8-K 1 cwt0416cb_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust 2004-16CB, Series (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT Countrywide Alternative Loan Trust 2004-16CB Series 2004-16CB On September 25, 2004, The Bank of New York, as Trustee for CWT, Countrywide Alternative Loan Trust 2004-16CB Series 2004-16CB, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2004, among CWT as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, Countrywide Alternative Loan Trust 2004-16CB Series 2004-16CB relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-16CB, Series 2004-16CB ------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-16CB, Series 2004-16CB ------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-16CB, Series 2004-16CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 190,220,458.71 146,347,093.62 119,483,402.45 Loan count 999 1143 672 Avg loan rate 5.510072% 5.533730% 5.757315% Prepay amount 956,482.07 925,342.84 557,630.82 Total ----- Prin balance 148,601,429.61 390,181,546.83 994,833,931.22 Loan count 785 2627 6226 Avg loan rate 6.099272% 6.477020% 6.01 Prepay amount 1,673,679.46 6,314,009.52 10,427,144.71 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 39,217.24 30,179.91 24,766.77 Sub servicer fees 558.94 36,720.34 4,940.85 Trustee fees 1,435.35 1,108.59 901.23 Agg advances N/A N/A N/A Adv this period 10,361.45 13,292.09 8,052.72 Total ----- Master serv fees 30,862.74 77,730.16 202,756.81 Sub servicer fees 11,676.18 73,023.75 126,920.06 Trustee fees 1,128.13 2,976.31 7,549.61 Agg advances N/A N/A N/A Adv this period 10,623.38 23,704.32 66,033.96 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 10,150,000.00 10,150,000.00 10,150,000.00 Special Hazard 10,066,141.15 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 0.00 Fraud 10,150,000.00 10,150,000.00 50,750,000.00 Special Hazard 0.00 0.00 10,066,141.15 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.963018% 100.000000% 955,846,411.19 ----------------------------------------------------------------------------- Junior 5.036982% 0.000000% 50,699,537.16 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 61 8,432,007.13 60 to 89 days 10 1,554,886.64 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 71 9,986,893.77 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 16,479,397.23 16,479,397.23 Principal remittance amount 11,780,183.40 11,780,183.40 Interest remittance amount 4,699,213.83 4,699,213.83

Alternative Loan Trust 2004-16CB 8-K