8-K 1 cw0202_8k0212.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2002 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2002-02) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2002-02 On December 25, 2002, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2002-02, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2002, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2002-02 relating to the distribution date of December 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2002 Payment Date: 12/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-02 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 1,~~313~~291,~~794~~250.3240 5.000000% 22,~~543~~385.9200 5,~~472~~378.6361 2827,~~016~~763.5560 0.00 1.5160 A2 8079,~~953~~178,~~020~~257.0658 5.000000% 1,~~774,~~762,251.4831 ~~337~~329,~~211~~811.0410 2,~~111~~092,~~973~~062.5241 0.00 9398.2131 A3 22,475,000.00 5.000000% 0.00 93,~~619~~617.9593 93,~~619~~617.9593 0.00 2527.8890 A4 ~~104~~102,~~741~~944,~~814~~507.3999 21.~~180000~~730000% 1,~~797~~784,~~306~~636.4031 ~~190~~148,~~228~~367.3844 1,~~987~~933,~~534~~003.7875 0.00 5244.5822 A5 ~~104~~102,~~741~~944,~~814~~507.3999 6.~~320000~~770000% 0.00 ~~551~~580,~~487~~605.7854 ~~551~~580,~~487~~605.7854 0.00 ~~152~~173.4406 A6 ~~1,324,009~~0.0900 3.~~320000~~375000% ~~1,324,009~~0.0900 ~~3,662~~0.0800 ~~1,327,671~~0.1700 0.00 10.0100 A7 ~~245,186~~0.8300 2524.~~272000~~975000% ~~245,186~~0.8300 ~~5,162~~0.2100 ~~250,349~~0.0400 0.00 10.4300 A8 ~~1,084,546~~0.3200 7.000000% ~~1,084,546~~0.3200 ~~6,324~~0.7700 ~~1,090,871~~0.0900 0.00 10.7500 A9 ~~41,460~~0.1300 0.000000% ~~41,460~~0.1300 0.00 ~~41,460~~0.1300 0.00 0.00 A10 ~~34,000~~0.00 7.000000% ~~34,000~~0.00 ~~198~~0.2800 ~~34,198~~0.2800 0.00 0.0500 A11 ~~560,398~~0.4300 6.750000% ~~560,398~~0.4300 ~~3,151~~0.3700 ~~563,549~~0.8000 0.00 0.8700 A12 38,500,000.00 6.750000% 0.00 216,~~502~~497.6597 216,~~502~~497.6597 0.00 5964.8553 A13 ~~105~~83,~~112~~720,~~282~~655.4423 6.750000% 2120,~~391~~018,~~627~~383.2141 ~~591~~470,~~093~~788.2036 2120,~~982~~489,~~720~~171.4177 0.00 ~~163~~140.3933 A14 500,000.00 6.750000% 0.00 2,811.7266 2,811.7266 0.00 0.7884 PO 1,~~773~~658,~~976~~440.3952 0.000000% ~~115~~135,~~535~~468.8845 0.00 ~~115~~135,~~535~~468.8845 0.00 0.00 Residual AR 0.00 6.750000% 0.00 50.2014 50.2014 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 9,~~216~~209,~~343~~138.7694 6.750000% 7,~~204~~251.8165 51,~~827~~785.6197 59,~~032~~037.4262 0.00 1415.3344 B1 4,~~483~~480,~~624~~118.0196 6.750000% 3,~~505~~527.0483 25,~~213~~193.4216 28,~~718~~720.4699 0.00 67.9751 B2 3,~~238~~235,~~145~~613.2888 6.750000% 2,~~531~~547.4085 18,~~209~~194.5390 20,~~740~~742.9376 0.00 5.0342 B3 1,~~494~~493,~~475~~306.0777 6.750000% 1,~~168~~175.3089 8,~~404~~397.1035 9,~~572~~573.3924 0.00 2.3250 B4 1,~~245~~244,~~379~~405.3276 6.750000% ~~973~~979.5790 76,~~003~~997.3270 7,~~976~~977.8959 0.00 12.9409 B5 1,~~495~~493,~~150~~981.2745 6.750000% 1,~~168~~176.8242 8,~~407~~401.9014 9,~~576~~577.7256 0.00 2.3250 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~379~~351,~~832~~424,~~606~~677.1049 - 2823,~~407~~739,~~928~~784.6100 21,~~125~~966,~~997~~848.1496 3025,~~533~~706,~~925~~632.7596 - ~~587~~586.6726 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 1,~~291~~268,~~250~~865.4041 1.5160 A2 7977,~~178~~416,~~257~~006.5827 9398.2131 A3 22,475,000.00 2527.8890 A4 ~~102~~101,~~944~~159,~~507~~871.9968 5244.5822 A5 ~~102~~101,~~944~~159,~~507~~871.9968 ~~152~~173.4406 A6 0.00 10.0100 A7 0.00 10.4300 A8 0.00 10.7500 A9 0.00 0.00 A10 0.00 0.0500 A11 0.00 0.8700 A12 38,500,000.00 5964.8553 A13 8363,~~720~~702,~~655~~271.2382 ~~163~~140.3933 A14 500,000.00 0.7884 PO 1,~~658~~522,~~440~~972.5207 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 9,~~209~~201,~~138~~887.9430 1415.3344 B1 4,~~480~~476,~~118~~591.9614 67.9751 B2 3,~~235~~233,~~613~~066.8803 5.0342 B3 1,~~493~~492,~~306~~130.7788 2.3250 B4 1,~~244~~243,~~405~~425.7686 12.9409 B5 1,~~493~~492,~~981~~805.4503 2.3250 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~351~~327,~~424~~684,~~677~~893.49 ~~587~~586.6726 --------------------------------------------------------------------------------

Payment Date: 12/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-02 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 1,~~313~~291,~~794~~250.3240 5.000000% 12669CRH5 1514.~~029279~~923330 3.~~648420~~585738 ~~860~~845.~~833602~~910272 A2 8079,~~953~~178,~~020~~257.0658 5.000000% 12669CRJ1 18.~~562131~~431278 3.~~526869~~449474 ~~828~~809.~~120504~~689226 A3 22,475,000.00 5.000000% 12669CRK8 0.000000 4.~~165515~~165425 1,000.000000 A4 ~~104~~102,~~741~~944,~~814~~507.3999 21.~~180000~~730000% 12669CRL6 1514.~~029279~~923330 1.~~590711~~240665 ~~860~~845.~~833602~~910272 A5 ~~104~~102,~~741~~944,~~814~~507.3999 6.~~320000~~770000% 12669CRM4 0.000000 4.~~611603~~855089 ~~860~~845.~~833602~~910272 A6 ~~1,324,009~~0.0900 3.~~320000~~375000% 12669CRN2 340.~~877077~~000000 0.~~096467~~000000 0.000000 A7 ~~245,186~~0.8300 2524.~~272000~~975000% 12669CRP7 340.~~877077~~000000 0.~~734308~~000000 0.000000 A8 ~~1,084,546~~0.3200 7.000000% 12669CRQ5 340.~~877077~~000000 0.~~203393~~000000 0.000000 A9 ~~41,460~~0.1300 0.000000% 12669CRR3 340.~~877077~~000000 0.000000 0.000000 A10 ~~34,000~~0.00 7.000000% 12669CRS1 340.000000 0.~~198279~~000000 0.000000 A11 ~~560,398~~0.4300 6.750000% 12669CRT9 340.~~877077~~000000 0.~~196129~~000000 0.000000 A12 38,500,000.00 6.750000% 12669CRU6 0.000000 5.~~623446~~623324 1,000.000000 A13 ~~105~~83,~~112~~720,~~282~~655.4423 6.750000% 12669CSA9 ~~202~~189.~~808453~~789086 54.~~604001~~463422 ~~793~~603.~~733755~~944669 A14 500,000.00 6.750000% 12669CSE1 0.000000 5.~~623446~~623324 1,000.000000 PO 1,~~773~~658,~~976~~440.3952 0.000000% 12669CRV4 6071.~~936592~~449543 0.000000 ~~874~~803.~~704172~~254629 Residual AR 0.00 6.750000% 12669CRW2 0.000000 511.~~986847~~407717 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 9,~~216~~209,~~343~~138.7694 6.750000% 12669CRX0 0.~~777050~~782102 5.~~589690~~585200 ~~993~~992.~~220335~~438233 B1 4,~~483~~480,~~624~~118.0196 6.750000% 12669CRY8 0.~~777050~~782102 5.~~589690~~585200 ~~993~~992.~~220335~~438233 B2 3,~~238~~235,~~145~~613.2888 6.750000% 12669CRZ5 0.~~777050~~782102 5.~~589690~~585200 ~~993~~992.~~220335~~438233 B3 1,~~494~~493,~~475~~306.0777 6.750000% 12669CSB7 0.~~777050~~782102 5.~~589690~~585200 ~~993~~992.~~220335~~438233 B4 1,~~245~~244,~~379~~405.3276 6.750000% 12669CSC5 0.~~777050~~782102 5.~~589690~~585200 ~~993~~992.~~220335~~438233 B5 1,~~495~~493,~~150~~981.2745 6.750000% 12669CSD3 0.~~777050~~782102 5.~~589690~~585200 ~~993~~992.~~220335~~438233 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~379~~351,~~832~~424,~~606~~677.1049 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-02 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 327,684,893.49 327,684,893.49 Loan count 825 825 Avg loan rate 7.527122% 7.53 Prepay amount 23,462,848.16 23,462,848.16 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 53,478.48 53,478.48 Sub servicer fees 161,062.78 161,062.78 Trustee fees 2,635.69 2,635.69 Agg advances N/A N/A Adv this period 148,835.07 148,835.07 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 5,011,931.00 5,011,931.00 Special Hazard 3,514,246.77 3,514,246.77 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.984228% 100.000000% 330,268,111.72 ----------------------------------------------------------------------------- Junior 6.015772% 0.000000% 21,139,906.24 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 25 9,495,816.42 60 to 89 days 9 5,458,365.68 90 or more 3 1,735,571.50 Foreclosure 9 3,322,523.02 Totals: 46 20,012,276.62 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 25,706,632.96 25,706,632.96 Principal remittance amount 23,739,784.00 23,739,784.00 Interest remittance amount 1,966,848.96 1,966,848.96

Filing Compare · CWMBS INC MORT PASS THROUGH CERT SERIES 2002-2