8-K 1 cw04j4_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2004-J4) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW CHL Mortgage Pass-Through Trust Series 2004-J4 On September 25, 2004, The Bank of New York, as Trustee for CW, CHL Mortgage Pass-Through Trust Series 2004-J4, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of April 1, 2004, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, CHL Mortgage Pass-Through Trust Series 2004-J4 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of April 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J4 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~122~~121,~~034~~442,~~337~~531.4913 4.500000% ~~591~~527,~~806~~759.3675 ~~457~~455,~~628~~409.7749 1983,~~049,435~~169.1224 0.00 0.00 1X ~~121~~120,~~546~~958,~~999~~101.5851 0.~~408282~~408223% 0.00 41,~~354~~148.5125 41,~~354~~148.5125 0.00 0.00 2A1 60,~~776~~534,~~000~~849.7804 5.000000% ~~241~~494,~~151~~997.7463 ~~253~~252,~~233~~228.3454 ~~494~~747,~~385~~226.0817 0.00 0.00 2X 61,~~644~~400,~~932~~487.2013 0.~~144824~~144827% 0.00 7,~~439~~410.7338 7,~~439~~410.7338 0.00 0.00 3A1 8887,~~531~~061,~~898~~631.9077 4.500000% 1,~~470~~540,~~267~~454.1463 ~~331~~326,~~994~~481.6212 1,~~802~~866,~~261~~935.7675 0.00 0.00 3A2 8886,~~232~~767.7949 7.577925% 1,~~465~~535.3025 5554,~~718~~793.4613 5756,~~183~~328.7638 0.00 0.00 3X 7776,~~927~~451,~~762~~039.6663 0.~~474309~~472080% 0.00 30,~~801~~075.5483 30,~~801~~075.5483 0.00 0.00 1PO 4,~~502~~482.0035 0.000000% 1918.6532 0.00 1918.6532 0.00 0.00 3PO 24,~~048~~017.0646 0.000000% 30.5944 0.00 30.5944 0.00 0.00 OT 100.00 0.000000% 0.00 0.00 0.00 0.00 0.00 Residual AR 0.00 4.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate CM 1,~~362~~357,~~433~~150.0750 4.~~665318~~665332% 5,~~282~~313.5724 5,~~296~~276.8230 10,~~579~~589.3953 0.00 0.00 CB1 ~~389~~387,~~252~~743.4722 4.~~665318~~665332% 1,~~509~~518.2501 1,~~513~~507.3246 3,~~022~~025.5747 0.00 0.00 CB2 ~~292~~291,~~161~~029.8101 4.~~665318~~665332% 1,~~132~~139.8038 1,~~135~~131.8646 2,~~268~~270.6683 0.00 0.00 CB3 194,~~774~~019.5434 4.~~665318~~665332% ~~755~~759.2058 ~~757~~754.2430 1,~~512~~513.4489 0.00 0.00 CB4 194,~~774~~019.5434 4.~~665318~~665332% ~~755~~759.2058 ~~757~~754.2430 1,~~512~~513.4489 0.00 0.00 CB5 ~~194~~193,~~691~~936.4961 4.~~665318~~665332% ~~754~~759.8826 ~~756~~753.9198 1,~~511~~513.7924 0.00 0.00 3M 1,~~500~~490,~~433~~099.3593 5.250000% 101,~~333~~514.4255 6,~~564~~519.4019 168,~~897~~033.8273 0.00 0.00 3B1 ~~724~~719,~~443~~454.4019 5.250000% ~~4,989~~731.2126 3,~~169~~147.4461 83,~~158~~878.6587 0.00 0.00 3B2 ~~413~~411,~~967~~116.6668 5.250000% ~~2,850~~417.9886 1,~~811~~798.1164 42,~~662~~216.0950 0.00 0.00 3B3 ~~206~~205,~~983~~558.8334 5.250000% ~~1,425~~208.4993 ~~905~~899.5532 21,~~331~~108.0425 0.00 0.00 3B4 ~~206~~205,~~983~~558.8334 5.250000% ~~1,425~~208.4993 ~~905~~899.5532 21,~~331~~108.0425 0.00 0.00 3B5 ~~258~~257,~~807~~024.3696 5.250000% ~~1,782~~261.4024 1,~~132~~124.2848 21,~~914~~385.6872 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~277~~275,~~398~~061,~~827~~089.3669 - 2,~~337~~578,~~737~~387.6784 1,~~202~~192,~~876~~113.6809 3,~~540~~770,~~614~~500.3593 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~121~~120,~~442~~914,~~531~~771.1338 0.00 1X 120,~~958~~432,~~101~~541.5187 0.00 2A1 60,~~534~~039,~~849~~851.0441 0.00 2X 6160,~~400~~902,~~487~~180.1307 0.00 3A1 8785,~~061~~521,~~631~~177.7714 0.00 3A2 8685,~~767~~232.4924 0.00 3X 7674,~~451~~923,~~039~~435.6329 0.00 1PO 4,~~482~~464.3503 0.00 3PO 2423,~~017~~987.4602 0.00 OT 100.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate CM 1,~~357~~351,~~150~~837.5027 0.00 CB1 ~~387~~386,~~743~~225.2221 0.00 CB2 ~~291~~289,~~029~~889.0163 0.00 CB3 ~~194~~193,~~019~~259.3475 0.00 CB4 ~~194~~193,~~019~~259.3475 0.00 CB5 193,~~936~~177.6135 0.00 3M 1,~~490~~488,~~099~~585.9338 0.00 3B1 ~~719~~718,~~454~~722.1993 0.00 3B2 ~~411~~410,~~116~~698.6882 0.00 3B3 205,~~558~~349.3441 0.00 3B4 205,~~558~~349.3441 0.00 3B5 ~~257~~256,~~024~~763.9673 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~275~~272,~~061~~482,~~089~~701.6986 - --------------------------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J4 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~122~~121,~~034~~442,~~337~~531.4913 4.500000% 12669FUM3 4.~~551901~~059284 3.~~519869~~502800 ~~934~~930.~~079908~~020624 1X ~~121~~120,~~546~~958,~~999~~101.5851 0.~~408282~~408223% 12669FUN1 0.000000 0.~~319299~~317706 ~~933~~929.~~918533~~860682 2A1 60,~~776~~534,~~000~~849.7804 5.000000% 12669FUP6 37.~~757838~~713487 3.~~946104~~930446 ~~943~~935.~~307139~~593652 2X 61,~~644~~400,~~932~~487.2013 0.~~144824~~144827% 12669FUQ4 0.000000 0.~~114366~~113915 ~~943~~936.~~872936~~212759 3A1 8887,~~531~~061,~~898~~631.9077 4.500000% 12669FUR2 1415.~~652998~~352501 3.~~308730~~253781 ~~867~~852.~~674900~~322398 3A2 8886,~~232~~767.7949 7.577925% 12669FUS0 1415.~~652998~~352501 ~~557~~547.~~184553~~931276 ~~867~~852.~~674900~~322398 3X 7776,~~927~~451,~~762~~039.6663 0.~~474309~~472080% 12669FUT8 0.000000 0.~~346713~~338545 ~~860~~843.~~560865~~365591 1PO 4,~~502~~482.0035 0.000000% 12669FUU5 4.~~308287~~016028 0.000000 ~~982~~978.~~809555~~793527 3PO 24,~~048~~017.0646 0.000000% 12669FUV3 1.~~193980~~188077 0.000000 ~~937~~936.~~294290~~106213 OT 100.00 0.000000% 12669FYH0 0.000000 0.000000 1,000.000000 Residual AR 0.00 4.500000% 12669FUW1 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate CM 1,~~362~~357,~~433~~150.0750 4.~~665318~~665332% 12669FUX9 3.~~833506~~855758 3.~~843845~~828954 ~~984~~981.~~869741~~013983 CB1 ~~389~~387,~~252~~743.4722 4.~~665318~~665332% 12669FUY7 3.~~833506~~855758 3.~~843845~~828954 ~~984~~981.~~869741~~013983 CB2 ~~292~~291,~~161~~029.8101 4.~~665318~~665332% 12669FUZ4 3.~~833506~~855758 3.~~843845~~828954 ~~984~~981.~~869741~~013983 CB3 194,~~774~~019.5434 4.~~665318~~665332% 12669FYB3 3.~~833506~~855758 3.~~843845~~828954 ~~984~~981.~~869741~~013983 CB4 194,~~774~~019.5434 4.~~665318~~665332% 12669FYC1 3.~~833506~~855758 3.~~843845~~828954 ~~984~~981.~~869741~~013983 CB5 ~~194~~193,~~691~~936.4961 4.~~665318~~665332% 12669FYD9 3.~~833506~~855758 3.~~843845~~828954 ~~984~~981.~~869741~~013983 3M 1,~~500~~490,~~433~~099.3593 5.250000% 12669FVA8 61.~~866519~~006410 4.~~362015~~331974 ~~990~~989.~~165413~~159003 3B1 ~~724~~719,~~443~~454.4019 5.250000% 12669FVB6 61.~~866519~~006410 4.~~362015~~331974 ~~990~~989.~~165413~~159003 3B2 ~~413~~411,~~967~~116.6668 5.250000% 12669FVC4 61.~~866519~~006410 4.~~362015~~331974 ~~990~~989.~~165413~~159003 3B3 ~~206~~205,~~983~~558.8334 5.250000% 12669FYE7 61.~~866519~~006410 4.~~362015~~331974 ~~990~~989.~~165413~~159003 3B4 ~~206~~205,~~983~~558.8334 5.250000% 12669FYF4 61.~~866519~~006410 4.~~362015~~331974 ~~990~~989.~~165413~~159003 3B5 ~~258~~257,~~807~~024.3696 5.250000% 12669FYG2 61.~~866520~~006396 4.~~362015~~331974 ~~990~~989.~~165583~~159187 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~277~~275,~~398~~061,~~827~~089.3669 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J4 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 122,664,556.44 60,902,180.07 88,915,865.30 Loan count 225 117 178 Avg loan rate 5.159633% 5.403827% 5.906573% Prepay amount 46,800.76 263,566.29 1,453,413.99 Total ----- Prin balance 272,482,601.81 Loan count 520 Avg loan rate 5.46 Prepay amount 1,763,781.04 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 25,666.52 12,791.77 17,102.49 Sub servicer fees 0.00 0.00 0.00 Trustee fees 923.99 460.50 678.46 Agg advances N/A N/A N/A Adv this period 0.00 0.00 2,785.55 Total ----- Master serv fees 55,560.77 Sub servicer fees 0.00 Trustee fees 2,062.96 Agg advances N/A Adv this period 2,785.55 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 2,635,942.64 1,301,032.91 2,075,722.03 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 6,012,697.58 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.857418% 100.000000% 269,154,379.23 ----------------------------------------------------------------------------- Junior 2.142582% 0.000000% 5,893,118.64 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 467,983.91 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 467,983.91 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,770,500.93 3,770,500.93 Principal remittance amount 2,578,387.84 2,578,387.84 Interest remittance amount 1,192,113.09 1,192,113.09

Filing Compare · CWMBS 2004-J4