8-K 1 boa02b_8k0403.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-b) (Exact name of registrant as specified in charter) North Carolina 333-74544-04 02-0561031 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC, Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-b On March 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-b, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-b relating to the distribution date of March 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: March 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated March 25, 2004 Payment Date: 03/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-b Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 8065,~~295~~005,~~142~~115.9064 5.199000% 4,~~304~~355,~~976~~268.7179 ~~347~~281,~~878~~634.7166 4,~~652~~636,~~855~~903.4246 0.00 0.00 A2 97,~~247~~486,~~140~~274.8021 5.199000% ~~495~~501,~~780~~571.0085 4032,~~063~~434.2428 ~~535~~534,~~843~~006.2414 0.00 0.00 A3 ~~337~~273,~~520~~249.6401 5.199000% 18,~~095~~307.9737 1,~~462~~183.3185 19,~~558~~491.2822 0.00 0.00 A4 ~~259~~243,~~002~~943.6743 0.000000% 1428,~~370~~272.6496 0.00 1428,~~370~~272.6496 0.00 0.00 Residual AR 0.00 5.199000% 0.00 0.03 0.03 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 43,~~279~~870,~~305~~422.1190 5.199000% ~~111~~125,~~878~~222.1522 1816,~~540~~768.0961 ~~130~~141,~~418~~990.2483 0.00 0.00 B2 1,~~744~~577,~~006~~369.7410 5.199000% 4551,~~595~~033.3161 76,~~555~~833.9195 5357,~~151~~867.2256 0.00 0.00 B3 1,~~267~~146,~~965~~813.7018 5.199000% 3337,~~149~~103.6957 54,~~493~~968.4657 3842,~~643~~072.1613 0.00 0.00 B4 ~~633~~573,~~666~~120.3331 5.199000% 1618,~~566~~542.5752 2,~~745~~483.3604 1921,~~311~~025.9356 0.00 0.00 B5 ~~634~~573,~~299~~692.3786 5.199000% 1618,~~583~~561.1204 2,~~748~~485.1052 1921,~~331~~046.2257 0.00 0.00 B6 ~~475~~430,~~747~~290.7467 5.199000% 1213,~~437~~921.9546 21,~~061~~864.1823 1415,~~499~~785.1370 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 9981,~~173~~180,~~798~~291.0130 - 5,~~069~~167,~~434~~805.1240 ~~428~~350,~~548~~656.3975 5,~~497~~518,~~982~~462.5115 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 7560,~~990~~649,~~166~~846.1884 0.00 A2 86,~~751~~984,~~360~~702.8035 0.00 A3 ~~319~~254,~~424~~941.6764 0.00 A4 ~~244~~215,~~632~~670.0347 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 43,~~167~~745,~~426~~200.9768 0.00 B2 1,~~698~~526,~~411~~335.4349 0.00 B3 1,~~234~~109,~~816~~709.0161 0.00 B4 ~~617~~554,~~099~~577.7679 0.00 B5 ~~617~~555,~~716~~131.2582 0.00 B6 ~~463~~416,~~309~~369.7921 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 9476,~~104~~012,~~363~~485.8990 - --------------------------------------------------------------------------------

Payment Date: 03/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-b Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 8065,~~295~~005,~~142~~115.9064 5.199000% 0605066R8 910.~~915600~~031437 0.~~801265~~648686 ~~175~~139.~~027216~~694047 A2 97,~~247~~486,~~140~~274.8021 5.199000% 0605066S6 910.~~915600~~031437 0.~~801265~~648686 ~~175~~139.~~027216~~694047 A3 ~~337~~273,~~520~~249.6401 5.199000% 0605066T4 910.~~915600~~031437 0.~~801265~~648686 ~~175~~139.~~027216~~694047 A4 ~~259~~243,~~002~~943.6743 0.000000% 0605066U1 2855.~~168098~~418221 0.000000 ~~479~~422.~~506715~~738756 Residual AR 0.00 5.199000% 0605066V9 0.000000 0.~~346818~~265102 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 43,~~279~~870,~~305~~422.1190 5.199000% 0605066W7 1618.~~550022~~523997 2.~~742617~~480563 ~~616~~554.~~483279~~023770 B2 1,~~744~~577,~~006~~369.7410 5.199000% 0605066X5 1618.~~550022~~523997 2.~~742617~~480563 ~~616~~554.~~483279~~023770 B3 1,~~267~~146,~~965~~813.7018 5.199000% 0605066Y3 1618.~~550022~~523997 2.~~742617~~480563 ~~616~~554.~~483279~~023770 B4 ~~633~~573,~~666~~120.3331 5.199000% 0605066Z0 1618.~~550022~~523997 2.~~742617~~480563 ~~616~~554.~~483279~~023770 B5 ~~634~~573,~~299~~692.3786 5.199000% 0605067A4 1618.~~550022~~523997 2.~~742617~~480563 ~~616~~554.~~483279~~023770 B6 ~~475~~430,~~747~~290.7467 5.199000% 0605067B2 1618.~~550033~~524010 2.~~742619~~480565 ~~616~~554.~~483680~~024171 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 9981,~~173~~180,~~798~~291.0130 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-b Bank of America, N.A., Master Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 76,012,485.42 76,012,485.42 Loan count 161 161 Avg loan rate 6.035353% 6.04 Prepay amount 5,069,842.60 5,069,842.60 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 49,646.98 49,646.98 Sub servicer fees 0.00 0.00 Trustee fees 202.95 202.95 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 90.227725% 100.000000% 73,008,582.28 ----------------------------------------------------------------------------- Junior 9.772275% 0.000000% 7,907,324.60 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 1 513,673.64 90 or more 1 488,304.60 Foreclosure 1 907,381.89 Totals: 3 1,909,360.13 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 5,518,462.15 5,518,462.15 Principal remittance amount 5,167,805.40 5,167,805.40 Interest remittance amount 350,656.75 350,656.75

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