8-K 1 cw0331_8k0312.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2003 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificate, Series 2003-31) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificate Series 2003-31 On December 25, 2003, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificate Series 2003-31, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2003, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificate Series 2003-31 relating to the distribution date of December 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2003 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2003 Payment Date: 12/25/03 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificate, Series 2003-31 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~113~~110,~~408~~392,~~526~~075.0752 4.000000% 3,~~016~~102,~~450~~780.5567 ~~378~~367,~~028~~973.4259 3,~~394~~470,~~478~~754.9726 0.00 0.00 A2 3231,~~413~~591,~~688~~020.9360 5.500000% 0.00 ~~148~~144,~~562~~792.7418 ~~148~~144,~~562~~792.7418 0.00 0.00 A3 4,324,000.00 5.000000% 0.00 18,016.67 18,016.67 0.00 0.00 A4 26,789,661.00 5.250000% 0.00 117,204.77 117,204.77 0.00 0.00 A5 5048,~~702~~738,~~767~~518.3916 5.500000% 12,~~964~~070,~~249~~565.2362 ~~232~~223,~~387~~384.6887 2,~~196~~293,~~636~~950.9250 0.00 0.00 A6 3,000,000.00 5.000000% 0.00 12,500.00 12,500.00 0.00 0.00 A7 3,000,000.00 5.000000% 0.00 12,500.00 12,500.00 0.00 0.00 A8 3,000,000.00 5.000000% 0.00 12,500.00 12,500.00 0.00 0.00 A9 3,001,000.00 5.000000% 0.00 12,504.17 12,504.17 0.00 0.00 A10 9088,~~114~~713,~~422~~877.4122 4.000000% 1,~~400~~390,~~545~~442.1939 ~~300~~295,~~381~~712.4192 1,~~700~~686,~~926~~155.6031 0.00 0.00 A11 2,963,000.00 5.250000% 0.00 12,963.13 12,963.13 0.00 0.00 A12 ~~781~~784,~~158~~738.6495 5.500000% 0.00 0.00 0.00 0.00 0.00 A13 24,~~711~~329,~~342~~375.4861 5.500000% 0.00 ~~113~~111,~~260~~509.3264 ~~113~~111,~~260~~509.3264 0.00 0.00 A14 6,239,000.00 5.500000% 0.00 28,595.42 28,595.42 0.00 0.00 A15 1,217,711.86 5.500000% 0.00 5,581.18 5,581.18 0.00 0.00 PO 1,~~254~~240,~~014~~735.7623 0.000000% 1319,~~279~~868.5339 0.00 1319,~~279~~868.5339 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.1114 0.1114 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 11,~~323~~312,~~780~~319.7250 5.500000% 11,~~461~~597.2273 51,~~900~~848.6613 63,~~361~~445.8886 0.00 0.00 B1 2,~~613~~610,~~180~~535.1727 5.500000% 2,~~644~~676.9040 11,~~977~~964.0895 14,~~621~~641.9735 0.00 0.00 B2 1,~~393~~392,~~696~~285.0948 5.500000% 1,~~410~~427.6141 6,~~387~~381.7731 7,~~798~~808.3972 0.00 0.00 B3 ~~871~~870,~~060~~178.0642 5.500000% ~~881~~892.6313 3,~~992~~988.3632 4,~~873~~880.9945 0.00 0.00 B4 1,~~045~~044,~~272~~214.0711 5.500000% 1,~~057~~070.9656 4,~~790~~785.8398 5,~~848~~856.7954 0.00 0.00 B5 1,~~045~~044,~~271~~213.6973 5.500000% 1,~~057~~070.9656 4,~~790~~785.8398 5,~~848~~856.7954 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~326~~320,~~869~~460,~~811~~352.0559 - 6,~~413~~602,~~038~~391.7787 1,~~488~~459,~~825~~493.5433 78,~~901~~061,~~864~~885.3120 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~110~~107,~~392~~289,~~075~~294.5285 0.00 A2 3130,~~591~~744,~~020~~807.6069 0.00 A3 4,324,000.00 0.00 A4 26,789,661.00 0.00 A5 4846,~~738~~667,~~518~~952.1654 0.00 A6 3,000,000.00 0.00 A7 3,000,000.00 0.00 A8 3,000,000.00 0.00 A9 3,001,000.00 0.00 A10 8887,~~713~~323,~~877~~434.2283 0.00 A11 2,963,000.00 0.00 A12 ~~784~~788,~~738~~335.9567 0.00 A13 2423,~~329~~950,~~375~~164.6104 0.00 A14 6,239,000.00 0.00 A15 1,217,711.86 0.00 PO 1,~~240~~220,~~735~~866.2384 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 11,~~312~~300,~~319~~721.5077 0.00 B1 2,~~610~~607,~~535~~858.2787 0.00 B2 1,~~392~~390,~~285~~858.4806 0.00 B3 ~~870~~869,~~178~~286.4229 0.00 B4 1,~~044~~043,~~214~~143.1155 0.00 B5 1,~~044~~043,~~213~~143.7317 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~320~~313,~~460~~861,~~352~~557.5944 - --------------------------------------------------------------------------------

Payment Date: 12/25/03 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificate, Series 2003-31 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~113~~110,~~408~~392,~~526~~075.0752 4.000000% 12669ERW8 24.~~273751~~968461 32.~~042042~~961129 ~~888~~863.~~338716~~370255 A2 3231,~~413~~591,~~688~~020.9360 5.500000% 12669ERX6 0.000000 4.~~199610~~093023 ~~893~~869.~~023221~~102253 A3 4,324,000.00 5.000000% 12669ERY4 0.000000 4.166667 1,000.000000 A4 26,789,661.00 5.250000% 12669ERZ1 0.000000 4.375000 1,000.000000 A5 5048,~~702~~738,~~767~~518.3916 5.500000% 12669ESA5 3436.~~392332~~253841 43.~~068910~~911279 ~~853~~817.~~369954~~116113 A6 3,000,000.00 5.000000% 12669ESB3 0.000000 4.166667 1,000.000000 A7 3,000,000.00 5.000000% 12669ESC1 0.000000 4.166667 1,000.000000 A8 3,000,000.00 5.000000% 12669ESD9 0.000000 4.166667 1,000.000000 A9 3,001,000.00 5.000000% 12669ESE7 0.000000 4.166667 1,000.000000 A10 9088,~~114~~713,~~422~~877.4122 4.000000% 12669ESF4 14.~~616571~~511134 3.~~134884~~086162 ~~925~~911.~~848498~~337363 A11 2,963,000.00 5.250000% 12669ESG2 0.000000 4.375000 1,000.000000 A12 ~~781~~784,~~158~~738.6495 5.500000% 12669ESH0 0.000000 0.000000 1,~~023~~027.~~127701~~817036 A13 24,~~711~~329,~~342~~375.4861 5.500000% 12669ESJ6 0.000000 4.~~311864~~245215 ~~926~~911.~~228714~~791984 A14 6,239,000.00 5.500000% 12669ESK3 0.000000 4.583333 1,000.000000 A15 1,217,711.86 5.500000% 12669ESL1 0.000000 4.583337 1,000.000709 PO 1,~~254~~240,~~014~~735.7623 0.000000% 12669ESM9 914.~~900937~~813458 0.000000 ~~925~~910.~~066209~~252752 Residual AR 0.00 5.500000% 12669ESN7 0.000000 1.~~143762~~377902 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 11,~~323~~312,~~780~~319.7250 5.500000% 12669ESP2 1.~~007580~~019581 4.~~562696~~558077 ~~994~~993.~~489627~~470046 B1 2,~~613~~610,~~180~~535.1727 5.500000% 12669ESQ0 1.~~007580~~019581 4.~~562696~~558077 ~~994~~993.~~489627~~470046 B2 1,~~393~~392,~~696~~285.0948 5.500000% 12669ESR8 1.~~007580~~019581 4.~~562696~~558077 ~~994~~993.~~489627~~470046 B3 ~~871~~870,~~060~~178.0642 5.500000% 12669EUN4 1.~~007580~~019581 4.~~562696~~558077 ~~994~~993.~~489627~~470046 B4 1,~~045~~044,~~272~~214.0711 5.500000% 12669EUP9 1.~~007580~~019581 4.~~562696~~558077 ~~994~~993.~~489627~~470046 B5 1,~~045~~044,~~271~~213.6973 5.500000% 12669EUQ7 1.~~007580~~019581 4.~~562696~~558077 ~~994~~993.~~489627~~470046 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~326~~320,~~869~~460,~~811~~352.0559 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificate, Series 2003-31 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 313,861,557.44 313,861,557.44 Loan count 660 660 Avg loan rate 6.018834% 6.02 Prepay amount 6,270,062.02 6,270,062.02 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 62,864.03 62,864.03 Sub servicer fees 75,075.52 75,075.52 Trustee fees 2,403.45 2,403.45 Agg advances N/A N/A Adv this period 5,878.74 5,878.74 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 3,500,000.00 3,500,000.00 Special Hazard 3,974,640.36 3,974,640.36 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.303171% 100.000000% 302,186,606.08 ----------------------------------------------------------------------------- Junior 5.696829% 0.000000% 18,255,011.72 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 415,993.37 60 to 89 days 0 0.00 90 or more 1 457,846.99 Foreclosure 0 0.00 Totals: 2 873,840.36 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,061,885.20 8,061,885.20 Principal remittance amount 6,602,391.87 6,602,391.87 Interest remittance amount 1,459,493.33 1,459,493.33

Filing Compare · CWMBS INC MORTGAGE PASS THROUGH CERTS 2003-31