7.550% 2,501.69 Group 4 0010164891 111,752.50 01-Nov-2005 0 8.200% 1,434.65 Group 4 0010165178 87,893.06 01-May-2005 5 6.740% 3,190.75 Group 4 0010165202 85,477.11 01-Nov-2005 0 5.750% 748.34 Group 4 0010165289 196,481.86 01-Jul-2005 3 6.350% 4,779.94 Group 4 0010166145 168,051.68 01-Oct-2005 0 8.490% 2,237.16 Group 4 0010166658 202,832.64 01-Sep-2005 1 8.150% 3,876.48 Group 4 0010167673 102,959.28 01-Oct-2005 0 8.850% 1,432.42 Group 4 0010168407 113,142.47 01-May-2005 5 7.250% 4,444.18 Group 4 0010168566 142,880.34 01-Nov-2005 0 7.780% 1,734.26

Realized Loss ~~Loan~~ Detail Report - Loans ~~With~~with Losses during Current Period ~~Original~~Summary # Loans Prior Realized Current ~~Loan~~with Principal ~~Note~~Loss/(Gain) ~~LTV~~Loss atGroup ~~Original~~Losses Balance Amount Percentage Group ~~Number~~1 ~~Balance~~1 ~~Rate~~57,890.44 ~~State~~59,275.61 ~~Origination~~0.081% ~~Term~~Group No2 ~~losses~~1 ~~this~~43,892.22 ~~period~~46,042.97 0.016% Group 3 1 115,615.79 120,297.59 0.152% Group 4 1 179,434.87 126,824.38 0.039% Total 4 396,833.32 352,440.55 0.046%

Realized Loss Loan Detail Report - Loans With Losses during Current Period ~~(continued)~~Original ~~Prior~~Current ~~Cumulative~~ Loan Principal ~~Realized~~Note ~~Realized~~LTV at Original Group Number Balance ~~Loss/(Gain)~~Rate ~~Loss/(Gain)~~State NoOrigination ~~losses~~Term ~~this~~Group ~~period~~1 0010155117 58,000.00 9.750% IL 20.00 360 Group 2 0010152269 44,000.00 8.500% IN 80.00 360 Group 3 0010135939 116,000.00 9.800% TX 20.00 360 Group 4 0010157340 180,000.00 7.900% MO 80.00 360

MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 4 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% N/A Mar-2005 0.000% N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A Aug-2005 0.000% N/A Aug-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · PEOPLES CHOICE HOME LOAN SECURITIES TRUST SERIES 2005-1