8-K 1 cwt414t2_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-14T2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-14T2 Alternative Loan Trust 2004-14T2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 5247,~~741~~059,~~431~~613.2762 5.500000% 12,~~349~~126,~~052~~380.5652 ~~241~~215,~~731~~689.5690 12,~~590~~342,~~784~~070.1241 0.00 0.00 A2 31,500,000.00 5.500000% 0.00 144,375.00 144,375.00 0.00 0.00 A3 9,~~742~~084,~~047~~977.2806 5.500000% ~~156~~245,~~010~~903.3394 4441,~~651~~639.0548 ~~200~~287,~~661~~543.3841 0.00 0.00 A4 4845,~~642~~184,~~394~~234.8526 5.500000% ~~821~~1,~~082~~294,192.3942 ~~222~~207,~~944~~094.3141 1,~~044~~501,~~026~~286.7082 0.00 0.00 A5 2,630,000.00 5.500000% 0.00 12,054.17 12,054.17 0.00 0.00 A6 ~~118~~110,~~452~~237,~~042~~309.5255 5.500000% 13,~~954~~072,~~068~~855.8840 ~~542~~505,~~905~~254.1934 23,~~496~~578,~~974~~109.0774 0.00 0.00 A7 2,~~775~~813,~~266~~601.1018 5.500000% 0.00 0.00 0.00 0.00 0.00 A8 24,000,000.00 5.500000% 0.00 110,000.00 110,000.00 0.00 0.00 A9 620,000.00 5.500000% 0.00 2,841.67 2,841.67 0.00 0.00 A10 15,000,000.00 5.500000% 0.00 68,750.00 68,750.00 0.00 0.00 A11 17,170,000.00 5.500000% 0.00 78,695.83 78,695.83 0.00 0.00 A12 1,670,000.00 5.500000% 0.00 7,654.17 7,654.17 0.00 0.00 A13 3634,~~104~~107,~~798~~748.0041 2.~~165000~~730000% ~~474~~747,~~166~~381.0284 6577,~~139~~595.0713 ~~539~~824,~~305~~976.0997 0.00 0.00 A14 3634,~~104~~107,~~798~~748.0041 5.~~835000~~270000% 0.00 ~~175~~149,~~559~~789.5886 ~~175~~149,~~559~~789.5886 0.00 0.00 PO 6,~~964~~903,~~644~~002.6919 0.000000% 854,~~576~~817.2104 0.00 854,~~576~~817.2104 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.0009 0.0009 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 15,~~174~~129,~~231~~203.6804 5.750000% 1415,~~890~~244.2302 72,~~709~~494.8610 87,~~600~~738.0912 0.00 0.00 B1 3,~~593~~583,~~896~~232.9830 5.750000% 3,~~526~~610.6343 17,~~220~~169.7665 20,~~747~~780.3908 0.00 0.00 B2 1,~~597~~592,~~287~~547.5469 5.750000% 1,~~567~~604.3963 7,~~653~~630.6796 9,~~221~~235.0659 0.00 0.00 B3 1,~~796~~791,~~948~~616.4915 5.750000% 1,~~763~~805.3221 8,~~610~~584.3883 10,~~373~~390.6904 0.00 0.00 B4 ~~998~~995,~~304~~342.7231 5.750000% ~~979~~1,002.6290 4,~~783~~769.5435 5,~~763~~772.1624 0.00 0.00 B5 ~~798~~796,~~650~~280.1318 5.750000% ~~783~~802.7032 3,~~826~~815.8751 4,~~610~~617.5683 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~391~~371,~~971~~868,~~944~~707.2593 - 47,~~786~~565,~~467~~600.2768 1,~~832~~735,~~106~~898.6743 69,~~618~~301,~~573~~499.9411 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 5144,~~392~~933,~~378~~233.7110 0.00 A2 31,500,000.00 0.00 A3 98,~~586~~839,~~036~~073.9512 0.00 A4 4743,~~821~~890,~~312~~041.4784 0.00 A5 2,630,000.00 0.00 A6 ~~116~~107,~~497~~164,~~973~~454.6415 0.00 A7 2,~~787~~826,~~986~~496.0785 0.00 A8 24,000,000.00 0.00 A9 620,000.00 0.00 A10 15,000,000.00 0.00 A11 17,170,000.00 0.00 A12 1,670,000.00 0.00 A13 3533,~~630~~360,~~631~~366.9856 0.00 A14 3533,~~630~~360,~~631~~366.9856 0.00 PO 6,~~956~~848,~~068~~185.4814 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 15,~~159~~113,~~341~~959.4501 0.00 B1 3,~~590~~579,~~370~~621.3487 0.00 B2 1,~~595~~590,~~720~~943.1505 0.00 B3 1,~~795~~789,~~185~~810.1794 0.00 B4 ~~997~~994,~~325~~339.1041 0.00 B5 ~~797~~795,~~866~~477.4386 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~387~~364,~~198~~316,~~196~~002.9592 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-14T2 Alternative Loan Trust 2004-14T2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 5247,~~741~~059,~~431~~613.2762 5.500000% 12667FMM4 2438.~~540722~~681156 43.~~397358~~923632 ~~934~~817.~~882826~~383997 A2 31,500,000.00 5.500000% 12667FMN2 0.000000 4.583333 1,000.000000 A3 9,~~742~~084,~~047~~977.2806 5.500000% 12667FMP7 1524.~~601033~~590394 4.~~465105~~163948 ~~958~~883.~~603695~~907312 A4 4845,~~642~~184,~~394~~234.8526 5.500000% 12667FMQ5 1625.~~421648~~883848 4.~~458886~~141888 ~~956~~877.~~426249~~800837 A5 2,630,000.00 5.500000% 12667FMR3 0.000000 4.583333 1,000.000000 A6 ~~118~~110,~~452~~237,~~042~~309.5255 5.500000% 12667FMS1 1625.~~058130~~252084 4.~~461482~~152075 ~~957~~880.~~356021~~655107 A7 2,~~775~~813,~~266~~601.1018 5.500000% 12667FMT9 0.000000 0.000000 1,~~013~~027.~~813117~~817036 A8 24,000,000.00 5.500000% 12667FMU6 0.000000 4.583333 1,000.000000 A9 620,000.00 5.500000% 12667FMV4 0.000000 4.583333 1,000.000000 A10 15,000,000.00 5.500000% 12667FMW2 0.000000 4.583333 1,000.000000 A11 17,170,000.00 5.500000% 12667FMX0 0.000000 4.583333 1,000.000000 A12 1,670,000.00 5.500000% 12667FMY8 0.000000 4.583333 1,000.000000 A13 3634,~~104~~107,~~798~~748.0041 2.~~165000~~730000% 12667FMZ5 1220.~~853929~~260400 12.~~765823~~103487 ~~965~~904.~~892953~~349465 A14 3634,~~104~~107,~~798~~748.0041 5.~~835000~~270000% 12667FNA9 0.000000 4.~~759157~~060578 ~~965~~904.~~892953~~349465 PO 6,~~964~~903,~~644~~002.6919 0.000000% 12667FNB7 17.~~205896~~707799 0.000000 ~~978~~962.~~089500~~920074 Residual AR 0.00 5.750000% 12667FNC5 0.000000 0.~~000000~~907068 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 15,~~174~~129,~~231~~203.6804 5.750000% 12667FND3 01.~~979620~~002896 4.~~783543~~769349 ~~997~~994.~~325095~~339409 B1 3,~~593~~583,~~896~~232.9830 5.750000% 12667FNE1 01.~~979620~~002896 4.~~783543~~769349 ~~997~~994.~~325095~~339409 B2 1,~~597~~592,~~287~~547.5469 5.750000% 12667FNF8 01.~~979620~~002896 4.~~783543~~769349 ~~997~~994.~~325095~~339409 B3 1,~~796~~791,~~948~~616.4915 5.750000% 12667FNT8 01.~~979620~~002896 4.~~783543~~769349 ~~997~~994.~~325095~~339409 B4 ~~998~~995,~~304~~342.7231 5.750000% 12667FNU5 01.~~979620~~002896 4.~~783543~~769349 ~~997~~994.~~325095~~339409 B5 ~~798~~796,~~650~~280.1318 5.750000% 12667FNV3 01.~~979616~~002896 4.~~783543~~769349 ~~997~~994.~~325095~~339409 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~391~~371,~~971~~868,~~944~~707.2593 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-14T2 Alternative Loan Trust 2004-14T2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 364,316,002.92 364,316,002.92 Loan count 745 745 Avg loan rate 6.198816% 6.20 Prepay amount 7,177,038.18 7,177,038.18 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 71,472.18 71,472.18 Sub servicer fees 91,898.99 91,898.99 Trustee fees 2,789.02 2,789.02 Agg advances N/A N/A Adv this period 57,347.80 57,347.80 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 4,000,000.00 4,000,000.00 Special Hazard 4,963,787.58 4,963,787.58 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.582225% 100.000000% 347,980,486.27 ----------------------------------------------------------------------------- Junior 6.417775% 0.000000% 23,864,152.15 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 11 4,707,507.18 60 to 89 days 3 1,125,536.27 90 or more 3 1,272,720.81 Foreclosure 5 1,802,755.47 Totals: 22 8,908,519.73 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 9,301,499.11 9,301,499.11 Principal remittance amount 7,565,600.68 7,565,600.68 Interest remittance amount 1,735,898.43 1,735,898.43

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