8-K 1 cw04j2_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-J2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2004-J2 On September 25, 2004, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2004-J2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2004, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2004-J2 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-J2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~122~~119,~~219~~809,~~505~~460.4134 4.250000% 21,~~410~~702,~~045~~376.0738 ~~432~~424,~~860~~325.7517 2,~~842~~126,~~905~~701.8255 0.00 0.00 A2 6159,~~109~~904,~~752~~730.7117 12.~~950000~~115000% 1851,~~205,022~~188.5419 99105,~~303~~582.3509 1956,~~304,325~~770.8928 0.00 0.00 A3 6159,~~109~~904,~~752~~730.7117 65.~~050000~~885000% 0.00 ~~308~~293,~~095~~782.0078 ~~308~~293,~~095~~782.0078 0.00 0.00 A4 6,930,000.00 5.250000% 0.00 30,318.75 30,318.75 0.00 0.00 A5 1,155,000.00 7.000000% 0.00 6,737.50 6,737.50 0.00 0.00 A6 9,705,000.00 5.500000% 0.00 44,481.25 44,481.25 0.00 0.00 A7 26,551,000.00 5.500000% 0.00 121,692.08 121,692.08 0.00 0.00 A8 31,315,000.00 5.500000% 0.00 143,527.08 143,527.08 0.00 0.00 X ~~227~~224,~~412~~240,~~961~~882.4088 0.~~263953~~264463% 0.00 5049,~~021~~419.9655 5049,~~021~~419.9655 0.00 0.00 PO 6665,~~525~~783.0798 0.000000% ~~741~~72.0958 0.00 ~~741~~72.0958 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.0002 0.0002 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 4,~~507~~503,~~671~~092.0881 5.500000% 4,~~578~~615.2738 20,~~660~~639.1618 25,~~238~~254.4355 0.00 0.00 B1 1,~~865~~863,~~253~~359.4701 5.500000% 1,~~894~~909.4782 8,~~549~~540.0840 10,~~443~~450.5522 0.00 0.00 B2 ~~932~~931,~~626~~679.7450 5.500000% ~~947~~954.2391 4,~~274~~270.5420 5,~~221~~225.7711 0.00 0.00 B3 621,~~751~~119.1667 5.500000% ~~631~~636.4961 2,~~849~~846.6980 3,~~481~~483.1841 0.00 0.00 B4 ~~466~~465,~~338~~864.1954 5.500000% ~~473~~477.6448 2,~~137~~135.3821 2,~~611~~612.0369 0.00 0.00 B5 621,~~747~~115.4091 5.500000% ~~631~~636.4160 2,~~849~~846.6878 3,~~481~~483.0838 -0.0800 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~268~~264,~~067~~442,~~171~~205.2293 - 32,~~624~~562,~~965~~867.2195 1,~~278~~261,~~358~~144.2684 43,~~903~~824,~~323~~012.4779 ~~0.08~~- - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~119~~118,~~809~~107,~~460~~083.3496 0.00 A2 59,~~904~~053,~~730~~541.1798 0.00 A3 59,~~904~~053,~~730~~541.1798 0.00 A4 6,930,000.00 0.00 A5 1,155,000.00 0.00 A6 9,705,000.00 0.00 A7 26,551,000.00 0.00 A8 31,315,000.00 0.00 X ~~224~~221,~~240~~722,~~882~~368.8857 0.00 PO 65,~~783~~711.9840 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 4,~~503~~498,~~092~~477.8143 0.00 B1 1,~~863~~861,~~359~~449.0118 0.00 B2 ~~931~~930,~~679~~724.5059 0.00 B3 ~~621~~620,~~119~~483.6706 0.00 B4 465,~~864~~387.5406 0.00 B5 ~~621~~620,~~115~~479.9131 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~264~~261,~~442~~879,~~205~~337.9398 - --------------------------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-J2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~122~~119,~~219~~809,~~505~~460.4134 4.250000% 12669FQK2 1511.~~832020~~183217 2.~~843540~~787468 ~~787~~775.~~049915~~866698 A2 6159,~~109~~904,~~752~~730.7117 12.~~950000~~115000% 12669FQL0 1511.~~832020~~183217 1.~~304683~~387175 ~~787~~775.~~049915~~866698 A3 6159,~~109~~904,~~752~~730.7117 65.~~050000~~885000% 12669FQM8 0.000000 43.~~047863~~859824 ~~787~~775.~~049915~~866698 A4 6,930,000.00 5.250000% 12669FQN6 0.000000 4.375000 1,000.000000 A5 1,155,000.00 7.000000% 12669FQP1 0.000000 5.833333 1,000.000000 A6 9,705,000.00 5.500000% 12669FQQ9 0.000000 4.583333 1,000.000000 A7 26,551,000.00 5.500000% 12669FRA3 0.000000 4.583333 1,000.000000 A8 31,315,000.00 5.500000% 12669FRB1 0.000000 4.583333 1,000.000000 X ~~227~~224,~~412~~240,~~961~~882.4088 0.~~263953~~264463% 12669FQR7 0.000000 0.~~185482~~183249 ~~831~~822.~~489963~~151258 PO 6665,~~525~~783.0798 0.000000% 12669FQS5 101.~~420306~~020517 0.000000 ~~924~~923.~~977436~~956920 Residual AR 0.00 5.500000% 12669FQT3 0.000000 0.~~000000~~209619 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 4,~~507~~503,~~671~~092.0881 5.500000% 12669FQU0 1.~~008286~~016458 4.~~550044~~545423 ~~991~~990.~~728675~~712217 B1 1,~~865~~863,~~253~~359.4701 5.500000% 12669FQV8 1.~~008286~~016458 4.~~550044~~545423 ~~991~~990.~~728675~~712217 B2 ~~932~~931,~~626~~679.7450 5.500000% 12669FQW6 1.~~008286~~016458 4.~~550044~~545423 ~~991~~990.~~728675~~712217 B3 621,~~751~~119.1667 5.500000% 12669FQX4 1.~~008286~~016458 4.~~550044~~545423 ~~991~~990.~~728675~~712217 B4 ~~466~~465,~~338~~864.1954 5.500000% 12669FQY2 1.~~008286~~016458 4.~~550044~~545423 ~~991~~990.~~728675~~712217 B5 621,~~747~~115.4091 5.500000% 12669FQZ9 1.~~008163~~016458 4.~~550044~~545423 ~~991~~990.~~728675~~712217 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~268~~264,~~067~~442,~~171~~205.2293 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2004-J2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 261,879,337.98 261,879,337.98 Loan count 553 553 Avg loan rate 5.981890% 5.98 Prepay amount 2,291,832.04 2,291,832.04 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 51,205.99 51,205.99 Sub servicer fees 0.00 0.00 Trustee fees 1,983.32 1,983.32 Agg advances N/A N/A Adv this period 8,120.67 8,120.67 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 3,131,475.00 3,131,475.00 Special Hazard 3,662,326.32 3,662,326.32 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.597625% 100.000000% 255,435,974.49 ----------------------------------------------------------------------------- Junior 3.402375% 0.000000% 8,997,000.64 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 2 950,434.73 60 to 89 days 1 369,124.23 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 3 1,319,558.96 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,824,012.79 3,824,012.79 Principal remittance amount 2,562,867.95 2,562,867.95 Interest remittance amount 1,261,144.84 1,261,144.84

Filing Compare · CWMBS INC CHL MORTGAGE PASS THROUGH TRUST 2004-J2