8-K 1 cwt041t1_8k0406.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2004 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-1T1) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT Mortgage Pass-Through Certificates Series 2004-1T1 On June 25, 2004, The Bank of New York, as Trustee for CWT, Mortgage Pass-Through Certificates Series 2004-1T1, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2004, among CWT as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, Mortgage Pass-Through Certificates Series 2004-1T1 relating to the distribution date of June 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2004 Payment Date: 06/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-1T1 Alternative Loan Trust 2004-1T1 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 4841,~~902~~449,~~633~~731.0919 5.000000% 1,~~687~~575,~~843~~198.8574 ~~203~~172,~~760~~707.9721 1,~~891~~747,~~604~~905.8295 0.00 0.00 A2 ~~116~~98,~~502~~747,~~796~~435.7151 5.500000% 43,~~021~~752,~~021~~662.2911 ~~533~~452,~~971~~592.1541 4,~~554~~205,~~992~~254.4453 0.00 0.00 A3 2924,~~245~~788,~~632~~514.8934 1.~~540000~~550000% 1942,~~009,394~~028.7670 3732,~~531~~018.9050 1974,~~046,926~~047.6520 0.00 0.00 A4 2924,~~245~~788,~~632~~514.8934 6.~~460000~~450000% 0.00 ~~157~~133,~~438~~238.9926 ~~157~~133,~~438~~238.9926 0.00 0.00 A5 12,652,000.00 5.750000% 0.00 60,624.17 60,624.17 0.00 0.00 A6 25,298,000.00 5.750000% 0.00 121,219.58 121,219.58 0.00 0.00 PO 1,~~464~~377,~~222~~488.4252 0.000000% 266,~~911~~550.5056 0.00 266,~~911~~550.5056 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.1701 0.1701 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 8,~~193~~171,~~369~~506.4083 5.750000% 7,~~308~~486.6381 39,~~259~~155.9014 46,~~568~~641.5395 0.00 0.00 B1 2,~~521~~514,~~190~~462.0570 5.750000% 2,~~248~~303.9577 12,~~080~~048.7047 14,~~329~~352.6524 0.00 0.00 B2 1,~~260~~257,~~595~~231.0235 5.750000% 1,~~124~~151.4789 6,~~040~~024.3523 7,~~164~~176.8212 0.00 0.00 B3 1,~~008~~005,~~476~~785.0208 5.750000% ~~899~~921.5851 4,~~832~~819.2839 5,~~731~~740.8690 0.00 0.00 B4 ~~756~~754,~~357~~338.0181 5.750000% ~~674~~691.6813 3,~~624~~614.2154 4,~~298~~305.8967 0.00 0.00 B5 ~~756~~754,~~741~~722.6744 5.750000% ~~675~~691.0348 3,~~626~~616.0538 4,~~301~~307.0886 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~248~~218,~~562~~771,~~014~~216.2976 - 6,~~758~~289,~~102~~686.7372 1,~~184~~041,~~010~~678.4229 7,~~942~~331,~~113~~365.1501 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 4739,~~214~~874,~~789~~532.2445 0.00 A2 ~~112~~94,~~481~~994,~~775~~773.4339 0.00 A3 2823,~~236~~846,~~238~~485.1364 0.00 A4 2823,~~236~~846,~~238~~485.1364 0.00 A5 12,652,000.00 0.00 A6 25,298,000.00 0.00 PO 1,~~437~~370,~~310~~937.9296 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 8,~~186~~164,~~060~~020.7702 0.00 B1 2,~~518~~512,~~941~~158.1092 0.00 B2 1,~~259~~256,~~470~~079.5546 0.00 B3 1,~~007~~004,~~576~~863.4457 0.00 B4 ~~755~~753,~~682~~647.3368 0.00 B5 ~~756~~754,~~066~~030.6495 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~241~~212,~~803~~481,~~911~~530.5604 - --------------------------------------------------------------------------------

Payment Date: 06/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-1T1 Alternative Loan Trust 2004-1T1 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 4841,~~902~~449,~~633~~731.0919 5.000000% 12667FBQ7 3331.~~756877~~503975 43.~~075219~~454144 ~~944~~797.~~295785~~490649 A2 ~~116~~98,~~502~~747,~~796~~435.7151 5.500000% 12667FBR5 3331.~~756877~~503975 43.~~482741~~799559 ~~944~~797.~~295785~~490649 A3 2924,~~245~~788,~~632~~514.8934 1.~~540000~~550000% 12667FBS3 3331.~~756877~~503975 1.~~255168~~070785 ~~944~~797.~~295785~~490649 A4 2924,~~245~~788,~~632~~514.8934 6.~~460000~~450000% 12667FBT1 0.000000 54.~~265183~~455846 ~~944~~797.~~295785~~490649 A5 12,652,000.00 5.750000% 12667FBU8 0.000000 4.791667 1,000.000000 A6 25,298,000.00 5.750000% 12667FBV6 0.000000 4.791667 1,000.000000 PO 1,~~464~~377,~~222~~488.4252 0.000000% 12667FBW4 184.~~357413~~468402 0.000000 ~~980~~935.~~447469~~171810 Residual AR 0.00 5.750000% 12667FBX2 0.000000 10.~~691936~~091580 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 8,~~193~~171,~~369~~506.4083 5.750000% 12667FBY0 0.~~888912~~910583 4.~~774981~~762240 ~~995~~992.~~628895~~948190 B1 2,~~521~~514,~~190~~462.0570 5.750000% 12667FBZ7 0.~~888912~~910583 4.~~774981~~762240 ~~995~~992.~~628895~~948190 B2 1,~~260~~257,~~595~~231.0235 5.750000% 12667FCA1 0.~~888912~~910583 4.~~774981~~762240 ~~995~~992.~~628895~~948190 B3 1,~~008~~005,~~476~~785.0208 5.750000% 12667FBM6 0.~~888912~~910583 4.~~774981~~762240 ~~995~~992.~~628895~~948190 B4 ~~756~~754,~~357~~338.0181 5.750000% 12667FBN4 0.~~888912~~910583 4.~~774981~~762240 ~~995~~992.~~628895~~948190 B5 ~~756~~754,~~741~~722.6744 5.750000% 12667FBP9 0.~~888912~~910583 4.~~774981~~762240 ~~995~~992.~~628895~~948190 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~248~~218,~~562~~771,~~014~~216.2976 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-1T1 Alternative Loan Trust 2004-1T1 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 212,481,530.04 212,481,530.04 Loan count 463 463 Avg loan rate 6.425467% 6.43 Prepay amount 6,088,944.45 6,088,944.45 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 31,250.08 31,250.08 Sub servicer fees 91,641.75 91,641.75 Trustee fees 1,640.78 1,640.78 Agg advances N/A N/A Adv this period 43,624.77 43,624.77 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 4,190,000.00 4,190,000.00 Special Hazard 3,780,568.72 3,780,568.72 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.396903% 100.000000% 204,313,169.56 ----------------------------------------------------------------------------- Junior 6.603097% 0.000000% 14,444,800.60 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 7 3,296,920.26 60 to 89 days 3 2,609,368.14 90 or more 1 647,132.07 Foreclosure 0 0.00 Totals: 11 6,553,420.47 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,331,365.01 7,331,365.01 Principal remittance amount 6,289,686.72 6,289,686.72 Interest remittance amount 1,041,678.29 1,041,678.29

Filing Compare · CWALT INC MORTGAGE PASS THR CERTS SER 2004-1T1