8-K 1 cw0210_edgar0208.txt CWMBS INC MORTGAGE PASS-THRU TRUST 2002-10 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2002 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Alternative Loan Trust (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 155 N. Lake Avenue, Pasadena, CA 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Alternative Loan Trust 2002-6 On August 25, 2002, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Alternative Loan Trust 2002-6, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of May 1, 2002, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Alternative Loan Trust 2002-6 relating to the distribution date of August 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of May 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2002 Payment Date: 08/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-6 Series 2002-10 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 5554,~~500~~752,~~601~~089.4172 2.~~440000~~436880% ~~748~~1,~~511~~898,554.6879 ~~112~~111,~~851~~186.2289 ~~861~~2,~~362~~009,741.9069 0.00 0.00 A2 5554,~~500~~752,~~601~~089.4172 6.~~560000~~563120% 0.00 ~~303~~299,~~403~~453.2978 ~~303~~299,~~403~~453.2978 0.00 0.00 A3 3837,~~792~~910,~~701~~239.3496 5.000000% ~~882~~2,~~461~~238,310.3815 ~~161~~157,~~636~~959.2633 12,~~044~~396,~~097~~269.6448 0.00 0.00 A4 19,~~478~~105,~~660~~021.9158 5.250000% ~~373~~947,~~639~~713.3467 8583,~~219~~584.1447 ~~458~~1,~~858~~031,298.4814 0.00 0.00 A5 27,259,000.00 6.500000% 0.00 147,652.92 147,652.92 0.00 0.00 A6 5655,~~613~~517,~~773~~789.4362 2.~~390000~~386880% 12,~~095~~779,~~983~~896.8192 ~~112~~110,~~755~~428.7758 12,~~208~~890,~~739~~325.5750 0.00 0.00 A7 5655,~~613~~517,~~773~~789.4362 6.~~110000~~113120% 0.00 ~~288~~282,~~258~~822.4643 ~~288~~282,~~258~~822.4643 0.00 0.00 A8 4948,~~104~~462,~~269~~307.9474 5.875000% ~~641~~1,~~962~~628,298.2045 ~~240~~237,~~406~~263.3238 ~~882~~1,~~368~~865,561.5283 0.00 0.00 A9 30,754,000.00 6.500000% 0.00 166,584.17 166,584.17 0.00 0.00 PO 3,~~048~~036,~~702~~419.4462 0.000000% 1228,~~282~~470.8222 0.00 1228,~~282~~470.8222 0.00 0.00 Residual AR 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 5,~~997~~992,~~122~~734.2184 7.000000% 4,~~387~~397.3789 34,~~983~~957.2162 39,~~370~~355.5851 0.00 0.00 B1 2,~~998~~996,~~361~~167.2369 7.000000% 2,~~193~~198.5480 17,~~490~~477.4464 19,~~683~~676.9844 0.00 0.00 B2 2,~~248~~247,~~820~~175.8970 7.000000% 1,~~645~~649.1913 13,~~118~~108.1252 14,~~763~~757.3166 0.00 0.00 B3 1,~~049~~048,~~356~~588.4779 7.000000% ~~767~~769.6953 6,~~121~~116.2577 6,~~888~~886.9330 0.00 0.00 B4 ~~899~~898,~~448~~790.4139 7.000000% ~~658~~659.0259 5,~~246~~242.7894 5,~~904~~902.8054 0.00 0.00 B5 1,~~049~~048,~~759~~991.0304 7.000000% ~~767~~769.9882 6,~~123~~119.5911 6,~~891~~888.5894 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~294~~291,~~794~~029,~~577~~316.7069 - 39,~~765~~531,~~261~~688.0195 1,~~701~~679,~~850~~958.9457 511,~~467~~211,~~111~~647.9552 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 5452,~~752~~853,~~089~~534.7293 0.00 A2 5452,~~752~~853,~~089~~534.7293 0.00 A3 3735,~~910~~671,~~239~~929.9681 0.00 A4 1918,~~105~~157,~~021~~307.5891 0.00 A5 27,259,000.00 0.00 A6 5552,~~517~~737,~~789~~892.6271 0.00 A7 5552,~~517~~737,~~789~~892.6271 0.00 A8 4846,~~462~~834,~~307~~009.7429 0.00 A9 30,754,000.00 0.00 PO 3,~~036~~007,~~419~~949.6240 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 5,~~992~~988,~~734~~336.8495 0.00 B1 2,~~996~~993,~~167~~968.6989 0.00 B2 2,~~247~~245,~~175~~526.7057 0.00 B3 1,~~048~~047,~~588~~819.7926 0.00 B4 898,~~790~~130.3979 0.00 B5 1,048,~~991~~221.0422 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~291~~281,~~029~~497,~~316~~627.6974 - --------------------------------------------------------------------------------

Payment Date: 08/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-6 Series 2002-10 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 5554,~~500~~752,~~601~~089.4172 2.~~440000~~436880% 12669CZN3 1333.~~237451~~575998 1.~~995777~~966344 ~~968~~934.~~292329~~716331 A2 5554,~~500~~752,~~601~~089.4172 6.~~560000~~563120% 12669CZP8 0.000000 5.~~365696~~295849 ~~968~~934.~~292329~~716331 A3 3837,~~792~~910,~~701~~239.3496 5.000000% 12669CZQ6 2255.~~048306~~924199 43.~~038483~~946615 ~~947~~891.~~187686~~263487 A4 19,~~478~~105,~~660~~021.9158 5.250000% 12669CZR4 1847.~~681967~~385683 4.~~260957~~179223 ~~955~~907.~~251079~~865395 A5 27,259,000.00 6.500000% 12669CZS2 0.000000 5.416667 1,000.000000 A6 5655,~~613~~517,~~773~~789.4362 2.~~390000~~386880% 12669CZT0 1847.~~849798~~811377 1.~~939284~~899258 ~~954~~907.~~849073~~037695 A7 5655,~~613~~517,~~773~~789.4362 6.~~110000~~113120% 12669CZU7 0.000000 4.~~957750~~864256 ~~954~~907.~~849073~~037695 A8 4948,~~104~~462,~~269~~307.9474 5.875000% 12669CZV5 1232.~~839244~~565969 4.~~808126~~745268 ~~969~~936.~~246155~~680186 A9 30,754,000.00 6.500000% 12669CZW3 0.000000 5.416667 1,000.000000 PO 3,~~048~~036,~~702~~419.4462 0.000000% 12669CZX1 49.~~025623~~330949 0.000000 ~~995~~985.~~169040~~838091 Residual AR 0.00 7.000000% 12669CZY9 0.000000 0.~~000000~~031803 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 5,~~997~~992,~~122~~734.2184 7.000000% 12669CZZ6 0.~~731131~~732883 5.~~829758~~825493 ~~998~~997.~~655986~~923103 B1 2,~~998~~996,~~361~~167.2369 7.000000% 12669CA26 0.~~731131~~732883 5.~~829758~~825493 ~~998~~997.~~655986~~923103 B2 2,~~248~~247,~~820~~175.8970 7.000000% 12669CA34 0.~~731131~~732883 5.~~829758~~825493 ~~998~~997.~~655986~~923103 B3 1,~~049~~048,~~356~~588.4779 7.000000% 12669CA42 0.~~731131~~732883 5.~~829758~~825493 ~~998~~997.~~655986~~923103 B4 ~~899~~898,~~448~~790.4139 7.000000% 12669CA59 0.~~731131~~732883 5.~~829758~~825493 ~~998~~997.~~655986~~923103 B5 1,~~049~~048,~~759~~991.0304 7.000000% 12669CA67 0.~~731131~~732883 5.~~829758~~825493 ~~998~~997.~~655986~~923103 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~294~~291,~~794~~029,~~577~~316.7069 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-6 Series 2002-10 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 281,497,627.74 281,497,627.74 Loan count 676 676 Avg loan rate 7.608814% 7.61 Prepay amount 9,317,748.32 9,317,748.32 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 53,991.15 53,991.15 Sub servicer fees 102,550.89 102,550.89 Trustee fees 2,182.72 2,182.72 Agg advances N/A N/A Adv this period 72,564.82 72,564.82 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 114,796.00 114,796.00 Fraud 6,400,000.00 6,400,000.00 Special Hazard 6,389,969.42 6,389,969.42 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.113030% 100.000000% 276,796,868.25 ----------------------------------------------------------------------------- Junior 4.886970% 0.000000% 14,222,003.68 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 18 7,147,932.84 60 to 89 days 5 2,130,548.10 90 or more 1 359,100.48 Foreclosure 0 0.00 Totals: 24 9,637,581.42 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 11,211,647.52 11,211,647.52 Principal remittance amount 9,531,688.95 9,531,688.95 Interest remittance amount 1,679,958.57 1,679,958.57

Filing Compare · CWMBS INC ALTERNATIVE LOAN TRUST 2002 6