8-K 1 cwt042cb_8k0408.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust, Series 2004-2CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT Countrywide Alternative Loan Trust Series 2004-2CB On August 25, 2004, The Bank of New York, as Trustee for CWT, Countrywide Alternative Loan Trust Series 2004-2CB, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2004, among CWT as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, Countrywide Alternative Loan Trust Series 2004-2CB relating to the distribution date of August 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2004 Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~370~~358,~~244~~717,~~700~~732.1716 4.250000% 56,~~601~~244,~~381~~464.4621 1,~~311~~270,~~283~~458.3163 67,~~912~~514,~~664~~922.7784 0.00 0.00 1A2 133,778,208.00 5.125000% 0.00 571,344.43 571,344.43 0.00 0.00 1A3 15,234,799.44 5.750000% 0.00 73,000.08 73,000.08 0.00 0.00 1A4 ~~303~~296,~~945~~261,~~925~~280.4411 1.~~500000~~850000% 34,~~734~~162,~~254~~976.3014 ~~379~~456,~~932~~736.4114 4,~~114~~619,~~186~~712.7128 0.00 0.00 1A5 ~~303~~296,~~945~~261,~~925~~280.4411 6.~~500000~~150000% 0.00 1,~~646~~518,~~373~~339.7606 1,~~646~~518,~~373~~339.7606 0.00 0.00 1A6 ~~108~~98,~~139~~995,~~651~~914.4507 12.~~850000~~200000% 54,~~646~~862,~~413~~666.0715 ~~166~~181,~~715~~492.3051 5,~~813~~044,~~128~~158.3766 0.00 0.00 1A7 4238,~~315~~737,~~514~~530.7766 1514.~~716665~~822221% 21,~~209~~902,~~465~~782.9336 ~~554~~478,~~215~~480.6619 2,~~763~~381,~~681~~262.5955 0.00 0.00 1A8 9493,~~515~~604,~~286~~654.3133 5.750000% ~~454~~458,~~227~~591.7318 ~~452~~448,~~885~~522.7530 907,113.48 0.00 0.00 1A9 9495,~~795~~705,~~352~~984.6967 5.750000% 0.00 0.00 0.00 0.00 0.00 110 9183,~~064~~364,~~969~~979.1279 1.~~520000~~780000% 4,~~754~~094,~~874~~876.1473 ~~115~~123,~~348~~658.9605 4,~~870~~218,~~223~~534.1078 0.00 0.00 111 5954,~~390~~368,~~197~~464.1195 1211.~~235997~~837330% 32,~~101~~670,~~004~~571.8677 ~~605~~536,~~581~~314.8856 3,~~706~~206,~~586~~886.7433 0.00 0.00 112 50,000,000.00 3.100000% 0.00 129,166.67 129,166.67 0.00 0.00 2A1 1615,~~101~~291,~~406~~332.5535 6.000000% 0.00 8076,~~507~~370.0351 8076,~~507~~370.0351 0.00 086.0016 3A1 1413,~~004~~737,~~830~~612.2719 0.000000% ~~179~~152,~~943~~356.0292 0.00 ~~179~~152,~~943~~356.0292 0.00 0.00 4A1 ~~226~~219,~~997~~892,~~252~~428.1693 5.000000% 42,~~122~~589,~~247~~796.1551 ~~945~~916,~~821~~218.8845 53,~~068~~506,~~069~~014.0396 0.00 0.00 PO 6,~~744~~627,~~221~~265.2442 0.000000% 62119,~~094~~213.2019 0.00 62119,~~094~~213.2019 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.4600 0.4600 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 39,~~891~~769,~~917~~477.6255 5.~~659314~~659880% 6055,~~615~~944.5710 ~~188~~187,~~134~~573.0913 ~~248~~243,~~749~~517.6622 0.00 02.0027 B1 17,~~730~~676,~~514~~094.7355 5.~~659314~~659880% 2624,~~941~~865.4313 83,~~618~~369.8047 ~~110~~108,~~560~~234.2360 0.00 01.0001 B2 8,~~865~~838,~~754~~543.6604 5.~~659314~~659880% 1312,~~471~~433.4726 41,~~811~~687.7407 5554,~~283~~120.2134 0.00 0.0050 B3 8,~~865~~838,~~754~~543.6604 5.~~659314~~659880% 1312,~~471~~433.4726 41,~~811~~687.7407 5554,~~283~~120.2134 0.00 0.0050 B4 4,~~432~~419,~~877~~271.3352 5.~~659314~~659880% 6,~~735~~216.7463 20,~~905~~843.8754 27,~~641~~060.6117 0.00 0.0025 B5 4,~~433~~419,~~411~~804.8237 5.~~659314~~659880% 6,~~736~~217.5500 20,~~908~~846.3905 27,~~644~~063.9405 0.0013 0.0025 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 3,~~886~~770,~~314~~045,~~978~~758.2339 - 2927,~~993~~376,~~878~~404.1053 7,~~429~~176,~~368~~107.2192 3734,~~423~~552,~~246~~512.3245 -0.13 -90.94 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~364~~352,~~643~~473,~~318~~267.7195 0.00 1A2 133,778,208.00 0.00 1A3 15,234,799.44 0.00 1A4 ~~300~~292,~~211~~098,~~671~~303.1497 0.00 1A5 ~~300~~292,~~211~~098,~~671~~303.1497 0.00 1A6 ~~102~~94,~~493~~133,~~238~~247.3893 0.00 1A7 4036,~~106~~834,~~048~~748.8430 0.00 1A8 9493,~~061~~146,~~058~~063.5716 0.00 1A9 9596,~~249~~164,~~580~~575.4384 0.00 110 8679,~~310~~270,~~094~~103.9806 0.00 111 5651,~~289~~697,~~192~~893.2417 0.00 112 50,000,000.00 0.00 2A1 1514,~~668~~909,~~546~~015.4358 086.0016 3A1 13,~~824~~585,~~887~~255.2527 0.00 4A1 ~~222~~217,~~875~~302,~~005~~632.0042 0.00 PO 6,~~682~~508,~~127~~052.0423 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 39,~~831~~713,~~302~~533.0546 02.0027 B1 17,~~703~~651,~~573~~229.3042 01.0001 B2 8,~~852~~826,~~283~~109.1978 0.0050 B3 8,~~852~~826,~~283~~109.1978 0.0050 B4 4,~~426~~413,~~141~~054.5989 0.0025 B5 4,~~426~~413,~~675~~587.2824 0.0025 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 3,~~822~~708,~~392~~782,~~298~~167.3320 -90.94 --------------------------------------------------------------------------------

Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~370~~358,~~244~~717,~~700~~732.1716 4.250000% 12667FAG0 1416.~~387780~~039611 3.~~368179~~263316 ~~936~~905.~~627490~~367342 1A2 133,778,208.00 5.125000% 12667FAH8 0.000000 4.270833 1,000.000000 1A3 15,234,799.44 5.750000% 12667FAJ4 0.000000 4.791667 1,000.000029 1A4 ~~303~~296,~~945~~261,~~925~~280.4411 1.~~500000~~850000% 12667FAK1 1113.~~792645~~146534 1.~~199813~~442357 ~~948~~922.~~058037~~436305 1A5 ~~303~~296,~~945~~261,~~925~~280.4411 6.~~500000~~150000% 12667FAL9 0.000000 54.~~199191~~794862 ~~948~~922.~~058037~~436305 1A6 ~~108~~98,~~139~~995,~~651~~914.4507 12.~~850000~~200000% 12667FAM7 4337.~~577559~~528802 1.~~286666~~400712 ~~791~~726.~~016357~~496109 1A7 4238,~~315~~737,~~514~~530.7766 1514.~~716665~~822221% 12667FAN5 4337.~~577559~~528802 109.~~930861~~437122 ~~791~~726.~~016357~~496109 1A8 9493,~~515~~604,~~286~~654.3133 5.750000% 12667FAP0 4.~~716278~~761584 4.~~702344~~657038 ~~976~~967.~~642451~~141991 1A9 9495,~~795~~705,~~352~~984.6967 5.750000% 12667FAQ8 0.000000 0.000000 1,~~024~~034.~~189037~~027697 110 9183,~~064~~364,~~969~~979.1279 1.~~520000~~780000% 12667FAR6 4337.~~577559~~528802 1.~~057152~~133304 ~~791~~726.~~016357~~496109 111 5954,~~390~~368,~~197~~464.1195 1211.~~235997~~837330% 12667FAS4 4337.~~577559~~528802 87.~~510074~~536679 ~~791~~726.~~016357~~496109 112 50,000,000.00 3.100000% 12667FAT2 0.000000 2.583333 1,000.000000 2A1 1615,~~101~~291,~~406~~332.5535 6.000000% 12667FAU9 0.000000 4.~~531034~~298225 ~~881~~839.~~844918~~097595 3A1 1413,~~004~~737,~~830~~612.2719 0.000000% 12667FAV7 1210.~~407929~~505735 0.000000 ~~953~~936.~~291852~~768085 4A1 ~~226~~219,~~997~~892,~~252~~428.1693 5.000000% 12667FAW5 1710.~~401084~~932209 3.~~992562~~867598 ~~940~~917.~~813712~~291269 PO 6,~~744~~627,~~221~~265.2442 0.000000% 12667FAX3 817.~~904602~~095734 0.000000 ~~958~~933.~~248592~~285442 Residual AR 0.00 5.750000% 12667FAY1 0.000000 40.~~636233~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 39,~~891~~769,~~917~~477.6255 5.~~659314~~659880% 12667FAZ8 1.~~511271~~394802 4.~~690570~~676584 ~~993~~990.~~076418~~140204 B1 17,~~730~~676,~~514~~094.7355 5.~~659314~~659880% 12667FBA2 1.~~511271~~394802 4.~~690570~~676584 ~~993~~990.~~076418~~140204 B2 8,~~865~~838,~~754~~543.6604 5.~~659314~~659880% 12667FBB0 1.~~511271~~394802 4.~~690570~~676584 ~~993~~990.~~076418~~140204 B3 8,~~865~~838,~~754~~543.6604 5.~~659314~~659880% 12667FAD7 1.~~511271~~394802 4.~~690570~~676584 ~~993~~990.~~076418~~140204 B4 4,~~432~~419,~~877~~271.3352 5.~~659314~~659880% 12667FAE5 1.~~511271~~394802 4.~~690570~~676584 ~~993~~990.~~076418~~140204 B5 4,~~433~~419,~~411~~804.8237 5.~~659314~~659880% 12667FAF2 1.~~511271~~394717 4.~~690571~~676585 ~~993~~990.~~076490~~140332 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 3,~~886~~770,~~314~~045,~~978~~758.2339 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 660,584,680.02 379,432,208.06 330,842,928.11 Loan count 4454 2397 2355 Avg loan rate 6.218926% 6.587493% 5.944603% Prepay amount 10,848,342.85 8,842,976.43 3,170,593.76 Total ----- Prin balance 229,976,159.70 1,600,835,975.89 Loan count 1800 11006 Avg loan rate 5.557893% 6.16 Prepay amount 1,739,931.35 24,601,844.39 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 134,923.05 75,039.74 68,657.51 Sub servicer fees 133,118.66 108,803.21 59,877.23 Trustee fees 5,040.96 2,914.81 2,507.76 Agg advances N/A N/A N/A Adv this period 57,610.84 67,272.01 22,122.79 Total ----- Master serv fees 47,293.36 325,913.67 Sub servicer fees 62,610.94 364,410.04 Trustee fees 1,744.63 12,208.15 Agg advances N/A N/A Adv this period 27,274.97 174,280.61 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 236,925.32 145,018.28 113,932.55 Fraud 14,645,840.24 8,964,489.76 7,042,886.02 Special Hazard 16,277,537.90 0.00 0.00 Total ----- Bankruptcy 80,884.85 576,761.00 Fraud 4,999,999.98 35,653,216.00 Special Hazard 0.00 16,277,537.90 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.775988% 100.000000% 3,686,084,024.30 ----------------------------------------------------------------------------- Junior 2.224012% 0.000000% 83,843,624.58 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 130 20,155,883.42 60 to 89 days 27 4,121,168.36 90 or more 6 1,105,561.52 Foreclosure 7 867,913.02 Totals: 170 26,250,526.32 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 119,094.18 Current Total Outstanding Number of Loans: 1 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 34,552,512.45 34,552,512.45 Principal remittance amount 27,376,404.53 27,376,404.53 Interest remittance amount 7,176,107.92 7,176,107.92

Filing Compare · CWALT INC MORTGAGE PASS THR CERTS SER 2004-2CB