8-K 1 cw0412_8k0408.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-12) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2004-12 On August 25, 2004, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2004-12, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2004, among CW as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2004-12 relating to the distribution date of August 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2004 Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-12 ------------------------------------------------------------

Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-12 ------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-12 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 536,723,162.09 246,566,869.04 111,261,361.22 Loan count 2580 1196 542 Avg loan rate 4.639619% 5.017692% 5.012082% Prepay amount 10,638,987.79 2,210,748.75 412,485.44 Prin balance 98,597,385.71 248,308,456.85 393,431,414.31 Loan count 477 1226 1924 Avg loan rate 5.007121% 5.148406% 5.276798% Prepay amount 661,001.34 977,668.90 4,310,436.69 Prin balance 98,882,078.51 99,428,730.95 347,185,047.09 Loan count 495 463 1743 Avg loan rate 5.450364% 5.081369% 5.457262% Prepay amount 663,115.08 457,970.08 2,647,268.02 Prin balance 116,888,020.93 410,635,416.65 417,543,026.42 Loan count 552 804 855 Avg loan rate 4.972775% 4.684450% 5.181828% Prepay amount 1,784,283.79 9,339,914.78 6,446,448.01 Prin balance 151,327,870.21 125,786,976.68 49,392,527.57 Loan count 313 357 150 Avg loan rate 5.192077% 3.159936% 3.779396% Prepay amount 676,523.79 222,125.23 332,478.90 Total ----- Prin balance 180,043,610.51 3,632,001,954.74 Loan count 638 14315 Avg loan rate 4.179268% 4.92 Prepay amount 7,192,469.19 48,973,925.78 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 152,198.80 71,430.39 34,137.58 Sub servicer fees 10,182.78 3,236.71 885.60 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 33,160.30 10,402.24 549.67 Master serv fees 28,936.90 77,141.42 114,210.74 Sub servicer fees 685.98 2,068.54 3,304.48 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 5,648.33 10,479.95 15,702.97 Master serv fees 28,380.63 30,080.19 104,049.50 Sub servicer fees 1,068.97 1,240.86 3,633.65 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 3,620.08 5,505.48 20,197.82 Master serv fees 33,589.22 71,819.75 78,430.14 Sub servicer fees 1,389.46 1,582.79 999.22 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 5,066.69 28,192.41 27,820.54 Master serv fees 30,705.35 39,209.83 15,417.95 Sub servicer fees 668.35 276.43 777.64 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 5,677.76 7,756.22 1,391.32 Total ----- Master serv fees 48,353.89 958,092.28 Sub servicer fees 2,853.29 34,854.75 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 4,025.37 185,197.15 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 10,997,864.18 4,994,034.74 2,237,008.40 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 1,985,713.06 4,997,120.62 7,978,750.42 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 1,991,118.90 2,009,747.36 7,021,231.46 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 2,383,410.70 8,484,572.81 8,529,441.53 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 3,042,298.86 2,553,211.39 1,016,099.52 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 3,778,794.85 74,000,418.81 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.881397% 100.000000% 3,492,977,598.83 ----------------------------------------------------------------------------- Junior 5.118603% 0.000000% 188,436,979.38 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 150 41,866,713.97 60 to 89 days 11 1,905,085.54 90 or more 1 180,433.98 Foreclosure 0 0.00 Totals: 162 43,952,233.49 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 63,439,350.26 63,439,350.26 Principal remittance amount 49,498,931.82 49,498,931.82 Interest remittance amount 13,940,418.44 13,940,418.44

CHL Mortgage Pass-Through Trust 2004-12 8-K