8-K 1 cw0404_8k0408.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2004-04) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW CHL Mortgage Pass-Through Certificates Series 2004-04 On August 25, 2004, The Bank of New York, as Trustee for CW, CHL Mortgage Pass-Through Certificates Series 2004-04, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2004, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, CHL Mortgage Pass-Through Certificates Series 2004-04 relating to the distribution date of August 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2004 Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-04 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 19,~~792~~522,~~735~~695.6504 2.700000% ~~127~~158,~~194~~446.2791 4443,~~533~~926.6606 ~~171~~202,~~727~~372.9298 0.00 0.00 A2 18,~~973~~738,~~118~~340.7957 5.500000% 0.00 8685,~~960~~884.1306 8685,~~960~~884.1306 0.00 0.00 A3 3938,~~225~~690,~~243~~077.5204 4.500000% ~~252~~314,~~073~~010.5910 ~~147~~145,~~094~~087.6679 ~~399~~459,~~168~~097.2688 0.00 0.00 A4 24,300,000.00 5.250000% 0.00 106,312.50 106,312.50 0.00 0.00 A5 38,829,000.00 5.250000% 0.00 169,876.8887 169,876.8887 0.00 0.00 A6 13,~~547~~323,~~789~~259.9186 5.500000% ~~126~~91,~~620~~341.1960 6261,~~094~~064.0494 ~~188~~152,~~714~~406.2354 0.00 0.00 A7 65,~~953~~615,~~807~~765.0618 5.500000% ~~783~~517,~~219~~602.3141 3125,~~871~~738.6292 ~~815~~543,~~090~~341.9233 0.00 0.00 A8 11,000,000.00 5.500000% 0.00 50,416.67 50,416.67 0.00 0.00 A9 5,650,000.00 5.500000% 0.00 25,895.83 25,895.83 0.00 0.00 A10 ~~373~~376,~~399~~830.4411 5.500000% 0.00 0.00 0.00 0.00 0.00 A11 2824,~~190~~841,~~943~~799.0527 5.500000% 1,~~950~~304,~~722~~344.2303 ~~129~~113,~~208~~858.4925 21,~~079~~418,~~930~~202.7228 0.00 0.00 A12 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 A13 34,000,000.00 5.250000% 0.00 148,750.00 148,750.00 0.00 0.00 A14 11,900,000.00 5.250000% 0.00 52,062.50 52,062.50 0.00 0.00 A15 1,707,727.27 5.500000% 0.00 7,827.08 7,827.08 0.00 0.00 A16 4443,~~863~~077,~~359~~875.5804 5.000000% 1745,~~011,922~~013.2721 ~~186~~179,~~930~~491.6615 1924,~~198,852~~504.9436 0.00 0.00 A17 2726,~~322~~211,~~149~~919.0211 1.~~550000~~900000% ~~629~~463,~~222~~255.1374 3541,~~291~~502.1121 ~~664~~504,~~513~~757.2394 0.00 0.00 A18 8,295,000.00 5.500000% 0.00 38,018.75 38,018.75 0.00 0.00 A19 19,355,000.00 5.250000% 0.00 84,678.13 84,678.13 0.00 0.00 A20 4442,~~742~~915,~~667~~231.8717 4.200000% 1762,~~035,698~~518.6322 ~~156~~150,~~599~~203.3431 1912,~~192,297~~721.9753 0.00 0.00 A21 3534,~~794~~332,~~134~~184.3093 5.000000% ~~828~~610,~~558~~014.9157 ~~149~~143,~~142~~050.2377 ~~977~~753,~~701~~065.1334 0.00 0.00 A22 3735,~~353~~828,~~834~~181.1757 5.250000% ~~864~~636,~~662~~595.6845 ~~163~~156,~~423~~748.0229 1793,~~028,085~~343.7075 0.00 0.00 A23 3534,~~794~~332,~~134~~184.3093 5.500000% ~~828~~610,~~558~~014.9157 ~~164~~157,~~056~~355.4585 ~~992~~767,~~615~~370.3642 0.00 0.00 A24 8,236,889.00 5.500000% 0.00 37,752.41 37,752.41 0.00 0.00 A25 19,219,408.00 5.250000% 0.00 84,084.91 84,084.91 0.00 0.00 A26 2221,~~202~~560,~~359~~270.9074 1.~~550000~~900000% ~~363~~267,~~903~~918.6482 2834,~~678~~137.0510 ~~392~~302,~~581~~055.6991 0.00 0.00 A27 4947,~~524~~772,~~508~~189.9385 6.~~450000~~100000% 0.00 ~~266~~242,~~194~~841.2497 ~~266~~242,~~194~~841.2497 0.00 0.00 PO ~~919~~876,~~560~~262.6020 0.000000% 411,~~052~~096.3788 0.00 411,~~052~~096.3788 0.00 0.00 M 8,~~356~~340,~~639~~529.0291 5.500000% 8,~~021~~159.5188 38,~~301~~227.2643 46,~~322~~387.7731 0.00 0.00 B1 3,~~581~~574,~~416~~512.7282 5.500000% 3,~~437~~497.7909 16,~~414~~383.8318 19,~~852~~880.6228 0.00 0.00 B2 2,~~089~~085,~~159~~132.7548 5.500000% 2,~~005~~039.3897 9,~~575~~556.3286 11,~~580~~596.6983 0.00 0.00 B3 1,~~193~~191,~~805~~504.5727 5.500000% 1,~~145~~165.9370 5,~~471~~461.6106 6,~~617~~626.5476 0.00 0.00 B4 ~~895~~893,~~354~~628.1820 5.500000% ~~859~~874.4527 4,~~103~~095.7180 4,~~963~~970.1507 0.00 0.00 B5 1,~~194~~192,~~690~~387.45 5.500000% 1,~~146~~166.7845 5,~~475~~465.6611 6,~~622~~631.4456 0.0011 0.00 Residual AR 0.00 5.500000% 0.00 0.0100 0.0100 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~555~~539,~~172~~567,~~481~~528.0632 - 86,~~860~~499,~~025~~075.9589 2,~~537~~465,~~095~~755.7375 118,~~397~~964,~~121~~831.6864 -0.11 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 19,~~665~~364,~~541~~248.3913 0.00 A2 18,~~862~~600,~~533~~583.7895 0.00 A3 38,~~973~~376,~~169~~066.9294 0.00 A4 24,300,000.00 0.00 A5 38,829,000.00 0.00 A6 13,~~421~~231,~~169~~918.7225 0.00 A7 65,~~170~~098,~~587~~162.7577 0.00 A8 11,000,000.00 0.00 A9 5,650,000.00 0.00 A10 ~~375~~378,~~110~~557.8525 0.00 A11 2623,~~240~~537,~~220~~455.8224 0.00 A12 0.00 0.00 A13 34,000,000.00 0.00 A14 11,900,000.00 0.00 A15 1,707,727.27 0.00 A16 4342,~~851~~332,~~437~~861.3183 0.00 A17 2625,~~692~~748,~~926~~663.9037 0.00 A18 8,295,000.00 0.00 A19 19,355,000.00 0.00 A20 4342,~~706~~152,~~969~~712.2495 0.00 A21 3433,~~965~~722,~~575~~170.3936 0.00 A22 3635,~~489~~191,~~171~~586.4911 0.00 A23 3433,~~965~~722,~~575~~170.3936 0.00 A24 8,236,889.00 0.00 A25 19,219,408.00 0.00 A26 21,~~838~~292,~~456~~351.2692 0.00 A27 4847,~~531~~041,~~383~~015.1630 0.00 PO ~~878~~875,~~508~~165.2332 0.00 M 8,~~348~~332,~~617~~370.5102 0.00 B1 3,~~577~~571,~~978~~015.9372 0.00 B2 2,~~087~~083,~~154~~092.3851 0.00 B3 1,~~192~~190,~~659~~338.6457 0.00 B4 ~~894~~892,~~494~~753.7393 0.00 B5 1,~~193~~191,~~543~~220.6788 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~546~~533,~~314~~070,~~166~~179.5246 - --------------------------------------------------------------------------------

Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-04 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 19,~~792~~522,~~735~~695.6504 2.700000% 12669FRC9 67.~~359713~~922346 2.~~226683~~196303 ~~983~~968.~~277069~~212406 A2 18,~~973~~738,~~118~~340.7957 5.500000% 12669FRD7 0.000000 4.~~540212~~484031 ~~984~~971.~~818127~~141654 A3 3938,~~225~~690,~~243~~077.5204 4.500000% 12669FRE5 67.~~359713~~922346 3.~~711138~~660505 ~~983~~968.~~277069~~212406 A4 24,300,000.00 5.250000% 12669FRF2 0.000000 4.375000 1,000.000000 A5 38,829,000.00 5.250000% 12669FRG0 0.000000 4.375000 1,000.000000 A6 13,~~547~~323,~~789~~259.9186 5.500000% 12669FRH8 86.~~441346~~089440 4.~~139602~~070996 ~~894~~882.~~744648~~127884 A7 65,~~953~~615,~~807~~765.0618 5.500000% 12669FRJ4 7449.~~379801~~155024 32.~~026744~~444342 ~~586~~484.~~000736~~156009 A8 11,000,000.00 5.500000% 12669FRK1 0.000000 4.583333 1,000.000000 A9 5,650,000.00 5.500000% 12669FRL9 0.000000 4.583333 1,000.000000 A10 ~~373~~376,~~399~~830.4411 5.500000% 12669FRM7 0.000000 0.000000 1,~~013~~023.~~813117~~127701 A11 2824,~~190~~841,~~943~~799.0527 5.500000% 12669FRN5 6040.~~770163~~633771 43.~~025187~~546986 ~~817~~733.~~452362~~254057 A12 0.00 5.500000% 12669FRP0 0.000000 0.000000 0.000000 A13 34,000,000.00 5.250000% 12669FRQ8 0.000000 4.375000 1,000.000000 A14 11,900,000.00 5.250000% 12669FRR6 0.000000 4.375000 1,000.000000 A15 1,707,727.27 5.500000% 12669FRS4 0.000000 4.583334 1,000.000160 A16 4443,~~863~~077,~~359~~875.5804 5.000000% 12669FRT2 2014.~~238445~~900264 3.~~738613~~589823 ~~877~~846.~~028746~~657237 A17 2726,~~322~~211,~~149~~919.0211 1.~~550000~~900000% 12669FRU9 2015.~~619311~~180671 1.~~156473~~360008 ~~874~~843.~~714562~~771494 A18 8,295,000.00 5.500000% 12669FRV7 0.000000 4.583333 1,000.000000 A19 19,355,000.00 5.250000% 12669FRW5 0.000000 4.375000 1,000.000000 A20 4442,~~742~~915,~~667~~231.8717 4.200000% 12669FRX3 2015.~~713973~~250364 3.~~131987~~004066 ~~874~~843.~~139385~~054259 A21 3534,~~794~~332,~~134~~184.3093 5.000000% 12669FRY1 2015.~~713973~~250364 3.~~728556~~576269 ~~874~~843.~~139385~~054259 A22 3735,~~353~~828,~~834~~181.1757 5.250000% 12669FRZ8 2015.~~713973~~250364 3.~~914983~~755083 ~~874~~843.~~139385~~054259 A23 3534,~~794~~332,~~134~~184.3093 5.500000% 12669FSA2 2015.~~713973~~250364 43.~~101411~~933896 ~~874~~843.~~139385~~054259 A24 8,236,889.00 5.500000% 12669FSB0 0.000000 4.583333 1,000.000000 A25 19,219,408.00 5.250000% 12669FSC8 0.000000 4.375000 1,000.000000 A26 2221,~~202~~560,~~359~~270.9074 1.~~550000~~900000% 12669FSD6 1511.~~131393~~140271 1.~~192455~~419447 ~~908~~885.~~059815~~352377 A27 4947,~~524~~772,~~508~~189.9385 6.~~450000~~100000% 12669FSE4 0.000000 4.~~878414~~450448 ~~889~~862.~~411318~~098063 PO ~~919~~876,~~560~~262.6020 0.000000% 12669FSF1 411.~~719440~~114706 0.000000 ~~892~~889.~~783364~~386131 M 8,~~356~~340,~~639~~529.0291 5.500000% 12669FSG9 0.~~954942~~971415 4.~~559674~~550884 ~~993~~991.~~883037~~948812 B1 3,~~581~~574,~~416~~512.7282 5.500000% 12669FSH7 0.~~954942~~971415 4.~~559674~~550884 ~~993~~991.~~883037~~948812 B2 2,~~089~~085,~~159~~132.7548 5.500000% 12669FSJ3 0.~~954942~~971415 4.~~559674~~550884 ~~993~~991.~~883037~~948812 B3 1,~~193~~191,~~805~~504.5727 5.500000% 12669FSP9 0.~~954942~~971415 4.~~559674~~550884 ~~993~~991.~~883037~~948812 B4 ~~895~~893,~~354~~628.1820 5.500000% 12669FSQ7 0.~~954942~~971415 4.~~559674~~550884 ~~993~~991.~~883037~~948812 B5 1,~~194~~192,~~690~~387.45 5.500000% 12669FSR5 0.~~954942~~971325 4.~~559674~~550884 ~~993~~991.~~883037~~948812 Residual AR 0.00 5.500000% 12669FSK0 0.000000 0.~~069750~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~555~~539,~~172~~567,~~481~~528.0632 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-04 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 533,070,179.46 533,070,179.46 Loan count 1075 1075 Avg loan rate 6.005096% 6.01 Prepay amount 5,969,400.01 5,969,400.01 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 105,345.34 105,345.34 Sub servicer fees 114,670.77 114,670.77 Trustee fees 4,046.76 4,046.76 Agg advances N/A N/A Adv this period 39,776.55 39,776.55 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 6,000,000.00 6,000,000.00 Special Hazard 5,395,675.28 5,395,675.28 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 539,567,528.32 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 12 6,504,577.65 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 12 6,504,577.65 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,964,831.64 8,964,831.64 Principal remittance amount 6,499,075.89 6,499,075.89 Interest remittance amount 2,465,755.75 2,465,755.75

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