8-K 1 cw04j6_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2004-J6) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW CHL Mortgage Pass-Through Trust Series 2004-J6 On September 25, 2004, The Bank of New York, as Trustee for CW, CHL Mortgage Pass-Through Trust Series 2004-J6, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of July 1, 2004, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, CHL Mortgage Pass-Through Trust Series 2004-J6 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of July 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J6 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 4847,~~059~~943,~~000~~142.0066 5.250000% ~~115~~127,~~857~~584.34 ~~210~~209,~~258~~751.1325 ~~326~~337,~~115~~335.4659 0.00 0.00 1A2 2,~~403~~397,~~000~~207.0001 5.250000% 56,~~792~~379.9935 10,~~513~~487.1378 16,~~306~~867.1113 0.00 0.00 1X 13,~~909~~875,~~266~~974.0023 0.~~139380~~139391% 0.00 1,~~615~~611.5682 1,~~615~~611.5682 0.00 0.00 2A1 1615,~~057~~958,~~000~~584.0005 4.750000% 98125,~~415~~973.9556 63,~~558~~169.9640 ~~161~~189,~~974~~142.9195 0.00 0.00 2X 13,~~111~~033,~~407~~832.0098 0.~~520622~~520489% 0.00 5,~~688~~653.4030 5,~~688~~653.4030 0.00 0.00 3A1 75,~~316~~026,~~000~~279.0048 5.000000% ~~289~~1,~~720~~636,647.5211 ~~313~~312,~~816~~609.6750 ~~603~~1,~~537~~949,256.1960 0.00 0.00 3X 31,~~273~~143,~~052~~444.0022 0.~~208385~~208353% 0.00 5,~~430~~407.7137 5,~~430~~407.7137 0.00 0.00 PO ~~386~~385,~~765~~148.5763 0.000000% 13,~~616~~974.9401 0.00 13,~~616~~974.9401 0.00 0.00 Residual AR ~~100~~0.00 5.250000% ~~100~~0.00 0.4400 ~~100~~0.4400 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 1,~~154~~150,~~500~~563.0045 5.~~060686~~060860% 34,~~936~~113.5544 4,~~868~~852.8037 8,~~805~~965.3681 0.00 0.00 B1 ~~288~~287,~~600~~615.0095 5.~~060686~~060860% ~~984~~1,028.0527 1,~~217~~212.1099 2,~~201~~241.1526 0.00 0.00 B2 ~~216~~215,~~500~~761.0079 5.~~060686~~060860% ~~738~~771.2138 ~~913~~909.0395 1,~~651~~681.2433 0.00 0.00 B3 ~~144~~143,~~300~~807.0097 5.~~060686~~060860% ~~492~~514.0314 ~~608~~606.5549 1,~~100~~120.5763 0.00 0.00 B4 ~~144~~143,~~300~~807.0097 5.~~060686~~060860% ~~492~~514.0314 ~~608~~606.5549 1,~~100~~120.5763 0.00 0.00 B5 ~~145~~144,~~109~~614.5475 5.~~060686~~060860% ~~494~~517.7902 ~~611~~609.9690 1,~~106~~126.7592 -0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~144~~143,~~315~~796,~~175~~533.1172 - ~~518~~1,~~641~~908,016.3976 ~~619~~617,~~709~~488.9660 12,~~138~~525,~~351~~505.3536 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 47,~~943~~815,~~142~~558.6632 0.00 1A2 2,~~397~~390,~~207~~827.0166 0.00 1X 13,~~875~~842,~~974~~081.2316 0.00 2A1 15,~~958~~832,~~584~~610.0549 0.00 2X 1312,~~033~~931,~~832~~338.9872 0.00 3A1 7573,~~026~~389,~~279~~632.4837 0.00 3X 3130,~~143~~988,~~444~~932.2206 0.00 PO ~~385~~381,~~148~~174.6362 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 1,~~150~~146,~~563~~450.4500 0.00 B1 ~~287~~286,~~615~~587.9568 0.00 B2 ~~215~~214,~~761~~990.7941 0.00 B3 143,~~807~~293.9784 0.00 B4 143,~~807~~293.9784 0.00 B5 144,~~614~~097.7573 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~143~~141,~~796~~888,~~533~~516.7296 - --------------------------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J6 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 4847,~~059~~943,~~000~~142.0066 5.250000% 12669FY80 2.~~410731~~654744 4.~~375000~~364453 ~~997~~994.~~589269~~934525 1A2 2,~~403~~397,~~000~~207.0001 5.250000% 12669FY98 2.~~410731~~654744 4.~~375000~~364453 ~~997~~994.~~589269~~934525 1X 13,~~909~~875,~~266~~974.0023 0.~~139380~~139391% 12669FZ22 0.000000 0.~~116150~~115881 ~~997~~995.~~606504~~169778 2A1 1615,~~057~~958,~~000~~584.0005 4.750000% 12669FZ30 67.~~129162~~845398 3.~~958333~~934072 ~~993~~986.~~870838~~025440 2X 13,~~111~~033,~~407~~832.0098 0.~~520622~~520489% 12669FZ48 0.000000 0.~~433851~~431174 ~~994~~986.~~083471~~266289 3A1 75,~~316~~026,~~000~~279.0048 5.000000% 12669FZ55 321.~~846733~~730404 4.~~166667~~150639 ~~996~~974.~~153267~~422863 3X 31,~~273~~143,~~052~~444.0022 0.~~208385~~208353% 12669FZ63 0.000000 0.~~173655~~172908 ~~995~~990.~~855608~~914864 PO ~~386~~385,~~765~~148.5763 0.000000% 12669FZ71 410.~~180666~~274997 0.000000 ~~995~~985.~~819334~~544338 Residual AR ~~100~~0.00 5.250000% 12669FZ89 ~~1,000~~0.000000 40.~~375000~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 1,~~154~~150,~~500~~563.0045 5.~~060686~~060860% 12669FZ97 3.~~409747~~562964 4.~~217239~~203004 ~~996~~993.~~590253~~027288 B1 ~~288~~287,~~600~~615.0095 5.~~060686~~060860% 12669F2A0 3.~~409747~~562964 4.~~217239~~203004 ~~996~~993.~~590253~~027288 B2 ~~216~~215,~~500~~761.0079 5.~~060686~~060860% 12669F2B8 3.~~409747~~562964 4.~~217239~~203004 ~~996~~993.~~590253~~027288 B3 ~~144~~143,~~300~~807.0097 5.~~060686~~060860% 12669F2C6 3.~~409747~~562964 4.~~217239~~203004 ~~996~~993.~~590253~~027288 B4 ~~144~~143,~~300~~807.0097 5.~~060686~~060860% 12669F2D4 3.~~409747~~562964 4.~~217239~~203004 ~~996~~993.~~590253~~027288 B5 ~~145~~144,~~109~~614.5475 5.~~060686~~060860% 12669F2E2 3.~~409747~~562964 4.~~217239~~203004 ~~996~~993.~~590253~~027288 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~144~~143,~~315~~796,~~175~~533.1172 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J6 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 51,104,639.40 16,125,795.28 74,658,082.28 Loan count 107 36 130 Avg loan rate 5.530679% 5.408962% 5.332984% Prepay amount 16,030.51 16,504.35 1,361,302.77 Total ----- Prin balance 141,888,516.96 Loan count 273 Avg loan rate 5.41 Prepay amount 1,393,837.63 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 10,675.16 3,386.23 13,794.28 Sub servicer fees 0.00 0.00 0.00 Trustee fees 384.31 121.90 572.26 Agg advances N/A N/A N/A Adv this period 3,920.96 0.00 4,862.79 Total ----- Master serv fees 27,855.66 Sub servicer fees 0.00 Trustee fees 1,078.47 Agg advances N/A Adv this period 8,783.75 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 2,886,304.00 2,886,304.00 2,886,304.00 Special Hazard 3,941,601.26 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 8,658,912.00 Special Hazard 3,941,601.26 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 98.554331% 100.000000% 141,710,361.84 ----------------------------------------------------------------------------- Junior 1.445669% 0.000000% 2,078,713.50 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 2 1,161,696.28 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 2 1,161,696.28 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,525,505.36 2,525,505.36 Principal remittance amount 1,908,016.76 1,908,016.76 Interest remittance amount 617,488.60 617,488.60

Filing Compare · CWMBS 2004-J6