
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549


                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the
                       Securities Exchange Act of 1934


      Date of Report (Date of earliest event reported) December 30, 2004

                 STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.                
            (Exact name of registrant as specified in its charter)



        Delaware                   333-106323                  30-0183252

    (State or Other               (Commission               (I.R.S. Employer
      Jurisdiction                File Number)            Identification No.)
   of Incorporation)



383 Madison Avenue
New York, New York                                               10l79

 (Address of Principal                                         (Zip Code)
   Executive Offices)


Registrants telephone number, including area code, is (212) 272-2000

Items 1 through 7 are not included because they are not applicable.

Item 8.01. Other Events.

On December 30, 2004, Structured Asset Mortgage Investments II Inc. caused
the issuance and sale of the Mortgage Pass-Through Certificates, Series
2004-13, pursuant to a Pooling and Servicing Agreement, dated as of December
1, 2004, among Structured Asset Mortgage Investments II Inc., as seller,
Wells Fargo Bank, National Association as master servicer and securities
administrator, EMC Mortgage Corporation and JPMorgan Chase Bank, N.A., as
trustee.

Item 9.01.  Financial Statements and Exhibits.

            (a)   Not applicable

            (b)   Not applicable

            (c)   Exhibits (executed copies): The following execution copies
of Exhibits to the Form S-3  Registration  Statement of the  Registrant are
hereby filed:

                                                                Sequentially
Exhibit                                                           Numbered
Number                                                          Exhibit Page

10.1  Pooling and Servicing Agreement, dated as of December 1, 2004 among
Structured Asset Mortgage Investments II Inc., as seller, Wells Fargo Bank,
National Association as master servicer and securities administrator, EMC
Mortgage Corporation and JPMorgan Chase Bank, N.A., as trustee.



      Pursuant to the  requirements  of the  Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this  report  to be signed on behalf of the
Registrant by the undersigned thereunto duly authorized.

                                    STRUCTURED ASSET MORTGAGE
                                    INVESTMENTS II INC.


                                    By:     /s/ Baron Silverstein               
                                    Name:   Baron Silverstein
                                    Title:  Vice President


Dated:  January 14, 2005



                                 EXHIBIT INDEX



                     Item 601 (a) of    Sequentially
Exhibit              Regulation S-K     Numbered
Number               Exhibit No.        Description             Page

1                    4                  Pooling and Servicing   5
                                        Agreement


                                  EXHIBIT 1

Bear Stearns BSALTA 2004-13 8-K