8-K 1 cw02j1_8k0211.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2002-J1) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2002-J1 On November 25, 2002, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2002-J1, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2002, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2002-J1 relating to the distribution date of November 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2002 Payment Date: 11/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-J1 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 2321,~~600~~105,~~367~~366.1556 6.500000% 24,~~495~~141,~~000~~818.5932 ~~127~~114,~~835~~320.3274 24,~~622~~256,~~835~~139.9105 0.00 0.00 A2 1917,~~766~~676,~~705~~994.4163 2.~~313750~~330000% 23,~~089~~469,~~710~~018.7818 3834,~~112~~322.6883 23,~~127~~503,~~823~~341.4601 0.00 0.00 A3 1917,~~766~~676,~~705~~994.4163 6.~~186250~~170000% 0.00 ~~101~~90,~~901~~889.4821 ~~101~~90,~~901~~889.4821 0.00 0.00 A4 ~~158~~141,~~133~~415,~~648~~962.8100 6.250000% 1627,~~717~~752,~~686~~146.8138 ~~823~~736,~~612~~541.7547 1728,~~541~~488,~~299~~687.5684 0.00 0.00 A5 20,~~858~~734,~~867~~626.95 6.500000% 124,~~241~~913.0198 112,~~985~~312.5356 237,226.54 0.00 0.00 A6 21,534,000.00 6.500000% 0.00 116,642.50 116,642.50 0.00 0.00 A7 2223,~~936~~061,~~801~~042.05 6.500000% 0.00 0.00 0.00 0.00 0.00 A8 37,354,000.00 6.500000% 0.00 202,334.17 202,334.17 0.00 0.00 PO 1,~~556~~549,~~185~~548.7195 0.000000% 648,~~636~~426.7606 0.00 648,~~636~~426.7606 0.00 0.00 X ~~209~~192,~~744~~248,~~878~~109.8032 0.~~286409~~284300% 0.00 5045,~~060~~546.6985 5045,~~060~~546.6985 0.00 0.00 Residual AR 0.00 6.500000% 0.00 0.0200 0.0200 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 6,~~677~~672,~~969~~348.4898 6.500000% 5,~~620~~353.5067 36,~~172~~141.3389 41,~~792~~495.8456 0.00 0.00 B1 2,~~411~~409,~~486~~456.2260 6.500000% 21,~~029~~933.6227 13,~~062~~051.22 1514,~~091~~984.8449 0.00 0.00 B2 1,~~669~~668,~~467~~062.5443 6.500000% 1,~~405~~338.1040 9,~~042~~035.9534 10,~~448~~373.0574 0.00 0.00 B3 741,~~919~~294.3692 6.500000% ~~624~~594.4479 4,~~018~~015.7335 4,~~643~~610.1714 0.00 0.00 B4 741,~~919~~294.3692 6.500000% ~~624~~594.4479 4,~~018~~015.7335 4,~~643~~610.1714 0.00 0.00 B5 ~~742~~741,~~272~~647.2451 6.500000% ~~624~~594.7394 4,~~020~~017.6426 4,~~645~~612.3720 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~318~~297,~~725~~405,~~610~~646.2751 - 2135,~~444~~546,~~204~~732.77 1,~~643~~523,~~820~~186.7574 2337,~~088~~069,~~025~~919.5251 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 2116,~~105~~963,~~366~~548.5624 0.00 A2 1714,~~676~~207,~~994~~976.6346 0.00 A3 1714,~~676~~207,~~994~~976.6346 0.00 A4 ~~141~~113,~~415~~663,~~962~~815.0063 0.00 A5 20,~~734~~609,~~626~~712.9597 0.00 A6 21,534,000.00 0.00 A7 23,~~061~~185,~~042~~956.0503 0.00 A8 37,354,000.00 0.00 PO 1,~~549~~501,~~548~~122.9589 0.00 X ~~192~~166,~~248~~311,~~109~~645.3245 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 6,~~672~~666,~~348~~995.9831 0.00 B1 2,~~409~~407,~~456~~523.6033 0.00 B2 1,~~668~~666,~~062~~724.4304 0.00 B3 ~~741~~740,~~294~~700.9213 0.00 B4 ~~741~~740,~~294~~700.9213 0.00 B5 741,~~647~~052.5157 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~297~~261,~~405~~983,~~646~~827.5172 - --------------------------------------------------------------------------------

Payment Date: 11/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-J1 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 2321,~~600~~105,~~367~~366.1556 6.500000% 12669CQQ6 83138.~~166686~~060611 43.~~261177~~810691 ~~703~~565.~~512219~~451608 A2 1917,~~766~~676,~~705~~994.4163 2.~~313750~~330000% 12669CQR4 83138.~~166686~~060611 1.~~516815~~365986 ~~703~~565.~~512219~~451608 A3 1917,~~766~~676,~~705~~994.4163 6.~~186250~~170000% 12669CQS2 0.000000 43.~~055494~~617225 ~~703~~565.~~512219~~451608 A4 ~~158~~141,~~133~~415,~~648~~962.8100 6.250000% 12669CQT0 83138.~~166686~~060611 43.~~097286~~664126 ~~703~~565.~~512219~~451608 A5 20,~~858~~734,~~867~~626.95 6.500000% 12669CQU7 5.~~691557~~722387 5.~~175937~~145108 ~~949~~944.~~866093~~143706 A6 21,534,000.00 6.500000% 12669CQV5 0.000000 5.416667 1,000.000000 A7 2223,~~936~~061,~~801~~042.05 6.500000% 12669CQW3 0.000000 0.000000 1,~~049~~055.~~819709~~506232 A8 37,354,000.00 6.500000% 12669CQX1 0.000000 5.416667 1,000.000000 PO 1,~~556~~549,~~185~~548.7195 0.000000% 12669CQY9 429.~~039855~~477383 0.000000 ~~943~~913.~~224494~~747110 X ~~209~~192,~~744~~248,~~878~~109.8032 0.~~286409~~284300% 12669CQZ6 0.000000 0.~~195625~~177986 ~~751~~649.~~259568~~906079 Residual AR 0.00 6.500000% 12669CRA0 0.000000 0.~~155063~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 6,~~677~~672,~~969~~348.4898 6.500000% 12669CRB8 0.~~835924~~796239 5.~~379826~~375298 ~~992~~991.~~362684~~566445 B1 2,~~411~~409,~~486~~456.2260 6.500000% 12669CRC6 0.~~835924~~796239 5.~~379826~~375298 ~~992~~991.~~362683~~566444 B2 1,~~669~~668,~~467~~062.5443 6.500000% 12669CRD4 0.~~835924~~796239 5.~~379826~~375298 ~~992~~991.~~362683~~566444 B3 741,~~919~~294.3692 6.500000% 12669CRE2 0.~~835924~~796239 5.~~379826~~375298 ~~992~~991.~~362683~~566444 B4 741,~~919~~294.3692 6.500000% 12669CRF9 0.~~835924~~796239 5.~~379826~~375298 ~~992~~991.~~362683~~566444 B5 ~~742~~741,~~272~~647.2451 6.500000% 12669CRG7 0.~~835924~~796060 5.~~379826~~375298 ~~992~~991.~~362707~~566647 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~318~~297,~~725~~405,~~610~~646.2751 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-J1 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 261,983,827.51 261,983,827.51 Loan count 643 643 Avg loan rate 6.908910% 6.91 Prepay amount 35,182,965.85 35,182,965.85 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 42,460.53 42,460.53 Sub servicer fees 0.00 0.00 Trustee fees 2,230.54 2,230.54 Agg advances N/A N/A Adv this period 22,028.13 22,028.13 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 7,470,831.00 7,470,831.00 Special Hazard 2,974,056.46 2,974,056.46 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.640920% 100.000000% 284,431,541.14 ----------------------------------------------------------------------------- Junior 4.359080% 0.000000% 12,963,695.51 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 6 2,911,721.14 60 to 89 days 1 375,416.52 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 7 3,287,137.66 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 37,069,919.51 37,069,919.51 Principal remittance amount 35,546,732.77 35,546,732.77 Interest remittance amount 1,523,186.74 1,523,186.74

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