8-K 1 bst05006_8k-200512.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2005 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2005-6 (Exact name of registrant as specified in its charter) New York (governing law of 333-120916-19 Pooling and Servicing Agreement) (Commission 54-2179626 (State or other File Number) 54-2179627 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2005 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2005-6 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-6 Trust, relating to the December 27, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2005-6 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 12/31/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-6 Trust, relating to the December 27, 2005 distribution. EX-99.1 Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 11/30/2005 Distribution Date: 12/27/2005 Bear Stearns ARM Trust Mortgage Pass-Through Certificates Series 2005-6 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 8/31/2005 Distribution Date: 9/26/2005 Bear Stearns ARM Trust Mortgage Pass-Through Certificates Series 2005-6 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary ~~Certificate~~Class CUSIP Certificate Beginning ~~Class~~Interest Pass-Through Certificate ~~Interest~~Distribution ~~Class CUSIP Description~~ Rate Balance ~~Distribution~~ 1-A-1 07387ADG7 ~~SEN~~ 5.~~15868~~13526% ~~311~~290,~~642~~267,~~882~~037.8232 1,~~339~~242,~~721~~164.02 2-A-1 07387ADH5 ~~SEN~~ 5.~~41168~~41139% 7674,~~896~~440,~~569~~029.28 ~~346~~335,~~783~~686.1647 3-A-1 07387ADJ1 ~~SEN~~ 5.~~31919~~31369% ~~114~~109,~~433~~371,~~666~~591.8168 ~~507~~484,~~245~~305.2519 4-A-1 07387ADK8 ~~SEN~~ 5.~~29420~~28885% ~~127~~124,~~506~~382,~~736~~383.5142 ~~562~~548,~~538~~199.7088 5-A-1 07387ADM4 ~~SEN~~ 5.~~44848~~44520% 6766,~~952~~046,~~872~~984.1062 ~~308~~299,~~533~~698.3299 R-1 07387ADN2 ~~SEN~~ 5.~~13958~~12935% 0.00 0.00 R-2 07387ADP7 ~~SEN~~ 5.~~13958~~12935% 0.00 0.00 B-1 07387ADR3 ~~JUN~~ 5.~~26508~~25232% 15,~~672~~666,~~900~~559.7598 68,~~765~~571.8555 B-2 07387ADS1 ~~JUN~~ 5.~~26508~~25232% 8,~~955~~952,~~800~~177.4521 39,~~294~~183.1412 B-3 07387ADT9 ~~JUN~~ 5.~~26508~~25232% 4,~~851~~849,~~350~~387.2050 21,~~285~~225.6146 B-4 07387ADU6 ~~JUN~~ 5.~~26508~~25232% 4,~~104~~102,~~450~~789.2471 1817,~~008~~957.5465 B-5 07387ADV4 ~~JUN~~ 5.~~26508~~25232% 3,~~358~~357,~~550~~191.1539 14,~~735~~694.8522 B-6 07387ADW2 ~~JUN~~ 5.~~26508~~25232% 2,~~243~~242,~~432~~524.5189 9,~~843~~815.2039 Totals ~~737~~703,~~619~~678,~~211~~657.8200 3,~~236~~081,~~754~~501.6494

Certificateholder Distribution Summary (continued) Class Principal Current Ending ~~Cumulative~~Total ~~Principal~~Cummulative Distribution Realized Certificate ~~Total~~Distribution Realized ~~Class Distribution~~ Loss Balance ~~Distribution~~ Losses 1-A-1 107,~~301~~381,~~075~~115.8707 0.00 ~~301~~282,~~341~~885,~~806~~922.9525 118,~~640~~623,~~796~~279.8909 0.00 2-A-1 ~~832~~1,~~669~~145,087.2960 0.00 7673,~~063~~294,~~899~~941.9967 1,~~179~~480,~~452~~774.4507 0.00 3-A-1 21,~~511~~627,~~012~~699.7010 0.00 ~~111~~107,~~922~~743,~~654~~892.1057 32,~~018~~112,~~257~~004.9529 0.00 4-A-1 ~~427~~1,~~687~~331,108.3873 0.00 ~~127~~123,~~079~~051,~~049~~274.1369 ~~990~~1,~~226~~879,308.0861 0.00 5-A-1 1107,~~273,282~~061.8009 0.00 6665,~~679~~939,~~589~~923.3152 1406,~~581,816~~760.1208 0.00 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 B-1 2,~~101~~140.1309 0.00 15,~~670~~664,~~799~~419.6189 70,~~866~~711.9864 0.00 B-2 1,~~200~~222.6389 0.00 8,~~954~~950,~~599~~954.8232 40,~~494~~406.7701 0.00 B-3 ~~650~~662.3844 0.00 4,~~850~~848,~~699~~725.8206 21,~~935~~887.9990 0.00 B-4 ~~550~~560.2545 0.00 4,~~103~~102,~~899~~229.9926 18,~~558~~518.7910 0.00 B-5 ~~450~~458.2560 0.00 3,~~358~~356,~~099~~732.9078 15,~~186~~152.1082 0.00 B-6 ~~300~~306.7633 0.00 2,~~243~~242,~~131~~218.7555 10,~~143~~121.9672 0.00 Totals 1511,~~350~~597,~~981~~422.4439 0.00 ~~722~~692,~~268~~081,~~230~~234.3756 1814,~~587~~678,~~736~~924.0833 0.00 ~~All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.~~

Principal Distribution Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Realized Face Certificate Principal Principal ~~Realized~~Loss ~~Class~~ Amount Balance Distribution Distribution ~~Accretion Loss (~~1~~) 1~~-A-1 317,920,000.00 ~~311~~290,~~642~~267,~~882~~037.82 32 31,~~962~~884.1393 107,~~268~~349,~~113~~230.7414 0.00 0.00 2-A-1 77,334,000.00 7674,~~896~~440,~~569~~029.28 1716,~~457~~949.2892 ~~815~~1,~~212~~128,137.0168 0.00 0.00 3-A-1 115,738,000.00 ~~114~~109,~~433~~371,~~666~~591.8168 2726,~~239~~180.1023 21,~~483~~601,~~773~~518.6087 0.00 0.00 4-A-1 128,155,000.00 ~~127~~124,~~506~~382,~~736~~383.5142 13,~~407~~640.6827 ~~414~~1,~~279~~317,468.7046 0.00 0.00 5-A-1 68,102,000.00 6766,~~952~~046,~~872~~984.1062 2,~~603~~262.4096 1104,~~270,679~~798.4013 0.00 0.00 R-1 50.00 0.00 0.00 0.00 0.00 0.00 R-2 50.00 0.00 0.00 0.00 0.00 0.00 B-1 15,675,000.00 15,~~672~~666,~~900~~559.7598 2,~~101~~140.1309 0.00 0.00 0.00 B-2 8,957,000.00 8,~~955~~952,~~800~~177.4521 1,~~200~~222.6389 0.00 0.00 0.00 B-3 4,852,000.00 4,~~851~~849,~~350~~387.2050 ~~650~~662.3844 0.00 0.00 0.00 B-4 4,105,000.00 4,~~104~~102,~~450~~789.2471 ~~550~~560.2545 0.00 0.00 0.00 B-5 3,359,000.00 3,~~358~~357,~~550~~191.1539 ~~450~~458.2560 0.00 0.00 0.00 B-6 2,243,733.00 2,~~243~~242,~~432~~524.5189 ~~300~~306.7633 0.00 0.00 0.00 Totals 746,440,833.00 ~~737~~703,~~619~~678,~~211~~657.8200 9896,~~922~~269.9911 1511,~~252~~501,~~058~~153.4528 0.00 0.00 ~~(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~

Principal Distribution Statement (continued) Class Total Ending Ending Total Principal Certificate Certificate Principal ~~Class~~ Reduction Balance Percentage Distribution 1-A-1 107,~~301~~381,~~075~~115.8707 ~~301~~282,~~341~~885,~~806~~922.9525 0.~~94785420~~889802 107,~~301~~381,~~075~~115.8707 2-A-1 ~~832~~1,~~669~~145,087.2960 7673,~~063~~294,~~899~~941.9967 0.~~98357643~~947771 ~~832~~1,~~669~~145,087.2960 3-A-1 21,~~511~~627,~~012~~699.7010 ~~111~~107,~~922~~743,~~654~~892.1057 0.~~96703463~~930929 21,~~511~~627,~~012~~699.7010 4-A-1 ~~427~~1,~~687~~331,108.3873 ~~127~~123,~~079~~051,~~049~~274.1369 0.~~99160430~~960175 ~~427~~1,~~687~~331,108.3873 5-A-1 1107,~~273,282~~061.8009 6665,~~679~~939,~~589~~923.3152 0.~~97911353~~968252 1107,~~273,282~~061.8009 R-1 0.00 0.00 0.~~00000000~~000000 0.00 R-2 0.00 0.00 0.~~00000000~~000000 0.00 B-1 2,~~101~~140.1309 15,~~670~~664,~~799~~419.6189 0.~~99973203~~999325 2,~~101~~140.1309 B-2 1,~~200~~222.6389 8,~~954~~950,~~599~~954.8232 0.~~99973203~~999325 1,~~200~~222.6389 B-3 ~~650~~662.3844 4,~~850~~848,~~699~~725.8206 0.~~99973203~~999325 ~~650~~662.3844 B-4 ~~550~~560.2545 4,~~103~~102,~~899~~229.9926 0.~~99973203~~999325 ~~550~~560.2545 B-5 ~~450~~458.2560 3,~~358~~356,~~099~~732.9078 0.~~99973203~~999325 ~~450~~458.2560 B-6 ~~300~~306.7633 2,~~243~~242,~~131~~218.7555 0.~~99973203~~999325 ~~300~~306.7633 Totals 1511,~~350~~597,~~981~~422.4439 ~~722~~692,~~268~~081,~~230~~234.3756 0.~~96761618~~927175 1511,~~350~~597,~~981~~422.4439

Principal Distribution Factors Statement Class Original Beginning Scheduled ~~Unscheduled~~UnScheduled Accretion Face Certificate Principal Principal ~~Class (2)~~ Amount Balance Distribution Distribution ~~Accretion~~ 1-A-1 317,920,000.00 ~~980~~913.~~25567067~~019116 0.~~10368058~~100292 3223.~~29779108~~116602 0.~~00000000~~000000 2-A-1 77,334,000.00 ~~994~~962.~~34361704~~578287 0.~~22573874~~219178 1014.~~54144374~~587861 0.~~00000000~~000000 3-A-1 115,738,000.00 ~~988~~944.~~73029437~~992930 0.~~23535140~~226203 2113.~~46031208~~837451 0.~~00000000~~000000 4-A-1 128,155,000.00 ~~994~~970.~~94156693~~562080 0.~~10462081~~106436 310.~~23264562~~280274 0.~~00000000~~000000 5-A-1 68,102,000.00 ~~997~~969.~~81022731~~824449 0.~~03822795~~033229 181.~~65847405~~538841 0.~~00000000~~000000 R-1 50.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R-2 50.00 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 15,675,000.00 999.~~86607656~~461562 0.~~13404338~~136529 0.~~00000000~~000000 0.~~00000000~~000000 B-2 8,957,000.00 999.~~86607681~~461562 0.~~13404376~~136529 0.~~00000000~~000000 0.~~00000000~~000000 B-3 4,852,000.00 999.~~86607585~~461562 0.~~13404369~~136529 0.~~00000000~~000000 0.~~00000000~~000000 B-4 4,105,000.00 999.~~86607552~~461562 0.~~13404385~~136529 0.~~00000000~~000000 0.~~00000000~~000000 B-5 3,359,000.00 999.~~86607621~~461563 0.~~13404287~~136529 0.~~00000000~~000000 0.~~00000000~~000000 B-6 2,243,733.00 999.~~86607587~~461562 0.~~13404447~~136527 0.~~00000000~~000000 0.~~00000000~~000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total ~~Realized~~Loss Principal Certificate Certificate Principal ~~Class Loss (3)~~ Reduction Balance Percentage Distribution 1-A-1 0.~~00000000~~000000 3223.~~40147166~~216894 ~~947~~889.~~85419901~~802221 0.~~94785420~~889802 3223.~~40147166~~216894 2-A-1 0.~~00000000~~000000 1014.~~76718248~~807040 ~~983~~947.~~57643456~~771248 0.~~98357643~~947771 1014.~~76718248~~807040 3-A-1 0.~~00000000~~000000 2114.~~69566348~~063653 ~~967~~930.~~03463080~~929276 0.~~96703463~~930929 2114.~~69566348~~063653 4-A-1 0.~~00000000~~000000 310.~~33726644~~386709 ~~991~~960.~~60430050~~175371 0.~~99160430~~960175 310.~~33726644~~386709 5-A-1 0.~~00000000~~000000 181.~~69670201~~572070 ~~979~~968.~~11352545~~252379 0.~~97911353~~968252 181.~~69670201~~572070 R-1 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R-2 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 0.~~00000000~~000000 0.~~13404338~~136529 999.~~73203254~~325033 0.~~99973203~~999325 0.~~13404338~~136529 B-2 0.~~00000000~~000000 0.~~13404376~~136529 999.~~73203305~~325033 0.~~99973203~~999325 0.~~13404376~~136529 B-3 0.~~00000000~~000000 0.~~13404369~~136529 999.~~73203215~~325033 0.~~99973203~~999325 0.~~13404369~~136529 B-4 0.~~00000000~~000000 0.~~13404385~~136529 999.~~73203167~~325033 0.~~99973203~~999325 0.~~13404385~~136529 B-5 0.~~00000000~~000000 0.~~13404287~~136529 999.~~73203334~~325031 0.~~99973203~~999325 0.~~13404287~~136529 B-6 0.~~00000000~~000000 0.~~13404447~~136527 999.~~73203140~~325031 0.~~99973203~~999325 0.~~13404447 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~136527

Interest Distribution Statement ~~Beginning~~Class ~~Payment~~Accrual ofAccrual ~~Original~~ Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of ~~Face~~Dates Days Certificate ~~Notional~~Certificate/ Accrued ~~Interest~~Unpaid Interest ~~Class Amount~~ Rate Notional Balance Interest Shortfall ~~Shortfall~~ 1-A-1 ~~317,920,000.00~~11/01/05 - 11/30/05 30 5.~~15868~~13526% ~~311~~290,~~642~~267,~~882~~037.8232 1,~~339~~242,~~721~~164.02 0.00 ~~0.00~~ 2-A-1 ~~77,334,000.00~~11/01/05 - 11/30/05 30 5.~~41168~~41139% 7674,~~896~~440,~~569~~029.28 ~~346~~335,~~783~~686.1647 0.00 ~~0.00~~ 3-A-1 ~~115,738,000.00~~11/01/05 - 11/30/05 30 5.~~31919~~31369% ~~114~~109,~~433~~371,~~666~~591.8168 ~~507~~484,~~245~~305.2519 0.00 ~~0.00~~ 4-A-1 ~~128,155,000.00~~11/01/05 - 11/30/05 30 5.~~29420~~28885% ~~127~~124,~~506~~382,~~736~~383.5142 ~~562~~548,~~538~~199.7088 0.00 ~~0.00~~ 5-A-1 ~~68,102,000.00~~11/01/05 - 11/30/05 30 5.~~44848~~44520% 6766,~~952~~046,~~872~~984.1062 ~~308~~299,~~533~~698.3299 0.00 ~~0.00~~ R-1 ~~50.00~~N/A N/A 5.~~13958~~12935% 0.00 0.00 0.00 ~~0.00~~ R-2 ~~50.00~~N/A N/A 5.~~13958~~12935% 0.00 0.00 0.00 ~~0.00~~ B-1 ~~15,675,000.00~~11/01/05 - 11/30/05 30 5.~~26508~~25232% 15,~~672~~666,~~900~~559.7598 68,~~765~~571.8555 0.00 ~~0.00~~ B-2 ~~8,957,000.00~~11/01/05 - 11/30/05 30 5.~~26508~~25232% 8,~~955~~952,~~800~~177.4521 39,~~294~~183.1412 0.00 ~~0.00~~ B-3 ~~4,852,000.00~~11/01/05 - 11/30/05 30 5.~~26508~~25232% 4,~~851~~849,~~350~~387.2050 21,~~285~~225.6146 0.00 ~~0.00~~ B-4 ~~4,105,000.00~~11/01/05 - 11/30/05 30 5.~~26508~~25232% 4,~~104~~102,~~450~~789.2471 1817,~~008~~957.5465 0.00 ~~0.00~~ B-5 ~~3,359,000.00~~11/01/05 - 11/30/05 30 5.~~26508~~25232% 3,~~358~~357,~~550~~191.1539 14,~~735~~694.8522 0.00 ~~0.00~~ B-6 ~~2,243,733.00~~11/01/05 - 11/30/05 30 5.~~26508~~25232% 2,~~243~~242,~~432~~524.5189 9,~~843~~815.2039 0.00 ~~0.00~~ Totals ~~746,440,833.00~~ 3,~~236~~081,~~754~~501.6494 0.00 ~~0.00~~

Interest Distribution Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total ~~Unpaid~~Remaining ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Unpaid Interest Certificate/Notional ~~Class~~ Shortfall ~~Losses~~ (41) Shortfall Distribution Shortfall(2) Balance 1-A-1 0.00 0.00 1,~~339~~242,~~721~~164.02 0.00 ~~301~~282,~~341~~885,~~806~~922.9525 2-A-1 0.00 0.00 ~~346~~335,~~783~~686.1647 0.00 7673,~~063~~294,~~899~~941.9967 3-A-1 0.00 0.00 ~~507~~484,~~245~~305.2519 0.00 ~~111~~107,~~922~~743,~~654~~892.1057 4-A-1 0.00 0.00 ~~562~~548,~~538~~199.7088 0.00 ~~127~~123,~~079~~051,~~049~~274.1369 5-A-1 0.00 0.00 ~~308~~299,~~533~~698.3299 0.00 6665,~~679~~939,~~589~~923.3152 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 B-1 0.00 0.00 68,~~765~~571.8555 0.00 15,~~670~~664,~~799~~419.6189 B-2 0.00 0.00 39,~~294~~183.1412 0.00 8,~~954~~950,~~599~~954.8232 B-3 0.00 0.00 21,~~285~~225.6146 0.00 4,~~850~~848,~~699~~725.8206 B-4 0.00 0.00 1817,~~008~~957.5465 0.00 4,~~103~~102,~~899~~229.9926 B-5 0.00 0.00 14,~~735~~694.8522 0.00 3,~~358~~356,~~099~~732.9078 B-6 0.00 0.00 9,~~843~~815.2039 0.00 2,~~243~~242,~~131~~218.7555 Totals 0.00 0.00 3,~~236~~081,~~754~~501.6494 0.00 (41,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~ or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.~~applicable

Interest Distribution Factors Statement ~~Beginning~~Class ~~Payment~~Accrual of Original Current ~~Certificate/~~Beginning Current ~~Unpaid~~Payment ~~Current~~of Dates Face Certificate Certificate/Notional Accrued ~~Interest~~Unpaid Interest ~~Class (5)~~ Amount Rate Balance Interest Shortfall ~~Shortfall~~ 1-A-1 11/01/05 - 11/30/05 317,920,000.00 5.~~15868~~13526% ~~980~~913.~~25567067~~019116 43.~~21401931~~907159 0.~~00000000~~000000 ~~0.00000000~~ 2-A-1 11/01/05 - 11/30/05 77,334,000.00 5.~~41168~~41139% ~~994~~962.~~34361704~~578287 4.~~48422634~~340736 0.~~00000000~~000000 ~~0.00000000~~ 3-A-1 11/01/05 - 11/30/05 115,738,000.00 5.~~31919~~31369% ~~988~~944.~~73029437~~992930 4.~~38270274~~184496 0.~~00000000~~000000 ~~0.00000000~~ 4-A-1 11/01/05 - 11/30/05 128,155,000.00 5.~~29420~~28885% ~~994~~970.~~94156693~~562080 4.~~38951816~~277632 0.~~00000000~~000000 ~~0.00000000~~ 5-A-1 11/01/05 - 11/30/05 68,102,000.00 5.~~44848~~44520% ~~997~~969.~~81022731~~824449 4.~~53045902~~400737 0.~~00000000~~000000 ~~0.00000000~~ R-1 N/A 50.00 5.~~13958~~12935% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ R-2 N/A 50.00 5.~~13958~~12935% 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 ~~0.00000000~~ B-1 11/01/05 - 11/30/05 15,675,000.00 5.~~26508~~25232% 999.~~86607656~~461562 4.~~38697608~~374581 0.~~00000000~~000000 ~~0.00000000~~ B-2 11/01/05 - 11/30/05 8,957,000.00 5.~~26508~~25232% 999.~~86607681~~461562 4.~~38697555~~374581 0.~~00000000~~000000 ~~0.00000000~~ B-3 11/01/05 - 11/30/05 4,852,000.00 5.~~26508~~25232% 999.~~86607585~~461562 4.~~38697650~~374580 0.~~00000000~~000000 ~~0.00000000~~ B-4 11/01/05 - 11/30/05 4,105,000.00 5.~~26508~~25232% 999.~~86607552~~461562 4.~~38697686~~374580 0.~~00000000~~000000 ~~0.00000000~~ B-5 11/01/05 - 11/30/05 3,359,000.00 5.~~26508~~25232% 999.~~86607621~~461563 4.~~38697529~~374582 0.~~00000000~~000000 ~~0.00000000~~ B-6 11/01/05 - 11/30/05 2,243,733.00 5.~~26508~~25232% 999.~~86607587~~461562 4.~~38697474~~374580 0.~~00000000 0.00000000 (5) Per $1 denomination.~~000000

Interest Distribution Factors Statement (continued) ~~Remaining~~Class ~~Ending~~Current Non-Supported Total Remaining Unpaid ~~Certificate/~~Ending Interest ~~Realized~~Interest Interest Interest ~~Notional~~Certificate/ ~~Class~~ Shortfall ~~Losses~~ (61) Shortfall Distribution Shortfall(2) Notional Balance 1-A-1 0.~~00000000~~000000 0.~~00000000~~000000 43.~~21401931~~907159 0.~~00000000~~000000 ~~947~~889.~~85419901~~802221 2-A-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~48422634~~340736 0.~~00000000~~000000 ~~983~~947.~~57643456~~771248 3-A-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~38270274~~184496 0.~~00000000~~000000 ~~967~~930.~~03463080~~929276 4-A-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~38951816~~277632 0.~~00000000~~000000 ~~991~~960.~~60430050~~175371 5-A-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~53045902~~400737 0.~~00000000~~000000 ~~979~~968.~~11352545~~252379 R-1 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 R-2 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 0.~~00000000~~000000 B-1 0.~~00000000~~000000 0.~~00000000~~000000 4.~~38697608~~374581 0.~~00000000~~000000 999.~~73203254~~325033 B-2 0.~~00000000~~000000 0.~~00000000~~000000 4.~~38697555~~374581 0.~~00000000~~000000 999.~~73203305~~325033 B-3 0.~~00000000~~000000 0.~~00000000~~000000 4.~~38697650~~374580 0.~~00000000~~000000 999.~~73203215~~325033 B-4 0.~~00000000~~000000 0.~~00000000~~000000 4.~~38697686~~374580 0.~~00000000~~000000 999.~~73203167~~325033 B-5 0.~~00000000~~000000 0.~~00000000~~000000 4.~~38697529~~374582 0.~~00000000~~000000 999.~~73203334~~325031 B-6 0.~~00000000~~000000 0.~~00000000~~000000 4.~~38697474~~374580 0.~~00000000~~000000 999.~~73203140~~325031 (61,2) Amount ~~Does~~also ~~Not~~includes ~~Include~~coupon ~~Excess~~cap ~~Special Hazard, Bankruptcy,~~or ~~Fraud~~basis ~~Losses~~risk ~~Unless~~shortfalls,if ~~Otherwise Disclosed~~applicable. ~~Please~~Per ~~Refer~~$1 ~~to the Prospectus Supplement for a Full Description~~denomination.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1814,~~724~~839,~~767~~671.3448 ~~Liquidations,~~Reserve ~~Insurance~~Funds ~~Proceeds,~~and ~~Reserve~~Credit ~~Funds~~Enhancements 0.00 Proceeds from Repurchased Loans 0.00 ~~Other Amounts (~~Servicer Advances) 3942,~~649~~461.3227 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Swap/Cap Payments 0.00 Total Deposits 1814,~~764~~882,~~416~~132.6675 Withdrawals Swap Payments 0.00 Reserve Funds and Credit Enhancements 0.00 Reimbursement for Servicer Advances 034,553.0094 ~~Payment~~Total ofAdministration ~~Service~~Fees ~~Fee 176~~168,~~679~~654.8348 Payment of Interest and Principal 1814,~~587~~678,~~736~~924.8333 Total Withdrawals (Pool Distribution Amount) 1814,~~764~~882,~~416~~132.6675 Ending Balance 0.00

~~SERVICING~~ADMINISTRATION FEES Gross Servicing Fee* ~~175~~167,~~734~~709.3600 Miscellaneous Fee 945.4748 Supported Prepayment/Curtailment Interest Shortfall 0.00 ~~Net~~Total ~~Servicing~~Administration ~~Fee~~Fees ~~176~~168,~~679~~654.8348 *Servicer Payees include: BANK OF AMERICA (NY); COUNTRYWIDE HOME LOANS INC.; EMC MTG CORP; HOMEBANC MORTGAGE CORPORATION; NATIONAL CITY MTG CO; PHH US MTG CORP

~~LOAN~~COLLATERAL ~~STATUS STRATIFICATION/CREDIT ENHANCEMENT~~ STATEMENT ~~DELINQUENT~~Collateral ~~BANKRUPTCY~~Description ~~FORECLOSURE~~Mixed ~~REO~~ARM ~~Total~~Weighted NoAverage ofGross ~~Loans~~Coupon No5.542569% ofWeighted ~~Loans~~Average NoNet ofCoupon ~~Loans~~5.256572% NoWeighted ofAverage ~~Loans~~Pass-Through NoRate of5.254960% ~~Loans~~Weighted ~~Principal~~Average ~~Balance~~Remaining ~~Principal~~Term ~~Balance~~355 ~~Principal~~Beginning ~~Balance~~Scheduled ~~Principal~~Collateral ~~Balance~~Loan ~~Principal~~Count ~~Balance~~2,137 ~~0-29~~Number ~~Days~~Of 0Loans 0Paid 0In 0Full ~~0.00~~27 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 30Loan ~~Days~~Count 182,110 0Beginning 0Scheduled 0Collateral 18Balance 7703,~~749~~678,~~070~~656.7298 ~~0.00~~Ending ~~0.00~~Scheduled ~~0.00~~Collateral 7Balance 692,~~749~~081,~~070~~234.7258 60Ending ~~Days~~Actual 2Collateral 0Balance 0at 030-Nov-2005 ~~2 717~~692,~~992~~153,297.4512 ~~0.00~~Monthly ~~0.00~~P&I ~~0.00~~Constant ~~717~~3,~~992~~346,425.4550 90Special ~~Days~~Servicing 0Fee 0 ~~0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived ~~0.00~~Amount ~~120 Days~~ 0 ~~0 0 0 0 0~~.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Waived ~~0.00~~Count ~~150 Days~~ 0 0Prepayment 0Penalty 0Paid 0Amount 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~0.00~~Paid ~~0.00~~Count ~~180+ Days~~ 0 0Realized 0Loss 0Amount 0 0.00 ~~0.00~~Cumulative ~~0.00~~Realized ~~0.00~~Loss 0.00 ~~Totals~~Scheduled 20Principal ~~0 0 0 20 8~~96,~~467,063~~269.1712 ~~0.00~~Unscheduled ~~0.00~~Principal ~~0.00 8~~11,~~467~~501,~~063~~153.17 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.821918% 0.000000% 0.000000% 0.000000% 0.821918% 1.072774% 0.000000% 0.000000% 0.000000% 1.072774% 60 Days 0.091324% 0.000000% 0.000000% 0.000000% 0.091324% 0.099398% 0.000000% 0.000000% 0.000000% 0.099398% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.913242% 0.000000% 0.000000% 0.000000% 0.913242% 1.172172% 0.000000% 0.000000% 0.000000% 1.172172%28

~~DELINQUENT~~Group ~~BANKRUPTCY~~Level ~~FORECLOSURE~~Collateral ~~REO~~Statement ~~Total~~Group Group 1 NoGroup of2 ~~Loans~~Group No3 ofCollateral ~~Loans~~Description NoMixed ofARM ~~Loans~~Mixed NoARM ofMixed ~~Loans~~ARM NoWeighted ofAverage ~~Loans~~Coupon ~~Principal~~Rate ~~Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0~~5.00406148 05.00718465 05.00612277 ~~0.00~~Weighted 30Average ~~Days~~Net 11Rate ~~0 0 0 11~~ 5~~,990,104~~.75138946 05.00411387 ~~0.00 0.00~~ 5~~,990,104~~.75313688 60Weighted ~~Days~~Average 1Remaining 0Term 0355 0354 1354 ~~591,992.45~~Beginning ~~0.00~~Loan ~~0.00~~Count ~~0.00~~749 ~~591,992.45~~400 90546 ~~Days~~Loans 0Paid 0In 0Full 013 04 ~~0.00~~8 ~~0.00~~Ending ~~0.00~~Loan ~~0.00~~Count ~~0.00~~736 ~~120~~396 ~~Days~~538 0Beginning 0Scheduled 0Balance ~~0 0 0~~307,875,869.0010 ~~0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 6~~78,~~582~~721,~~097~~850.2026 ~~0.00 0.00 0.00 6~~115,~~582~~779,~~097~~237.2032 ~~0-29~~Ending ~~Days~~Scheduled 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.415701% 0.000000% 0.000000% 0.000000% 1.415701% 1.877903% 0.000000% 0.000000% 0.000000% 1.877903% 60 Days 0.128700% 0.000000% 0.000000% 0.000000% 0.128700% 0.185590% 0.000000% 0.000000% 0.000000% 0.185590% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.544402% 0.000000% 0.000000% 0.000000% 1.544402% 2.063493% 0.000000% 0.000000% 0.000000% 2.063493% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance ~~Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 475~~300,~~133~~492,819.5576 ~~0.00 0.00 0.00 475~~77,~~133~~575,787.5569 ~~60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00~~ 114,150 ~~Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 475~~,~~133~~004.5542 ~~0.00~~Record ~~0.00~~Date ~~0.00~~11/30/2005 ~~475,133.55~~11/30/2005 ~~0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%~~ 11/30/2005 Days 0.490196% 0.000000% 0.000000% 0.000000% 0.490196% 0.591245% 0.000000% 0.000000% 0.000000% 0.591245% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.490196% 0.000000% 0.000000% 0.000000% 0.490196% 0.591245% 0.000000% 0.000000% 0.000000% 0.591245% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal ~~Balance~~And ~~Principal~~Interest ~~Balance~~Constant ~~Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 5 0 0 0 5~~ 1,~~283~~420,~~832~~837.4285 0393,064.0099 ~~0.00 0.00 1~~569,~~283,832~~201.4262 60Scheduled ~~Days~~Principal ~~1 0 0 0 1 126~~33,~~000~~819.0020 017,924.0089 ~~0.00 0.00 126~~27,~~000~~714.0003 90Unscheduled ~~Days~~Principal ~~0 0 0 0 0 0~~7,349,230.0014 ~~0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 6 0 0 0 6~~ 1,~~409~~128,~~832~~137.4268 ~~0.00 0.00 0.00~~ 1,~~409~~601,~~832~~518.4287 ~~0-29~~Scheduled ~~Days~~Interest ~~0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.897666% 0.000000% 0.000000% 0.000000% 0.897666%~~ 1,387,018.~~084739%~~65 0375,140.~~000000%~~10 0541,487.~~000000%~~59 ~~0.000000%~~Servicing ~~1.084739%~~Fee ~~60 Days 0~~68,554.~~179533%~~06 020,144.~~000000%~~80 028,808.~~000000%~~68 ~~0.000000%~~Master ~~0.179533%~~Servicing ~~0.106460%~~Fee 0.~~000000%~~00 0.~~000000%~~00 0.~~000000%~~00 ~~0.106460%~~Trustee 90Fee ~~Days~~ 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.077199% 0.000000% 0.000000% 0.000000% 1.077199% 1.191199% 0.000000% 0.000000% 0.000000% 1.191199% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 ~~0.00~~FRY 30Amount ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Special ~~0.00~~Hazard 60Fee ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Other ~~0.00~~Fee ~~90 Days 0 0 0 0 0 0~~945.0047 0.00 0.00 ~~0.00~~Pool ~~0.00~~Insurance ~~120~~Fee ~~Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Spread ~~0.00~~1 ~~150 Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Spread ~~0.00~~2 ~~180+ Days~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Spread ~~0.00~~3 ~~Totals~~ 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Net ~~0.00~~Interest ~~0-29 Days 0~~1,317,519.~~000000%~~12 0354,995.~~000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%~~ 30 ~~Days 0~~512,678.~~000000%~~91 ~~0.000000%~~Realized ~~0.000000%~~Loss ~~0.000000%~~Amount 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 ~~0.00~~Cumulative 30Realized ~~Days~~Loss 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Percentage ~~0.00~~of 60Cumulative ~~Days~~Losses 0 ~~0 0 0 0 0~~.000000 0.000000 0.000000 ~~0.00~~Prepayment ~~0.00~~Penalty 90Waived ~~Days~~Amount 0 ~~0 0 0 0 0~~.00 0.00 0.00 ~~0.00~~Prepayment ~~0.00~~Penalty ~~120~~Waived ~~Days~~Count 0 0 0 0Prepayment 0Penalty ~~0.00~~Paid ~~0.00~~Amount 0.00 0.00 0.00 ~~150~~Prepayment ~~Days~~Penalty 0Paid 0Count 0 0 0 ~~0.00~~Special ~~0.00~~Servicing ~~0.00~~Fee 0.00 0.00 ~~180+ Days~~ 0 ~~0 0 0 0 0~~.00 ~~0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0~~Pass-29Through ~~Days~~Rate 05.~~000000%~~135261 05.~~000000%~~411386 05.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%313688

~~OTHER~~Group ~~INFORMATION~~Level ~~Current~~Collateral ~~Period~~Statement ~~Class~~Group AGroup ~~Insufficient~~4 ~~Funds~~Group 5 Total Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.582014 5.755934 5.542569 Weighted Average Net Rate 5.288852 5.445197 5.256572 Weighted Average Remaining Term 355 355 355 Beginning Loan Count 246 196 2,137 Loans Paid In Full 2 0 27 Ending Loan Count 244 196 2,110 Beginning Scheduled Balance 131,481,078.0084 ~~Principal~~69,820,621.46 703,678,656.98 Ending scheduled Balance of130,149,191.64 ~~Contaminated~~69,713,431.07 ~~Properties~~692,081,234.58 Record Date 11/30/2005 11/30/2005 11/30/2005 Principal And Interest Constant 626,026.40 337,294.64 3,346,425.50 Scheduled Principal 14,418.74 2,392.26 96,269.12 Unscheduled Principal 1,317,468.46 104,798.13 11,501,153.28 Scheduled Interest 611,607.66 334,902.38 3,250,156.38 Servicing Fee 32,121.03 18,079.86 167,708.43 Master Servicing Fee 0.00 ~~Periodic~~0.00 ~~Advance~~0.00 39Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 945.47 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 579,~~649~~486.3263 316,822.52 3,081,502.48 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 0.00 Prepayment Penalty Waived Count 0 0 0 Prepayment Penalty Paid Amount 0.00 0.00 0.00 Prepayment Penalty Paid Count 0 0 0 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.288852 5.445197 5.254960

~~Summary~~LOAN 12STATUS ~~Month~~STRATIFICATION/CREDIT ~~REO~~ENHANCEMENT History*STATEMENT ~~New~~DELINQUENT BANKRUPTCY FORECLOSURE REO TOTAL No of Loans ~~Month~~No ~~REO~~of ~~Percentage~~Loans No of Loans inNo ~~REO~~of 0Loans ~~Oct-04~~No ~~0.000%~~of ~~Original~~Loans Principal Balance ~~0.00~~Principal ~~Nov-04~~Balance ~~0.000%~~Principal ~~Current~~Balance Principal Balance ~~0.00~~Principal ~~Dec-04~~Balance 0~~.000% Jan~~-0529 Days 0~~.000%~~ ~~Current~~0 ~~REO~~0 ~~Total~~0 ~~Feb-05~~ 0.~~000%~~00 ~~Loans in REO~~ 0 ~~Mar-05 0~~.~~000%~~00 ~~Original Principal Balance~~ 0.00 ~~Apr-05~~ 0.~~000%~~00 ~~Current~~30 ~~Principal~~Days ~~Balance~~19 0~~.00~~ ~~May-05~~0 0~~.000%~~ ~~Jun-05~~19 06,550,983.~~000%~~93 ~~Jul-05~~ 0.~~000%~~00 ~~Aug-05~~ 0.~~000%~~00 ~~Sep-05~~ 0.~~000%~~00 *The6,550,983.93 ~~text~~60 ~~reported~~Days in4 ~~the~~0 ~~above~~0 ~~table~~0 is4 ~~presented~~1,180,360.00 ~~graphically~~0.00 on0.00 ~~the~~0.00 ~~monthly bond remittance report~~1,180,360.00 ~~The~~90 ~~monthly~~Days ~~bond~~3 ~~remittance~~0 ~~report~~0 ~~can~~0 be3 ~~viewed~~927,952.90 ~~online~~0.00 at0.00 ~~www~~0.~~ctslink~~00 927,952.~~com.~~90 ~~Group~~120 Days 1 120 ~~Month~~0 ~~REO~~0 History*1 ~~New~~258,000.00 ~~REO~~0.00 ~~Loans~~0.00 ~~Month~~0.00 ~~REO~~258,000.00 ~~Percentage~~150 ~~Loans~~Days in0 ~~REO~~0 0 ~~Oct-04~~0 0~~.000%~~ ~~Original Principal Balance~~ 0.00 ~~Nov-04~~ 0.~~000%~~00 ~~Current Principal Balance~~ 0.00 ~~Dec-04~~ 0.~~000%~~00 ~~Jan-05~~ 0.~~000%~~00 ~~Current~~180+ ~~REO~~Days ~~Total~~0 ~~Feb-05~~0 0~~.000%~~ ~~Loans~~0 in0 ~~REO~~ 0.00 ~~Mar-05~~ 0.~~000%~~00 ~~Original Principal Balance~~ 0.00 ~~Apr-05~~ 0.~~000%~~00 ~~Current Principal Balance~~ 0.00 ~~May-05~~Totals 27 0~~.000%~~ ~~Jun-05~~0 0~~.000%~~ ~~Jul-05~~27 8,917,296.83 0.~~000%~~00 ~~Aug-05~~ 0.~~000%~~00 ~~Sep-05~~ 0.~~000%~~00 *The text reported in the above table is presented graphically on the monthly bond remittance report8,917,296.83 ~~The~~No ~~monthly~~of ~~bond~~Loans ~~remittance~~No ~~report~~of ~~can~~Loans beNo ~~viewed~~of ~~online~~Loans atNo ~~www.ctslink.com.~~of ~~Group~~Loans 2No 12of ~~Month~~Loans ~~REO~~Principal History*Balance ~~New~~Principal ~~REO~~Balance ~~Loans~~Principal ~~Month~~Balance ~~REO~~Principal ~~Percentage~~Balance ~~Loans~~Principal inBalance ~~REO~~ 0 ~~Oct~~-0429 Days 0.~~000~~000000% ~~Original Principal Balance~~ 0.00000000% ~~Nov-04~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00000000% ~~Dec-04~~ 0.~~000~~000000% ~~Jan-05~~ 0.~~000~~000000% ~~Current REO Total Feb-05~~ 0.~~000~~000000% ~~Loans in REO~~ 0 ~~Mar-05 0~~.~~000~~000000% ~~Original~~30 ~~Principal~~Days ~~Balance~~ 0.00900474% ~~Apr-05~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00000000% ~~May-05~~ 0.~~000~~000000% ~~Jun-05~~ 0.~~000~~900474% ~~Jul-05~~ 0.~~000~~946464% ~~Aug-05~~ 0.~~000~~000000% ~~Sep-05~~ 0.~~000~~000000% *The text reported in the above table is presented graphically on the monthly bond remittance report0.000000% ~~The monthly bond remittance report can be viewed online at www~~0.~~ctslink.com.~~946464% ~~Group~~60 3Days ~~12 Month REO History* New REO Loans Month REO Percentage Loans in REO~~ 0.189573% ~~Oct-04~~ 0.~~000~~000000% ~~Original Principal Balance~~ 0.00000000% ~~Nov-04~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00189573% ~~Dec-04~~ 0.~~000~~170534% ~~Jan-05~~ 0.~~000~~000000% ~~Current REO Total Feb-05~~ 0.~~000~~000000% ~~Loans in REO~~ 0.000000% ~~Mar-05~~ 0.~~000~~170534% ~~Original~~90 ~~Principal~~Days ~~Balance~~ 0.00142180% ~~Apr-05~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00000000% ~~May-05~~ 0.~~000~~000000% ~~Jun-05~~ 0.~~000~~142180% ~~Jul-05~~ 0.~~000~~134068% ~~Aug-05~~ 0.~~000~~000000% ~~Sep-05~~ 0.~~000~~000000% *The text reported in the above table is presented graphically on the monthly bond remittance report0.000000% ~~The monthly bond remittance report can be viewed online at www~~0.~~ctslink.com.~~134068% ~~Group~~120 4Days ~~12 Month REO History* New REO Loans Month REO Percentage Loans in REO~~ 0.047393% ~~Oct-04~~ 0.~~000~~000000% ~~Original Principal Balance~~ 0.00000000% ~~Nov-04~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00047393% ~~Dec-04~~ 0.~~000~~037275% ~~Jan-05~~ 0.~~000~~000000% ~~Current REO Total Feb-05~~ 0.~~000~~000000% ~~Loans in REO~~ 0.000000% ~~Mar-05~~ 0.~~000~~037275% ~~Original~~150 ~~Principal~~Days ~~Balance~~ 0.00000000% ~~Apr-05~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00000000% ~~May-05~~ 0.~~000~~000000% ~~Jun-05~~ 0.~~000~~000000% ~~Jul-05~~ 0.~~000~~000000% ~~Aug-05~~ 0.~~000~~000000% ~~Sep-05~~ 0.~~000~~000000% *The text reported in the above table is presented graphically on the monthly bond remittance report0.000000% ~~The monthly bond remittance report can be viewed online at www~~0.~~ctslink.com.~~000000% ~~Group~~180+ 5Days ~~12 Month REO History* New REO Loans Month REO Percentage Loans in REO~~ 0.000000% ~~Oct-04~~ 0.~~000~~000000% ~~Original Principal Balance~~ 0.00000000% ~~Nov-04~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00000000% ~~Dec-04~~ 0.~~000~~000000% ~~Jan-05~~ 0.~~000~~000000% ~~Current REO Total Feb-05~~ 0.~~000~~000000% ~~Loans in REO~~ 0.000000% ~~Mar-05~~ 0.~~000~~000000% ~~Original~~Totals ~~Principal~~1.279621% ~~Balance~~ 0.00000000% ~~Apr-05~~ 0.~~000~~000000% ~~Current Principal Balance~~ 0.00000000% ~~May-05 0~~1.~~000~~279621% ~~Jun-05 0~~1.~~000~~288341% ~~Jul-05~~ 0.~~000~~000000% ~~Aug-05~~ 0.~~000~~000000% ~~Sep-05~~ 0.~~000~~000000% *The text reported in the above table is presented graphically on the monthly bond remittance report1. ~~The monthly bond remittance report can be viewed online at www.ctslink.com.~~288341%

REO Detail - All Mortgage Loans in REO during Current Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Oct~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Nov~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Dec~~Mar-0405 0.000% ~~Jan~~Apr-05 0.000% Current Foreclosure Total ~~Feb~~May-05 0.000% Loans in Foreclosure 0 ~~Mar~~Jun-05 0.000% Original Principal Balance 0.00 ~~Apr~~Jul-05 0.000% Current Principal Balance 0.00 ~~May~~Aug-05 0.000% ~~Jun~~Sep-05 0.000% ~~Jul~~Oct-05 0.000% ~~Aug~~Nov-05 0.000% ~~Sep~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Oct~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Nov~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Dec~~Mar-0405 0.000% ~~Jan~~Apr-05 0.000% Current Foreclosure Total ~~Feb~~May-05 0.000% Loans in Foreclosure 0 ~~Mar~~Jun-05 0.000% Original Principal Balance 0.00 ~~Apr~~Jul-05 0.000% Current Principal Balance 0.00 ~~May~~Aug-05 0.000% ~~Jun~~Sep-05 0.000% ~~Jul~~Oct-05 0.000% ~~Aug~~Nov-05 0.000% ~~Sep~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Oct~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Nov~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Dec~~Mar-0405 0.000% ~~Jan~~Apr-05 0.000% Current Foreclosure Total ~~Feb~~May-05 0.000% Loans in Foreclosure 0 ~~Mar~~Jun-05 0.000% Original Principal Balance 0.00 ~~Apr~~Jul-05 0.000% Current Principal Balance 0.00 ~~May~~Aug-05 0.000% ~~Jun~~Sep-05 0.000% ~~Jul~~Oct-05 0.000% ~~Aug~~Nov-05 0.000% ~~Sep~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Oct~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Nov~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Dec~~Mar-0405 0.000% ~~Jan~~Apr-05 0.000% Current Foreclosure Total ~~Feb~~May-05 0.000% Loans in Foreclosure 0 ~~Mar~~Jun-05 0.000% Original Principal Balance 0.00 ~~Apr~~Jul-05 0.000% Current Principal Balance 0.00 ~~May~~Aug-05 0.000% ~~Jun~~Sep-05 0.000% ~~Jul~~Oct-05 0.000% ~~Aug~~Nov-05 0.000% ~~Sep~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Oct~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Nov~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Dec~~Mar-0405 0.000% ~~Jan~~Apr-05 0.000% Current Foreclosure Total ~~Feb~~May-05 0.000% Loans in Foreclosure 0 ~~Mar~~Jun-05 0.000% Original Principal Balance 0.00 ~~Apr~~Jul-05 0.000% Current Principal Balance 0.00 ~~May~~Aug-05 0.000% ~~Jun~~Sep-05 0.000% ~~Jul~~Oct-05 0.000% ~~Aug~~Nov-05 0.000% ~~Sep~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 5 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 ~~Oct~~Jan-0405 0.000% Original Principal Balance 0.00 ~~Nov~~Feb-0405 0.000% Current Principal Balance 0.00 ~~Dec~~Mar-0405 0.000% ~~Jan~~Apr-05 0.000% Current Foreclosure Total ~~Feb~~May-05 0.000% Loans in Foreclosure 0 ~~Mar~~Jun-05 0.000% Original Principal Balance 0.00 ~~Apr~~Jul-05 0.000% Current Principal Balance 0.00 ~~May~~Aug-05 0.000% ~~Jun~~Sep-05 0.000% ~~Jul~~Oct-05 0.000% ~~Aug~~Nov-05 0.000% ~~Sep~~Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

~~COLLATERAL~~Summary ~~STATEMENT~~12 ~~Collateral~~Month ~~Description~~Bankruptcy ~~Mixed~~History* ~~ARM~~New ~~Weighted~~Bankruptcy ~~Average~~Loans ~~Gross~~Month ~~Coupon~~Bankruptcy 5Percentage Loans in Bankruptcy 0 Jan-05 0.~~553067~~000% ~~Weighted~~Original ~~Average~~Principal ~~Net~~Balance ~~Coupon~~0.00 5Feb-05 0.~~267173~~000% ~~Weighted~~Current ~~Average~~Principal ~~Pass~~Balance 0.00 Mar-~~Through~~05 ~~Rate~~0.000% 5Apr-05 0.~~265635~~000% ~~Weighted~~Current ~~Average~~Bankruptcy ~~Maturity(Stepdown~~Total ~~Calculation)~~May-05 ~~357~~0.000% ~~Beginning~~Loans ~~Scheduled~~in ~~Collateral~~Bankruptcy ~~Loan~~0 ~~Count~~Jun-05 ~~2,228~~0.000% ~~Number~~Original OfPrincipal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 1 12 Month Bankruptcy History* New Bankruptcy Loans ~~Paid~~Month InBankruptcy ~~Full~~Percentage 38Loans ~~Ending~~in ~~Scheduled~~Bankruptcy ~~Collateral~~0 ~~Loan~~Jan-05 ~~Count~~0.000% ~~2,190~~Original ~~Beginning~~Principal ~~Scheduled~~Balance ~~Collateral~~0.00 Feb-05 0.000% Current Principal Balance ~~737,619,211~~0.8200 ~~Ending~~Mar-05 ~~Scheduled~~0.000% ~~Collateral~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance ~~722,268,230~~0.3800 ~~Ending~~Jul-05 ~~Actual~~0.000% ~~Collateral~~Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at 31www.ctslink.com. Group 2 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-~~2005~~05 ~~722,339,644~~0.91000% ~~Monthly~~Sep-05 ~~P&I~~0.000% ~~Constant~~Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3~~,512,297~~ 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.18000% ~~Special~~Original ~~Servicing~~Principal ~~Fee~~Balance 0.00 ~~Prepayment~~Feb-05 ~~Penalties~~0.000% Current Principal Balance 0.00 ~~Realized~~Mar-05 ~~Loss~~0.000% ~~Amount~~Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 ~~Cumulative~~Jul-05 ~~Realized~~0.000% ~~Loss~~Current Principal Balance 0.00 ~~Scheduled~~Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 4 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal ~~98,922~~Balance 0.9900 ~~Unscheduled~~Feb-05 0.000% Current Principal ~~15,252,058~~Balance 0.4500 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 5 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% Current Bankruptcy Total May-05 0.000% Loans in Bankruptcy 0 Jun-05 0.000% Original Principal Balance 0.00 Jul-05 0.000% Current Principal Balance 0.00 Aug-05 0.000% Sep-05 0.000% Oct-05 0.000% Nov-05 0.000% Dec-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage ~~Group~~Loans 1in ~~Group~~Bankruptcy 2during ~~Group~~Current 3Period ~~Collateral~~Group ~~Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.429883 5.717795 5.617637 Weighted Average Net Rate 5.161903 5.411683 5.319191 Weighted Average Maturity 357 356 356 Beginning~~ Loan ~~Count~~Month ~~797 411 569 Loans Paid In Full 20 3 12 Ending~~ Loan ~~Count~~First ~~777~~State ~~408~~LTV ~~557~~at ~~Beginning~~Original ~~Scheduled~~Number ~~Balance~~Entered ~~329,257,352.91~~Payment ~~81,181,281.99~~Origination ~~120,845,932.38~~Principal ~~Ending~~Bankruptcy ~~Scheduled~~Date Balance ~~318,954,413.98~~No ~~80,347,639.97~~Bankruptcy ~~118,333,393.34~~Loans ~~Record~~this Date 08/31/2005 08/31/2005 08/31/2005 Principal And Interest Constant 1,524,682.70 405,244.93 594,489.28 Scheduled Principal 34,825.19 18,430.01 28,765.44 Unscheduled Principal 10,268,113.74 815,212.01 2,483,773.60 Scheduled Interest 1,489,857.51 386,814.92 565,723.84 Servicing Fees 73,528.83 20,708.77 30,055.06 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 945.47 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 1,415,383.21 366,106.15 535,668.78 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.158457 5.411683 5.319190Period

~~Group~~Bankruptcy ~~Level~~Detail ~~Collateral~~- ~~Statement~~All ~~Group~~Mortgage ~~Group~~Loans 4in ~~Group~~Bankruptcy 5during ~~Total~~Current ~~Collateral~~Period ~~Description~~(continued) ~~Mixed~~Group ~~ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.587477 5.758730 5.553067 Weighted Average Net Rate 5.294203 5.448482 5.267173 Weighted Average Maturity 357 357 357 Beginning~~ Loan ~~Count~~Current ~~250~~Paid ~~201~~To ~~2,228~~Months ~~Loans~~Current ~~Paid~~Approximate InNumber ~~Full~~Principal 0Date 3Delinquent ~~38 Ending~~ Loan ~~Count~~Rate ~~250~~Delinquent ~~198 2,190 Beginning Scheduled~~ Balance ~~134,607,694.12 71,726,950.42 737,619,211.82 Ending scheduled Balance 134,179,260.06 70,453,523.03 722,268,230.38 Record Date 08/31/2005 08/31/2005 08/31/2005 Principal And~~ Interest ~~Constant~~No ~~640,918.81~~Bankruptcy ~~346,961.46~~Loans ~~3,512,297.18~~this Scheduled Principal 14,154.36 2,747.99 98,922.99 Unscheduled Principal 414,279.70 1,270,679.40 15,252,058.45 Scheduled Interest 626,764.45 344,213.47 3,413,374.19 Servicing Fees 32,897.42 18,544.28 175,734.36 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 945.47 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 593,867.03 325,669.19 3,236,694.36 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.294203 5.448483 5.265635Period

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance Group 1 20 10,010,098.00 10,007,135.75 0 0.00 0.00 Group 2 3 699,310.00 696,906.72 0 0.00 0.00 Group 3 12 2,329,685.00 2,327,062.73 0 0.00 0.00 Group 4 0 0.00 0.00 0 0.00 0.00 Group 5 3 879,300.00 878,825.89 0 0.00 0.00 Total 38 13,918,393.00 13,909,931.09 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount Group 1 0 0.00 0.00 0 0.00 0.00 262,139.98 Group 2 0 0.00 0.00 0 0.00 0.00 118,868.31 Group 3 0 0.00 0.00 0 0.00 0.00 156,974.53 Group 4 0 0.00 0.00 0 0.00 0.00 414,279.70 Group 5 0 0.00 0.00 0 0.00 0.00 391,853.51 Total 0 0.00 0.00 0 0.00 0.00 1,344,116.03

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount Group 1 0003113769 MD 85.00 01-Jun-2005 595,000.00 594,999.00 Group 1 0004030572 MD 74.13 01-Jul-2005 430,000.00 430,000.00 Group 1 0004076017 CA 73.98 01-Jul-2005 307,000.00 307,000.00 Group 1 0004086959 CA 80.00 01-Jul-2005 484,800.00 484,800.00 Group 1 0022672950 FL 89.98 01-Jun-2005 166,850.00 166,850.00 Group 1 0022683965 FL 79.98 01-Jun-2005 152,300.00 152,300.00 Group 1 0024033102 FL 69.51 01-Jun-2005 650,000.00 650,000.00 Group 1 0030482319 CA 80.00 01-Aug-2005 532,300.00 532,300.00 Group 1 0044689701 CA 79.98 01-Jun-2005 469,600.00 469,600.00 Group 1 0081704802 CA 79.41 01-May-2005 555,950.00 555,950.00 Group 1 0091416968 CA 95.00 01-May-2005 361,000.00 359,350.46 Group 1 0091994611 NV 79.98 01-Jun-2005 374,700.00 374,700.00 Group 1 0092107305 TX 78.59 01-Jul-2005 786,000.00 783,526.30 Group 1 0092127019 AZ 49.84 01-Jun-2005 397,500.00 397,500.00 Group 1 0092876745 AZ 80.00 01-Jul-2005 609,098.00 609,098.00 Group 1 0097359791 CA 76.01 01-Aug-2005 650,000.00 650,000.00 Group 1 0101996917 CA 32.20 01-Aug-2005 1,000,000.00 1,000,000.00 Group 1 0102345780 CA 80.00 01-Aug-2005 428,000.00 428,000.00 Group 1 6737283413 CA 30.29 01-May-2005 100,000.00 100,000.00 Group 1 6991997963 CA 80.00 01-May-2005 960,000.00 960,000.00 Group 2 0004094196 CA 70.00 01-Aug-2005 196,000.00 196,000.00 Group 2 6367820450 CO 73.40 01-May-2005 359,650.00 357,754.43 Group 2 6467221930 GA 80.00 01-Apr-2005 143,660.00 142,589.27 Group 3 0022423974 FL 79.98 01-May-2005 191,900.00 191,900.00 Group 3 0022670772 FL 79.97 01-Jul-2005 114,350.00 114,350.00 Group 3 0022684989 FL 80.00 01-Jul-2005 184,000.00 184,000.00 Group 3 0022694913 FL 94.98 01-Jul-2005 125,750.00 125,750.00 Group 3 0022745178 FL 79.11 01-Aug-2005 102,850.00 102,850.00 Group 3 0030815138 CA 80.00 01-Aug-2005 258,000.00 258,000.00 Group 3 6054535684 CA 71.22 01-May-2005 333,700.00 333,700.00 Group 3 6087278757 CA 57.79 01-May-2005 100,000.00 99,485.19 Group 3 6349216447 CA 75.00 01-Apr-2005 327,915.00 327,915.00 Group 3 6628798750 SC 80.00 01-May-2005 136,720.00 135,906.67 Group 3 6673673130 NC 90.00 01-May-2005 103,500.00 103,489.55 Group 3 6756535131 AZ 23.39 01-Apr-2005 351,000.00 349,452.66 Group 5 0004069207 CA 67.56 01-Jul-2005 375,000.00 374,925.89 Group 5 0022723944 NC 76.11 01-Jul-2005 236,700.00 236,700.00 Group 5 0024049611 FL 79.87 01-Jul-2005 267,600.00 267,200.00

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning Group 1 0003113769 Loan Paid in Full (1) 5.625% 360 3 Group 1 0004030572 Loan Paid in Full 0 6.125% 360 2 Group 1 0004076017 Loan Paid in Full 0 5.375% 360 2 Group 1 0004086959 Loan Paid in Full 0 5.750% 360 2 Group 1 0022672950 Loan Paid in Full 0 5.875% 360 3 Group 1 0022683965 Loan Paid in Full 0 6.375% 360 3 Group 1 0024033102 Loan Paid in Full (1) 6.500% 360 3 Group 1 0030482319 Loan Paid in Full 0 5.625% 360 1 Group 1 0044689701 Loan Paid in Full 0 5.750% 360 3 Group 1 0081704802 Loan Paid in Full (1) 5.875% 360 4 Group 1 0091416968 Loan Paid in Full 0 6.500% 360 4 Group 1 0091994611 Loan Paid in Full 0 6.875% 360 3 Group 1 0092107305 Loan Paid in Full 0 5.750% 360 2 Group 1 0092127019 Loan Paid in Full (1) 6.000% 360 3 Group 1 0092876745 Loan Paid in Full (1) 5.625% 360 2 Group 1 0097359791 Loan Paid in Full 0 6.500% 360 1 Group 1 0101996917 Loan Paid in Full 0 6.000% 360 1 Group 1 0102345780 Loan Paid in Full 0 6.000% 360 1 Group 1 6737283413 Loan Paid in Full 0 5.500% 360 4 Group 1 6991997963 Loan Paid in Full 0 6.625% 360 4 Group 2 0004094196 Loan Paid in Full 0 5.750% 360 1 Group 2 6367820450 Loan Paid in Full 0 5.750% 360 4 Group 2 6467221930 Loan Paid in Full 0 4.875% 360 5 Group 3 0022423974 Loan Paid in Full (1) 5.625% 360 4 Group 3 0022670772 Loan Paid in Full 0 5.875% 360 2 Group 3 0022684989 Loan Paid in Full (1) 5.750% 360 2 Group 3 0022694913 Loan Paid in Full 0 6.250% 360 2 Group 3 0022745178 Loan Paid in Full 0 5.625% 360 1 Group 3 0030815138 Loan Paid in Full (1) 6.000% 360 1 Group 3 6054535684 Loan Paid in Full 0 5.000% 360 4 Group 3 6087278757 Loan Paid in Full 0 5.875% 360 4 Group 3 6349216447 Loan Paid in Full (1) 5.500% 360 5 Group 3 6628798750 Loan Paid in Full 0 5.250% 360 4 Group 3 6673673130 Loan Paid in Full 0 6.000% 360 4 Group 3 6756535131 Loan Paid in Full 0 5.250% 360 5 Group 5 0004069207 Loan Paid in Full 0 6.000% 360 2 Group 5 0022723944 Loan Paid in Full 0 5.625% 360 2 Group 5 0024049611 Loan Paid in Full (1) 5.625% 360 2

Summary SMM CPR PSA Current Month 2.068% Current Month 22.179% Current Month 4,677.360% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 13.156% N/A Aug-2005 4,784.284% N/A Sep-2005 22.179% N/A Sep-2005 4,677.360% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 1 SMM CPR PSA Current Month 3.119% Current Month 31.629% Current Month 6,558.638% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 20.182% N/A Aug-2005 7,151.117% N/A Sep-2005 31.629% N/A Sep-2005 6,558.638% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 2 SMM CPR PSA Current Month 1.004% Current Month 11.409% Current Month 2,005.625% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 6.003% N/A Aug-2005 1,624.206% N/A Sep-2005 11.409% N/A Sep-2005 2,005.625% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 3 SMM CPR PSA Current Month 2.056% Current Month 22.063% Current Month 4,175.750% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 11.849% N/A Aug-2005 3,575.474% N/A Sep-2005 22.063% N/A Sep-2005 4,175.750% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 4 SMM CPR PSA Current Month 0.308% Current Month 3.632% Current Month 963.624% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 5.490% N/A Aug-2005 3,102.810% N/A Sep-2005 3.632% N/A Sep-2005 963.624% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 5 SMM CPR PSA Current Month 1.772% Current Month 19.306% Current Month 4,552.865% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 N/A N/A Jul-2005 N/A N/A Aug-2005 2.419% N/A Aug-2005 1,081.942% N/A Sep-2005 19.306% N/A Sep-2005 4,552.865% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 1 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 4 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Group 5 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Oct~~Jan-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Nov~~Feb-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Dec~~Mar-~~2004~~2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Jan~~Apr-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Feb~~May-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Mar~~Jun-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~Apr~~Jul-2005 N/A N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~May~~Aug-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jun~~Sep-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Jul~~Oct-2005 ~~N/A~~0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Aug~~Nov-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A ~~Sep~~Dec-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www. monthly bond remittance report can be viewed online at ~~www.~~ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

Prepayment - Voluntary Prepayments

Filing Compare · BEAR STEARNS ARM TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-6