8-K 1 cwt0414t2_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-14T2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT Mortgage Pass-Through Certificates Series 2004-14T2 On September 25, 2004, The Bank of New York, as Trustee for CWT, Mortgage Pass-Through Certificates Series 2004-14T2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2004, among CWT as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, Mortgage Pass-Through Certificates Series 2004-14T2 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-14T2 Alternative Loan Trust 2004-14T2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 5352,~~752~~741,~~916~~431.7227 5.500000% 1,~~011~~349,~~485~~052.4556 ~~246~~241,~~367~~731.5356 1,~~257~~590,~~852~~784.9912 0.00 0.00 A2 31,500,000.00 5.500000% 0.00 144,375.00 144,375.00 0.00 0.00 A3 9,~~859~~742,~~019~~047.8828 5.500000% ~~116~~156,~~972~~010.6033 4544,~~187~~651.1705 ~~162~~200,~~159~~661.7738 0.00 0.00 A4 4948,~~258~~642,~~021~~394.6485 5.500000% ~~615~~821,~~626~~082.7839 ~~225~~222,~~765~~944.9331 ~~841~~1,~~392~~044,026.7270 0.00 0.00 A5 2,630,000.00 5.500000% 0.00 12,054.17 12,054.17 0.00 0.00 A6 ~~119~~118,~~920~~452,~~278~~042.7152 5.500000% 1,~~468~~954,~~236~~068.1988 ~~549~~542,~~634~~905.6119 2,~~017~~496,~~870~~974.8107 0.00 0.00 A7 2,~~762~~775,~~604~~266.1710 5.500000% 0.00 0.00 0.00 0.00 0.00 A8 24,000,000.00 5.500000% 0.00 110,000.00 110,000.00 0.00 0.00 A9 620,000.00 5.500000% 0.00 2,841.67 2,841.67 0.00 0.00 A10 15,000,000.00 5.500000% 0.00 68,750.00 68,750.00 0.00 0.00 A11 17,170,000.00 5.500000% 0.00 78,695.83 78,695.83 0.00 0.00 A12 1,670,000.00 5.500000% 0.00 7,654.17 7,654.17 0.00 0.00 A13 36,~~460~~104,~~315~~798.6800 2.~~000000~~165000% ~~355~~474,~~517~~166.6802 6065,~~767~~139.1907 ~~416~~539,~~284~~305.8709 0.00 0.00 A14 36,~~460~~104,~~315~~798.6800 65.~~000000~~835000% 0.00 ~~182~~175,~~301~~559.58 ~~182~~175,~~301~~559.58 0.00 0.00 PO 76,~~010~~964,~~458~~644.7169 0.000000% 458,~~814~~576.0221 0.00 458,~~814~~576.0221 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 15,~~189~~174,~~076~~231.6268 5.750000% 14,~~844~~890.9423 72,~~780~~709.9986 87,~~625~~600.9409 0.00 0.00 B1 3,~~597~~593,~~412~~896.8898 5.750000% 3,~~515~~526.9163 17,~~237~~220.6076 20,~~753~~747.5139 0.00 0.00 B2 1,~~598~~597,~~850~~287.1754 5.750000% 1,~~562~~567.6339 7,~~661~~653.1667 9,~~223~~221.7806 0.00 0.00 B3 1,~~798~~796,~~706~~948.4449 5.750000% 1,~~757~~763.9532 8,~~618~~610.8038 10,~~376~~373.7669 0.00 0.00 B4 ~~999~~998,~~281~~304.3672 5.750000% ~~976~~979.6462 4,~~788~~783.2254 5,~~764~~763.8616 0.00 0.00 B5 ~~799~~798,~~431~~650.4513 5.750000% ~~781~~783.1970 3,~~830~~826.6187 4,~~611~~610.8056 0.1300 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~395~~391,~~596~~971,~~374~~944.4325 - 34,~~637~~786,~~091~~467.9927 1,~~849~~832,~~312~~106.2467 56,~~486~~618,~~404~~573.2394 ~~0.13~~- - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 5251,~~741~~392,~~431~~378.2771 0.00 A2 31,500,000.00 0.00 A3 9,~~742~~586,~~047~~036.2895 0.00 A4 4847,~~642~~821,~~394~~312.8547 0.00 A5 2,630,000.00 0.00 A6 ~~118~~116,~~452~~497,~~042~~973.5264 0.00 A7 2,~~775~~787,~~266~~986.1007 0.00 A8 24,000,000.00 0.00 A9 620,000.00 0.00 A10 15,000,000.00 0.00 A11 17,170,000.00 0.00 A12 1,670,000.00 0.00 A13 3635,~~104~~630,~~798~~631.0098 0.00 A14 3635,~~104~~630,~~798~~631.0098 0.00 PO 6,~~964~~956,~~644~~068.6948 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 15,~~174~~159,~~231~~341.6845 0.00 B1 3,~~593~~590,~~896~~370.9834 0.00 B2 1,~~597~~595,~~287~~720.5415 0.00 B3 1,~~796~~795,~~948~~185.4917 0.00 B4 ~~998~~997,~~304~~325.7210 0.00 B5 ~~798~~797,~~650~~866.1343 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~391~~387,~~971~~198,~~944~~196.2595 - --------------------------------------------------------------------------------

Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-14T2 Alternative Loan Trust 2004-14T2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 5352,~~752~~741,~~916~~431.7227 5.500000% 12667FMM4 1824.~~400012~~540722 4.~~481691~~397358 ~~959~~934.~~423548~~882826 A2 31,500,000.00 5.500000% 12667FMN2 0.000000 4.583333 1,000.000000 A3 9,~~859~~742,~~019~~047.8828 5.500000% 12667FMP7 1115.~~697260~~601033 4.~~518717~~465105 ~~974~~958.~~204728~~603695 A4 4948,~~258~~642,~~021~~394.6485 5.500000% 12667FMQ5 1216.~~312536~~421648 4.~~515319~~458886 ~~972~~956.~~847897~~426249 A5 2,630,000.00 5.500000% 12667FMR3 0.000000 4.583333 1,000.000000 A6 ~~119~~118,~~920~~452,~~278~~042.7152 5.500000% 12667FMS1 1216.~~065658~~058130 4.~~516782~~461482 ~~973~~957.~~414151~~356021 A7 2,~~762~~775,~~604~~266.1710 5.500000% 12667FMT9 0.000000 0.000000 1,~~009~~013.~~187674~~813117 A8 24,000,000.00 5.500000% 12667FMU6 0.000000 4.583333 1,000.000000 A9 620,000.00 5.500000% 12667FMV4 0.000000 4.583333 1,000.000000 A10 15,000,000.00 5.500000% 12667FMW2 0.000000 4.583333 1,000.000000 A11 17,170,000.00 5.500000% 12667FMX0 0.000000 4.583333 1,000.000000 A12 1,670,000.00 5.500000% 12667FMY8 0.000000 4.583333 1,000.000000 A13 36,~~460~~104,~~315~~798.6800 2.~~000000~~165000% 12667FMZ5 912.~~637551~~853929 1.~~647307~~765823 ~~978~~965.~~746883~~892953 A14 36,~~460~~104,~~315~~798.6800 65.~~000000~~835000% 12667FNA9 0.000000 4.~~941922~~759157 ~~978~~965.~~746883~~892953 PO 76,~~010~~964,~~458~~644.7169 0.000000% 12667FNB7 61.~~441888~~205896 0.000000 ~~979~~978.~~295396~~089500 Residual AR 0.00 5.750000% 12667FNC5 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 15,~~189~~174,~~076~~231.6268 5.750000% 12667FND3 0.~~976641~~979620 4.~~788223~~783543 ~~998~~997.~~304716~~325095 B1 3,~~597~~593,~~412~~896.8898 5.750000% 12667FNE1 0.~~976641~~979620 4.~~788223~~783543 ~~998~~997.~~304716~~325095 B2 1,~~598~~597,~~850~~287.1754 5.750000% 12667FNF8 0.~~976641~~979620 4.~~788223~~783543 ~~998~~997.~~304716~~325095 B3 1,~~798~~796,~~706~~948.4449 5.750000% 12667FNT8 0.~~976641~~979620 4.~~788223~~783543 ~~998~~997.~~304716~~325095 B4 ~~999~~998,~~281~~304.3672 5.750000% 12667FNU5 0.~~976641~~979620 4.~~788223~~783543 ~~998~~997.~~304716~~325095 B5 ~~799~~798,~~431~~650.4513 5.750000% 12667FNV3 0.~~976483~~979616 4.~~788223~~783543 ~~998~~997.~~304716~~325095 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~395~~391,~~596~~971,~~374~~944.4325 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-14T2 Alternative Loan Trust 2004-14T2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 387,198,196.95 387,198,196.95 Loan count 794 794 Avg loan rate 6.220236% 6.22 Prepay amount 4,388,076.31 4,388,076.31 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 77,358.74 77,358.74 Sub servicer fees 102,371.21 102,371.21 Trustee fees 2,939.79 2,939.79 Agg advances N/A N/A Adv this period 65,517.17 65,517.17 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 4,000,000.00 4,000,000.00 Special Hazard 4,979,458.88 4,979,458.88 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.893123% 100.000000% 368,012,624.72 ----------------------------------------------------------------------------- Junior 6.106877% 0.000000% 23,935,808.64 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 16 7,970,993.10 60 to 89 days 5 1,758,850.96 90 or more 1 398,915.65 Foreclosure 0 0.00 Totals: 22 10,128,759.71 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,618,573.94 6,618,573.94 Principal remittance amount 4,786,467.27 4,786,467.27 Interest remittance amount 1,832,106.67 1,832,106.67

Filing Compare · Alternative Loan Trust 2004-14T2