8-K 1 cwt043t1_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-3T1) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-3T1 Alternative Loan Trust 2004-3T1 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 6256,~~620~~359,~~090~~684.5418 2.~~115000~~680000% 21,~~413~~962,~~720~~683.6599 ~~110~~125,~~367~~869.9196 2,~~524,~~088,553.5695 0.00 0.00 A2 6256,~~620~~359,~~090~~684.5418 5.~~885000~~320000% 0.00 ~~307~~249,~~099~~861.3627 ~~307~~249,~~099~~861.3627 0.00 0.00 A3 ~~125~~112,~~240~~719,~~189~~376.7012 5.000000% 43,~~827~~925,~~441~~368.6225 ~~521~~469,~~834~~664.1207 54,~~349~~395,~~275~~032.7532 0.00 0.00 A4 13,095,000.00 6.000000% 0.00 65,475.00 65,475.00 0.00 0.00 PO 3,~~649~~414,~~404~~486.3735 0.000000% 50126,~~699~~824.4936 0.00 50126,~~699~~824.4936 0.00 0.00 Residual AR 0.00 6.000000% 0.00 0.0400 0.0400 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 9,~~458~~430,~~244~~616.2894 6.000000% 9,~~067~~412.5382 47,~~291~~153.2208 56,~~358~~565.7591 0.00 0.00 B1 1,~~991~~985,~~209~~393.3204 6.000000% 1,~~908~~981.9565 9,~~956~~926.0597 11,~~865~~908.0061 0.00 0.00 B2 1,~~244~~240,~~505~~870.8365 6.000000% 1,~~193~~238.1053 6,~~222~~204.5335 7,~~415~~442.6388 0.00 0.00 B3 ~~995~~992,~~604~~696.6652 6.000000% ~~954~~990.4882 4,~~978~~963.0248 5,~~932~~954.5031 0.00 0.00 B4 ~~746~~744,~~703~~522.5039 6.000000% ~~715~~743.8612 3,~~733~~722.5261 4,~~449~~465.3873 0.00 0.00 B5 ~~498~~497,~~566~~110.5019 6.000000% ~~477~~496.9716 2,~~492~~485.8355 2,~~970~~981.8071 0.0001 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~219~~200,~~539~~479,~~518~~756.6938 - 76,~~306~~029,~~179~~739.6571 1985,~~079,450~~326.6034 87,~~385~~015,~~630~~066.2505 -0.01 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 6054,~~206~~397,~~369~~000.8919 0.00 A2 6054,~~206~~397,~~369~~000.8919 0.00 A3 ~~120~~108,~~412~~794,~~748~~007.0887 0.00 A4 13,095,000.00 0.00 PO 3,~~598~~287,~~704~~661.8899 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 9,~~449~~421,~~176~~204.7511 0.00 B1 1,~~989~~983,~~300~~411.3739 0.00 B2 1,~~243~~239,~~312~~632.7312 0.00 B3 ~~994~~991,~~650~~705.1870 0.00 B4 ~~745~~743,~~987~~779.6427 0.00 B5 ~~498~~496,~~088~~614.5302 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~212~~194,~~233~~450,~~339~~016.0466 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-3T1 Alternative Loan Trust 2004-3T1 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 6256,~~620~~359,~~090~~684.5418 2.~~115000~~680000% 12667FDN2 3327.~~246690~~034092 1.~~520212~~733738 ~~829~~749.~~285072~~266569 A2 6256,~~620~~359,~~090~~684.5418 5.~~885000~~320000% 12667FDP7 0.000000 43.~~230000~~441600 ~~829~~749.~~285072~~266569 A3 ~~125~~112,~~240~~719,~~189~~376.7012 5.000000% 12667FDQ5 3327.~~246690~~034092 3.~~593882~~234586 ~~829~~749.~~285072~~266569 A4 13,095,000.00 6.000000% 12667FDR3 0.000000 5.000000 1,000.000000 PO 3,~~649~~414,~~404~~486.3735 0.000000% 12667FDW2 1230.~~356290~~909156 0.000000 ~~877~~801.~~062809~~256607 Residual AR 0.00 6.000000% 12667FDS1 0.000000 0.~~368152~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 9,~~458~~430,~~244~~616.2894 6.000000% 12667FDT9 0.~~954477~~990824 4.~~978023~~963483 ~~994~~991.~~650184~~705696 B1 1,~~991~~985,~~209~~393.3204 6.000000% 12667FDU6 0.~~954477~~990824 4.~~978023~~963483 ~~994~~991.~~650184~~705696 B2 1,~~244~~240,~~505~~870.8365 6.000000% 12667FDV4 0.~~954477~~990824 4.~~978023~~963483 ~~994~~991.~~650184~~705696 B3 ~~995~~992,~~604~~696.6652 6.000000% 12667FFC4 0.~~954477~~990824 4.~~978023~~963483 ~~994~~991.~~650184~~705696 B4 ~~746~~744,~~703~~522.5039 6.000000% 12667FFD2 0.~~954477~~990824 4.~~978023~~963483 ~~994~~991.~~650184~~705696 B5 ~~498~~497,~~566~~110.5019 6.000000% 12667FFE0 0.~~954477~~990801 4.~~978023~~963483 ~~994~~991.~~650184~~705696 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~219~~200,~~539~~479,~~518~~756.6938 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-3T1 Alternative Loan Trust 2004-3T1 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 194,450,016.66 194,450,016.66 Loan count 404 404 Avg loan rate 6.340327% 6.34 Prepay amount 5,829,118.19 5,829,118.19 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 38,175.35 38,175.35 Sub servicer fees 30,659.47 30,659.47 Trustee fees 1,503.60 1,503.60 Agg advances N/A N/A Adv this period 51,265.08 51,265.08 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 5,000,000.00 5,000,000.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 92.579076% 100.000000% 185,588,546.65 ----------------------------------------------------------------------------- Junior 7.420924% 0.000000% 14,876,346.62 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 9 4,539,732.86 60 to 89 days 3 1,516,163.54 90 or more 1 329,946.48 Foreclosure 3 1,732,527.98 Totals: 16 8,118,370.86 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,015,066.05 7,015,066.05 Principal remittance amount 6,029,739.71 6,029,739.71 Interest remittance amount 985,326.34 985,326.34

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