8-K 1 cwa0402_8k0408.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-02) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWA Asset Backed Certificates Series 2004-02 On August 25, 2004, The Bank of New York, as Trustee for CWA, Asset Backed Certificates Series 2004-02, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2004, among CWA as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWA, Asset Backed Certificates Series 2004-02 relating to the distribution date of August 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2004 CWA By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2004 Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-02 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A ~~948~~902,~~056~~337,~~198~~040.32 1.~~320000~~670000% 1828,~~963~~788,~~921~~075.9461 1,~~077~~255,~~623~~752.8838 2030,~~041~~043,~~545~~827.8299 0.00 0.00 2A ~~451~~425,~~372~~762,~~516~~858.4948 1.~~300000~~650000% 915,~~215~~520,~~305~~606.4635 ~~505~~585,~~286~~423.4693 916,~~720~~106,~~591~~030.9228 0.00 0.00 3A1 ~~265~~231,~~441~~734,~~823~~371.9750 1.~~180000~~530000% 1318,~~982~~044,~~435~~620.4123 ~~269~~295,~~718~~461.3932 1418,~~252~~340,~~153~~081.8055 0.00 0.00 3A2 200,000,000.00 1.~~300000~~650000% 0.00 ~~223~~275,~~888~~000.8900 ~~223~~275,~~888~~000.8900 0.00 0.00 3A3 43,246,000.00 1.~~450000~~800000% 0.00 5364,~~997~~869.4400 5364,~~997~~869.4400 0.00 0.00 3A4 112,626,000.00 1.~~350000~~700000% 0.00 ~~130~~159,~~927~~553.7350 ~~130~~159,~~927~~553.7350 0.00 0.00 C 2,~~469~~364,~~817~~781,~~540~~271.0355 0.000000% 0.00 109,~~915~~830,~~521~~292.1958 109,~~915~~830,~~521~~292.1958 0.00 0.00 P 100.00 0.000000% 0.00 ~~649~~1,~~208~~139,992.2297 ~~649~~1,~~208~~139,992.2297 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M1 151,800,000.00 1.~~600000~~950000% 0.00 ~~209~~246,~~146~~675.6700 ~~209~~246,~~146~~675.6700 0.00 0.00 M2 50,600,000.00 12.~~680000~~030000% 0.00 7385,~~201~~598.33 7385,~~201~~598.33 0.00 0.00 M3 44,275,000.00 2.~~000000~~350000% 0.00 7686,~~251~~705.3921 7686,~~251~~705.3921 0.00 0.00 M4 31,625,000.00 2.~~100000~~450000% 0.00 5764,~~188~~567.5471 5764,~~188~~567.5471 0.00 0.00 M5 44,275,000.00 2.~~400000~~750000% 0.00 91101,~~501~~463.6754 91101,~~501~~463.6754 0.00 0.00 M6 37,950,000.00 23.~~850000~~200000% 0.00 93101,~~135~~200.6300 93101,~~135~~200.6300 0.00 0.00 M7 31,625,000.00 23.~~950000~~300000% 0.00 8086,~~336~~968.2875 8086,~~336~~968.2875 0.00 0.00 B 25,300,000.00 4.~~100000~~450000% 0.00 8993,~~323~~820.0683 8993,~~323~~820.0683 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 2,~~438~~333,~~192~~156,~~638~~370.7830 - 4262,~~161~~353,~~662~~302.8119 14,~~596~~473,~~256~~345.7406 5676,~~757~~826,~~919~~647.5525 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A ~~929~~873,~~092~~548,~~276~~964.3871 0.00 2A ~~442~~410,~~157~~242,~~211~~252.0313 0.00 3A1 ~~251~~213,~~459~~689,~~388~~751.5627 0.00 3A2 200,000,000.00 0.00 3A3 43,246,000.00 0.00 3A4 112,626,000.00 0.00 C 2,302,427,~~655,877~~969.2236 0.00 P 100.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M1 151,800,000.00 0.00 M2 50,600,000.00 0.00 M3 44,275,000.00 0.00 M4 31,625,000.00 0.00 M5 44,275,000.00 0.00 M6 37,950,000.00 0.00 M7 31,625,000.00 0.00 B 25,300,000.00 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 2,~~396~~270,~~030~~803,~~975~~068.9711 - --------------------------------------------------------------------------------

Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-02 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A ~~948~~902,~~056~~337,~~198~~040.32 1.~~320000~~670000% 1266713T1 1929.~~473345~~561402 1.~~106572~~289485 ~~954~~897.~~050230~~014874 2A ~~451~~425,~~372~~762,~~516~~858.4948 1.~~300000~~650000% 1266713U8 1933.~~795086~~339290 1.~~085389~~257529 ~~949~~881.~~782962~~227517 3A1 ~~265~~231,~~441~~734,~~823~~371.9750 1.~~180000~~530000% 1266713V6 4863.~~944740~~164193 01.~~944134~~034246 ~~880~~748.~~219648~~009127 3A2 200,000,000.00 1.~~300000~~650000% 1266713W4 0.000000 1.~~119444~~375000 1,000.000000 3A3 43,246,000.00 1.~~450000~~800000% 1266713X2 0.000000 1.~~248611~~500000 1,000.000000 3A4 112,626,000.00 1.~~350000~~700000% 1266713Y0 0.000000 1.~~162500~~416667 1,000.000000 C 2,~~469~~364,~~817~~781,~~540~~271.0355 0.000000% 1266714H6 0.000000 43.~~314435~~885491 ~~959~~910.~~547778~~050581 P 100.00 0.000000% 1266714J2 0.000000 611,~~492~~399,~~082~~929.~~200000~~700000 1,000.000000 Residual AR 0.00 0.000000% 1266714K9 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M1 151,800,000.00 1.~~600000~~950000% 1266713Z7 0.000000 1.~~377778~~625000 1,000.000000 M2 50,600,000.00 12.~~680000~~030000% 1266714A1 0.000000 1.~~446667~~691667 1,000.000000 M3 44,275,000.00 2.~~000000~~350000% 1266714B9 0.000000 1.~~722222~~958333 1,000.000000 M4 31,625,000.00 2.~~100000~~450000% 1266714C7 0.000000 12.~~808333~~041667 1,000.000000 M5 44,275,000.00 2.~~400000~~750000% 1266714D5 0.000000 2.~~066667~~291667 1,000.000000 M6 37,950,000.00 23.~~850000~~200000% 1266714E3 0.000000 2.~~454167~~666667 1,000.000000 M7 31,625,000.00 23.~~950000~~300000% 1266714F0 0.000000 2.~~540278~~750000 1,000.000000 B 25,300,000.00 4.~~100000~~450000% 1266714G8 0.000000 3.~~530556~~708333 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 2,~~438~~333,~~192~~156,~~638~~370.7830 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-02 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 1,083,708,530.71 510,707,916.56 708,011,522.09 Loan count 7299 2757 3869 Avg loan rate 7.410670% 7.210371% 7.221681% Prepay amount 27,819,359.21 15,041,889.16 17,429,073.06 Total ----- Prin balance 2,302,427,969.36 Loan count 13925 Avg loan rate 7.31 Prepay amount 60,290,321.43 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 442,959.69 210,198.02 288,293.26 Sub servicer fees 11,284.04 22,270.56 31,056.77 Trustee fees 8,343.72 3,946.71 5,445.42 Agg advances N/A N/A N/A Adv this period 583,364.70 234,760.88 364,903.04 Total ----- Master serv fees 941,450.97 Sub servicer fees 64,611.36 Trustee fees 17,735.86 Agg advances N/A Adv this period 1,183,028.62 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 23,680,002.00 11,320,000.00 15,600,000.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 50,600,002.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 82.107929% 100.000000% 1,915,706,370.30 ----------------------------------------------------------------------------- Junior 17.892071% 0.000000% 417,450,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 599 92,146,231.12 60 to 89 days 169 28,739,656.02 90 or more 204 32,617,418.95 Foreclosure 0 0.00 Totals: 972 153,503,306.09 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 76,826,647.25 76,826,647.25 Principal remittance amount 62,353,302.19 62,353,302.19 Interest remittance amount 14,473,345.06 14,473,345.06

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