8-K 1 boa02b_8k0406.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-b) (Exact name of registrant as specified in charter) North Carolina 333-74544-04 02-0561031 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC, Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-b On June 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-b, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-b relating to the distribution date of June 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2004 Payment Date: 06/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-b Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 4942,~~732~~956,~~637~~604.2413 5.199000% 6,~~776~~118,~~033~~498.1150 ~~215~~186,~~466~~109.6549 6,~~991~~304,~~499~~607.7699 0.00 0.00 A2 54,~~727~~947,~~428~~070.6192 5.199000% ~~780~~704,~~357~~633.6912 2421,~~814~~433.0818 ~~805~~726,~~171~~066.7731 0.00 0.00 A3 ~~209~~180,~~051~~568.1409 5.199000% 2825,~~483~~719.0611 ~~905~~782.7131 2926,~~388~~501.7742 0.00 0.00 A4 ~~197~~155,~~941~~139.8372 0.000000% 4212,~~802~~328.1136 0.00 4212,~~802~~328.1136 0.00 0.00 Residual AR 0.00 5.199000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 3,~~424~~203,~~270~~012.8288 5.199000% ~~221~~215,~~257~~227.9565 1413,~~835~~877.6505 ~~236~~229,~~093~~104.6071 0.00 0.00 B2 1,~~395~~305,~~542~~369.3389 5.199000% 9087,~~172~~714.4382 65,~~046~~655.1952 9693,~~218~~370.6233 0.00 0.00 B3 1949,~~014,617~~058.5240 5.199000% 6563,~~559~~772.1234 4,~~395~~111.8380 6967,~~954~~884.9513 0.00 0.00 B4 ~~507~~474,~~055~~292.4929 5.199000% 3231,~~763~~870.2025 2,~~196~~054.8287 3433,~~960~~925.0112 0.00 0.00 B5 ~~507~~474,~~562~~766.0411 5.199000% 3231,~~795~~902.9309 2,~~199~~056.0192 3433,~~994~~959.9401 0.00 0.00 B6 ~~380~~356,~~690~~092.1302 5.199000% 2423,~~598~~927.1167 1,~~649~~542.3477 2625,~~247~~470.4544 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 6355,~~096~~001,~~797~~974.1545 - 87,~~094~~315,~~822~~593.7091 ~~272~~237,~~509~~623.2991 87,~~367~~553,~~331~~217.9982 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 4236,~~956~~838,~~604~~105.1363 0.00 A2 4,~~947~~242,~~070~~437.9280 0.00 A3 ~~180~~154,~~568~~848.0998 0.00 A4 ~~155~~142,~~139~~811.7236 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 32,~~203~~987,~~012~~785.8822 0.00 B2 1,~~305~~217,~~369~~655.8907 0.00 B3 ~~949~~885,~~058~~286.4007 0.00 B4 ~~474~~442,~~292~~422.2904 0.00 B5 ~~474~~442,~~766~~864.1102 0.00 B6 ~~356~~332,~~092~~164.0235 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 5547,~~001~~686,~~974~~380.4555 - --------------------------------------------------------------------------------

Payment Date: 06/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-b Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 4942,~~732~~956,~~637~~604.2413 5.199000% 0605066R8 1514.~~607154~~092662 0.~~496282~~428664 9884.~~941418~~848756 A2 54,~~727~~947,~~428~~070.6192 5.199000% 0605066S6 1514.~~607154~~092662 0.~~496282~~428664 9884.~~941418~~848756 A3 ~~209~~180,~~051~~568.1409 5.199000% 0605066T4 1514.~~607154~~092662 0.~~496282~~428664 9884.~~941418~~848756 A4 ~~197~~155,~~941~~139.8372 0.000000% 0605066U1 8324.~~897019~~164998 0.000000 ~~304~~279.~~091569~~926571 Residual AR 0.00 5.199000% 0605066V9 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 3,~~424~~203,~~270~~012.8288 5.199000% 0605066W7 3231.~~730466~~838410 2.~~194623~~052819 ~~473~~441.~~818473~~980063 B2 1,~~395~~305,~~542~~369.3389 5.199000% 0605066X5 3231.~~730466~~838410 2.~~194623~~052819 ~~473~~441.~~818473~~980063 B3 1949,~~014,617~~058.5240 5.199000% 0605066Y3 3231.~~730466~~838410 2.~~194623~~052819 ~~473~~441.~~818473~~980063 B4 ~~507~~474,~~055~~292.4929 5.199000% 0605066Z0 3231.~~730466~~838410 2.~~194623~~052819 ~~473~~441.~~818473~~980063 B5 ~~507~~474,~~562~~766.0411 5.199000% 0605067A4 3231.~~730466~~838410 2.~~194623~~052819 ~~473~~441.~~818473~~980063 B6 ~~380~~356,~~690~~092.1302 5.199000% 0605067B2 3231.~~730438~~838354 2.~~194625~~052820 ~~473~~441.~~818868~~980515 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 6355,~~096~~001,~~797~~974.1545 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-b Bank of America, N.A., Master Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 47,686,379.96 47,686,379.96 Loan count 106 106 Avg loan rate 6.029697% 6.03 Prepay amount 7,247,741.05 7,247,741.05 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 29,122.31 29,122.31 Sub servicer fees 0.00 0.00 Trustee fees 137.50 137.50 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 88.435456% 100.000000% 48,239,382.86 ----------------------------------------------------------------------------- Junior 11.564544% 0.000000% 6,308,176.77 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 1 485,837.44 Foreclosure 1 907,381.89 Totals: 2 1,393,219.33 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,553,217.82 7,553,217.82 Principal remittance amount 7,315,593.91 7,315,593.91 Interest remittance amount 237,623.91 237,623.91

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