10-D 1 jpa070a3_10d-200711.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-D ASSET-BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the monthly distribution period from: October 26, 2007 to November 26, 2007 Commission File Number of issuing entity: 333-141607-03 J.P. Morgan Mortgage Trust 2007-A3 (Exact name of issuing entity as specified in its charter) Commission File Number of depositor: 333-141607 J.P. Morgan Acceptance Corporation I (Exact name of depositor as specified in its charter) J.P. Morgan Mortgage Acquisition Corp. (Exact name of sponsor as specified in its charter) New York (State or other jurisdiction of incorporation or organization of the issuing entity) 54-2199642 54-2199643 54-6744158 (I.R.S. Employer Identification No.) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices of the issuing entity) (Zip Code) (410) 884-2000 (Telephone number, including area code) Not Applicable (Former name, former address, if changed since last report) Registered/reporting pursuant to (check one) Title of Section Section Section Name of Exchange Class 12(b) 12(g) 15(d) (If Section 12(b)) 1-A-1 _____ _____ __X___ ____________ 1-A-2 _____ _____ __X___ ____________ 2-A-1 _____ _____ __X___ ____________ 2-A-2 _____ _____ __X___ ____________ 2-A-3 _____ _____ __X___ ____________ 2-A-3M _____ _____ __X___ ____________ 2-A-3S _____ _____ __X___ ____________ 2-A-3L _____ _____ __X___ ____________ 2-A-3F _____ _____ __X___ ____________ 2-A-4 _____ _____ __X___ ____________ 3-A-1 _____ _____ __X___ ____________ 3-A-2 _____ _____ __X___ ____________ 3-A-2M _____ _____ __X___ ____________ 3-A-2S _____ _____ __X___ ____________ 3-A-3 _____ _____ __X___ ____________ B-1 _____ _____ __X___ ____________ B-2 _____ _____ __X___ ____________ B-3 _____ _____ __X___ ____________ A-R _____ _____ __X___ ____________

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes __X__ No ____ Part I - DISTRIBUTION INFORMATION Item 1. Distribution and Pool Performance Information On November 26, 2007 a distribution was made to holders of J.P. Morgan Mortgage Trust 2007-A3. The distribution report is attached as an Exhibit to this Form 10-D. Please see Item 9(b), Exhibit 99.1 for the related information. Part II - OTHER INFORMATION Item 9. Exhibits. (a) The following is a list of documents filed as part of this Report on Form 10-D: (99.1) Monthly report distributed to holders of J.P. Morgan Mortgage Trust 2007-A3, relating to the November 26, 2007 distribution. (b) The exhibits required to be filed by the Registrant pursuant to this Form are listed above and in the Exhibit Index that immediately follows the signature page hereof. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. J.P. Morgan Mortgage Trust 2007-A3 (Issuing Entity) Wells Fargo Bank, N.A. (Master Servicer) /s/ Elisabeth A. Brewster Elisabeth A. Brewster, Vice President Date: December 4, 2007 EXHIBIT INDEX Exhibit Number Description EX-99.1 Monthly report distributed to holders of J.P. Morgan Mortgage Trust 2007-A3, relating to the November 26, 2007 distribution.

Certificateholder Distribution Summary Class CUSIP Record Certificate Beginning Interest Date Pass-Through Certificate Distribution Rate Balance 1-A-1 46630UAA2 05/31/2007 5.50185% 172,716,141.28 791,882.10 1-A-2 46630UABO 05/31/2007 5.50185% 10,554,927.41 48,393.03 2-A-1 46630UAC8 05/31/2007 5.84783% 95,118,271.09 463,529.61 2-A-2 46630UAD6 05/31/2007 5.84783% 22,267,000.00 108,511.37 2-A-3 46630UAE4 05/31/2007 5.84783% 45,990,500.00 224,120.54 2-A-3M 46630UAF1 05/31/2007 5.59783% 45,990,500.00 214,539.19 2-A-3S 46630UAG9 05/31/2007 0.25000% 0.00 9,581.35 2-A-3L 46630UAH7 05/31/2007 5.34783% 45,990,500.00 204,957.83 2-A-3F 46630UAJ3 05/31/2007 0.50000% 0.00 19,162.71 2-A-4 46630UAKO 05/31/2007 5.84783% 8,079,006.85 39,370.55 3-A-1 46630UAL8 05/31/2007 6.03845% 147,693,438.77 743,199.44 3-A-2 46630UAM6 05/31/2007 6.03845% 168,975,964.83 850,293.98 3-A-2M 46630UAN4 05/31/2007 5.78845% 168,975,964.83 815,090.65 3-A-2S 46630UAP9 05/31/2007 0.25000% 0.00 35,203.33 3-A-3 46630UAQ7 05/31/2007 6.03845% 8,356,002.45 42,047.75 B-1 46630UAR5 05/31/2007 5.84594% 17,279,091.91 84,177.12 B-2 46630UAS3 05/31/2007 5.84594% 5,039,626.82 24,551.13 B-3 46630UAT1 05/31/2007 5.84594% 3,959,671.08 19,290.00 B-4 46630UAV6 05/31/2007 5.84594% 2,519,763.42 12,275.32 B-5 46630UAW4 05/31/2007 5.84594% 1,799,859.58 8,768.23 B-6 46630UAX2 05/31/2007 5.84594% 1,800,263.88 8,770.20 A-R 46630UAU8 05/31/2007 5.50958% 0.00 0.00 Totals 973,106,494.20 4,767,715.43

Certificateholder Distribution Summary (continued) Class Principal Current Ending Total Cumulative Distribution Realized Certificate Distribution Realized Loss Balance Losses 1-A-1 960,056.50 0.00 171,756,084.78 1,751,938.60 0.00 1-A-2 58,670.41 0.00 10,496,257.00 107,063.44 0.00 2-A-1 2,734,014.80 0.00 92,384,256.29 3,197,544.41 0.00 2-A-2 0.00 0.00 22,267,000.00 108,511.37 0.00 2-A-3 0.00 0.00 45,990,500.00 224,120.54 0.00 2-A-3M 0.00 0.00 45,990,500.00 214,539.19 0.00 2-A-3S 0.00 0.00 0.00 9,581.35 0.00 2-A-3L 0.00 0.00 45,990,500.00 204,957.83 0.00 2-A-3F 0.00 0.00 0.00 19,162.71 0.00 2-A-4 135,198.29 0.00 7,943,808.57 174,568.84 0.00 3-A-1 856,217.70 0.00 146,837,221.06 1,599,417.14 0.00 3-A-2 979,598.10 0.00 167,996,366.73 1,829,892.08 0.00 3-A-2M 979,598.10 0.00 167,996,366.73 1,794,688.75 0.00 3-A-2S 0.00 0.00 0.00 35,203.33 0.00 3-A-3 48,441.94 0.00 8,307,560.51 90,489.69 0.00 B-1 2,322.47 0.00 17,276,769.44 86,499.59 0.00 B-2 677.37 0.00 5,038,949.45 25,228.50 0.00 B-3 532.22 0.00 3,959,138.86 19,822.22 0.00 B-4 338.68 0.00 2,519,424.74 12,614.00 0.00 B-5 241.92 0.00 1,799,617.66 9,010.15 0.00 B-6 241.97 0.00 1,800,021.90 9,012.17 0.00 A-R 0.00 0.00 0.00 0.00 0.00 Totals 6,756,150.47 0.00 966,350,343.72 11,523,865.90 0.00 As Master Servicer, Wells Fargo Bank, N.A. has independently calculated collateral information based on loan level data received from external parties, which may include the Servicers, Issuer and other parties to the transaction. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished to it by those third parties. All Record Dates are based upon the governing documents and logic set forth as of closing. NOTE: Exchangeable Certificates are the 2-A-3M, 2-A-3S, 2-A-3L, 2-A-3F, 3-A-2M, and 3-A-2S Certficates.

Principal Distribution Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution 1-A-1 174,939,500.00 172,716,141.28 28,356.78 931,699.72 0.00 1-A-2 10,690,800.00 10,554,927.41 1,732.92 56,937.49 0.00 2-A-1 95,561,000.00 95,118,271.09 14,528.43 2,719,486.37 0.00 2-A-2 22,267,000.00 22,267,000.00 0.00 0.00 0.00 2-A-3 45,990,500.00 45,990,500.00 0.00 0.00 0.00 2-A-3M 45,990,500.00 45,990,500.00 0.00 0.00 0.00 2-A-3S 0.00 0.00 0.00 0.00 0.00 2-A-3L 45,990,500.00 45,990,500.00 0.00 0.00 0.00 2-A-3F 0.00 0.00 0.00 0.00 0.00 2-A-4 8,100,900.00 8,079,006.85 718.44 134,479.85 0.00 3-A-1 150,000,000.00 147,693,438.77 20,877.40 835,340.30 0.00 3-A-2 171,614,900.00 168,975,964.83 23,885.82 955,712.28 0.00 3-A-2M 171,614,900.00 168,975,964.83 0.00 979,598.10 0.00 3-A-2S 0.00 0.00 0.00 0.00 0.00 3-A-3 8,486,500.00 8,356,002.45 1,181.17 47,260.77 0.00 B-1 17,281,400.00 17,279,091.91 2,322.47 0.00 0.00 B-2 5,040,300.00 5,039,626.82 677.37 0.00 0.00 B-3 3,960,200.00 3,959,671.08 532.22 0.00 0.00 B-4 2,520,100.00 2,519,763.42 338.68 0.00 0.00 B-5 1,800,100.00 1,799,859.58 241.92 0.00 0.00 B-6 1,800,504.35 1,800,263.88 241.97 0.00 0.00 A-R 100.00 0.00 0.00 0.00 0.00 Totals 983,649,704.35 973,106,494.20 95,635.59 6,660,514.88 0.00

Principal Distribution Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution 1-A-1 0.00 960,056.50 171,756,084.78 0.98180276 960,056.50 1-A-2 0.00 58,670.41 10,496,257.00 0.98180276 58,670.41 2-A-1 0.00 2,734,014.80 92,384,256.29 0.96675690 2,734,014.80 2-A-2 0.00 0.00 22,267,000.00 1.00000000 0.00 2-A-3 0.00 0.00 45,990,500.00 1.00000000 0.00 2-A-3M 0.00 0.00 45,990,500.00 1.00000000 0.00 2-A-3S 0.00 0.00 0.00 0.00000000 0.00 2-A-3L 0.00 0.00 45,990,500.00 1.00000000 0.00 2-A-3F 0.00 0.00 0.00 0.00000000 0.00 2-A-4 0.00 135,198.29 7,943,808.57 0.98060815 135,198.29 3-A-1 0.00 856,217.70 146,837,221.06 0.97891481 856,217.70 3-A-2 0.00 979,598.10 167,996,366.73 0.97891481 979,598.10 3-A-2M 0.00 979,598.10 167,996,366.73 0.97891481 979,598.10 3-A-2S 0.00 0.00 0.00 0.00000000 0.00 3-A-3 0.00 48,441.94 8,307,560.51 0.97891481 48,441.94 B-1 0.00 2,322.47 17,276,769.44 0.99973205 2,322.47 B-2 0.00 677.37 5,038,949.45 0.99973205 677.37 B-3 0.00 532.22 3,959,138.86 0.99973205 532.22 B-4 0.00 338.68 2,519,424.74 0.99973205 338.68 B-5 0.00 241.92 1,799,617.66 0.99973205 241.92 B-6 0.00 241.97 1,800,021.90 0.99973205 241.97 A-R 0.00 0.00 0.00 0.00000000 0.00 Totals $0.00 6,756,150.47 966,350,343.72 0.98241309 6,756,150.47

Principal Distribution Factors Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution 1-A-1 174,939,500.00 987.29069924 0.16209478 5.32583962 0.00000000 1-A-2 10,690,800.00 987.29069948 0.16209451 5.32583997 0.00000000 2-A-1 95,561,000.00 995.36705445 0.15203305 28.45811963 0.00000000 2-A-2 22,267,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-3 45,990,500.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-3M 45,990,500.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-3S 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-3L 45,990,500.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-3F 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 8,100,900.00 997.29744226 0.08868644 16.60060611 0.00000000 3-A-1 150,000,000.00 984.62292513 0.13918267 5.56893533 0.00000000 3-A-2 171,614,900.00 984.62292511 0.13918267 5.56893533 0.00000000 3-A-2M 171,614,900.00 984.62292511 0.00000000 5.70811800 0.00000000 3-A-2S 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-3 8,486,500.00 984.62292465 0.13918223 5.56893537 0.00000000 B-1 17,281,400.00 999.86644080 0.13439131 0.00000000 0.00000000 B-2 5,040,300.00 999.86644049 0.13439081 0.00000000 0.00000000 B-3 3,960,200.00 999.86644109 0.13439220 0.00000000 0.00000000 B-4 2,520,100.00 999.86644181 0.13439149 0.00000000 0.00000000 B-5 1,800,100.00 999.86644075 0.13439253 0.00000000 0.00000000 B-6 1,800,504.35 999.86644298 0.13439012 0.00000000 0.00000000 A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution 1-A-1 0.00000000 5.48793440 981.80276484 0.98180276 5.48793440 1-A-2 0.00000000 5.48793449 981.80276499 0.98180276 5.48793449 2-A-1 0.00000000 28.61015268 966.75690177 0.96675690 28.61015268 2-A-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 2-A-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 2-A-3M 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 2-A-3S 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-3L 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 2-A-3F 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 0.00000000 16.68929255 980.60815095 0.98060815 16.68929255 3-A-1 0.00000000 5.70811800 978.91480707 0.97891481 5.70811800 3-A-2 0.00000000 5.70811800 978.91480711 0.97891481 5.70811800 3-A-2M 0.00000000 5.70811800 978.91480711 0.97891481 5.70811800 3-A-2S 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-3 0.00000000 5.70811760 978.91480705 0.97891481 5.70811760 B-1 0.00000000 0.13439131 999.73204949 0.99973205 0.13439131 B-2 0.00000000 0.13439081 999.73204968 0.99973205 0.13439081 B-3 0.00000000 0.13439220 999.73204889 0.99973205 0.13439220 B-4 0.00000000 0.13439149 999.73205032 0.99973205 0.13439149 B-5 0.00000000 0.13439253 999.73204822 0.99973205 0.13439253 B-6 0.00000000 0.13439012 999.73204730 0.99973205 0.13439012 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 NOTE: All classes per $1,000 denomination.

Interest Distribution Statement Class Accrual Accrual Current Beginning Current Payment of Dates Days Certificate Certificate/ Accrued Unpaid Interest Rate Notional Interest Shortfall (1) Balance 1-A-1 05/01/07 - 05/30/07 30 5.50185% 172,716,141.28 791,882.10 0.00 1-A-2 05/01/07 - 05/30/07 30 5.50185% 10,554,927.41 48,393.03 0.00 2-A-1 05/01/07 - 05/30/07 30 5.84783% 95,118,271.09 463,529.61 0.00 2-A-2 05/01/07 - 05/30/07 30 5.84783% 22,267,000.00 108,511.37 0.00 2-A-3 05/01/07 - 05/30/07 30 5.84783% 45,990,500.00 224,120.54 0.00 2-A-3M 05/01/07 - 05/30/07 30 5.59783% 45,990,500.00 214,539.19 0.00 2-A-3S 05/01/07 - 05/30/07 30 0.25000% 45,990,500.00 9,581.35 0.00 2-A-3L 05/01/07 - 05/30/07 30 5.34783% 45,990,500.00 204,957.83 0.00 2-A-3F 05/01/07 - 05/30/07 30 0.50000% 45,990,500.00 19,162.71 0.00 2-A-4 05/01/07 - 05/30/07 30 5.84783% 8,079,006.85 39,370.55 0.00 3-A-1 05/01/07 - 05/30/07 30 6.03845% 147,693,438.77 743,199.44 0.00 3-A-2 05/01/07 - 05/30/07 30 6.03845% 168,975,964.83 850,293.98 0.00 3-A-2M 05/01/07 - 05/30/07 30 5.78845% 168,975,964.83 815,090.65 0.00 3-A-2S 05/01/07 - 05/30/07 30 0.25000% 168,975,964.83 35,203.33 0.00 3-A-3 05/01/07 - 05/30/07 30 6.03845% 8,356,002.45 42,047.75 0.00 B-1 05/01/07 - 05/30/07 30 5.84594% 17,279,091.91 84,177.12 0.00 B-2 05/01/07 - 05/30/07 30 5.84594% 5,039,626.82 24,551.13 0.00 B-3 05/01/07 - 05/30/07 30 5.84594% 3,959,671.08 19,290.00 0.00 B-4 05/01/07 - 05/30/07 30 5.84594% 2,519,763.42 12,275.32 0.00 B-5 05/01/07 - 05/30/07 30 5.84594% 1,799,859.58 8,768.23 0.00 B-6 05/01/07 - 05/30/07 30 5.84594% 1,800,263.88 8,770.20 0.00 A-R N/A N/A 5.50958% 0.00 0.00 0.00 Totals 4,767,715.43 0.00

Interest Distribution Statement (continued) Class Current Non-Supported Total Remaining Ending Interest Interest Interest Unpaid Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance 1-A-1 0.00 0.00 791,882.10 0.00 171,756,084.78 1-A-2 0.00 0.00 48,393.03 0.00 10,496,257.00 2-A-1 0.00 0.00 463,529.61 0.00 92,384,256.29 2-A-2 0.00 0.00 108,511.37 0.00 22,267,000.00 2-A-3 0.00 0.00 224,120.54 0.00 45,990,500.00 2-A-3M 0.00 0.00 214,539.19 0.00 45,990,500.00 2-A-3S 0.00 0.00 9,581.35 0.00 45,990,500.00 2-A-3L 0.00 0.00 204,957.83 0.00 45,990,500.00 2-A-3F 0.00 0.00 19,162.71 0.00 45,990,500.00 2-A-4 0.00 0.00 39,370.55 0.00 7,943,808.57 3-A-1 0.00 0.00 743,199.44 0.00 146,837,221.06 3-A-2 0.00 0.00 850,293.98 0.00 167,996,366.73 3-A-2M 0.00 0.00 815,090.65 0.00 167,996,366.73 3-A-2S 0.00 0.00 35,203.33 0.00 167,996,366.73 3-A-3 0.00 0.00 42,047.75 0.00 8,307,560.51 B-1 0.00 0.00 84,177.12 0.00 17,276,769.44 B-2 0.00 0.00 24,551.13 0.00 5,038,949.45 B-3 0.00 0.00 19,290.00 0.00 3,959,138.86 B-4 0.00 0.00 12,275.32 0.00 2,519,424.74 B-5 0.00 0.00 8,768.23 0.00 1,799,617.66 B-6 0.00 0.00 8,770.20 0.00 1,800,021.90 A-R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 4,767,715.43 0.00 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.

Interest Distribution Factors Statement Class Original Current Beginning Current Payment of Face Certificate Certificate/ Accrued Unpaid Interest Amount Rate Notional Interest Shortfall (1) Balance 1-A-1 174,939,500.00 5.50185% 987.29069924 4.52660548 0.00000000 1-A-2 10,690,800.00 5.50185% 987.29069948 4.52660512 0.00000000 2-A-1 95,561,000.00 5.84783% 995.36705445 4.85061490 0.00000000 2-A-2 22,267,000.00 5.84783% 1000.00000000 4.87319217 0.00000000 2-A-3 45,990,500.00 5.84783% 1000.00000000 4.87319207 0.00000000 2-A-3M 45,990,500.00 5.59783% 1000.00000000 4.66485883 0.00000000 2-A-3S 0.00 0.25000% 1000.00000000 0.20833324 0.00000000 2-A-3L 45,990,500.00 5.34783% 1000.00000000 4.45652537 0.00000000 2-A-3F 0.00 0.50000% 1000.00000000 0.41666670 0.00000000 2-A-4 8,100,900.00 5.84783% 997.29744226 4.86002173 0.00000000 3-A-1 150,000,000.00 6.03845% 984.62292513 4.95466293 0.00000000 3-A-2 171,614,900.00 6.03845% 984.62292511 4.95466291 0.00000000 3-A-2M 171,614,900.00 5.78845% 984.62292511 4.74953311 0.00000000 3-A-2S 0.00 0.25000% 984.62292511 0.20512980 0.00000000 3-A-3 8,486,500.00 6.03845% 984.62292465 4.95466329 0.00000000 B-1 17,281,400.00 5.84594% 999.86644080 4.87096647 0.00000000 B-2 5,040,300.00 5.84594% 999.86644049 4.87096601 0.00000000 B-3 3,960,200.00 5.84594% 999.86644109 4.87096611 0.00000000 B-4 2,520,100.00 5.84594% 999.86644181 4.87096544 0.00000000 B-5 1,800,100.00 5.84594% 999.86644075 4.87096828 0.00000000 B-6 1,800,504.35 5.84594% 999.86644298 4.87096852 0.00000000 A-R 100.00 5.50958% 0.00000000 0.00000000 0.00000000

Interest Distribution Factors Statement (continued) Class Current Non-Supported Total Remaining Unpaid Ending Interest Interest Interest Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance 1-A-1 0.00000000 0.00000000 4.52660548 0.00000000 981.80276484 1-A-2 0.00000000 0.00000000 4.52660512 0.00000000 981.80276499 2-A-1 0.00000000 0.00000000 4.85061490 0.00000000 966.75690177 2-A-2 0.00000000 0.00000000 4.87319217 0.00000000 1000.00000000 2-A-3 0.00000000 0.00000000 4.87319207 0.00000000 1000.00000000 2-A-3M 0.00000000 0.00000000 4.66485883 0.00000000 1000.00000000 2-A-3S 0.00000000 0.00000000 0.20833324 0.00000000 1000.00000000 2-A-3L 0.00000000 0.00000000 4.45652537 0.00000000 1000.00000000 2-A-3F 0.00000000 0.00000000 0.41666670 0.00000000 1000.00000000 2-A-4 0.00000000 0.00000000 4.86002173 0.00000000 980.60815095 3-A-1 0.00000000 0.00000000 4.95466293 0.00000000 978.91480707 3-A-2 0.00000000 0.00000000 4.95466291 0.00000000 978.91480711 3-A-2M 0.00000000 0.00000000 4.74953311 0.00000000 978.91480711 3-A-2S 0.00000000 0.00000000 0.20512980 0.00000000 978.91480711 3-A-3 0.00000000 0.00000000 4.95466329 0.00000000 978.91480705 B-1 0.00000000 0.00000000 4.87096647 0.00000000 999.73204949 B-2 0.00000000 0.00000000 4.87096601 0.00000000 999.73204968 B-3 0.00000000 0.00000000 4.87096611 0.00000000 999.73204889 B-4 0.00000000 0.00000000 4.87096544 0.00000000 999.73205032 B-5 0.00000000 0.00000000 4.87096828 0.00000000 999.73204822 B-6 0.00000000 0.00000000 4.87096852 0.00000000 999.73204730 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable. NOTE: All classes per $1,000 denomination.

Certificateholder Account Statement CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 9,356,599.77 Reserve Funds and Credit Enhancements 0.00 Proceeds from Repurchased Loans 0.00 Servicer Advances 47,369.61 Gains & Subsequent Recoveries (Realized Losses) 0.00 Prepayment Penalties 0.00 Total Deposits 9,403,969.38 Withdrawals Reserve Funds and Credit Enhancements 0.00 Total Administration Fees 158,237.20 Payment of Interest and Principal 9,245,732.18 Total Withdrawals (Pool Distribution Amount) 9,403,969.38 Ending Balance 0.00 Servicer Advances are calculated as delinquent scheduled principal and interest.

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00

ADMINISTRATION FEES Gross Servicing Fee* 151,709.17 Master Servicing Fee - Wells Fargo Bank, N.A. 6,528.03 Supported Prepayment/Curtailment Interest Shortfall 0.00 Total Administration Fees 158,237.20 *Servicer Payees include: COUNTRYWIDE HOME LOANS SERVICING LP; JOHNSON BANK; JP MORGAN CHASE BANK NA; PHH MORTGAGE CORPORATION; WELLS FARGO BANK, N.A.

Collateral Statement Group Group 1 Group 2 Collateral Description Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.779912 6.112258 Weighted Average Net Rate 5.512214 5.858830 Weighted Average Pass-Through Rate 5.501214 5.847830 Weighted Average Remaining Term 354 356 Principal And Interest Constant 956,391.90 930,539.48 Beginning Loan Count 344 321 Loans Paid in Full 1 4 Ending Loan Count 343 317 Beginning Scheduled Balance 192,016,705.64 179,555,042.85 Ending Scheduled Balance 190,996,542.86 176,685,109.44 Actual Ending Collateral Balance 191,019,806.95 176,696,397.97 Scheduled Principal 31,525.57 15,967.19 Unscheduled Principal 988,637.21 2,853,966.22 Negative Amortized Principal 0.00 0.00 Scheduled Interest 924,866.33 914,572.29 Servicing Fees 42,835.28 37,920.19 Master Servicing Fees 1,760.15 1,645.92 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 880,270.90 875,006.18 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 Prepayment Penalty Waived Count 0 0 Prepayment Penalty Paid Amount 0.00 0.00 Prepayment Penalty Paid Count 0 0 Special Servicing Fee 0.00 0.00

Collateral Statement Group Group 3 Total Collateral Description Mixed ARM Mixed ARM Weighted Average Coupon Rate 6.299449 6.112170 Weighted Average Net Rate 6.049449 5.856533 Weighted Average Pass-Through Rate 6.038449 5.845533 Weighted Average Remaining Term 357 356 Principal And Interest Constant 1,836,019.79 3,722,951.17 Beginning Loan Count 528 1,193 Loans Paid in Full 2 7 Ending Loan Count 526 1,186 Beginning Scheduled Balance 340,577,780.88 712,149,529.37 Ending Scheduled Balance 338,691,324.70 706,372,977.00 Actual Ending Collateral Balance 338,722,462.16 706,438,667.08 Scheduled Principal 48,142.83 95,635.59 Unscheduled Principal 1,838,313.35 5,680,916.78 Negative Amortized Principal 0.00 0.00 Scheduled Interest 1,787,876.96 3,627,315.58 Servicing Fees 70,953.70 151,709.17 Master Servicing Fees 3,121.96 6,528.03 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 1,713,801.30 3,469,078.38 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 Prepayment Penalty Waived Count 0 0 Prepayment Penalty Paid Amount 0.00 0.00 Prepayment Penalty Paid Count 0 0 Special Servicing Fee 0.00 0.00

Additional Reporting - Deal Level Trigger Event Reporting Cumulative Loss Test- Aggregate Calculated Value 0.000000% Trigger Result Pass Threshold Value 30.000000% Delinquency Test - Aggregate Calculated Value 0.654444% Trigger Result Pass Threshold Value 50.000000%

Additional Reporting - Group Level Miscellaneous Reporting Group 1 Interest Transfer Amount 0.00 Principal Transfer Amount 0.00 Group 2 Interest Transfer Amount 0.00 Principal Transfer Amount 0.00 Group 3 Interest Transfer Amount 0.00 Principal Transfer Amount 0.00 Structural Reporting Group 1 Senior Percentage 95.445377% Senior Prepayment Percentage 100.000000% Subordinate Percentage 4.554623% Subordinate Prepayment Percentage 0.000000% Group 2 Senior Percentage 95.488701% Senior Prepayment Percentage 100.000000% Subordinate Percentage 4.511299% Subordinate Prepayment Percentage 0.000000% Group 3 Senior Prepayment Percentage 95.433532% Senior Prepayment Percentage 100.000000% Subordinate Percentage 4.566468% Subordinate Prepayment Percentage 0.000000% Trigger Event Reporting Group 1 Step-Down Test - Delinquency Calculated Value 2.424066% Trigger Result Pass Threshold Value 50.000000% Step-Down Test- Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 30.000000% Two Times Test Trigger Result Pass Two Times Test - Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 20.000000% Two Times Test - Delinquency Calculated Value 2.424066% Trigger Result Pass Threshold Value 50.000000% Group 2 Step-Down Test - Delinquency Calculated Value 0.000000% Trigger Result Pass Threshold Value 50.000000% Step-Down Test- Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 30.000000% Two Times Test Trigger Result Pass Two Times Test - Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 20.000000% Two Times Test - Delinquency Calculated Value 0.000000% Trigger Result Pass Threshold Value 50.000000% Group 3 Step-Down Test - Delinquency Calculated Value 0.000000% Trigger Result Pass Threshold Value 50.000000% Step-Down Test- Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 30.000000% Two Times Test Trigger Result Pass Two Times Test - Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 20.000000% Two Times Test - Delinquency Calculated Value 0.000000% Trigger Result Pass Threshold Value 50.000000%

Delinquency Status - MBA Delinquency Calculation Method DELINQUENT BANKRUPTCY FORECLOSURE REO Total No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 18 0 0 0 18 8,875,031.77 0.00 0.00 0.00 8,875,031.77 60 Days 1 0 0 0 1 424,000.00 0.00 0.00 0.00 424,000.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 19 0 0 0 19 9,299,031.77 0.00 0.00 0.00 9,299,031.77 No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.517707% 0.000000% 0.000000% 0.000000% 1.517707% 1.256306% 0.000000% 0.000000% 0.000000% 1.256306% 60 Days 0.084317% 0.000000% 0.000000% 0.000000% 0.084317% 0.060019% 0.000000% 0.000000% 0.000000% 0.060019% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.602024% 0.000000% 0.000000% 0.000000% 1.602024% 1.316325% 0.000000% 0.000000% 0.000000% 1.316325% Please refer to CTSLink.com for a list of delinquency code descriptions.

Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 47,369.61

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 279,259.26 0.03878311% 279,259.26 0.03953425% Fraud 7,200,538.04 1.00000000% 7,200,538.04 1.01936771% Special Hazard 10,955,891.23 1.52153786% 9,363,263.03 1.32554094% Limit of Subordinate's Exposure to Certain Types of Losses

Delinquency Status By Group DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 - MBA No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 9 0 0 0 9 4,640,231.65 0.00 0.00 0.00 4,640,231.65 60 Days 1 0 0 0 1 424,000.00 0.00 0.00 0.00 424,000.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 10 0 0 0 10 5,064,231.65 0.00 0.00 0.00 5,064,231.65 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.623907% 0.000000% 0.000000% 0.000000% 2.623907% 2.429189% 0.000000% 0.000000% 0.000000% 2.429189% 60 Days 0.291545% 0.000000% 0.000000% 0.000000% 0.291545% 0.221967% 0.000000% 0.000000% 0.000000% 0.221967% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.915452% 0.000000% 0.000000% 0.000000% 2.915452% 2.651155% 0.000000% 0.000000% 0.000000% 2.651155% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 - MBA No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 1,322,939.51 0.00 0.00 0.00 1,322,939.51 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 1,322,939.51 0.00 0.00 0.00 1,322,939.51 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.946372% 0.000000% 0.000000% 0.000000% 0.946372% 0.748708% 0.000000% 0.000000% 0.000000% 0.748708% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.946372% 0.000000% 0.000000% 0.000000% 0.946372% 0.748708% 0.000000% 0.000000% 0.000000% 0.748708% Please refer to CTSLink.com for a list of delinquency code descriptions. DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 - MBA No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 6 0 0 0 6 2,911,860.61 0.00 0.00 0.00 2,911,860.61 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 6 0 0 0 6 2,911,860.61 0.00 0.00 0.00 2,911,860.61 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.140684% 0.000000% 0.000000% 0.000000% 1.140684% 0.859660% 0.000000% 0.000000% 0.000000% 0.859660% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.140684% 0.000000% 0.000000% 0.000000% 1.140684% 0.859660% 0.000000% 0.000000% 0.000000% 0.859660% Please refer to CTSLink.com for a list of delinquency code descriptions.

REO Detail - All Mortgage Loans in REO during Current Period Summary - No REO Information to report this period. Group 1 - No REO Information to report this period. Group 2 - No REO Information to report this period. Group 3 - No REO Information to report this period.

REO Loan Detail - All Mortgage Loans in REO during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number REO Date State Origination Balance No REO Loans this Period

REO Loan Detail - All Mortgage Loans in REO during Current Period (continued) Current Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No REO Loans this Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period Summary - No Foreclosure Information to report this period. Group 1 - No Foreclosure Information to report this period. Group 2 - No Foreclosure Information to report this period. Group 3 - No Foreclosure Information to report this period.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance No Foreclosure Loans this Period

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No Foreclosure Loans this Period

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period Summary - No Bankruptcy Information to report this period. Group 1 - No Bankruptcy Information to report this period. Group 2 - No Bankruptcy Information to report this period. Group 3 - No Bankruptcy Information to report this period.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period Group Loan Month Loan First State LTV at Original Number Entered Payment Origination Principal Bankruptcy Date Balance No Bankruptcy Loans this Period

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued) Group Loan Current Paid To Months Current Approximate Number Actual Date Delinquent Loan Rate Delinquent Balance Interest No Bankruptcy Loans this Period

Realized Loss Detail Report - Loans with Losses during Current Period Summary # Loans Prior Realized Current with Actual Loss/(Gain) Loss Group Losses Balance Amount Percentage Group 1 0 0.00 0.00 0.000% Group 2 0 0.00 0.00 0.000% Group 3 0 0.00 0.00 0.000% Total 0 0.00 0.00 0.000%

Realized Loss Loan Detail Report - Loans With Losses during Current Period Original Current Loan Principal Note LTV at Original Group Number Balance Rate State Origination Term No Losses this Period

Realized Loss Loan Detail Report - Loans With Losses during Current Period (continued) Prior Cumulative Loan Actual Realized Realized Group Number Balance Loss/(Gain) Loss/(Gain) No Losses this Period

Realized Loss Report - Collateral Summary - No Realized Loss Information to report this period. Group 1 - No Realized Loss Information to report this period. Group 2 - No Realized Loss Information to report this period. Group 3 - No Realized Loss Information to report this period. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Scheduled Balance of Liquidated Loans)/ sum(Beg Scheduled Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR / (WAS * 0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR / 0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR / (0.6 - ((WAS - 60) * 0.0095)) else if WAS is greater than 120 then CDR / 0.03 Cumulative Loss Severity: Sum (Realized Losses) / Sum (Ending Actual Balance for loans that have experienced a loss).

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Scheduled Principal Scheduled Group Count Balance Balance Count Balance Balance Group 1 1 503,200.00 503,200.00 0 0.00 0.00 Group 2 4 1,747,350.00 1,747,350.00 0 0.00 0.00 Group 3 2 343,312.00 343,283.31 0 0.00 0.00 Total 7 2,593,862.00 2,593,833.31 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Scheduled Principal Scheduled Curtailment Group Count Balance Balance Count Balance Balance Amount Group 1 0 0.00 0.00 0 0.00 0.00 485,437.21 Group 2 0 0.00 0.00 0 0.00 0.00 1,106,616.22 Group 3 0 0.00 0.00 0 0.00 0.00 1,495,030.04 Total 0 0.00 0.00 0 0.00 0.00 3,087,083.47

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount Group 1 1596786622 CA 80.00 01-Jul-2006 503,200.00 503,200.00 Group 2 0072324031 CA 56.75 01-Mar-2007 454,000.00 454,000.00 Group 2 0072828668 DC 75.00 01-Apr-2007 675,000.00 675,000.00 Group 2 1927232039 PA 80.00 01-Nov-2006 209,600.00 209,600.00 Group 2 7102885238 IL 61.93 01-Jan-2007 408,750.00 408,750.00 Group 3 0040647950 PA 80.00 01-Mar-2007 100,400.00 100,371.31 Group 3 1311617237 FL 80.00 01-Mar-2007 242,912.00 242,912.00

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning Group 1 1596786622 Loan Paid in Full 0 6.250% 360 11 Group 2 0072324031 Loan Paid in Full 0 6.375% 360 3 Group 2 0072828668 Loan Paid in Full (1) 6.250% 360 2 Group 2 1927232039 Loan Paid in Full (2) 6.000% 360 7 Group 2 7102885238 Loan Paid in Full 0 6.835% 360 5 Group 3 0040647950 Loan Paid in Full (1) 6.460% 360 3 Group 3 1311617237 Loan Paid in Full 0 7.125% 360 3

Prepayment Penalty Detail - Prepayment Penalty Paid during Current Period Prepayment Prepayment Summary Loan Prior Penalty Penalty Count Balance Amount Waived Group 1 0 0.00 0.00 0.00 Group 2 0 0.00 0.00 0.00 Group 3 0 0.00 0.00 0.00 Total 0 0.00 0.00 0.00

Prepayment Penalty Loan Detail - Prepayment Penalty Paid during Current Period Paid In Prepayment Prepayment Loan Full Prior Penalty Penalty Group Number Date Balance Amount Waived No Prepayment Penalties this Period

Summary SMM CPR PSA Current Month 0.798% Current Month 9.165% Current Month 1,195.247% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Jul-2006 N/A N/A Jul-2006 N/A N/A Aug-2006 N/A N/A Aug-2006 N/A N/A Sep-2006 N/A N/A Sep-2006 N/A N/A Oct-2006 N/A N/A Oct-2006 N/A N/A Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 12.265% N/A May-2007 2,164.962% N/A Jun-2007 9.165% N/A Jun-2007 1,195.247% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 1 SMM CPR PSA Current Month 0.515% Current Month 6.007% Current Month 487.384% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Jul-2006 N/A N/A Jul-2006 N/A N/A Aug-2006 N/A N/A Aug-2006 N/A N/A Sep-2006 N/A N/A Sep-2006 N/A N/A Oct-2006 N/A N/A Oct-2006 N/A N/A Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 13.470% N/A May-2007 1,303.013% N/A Jun-2007 6.007% N/A Jun-2007 487.384% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 2 SMM CPR PSA Current Month 1.590% Current Month 17.493% Current Month 2,367.835% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Jul-2006 N/A N/A Jul-2006 N/A N/A Aug-2006 N/A N/A Aug-2006 N/A N/A Sep-2006 N/A N/A Sep-2006 N/A N/A Oct-2006 N/A N/A Oct-2006 N/A N/A Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 2.955% N/A May-2007 550.336% N/A Jun-2007 17.493% N/A Jun-2007 2,367.835% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 3 SMM CPR PSA Current Month 0.540% Current Month 6.289% Current Month 1,212.527% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Jul-2006 N/A N/A Jul-2006 N/A N/A Aug-2006 N/A N/A Aug-2006 N/A N/A Sep-2006 N/A N/A Sep-2006 N/A N/A Oct-2006 N/A N/A Oct-2006 N/A N/A Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 16.132% N/A May-2007 5,061.604% N/A Jun-2007 6.289% N/A Jun-2007 1,212.527% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Modifications Beginning Current Loan Scheduled Scheduled Prior Modified Prior Modified Number Balance Balance Rate Rate Payment Payment No Modifications this Period

Substitutions Loans Repurchased Loans Substituted Current Current Loan Scheduled Current Current Loan Scheduled Current Current Number Balance Rate Payment Number Balance Rate Payment No Substitutions this Period

Repurchases Current Loan Scheduled Current Current Number Balance Rate Payment No Repurchases this Period

Breaches Current Loan Scheduled Current Current Number Balance Rate Payment No Breaches this Period

Interest Rate Stratification Summary Group 1 Current Number of Outstanding Percentage of Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Loans Scheduled Balance(%) Range(%) Balance($) Balance($) < 2.750 0 0.00 0.000 0 0.00 0.000 2.750 2.999 3 1,341,286.77 0.190 3 1,341,286.77 0.702 3.000 3.249 0 0.00 0.000 0 0.00 0.000 3.250 3.499 3 1,457,613.12 0.206 3 1,457,613.12 0.763 3.500 3.749 0 0.00 0.000 0 0.00 0.000 3.750 3.999 17 11,936,057.26 1.690 17 11,936,057.26 6.249 4.000 4.249 1 843,479.99 0.119 1 843,479.99 0.442 4.250 4.499 29 16,431,806.16 2.326 28 15,431,806.16 8.080 4.500 4.749 0 0.00 0.000 0 0.00 0.000 4.750 4.999 13 10,365,942.45 1.467 3 3,052,817.64 1.598 5.000 5.249 13 7,549,727.66 1.069 5 3,384,693.70 1.772 5.250 5.499 28 17,430,388.06 2.468 16 9,210,592.23 4.822 5.500 5.749 55 34,586,808.86 4.896 19 13,677,284.48 7.161 5.750 5.999 130 80,324,518.10 11.371 48 25,369,871.54 13.283 6.000 6.249 197 127,821,626.07 18.095 45 25,465,862.97 13.333 6.250 6.499 330 204,376,617.17 28.933 65 33,809,242.02 17.701 6.500 6.749 271 142,112,096.59 20.119 72 36,539,403.30 19.131 6.750 6.999 75 39,995,464.50 5.662 18 9,476,531.68 4.962 7.000 7.249 15 6,631,788.51 0.939 0 0.00 0.000 7.250 7.499 6 3,167,755.73 0.448 0 0.00 0.000 >= 7.500 0 0.00 0.000 0 0.00 0.000 Total 1,186 706,372,977.00 100.000 343 190,996,542.86 100.000

Interest Rate Stratification (continued) Group 2 Group 3 Current Number of Outstanding Percentage of Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Loans Scheduled Balance(%) Range(%) Balance($) Balance($) < 2.750 0 0.00 0.000 0 0.00 0.000 2.750 2.999 0 0.00 0.000 0 0.00 0.000 3.000 3.249 0 0.00 0.000 0 0.00 0.000 3.250 3.499 0 0.00 0.000 0 0.00 0.000 3.500 3.749 0 0.00 0.000 0 0.00 0.000 3.750 3.999 0 0.00 0.000 0 0.00 0.000 4.000 4.249 0 0.00 0.000 0 0.00 0.000 4.250 4.499 1 1,000,000.00 0.566 0 0.00 0.000 4.500 4.749 0 0.00 0.000 0 0.00 0.000 4.750 4.999 7 5,813,816.03 3.290 3 1,499,308.78 0.443 5.000 5.249 6 3,242,983.96 1.835 2 922,050.00 0.272 5.250 5.499 6 3,430,612.74 1.942 6 4,789,183.09 1.414 5.500 5.749 21 10,817,416.07 6.122 15 10,092,108.31 2.980 5.750 5.999 34 21,459,244.85 12.145 48 33,495,401.71 9.890 6.000 6.249 71 42,239,405.27 23.907 81 60,116,357.83 17.750 6.250 6.499 96 56,253,123.16 31.838 169 114,314,251.99 33.752 6.500 6.749 62 27,630,523.67 15.638 137 77,942,169.62 23.013 6.750 6.999 12 4,650,063.69 2.632 45 25,868,869.13 7.638 7.000 7.249 0 0.00 0.000 15 6,631,788.51 1.958 7.250 7.499 1 147,920.00 0.084 5 3,019,835.73 0.892 >= 7.500 0 0.00 0.000 0 0.00 0.000 Total 317 176,685,109.44 100.000 526 338,691,324.70 100.000

SUPPLEMENTAL REPORTING Accrual Period With respect to any Distribution Date and any Class of Certificates, the calendar month preceding the month in which the Distribution Date occurs. Interest shall accrue on all Classes of Certificates and on all Lower-Tier Interests on the basis of a 360-day year consisting of twelve 30-day months. Business Day Any day other than (i) a Saturday or a Sunday or (ii) a day on which banking institutions in the City of New York, New York or, if other than New York, the city, the States of Maryland or Minnesota or the cities in which the Corporate Trust OfficeOffices of the Trustee isand the Securities Administrator are located, or the State of Minnesota, are authorized or obligated by law or executive order to be closed. Closing Date April 27, 2007. Determination Date With respect to each Distribution Date and Servicer, the date specified as such in the related Purchase and Servicing Agreement or Servicing Agreement, as applicable. Distribution Date The 25th day of each month or, if such 25th day is not a Business Day, the next succeeding Business Day, commencing in May 2007. Distribution Account Deposit Date With respect to each Servicer, the Remittance Date as defined in the related Purchase and Servicing Agreement or Servicing Agreement, as applicable, commencing in May 2007. Record Date As to any Distribution Date the last Business Day of the calendar month preceding the month of such Distribution Date.

Filing Compare · JPMMT 2007-A3