8-K 1 cw0211_edgar0208.txt CWMBS INC MORTGAGE PASS-THRU TRUST 2002-11 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2002 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Alternative Loan Trust (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 155 N. Lake Avenue, Pasadena, CA 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Alternative Loan Trust 2002-7 On August 25, 2002, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Alternative Loan Trust 2002-7, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Alternative Loan Trust 2002-7 relating to the distribution date of August 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2002 Payment Date: 08/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-7 Series 2002-11 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 9392,~~130~~321,~~343~~941.0093 2.~~500000~~486880% ~~808~~3,~~401~~224,814.0793 ~~194~~191,~~021~~327.5599 13,~~002~~416,~~422~~142.6293 0.00 0.00 1A2 9392,~~130~~321,~~343~~941.0093 6.~~000000~~013120% 0.00 ~~465~~462,~~651~~619.7110 ~~465~~462,~~651~~619.7110 0.00 0.00 1A3 27,939,103.00 6.500000% 0.00 151,336.81 151,336.81 0.00 0.00 1A4 ~~116~~115,~~524~~354,~~830~~779.0031 6.500000% 14,~~170~~667,~~050~~481.6939 ~~631~~624,~~176~~838.1639 15,~~801~~292,~~226~~319.8577 0.00 0.00 1A5 9,927,000.00 6.500000% 0.00 53,771.25 53,771.25 0.00 0.00 1A6 5049,~~000~~497,~~000~~939.0033 6.250000% ~~502~~2,~~060~~002,784.6704 ~~260~~257,~~416~~801.6777 ~~762~~2,~~477~~260,585.3480 0.00 0.00 1A7 5049,~~000~~497,~~000~~939.0033 5.750000% ~~502~~2,~~060~~002,784.6704 ~~239~~237,~~583~~177.3363 ~~741~~2,~~644~~239,961.0166 0.00 0.00 1A8 2524,~~000~~748,~~000~~969.0066 2.~~350000~~336880% ~~251~~1,~~030~~001,392.3402 48,~~958~~196.3314 ~~299~~1,~~988~~049,588.6716 0.00 0.00 1A9 2524,~~000~~748,~~000~~969.0066 6.~~150000~~163120% 0.00 ~~128~~127,~~125~~109.0006 ~~128~~127,~~125~~109.0006 0.00 0.00 CB1 32,~~922~~718,~~244~~503.0024 7.000000% 0.00 ~~192~~190,~~046~~857.4294 ~~192~~190,~~046~~857.4294 0.00 0.00 CB2 30,727,428.00 6.500000% 0.00 166,440.23 166,440.23 0.00 0.00 CB3 ~~125~~124,~~000~~103,~~000~~619.0056 6.500000% ~~896~~1,~~380~~754,534.4430 ~~677~~672,~~083~~227.3394 12,~~573~~426,~~463~~762.7723 0.00 0.00 CB4 ~~126~~125,~~180~~174,~~000~~800.0001 6.500000% 1,~~005~~967,~~199~~532.9974 ~~683~~678,~~475~~030.0017 12,~~688~~645,~~674~~562.9990 0.00 0.00 CB5 13,994,856.00 6.500000% 0.00 75,805.47 75,805.47 0.00 0.00 CB6 11,372,000.00 6.500000% 0.00 61,598.33 61,598.33 0.00 0.00 CB7 30,727,428.00 6.750000% 0.00 172,841.78 172,841.78 0.00 0.00 CB8 ~~100~~99,~~000~~221,~~000~~120.0024 6.750000% ~~778~~1,~~879~~524,543.7682 ~~562~~558,~~500~~118.0080 12,~~341~~082,~~379~~662.7662 0.00 0.00 CB9 22,519,855.00 6.750000% 0.00 126,674.18 126,674.18 0.00 0.00 CB10 9,884,000.00 6.750000% 0.00 55,597.50 55,597.50 0.00 0.00 CB11 ~~126~~124,~~063~~940,~~000~~299.0034 6.750000% 12,~~122~~197,~~700~~523.6620 ~~709~~702,~~104~~789.3718 12,~~831~~900,~~805~~312.0338 0.00 0.00 CB12 18,080,000.00 6.750000% 0.00 101,700.00 101,700.00 0.00 0.00 PO 9,~~979~~930,~~041~~189.8880 0.000000% 4860,~~852~~256.0846 0.00 4860,~~852~~256.0846 0.00 0.00 Residual AR ~~100~~0.00 7.000000% ~~100~~0.00 0.5800 ~~100~~0.5800 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 30,~~760~~740,~~000~~223.0036 7.000000% 1922,~~776~~666.6462 179,~~433~~317.3397 ~~199~~201,~~209~~984.9759 0.00 0.00 B1 11,~~137~~130,~~200~~039.0052 7.000000% 78,~~160~~206.4885 64,~~967~~925.0023 7273,~~127~~132.4808 0.00 0.00 B2 9,~~546~~540,~~200~~062.0043 7.000000% 67,~~137~~034.5746 55,~~686~~650.1736 6162,~~823~~684.7483 0.00 0.00 B3 5,~~833~~829,~~700~~949.0032 7.000000% 34,~~750~~298.6877 34,~~029~~008.9204 3738,~~780~~306.6081 0.00 0.00 B4 2,~~651~~649,~~700~~995.0013 7.000000% 1,~~704~~954.8700 15,~~468~~458.2530 17,~~173~~412.1231 0.00 0.00 B5 3,~~712~~710,~~627~~240.8791 7.000000% 2,~~386~~735.9675 21,~~657~~643.0007 24,~~043~~378.9582 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 1,~~060~~053,~~690~~563,~~412~~779.7519 - 720,~~126~~450,~~633~~543.5638 6,~~129~~087,~~149~~862.7064 1326,~~255~~538,~~783~~406.2602 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 9289,~~321~~097,~~941~~127.9300 0.00 1A2 9289,~~321~~097,~~941~~127.9300 0.00 1A3 27,939,103.00 0.00 1A4 ~~115~~110,~~354~~687,~~779~~297.3192 0.00 1A5 9,927,000.00 0.00 1A6 4947,~~497~~495,~~939~~155.3329 0.00 1A7 4947,~~497~~495,~~939~~155.3329 0.00 1A8 2423,~~748~~747,~~969~~577.6665 0.00 1A9 2423,~~748~~747,~~969~~577.6665 0.00 CB1 32,~~718~~319,~~503~~710.2434 0.00 CB2 30,727,428.00 0.00 CB3 ~~124~~122,~~103~~349,~~619~~085.5627 0.00 CB4 ~~125~~123,~~174~~207,~~800~~267.0127 0.00 CB5 13,994,856.00 0.00 CB6 11,372,000.00 0.00 CB7 30,727,428.00 0.00 CB8 9997,~~221~~696,~~120~~576.2442 0.00 CB9 22,519,855.00 0.00 CB10 9,884,000.00 0.00 CB11 ~~124~~122,~~940~~742,~~299~~776.3414 0.00 CB12 18,080,000.00 0.00 PO 9,~~930~~869,~~189~~933.8035 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 30,~~740~~717,~~223~~556.3674 0.00 B1 11,~~130~~121,~~039~~832.5267 0.00 B2 9,~~540~~533,~~062~~027.4396 0.00 B3 5,~~829~~825,~~949~~650.3255 0.00 B4 2,~~649~~648,~~995~~041.13 0.00 B5 3,~~710~~707,~~240~~505.9116 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 1,~~053~~033,~~563~~113,~~779~~235.1981 - --------------------------------------------------------------------------------

Payment Date: 08/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-7 Series 2002-11 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 9392,~~130~~321,~~343~~941.0093 2.~~500000~~486880% 12669CN97 834.~~680319~~626898 2.~~083333~~054411 ~~991~~956.~~319681~~692783 1A2 9392,~~130~~321,~~343~~941.0093 6.~~000000~~013120% 12669CP20 0.000000 54.~~000000~~967437 ~~991~~956.~~319681~~692783 1A3 27,939,103.00 6.500000% 12669CP38 0.000000 5.416667 1,000.000000 1A4 ~~116~~115,~~524~~354,~~830~~779.0031 6.500000% 12669CP46 1040.~~041213~~055681 5.~~416667~~362277 ~~989~~949.~~958787~~903106 1A5 9,927,000.00 6.500000% 12669CP53 0.000000 5.416667 1,000.000000 1A6 5049,~~000~~497,~~000~~939.0033 6.250000% 12669CP61 1040.~~041213~~055681 5.~~208333~~156035 ~~989~~949.~~958787~~903106 1A7 5049,~~000~~497,~~000~~939.0033 5.750000% 12669CP79 1040.~~041213~~055681 4.~~791667~~743553 ~~989~~949.~~958787~~903106 1A8 2524,~~000~~748,~~000~~969.0066 2.~~350000~~336880% 12669CP87 1040.~~041213~~055681 1.~~958333~~927846 ~~989~~949.~~958787~~903106 1A9 2524,~~000~~748,~~000~~969.0066 6.~~150000~~163120% 12669CP95 0.000000 5.~~125000~~084362 ~~989~~949.~~958787~~903106 CB1 32,~~922~~718,~~244~~503.0024 7.000000% 12669CQ29 0.000000 5.~~833333~~797233 ~~993~~981.~~811456~~698281 CB2 30,727,428.00 6.500000% 12669CQ37 0.000000 5.416667 1,000.000000 CB3 ~~125~~124,~~000~~103,~~000~~619.0056 6.500000% 12669CQ45 714.~~171043~~036274 5.~~416667~~377824 ~~992~~978.~~828957~~792682 CB4 ~~126~~125,~~180~~174,~~000~~800.0001 6.500000% 12669CQ52 715.~~966397~~593063 5.~~416667~~373515 ~~992~~976.~~033603~~440539 CB5 13,994,856.00 6.500000% 12669CR44 0.000000 5.416667 1,000.000000 CB6 11,372,000.00 6.500000% 12669CR51 0.000000 5.416667 1,000.000000 CB7 30,727,428.00 6.750000% 12669CR69 0.000000 5.625000 1,000.000000 CB8 ~~100~~99,~~000~~221,~~000~~120.0024 6.750000% 12669CR77 715.~~788798~~245438 5.~~625000~~581188 ~~992~~976.~~211202~~965764 CB9 22,519,855.00 6.750000% 12669CR85 0.000000 5.625000 1,000.000000 CB10 9,884,000.00 6.750000% 12669CR93 0.000000 5.625000 1,000.000000 CB11 ~~126~~124,~~063~~940,~~000~~299.0034 6.750000% 12669CS27 817.~~905870~~431944 5.~~625000~~574904 ~~991~~973.~~094130~~662186 CB12 18,080,000.00 6.750000% 12669CS35 0.000000 5.625000 1,000.000000 PO 9,~~979~~930,~~041~~189.8880 0.000000% 12669CS43 46.~~895468~~038301 0.000000 ~~995~~989.~~104532~~066232 Residual AR ~~100~~0.00 7.000000% 12669CS50 ~~1,000~~0.000000 50.~~833333~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 30,~~760~~740,~~000~~223.0036 7.000000% 12669CS68 0.~~642934~~736886 5.~~833333~~829583 ~~999~~998.~~357066~~620180 B1 11,~~137~~130,~~200~~039.0052 7.000000% 12669CS76 0.~~642934~~736886 5.~~833333~~829583 ~~999~~998.~~357066~~620180 B2 9,~~546~~540,~~200~~062.0043 7.000000% 12669CS84 0.~~642934~~736886 5.~~833333~~829583 ~~999~~998.~~357066~~620180 B3 5,~~833~~829,~~700~~949.0032 7.000000% 12669CQ60 0.~~642934~~736886 5.~~833333~~829583 ~~999~~998.~~357066~~620180 B4 2,~~651~~649,~~700~~995.0013 7.000000% 12669CQ78 0.~~642934~~736886 5.~~833333~~829583 ~~999~~998.~~357066~~620180 B5 3,~~712~~710,~~627~~240.8791 7.000000% 12669CQ86 0.~~642930~~736877 5.~~833333~~829583 ~~999~~998.~~357070~~620193 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 1,~~060~~053,~~690~~563,~~412~~779.7519 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-7 Series 2002-11 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 383,773,586.51 649,339,649.25 1,033,113,235.76 Loan count 897 5034 5931 Avg loan rate 7.546067% 7.675568% 7.63 Prepay amount 12,657,123.08 7,014,792.97 19,671,916.05 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 78,914.09 131,741.71 210,655.80 Sub servicer fees 9,004.81 19,556.37 28,561.17 Trustee fees 2,975.42 4,926.31 7,901.73 Agg advances N/A N/A N/A Adv this period 17,730.49 42,461.18 60,191.67 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 200,000.00 Fraud 9,613,291.00 9,613,291.00 19,226,582.00 Special Hazard 9,613,291.00 9,613,291.00 19,226,582.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.967480% 100.000000% 989,963,268.52 ----------------------------------------------------------------------------- Junior 6.032520% 0.000000% 63,553,614.22 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 41 6,079,872.36 60 to 89 days 14 1,323,861.45 90 or more 1 61,828.09 Foreclosure 0 0.00 Totals: 56 7,465,561.90 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 26,538,406.02 26,538,406.02 Principal remittance amount 20,450,543.38 20,450,543.38 Interest remittance amount 6,087,862.64 6,087,862.64

Filing Compare · CWMBS INC MORTGAGE PASS THR CERT SER 2002-11