8-K 1 cw0208_edgar0207.txt CWMBS INC MORTGAGE PASS-THRU TRUST 2002-8 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2002 CW (Depositor) (Issuer in respect of Alternative Loan Trust 2002-5, Mortgage Pass-Through (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 155 N. Lake Avenue, Pasadena, CA 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Alternative Loan Trust 2002-5 Mortgage Pass-Through Trust On July 25, 2002, The Bank of New York, as Trustee for CW, Alternative Loan Trust 2002-5 Mortgage Pass-Through Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of April 1, 2002, among CW as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Alternative Loan Trust 2002-5 Mortgage Pass-Through Trust relating to the distribution date of July 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of April 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2002 Payment Date: 07/25/02 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Alternative Loan Trust 2002-5, Mortgage Pass-Through Trust Series 2002-8 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 2827,~~360~~771,~~000~~124.0047 2.~~410000~~390000% ~~129~~916,~~655~~376.8082 5655,~~956~~310.3382 ~~186~~971,~~612~~687.1364 0.00 0.00 A2 2827,~~360~~771,~~000~~124.0047 6.~~090000~~110000% 0.00 ~~143~~141,~~927~~401.0031 ~~143~~141,~~927~~401.0031 0.00 0.00 A3 2,000,000.00 6.750000% 0.00 11,250.00 11,250.00 0.00 0.00 A4 4,859,000.00 6.750000% 0.00 27,331.88 27,331.88 0.00 0.00 A5 4,000,000.00 6.750000% 0.00 22,500.00 22,500.00 0.00 0.00 A6 4,000,000.00 6.750000% 0.00 22,500.00 22,500.00 0.00 0.00 A7 2,000,000.00 6.750000% 0.00 11,250.00 11,250.00 0.00 0.00 A8 ~~198~~194,~~520~~397,~~000~~871.0032 6.500000% ~~907~~6,~~590~~414,637.5872 1,~~075~~052,~~316~~988.6747 17,~~982~~467,~~907~~626.2519 0.00 0.00 A9 11,608,000.00 6.750000% 0.00 65,295.00 65,295.00 0.00 0.00 A10 30,000,000.00 6.750000% 0.00 168,750.00 168,750.00 0.00 0.00 PO 1,~~902~~668,~~307~~162.5563 0.000000% ~~232~~1,~~454~~742.2643 0.00 ~~232~~1,~~454~~742.2643 0.00 0.00 Residual AR ~~100~~0.00 6.750000% ~~100~~0.00 0.5600 ~~100~~0.5600 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 65,~~000~~995,~~000~~406.0047 6.750000% 04,629.0070 33,~~750~~724.0016 3338,~~750~~353.0086 0.00 0.00 B1 2,~~550~~548,~~000~~047.0075 6.750000% 01,967.0062 14,~~343~~332.7577 1416,~~343~~300.7539 0.00 0.00 B2 1,~~800~~798,~~000~~621.0094 6.750000% 01,388.0091 10,~~125~~117.0025 1011,~~125~~506.0016 0.00 0.00 B3 ~~900~~899,~~000~~310.0097 6.750000% 0694.0046 5,~~062~~058.5062 5,~~062~~753.5008 0.00 0.00 B4 ~~750~~749,~~000~~425.0081 6.750000% 0578.0071 4,~~218~~215.7552 4,~~218~~794.7523 0.00 0.00 B5 750,~~592~~017.4581 6.750000% 0579.0016 4,~~222~~218.0885 4,~~222~~798.0801 0.0001 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~300~~295,~~000~~044,~~000~~989.0016 - 17,~~269~~342,~~800~~595.6453 1,~~676~~650,~~799~~244.5265 28,~~946~~992,~~600~~840.1518 -0.01 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 2826,~~230~~854,~~344~~747.2066 0.00 A2 2826,~~230~~854,~~344~~747.2066 0.00 A3 2,000,000.00 0.00 A4 4,859,000.00 0.00 A5 4,000,000.00 0.00 A6 4,000,000.00 0.00 A7 2,000,000.00 0.00 A8 ~~197~~187,~~612~~983,~~409~~233.4260 0.00 A9 11,608,000.00 0.00 A10 30,000,000.00 0.00 PO 1,~~669~~666,~~853~~420.2920 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 65,~~000~~990,~~000~~776.0077 0.00 B1 2,~~550~~546,~~000~~080.0013 0.00 B2 1,~~800~~797,~~000~~233.0003 0.00 B3 ~~900~~898,~~000~~616.0052 0.00 B4 ~~750~~748,~~000~~847.0010 0.00 B5 ~~750~~749,~~592~~438.4564 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~298~~287,~~730~~702,~~199~~393.3663 - --------------------------------------------------------------------------------

Payment Date: 07/25/02 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Alternative Loan Trust 2002-5, Mortgage Pass-Through Trust Series 2002-8 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 2827,~~360~~771,~~000~~124.0047 2.~~410000~~390000% 12669CXF2 432.~~571784~~312300 21.~~008333~~950311 ~~995~~946.~~428216~~923401 A2 2827,~~360~~771,~~000~~124.0047 6.~~090000~~110000% 12669CXG0 0.000000 54.~~075000~~985942 ~~995~~946.~~428216~~923401 A3 2,000,000.00 6.750000% 12669CXH8 0.000000 5.625000 1,000.000000 A4 4,859,000.00 6.750000% 12669CXJ4 0.000000 5.625000 1,000.000000 A5 4,000,000.00 6.750000% 12669CXK1 0.000000 5.625000 1,000.000000 A6 4,000,000.00 6.750000% 12669CXL9 0.000000 5.625000 1,000.000000 A7 2,000,000.00 6.750000% 12669CXM7 0.000000 5.625000 1,000.000000 A8 ~~198~~194,~~520~~397,~~000~~871.0032 6.500000% 12669CXN5 432.~~571784~~312300 5.~~416667~~304193 ~~995~~946.~~428216~~923401 A9 11,608,000.00 6.750000% 12669CXP0 0.000000 5.625000 1,000.000000 A10 30,000,000.00 6.750000% 12669CXQ8 0.000000 5.625000 1,000.000000 PO 1,~~902~~668,~~307~~162.5563 0.000000% 12669CXR6 ~~122~~0.~~195938~~915954 0.000000 ~~877~~875.~~804062~~999362 Residual AR ~~100~~0.00 6.750000% 12669CXS4 ~~1,000~~0.000000 50.~~625000~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 65,~~000~~995,~~000~~406.0047 6.750000% 12669CXT2 0.~~000000~~771617 5.~~625000~~620694 ~~1,000~~998.~~000000~~462795 B1 2,~~550~~548,~~000~~047.0075 6.750000% 12669CXU9 0.~~000000~~771617 5.~~625000~~620694 ~~1,000~~998.~~000000~~462795 B2 1,~~800~~798,~~000~~621.0094 6.750000% 12669CXV7 0.~~000000~~771617 5.~~625000~~620694 ~~1,000~~998.~~000000~~462795 B3 ~~900~~899,~~000~~310.0097 6.750000% 12669CXW5 0.~~000000~~771617 5.~~625000~~620694 ~~1,000~~998.~~000000~~462795 B4 ~~750~~749,~~000~~425.0081 6.750000% 12669CXX3 0.~~000000~~771617 5.~~625000~~620694 ~~1,000~~998.~~000000~~462795 B5 750,~~592~~017.4581 6.750000% 12669CXY1 0.~~000000~~771602 5.~~624994~~620694 ~~1,000~~998.~~000000~~462802 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~300~~295,~~000~~044,~~000~~989.0016 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Alternative Loan Trust 2002-5, Mortgage Pass-Through Trust Series 2002-8 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 287,702,393.63 287,702,393.63 Loan count 681 681 Avg loan rate 7.403861% 7.40 Prepay amount 7,114,563.88 7,114,563.88 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 56,817.91 56,817.91 Sub servicer fees 106,468.17 106,468.17 Trustee fees 2,212.84 2,212.84 Agg advances N/A N/A Adv this period 24,494.87 24,494.87 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 3,000,000.00 3,000,000.00 Special Hazard 2,986,173.64 2,986,173.64 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.684924% 100.000000% 282,304,158.42 ----------------------------------------------------------------------------- Junior 4.315076% 0.000000% 12,730,992.18 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 8 3,368,637.37 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 8 3,368,637.37 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,992,840.18 8,992,840.18 Principal remittance amount 7,342,595.53 7,342,595.53 Interest remittance amount 1,650,244.65 1,650,244.65

Filing Compare · COUNTRYWIDE HOME LOANS MORT PASS THR CERTS SER 2002 8