8-K 1 cw0412_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-12) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CW By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-12 ------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-12 ------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-12 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 488,875,349.53 234,382,363.57 109,419,780.67 Loan count 2353 1143 530 Avg loan rate 4.616552% 5.003604% 5.010410% Prepay amount 10,760,456.64 4,523,627.63 553,596.52 Prin balance 94,853,956.56 236,440,831.00 372,469,801.89 Loan count 458 1174 1831 Avg loan rate 4.999239% 5.148355% 5.266366% Prepay amount 526,564.69 4,896,281.18 7,011,808.48 Prin balance 92,195,894.30 91,344,725.85 329,352,708.86 Loan count 466 427 1658 Avg loan rate 5.438733% 5.065235% 5.444177% Prepay amount 1,836,656.13 1,833,262.25 5,607,342.32 Prin balance 106,929,111.43 360,282,707.82 389,113,211.20 Loan count 503 705 797 Avg loan rate 4.941977% 4.626649% 5.141142% Prepay amount 1,735,064.52 9,260,757.37 5,482,305.84 Prin balance 143,574,460.61 115,573,848.60 45,485,755.80 Loan count 298 332 138 Avg loan rate 5.183620% 4.254519% 4.418153% Prepay amount 1,419,907.98 3,119,867.24 16,569.65 Total ----- Prin balance 164,877,561.90 3,375,172,069.59 Loan count 583 13396 Avg loan rate 4.749377% 4.98 Prepay amount 3,708,684.81 62,292,753.25 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 128,263.40 63,403.28 33,139.72 Sub servicer fees 9,021.85 2,711.71 883.13 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 36,446.12 15,737.51 1,612.82 Master serv fees 28,601.81 64,413.98 101,145.83 Sub servicer fees 686.51 2,066.46 3,010.27 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 4,267.20 17,504.10 36,700.44 Master serv fees 22,949.70 24,797.23 90,520.87 Sub servicer fees 1,068.25 1,216.49 3,415.42 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 7,115.13 5,753.54 33,958.30 Master serv fees 27,956.14 55,395.24 68,574.64 Sub servicer fees 1,131.96 1,315.76 757.60 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 8,483.69 28,252.38 48,755.71 Master serv fees 28,012.38 30,937.47 14,216.35 Sub servicer fees 667.78 276.25 530.81 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 10,323.24 5,494.77 3,165.89 Total ----- Master serv fees 44,145.76 826,473.81 Sub servicer fees 2,390.49 31,150.73 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 15,826.82 279,397.66 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 10,997,864.18 4,994,034.74 2,237,008.40 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 1,985,713.06 4,997,120.62 7,978,750.42 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 1,991,118.90 2,009,747.36 7,021,231.46 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 2,383,410.70 8,484,572.81 8,529,441.53 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 3,042,298.86 2,553,211.39 1,016,099.52 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 3,778,794.85 74,000,418.81 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.520353% 100.000000% 3,249,310,603.13 ----------------------------------------------------------------------------- Junior 5.479647% 0.000000% 188,372,920.29 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 195 51,510,761.86 60 to 89 days 29 7,917,558.08 90 or more 8 2,079,655.16 Foreclosure 10 2,440,281.06 Totals: 242 63,948,256.16 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 75,774,424.02 75,774,424.02 Principal remittance amount 62,626,406.06 62,626,406.06 Interest remittance amount 13,148,017.96 13,148,017.96

CHL Mortgage Pass-Through Trust 2004-12 8-K