8-K 1 cw0356_8k0312.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2003 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2003-56) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW CHL Mortgage Pass-Through Trust Series 2003-56 On December 25, 2003, The Bank of New York, as Trustee for CW, CHL Mortgage Pass-Through Trust Series 2003-56, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of October 1, 2003, among CW as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, CHL Mortgage Pass-Through Trust Series 2003-56 relating to the distribution date of December 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of October 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2003 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2003 Payment Date: 12/25/03 ------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2003-56 ------------------------------------------------------------

Payment Date: 12/25/03 ------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2003-56 ------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2003-56 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 147,427,421.90 289,113,741.33 517,130,321.62 Loan count 300 680 1048 Avg loan rate 4.617217% 5.071295% 5.346651% Prepay amount 854,293.94 4,909,210.18 4,462,128.91 Prin balance 169,773,897.74 231,062,304.19 145,186,329.70 Loan count 315 639 293 Avg loan rate 5.260663% 5.398222% 5.212375% Prepay amount 17,018.50 3,099,161.50 1,731,907.67 Prin balance 74,186,913.11 17,061,601.08 10,030,619.95 Loan count 161 53 41 Avg loan rate 5.480402% 4.925479% 3.791595% Prepay amount 11,113.11 601,288.48 20,961.49 Total ----- Prin balance 1,600,973,150.62 Loan count 3530 Avg loan rate 5.21 Prepay amount 15,707,083.78 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 29,519.85 50,258.90 95,204.30 Sub servicer fees 780.64 4,221.84 552.72 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 8,669.43 0.00 Master serv fees 35,396.31 42,050.12 27,070.68 Sub servicer fees 192.02 1,038.22 550.57 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Master serv fees 15,469.88 4,345.94 3,144.35 Sub servicer fees 216.61 201.75 124.35 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 344.44 0.00 Total ----- Master serv fees 302,460.33 Sub servicer fees 7,878.72 Trustee fees 0.00 Agg advances N/A Adv this period 9,013.87 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 47,832.65 0.00 167,444.87 Fraud 1,499,823.50 2,973,876.34 5,250,341.59 Special Hazard 16,178,153.79 0.00 0.00 Bankruptcy 54,216.51 74,912.49 47,608.40 Fraud 1,699,993.59 2,348,929.29 1,492,791.99 Special Hazard 0.00 0.00 0.00 Bankruptcy 23,919.05 5,635.62 3,326.01 Fraud 749,997.06 176,708.57 104,289.07 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 424,895.60 Fraud 16,296,751.00 Special Hazard 16,178,153.79 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.126536% 100.000000% 1,555,107,663.58 ----------------------------------------------------------------------------- Junior 3.873464% 0.000000% 62,663,796.16 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 3 1,297,469.83 60 to 89 days 1 440,056.33 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 4 1,737,526.16 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 23,515,409.67 23,515,409.67 Principal remittance amount 16,842,987.44 16,842,987.44 Interest remittance amount 6,672,422.23 6,672,422.23

CWMBS INC CHL MORTGAGE PASS THROUGH TRUST 2003-56 8-K