8-K 1 fh0208_8k0306.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 333-100663-02 03-0495200 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 On June 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 relating to the distribution date of June 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of November 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2003 Payment Date: 06/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~179~~146,~~237~~578,~~394~~332.9678 6.000000% 3222,~~659~~825,~~062~~372.1844 ~~893~~732,~~031~~891.7366 3323,~~552~~558,~~093~~264.9110 0.00 ~~3,155~~0.2500 1A2 32,~~821~~771,~~459~~096.6346 8.500000% 1734,~~050,363~~097.1733 2619,~~973~~628.3760 1753,~~077,336~~725.5493 0.00 950.3000 1A3 129,~~738~~236,~~198~~988.7722 5.250000% 32,~~501~~446,~~210~~991.5611 5540,~~533~~411.4182 32,~~556~~487,~~743~~402.9794 0.00 ~~196~~0.2100 1A4 8,420,000.00 6.000000% 0.00 4142,~~951~~100.7800 4142,~~951~~100.7800 0.00 ~~148~~0.2200 1A5 28,~~335~~208,~~718~~013.6747 6.000000% ~~127~~128,~~705~~794.2093 141,~~179~~040.7807 ~~268~~269,~~884~~835.9800 0.00 ~~498~~0.8100 1A6 14,372,000.00 6.000000% 0.00 71,~~607~~860.00 71,~~607~~860.00 0.00 ~~253~~0.00 1A7 25,~~631~~758,~~281~~986.3353 6.000000% 0.00 0.00 0.00 0.00 ~~451~~0.2100 1A8 40,000,000.00 6.000000% 0.00 ~~199~~200,~~295~~000.8500 ~~199~~200,~~295~~000.8500 0.00 ~~704~~0.1500 PO ~~841~~819,~~664~~931.7972 0.000000% 2131,~~733~~701.0797 0.00 2131,~~733~~701.0797 0.00 0.00 2A1 8073,~~373~~932,~~016~~535.1775 5.250000% 64,~~440~~546,~~480~~084.4298 ~~351~~323,~~170~~454.0984 64,~~791~~869,~~650~~539.5183 0.00 ~~461~~0.8600 Residual 2AR 0.00 5.250000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~203~~195,~~780~~290.5727 5.~~851774~~852076% 8,~~490~~741.3032 30,~~157~~212.9376 38,~~648~~954.2308 0.00 940.6700 B2 1,~~984~~982,~~852~~135.3392 5.~~851774~~852076% 2,~~716~~796.4172 9,~~648~~666.8034 12,~~365~~463.2106 0.00 300.2900 B3 1,~~241~~239,~~153~~454.2868 5.~~851774~~852076% 1,~~698~~748.6082 6,~~033~~044.5249 7,~~732~~793.1231 0.00 180.9400 B4 ~~991~~990,~~929~~572.7018 5.~~851774~~852076% 1,~~357~~397.5266 4,~~821~~830.9975 6,~~179~~228.5141 0.00 150.1400 B5 ~~496~~495,~~461~~781.3187 5.~~851774~~852076% ~~679~~699.4453 2,~~413~~417.4179 3,~~092~~117.8532 0.00 70.5800 B6 ~~744~~743,~~833~~813.3196 5.~~851774~~852076% 1,~~019~~049.3649 3,~~620~~627.8038 4,~~640~~676.1587 0.00 110.3700 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~405~~361,~~433,~~744,933.8280 - 4330,~~816~~729,~~516~~476.2232 1,~~837~~628,~~439~~186.4452 4532,~~653~~357,~~955~~662.6684 - ~~6,141.99~~- ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~146~~123,~~578~~752,~~332~~960.7834 ~~3,155~~0.2500 1A2 2,~~771~~036,~~096~~999.4613 950.3000 1A3 96,~~236~~789,~~988~~997.2210 ~~196~~0.2100 1A4 8,420,000.00 ~~148~~0.2200 1A5 28,~~208~~079,~~013~~218.4754 ~~498~~0.8100 1A6 14,372,000.00 ~~253~~0.00 1A7 25,~~758~~887,~~986~~781.5346 ~~451~~0.2100 1A8 40,000,000.00 ~~704~~0.1500 PO ~~819~~788,~~931~~229.7275 0.00 2A1 7369,~~932~~386,~~535~~450.7576 ~~461~~0.8600 Residual 2AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~195~~186,~~290~~548.27 94 0.6700 B2 1,~~982~~979,~~135~~339.9220 300.2900 B3 1,~~239~~237,~~454~~705.6885 180.9400 B4 ~~990~~989,~~572~~174.1852 150.1400 B5 495,~~781~~082.8734 70.5800 B6 ~~743~~742,~~813~~764.9646 110.3700 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~361~~331,~~744~~144,~~933~~252.8041 ~~6,141.99~~- --------------------------------------------------------------------------------

Payment Date: 06/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~179~~146,~~237~~578,~~394~~332.9678 6.000000% 32051DRK0 ~~132~~92.~~236308~~419769 32.~~615879~~967473 ~~593~~501.~~494616~~074847 1A2 32,~~821~~771,~~459~~096.6346 8.500000% 32051DRL8 ~~175~~122.~~060528~~349556 43.~~495562~~271433 ~~461~~339.~~849411~~499855 1A3 129,~~738~~236,~~198~~988.7722 5.250000% 32051DRM6 ~~175~~122.~~060528~~349556 2.~~776670~~020591 ~~461~~339.~~849411~~499855 1A4 8,420,000.00 6.000000% 32051DRN4 0.000000 45.~~982396~~000000 1,000.000000 1A5 28,~~335~~208,~~718~~013.6747 6.000000% 32051DRP9 4.~~408644~~446264 4.~~873814~~868991 ~~973~~969.~~798235~~351971 1A6 14,372,000.00 6.000000% 32051DRQ7 0.000000 45.~~982396~~000000 1,000.000000 1A7 25,~~631~~758,~~281~~986.3353 6.000000% 32051DRR5 0.000000 0.000000 1,~~030~~035.~~359461~~511258 1A8 40,000,000.00 6.000000% 32051DRS3 0.000000 45.~~982396~~000000 1,000.000000 PO ~~841~~819,~~664~~931.7972 0.000000% 32051DRT1 2436.~~769225~~130801 0.000000 ~~934~~898.~~477952~~347151 2A1 8073,~~373~~932,~~016~~535.1775 5.250000% 32051DRU8 6646.~~095528~~654266 3.~~603888~~319460 ~~758~~712.~~733767~~079501 Residual 2AR 0.00 5.250000% 32051DRV6 0.000000 0.~~005302~~025805 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~203~~195,~~780~~290.5727 5.~~851774~~852076% 32051DRW4 1.~~358883~~399060 4.~~826813~~835589 ~~991~~990.~~563743~~164684 B2 1,~~984~~982,~~852~~135.3392 5.~~851774~~852076% 32051DRX2 1.~~358883~~399060 4.~~826813~~835589 ~~991~~990.~~563743~~164684 B3 1,~~241~~239,~~153~~454.2868 5.~~851774~~852076% 32051DRY0 1.~~358883~~399060 4.~~826813~~835589 ~~991~~990.~~563743~~164684 B4 ~~991~~990,~~929~~572.7018 5.~~851774~~852076% 32051DRZ7 1.~~358883~~399060 4.~~826813~~835589 ~~991~~990.~~563743~~164684 B5 ~~496~~495,~~461~~781.3187 5.~~851774~~852076% 32051DSA1 1.~~358883~~399060 4.~~826813~~835589 ~~991~~990.~~563743~~164684 B6 ~~744~~743,~~833~~813.3196 5.~~851774~~852076% 32051DSB9 1.~~358883~~399060 4.~~826813~~835589 ~~991~~990.~~563754~~164695 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~405~~361,~~433,~~744,933.8280 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 259,468,692.31 71,675,560.09 0.00 Loan count 576 154 0 Avg loan rate 6.395762% 5.867314% 0.000000% Prepay amount 25,790,622.56 4,286,782.46 0.00 Total ----- Prin balance 0.00 331,144,252.40 Loan count 0 730 Avg loan rate 0.000000% 6.28 Prepay amount 0.00 30,077,405.02 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 44,603.05 14,977.79 0.00 Sub servicer fees 38,780.77 23,333.51 0.00 Trustee fees 951.72 254.10 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 0.00 59,580.84 Sub servicer fees 0.00 62,114.27 Trustee fees 0.00 1,205.82 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.784711% 100.000000% 350,097,884.92 ----------------------------------------------------------------------------- Junior 3.215289% 0.000000% 11,630,615.32 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 4 1,918,089.57 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 4 1,918,089.57 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 32,357,662.84 32,357,662.84 Principal remittance amount 30,729,476.32 30,729,476.32 Interest remittance amount 1,628,186.52 1,628,186.52

Filing Compare · FIRST HORIZON ASSET SEC INC MORT PAS THR CE SE 2002-8