8-K 1 fh0402_8k0406.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2004 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2004-2 On June 25, 2004, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2004-2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2004, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2004-2 relating to the distribution date of June 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2004 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2004 Payment Date: 06/25/04 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 18,496,500.00 5.500000% 0.00 84,775.63 84,775.63 0.00 0.00 1A2 5450,~~311~~443,~~462~~601.1562 5.500000% 3795,~~867,860~~212.5490 ~~248~~231,~~927~~199.5384 41,~~116~~026,~~788~~412.0774 0.00 0.00 1A3 4,~~866~~519,~~487~~914.6548 4.500000% ~~346~~71,~~573~~253.1772 1816,~~249~~949.3368 ~~364~~88,~~822~~203.5040 0.00 0.00 1A4 1918,~~465~~079,~~950~~657.6194 5.000000% 1285,~~386,292~~014.6888 8175,~~108~~331.1391 1360,~~467,400~~346.8079 0.00 0.00 1A5 1816,~~098~~809,~~467~~561.5897 5.250000% 1264,~~288,905~~992.6159 7973,~~180~~541.8083 1338,~~368,086~~534.4142 0.00 0.00 1A6 3835,~~248~~524,~~159~~267.7189 6.000000% 2560,~~723,891~~018.8262 ~~191~~177,~~240~~621.8034 2737,~~915,132~~639.6296 0.00 0.00 1A7 20,938,000.00 5.500000% 0.00 95,965.83 95,965.83 0.00 0.00 1A8 6,668,000.00 5.500000% 0.00 30,561.67 30,561.67 0.00 0.00 1A9 503,500.00 5.500000% 0.00 2,307.71 2,307.71 0.00 0.00 Residual ARU 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 ARL 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 2A1 4746,~~475~~184,~~085~~379.0391 4.750000% 1714,~~290,705~~648.1295 ~~187~~182,~~922~~813.2117 1897,~~478,627~~462.3312 0.00 0.00 3A1 3835,~~889~~742,~~964~~008.8166 7.~~077578~~050765% 35,~~147~~663,~~956~~808.1618 ~~229~~209,~~372~~470.3160 35,~~377~~873,~~328~~278.4779 0.00 0536.0048 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 3,~~550~~544,~~049~~883.7293 5.~~619389~~615543% 5,~~165~~298.7917 16,~~624~~580.2628 21,~~790~~878.0546 0.00 08.0042 B2 1,~~420~~417,~~019~~953.8957 5.~~619389~~615543% 2,~~066~~119.3227 6,~~649~~632.7011 8,~~716~~751.0238 0.00 03.0037 B3 ~~710~~708,~~009~~976.9479 5.~~619389~~615543% 1,~~033~~059.1663 3,~~324~~316.8506 4,~~358~~375.0169 0.00 01.0068 B4 ~~568~~567,~~207~~380.6886 5.~~619389~~615543% ~~826~~848.8201 2,~~660~~653.8278 3,~~487~~501.6378 0.00 01.0035 B5 ~~426~~425,~~405~~784.4193 5.~~619389~~615543% ~~620~~636.4838 1,~~996~~991.7850 2,~~617~~627.2688 0.00 01.0001 B6 ~~284~~283,~~156~~743.9851 5.~~619389~~615543% ~~413~~424.4808 1,~~330~~327.6614 1,~~744~~751.1322 0.00 0.0067 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~274~~260,~~920~~858,~~427~~116.1705 - 148,~~062~~365,~~311~~335.1238 1,~~282~~213,~~199~~040.0108 159,~~344~~578,~~510~~375.1346 - -552.99 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 18,496,500.00 0.00 1A2 5049,~~443~~648,~~601~~388.6271 0.00 1A3 4,~~519~~448,~~914~~660.4876 0.00 1A4 1817,~~079~~794,~~657~~643.9405 0.00 1A5 16,~~809~~544,~~561~~569.9738 0.00 1A6 3534,~~524~~964,~~267~~249.8927 0.00 1A7 20,938,000.00 0.00 1A8 6,668,000.00 0.00 1A9 503,500.00 0.00 Residual ARU 0.00 0.00 ARL 0.00 0.00 2A1 4645,~~184~~469,~~379~~730.9196 0.00 3A1 3530,~~742~~078,~~008~~200.6648 0536.0048 -------------------------------------------------------------------------------- Subordinate B1 3,~~544~~539,~~883~~585.9376 08.0042 B2 1,~~417~~415,~~953~~834.5730 03.0037 B3 ~~708~~707,~~976~~917.7915 01.0068 B4 ~~567~~566,~~380~~532.8685 01.0035 B5 425,~~784~~148.9356 01.0001 B6 283,~~743~~319.5143 0.0067 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~260~~252,~~858~~492,~~116~~780.0567 -552.99 --------------------------------------------------------------------------------

Payment Date: 06/25/04 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 18,496,500.00 5.500000% 32051DW73 0.000000 4.583333 1,000.000000 1A2 5450,~~311~~443,~~462~~601.1562 5.500000% 32051DW81 6914.~~314634~~250744 4.~~460947~~143255 ~~903~~889.~~982897~~732153 1A3 4,~~866~~519,~~487~~914.6548 4.500000% 32051DW99 6914.~~314634~~250744 3.~~649866~~389936 ~~903~~889.~~982897~~732153 1A4 1918,~~465~~079,~~950~~657.6194 5.000000% 32051DX23 6914.~~314634~~250744 43.~~055406~~766595 ~~903~~889.~~982897~~732153 1A5 1816,~~098~~809,~~467~~561.5897 5.250000% 32051DX31 6914.~~314634~~250744 43.~~258177~~954925 ~~903~~889.~~982897~~732153 1A6 3835,~~248~~524,~~159~~267.7189 6.000000% 32051DX49 6914.~~314634~~250744 4.~~866488~~519914 ~~903~~889.~~982897~~732153 1A7 20,938,000.00 5.500000% 32051DX56 0.000000 4.583333 1,000.000000 1A8 6,668,000.00 5.500000% 32051DX64 0.000000 4.583333 1,000.000000 1A9 503,500.00 5.500000% 32051DY97 0.000000 4.583333 1,000.000000 Residual ARU 0.00 5.500000% 32051DX72 0.000000 0.000000 0.000000 ARL 0.00 5.500000% 32051DX80 0.000000 0.000000 0.000000 2A1 4746,~~475~~184,~~085~~379.0391 4.750000% 32051DX98 2614.~~731528~~800947 3.~~892018~~786206 ~~956~~941.~~515200~~714252 3A1 3835,~~889~~742,~~964~~008.8166 7.~~077578~~050765% 32051DY22 71129.~~771190~~130849 54.~~229528~~775783 ~~814~~685.~~892699~~761849 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 3,~~550~~544,~~049~~883.7293 5.~~619389~~615543% 32051DY30 1.~~453105~~490343 4.~~676303~~663934 ~~997~~995.~~154411~~664068 B2 1,~~420~~417,~~019~~953.8957 5.~~619389~~615543% 32051DY48 1.~~453105~~490343 4.~~676303~~663934 ~~997~~995.~~154411~~664068 B3 ~~710~~708,~~009~~976.9479 5.~~619389~~615543% 32051DY55 1.~~453105~~490343 4.~~676303~~663934 ~~997~~995.~~154411~~664068 B4 ~~568~~567,~~207~~380.6886 5.~~619389~~615543% 32051DY63 1.~~453105~~490343 4.~~676303~~663934 ~~997~~995.~~154411~~664068 B5 ~~426~~425,~~405~~784.4193 5.~~619389~~615543% 32051DY71 1.~~453105~~490343 4.~~676303~~663934 ~~997~~995.~~154411~~664068 B6 ~~284~~283,~~156~~743.9851 5.~~619389~~615543% 32051DY89 1.~~453068~~490342 4.~~676303~~663934 ~~997~~995.~~154448~~664107 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~274~~260,~~920~~858,~~427~~116.1705 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 174,646,507.10 46,669,128.74 31,177,144.82 Loan count 348 95 74 Avg loan rate 5.869165% 5.221541% 7.300765% Prepay amount 1,798,535.59 540,755.10 5,629,809.48 Total ----- Prin balance 252,492,780.66 Loan count 517 Avg loan rate 5.95 Prepay amount 7,969,100.17 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 33,237.89 9,453.94 4,433.32 Sub servicer fees 18,938.73 8,930.41 0.00 Trustee fees 883.14 236.94 184.21 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 47,125.15 Sub servicer fees 27,869.15 Trustee fees 1,304.29 Agg advances N/A Adv this period 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 2,844,137.00 2,844,137.00 2,844,137.00 Special Hazard 2,608,581.16 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 8,532,411.00 Special Hazard 2,608,581.16 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.340081% 100.000000% 253,909,392.46 ----------------------------------------------------------------------------- Junior 2.659919% 0.000000% 6,938,338.06 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 8 3,778,422.07 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 8 3,778,422.07 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 9,578,375.46 9,578,375.46 Principal remittance amount 8,365,335.38 8,365,335.38 Interest remittance amount 1,213,040.08 1,213,040.08

Filing Compare · FIRST HORIZON ASSET SECURITIES INC MOR PA THR CER SE 2004-2