UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report November 20, 2000 Commission File Number 333-35847-02 FIRST SECURITY AUTO GRANTOR TRUST 1998-A (Exact name of registrant as specified in its charter) State of incorporation Utah I.R.S. Employer Identification No. 87-6238935 Address of principal executive offices 79 South Main, P.O. Box 30006 Salt Lake City, Utah Zip Code 84130-0006 Registrant's telephone number, including area code (801) 246-5891 Item 7. Financial Statements and Exhibits Pursuant to its agreement with certificate holders, this report is filed to report data relating to this trust as contained in the monthly servicing report sent to certificate holders by the trustee. Attached as Exhibit A is a copy of the monthly servicing report for the period September 24, 2000 through October 23, 2000. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. FIRST SECURITY AUTO GRANTOR TRUST 1998-A (Registrant) By: FIRST SECURITY BANK, N.A. (Seller and Servicer) /s/ Brad D. Hardy November 20, 2000 __________________________________________________________ __________________ Brad D. Hardy (Date) Authorized Officer EXHIBIT A

First Security Auto Grantor Trust 1998-A Monthly Statement to Certificateholders Servicers: First Security Bank, N.A. ~~August~~September 24, 2000 Thru ~~September~~October 23, 2000 Distribution Date: 1011-15-00 Statement for Class A and Class B Certificateholders Pursuant Per $1,000 of Original to Section 4.7 of the Pooling and Servicing Agreement Class A/Class B Certificate Amount (i) Principal Distribution Class A Amount 6,~~724~~195,~~890~~265.7268 1412.~~0653~~9576 Class B Amount ~~316~~291,~~890~~933.6967 1412.~~0653~~9576 (ii) Interest Distribution Class A Amount ~~568~~535,~~923~~466.2692 1.~~1899~~1199 Class B Amount 2725,~~482~~866.4228 1.~~2198~~1481 (iii) Yield Supplement Amount - - (iv) Basic Servicing Fee 9993,~~787~~919.6247 0.~~1993~~1876 (v) Class A Certificate Balance (end of Collection Period) ~~107~~101,~~631~~436,~~542~~276.5789 Class A Pool Factor (end of Collection Period) 0.~~2251141~~2121565 Class B Certificate Balance (end of Collection Period) 54,~~071~~779,~~819~~886.7912 Class B Pool Factor (end of Collection Period) 0.~~2251141~~2121565 (vi) Total Pool Balance (end of Collection Period) ~~112~~106,~~703~~216,~~362~~163.3601 (vii) Realized Losses for the Collection Period ~~266~~279,~~215~~862.3842 (viii) Aggregate Defaulted Receivables for the Collection Period ~~373~~386,~~981~~902.0047 (ix) Amount otherwise distributable to Class B Certificateholders that is distributed to Class A Certificateholders - (x) Aggregate Purchase Amount of Receivables Repurchased by the Seller or purchased by Servicer - (xi) Advances made in respect of this Collection Period: - Unreimbursed Advances on the Distribution Date: - (xii) Reserve Account Balance after Giving Effect to Payments Made on Distribution Date 10,013,000.64 (xiii) (x) Excess of Class A Certificate Balance over Pool Balance - (y) Excess of Class B Certificate Balance over amount by which Pool Balance exceeds Class A Certificate Balance - (xiv) Aggregate outstanding balance of Delinquent Receivables at end of Collection Period 30 - 59 Days 32,~~201~~920,~~577~~850.4783 60 - 89 Days 1,~~194~~119,~~575~~159.4852 90 or more days ~~329~~448,~~916~~184.4301

Filing Compare · FIRST SECURITY AUTO GRANTOR TRUST 1998-A