8-K 1 cwa0404_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-04) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWA By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-04 ------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-04 ------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-04 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 806,778,892.84 347,486,536.66 273,538,360.71 Loan count 5002 1661 1237 Avg loan rate 6.850201% 6.946251% 6.967966% Prepay amount 30,378,246.12 12,827,527.71 12,851,010.84 Total ----- Prin balance 1,427,803,790.21 Loan count 7900 Avg loan rate 6.90 Prepay amount 56,056,784.67 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 325,871.72 137,312.99 111,937.37 Sub servicer fees 44.47 0.00 0.00 Trustee fees 6,286.63 2,704.00 2,151.00 Agg advances N/A N/A N/A Adv this period 267,897.31 138,746.12 122,363.91 Total ----- Master serv fees 575,122.08 Sub servicer fees 44.47 Trustee fees 11,141.63 Agg advances N/A Adv this period 529,007.34 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 136,818.17 0.00 77,849.12 Cumulative losses 249,989.88 40,175.70 123,800.17 Total ----- Realized losses 214,667.29 Cumulative losses 413,965.75 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 18,800,002.00 8,400,000.00 6,800,000.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 34,000,002.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 83.398445% 100.000000% 1,216,950,673.56 ----------------------------------------------------------------------------- Junior 16.601555% 0.000000% 242,250,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 218 34,189,784.82 60 to 89 days 54 7,780,797.39 90 or more 17 2,657,710.32 Foreclosure 141 23,044,169.12 Totals: 430 67,672,461.65 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 2,419,113.61 Current Total Outstanding Number of Loans: 17 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 66,514,783.75 66,514,783.75 Principal remittance amount 57,746,784.90 57,746,784.90 Interest remittance amount 8,767,998.85 8,767,998.85

CWABS INC ASSET BACKED CERTIFICATES SERIES 2004-4 8-K