8-K 1 cwt045cb_8k0408.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust 2004-5CB, Series (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT Countrywide Alternative Loan Trust 2004-5CB Series 2004-5CB On August 25, 2004, The Bank of New York, as Trustee for CWT, Countrywide Alternative Loan Trust 2004-5CB Series 2004-5CB, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2004, among CWT as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, Countrywide Alternative Loan Trust 2004-5CB Series 2004-5CB relating to the distribution date of August 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2004 Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-5CB, Series 2004-5CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 8379,~~282~~779,~~691~~130.2094 6.000000% 1,~~288~~537,~~775~~483.1820 ~~416~~398,~~413~~895.4665 1,~~705~~936,~~188~~378.6386 0.00 0.00 2A1 6564,~~982~~613,~~009~~619.3094 5.000000% ~~563~~457,~~356~~966.7719 ~~274~~269,~~925~~223.0442 ~~838~~727,~~281~~189.8161 0.00 0.00 3A1 4645,~~882~~527,~~130~~502.9266 5.250000% ~~547~~479,~~447~~474.1434 ~~205~~199,~~109~~182.3282 ~~752~~678,~~556~~657.4717 0.00 0.00 PO ~~433~~430,~~502~~590.1853 0.000000% 16,~~310~~155.1450 0.00 16,~~310~~155.1450 0.00 0.00 Residual AR 0.00 6.000000% 0.00 0.0725 0.0725 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 3,~~657~~637,~~150~~311.5687 5.~~489422~~490812% 9,~~188~~313.3841 16,~~729~~643.7016 25,~~918~~956.0857 0.00 0.00 B1 1,~~566~~558,~~952~~451.1197 5.~~489422~~490812% 3,~~936~~990.8745 7,~~168~~130.0597 11,~~104~~121.9342 0.00 0.00 B2 ~~731~~727,~~270~~303.8698 5.~~489422~~490812% 1,~~837~~862.2728 3,~~345~~327.2191 5,~~182~~190.4918 0.00 0.00 B3 ~~731~~727,~~270~~303.8698 5.~~489422~~490812% 1,~~837~~862.2728 3,~~345~~327.2191 5,~~182~~190.4918 0.00 0.00 B4 ~~522~~519,~~251~~417.0199 5.~~489422~~490812% 1,~~312~~329.1298 2,~~389~~376.0569 3,~~701~~706.1767 0.00 0.00 B5 ~~313~~311,~~643~~942.6020 5.~~489422~~490812% ~~788~~798.0173 1,~~434~~427.7735 2,~~222~~226.7808 -0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~204~~197,~~102~~832,~~872~~576.6108 - 2,~~419~~500,~~789~~236.1737 ~~930~~901,~~859~~536.8813 3,~~350~~401,~~649~~772.0550 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 8178,~~993~~241,~~916~~647.0274 0.00 2A1 6564,~~418~~155,~~652~~653.5375 0.00 3A1 4645,~~334~~048,~~683~~028.7832 0.00 PO ~~432~~424,~~192~~435.0403 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 3,~~647~~627,~~962~~998.1946 0.00 B1 1,~~563~~554,~~015~~461.2352 0.00 B2 ~~729~~725,~~433~~441.5871 0.00 B3 ~~729~~725,~~433~~441.5871 0.00 B4 ~~520~~518,~~938~~088.8901 0.00 B5 ~~312~~311,~~855~~143.5947 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~201~~195,~~683~~332,~~083~~339.4471 - --------------------------------------------------------------------------------

Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-5CB, Series 2004-5CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 8379,~~282~~779,~~691~~130.2094 6.000000% 12667FDB8 1417.~~892248~~766157 4.~~811803~~609379 ~~947~~904.~~468408~~109634 2A1 6564,~~982~~613,~~009~~619.3094 5.000000% 12667FDC6 86.~~384658~~816089 4.~~091816~~006957 ~~973~~954.~~651231~~853529 3A1 4645,~~882~~527,~~130~~502.9266 5.250000% 12667FDD4 119.~~359387~~948969 4.~~255966~~132992 ~~961~~934.~~432740~~734971 PO ~~433~~430,~~502~~590.1853 0.000000% 12667FDE2 314.~~005224~~119600 0.000000 ~~991~~973.~~369600~~576438 Residual AR 0.00 6.000000% 12667FDF9 0.000000 02.~~681936~~469198 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 3,~~657~~637,~~150~~311.5687 5.~~489422~~490812% 12667FDG7 2.~~500714~~534745 4.~~553167~~529614 ~~992~~987.~~831883~~398541 B1 1,~~566~~558,~~952~~451.1197 5.~~489422~~490812% 12667FDH5 2.~~500714~~534745 4.~~553167~~529614 ~~992~~987.~~831883~~398541 B2 ~~731~~727,~~270~~303.8698 5.~~489422~~490812% 12667FDJ1 2.~~500714~~534745 4.~~553167~~529614 ~~992~~987.~~831883~~398541 B3 ~~731~~727,~~270~~303.8698 5.~~489422~~490812% 12667FDX0 2.~~500714~~534745 4.~~553167~~529614 ~~992~~987.~~831883~~398541 B4 ~~522~~519,~~251~~417.0199 5.~~489422~~490812% 12667FDY8 2.~~500714~~534745 4.~~553167~~529614 ~~992~~987.~~831883~~398541 B5 ~~313~~311,~~643~~942.6020 5.~~489422~~490812% 12667FDZ5 2.~~500714~~534745 4.~~553167~~529614 ~~992~~987.~~831883~~398541 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~204~~197,~~102~~832,~~872~~576.6108 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-5CB, Series 2004-5CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 81,681,621.90 66,828,761.40 46,821,956.41 Loan count 553 515 376 Avg loan rate 6.564605% 5.383848% 5.844169% Prepay amount 1,462,988.56 214,339.50 310,410.74 Total ----- Prin balance 195,332,339.71 Loan count 1444 Avg loan rate 5.99 Prepay amount 1,987,738.80 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 15,981.75 14,006.28 9,855.84 Sub servicer fees 22,294.87 7,855.49 13,238.86 Trustee fees 624.21 504.73 354.81 Agg advances N/A N/A N/A Adv this period 9,042.91 3,244.74 6,982.56 Total ----- Master serv fees 39,843.87 Sub servicer fees 43,389.22 Trustee fees 1,483.74 Agg advances N/A Adv this period 19,270.21 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 42,875.07 33,306.27 23,818.66 Fraud 1,800,034.32 1,398,305.21 999,984.47 Special Hazard 1,978,325.76 0.00 0.00 Total ----- Bankruptcy 100,000.00 Fraud 4,198,324.00 Special Hazard 1,978,325.76 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.227468% 100.000000% 190,350,844.07 ----------------------------------------------------------------------------- Junior 3.772532% 0.000000% 7,462,574.88 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 15 2,109,797.71 60 to 89 days 3 472,395.57 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 18 2,582,193.28 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,401,772.50 3,401,772.50 Principal remittance amount 2,500,236.37 2,500,236.37 Interest remittance amount 901,536.13 901,536.13

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