10-D 1 rma07003_10d-200710.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-D ASSET-BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the monthly distribution period from: September 26, 2007 to October 25, 2007 Commission File Number of issuing entity: 333-131637-06 Renaissance Home Equity Loan Trust 2007-3 (Exact name of issuing entity as specified in its charter) Commission File Number of depositor: 333-131637 Renaissance Mortgage Acceptance Corp. (Exact name of depositor as specified in its charter) Delta Funding Corporation (Exact name of sponsor as specified in its charter) New York (State or other jurisdiction of incorporation or organization of the issuing entity) 54-2200458 54-2200459 54-2200460 (I.R.S. Employer Identification No.) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices of the issuing entity) (Zip Code) (410) 884-2000 (Telephone number, including area code) Not Applicable (Former name, former address, if changed since last report) Registered/reporting pursuant to (check one) Title of Section Section Section Name of Exchange Class 12(b) 12(g) 15(d) (If Section 12(b)) AV-1 _____ _____ __X___ ____________ AV-2 _____ _____ __X___ ____________ AV-3 _____ _____ __X___ ____________ AF-1 _____ _____ __X___ ____________ AF-2 _____ _____ __X___ ____________ AF-3 _____ _____ __X___ ____________ AF-4 _____ _____ __X___ ____________ AF-5 _____ _____ __X___ ____________ AF-6 _____ _____ __X___ ____________ M-1 _____ _____ __X___ ____________ M-2 _____ _____ __X___ ____________ M-3 _____ _____ __X___ ____________ M-4 _____ _____ __X___ ____________ M-5 _____ _____ __X___ ____________ M-6 _____ _____ __X___ ____________ M-7 _____ _____ __X___ ____________ M-8 _____ _____ __X___ ____________ M-9 _____ _____ __X___ ____________ C _____ _____ __X___ ____________ P _____ _____ __X___ ____________ R _____ _____ __X___ ____________

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes __X__ No ____ Part I - DISTRIBUTION INFORMATION Item 1. Distribution and Pool Performance Information On October 25, 2007 a distribution was made to holders of Renaissance Home Equity Loan Trust 2007-3. The distribution report is attached as an Exhibit to this Form 10-D. Please see Item 9(b), Exhibit 99.1 for the related information. Part II - OTHER INFORMATION Item 9. Exhibits. (a) The following is a list of documents filed as part of this Report on Form 10-D: (99.1) Monthly report distributed to holders of Renaissance Home Equity Loan Trust 2007-3, relating to the October 25, 2007 distribution. (b) The exhibits required to be filed by the Registrant pursuant to this Form are listed above and in the Exhibit Index that immediately follows the signature page hereof. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Renaissance Home Equity Loan Trust 2007-3 (Issuing Entity) Wells Fargo Bank, N.A. (Master Servicer) /s/ Elisabeth A. Brewster Elisabeth A. Brewster, Vice President Date: November 6, 2007 EXHIBIT INDEX Exhibit Number Description EX-99.1 Monthly report distributed to holders of Renaissance Home Equity Loan Trust 2007-3, relating to the October 25, 2007 distribution. EX-99.1 Renaissance Home Equity Loan Trust Home Equity Loan Asset-Backed Notes Distribution Date: 10/25/2007 Renaissance Home Equity Loan Trust Home Equity Loan Asset-Backed Notes Series 2007-3 Contact: Customer Service - SecuritiesLink Wells Fargo Bank, N.A. Securities Administration Services 8480 Stagecoach Circle Frederick, MD 21701-4747 www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Certificateholder Distribution Summary Class CUSIP Record Certificate Beginning Interest Date Pass-Through Certificate Distribution Rate Balance AV-1 75971FAA1 0910/1424/2007 6.~~70000~~03125% 18,~~892~~871,~~000~~465.0036 3894,~~676~~848.1277 AV-2 75971FAB9 0910/1424/2007 6.~~80000~~13125% 6,393,000.00 1332,~~283~~664.23 AV-3 75971FAC7 0910/1424/2007 76.~~60000~~93125% 9,715,000.00 2256,~~560~~114.3924 AF-1 75971FAD5 0910/1424/2007 6.~~90000~~23125% ~~302~~301,~~822~~298,~~000~~355.0090 ~~638~~1,~~449~~564,554.7248 AF-2 75971FAE3 0809/3128/2007 6.99800% 36,975,000.00 215,625.88 AF-3 75971FAF0 0809/3128/2007 7.23800% 168,540,000.00 1,016,577.10 AF-4 75971FAG8 0809/3128/2007 7.46000% 20,161,000.00 125,334.22 AF-5 75971FAH6 0809/3128/2007 7.75000% 66,537,000.00 429,718.13 AF-6 75971FAJ2 0809/3128/2007 7.35700% 66,115,000.00 405,340.05 M-1 75971FAK9 0809/3128/2007 7.75000% 23,400,000.00 151,125.00 M-2 75971FAL7 0809/3128/2007 7.75000% 7,200,000.00 46,500.00 M-3 75971FAM5 0809/3128/2007 7.75000% 50,400,000.00 325,500.00 M-4 75971FAN3 0809/3128/2007 7.00000% 12,150,000.00 70,875.00 M-5 75971FAP8 0809/3128/2007 7.00000% 15,750,000.00 91,875.00 M-6 75971FAQ6 0809/3128/2007 7.00000% 11,250,000.00 65,625.00 M-7 75971FAR4 0809/3128/2007 7.00000% 9,450,000.00 55,125.00 M-8 75971FAS2 0809/3128/2007 7.00000% 9,900,000.00 57,750.00 M-9 75971FAT0 0809/3128/2007 7.00000% 10,800,000.00 63,000.00 C RENAIS073C 0809/3128/2007 0.00000% 53,~~549~~550,~~254~~000.1900 21,~~626~~550,~~200~~767.9656 P RENAIS073P 0809/3128/2007 0.00000% 100.00 1611,~~573~~993.2939 R RENAIS073R 0809/3128/2007 0.00000% 0.00 0.00 Totals ~~899~~898,~~999~~455,~~354~~921.1926 6,~~475~~430,~~714~~913.0905

Certificateholder Distribution Summary (continued) Class Principal Current Ending Total Cumulative Distribution Realized Certificate Distribution Realized Loss Balance Losses AV-1 20269,~~534~~305.6423 0.00 18,~~871~~602,~~465~~160.3613 59364,~~210~~154.7600 0.00 AV-2 0.00 0.00 6,393,000.00 1332,~~283~~664.23 0.00 AV-3 0.00 0.00 9,715,000.00 2256,~~560~~114.3924 0.00 AF-1 17,~~523~~939,~~644~~122.1005 0.00 ~~301~~293,~~298~~359,~~355~~233.9085 29,~~162~~503,~~093~~676.8253 0.00 AF-2 0.00 0.00 36,975,000.00 215,625.88 0.00 AF-3 0.00 0.00 168,540,000.00 1,016,577.10 0.00 AF-4 0.00 0.00 20,161,000.00 125,334.22 0.00 AF-5 0.00 0.00 66,537,000.00 429,718.13 0.00 AF-6 0.00 0.00 66,115,000.00 405,340.05 0.00 M-1 0.00 0.00 23,400,000.00 151,125.00 0.00 M-2 0.00 0.00 7,200,000.00 46,500.00 0.00 M-3 0.00 0.00 50,400,000.00 325,500.00 0.00 M-4 0.00 0.00 12,150,000.00 70,875.00 0.00 M-5 0.00 0.00 15,750,000.00 91,875.00 0.00 M-6 0.00 0.00 11,250,000.00 65,625.00 0.00 M-7 0.00 0.00 9,450,000.00 55,125.00 0.00 M-8 0.00 0.00 9,900,000.00 57,750.00 0.00 M-9 0.00 0.00 10,800,000.00 63,000.00 0.00 C 0.00 0.00 53,550,000.00 21,~~626~~550,~~200~~767.9656 0.00 P 0.00 0.00 100.00 1611,~~573~~993.2939 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 18,~~544~~208,~~178~~427.7428 0.00 ~~898~~890,~~455~~247,~~921~~493.2698 814,~~019~~639,~~892~~340.8333 0.00 As Master Servicer, Wells Fargo Bank, N.A. has independently calculated collateral information based on loan level data received from external parties, which may include the Servicers, Issuer and other parties to the transaction. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished to it by those third parties. All Record Dates are based upon the governing documents and logic set forth as of closing.

Principal Distribution Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution AV-1 18,892,000.00 18,~~892~~871,~~000~~465.0036 0.00 20269,~~534~~305.6423 0.00 AV-2 6,393,000.00 6,393,000.00 0.00 0.00 0.00 AV-3 9,715,000.00 9,715,000.00 0.00 0.00 0.00 AF-1 302,822,000.00 ~~302~~301,~~822~~298,~~000~~355.0090 0.00 17,~~523~~939,~~644~~122.1005 0.00 AF-2 36,975,000.00 36,975,000.00 0.00 0.00 0.00 AF-3 168,540,000.00 168,540,000.00 0.00 0.00 0.00 AF-4 20,161,000.00 20,161,000.00 0.00 0.00 0.00 AF-5 66,537,000.00 66,537,000.00 0.00 0.00 0.00 AF-6 66,115,000.00 66,115,000.00 0.00 0.00 0.00 M-1 23,400,000.00 23,400,000.00 0.00 0.00 0.00 M-2 7,200,000.00 7,200,000.00 0.00 0.00 0.00 M-3 50,400,000.00 50,400,000.00 0.00 0.00 0.00 M-4 12,150,000.00 12,150,000.00 0.00 0.00 0.00 M-5 15,750,000.00 15,750,000.00 0.00 0.00 0.00 M-6 11,250,000.00 11,250,000.00 0.00 0.00 0.00 M-7 9,450,000.00 9,450,000.00 0.00 0.00 0.00 M-8 9,900,000.00 9,900,000.00 0.00 0.00 0.00 M-9 10,800,000.00 10,800,000.00 0.00 0.00 0.00 C 53,549,254.19 53,~~549~~550,~~254~~000.1900 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 899,999,354.19 ~~899~~898,~~999~~455,~~354~~921.1926 0.00 18,~~544~~208,~~178~~427.7428 0.00

Principal Distribution Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution AV-1 0.00 20269,~~534~~305.6423 18,~~871~~602,~~465~~160.3613 0.~~99891305~~98465806 20269,~~534~~305.6423 AV-2 0.00 0.00 6,393,000.00 1.00000000 0.00 AV-3 0.00 0.00 9,715,000.00 1.00000000 0.00 AF-1 0.00 17,~~523~~939,~~644~~122.1005 ~~301~~293,~~298~~359,~~355~~233.9085 0.~~99496852~~96875139 17,~~523~~939,~~644~~122.1005 AF-2 0.00 0.00 36,975,000.00 1.00000000 0.00 AF-3 0.00 0.00 168,540,000.00 1.00000000 0.00 AF-4 0.00 0.00 20,161,000.00 1.00000000 0.00 AF-5 0.00 0.00 66,537,000.00 1.00000000 0.00 AF-6 0.00 0.00 66,115,000.00 1.00000000 0.00 M-1 0.00 0.00 23,400,000.00 1.00000000 0.00 M-2 0.00 0.00 7,200,000.00 1.00000000 0.00 M-3 0.00 0.00 50,400,000.00 1.00000000 0.00 M-4 0.00 0.00 12,150,000.00 1.00000000 0.00 M-5 0.00 0.00 15,750,000.00 1.00000000 0.00 M-6 0.00 0.00 11,250,000.00 1.00000000 0.00 M-7 0.00 0.00 9,450,000.00 1.00000000 0.00 M-8 0.00 0.00 9,900,000.00 1.00000000 0.00 M-9 0.00 0.00 10,800,000.00 1.00000000 0.00 C 0.00 0.00 53,550,000.00 1.00001393 0.00 P 0.00 0.00 100.00 1.00000000 0.00 R 0.00 0.00 0.00 0.00000000 0.00 Totals 0.00 18,~~544~~208,~~178~~427.7428 ~~898~~890,~~455~~247,~~921~~493.2698 0.~~99828507~~98916459 18,~~544~~208,~~178~~427.7428

Principal Distribution Factors Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution AV-1 18,892,000.00 ~~1000~~998.~~00000000~~91305103 0.00000000 114.~~08694897~~25498783 0.00000000 AV-2 6,393,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AV-3 9,715,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AF-1 302,822,000.00 ~~1000~~994.~~00000000~~96851583 0.00000000 526.~~03148417~~21712442 0.00000000 AF-2 36,975,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AF-3 168,540,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AF-4 20,161,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AF-5 66,537,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AF-6 66,115,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1 23,400,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 7,200,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 50,400,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-4 12,150,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-5 15,750,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-6 11,250,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-7 9,450,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-8 9,900,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-9 10,800,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 53,549,254.19 1000.~~00000000~~01392755 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution AV-1 0.00000000 114.~~08694897~~25498783 ~~998~~984.~~91305103~~65806320 0.~~99891305~~98465806 114.~~08694897~~25498783 AV-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AV-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AF-1 0.00000000 526.~~03148417~~21712442 ~~994~~968.~~96851583~~75139141 0.~~99496852~~96875139 526.~~03148417~~21712442 AF-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AF-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AF-4 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AF-5 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AF-6 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-1 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-4 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-5 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-6 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-7 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-8 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-9 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 1000.01392755 1.00001393 0.00000000 P 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 NOTE: All classes per $1,000 denomination.

Interest Distribution Statement Class Accrual Accrual Current Beginning Current Payment of Dates Days Certificate Certificate/ Accrued Unpaid Interest Rate Notional Interest Shortfall (1) Balance AV-1 09/1425/07 - 0910/24/07 1130 6.~~70000~~03125% 18,~~892~~871,~~000~~465.0036 3894,~~676~~848.1277 0.00 AV-2 09/1425/07 - 0910/24/07 1130 6.~~80000~~13125% 6,393,000.00 1332,~~283~~664.23 0.00 AV-3 09/1425/07 - 0910/24/07 1130 76.~~60000~~93125% 9,715,000.00 2256,~~560~~114.3924 0.00 AF-1 09/1425/07 - 0910/24/07 1130 6.~~90000~~23125% ~~302~~301,~~822~~298,~~000~~355.0090 ~~638~~1,~~449~~564,554.7248 0.00 AF-2 0809/01/07 - 0809/30/07 30 6.99800% 36,975,000.00 215,625.88 0.00 AF-3 0809/01/07 - 0809/30/07 30 7.23800% 168,540,000.00 1,016,577.10 0.00 AF-4 0809/01/07 - 0809/30/07 30 7.46000% 20,161,000.00 125,334.22 0.00 AF-5 0809/01/07 - 0809/30/07 30 7.75000% 66,537,000.00 429,718.13 0.00 AF-6 0809/01/07 - 0809/30/07 30 7.35700% 66,115,000.00 405,340.05 0.00 M-1 0809/01/07 - 0809/30/07 30 7.75000% 23,400,000.00 151,125.00 0.00 M-2 0809/01/07 - 0809/30/07 30 7.75000% 7,200,000.00 46,500.00 0.00 M-3 0809/01/07 - 0809/30/07 30 7.75000% 50,400,000.00 325,500.00 0.00 M-4 0809/01/07 - 0809/30/07 30 7.00000% 12,150,000.00 70,875.00 0.00 M-5 0809/01/07 - 0809/30/07 30 7.00000% 15,750,000.00 91,875.00 0.00 M-6 0809/01/07 - 0809/30/07 30 7.00000% 11,250,000.00 65,625.00 0.00 M-7 0809/01/07 - 0809/30/07 30 7.00000% 9,450,000.00 55,125.00 0.00 M-8 0809/01/07 - 0809/30/07 30 7.00000% 9,900,000.00 57,750.00 0.00 M-9 0809/01/07 - 0809/30/07 30 7.00000% 10,800,000.00 63,000.00 0.00 C N/A N/A 0.00000% ~~899~~898,~~999~~455,~~254~~821.1926 0.00 0.00 P N/A N/A 0.00000% 100.00 0.00 0.00 R N/A N/A 0.00000% 0.00 0.00 0.00 Totals 34,~~832~~868,~~939~~152.8410 0.00

Interest Distribution Statement (continued) Class Current Non-Supported Total Remaining Ending Interest Interest Interest Unpaid Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance AV-1 0.00 0.00 3894,~~676~~848.1277 0.00 18,~~871~~602,~~465~~160.3613 AV-2 0.00 0.00 1332,~~283~~664.23 0.00 6,393,000.00 AV-3 0.00 0.00 2256,~~560~~114.3924 0.00 9,715,000.00 AF-1 0.00 0.00 ~~638~~1,~~449~~564,554.7248 0.00 ~~301~~293,~~298~~359,~~355~~233.9085 AF-2 0.00 0.00 215,625.88 0.00 36,975,000.00 AF-3 0.00 0.00 1,016,577.10 0.00 168,540,000.00 AF-4 0.00 0.00 125,334.22 0.00 20,161,000.00 AF-5 0.00 0.00 429,718.13 0.00 66,537,000.00 AF-6 0.00 0.00 405,340.05 0.00 66,115,000.00 M-1 0.00 0.00 151,125.00 0.00 23,400,000.00 M-2 0.00 0.00 46,500.00 0.00 7,200,000.00 M-3 0.00 0.00 325,500.00 0.00 50,400,000.00 M-4 0.00 0.00 70,875.00 0.00 12,150,000.00 M-5 0.00 0.00 91,875.00 0.00 15,750,000.00 M-6 0.00 0.00 65,625.00 0.00 11,250,000.00 M-7 0.00 0.00 55,125.00 0.00 9,450,000.00 M-8 0.00 0.00 57,750.00 0.00 9,900,000.00 M-9 0.00 0.00 63,000.00 0.00 10,800,000.00 C 0.00 0.00 21,~~626~~550,~~200~~767.9656 0.00 ~~898~~890,~~455~~247,~~821~~393.2698 P 0.00 0.00 1611,~~573~~993.2939 0.00 100.00 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 6,~~475~~430,~~714~~913.0905 0.00 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.

Interest Distribution Factors Statement Class Original Current Beginning Current Payment of Face Certificate Certificate/ Accrued Unpaid Interest Amount Rate Notional Interest Shortfall (1) Balance AV-1 18,892,000.00 6.~~70000~~03125% ~~1000~~998.~~00000000~~91305103 25.~~04722210~~02057855 0.00000000 AV-2 6,393,000.00 6.~~80000~~13125% 1000.00000000 25.~~07777726~~10937432 0.00000000 AV-3 9,715,000.00 76.~~60000~~93125% 1000.00000000 25.~~32222234~~77604117 0.00000000 AF-1 302,822,000.00 6.~~90000~~23125% ~~1000~~994.~~00000000~~96851583 25.~~10833334~~16658129 0.00000000 AF-2 36,975,000.00 6.99800% 1000.00000000 5.83166680 0.00000000 AF-3 168,540,000.00 7.23800% 1000.00000000 6.03166667 0.00000000 AF-4 20,161,000.00 7.46000% 1000.00000000 6.21666683 0.00000000 AF-5 66,537,000.00 7.75000% 1000.00000000 6.45833341 0.00000000 AF-6 66,115,000.00 7.35700% 1000.00000000 6.13083340 0.00000000 M-1 23,400,000.00 7.75000% 1000.00000000 6.45833333 0.00000000 M-2 7,200,000.00 7.75000% 1000.00000000 6.45833333 0.00000000 M-3 50,400,000.00 7.75000% 1000.00000000 6.45833333 0.00000000 M-4 12,150,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 M-5 15,750,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 M-6 11,250,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 M-7 9,450,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 M-8 9,900,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 M-9 10,800,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 C 53,549,254.19 0.00000% ~~16806~~16778.~~94283802~~12015966 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000

Interest Distribution Factors Statement (continued) Class Current Non-Supported Total Remaining Unpaid Ending Interest Interest Interest Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance AV-1 0.00000000 0.00000000 25.~~04722210~~02057855 0.00000000 ~~998~~984.~~91305103~~65806320 AV-2 0.00000000 0.00000000 25.~~07777726~~10937432 0.00000000 1000.00000000 AV-3 0.00000000 0.00000000 25.~~32222234~~77604117 0.00000000 1000.00000000 AF-1 0.00000000 0.00000000 25.~~10833334~~16658129 0.00000000 ~~994~~968.~~96851583~~75139141 AF-2 0.00000000 0.00000000 5.83166680 0.00000000 1000.00000000 AF-3 0.00000000 0.00000000 6.03166667 0.00000000 1000.00000000 AF-4 0.00000000 0.00000000 6.21666683 0.00000000 1000.00000000 AF-5 0.00000000 0.00000000 6.45833341 0.00000000 1000.00000000 AF-6 0.00000000 0.00000000 6.13083340 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000 M-4 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 M-5 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 M-6 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 M-7 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 M-8 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 M-9 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 C 0.00000000 0.00000000 4928.~~04271777~~95964815 0.00000000 ~~16778~~16624.~~12015966~~83273476 P 0.00000000 0.00000000 ~~165732~~119933.90000000 0.00000000 1000.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable. NOTE: All classes per $1,000 denomination.

Certificateholder Account Statement CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 814,~~045~~248,~~012~~954.9166 Reserve Funds and Credit Enhancements 0.00 Proceeds from Repurchased Loans 0.00 Servicer Advances ~~340~~792,~~300~~487.9330 Gains & Subsequent Recoveries (Realized Losses) 0.00 Prepayment Penalties 1611,~~573~~993.2939 Swap/Cap Payments 0.00 Total Deposits 815,~~401~~053,~~887~~435.1335 Withdrawals Swap Payments 032,625.0066 Reserve Funds and Credit Enhancements 0.00 Total Administration Fees 381,~~994~~469.3036 Payment of Interest and Principal 814,~~019~~639,~~892~~340.8333 Total Withdrawals (Pool Distribution Amount) 815,~~401~~053,~~887~~435.1335 Ending Balance 0.00 Servicer Advances are calculated as delinquent scheduled principal and interest.

ADMINISTRATION FEES Gross Servicing Fee* 374,~~869~~356.3159 Master Servicing Fee - Wells Fargo Bank, N.A. 7,~~124~~112.9977 Supported Prepayment/Curtailment Interest Shortfall 0.00 Total Administration Fees 381,~~994~~469.3036 *Servicer Payees include: OCWEN LOAN SERVICING, LLC

Reserve and Guaranty Funds Account Name Beginning Current Current Ending Balance Withdrawals Deposits Balance Basis Risk Reserve Account 0.00 0.00 0.00 0.00 Initial Deposit ~~745~~0.8100 ~~745~~0.8100 0.00 0.00 Hedge Funds Account Name Funds In (A) Funds Out(B) Net Amount(A - B) Interest Rate Swap - Royal Bank of Scotland 01,409,771.0070 01,442,397.0036 0(32,625.0066)

Collateral Statement Group 1 2 Collateral Description Mixed ARM Mixed Fixed Weighted Average Coupon Rate 9.~~629755~~629838 9.~~100956~~105948 Weighted Average Net Rate 9.~~129755~~129838 8.~~601137~~605948 Weighted Average Pass-Through Rate 9.~~120255~~120338 8.~~591637~~596448 Weighted Average Remaining Term ~~358~~357 341 Principal And Interest Constant 298,138.00 7,~~077~~073,~~439~~617.7600 Beginning Loan Count 193 4,~~766~~762 Loans Paid in Full 02 441 Ending Loan Count ~~193~~191 4,~~762~~721 Beginning Scheduled Balance 34,~~999~~979,~~900~~465.9236 ~~864~~863,~~999~~476,~~353~~355.2790 Ending Scheduled Balance 34,~~979~~710,~~465~~160.3613 ~~863~~855,~~476~~537,~~355~~233.9085 Actual Ending Collateral Balance 34,~~995~~729,~~597~~655.8332 ~~863~~856,~~884~~022,~~500~~189.9329 Scheduled Principal 17,~~270~~432.9350 ~~517~~521,~~171~~308.8701 Unscheduled Principal 3251,~~164~~872.6373 17,~~005~~417,~~825~~814.5004 Negative Amortized Principal 0.00 0.00 Scheduled Interest 280,~~867~~705.0750 6,~~560~~552,~~267~~308.8999 Servicing Fees 14,~~583~~574.2978 ~~360~~359,~~286~~781.0281 Master Servicing Fees ~~277~~276.0892 6,~~847~~835.9185 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest ~~266~~265,~~006~~853.7080 6,~~193~~185,~~133~~691.9633 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 Prepayment Penalty Waived Count 0 0 Prepayment Penalty Paid Amount 0.00 1611,~~573~~993.2939 Prepayment Penalty Paid Count 0 3 Special Servicing Fee 0.00 0.00

Collateral Statement Group Total Collateral Description Mixed Fixed & Arm Weighted Average Coupon Rate 9.~~121521~~126345 Weighted Average Net Rate 8.~~621695~~626345 Weighted Average Pass-Through Rate 8.~~612195~~616845 Weighted Average Remaining Term ~~342~~341 Principal And Interest Constant 7,~~375~~371,~~577~~755.7600 Beginning Loan Count 4,~~959~~955 Loans Paid in Full 443 Ending Loan Count 4,~~955~~912 Beginning Scheduled Balance ~~899~~898,~~999~~455,~~254~~821.1926 Ending Scheduled Balance ~~898~~890,~~455~~247,~~821~~393.2698 Actual Ending Collateral Balance ~~898~~890,~~880~~751,~~098~~844.7661 Scheduled Principal ~~534~~538,~~442~~740.8051 Unscheduled Principal 17,~~008~~669,~~990~~686.1377 Negative Amortized Principal 0.00 Scheduled Interest 6,~~841~~833,~~134~~014.9649 Servicing Fees 374,~~869~~356.3159 Master Servicing Fees 7,~~124~~112.9977 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 6,~~459~~451,~~140~~545.6613 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalty Waived Amount 0.00 Prepayment Penalty Waived Count 0 Prepayment Penalty Paid Amount 1611,~~573~~993.2939 Prepayment Penalty Paid Count 3 Special Servicing Fee 0.00

Additional Reporting - Deal Level Cash Reporting Prepayment Charges 1611,~~573~~993.2939 Excess Interest 21,~~626~~550,~~200~~767.9656 Informational Reporting LIBOR 5.~~800000~~131250% Group 1 Available Funds Rate 249.~~873422~~120339% Senior Enhancement % 22.~~688846~~898129% Structural Reporting OC Floor 4,500,000.00 Overcollateralization Amount 53,550,000.00 Subordination Deficiency 0.00 Required Overcollateralization Amount 53,550,000.00 Subordination Required OC Amount 53,550,000.00 Subordination Increase 0.00 Trigger Event Reporting Optional Redemption Date NO Stepdown Date NO Cumulative Loss Event Trigger Result Pass Threshold Value 1.150000% Calculated Value 0.000000% Delinquency Event Trigger Result Pass Threshold Value 7.~~984102~~997847% Calculated Value 0.~~074899~~257423% Trigger Event Trigger Result N/A

Delinquency Status - OTS Delinquency Calculation Method DELINQUENT BANKRUPTCY FORECLOSURE REO Total No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 03 0 0 03 0350,264.0062 0.00 0.00 0350,264.0062 30 Days 1898 0 0 0 1898 319,~~989~~153,~~158~~161.0274 0.00 0.00 0.00 319,~~989~~153,~~158~~161.0274 60 Days 216 0 0 0 216 ~~673~~3,~~625~~249,158.0002 0.00 0.00 0.00 ~~673~~3,~~625~~249,158.0002 90 Days 0 0 02 0 02 0.00 0.00 0673,625.00 0.00 0673,625.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 20114 03 02 0 20119 422,~~662~~402,~~783~~319.0276 0350,264.0062 0673,625.00 0.00 423,~~662~~426,~~783~~209.0238 No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0.~~000000~~061075% 0.000000% 0.000000% 0.~~000000~~061075% 0.~~000000~~039322% 0.000000% 0.000000% 0.~~000000~~039322% 30 Days 01.~~363269~~995114% 0.000000% 0.000000% 0.000000% 01.~~363269~~995114% 02.~~443792~~150224% 0.000000% 0.000000% 0.000000% 02.~~443792~~150224% 60 Days 0.~~040363~~325733% 0.000000% 0.000000% 0.000000% 0.~~040363~~325733% 0.~~074940~~364766% 0.000000% 0.000000% 0.000000% 0.~~074940~~364766% 90 Days 0.000000% 0.000000% 0.~~000000~~040717% 0.000000% 0.~~000000~~040717% 0.000000% 0.000000% 0.~~000000~~075624% 0.000000% 0.~~000000~~075624% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 02.~~403633~~320847% 0.~~000000~~061075% 0.~~000000~~040717% 0.000000% 02.~~403633~~422638% 02.~~518732~~514990% 0.~~000000~~039322% 0.~~000000~~075624% 0.000000% 02.~~518732~~629937% Please refer to CTSLink.com for a list of delinquency code descriptions.

Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~340~~792,~~300~~487.9330

Delinquency Status By Group DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 - OTS No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 27 0 0 0 27 ~~537~~1,~~085~~209,462.7959 0.00 0.00 0.00 ~~537~~1,~~085~~209,462.7959 60 Days 02 0 0 0 02 0537,085.0079 0.00 0.00 0.00 0537,085.0079 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 29 0 0 0 29 ~~537~~1,~~085~~746,548.7938 0.00 0.00 0.00 ~~537~~1,~~085~~746,548.7938 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 13.~~036269~~664921% 0.000000% 0.000000% 0.000000% 13.~~036269~~664921% 13.~~534724~~482507% 0.000000% 0.000000% 0.000000% 13.~~534724~~482507% 60 Days 01.~~000000~~047120% 0.000000% 0.000000% 0.000000% 01.~~000000~~047120% 01.~~000000~~546476% 0.000000% 0.000000% 0.000000% 01.~~000000~~546476% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 14.~~036269~~712042% 0.000000% 0.000000% 0.000000% 14.~~036269~~712042% 15.~~534724~~028983% 0.000000% 0.000000% 0.000000% 15.~~534724~~028983% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 - OTS No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 03 0 0 03 0350,264.0062 0.00 0.00 0350,264.0062 30 Days 1691 0 0 0 1691 317,~~452~~943,~~072~~699.2315 0.00 0.00 0.00 317,~~452~~943,~~072~~699.2315 60 Days 214 0 0 0 214 ~~673~~2,~~625~~712,072.0023 0.00 0.00 0.00 ~~673~~2,~~625~~712,072.0023 90 Days 0 0 02 0 02 0.00 0.00 0673,625.00 0.00 0673,625.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 18105 03 02 0 18110 420,~~125~~655,~~697~~771.2338 0350,264.0062 0673,625.00 0.00 421,~~125~~679,~~697~~661.2300 0-29 Days 0.~~000000~~063546% 0.000000% 0.000000% 0.~~000000~~063546% 0.~~000000~~040918% 0.000000% 0.000000% 0.~~000000~~040918% 30 Days 01.~~335993~~927558% 0.000000% 0.000000% 0.000000% 01.~~335993~~927558% 02.~~399599~~096172% 0.000000% 0.000000% 0.000000% 02.~~399599~~096172% 60 Days 0.~~041999~~296547% 0.000000% 0.000000% 0.000000% 0.~~041999~~296547% 0.~~077976~~316823% 0.000000% 0.000000% 0.000000% 0.~~077976~~316823% 90 Days 0.000000% 0.000000% 0.~~000000~~042364% 0.000000% 0.~~000000~~042364% 0.000000% 0.000000% 0.~~000000~~078692% 0.000000% 0.~~000000~~078692% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 02.~~377992~~224105% 0.~~000000~~063546% 0.~~000000~~042364% 0.000000% 02.~~377992~~330015% 02.~~477575~~412995% 0.~~000000~~040918% 0.~~000000~~078692% 0.000000% 02.~~477575~~532605% Please refer to CTSLink.com for a list of delinquency code descriptions.

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure ~~Detail~~History* -New ~~All~~Foreclosure ~~Mortgage~~Loans Month Foreclosure Percentage Loans in Foreclosure ~~during~~2 Nov-06 0.000% Original Principal Balance 673,625.00 Dec-06 0.000% Current ~~Period~~Actual ~~Summary~~Balance 673,625.00 Jan-07 No0.000% Feb-07 0.000% Current Foreclosure ~~Information~~Total toMar-07 0.000% Loans in Foreclosure 2 Apr-07 0.000% Original Principal Balance 673,625.00 May-07 0.000% Current Actual Balance 673,625.00 Jun-07 0.000% Jul-07 0.000% Aug-07 0.000% Sep-07 0.000% Oct-07 0.076% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com. 1 - No Foreclosure Information to report this period. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 2 Nov-06 No0.000% Original Principal Balance 673,625.00 Dec-06 0.000% Current Actual Balance 673,625.00 Jan-07 0.000% Feb-07 0.000% Current Foreclosure ~~Information~~Total toMar-07 0.000% Loans in Foreclosure 2 Apr-07 0.000% Original Principal Balance 673,625.00 May-07 0.000% Current Actual Balance 673,625.00 Jun-07 0.000% Jul-07 0.000% Aug-07 0.000% Sep-07 0.000% Oct-07 0.079% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance No2 ~~Foreclosure~~0103372363 ~~Loans~~Oct-2007 ~~this~~01-Jun-2007 ~~Period~~NJ 85.00 176,375.00 2 0103378808 Oct-2007 01-Jun-2007 NY 85.00 497,250.00

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No2 ~~Foreclosure~~0103372363 ~~Loans~~176,375.00 ~~this~~01-May-2007 ~~Period~~3 10.090% 2,817.53 2 0103378808 497,250.00 01-May-2007 3 7.990% 6,201.03

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

Summary 12 Month Bankruptcy ~~Detail~~History* -New ~~All~~Bankruptcy ~~Mortgage~~Loans Month Bankruptcy Percentage Loans in Bankruptcy ~~during~~3 Nov-06 0.000% Original Principal Balance 350,600.00 Dec-06 0.000% Current ~~Period~~Actual ~~Summary~~Balance 350,264.62 Jan-07 No0.000% Feb-07 0.000% Current Bankruptcy ~~Information~~Total toMar-07 0.000% Loans in Bankruptcy 3 Apr-07 0.000% Original Principal Balance 350,600.00 May-07 0.000% Current Actual Balance 350,264.62 Jun-07 0.000% Jul-07 0.000% Aug-07 0.000% Sep-07 0.000% Oct-07 0.039% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com. 1 - No Bankruptcy Information to report this period. 2 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 3 Nov-06 No0.000% Original Principal Balance 350,600.00 Dec-06 0.000% Current Actual Balance 350,264.62 Jan-07 0.000% Feb-07 0.000% Current Bankruptcy ~~Information~~Total toMar-07 0.000% Loans in Bankruptcy 3 Apr-07 0.000% Original Principal Balance 350,600.00 May-07 0.000% Current Actual Balance 350,264.62 Jun-07 0.000% Jul-07 0.000% Aug-07 0.000% Sep-07 0.000% Oct-07 0.041% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period Group Loan Month Loan First State LTV at Original Number Entered Payment Origination Principal Bankruptcy Date Balance No2 ~~Bankruptcy~~0103423638 ~~Loans~~Oct-2007 ~~this~~01-Aug-2007 ~~Period~~PA 90.00 142,200.00 2 0103438511 Oct-2007 01-Aug-2007 TX 95.00 153,900.00 2 0103457891 Oct-2007 01-Sep-2007 FL 38.93 54,500.00

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued) Group Loan Current Paid To Months Current Approximate Number Actual Date Delinquent Loan Rate Delinquent Balance Interest No2 ~~Bankruptcy~~0103423638 ~~Loans~~142,057.76 ~~this~~01-Sep-2007 ~~Period~~0 9.440% 2,117.19 2 0103438511 153,739.20 01-Sep-2007 0 9.590% 2,329.81 2 0103457891 54,467.66 01-Oct-2007 (1) 11.860% 515.78

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Scheduled Principal Scheduled Group Count Balance Balance Count Balance Balance 1 02 0250,300.00 0250,057.0011 0 0.00 0.00 2 441 ~~987~~7,~~123~~339,471.0060 ~~986~~7,~~651~~327,101.2100 0 0.00 0.00 Total 443 ~~987~~7,~~123~~589,771.0060 ~~986~~7,~~651~~577,158.2111 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Scheduled Principal Scheduled Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 31,~~164~~938.6353 2 0 0.00 0.00 0 0.00 0.00 1995,~~469~~205.6616 Total 0 0.00 0.00 0 0.00 0.00 2297,~~634~~143.2969

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 21 ~~0103376125~~0103424826 VAIL 70.00 01-Aug-2007 135,100.00 134,911.38 1 0103436341 FL 80.00 01-Aug-2007 115,200.00 115,022.82 2 0103372009 IL 79.95 01-Jun-2007 ~~187~~140,800.00 140,520.72 2 0103387445 IL 90.00 01-Jul-2007 251,460.00 251,242.05 2 0103391314 MA 18.54 01-Jul-2007 130,000.00 ~~186~~129,~~640~~353.31 2 0103395992 IL 95.00 01-Jul-2007 398,050.00 397,739.11 2 ~~0103423265~~0103402988 MNIL 6995.00 01-Jul-2007 153,520.00 153,223.20 2 0103404356 TX 75.00 01-Jul-2007 82,500.00 82,371.06 2 0103404448 NY 62.61 01-Jul-2007 360,000.00 359,742.97 2 0103406526 MD 60.00 01-Jul-2007 90,000.00 89,773.43 2 0103407524 NJ 72.81 01-Jul-2007 233,000.00 232,861.26 2 0103407607 NJ 61.88 01-Jul-2007 198,000.00 197,900.39 2 0103408365 WA 53.91 01-Aug-2007 ~~216~~80,~~125~~000.00 ~~216~~77,813.73 2 0103409165 SC 73.53 01-Jul-2007 50,000.00 49,975.13 2 0103411724 VA 80.00 01-Jul-2007 142,400.00 142,348.33 2 0103414397 WA 79.98 01-Aug-2007 148,600.00 147,288.51 2 0103414462 NJ 46.44 01-Jul-2007 209,000.00 208,902.67 2 0103417176 GA 86.72 01-Jul-2007 89,240.00 89,175.34 2 0103418463 CT 59.82 01-Aug-2007 196,500.00 196,194.59 2 0103418877 MO 69.54 01-Aug-2007 105,000.00 104,524.22 2 0103420121 VA 90.00 01-Aug-2007 143,100.00 141,203.54 2 0103422820 MN 80.99 01-Aug-2007 466,850.00 463,925.98 2 0103424990 FL 75.00 01-Aug-2007 70,950.00 70,300.44 2 0103426664 NC 50.00 01-Aug-2007 87,500.00 87,404.30 2 0103429122 VA 80.00 01-Aug-2007 320,000.00 319,909.13 2 0103430062 VA 64.53 01-Aug-2007 109,700.00 109,587.02 2 0103430377 DE 75.00 01-Aug-2007 313,050.00 312,928.05 2 0103430583 TX 80.00 01-Aug-2007 540,000.00 539,068.85 2 0103430757 WI 75.00 01-Aug-2007 112,500.00 112,345.88 2 ~~0103433603~~0103431128 MDVA 70.00 01-Aug-2007 136,150.00 136,030.17 2 0103432118 DE 96.11 01-Aug-2007 225,000.00 224,315.37 2 0103434213 MD 42.55 01-Sep-2007 100,000.00 99,926.63 2 0103435368 IL 95.00 01-Aug-2007 270,750.00 270,601.20 2 0103435483 FL 50.00 01-Aug-2007 85,000.00 84,901.36 2 0103436804 MN 19.05 01-Sep-2007 40,000.00 8339,~~946~~681.5281 2 ~~0103451449~~0103436903 SCNJ 5958.23 01-Aug-2007 95,501.60 95,415.10 2 0103440277 NJ 26.88 01-Aug-2007 ~~499~~50,~~998~~000.00 ~~499~~49,~~701~~904.3248 2 0103440756 FL 18.62 01-Aug-2007 101,500.00 101,393.71 2 0103443636 MA 30.59 01-Sep-2007 260,000.00 259,673.33 2 0103447447 MA 57.70 01-Sep-2007 176,000.00 175,868.03 2 0103450482 GA 63.76 01-Sep-2007 127,000.00 126,929.89 2 0103451886 NJ 75.00 01-Sep-2007 386,250.00 385,759.72 2 0103465464 MD 85.00 01-Sep-2007 64,600.00 64,584.87

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 0103424826 Loan Paid in Full 0 9.800% 360 2 ~~0103376125~~1 0103436341 Loan Paid in Full 0 9.~~660~~340% 360 2 2 0103372009 Loan Paid in Full 0 10.590% 360 4 2 0103387445 Loan Paid in Full 0 8.990% 360 3 2 ~~0103423265~~0103391314 Loan Paid in Full 0 10.540% 240 3 2 0103395992 Loan Paid in Full 0 9.340% 360 3 2 0103402988 Loan Paid in Full 0 9.640% 360 3 2 0103404356 Loan Paid in Full 0 10.640% 360 3 2 0103404448 Loan Paid in Full 0 9.640% 360 3 2 0103406526 Loan Paid in Full 0 8.390% 360 3 2 0103407524 Loan Paid in Full 0 10.240% 360 3 2 0103407607 Loan Paid in Full 0 10.790% 360 3 2 0103408365 Loan Paid in Full 0 7.~~890~~990% 144 2 2 0103409165 Loan Paid in Full (1) 11.840% 360 3 2 0103411724 Loan Paid in Full 0 11.840% 360 3 2 0103414397 Loan Paid in Full 0 8.490% 264 2 2 0103414462 Loan Paid in Full 0 11.040% 360 3 2 0103417176 Loan Paid in Full 0 9.590% 360 3 2 0103418463 Loan Paid in Full (1) 9.290% 360 2 ~~0103433603~~2 0103418877 Loan Paid in Full 0 8.990% 240 2 2 0103420121 Loan Paid in Full (1) 9.490% 276 2 2 0103422820 Loan Paid in Full 0 8.040% 216 2 2 0103424990 Loan Paid in Full 0 8.840% 168 2 2 0103426664 Loan Paid in Full 0 10.940% 360 2 2 0103429122 Loan Paid in Full 0 11.690% 360 2 2 0103430062 Loan Paid in Full 0 7.390% 360 2 2 0103430377 Loan Paid in Full 0 7.940% 360 2 2 0103430583 Loan Paid in Full 0 8.790% 360 2 2 0103430757 Loan Paid in Full 0 9.890% 360 2 2 0103431128 Loan Paid in Full 0 7.940% 360 2 2 0103432118 Loan Paid in Full 0 10.290% 264 2 2 0103434213 Loan Paid in Full 0 10.890% 360 1 2 0103435368 Loan Paid in Full 0 9.540% 360 2 2 0103435483 Loan Paid in Full (1) 10.665% 360 2 ~~0103451449~~2 0103436804 Loan Paid in Full (1) 10.240% 168 1 2 0103436903 Loan Paid in Full 0 7.~~890~~840% 360 2 2 0103440277 Loan Paid in Full 0 8.290% 360 2 2 0103440756 Loan Paid in Full 0 11.140% 360 2 2 0103443636 Loan Paid in Full 0 8.340% 360 1 2 0103447447 Loan Paid in Full 0 10.790% 360 1 2 0103450482 Loan Paid in Full 0 8.140% 360 1 2 0103451886 Loan Paid in Full 0 8.290% 360 1 2 0103465464 Loan Paid in Full 0 10.990% 360 1

Prepayment Penalty Detail - Prepayment Penalty Paid during Current Period Prepayment Prepayment Summary Loan Prior Penalty Penalty Count Balance Amount Waived 1 0 0.00 0.00 0.00 2 3 ~~902~~325,~~677~~195.8266 1611,~~573~~993.2939 0.00 Total 3 ~~902~~325,~~677~~195.8266 1611,~~573~~993.2939 0.00

Prepayment Penalty Loan Detail - Prepayment Penalty Paid during Current Period Paid In Prepayment Prepayment Loan Full Prior Penalty Penalty Group Number Date Balance Amount Waived 2 ~~0103376125~~0103404356 09/0719/2007 ~~186~~82,~~731~~403.0872 34,~~734~~121.6281 0.00 2 ~~0103423265~~0103420121 0910/0710/2007 ~~216~~141,~~096~~362.5947 2,~~841~~798.6733 0.00 2 ~~0103451449~~0103440756 09/1227/2007 ~~499~~101,~~850~~429.1547 95,~~997~~073.0025 0.00

Prepayment Rates

Summary SMM CPR PSA Current Month 0.~~112~~854% Current Month 19.~~338~~782% Current Month ~~477~~2,036.~~667~~076% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct-2006 N/A N/A Oct-2006 N/A N/A~~ Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 N/A N/A May-2007 N/A N/A Jun-2007 N/A N/A Jun-2007 N/A N/A Jul-2007 N/A N/A Jul-2007 N/A N/A Aug-2007 N/A N/A Aug-2007 N/A N/A Sep-2007 1.338% N/A Sep-2007 477.667% N/A Oct-2007 9.782% N/A Oct-2007 2,036.076% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 0.~~009~~720% Current Month 08.~~109~~311% Current Month 331,593.~~847~~812% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct-2006 N/A N/A Oct-2006 N/A N/A~~ Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 N/A N/A May-2007 N/A N/A Jun-2007 N/A N/A Jun-2007 N/A N/A Jul-2007 N/A N/A Jul-2007 N/A N/A Aug-2007 N/A N/A Aug-2007 N/A N/A Sep-2007 0.109% N/A Sep-2007 33.847% N/A Oct-2007 8.311% N/A Oct-2007 1,593.812% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 0.~~116~~860% Current Month 19.~~387~~841% Current Month ~~498~~2,055.~~242~~504% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Oct-2006 N/A N/A Oct-2006 N/A N/A~~ Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 N/A N/A May-2007 N/A N/A Jun-2007 N/A N/A Jun-2007 N/A N/A Jul-2007 N/A N/A Jul-2007 N/A N/A Aug-2007 N/A N/A Aug-2007 N/A N/A Sep-2007 1.387% N/A Sep-2007 498.242% N/A Oct-2007 9.841% N/A Oct-2007 2,055.504% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Interest Rate Stratification Summary 1 Current Number of Outstanding Percentage of Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Loans Scheduled Balance(%) Range(%) Balance($) Balance($) < 5.000 0 0.00 0.000 0 0.00 0.000 5.000 5.499 0 0.00 0.000 0 0.00 0.000 5.500 5.999 0 0.00 0.000 0 0.00 0.000 6.000 6.499 61 13,~~534~~519,~~096~~339.0291 1.~~506~~519 0 0.00 0.000 6.500 6.999 226 54,~~247~~186,~~976~~505.9754 6.~~038~~087 0 0.00 0.000 7.000 7.499 ~~215~~214 49,~~356~~203,~~283~~021.3905 5.~~493~~527 0 0.00 0.000 7.500 7.999 ~~464~~460 96,~~867~~152,~~706~~283.1790 10.~~782~~801 3 ~~410~~409,~~168~~876.6368 1.~~173~~181 8.000 8.499 ~~378~~371 8684,~~405~~821,~~789~~670.2899 9.~~617~~528 12 3,~~872~~870,~~487~~032.3782 11.~~071~~150 8.500 8.999 ~~631~~627 ~~131~~130,~~181~~096,~~305~~393.1133 14.~~601~~614 26 6,~~200~~197,~~814~~025.0891 17.~~727~~854 9.000 9.499 ~~495~~491 9897,~~222~~314,~~391~~233.6046 10.~~932~~931 3130 6,~~214~~093,~~881~~801.6739 17.~~767~~556 9.500 9.999 ~~806~~800 ~~139~~137,~~156~~957,~~826~~388.0526 15.~~488~~497 4241 7,~~206~~068,~~136~~801.9282 20.~~601~~365 10.000 10.499 ~~560~~557 9190,~~353~~818,~~396~~720.9167 10.~~168~~202 32 5,~~639~~637,~~054~~042.6007 16.~~121~~240 10.500 10.999 ~~540~~531 7675,~~747~~645,~~361~~888.3316 8.~~542~~497 28 3,~~112~~110,~~098~~548.2561 8.~~897~~961 11.000 11.499 ~~266~~264 3130,~~263~~939,~~265~~139.5337 3.~~480~~475 17 2,076,~~970~~252.8543 5.~~938~~982 11.500 11.999 ~~226~~223 22,~~629~~104,~~020~~532.2392 2.~~519~~483 2 246,~~852~~778.9940 0.~~706~~711 12.000 12.499 64 6,~~041~~040,~~784~~692.4918 0.~~672~~679 0 0.00 0.000 12.500 12.999 15 969,~~932~~215.8523 0.~~108~~109 0 0.00 0.000 13.000 13.499 7 ~~433~~432,~~266~~984.8749 0.~~048~~049 0 0.00 0.000 13.500 13.999 0 0.00 0.000 0 0.00 0.000 14.000 14.499 1 45,~~418~~384.4652 0.005 0 0.00 0.000 14.500 14.999 0 0.00 0.000 0 0.00 0.000 >= 15.000 0 0.00 0.000 0 0.00 0.000 Total 4,~~955~~912 ~~898~~890,~~455~~247,~~821~~393.2698 100.000 ~~193~~191 34,~~979~~710,~~465~~160.3613 100.000

Interest Rate Stratification (continued) 2 Current Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Range(%) Balance($) < 5.000 0 0.00 0.000 5.000 5.499 0 0.00 0.000 5.500 5.999 0 0.00 0.000 6.000 6.499 61 13,~~534~~519,~~096~~339.0291 1.~~567~~580 6.500 6.999 226 54,~~247~~186,~~976~~505.9754 6.~~283~~334 7.000 7.499 ~~215~~214 49,~~356~~203,~~283~~021.3905 5.~~716~~751 7.500 7.999 ~~461~~457 9695,~~457~~742,~~537~~407.5422 11.~~171~~191 8.000 8.499 ~~366~~359 8280,~~533~~951,~~301~~638.9117 9.~~558~~462 8.500 8.999 ~~605~~601 ~~124~~123,~~980~~899,~~491~~367.0342 14.~~474~~482 9.000 9.499 ~~464~~461 9291,~~007~~220,~~509~~432.9307 10.~~655~~662 9.500 9.999 ~~764~~759 ~~131~~130,~~950~~888,~~689~~586.1344 15.~~281~~299 10.000 10.499 ~~528~~525 85,~~714~~181,~~342~~678.3160 9.~~927~~957 10.500 10.999 ~~512~~503 7372,~~635~~535,~~263~~339.0855 8.~~528~~478 11.000 11.499 ~~249~~247 2928,~~186~~862,~~294~~886.6894 3.~~380~~374 11.500 11.999 ~~224~~221 2221,~~382~~857,~~167~~754.2452 2.~~592~~555 12.000 12.499 64 6,~~041~~040,~~784~~692.4918 0.~~700~~706 12.500 12.999 15 969,~~932~~215.8523 0.~~112~~113 13.000 13.499 7 ~~433~~432,~~266~~984.8749 0.~~050~~051 13.500 13.999 0 0.00 0.000 14.000 14.499 1 45,~~418~~384.4652 0.005 14.500 14.999 0 0.00 0.000 >= 15.000 0 0.00 0.000 Total 4,~~762~~721 ~~863~~855,~~476~~537,~~355~~233.9085 100.000

SUPPLEMENTAL REPORTING Distribution Date The 25th day of each month, or, if such day is not a Business Day, then the next Business Day, beginning in September 2007. Record Date With respect to the Group I Certificates and the Class AF-1 Certificates and any Distribution Date, the Business Day preceding such Distribution Date (except in the case of the first Distribution Date, for which the Record Date shall be the Closing Date); provided, however, that if the Group I Certificates or the Class AF-1 Certificates are no longer Book-Entry Certificates, the 'Record Date' shall be the last Business Day of the month immediately preceding the month in which the related Distribution Date occurs. With respect to the Group II Certificates (other than the Class AF-1 Certificates), the Private Certificates and any Distribution Date, the last Business Day of the month immediately preceding the month in which the related Distribution Date occurs. Business Day Any day other than a Saturday, a Sunday or a day on which banking institutions in New York City, the States of Delaware, Florida, Maryland, Minnesota and New Jersey or the city in which the Corporate Trust Office of the Trustee or the Securities Administrator is located are authorized or obligated by law or executive order to close. Deposit Date As to any Distribution Date, the Business Day preceding such Distribution Date. LIBOR Business Day Any day other than (i) a Saturday or a Sunday or (ii) a day on which banking institutions in the State of New York or in the city of London, England are required or authorized by law to be closed. Determination Date As to any Distribution Date, the fourth Business Day preceding such Distribution Date. Closing Date September 14, 2007. Certificate Index The rate for one month United States dollar deposits quoted on Reuters Screen LIBOR01 Page as of 11:00 A.M., London time, on the second LIBOR Business Day prior to the first day of any Interest Period relating to the Group I Certificates and the Class AF-1 Certificates. 'Reuters Screen LIBOR01 Page' means the display page currently so designated on the Reuters Monitor Money Rates Service (or such other page as may replace that page on that service for the purpose of displaying comparable rates or prices). If such rate does not appear on such page or such other page as may replace that page on that service (or if such service is no longer offered, such other service for displaying LIBOR or comparable rates as may be reasonably selected by the Securities Administrator after consultation with the Seller), the rate will be the Reference Bank Rate. If no such quotations can be obtained and no Reference Bank Rate is available, the Certificate Index will be the Certificate Index applicable to the preceding Distribution Date. On the second LIBOR Business Day immediately preceding each Distribution Date, the Securities Administrator shall determine the Certificate Index for the Interest Period commencing on such Distribution Date and inform the Seller and the Servicer of such rate. Interest Period With respect to the Group I Certificates and the Class AF-1 Certificates, the period from the preceding Distribution Date (or in the case of the first Distribution Date, from the Closing Date) through the day preceding the applicable Distribution Date, calculated on the basis of a 360-day year and the actual number of days in the applicable Interest Period. With respect to the Group II Certificates (other than the Class AF-1 Certificates), the Mezzanine Certificates, Class C Certificates and each REMIC Regular Interest and any Distribution Date, the calendar month preceding the month in which such Distribution Date occurs, which such calendar month shall be deemed to have 30 days.

Filing Compare · Renaissance Home Equity Loan Trust 2007-3