8-K 1 boa0202_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-2) (Exact name of registrant as specified in charter) North Carolina 333-74544-03 03-0403521/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-2 On September 25, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-2 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-2 Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A1 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A2 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A3 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A4 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A5 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A6 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A7 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A8 3027,~~023~~796,~~287~~929.5253 6.500000% 21,~~226~~036,~~357~~272.9945 ~~162~~150,~~626~~566.1470 21,~~388~~186,~~984~~839.1315 0.00 0.00 Residual 1-AR 0.00 6.500000% 0.00 0.0402 0.0402 0.00 0.00 1-A-PO 1931,~~003,518~~787.0860 0.000000% 711,~~730~~464.4793 0.00 711,~~730~~464.4793 0.00 0.00 2-A1 12,~~805~~444,~~885~~776.5092 6.500000% ~~361~~425,~~108~~686.5794 6967,~~365~~409.21 ~~430~~493,~~473~~096.7915 0.00 0.00 3-A1 1210,~~389~~994,~~778~~920.2227 6.000000% 164,~~394,857~~174.9508 6154,~~948~~974.8960 1119,~~456,806~~148.8468 0.00 0.00 3-A2 ~~156~~139,~~832~~176.6421 6.000000% ~~17,656~~812.4333 ~~784~~695.1688 181,~~440~~508.5921 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B1 4,~~423~~418,~~699~~798.7167 6.500000% 4,~~901~~946.0388 23,~~961~~935.7116 28,~~862~~882.7404 0.00 0.00 1-B2 1,~~871~~869,~~714~~641.7709 6.500000% 2,~~073~~093.6808 10,~~138~~127.4622 12,~~212~~220.1330 0.00 0.00 1-B3 1,~~361~~360,~~512~~003.1572 6.500000% 1,~~508~~522.4254 7,~~374~~366.8669 8,~~883~~889.2822 0.00 0.00 1-B4 ~~510~~509,~~202~~637.6237 6.500000% ~~565~~570.2654 2,~~763~~760.6054 3,~~328~~331.8508 0.00 0.00 1-B5 ~~510~~509,~~202~~637.6237 6.500000% ~~565~~570.2654 2,~~763~~760.6054 3,~~328~~331.8508 0.00 0.00 1-B6 ~~681~~680,~~408~~653.0107 6.500000% ~~754~~762.9300 3,~~690~~686.9687 4,~~445~~448.8987 0.00 0.00 2-B1 1,~~884~~882,~~789~~744.3507 6.500000% 2,~~045~~063.2923 10,~~209~~198.2820 12,~~254~~261.5643 0.00 0.00 2-B2 ~~796~~795,~~513~~648.1581 6.500000% ~~864~~871.3492 4,~~314~~309.4576 5,~~178~~181.7969 0.00 0.00 2-B3 579,~~635~~006.9495 6.500000% ~~628~~634.9951 3,~~139~~136.6929 3,~~768~~770.6980 0.00 0.00 2-B4 217,~~849~~613.7535 6.500000% ~~236~~238.4047 1,~~180~~178.0274 1,~~416~~417.4221 0.00 0.00 2-B5 217,~~849~~613.7535 6.500000% ~~236~~238.4047 1,~~180~~178.0274 1,~~416~~417.4221 0.00 0.00 2-B6 290,~~524~~209.7548 6.500000% ~~315~~318.2602 1,~~573~~571.6897 1,~~888~~889.9499 0.00 0.00 3-B1 ~~803~~799,~~280~~352.6037 6.000000% 3,~~928~~949.2342 43,~~016~~996.4076 7,~~944~~946.6319 0.00 0.00 3-B2 ~~333~~332,~~958~~324.1299 6.000000% 1,~~633~~641.1394 1,~~669~~661.7962 3,~~302~~303.9257 0.00 0.00 3-B3 ~~201~~200,~~265~~281.4319 6.000000% ~~984~~989.2355 1,~~006~~001.3341 1,990.5695 0.00 0.00 3-B4 ~~133~~132,~~583~~929.2599 6.000000% ~~653~~656.2578 ~~667~~664.9265 1,321.1743 0.00 0.00 3-B5 66,~~791~~465.6200 6.000000% ~~326~~328.6339 ~~333~~332.9632 660.5871 0.00 0.00 3-B6 ~~134~~133,~~109~~453.3352 6.000000% ~~655~~659.8136 ~~670~~667.5527 1,326.3663 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 7167,~~398~~303,~~192~~604.8689 - 41,~~094~~551,~~587~~466.9738 ~~375~~354,~~379~~181.7015 41,~~469~~905,~~967~~647.6753 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1-A1 0.00 0.00 1-A2 0.00 0.00 1-A3 0.00 0.00 1-A4 0.00 0.00 1-A5 0.00 0.00 1-A6 0.00 0.00 1-A7 0.00 0.00 1-A8 2726,~~796~~760,~~929~~657.5307 0.00 Residual 1-AR 0.00 0.00 1-A-PO ~~931~~930,~~787~~322.6067 0.00 2-A1 12,~~444~~019,~~776~~089.9299 0.00 3-A1 10,~~994~~930,~~920~~746.2719 0.00 3-A2 ~~139~~138,~~176~~363.2188 0.00 -------------------------------------------------------------------------------- Subordinate 1-B1 4,~~418~~413,~~798~~851.6779 0.00 1-B2 1,~~869~~867,~~641~~548.0901 0.00 1-B3 1,~~360~~358,~~003~~481.7219 0.00 1-B4 509,~~637~~066.3783 0.00 1-B5 509,~~637~~066.3783 0.00 1-B6 ~~680~~679,~~653~~891.0708 0.00 2-B1 1,~~882~~880,~~744~~680.0784 0.00 2-B2 ~~795~~794,~~648~~776.8189 0.00 2-B3 ~~579~~578,~~006~~372.9544 0.00 2-B4 217,~~613~~374.3587 0.00 2-B5 217,~~613~~374.3587 0.00 2-B6 ~~290~~289,~~209~~891.4846 0.00 3-B1 ~~799~~795,~~352~~402.3794 0.00 3-B2 ~~332~~330,~~324~~683.9904 0.00 3-B3 ~~200~~199,~~281~~291.1965 0.00 3-B4 132,~~929~~273.9922 0.00 3-B5 66,~~465~~136.0061 0.00 3-B6 ~~133~~132,~~453~~794.5216 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 6765,~~303~~752,~~604~~138.8951 - --------------------------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-2 Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1-A1 0.00 6.500000% 06050HCX4 0.000000 0.000000 0.000000 1-A2 0.00 6.500000% 06050HCY2 0.000000 0.000000 0.000000 1-A3 0.00 6.500000% 06050HCZ9 0.000000 0.000000 0.000000 1-A4 0.00 6.500000% 06050HDA3 0.000000 0.000000 0.000000 1-A5 0.00 6.500000% 06050HDB1 0.000000 0.000000 0.000000 1-A6 0.00 6.500000% 06050HDC9 0.000000 0.000000 0.000000 1-A7 0.00 6.500000% 06050HDD7 0.000000 0.000000 0.000000 1-A8 3027,~~023~~796,~~287~~929.5253 6.500000% 06050HDE5 6329.~~610228~~607784 4.~~646461~~301906 ~~794~~764.~~197986~~590202 Residual 1-AR 0.00 6.500000% 06050HDF2 0.000000 0.~~415822~~160894 0.000000 1-A-PO 1931,~~003,518~~787.0860 0.000000% 06050HDU9 130.~~732758~~280460 0.000000 178.~~390204~~109744 2-A1 12,~~805~~444,~~885~~776.5092 6.500000% 06050HDG0 2.~~507402~~955810 0.~~481646~~468064 8683.~~411861~~456050 3-A1 1210,~~389~~994,~~778~~920.2227 6.000000% 06050HDH8 90.~~531136~~438505 0.~~423300~~375644 7574.~~128856~~690351 3-A2 ~~156~~139,~~832~~176.6421 6.000000% 06050HDJ4 90.~~531136~~438505 0.~~423300~~375644 7574.~~128856~~690351 ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B1 4,~~423~~418,~~699~~798.7167 6.500000% 06050HDK1 1.~~076677~~086749 5.~~263995~~258163 ~~970~~969.~~737846~~651097 1-B2 1,~~871~~869,~~714~~641.7709 6.500000% 06050HDL9 1.~~076677~~086749 5.~~263995~~258163 ~~970~~969.~~737846~~651097 1-B3 1,~~361~~360,~~512~~003.1572 6.500000% 06050HDM7 1.~~076677~~086749 5.~~263995~~258163 ~~970~~969.~~737846~~651097 1-B4 ~~510~~509,~~202~~637.6237 6.500000% 06050HDV7 1.~~076677~~086749 5.~~263995~~258163 ~~970~~969.~~737846~~651097 1-B5 ~~510~~509,~~202~~637.6237 6.500000% 06050HDW5 1.~~076677~~086749 5.~~263995~~258163 ~~970~~969.~~737846~~651097 1-B6 ~~681~~680,~~408~~653.0107 6.500000% 06050HDX3 1.~~076677~~086749 5.~~263998~~258166 ~~970~~969.~~738389~~651639 2-B1 1,~~884~~882,~~789~~744.3507 6.500000% 06050HDN5 1.~~055359~~064617 5.~~267944~~262228 ~~971~~970.~~488166~~423549 2-B2 ~~796~~795,~~513~~648.1581 6.500000% 06050HDP0 1.~~055359~~064617 5.~~267944~~262228 ~~971~~970.~~488166~~423549 2-B3 579,~~635~~006.9495 6.500000% 06050HDQ8 1.~~055359~~064617 5.~~267944~~262228 ~~971~~970.~~488166~~423549 2-B4 217,~~849~~613.7535 6.500000% 06050HDY1 1.~~055359~~064617 5.~~267944~~262228 ~~971~~970.~~488166~~423549 2-B5 217,~~849~~613.7535 6.500000% 06050HDZ8 1.~~055359~~064617 5.~~267944~~262228 ~~971~~970.~~488166~~423549 2-B6 290,~~524~~209.7548 6.500000% 06050HEA2 1.~~055361~~064592 5.~~267954~~262237 ~~971~~970.~~489949~~425357 3-B1 ~~803~~799,~~280~~352.6037 6.000000% 06050HDR6 4.~~355019~~378520 4.~~452775~~431000 ~~886~~881.~~199965~~821445 3-B2 ~~333~~332,~~958~~324.1299 6.000000% 06050HDS4 4.~~355019~~378520 4.~~452775~~431000 ~~886~~881.~~199965~~821445 3-B3 ~~201~~200,~~265~~281.4319 6.000000% 06050HDT2 4.~~355019~~378520 4.~~452775~~431000 ~~886~~881.~~199965~~821445 3-B4 ~~133~~132,~~583~~929.2599 6.000000% 06050HEB0 4.~~355019~~378520 4.~~452775~~431000 ~~886~~881.~~199965~~821445 3-B5 66,~~791~~465.6200 6.000000% 06050HEC8 4.~~355019~~378520 4.~~452775~~431000 ~~886~~881.~~199965~~821445 3-B6 ~~134~~133,~~109~~453.3352 6.000000% 06050HED6 4.~~354949~~378525 4.~~452780~~431005 ~~886~~881.~~200987~~822462 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 7167,~~398~~303,~~192~~604.8689 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-2 Bank of America, N.A., Master Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 36,874,525.16 16,133,548.21 12,744,064.01 Loan count 86 34 32 Avg loan rate 6.723000% 6.787898% 6.605292% Prepay amount 1,005,256.43 412,238.83 9,975.28 Total ----- Prin balance 65,752,137.38 Loan count 152 Avg loan rate 6.72 Prepay amount 1,427,470.54 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 10,367.93 3,660.50 6,525.47 Sub servicer fees 0.00 0.00 0.00 Trustee fees 94.81 41.41 32.04 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 20,553.90 Sub servicer fees 0.00 Trustee fees 168.26 Agg advances N/A Adv this period 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 77.745487% 100.000000% 52,307,590.53 ----------------------------------------------------------------------------- Junior 22.254513% 0.000000% 14,972,958.70 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 3 1,067,997.97 60 to 89 days 0 0.00 90 or more 2 632,620.32 Foreclosure 0 0.00 Totals: 5 1,700,618.29 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 1,905,647.53 1,905,647.53 Principal remittance amount 1,551,466.38 1,551,466.38 Interest remittance amount 354,181.15 354,181.15

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